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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Cash Flows From Operating Activities    
Net Income (Loss) $ 217 $ (8,052)
Adjustments to reconcile net income (loss) to net cash from operating activities    
Depreciation and amortization 499 542
Provision for loan losses 263 8,884
Stock option expense 5 5
Gain on sale of foreclosed assets (100) (105)
Mortgage loans originated for sale (15,570) (10,868)
Proceeds from sale of mortgage loans 15,208 10,923
Gain on sale of mortgage loans (430) (349)
(Gain) Loss on sale of available for sale securities   (37)
Earned Stock Compensation 19  
Net change in:    
Deferred loan fees (48) 49
Accrued interest receivable 193 (53)
Other assets 759 (129)
Accrued expenses and other liabilities 132 140
Net cash provided by (used in) operating activities 1,147 950
Cash Flows From Investing Activities    
Purchases of available for sale securities   (4,216)
Proceeds from maturities of securities 1,149 2,288
Proceeds from sale of securities   1,566
Activity in held-to-maturity securities:    
Proceeds from maturities of securities 10 13
Loan originations and principal collections, net 12,476 5,408
Proceeds from sale of foreclosed assets 1,354 1,850
Proceeds from sale of FHLB Stock 495  
Purchase of premises and equipment (51) (59)
Net cash provided by investing activities 15,433 6,850
Cash Flows From Financing Activities    
Net decrease in deposits (8,274) (11,883)
Repayment of FHLB advances (6,000)  
Net cash provided by financing activities (14,274) (11,883)
Net Increase (Decrease) in Cash and Cash Equivalents 2,306 (4,083)
Cash and Cash Equivalents - Beginning 41,974 23,354
Cash and Cash Equivalents - End 44,280 19,271
Supplemental Cash Flow Information:    
Interest 2,077 2,886
Noncash investing activities:    
Loans transferred to foreclosed assets $ 2,358 $ 2,558