Note 7 - Deposits

12 Months Ended

Dec. 31, 2019

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

7. DEPOSITS

Interest-bearing deposits consisted of the following:

	December 31,
	2019		2018
Interest-bearing demand deposits	$	102,724,000	$	105,107,000
Money market		90,853,000		82,743,000
Savings		183,934,000		177,710,000
Time, $250,000 or more		3,447,000		5,755,000
Other time		34,747,000		51,211,000
Interest-bearing deposits	$	415,705,000	$	422,526,000

At

December 31, 2019

, the scheduled maturities of time deposits were as follows:

Year Ending
December 31,
2020	$	29,451,000
2021		4,994,000
2022		1,830,000
2023		1,554,000
2024		358,000
thereafter		7,000.00
	$	38,194,000

Deposit overdrafts reclassified as loan balances were

$398,000

and

$512,000

at

December 31, 2019

and

2018

, respectively.