Condensed Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 7,253	$ 7,065
Federal Home Loan Bank overnight time and other interest bearing deposits	37,027	34,909
Total cash and cash equivalents	44,280	41,974
Securities - Available for sale	10,410	11,466
Securities - Held to maturity		10
Other securities	3,370	3,865
Loans held for sale	1,055	693
Loans, net	168,149	182,768
Foreclosed assets, net	3,994	2,972
Premises and equipment	3,967	4,122
Core deposit intangible	319	390
Other assets	7,469	8,608
Total assets	243,013	256,868
Deposits:
Non-interest bearing	19,762	15,394
Interest bearing	177,992	190,634
Total deposits	197,754	206,028
Federal Home Loan Bank advances	30,350	36,350
Accrued expenses and other liabilities	2,757	2,472
Total liabilities	230,861	244,850
Stockholders' Equity
Preferred stock-$.01 par value, 5,000,000 shares authorized, and 6,785 shares, fixed rate cumulative perpetual preferred stock, series A, $1,000 per share liquidation preference, issued and outstanding at June 30, 2011 and December 31, 2010	6,756	6,750
Common stock - $0.01 par value, 20,000,000 shares authorized, 2,049,485 shares issued and outstanding at June 30, 2011 and December 31, 2010	20	20
Additional paid-in capital	21,151	21,146
Accumulated deficit	(15,550)	(15,591)
Accumulated other comprehensive income	335	257
Unearned compensation	(560)	(564)
Total stockholders' equity	12,152	12,018
Total liabilities and stockholders' equity	$ 243,013	$ 256,868