X0201 3 2003-08-12 0 0000740971 OLD POINT FINANCIAL CORP OPOF 0001167272 CHISMAN JAMES READE PO BOX 3392 HAMPTON VA 23663 0 0 0 1 DIRECTOR-OPNB COMMON STOCK 338634 D Common Stock 313,176.0000 shares benefically owned indirectly by insider /s/ CHISMAN, JAMES READE 2003-08-14