XML 91 R82.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Note 14 - Income Taxes - Income Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Federal income tax, at statutory rate 21.00% 21.00% 34.00%
State franchise tax, net of Federal tax effect 7.60% 7.40% 6.20%
Interest on obligations of states and political subdivisions (0.90%) (0.90%) (1.50%)
Net increase in cash surrender value of bank owned life insurance (0.30%) (0.40%) (0.70%)
Deferred tax Federal rate adjustment 9.20%
Other (0.30%)
Effective tax rate 27.40% 26.80% 47.20%