Note 6 - Premises and Equipment

12 Months Ended

Dec. 31, 2019

Notes to Financial Statements

Property, Plant and Equipment Disclosure [Text Block]

6. PREMISES AND EQUIPMENT

Premises and equipment consisted of the following:

	December 31,
	2019			2018
Land	$	4,179,000		$	4,179,000
Premises		18,879,000			18,747,000
Furniture, equipment and leasehold improvements		7,896,000			6,895,000
Total		30,954,000			29,821,000
Less accumulated depreciation and amortization		(16,325,000	)		(15,534,000	)
Premises and equipment, net	$	14,629,000		$	14,287,000

Depreciation and amortization included in occupancy and equipment expense totaled

$1,055,000,

$925,000

and

$953,000

for the years ended

December 31, 2019,

2018

and

2017

, respectively.