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Loans and Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2020
Loans and Allowance for Loan Losses [Abstract]  
Schedule of Loans [Table Text Block]
Loans consisted of the following segments as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
December 31, 2019
Commercial
$
443,759

 
$
431,044

Real estate:
 
 
 
Construction, land and land development
278,734

 
264,193

1-4 family residential first mortgages
57,802

 
54,475

Home equity
11,835

 
12,380

Commercial
1,197,915

 
1,175,024

Consumer and other
6,542

 
6,787

 
1,996,587

 
1,943,903

Net unamortized fees and costs
(2,155
)
 
(2,240
)
 
$
1,994,432

 
$
1,941,663
Impaired Loans [Table Text Block]
The following table summarizes the recorded investment in impaired loans by segment, broken down by loans with no related allowance for loan losses and loans with a related allowance and the amount of that allowance as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
December 31, 2019
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
Commercial
$
90

 
$
90

 
$
—

 
$
91

 
$
91

 
$
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

 
—

 
—

1-4 family residential first mortgages
398

 
398

 
—

 
411

 
411

 
—

Home equity
—

 
—

 
—

 
31

 
31

 
—

Commercial
—

 
—

 
—

 
5

 
5

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

 
488

 
488

 
—

 
538

 
538

 
—

With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
Commercial
—

 
—

 
—

 
—

 
—

 
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

 
—

 
—

1-4 family residential first mortgages
—

 
—

 
—

 
—

 
—

 
—

Home equity
—

 
—

 
—

 
—

 
—

 
—

Commercial
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Total:
 
 
 
 
 
 
 
 
 
 
 
Commercial
90

 
90

 
—

 
91

 
91

 
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

 
—

 
—

1-4 family residential first mortgages
398

 
398

 
—

 
411

 
411

 
—

Home equity
—

 
—

 
—

 
31

 
31

 
—

Commercial
—

 
—

 
—

 
5

 
5

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

 
$
488

 
$
488

 
$
—

 
$
538

 
$
538

 
$
—
Schedule of Impaired Loans With and Without an Allowance [Table Text Block]
The following table summarizes the average recorded investment and interest income recognized on impaired loans by segment for the three months ended March 31, 2020 and 2019.
 
Three Months Ended March 31,
 
2020
 
2019
 
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
With no related allowance recorded:
 
 
 
 
 
 
 
Commercial
$
91

 
$
—

 
$
989

 
$
—

Real estate:
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

1-4 family residential first mortgages
405

 
—

 
103

 
—

Home equity
8

 
—

 
40

 
—

Commercial
1

 
5

 
634

 
—

Consumer and other
—

 
—

 
—

 
—

 
505

 
5

 
1,766

 
—

With an allowance recorded:
 
 
 
 
 
 
 
Commercial
—

 
—

 
14

 
—

Real estate:
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

1-4 family residential first mortgages
—

 
—

 
—

 
—

Home equity
—

 
—

 
—

 
—

Commercial
—

 
—

 
98

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

 
112

 
—

Total:
 
 
 
 
 
 
 
Commercial
91

 
—

 
1,003

 
—

Real estate:
 
 
 
 
 
 
 
Construction, land and land development
—

 
—

 
—

 
—

1-4 family residential first mortgages
405

 
—

 
103

 
—

Home equity
8

 
—

 
40

 
—

Commercial
1

 
5

 
732

 
—

Consumer and other
—

 
—

 
—

 
—

 
$
505

 
$
5

 
$
1,878

 
$
—
Past Due Loans [Table Text Block]
The following tables provide an analysis of the payment status of the recorded investment in loans as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
30-59
Days Past
Due
 
60-89
Days Past
Due
 
90 Days
or More
Past Due
 
Total
Past Due
 
Current
 
Nonaccrual Loans
 
Total Loans
Commercial
$
—

 
$
—

 
$
—

 
$
—

 
$
443,669

 
$
90

 
$
443,759

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction, land and
 
 
 
 
 
 
 
 
 
 
 
 
 
land development
4,988

 
—

 
—

 
4,988

 
273,746

 
—

 
278,734

1-4 family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
first mortgages
52

 
—

 
—

 
52

 
57,352

 
398

 
57,802

Home equity
—

 
—

 
—

 
—

 
11,835

 
—

 
11,835

Commercial
—

 
—

 
—

 
—

 
1,197,915

 
—

 
1,197,915

Consumer and other
—

 
—

 
—

 
—

 
6,542

 
—

 
6,542

Total
$
5,040

 
$
—

 
$
—

 
$
5,040

 
$
1,991,059

 
$
488

 
$
1,996,587

 
December 31, 2019
 
30-59
Days Past
Due
 
60-89
Days Past
Due
 
90 Days
or More
Past Due
 
Total
Past Due
 
Current
 
Nonaccrual Loans
 
Total
Loans
Commercial
$
—

 
$
—

 
$
—

 
$
—

 
$
430,953

 
$
91

 
$
431,044

Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction, land and
 
 
 
 
 
 
 
 
 
 
 
 
 
land development
—

 
—

 
—

 
—

 
264,193

 
—

 
264,193

1-4 family residential
 
 
 
 
 
 
 
 
 
 
 
 
 
first mortgages
76

 
—

 
—

 
76

 
53,988

 
411

 
54,475

Home equity
—

 
—

 
—

 
—

 
12,349

 
31

 
12,380

Commercial
—

 
152

 
—

 
152

 
1,174,867

 
5

 
1,175,024

Consumer and other
—

 
—

 
—

 
—

 
6,787

 
—

 
6,787

Total
$
76

 
$
152

 
$
—

 
$
228

 
$
1,943,137

 
$
538

 
$
1,943,903
Loan Credit Quality Indicators [Table Text Block]
The following tables present the recorded investment in loans by credit quality indicator and loan segment as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
Pass
 
Watch
 
Substandard
 
Doubtful
 
Total
Commercial
$
419,500

 
$
20,779

 
$
3,480

 
$
—

 
$
443,759

Real estate:
 
 
 
 
 
 
 
 
 
Construction, land and land development
278,674

 
60

 
—

 
—

 
278,734

1-4 family residential first mortgages
55,652

 
1,503

 
647

 
—

 
57,802

Home equity
11,677

 
158

 
—

 
—

 
11,835

Commercial
1,169,522

 
27,420

 
973

 
—

 
1,197,915

Consumer and other
6,530

 
12

 
—

 
—

 
6,542

Total
$
1,941,555

 
$
49,932

 
$
5,100

 
$
—

 
$
1,996,587

 
December 31, 2019
 
Pass
 
Watch
 
Substandard
 
Doubtful
 
Total
Commercial
$
410,070

 
$
18,680

 
$
2,294

 
$
—

 
$
431,044

Real estate:
 
 
 
 
 
 
 
 
 
Construction, land and land development
264,132

 
61

 
—

 
—

 
264,193

1-4 family residential first mortgages
52,168

 
1,841

 
466

 
—

 
54,475

Home equity
12,349

 
—

 
31

 
—

 
12,380

Commercial
1,146,472

 
28,475

 
77

 
—

 
1,175,024

Consumer and other
6,787

 
—

 
—

 
—

 
6,787

Total
$
1,891,978

 
$
49,057

 
$
2,868

 
$
—

 
$
1,943,903
Allowance for Loan Losses [Table Text Block]
The following tables detail the changes in the allowance for loan losses by segment for the three months ended March 31, 2020 and 2019.
 
Three Months Ended March 31, 2020
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Beginning balance
$
3,875

 
$
2,375

 
$
216

 
$
127

 
$
10,565

 
$
77

 
$
17,235

Charge-offs
—

 
—

 
—

 
(1
)
 
—

 
—

 
(1
)
Recoveries
23

 
—

 
70

 
1

 
3

 
1

 
98

Provision (1)
233

 
220

 
(39
)
 
—

 
586

 
—

 
1,000

Ending balance
$
4,131

 
$
2,595

 
$
247

 
$
127

 
$
11,154

 
$
78

 
$
18,332

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2019
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Beginning balance
$
3,508

 
$
2,384

 
$
250

 
$
171

 
$
10,301

 
$
75

 
$
16,689

Charge-offs
—

 
—

 
—

 
—

 
—

 
—

 
—

Recoveries
21

 
—

 
3

 
20

 
4

 
—

 
48

Provision (1)
(1
)
 
213

 
(17
)
 
(29
)
 
(176
)
 
10

 
—

Ending balance
$
3,528

 
$
2,597

 
$
236

 
$
162

 
$
10,129

 
$
85

 
$
16,737

(1)
The negative provisions for the various segments are related to the decline in outstanding balances in each of those portfolio segments during the time periods disclosed and/or improvement in the credit quality factors related to those portfolio segments.
Allowance for Loan Losses by Impairment Method [Table Text Block]
The following tables present a breakdown of the allowance for loan losses disaggregated on the basis of impairment analysis method by segment as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Collectively evaluated for impairment
4,131

 
2,595

 
247

 
127

 
11,154

 
78

 
18,332

Total
$
4,131

 
$
2,595

 
$
247

 
$
127

 
$
11,154

 
$
78

 
$
18,332

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Collectively evaluated for impairment
3,875

 
2,375

 
216

 
127

 
10,565

 
77

 
17,235

Total
$
3,875

 
$
2,375

 
$
216

 
$
127

 
$
10,565

 
$
77

 
$
17,235
Loans by Impairment Method [Table Text Block]
The following tables present the recorded investment in loans, exclusive of unamortized fees and costs, disaggregated on the basis of impairment analysis method by segment as of March 31, 2020 and December 31, 2019.
 
March 31, 2020
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
90

 
$
—

 
$
398

 
$
—

 
$
—

 
$
—

 
$
488

Collectively evaluated for impairment
443,669

 
278,734

 
57,404

 
11,835

 
1,197,915

 
6,542

 
1,996,099

Total
$
443,759

 
$
278,734

 
$
57,802

 
$
11,835

 
$
1,197,915

 
$
6,542

 
$
1,996,587

 
December 31, 2019
 
 
 
Real Estate
 
 
 
 
 
Commercial
 
Construction and Land
 
1-4 Family Residential
 
Home Equity
 
Commercial
 
Consumer and Other
 
Total
Ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
91

 
$
—

 
$
411

 
$
31

 
$
5

 
$
—

 
$
538

Collectively evaluated for impairment
430,953

 
264,193

 
54,064

 
12,349

 
1,175,019

 
6,787

 
1,943,365

Total
$
431,044

 
$
264,193

 
$
54,475

 
$
12,380

 
$
1,175,024

 
$
6,787

 
$
1,943,903