Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 65,256	$ 37,808
Federal funds sold	1,141	15,482
Cash and cash equivalents	66,397	53,290
Investment securities available for sale, at fair value	372,420	398,578
Federal Home Loan Bank stock, at cost	13,739	12,491
Loans	1,994,432	1,941,663
Allowance for loan losses	(18,332)	(17,235)
Loans, net	1,976,100	1,924,428
Premises and equipment, net	29,129	29,680
Accrued interest receivable	7,558	7,134
Bank-owned life insurance	35,051	34,893
Deferred tax assets, net	10,276	5,361
Other assets	8,939	7,836
Total assets	2,519,609	2,473,691
Deposits:
Noninterest-bearing demand	408,144	380,079
Interest-bearing demand	357,313	346,307
Savings	1,025,749	996,836
Time of $250 or more	71,789	81,871
Other time	157,130	209,663
Total deposits	2,020,125	2,014,756
Federal funds purchased	32,340	2,660
Subordinated notes, net	20,442	20,438
Federal Home Loan Bank advances, net	179,620	179,365
Long-term debt	22,896	22,925
Accrued expenses and other liabilities	43,493	21,727
Total liabilities	2,318,916	2,261,871
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at March 31, 2020 and December 31, 2019	0	0
Common stock, no par value; authorized 50,000,000 shares; 16,447,272 and 16,379,752 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively	3,000	3,000
Additional paid-in capital	27,023	27,260
Retained earnings	189,470	184,821
Accumulated other comprehensive loss	(18,800)	(3,261)
Total stockholders' equity	200,693	211,820
Total liabilities and stockholders' equity	$ 2,519,609	$ 2,473,691