Condensed Consolidated Balance Sheet (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and cash equivalents	$ 62,282	$ 64,628
Investment securities	45,653	63,017
Loans, less allowance for loan losses of $7,267 at June 30, 2011 and $7,324 at December 31, 2010	296,158	307,151
Premises and equipment, net	13,913	14,431
Bank owned life insurance	10,639	10,463
Real estate and vehicles acquired through foreclosure	6,697	8,884
Accrued interest receivable and other assets	18,309	15,906
Total assets	453,651	484,480
Deposits:
Non-interest bearing	111,910	111,802
Interest bearing	284,630	313,085
Total deposits	396,540	424,887
Accrued interest payable and other liabilities	7,752	11,295
Junior subordinated deferrable interest debentures	10,310	10,310
Total liabilities	414,602	446,492
Commitments and contingencies (Note 6)
Shareholders' equity:
Serial preferred stock, no par value; 10,000,000 shares authorized; 11,949 issued and outstanding at June 30, 2011 and December 31, 2010	11,725	11,682
Common stock, no par value; 22,500,000 shares authorized; issued and outstanding - 4,776,339 shares at June 30, 2011 and December 31, 2010	5,962	6,027
Retained earnings	21,137	20,331
Accumulated other comprehensive income (loss)	225	(52)
Total shareholders' equity	39,049	37,988
Total liabilities and shareholders' equity	$ 453,651	$ 484,480