Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 44,851	$ 20,069
Federal funds sold and other short-term investments	7,922	67,885
Cash and cash equivalents	52,773	87,954
Securities available for sale	247,005	256,326
Federal Home Loan Bank stock, at cost	11,423	11,211
Loans held for sale	3,416	4,452
Loans	866,615	888,649
Allowance for loan losses	(17,476)	(19,087)
Loans, net	849,139	869,562
Premises and equipment, net	5,170	5,068
Accrued interest receivable	4,368	4,959
Bank-owned life insurance	25,506	25,395
Other real estate owned	12,402	19,193
Deferred tax assets	8,249	11,164
Other assets	7,148	10,179
Total assets	1,226,599	1,305,463
LIABILITIES
Noninterest-bearing demand	258,024	230,277
Interest-bearing demand	149,910	142,031
Savings	290,109	313,850
Time of $100,000 or more	126,733	178,388
Other time	93,763	107,526
Total deposits	918,539	972,072
Federal funds purchased and securities sold under agreements to repurchase	53,203	52,095
Other short-term borrowings	1,445	2,914
Subordinated notes	20,619	20,619
Federal Home Loan Bank advances	105,000	105,000
Accrued expenses and other liabilities	6,657	7,327
Total liabilities	1,105,463	1,160,027
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, with a liquidation preference of $1,000 per share; authorized 50,000,000 shares; no shares outstanding at September 30, 2011, and 36,000 shares issued and outstanding at December 31, 2010	0	34,508
Common stock, no par value; authorized 50,000,000 shares; 17,403,882 shares issued and outstanding at September 30, 2011 and December 31, 2010	3,000	3,000
Additional paid-in capital	33,687	34,387
Retained earnings	83,597	76,188
Accumulated other comprehensive income (loss)	852	(2,647)
Total stockholders' equity	121,136	145,436
Total liabilities and stockholders' equity	$ 1,226,599	$ 1,305,463