Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 37,944	$ 20,069
Federal funds sold and other short-term investments	64,537	67,885
Cash and cash equivalents	102,481	87,954
Securities available for sale	259,800	256,326
Federal Home Loan Bank stock, at cost	11,240	11,211
Loans held for sale	116	4,452
Loans	838,076	888,649
Allowance for loan losses	(17,790)	(19,087)
Loans, net	820,286	869,562
Premises and equipment, net	5,008	5,068
Accrued interest receivable	4,159	4,959
Bank-owned life insurance	25,284	25,395
Other real estate owned	14,693	19,193
Deferred tax assets	8,208	11,164
Other assets	9,861	10,179
Total assets	1,261,136	1,305,463
LIABILITIES
Noninterest-bearing demand	236,859	230,277
Interest-bearing demand	143,078	142,031
Savings	316,450	313,850
Time of $100,000 or more	169,554	178,388
Other time	95,992	107,526
Total deposits	961,933	972,072
Federal funds purchased and securities sold under agreements to repurchase	46,522	52,095
Other short-term borrowings	1,542	2,914
Subordinated notes	20,619	20,619
Federal Home Loan Bank advances	105,000	105,000
Accrued expenses and other liabilities	6,330	7,327
Total liabilities	1,141,946	1,160,027
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, with a liquidation preference of $1,000 per share; authorized 50,000,000 shares; no shares outstanding at June 30, 2011, and 36,000 shares issued and outstanding at December 31, 2010	0	34,508
Common stock, no par value; authorized 50,000,000 shares; 17,403,882 shares issued and outstanding at June 30, 2011 and December 31, 2010	3,000	3,000
Additional paid-in capital	34,387	34,387
Retained earnings	81,384	76,188
Accumulated other comprehensive income (loss)	419	(2,647)
Total stockholders' equity	119,190	145,436
Total liabilities and stockholders' equity	$ 1,261,136	$ 1,305,463