Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest Income:
Interest and fees on loans	$ 8,978	$ 8,761	$ 26,080	$ 25,655
Interest on investment securities	799	1,075	2,615	3,353
Other	36	171	160	445
Total interest income	9,813	10,007	28,855	29,453
Interest Expense:
Interest on deposits	190	304	648	923
Interest on junior subordinated deferrable interest debentures	86	131	296	406
Other	2	5	7	11
Total interest expense	278	440	951	1,340
Net interest income before provision for loan losses	9,535	9,567	27,904	28,113
Provision for Loan Losses	800	300	2,800	900
Net interest income after provision for loan losses	8,735	9,267	25,104	27,213
Non-Interest Income:
Service charges	547	676	1,760	1,996
Interchange revenue	799	642	1,894	1,739
Gain on sale of loans	317	313	945	788
Gain on sale of investments	0	0	0	20
Other	498	515	1,710	1,578
Total non-interest income	2,161	2,146	6,309	6,121
Non-Interest Expenses:
Salaries and employee benefits	3,125	3,439	9,571	9,743
Occupancy and equipment	840	799	2,542	2,482
Other	1,839	1,637	5,257	5,077
Total non-interest expenses	5,804	5,875	17,370	17,302
Income before provision for income taxes	5,092	5,538	14,043	16,032
Provision for Income Taxes	1,400	1,536	3,850	4,402
Net income	$ 3,692	$ 4,002	$ 10,193	$ 11,630
Basic earnings per share (in dollars per share)	$ 0.71	$ 0.78	$ 1.97	$ 2.26
Diluted earnings per share (in dollars per share)	$ 0.71	$ 0.77	$ 1.95	$ 2.22