Condensed Consolidated Statements Of Income (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Loans, including fees	$ 2,622	$ 3,092	$ 5,306	$ 6,428
Investment securities	113	143	231	294
Federal funds sold and overnight deposits	8		14	1
Total interest income	2,743	3,235	5,551	6,723
Interest Expense
Deposits	639	886	1,323	1,851
Federal Home Loan Bank advances	338	499	687	992
Total interest expense	977	1,385	2,010	2,843
Net Interest Income	1,766	1,850	3,541	3,880
Provision for Loan Losses	3	7,040	263	8,884
Net Interest Income After Provision for Loan Losses	1,763	(5,190)	3,278	(5,004)
Non-interest Income
Fees and service charges	455	563	902	1,108
Loan servicing fees	110	122	218	239
Net gain on sale of loans	272	149	430	349
Net gain on sale of securities				37
Other income	(109)	20	224	193
Total non-interest income	728	854	1,774	1,926
Non-interest Expense
Salaries and employee benefits	1,033	1,099	2,104	2,205
Occupancy and equipment	206	224	448	465
Data processing	209	199	422	407
Amortization of mortgage servicing rights	93	81	189	169
Professional services	186	245	343	396
Amortization of core deposit intangible	36	35	71	71
NOW account processing	49	53	99	104
ATM/Debit card processing	63	60	122	117
Foreclosed property expense	145	59	233	265
Other general and administrative	452	425	804	775
Total non-interest expense	2,472	2,480	4,835	4,974
Income (Loss) - Before income taxes	19	(6,816)	217	(8,052)
Income Taxes
Net Income (Loss)	19	(6,816)	217	(8,052)
Dividends and amortization of discount on preferred stock	89	88	177	176
Net Income (loss) available to common stock	$ (70)	$ (6,904)	$ 40	$ (8,228)
Income (Loss) Per Share
Basic	$ (0.04)	$ (3.49)	$ 0.02	$ (4.16)
Diluted	$ (0.04)	$ (3.49)	$ 0.02	$ (4.16)