Condensed Consolidated Statement Of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash Flows from Operating Activities:
Net income	$ 325	$ 710
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,300	2,400
Change in deferred loan origination costs/fees, net	(174)	(95)
Depreciation and amortization	737	875
Stock-based compensation expense	(65)	(28)
Amortization of investment security premiums	201	232
Accretion of investment security discounts	(12)	(38)
Net loss on sale of other real estate	674	37
Net gain on sale of vehicles owned	(1)	(4)
Gain on sale of investments	(612)	(580)
Gain on sale of loans held for sale	(1,138)	(240)
Loans originated for sale	(10,643)	(8,249)
Proceeds from secured borrowing		4,885
Proceeds from loan sales	11,109	3,743
Earnings on Bank owned life insurance policies	(176)	(177)
Provision for losses on other real estate	(136)	346
(Increase) decrease in accrued interest receivable and other assets	(2,537)	1,568
Increase in accrued interest payable and other liabilities	1,145	169
Net cash provided by operating activities	997	5,554
Cash Flows from Investing Activities:
Proceeds from matured and called available-for-sale investment securities	12,000	17,720
Purchases of available-for-sale investment securities	(24,187)	(18,179)
Proceeds from principal repayments from available-for-sale government-guaranteed mortgage-backed securities	3,095	3,710
Proceeds from sale of available-for-sale securities	27,351	15,140
Net decrease in loans	3,006	6,260
Proceeds from sale of other vehicles	23	89
Proceeds from sale of other real estate	3,791	2,342
Purchase of premises and equipment	(75)	(1,160)
Net cash provided by investing activities	25,004	25,922
Cash Flows from Financing Activities:
Net (decrease) in demand, interest bearing and savings deposits	(6,549)	(11,684)
Net (decrease) increase in time deposits	(21,798)	3,345
Net decrease in short-term borrowings		(20,000)
Payment of cash dividends on preferred stock		(150)
Net cash used in financing activities	(28,347)	(28,489)
(Decrease) increase in cash and cash equivalents	(2,346)	2,987
Cash and Cash Equivalents at Beginning of Year	64,628	59,493
Cash and Cash Equivalents at End of Period	62,282	62,480
Cash paid during the period for:
Interest expense	1,045	1,609
Income taxes	2
Non-Cash Investing Activities:
Real estate and vehicles acquired through foreclosure	2,044	1,264
Net change in unrealized income on available-for-sale securities	$ 277	$ 124