Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income:
Interest and fees on loans	$ 8,540	$ 8,510
Interest on investment securities	952	1,137
Other	107	179
Total interest income	9,599	9,826
Interest Expense:
Interest on deposits	259	297
Interest on junior subordinated deferrable interest debentures	116	140
Other	3	3
Total interest expense	378	440
Net interest income before provision for loan losses	9,221	9,386
Provision for Loan Losses	750	400
Net interest income after provision for loan losses	8,471	8,986
Non-Interest Income:
Service charges	705	650
Interchange revenue	539	513
Gain on sale of loans	464	244
Other	517	558
Total non-interest income	2,225	1,965
Salaries and employee benefits	3,529	3,200
Occupancy and equipment	865	858
Other	1,742	1,626
Total non-interest expenses	6,136	5,684
Income before provision for income taxes	4,560	5,267
Provision for Income Taxes	1,244	1,449
Net income	$ 3,316	$ 3,818
Basic earnings per share (in dollars per share)	$ 0.64	$ 0.74
Diluted earnings per share (in dollars per share)	$ 0.63	$ 0.73