EXHIBIT 8

SUBSIDIARIES OF MILLEA HOLDINGS, INC.*

	Jurisdiction of
Name of Subsidiary	Incorporation		Ownership Interest
The Tokio Marine and Fire Insurance Company, Limited	Japan			100.0	%
The Nichido Fire and Marine Insurance Company, Limited	Japan			100.0	%
The Tokio Marine Life Insurance Company, Limited	Japan			100.0	%
The Nichido Life Insurance Company, Limited	Japan			100.0	%
Tokio Marine Asset Management Co., Ltd.	Japan			97.5	%
The Tokio Marine Career Service Company, Limited	Japan			100.0	%
Trans Pacific Insurance Company	New York, U.S.A			100.0	%
The Tokio Marine Europe Insurance Limited		U.K		100.0	%
Tokio Marine Global Re Limited	Ireland			100.0	%
The Tokio Marine and Fire Insurance Company (Singapore) Pte. Ltd.	Singapore			80.0	%
The Tokio Marine and Fire Insurance Company (Hong Kong) Limited	Hong Kong, China			100.0	%
Tokio Marine Brasil Seguradora S.A.	Brazil			91.3	%
Tokio Millennium Re Ltd.	Bermuda			100.0	%
Nichido Investment (Luxembourg) S.A.	Luxembourg			100.0	%
Tokio Marine Financial Solutions Ltd.	Cayman Islands			100.0	%

* As of March 31, 2003.