Condensed Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest Income:
Interest and fees on loans	$ 4,608	$ 4,316
Interest on investment securities	374	256
Other	30	22
Total interest income	5,012	4,594
Interest Expense:
Interest on deposits	133	155
Interest on note payable	32
Interest on subordinated debt	188
Interest on junior subordinated deferrable interest debentures	74	83
Other	2	27
Total interest expense	429	265
Net interest income before provision for loan losses	4,583	4,329
Provision for Loan Losses	150	700
Net interest income after provision for loan losses	4,433	3,629
Non-Interest Income:
Service charges	994	876
Gain on sale of loans	332	521
Other	362	303
Total non-interest income	1,688	1,700
Non-Interest Expenses:
Salaries and employee benefits	2,369	2,219
Occupancy and equipment	779	757
Other	1,413	1,399
Total non-interest expenses	4,561	4,375
Income before provision for income taxes	1,560	954
Provision for Income Taxes	618	338
Net income	942	616
Preferred Stock Dividends and Discount Accretion		(171)
Net income available to common shareholders	$ 942	$ 445
Basic earnings per common share	$ 0.20	$ 0.09
Diluted earnings per common share	$ 0.19	$ 0.09