The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 3,361 17,444 SH   SOLE   0 0 17,444
Adams Diversified Equity Fund COM 006212104 3,122 170,967 SH   SOLE   0 0 170,967
Adams Natural Resources COM 00548F105 1,079 73,336 SH   SOLE   0 0 73,336
Alexandria Real COM 015271109 314 1,850 SH   DFND   1,850 0 0
Alexion Pharmaceuticals Inc COM 015351109 1,689 11,047 SH   SOLE   0 0 11,047
Allstate Corp COM 020002101 2,554 22,225 SH   SOLE   0 0 22,225
Alphabet Inc Cap Stk Cl C COM 02079K107 468 226 SH   SOLE   0 0 226
Amazon.Com Inc COM 023135106 965 312 SH   SOLE   0 0 312
Amcor Plc COM G0250X107 187 16,000 SH   DFND   16,000 0 0
American Tower-A COM 03027X100 600 2,500 SH   DFND   2,500 0 0
Amgen Inc COM 031162100 4,592 18,455 SH   SOLE   0 0 18,455
Amyris Inc COM 03236M200 210 11,000 SH   SOLE   0 0 11,000
Apple Inc COM 037833100 1,205 9,800 SH   DFND   9,800 0 0
Apple Inc COM 037833100 2,189 17,920 SH   SOLE   0 0 17,920
Ares Comm Real Estate COM 04013V108 140 10,000 SH   DFND   10,000 0 0
Artesian Resource Corp COM 043113208 3,318 84,256 SH   SOLE   0 0 84,256
Astrazeneca-Adr ADR 046353108 396 8,000 SH   DFND   8,000 0 0
At&T Inc COM 00206R102 276 9,131 SH   SOLE   0 0 9,131
Automatic Data Processing COM 053015103 280 1,483 SH   SOLE   0 0 1,483
Avalonbay Commun COM 053484101 243 1,300 SH   DFND   1,300 0 0
Bank Of America Corporation COM 060505104 732 18,912 SH   SOLE   0 0 18,912
Blackrock Intern L Grth & Inc Common COM 092524107 3,372 555,459 SH   SOLE   0 0 555,459
Blackrock Muniyield Qty Iii COM 09254E103 1,257 88,182 SH   SOLE   0 0 88,182
Cabot Microelectronics Corp COM 12571T100 1,939 10,967 SH   SOLE   0 0 10,967
Chase Corp COM 16150R104 6,064 52,099 SH   SOLE   0 0 52,099
Chevron Corp COM 166764100 370 3,500 SH   DFND   3,500 0 0
Cimarex Energy Co COM 171798101 1,383 23,293 SH   SOLE   0 0 23,293
Cisco Systems Inc COM 17275R102 1,355 26,196 SH   SOLE   0 0 26,196
Coca-Cola Co COM 191216100 224 4,245 SH   SOLE   0 0 4,245
Communication Services Sel Sect Spdr(R) Etf COM 81369Y852 1,030 14,053 SH   SOLE   0 0 14,053
Compania Cervecerias -Adr ADR 204429104 257 14,401 SH   DFND   14,401 0 0
Consumer Discret Sel Sect Spdr(R) Etf COM 81369Y407 6,821 40,581 SH   SOLE   0 0 40,581
Consumer Staples Select Sector Spdr(R) Etf COM 81369Y308 4,206 61,571 SH   SOLE   0 0 61,571
Crown Castle Int COM 22822V101 349 2,000 SH   DFND   2,000 0 0
Csx Corp COM 126408103 4,424 45,887 SH   SOLE   0 0 45,887
Cvs Health Corp COM 126650100 1,621 21,545 SH   SOLE   0 0 21,545
Cyrusone, Inc. COM 23283R100 362 5,200 SH   DFND   5,200 0 0
Dentsply Sirona Inc COM 24906P109 317 5,000 SH   DFND   5,000 0 0
Devon Energy Corp COM 25179M103 259 11,849 SH   SOLE   0 0 11,849
Diageo Plc-Adr ADR 25243Q205 469 2,800 SH   DFND   2,800 0 0
Digital Realty COM 253868103 482 3,368 SH   DFND   3,368 0 0
Dr Horton Inc COM 23331A109 455 5,000 SH   DFND   5,000 0 0
Duke Energy Corporation COM 26441C204 228 2,362 SH   SOLE   0 0 2,362
Electronic Arts COM 285512109 276 2,000 SH   DFND   2,000 0 0
Energy Select Sector Spdr(R) Etf COM 81369Y506 948 19,321 SH   SOLE   0 0 19,321
Enterprise Products Partners Lp COM 293792107 1,472 66,868 SH   SOLE   0 0 66,868
Essex Property COM 297178105 249 900 SH   DFND   900 0 0
Everest Re Group Ltd COM G3223R108 3,037 12,256 SH   SOLE   0 0 12,256
Extra Space Stor COM 30225T102 339 2,500 SH   DFND   2,500 0 0
Exxon Mobil Corporation COM 30231G102 375 6,714 SH   SOLE   0 0 6,714
Facebook Inc COM 30303M102 330 1,121 SH   SOLE   0 0 1,121
Fedex Corp COM 31428X106 425 1,500 SH   DFND   1,500 0 0
Fs Bancorp Inc COM 30263Y104 292 4,316 SH   DFND   4,316 0 0
Glaxosmithkl-Adr ADR 37733W105 304 8,500 SH   DFND   8,500 0 0
Global Net Lease Inc COM 379378201 204 11,000 SH   DFND   11,000 0 0
Global Self Storage Inc COM 37955N106 187 39,000 SH   DFND   39,000 0 0
Gold Fields-Adr ADR 38059T106 101 10,000 SH   DFND   10,000 0 0
Goldman Sachs Activebeta(R) Intl Eq Etf COM 381430107 10,623 321,527 SH   SOLE   0 0 321,527
Goldman Sachs Activebeta(R) Us Lgcp Eq Etf COM 381430503 6,885 87,015 SH   SOLE   0 0 87,015
Google Inc COM 02079K305 920 446 SH   SOLE   0 0 446
Group 1 Automoti COM 398905109 627 4,000 SH   DFND   4,000 0 0
Grupo Aeroportuario - Adr ADR 40051E202 235 1,300 SH   DFND   1,300 0 0
Hannon Armstrong COM 41068X100 416 7,600 SH   DFND   7,600 0 0
Hdfc Bank Ltd - Adr ADR 40415F101 622 8,000 SH   DFND   8,000 0 0
Ingles Markets Inc COM 457030104 4,254 69,000 SH   SOLE   0 0 69,000
Intel Corp COM 458140100 226 3,500 SH   DFND   3,500 0 0
Intel Corp COM 458140100 686 10,717 SH   SOLE   0 0 10,717
Intercontinental Hotels COM 45857P806 427 6,103 SH   DFND   6,103 0 0
International Business Machines Corp COM 459200101 1,832 13,751 SH   SOLE   0 0 13,751
Invesco Bulletshares 2023 Corp Bd Etf COM 46138J866 7,699 353,651 SH   SOLE   0 0 353,651
Invesco Bulletshares 2023 Hy Corp Bd Etf COM 46138J858 3,512 138,798 SH   SOLE   0 0 138,798
Invesco Bulletshares 2024 Corp Bd Etf COM 46138J841 3,944 177,892 SH   SOLE   0 0 177,892
Invesco Bulletshares 2025 Corp Bd Etf COM 46138J825 4,704 212,370 SH   SOLE   0 0 212,370
Invesco Muni Opps. Trust Common COM 46132C107 1,223 92,771 SH   SOLE   0 0 92,771
Invesco S&P 500(R) Eq Weight Hc Etf COM 46137V332 3,331 12,415 SH   SOLE   0 0 12,415
Invesco S&P 500(R) Equal Weight Etf COM 46137V357 6,197 43,748 SH   SOLE   0 0 43,748
Invesco S&P Global Water Index Etf COM 46138E263 2,796 56,889 SH   SOLE   0 0 56,889
Invesco Variable Rate Preferred Etf COM 46138G870 2,406 93,064 SH   SOLE   0 0 93,064
Iron Mountain Inc. COM 46284V101 269 7,200 SH   DFND   7,200 0 0
Ishares Cali Amt-Free Muni Bond COM 464288356 551 8,864 SH   SOLE   0 0 8,864
Ishares Cohen & Steers Reit COM 464287564 1,488 25,745 SH   SOLE   0 0 25,745
Ishares Core S&P Mid-Cap COM 464287507 5,910 22,706 SH   SOLE   0 0 22,706
Ishares Core S&P Small-Cap COM 464287804 202 1,860 SH   SOLE   0 0 1,860
Ishares Core Us Aggregate Bond COM 464287226 2,157 18,948 SH   SOLE   0 0 18,948
Ishares Floating Rate Bond COM 46429B655 6,247 123,022 SH   SOLE   0 0 123,022
Ishares Global Healthcare COM 464287325 4,360 56,574 SH   SOLE   0 0 56,574
Ishares Global Tech Etf COM 464287291 3,793 12,325 SH   SOLE   0 0 12,325
Ishares Iboxx $ Invst Grade Crp Bond COM 464287242 2,186 16,806 SH   SOLE   0 0 16,806
Ishares Mbs COM 464288588 2,068 19,077 SH   SOLE   0 0 19,077
Ishares Msci Eafe COM 464287465 1,211 15,967 SH   SOLE   0 0 15,967
Ishares Msci Eafe Small-Cap COM 464288273 4,876 67,879 SH   SOLE   0 0 67,879
Ishares Msci Usa Minimum Volatility COM 46429B697 217 3,134 SH   SOLE   0 0 3,134
Ishares National Amt-Free Muni Bond COM 464288414 1,397 12,036 SH   SOLE   0 0 12,036
Ishares Russell 1000 COM 464287622 7,717 34,476 SH   SOLE   0 0 34,476
Ishares Russell 1000 Growth COM 464287614 300 1,235 SH   SOLE   0 0 1,235
Ishares Russell 2000 COM 464287655 3,164 14,321 SH   SOLE   0 0 14,321
Ishares Russell Mid-Cap COM 464287499 5,057 68,407 SH   SOLE   0 0 68,407
Ishares Short-Term National Muni Bond COM 464288158 743 6,894 SH   SOLE   0 0 6,894
James Hardie Ind Plc Adr ADR 47030M106 797 25,000 SH   DFND   25,000 0 0
Jh Financial Opportunities Common COM 409735206 3,638 94,647 SH   SOLE   0 0 94,647
Jhancock Multifactor Large Cap Etf COM 47804J107 1,612 31,696 SH   SOLE   0 0 31,696
Johnson & Johnson COM 478160104 3,488 21,226 SH   SOLE   0 0 21,226
Jpmorgan Chase COM 46625H100 323 2,100 SH   DFND   2,100 0 0
Jpmorgan Chase & Co COM 46625H100 304 1,996 SH   SOLE   0 0 1,996
Jpmorgan Ultra-Short Income Etf COM 46641Q837 1,667 32,843 SH   SOLE   0 0 32,843
Kvh Industries COM 482738101 384 30,000 SH   DFND   30,000 0 0
Lennar Corp-A COM 526057104 414 4,000 SH   DFND   4,000 0 0
Lennox Intl Inc COM 526107107 538 1,700 SH   DFND   1,700 0 0
Lockheed Martin Corp COM 539830109 1,835 4,966 SH   SOLE   0 0 4,966
Lowe S Companies Inc COM 548661107 3,196 16,806 SH   SOLE   0 0 16,806
Lowe'S Cos Inc COM 548661107 497 2,600 SH   DFND   2,600 0 0
Merck & Co Inc COM 58933Y105 396 5,133 SH   SOLE   0 0 5,133
Metlife Inc COM 59156R108 2,122 34,900 SH   SOLE   0 0 34,900
Microsoft Corp COM 594918104 364 1,500 SH   DFND   1,500 0 0
Microsoft Corp COM 594918104 1,057 4,483 SH   SOLE   0 0 4,483
Miller Ind Inc/Tenn COM 600551204 844 18,000 SH   DFND   18,000 0 0
National Western Life Insurance COM 638517102 2,687 10,792 SH   SOLE   0 0 10,792
Netapp Inc COM 64110D104 663 9,000 SH   DFND   9,000 0 0
Nice Systems-Adr ADR 653656108 902 4,000 SH   DFND   4,000 0 0
Norfolk Southern COM 655844108 814 3,000 SH   DFND   3,000 0 0
Novartis Ag COM 66987V109 1,999 23,382 SH   SOLE   0 0 23,382
Nuveen Intermediate Duration Muni Term COM 670671106 1,729 121,099 SH   SOLE   0 0 121,099
Nvr Inc COM 62944T105 239 50 SH   DFND   50 0 0
Nxp Semiconductors Nv COM N6596X109 2,573 12,779 SH   SOLE   0 0 12,779
Old Republic International Corp COM 680223104 1,719 78,701 SH   SOLE   0 0 78,701
Oracle Corporation COM 68389X105 386 5,498 SH   SOLE   0 0 5,498
Osisko Gold Royalties Ltd COM 68827L101 409 37,143 SH   SOLE   0 0 37,143
Pearson Plc COM 705015105 215 20,000 SH   DFND   20,000 0 0
Pimco Enhanced Short Maturity Etf COM 72201R833 1,943 19,064 SH   SOLE   0 0 19,064
Plexus Corp COM 729132100 1,334 14,524 SH   SOLE   0 0 14,524
Powershares Global Water Etf COM 46138E651 206 5,700 SH   SOLE   0 0 5,700
Powershrs Bulletshares 2021 Corp Etf COM 46138J700 6,406 303,160 SH   SOLE   0 0 303,160
Powershrs Bulletshares 2022 Corp Etf COM 46138J882 4,734 218,776 SH   SOLE   0 0 218,776
Powershrs Bulletshares 2022 Hy Corp Etf COM 46138J874 4,386 187,816 SH   SOLE   0 0 187,816
Procter & Gamble COM 742718109 470 3,500 SH   DFND   3,500 0 0
Procter & Gamble Co COM 742718109 305 2,255 SH   SOLE   0 0 2,255
Prologis Inc COM 74340W103 217 2,000 SH   DFND   2,000 0 0
Qualcomm Inc COM 747525103 761 5,736 SH   SOLE   0 0 5,736
Redwood Trust COM 758075402 162 15,192 SH   DFND   15,192 0 0
Rgc Resources COM 74955L103 661 29,804 SH   SOLE   0 0 29,804
Royce Micro Cap Trust Common COM 780915104 3,434 303,882 SH   SOLE   0 0 303,882
Royce Value Trust Common COM 780910105 232 12,817 SH   SOLE   0 0 12,817
Ryman Hospitality Prop COM 78377T107 238 3,024 SH   DFND   3,024 0 0
Sba Communications Corp COM 78410G104 562 2,000 SH   DFND   2,000 0 0
Schwab Emerging Markets Equity Etf(TM) COM 808524706 375 11,804 SH   SOLE   0 0 11,804
Schwab Fundamental Us Large Company Etf COM 808524771 4,832 93,509 SH   SOLE   0 0 93,509
Schwab International Equity Etf(TM) COM 808524805 1,509 40,123 SH   SOLE   0 0 40,123
Schwab Us Aggregate Bond Etf(TM) COM 808524839 1,397 25,896 SH   SOLE   0 0 25,896
Schwab Us Mid-Cap Etf(TM) COM 808524508 2,007 26,961 SH   SOLE   0 0 26,961
Schwab Us Small-Cap Etf(TM) COM 808524607 2,025 20,319 SH   SOLE   0 0 20,319
Skyworks Solutio COM 83088M102 751 4,000 SH   DFND   4,000 0 0
Sony Group Corp COM 835699307 160 1,500 SH   DFND   1,500 0 0
Spdr(R) Blmbg Barclays St Corp Bd Etf COM 78464A474 1,931 61,663 SH   SOLE   0 0 61,663
Spdr(R) S&P 500 Etf COM 78462F103 656 1,654 SH   SOLE   0 0 1,654
Spdr(R) S&P Midcap 400 Etf COM 78467Y107 657 1,380 SH   SOLE   0 0 1,380
Stag Industrial Inc COM 85254J102 207 6,000 SH   DFND   6,000 0 0
Store Capital COM 862121100 261 7,600 SH   DFND   7,600 0 0
Stryker Corporation COM 863667101 3,741 15,357 SH   SOLE   0 0 15,357
Summit Materials, Inc. COM 86614U100 237 8,535 SH   DFND   8,535 0 0
Tecnoglass Inc COM G87264100 310 25,634 SH   DFND   25,634 0 0
Templeton Emerging Markets COM 880191101 2,804 146,827 SH   SOLE   0 0 146,827
The Trade Desk Inc Com Cl A COM 88339J105 337 517 SH   SOLE   0 0 517
Thermo Fisher COM 883556102 913 2,000 SH   DFND   2,000 0 0
Udr Inc COM 902653104 436 9,951 SH   SOLE   0 0 9,951
Ultra Clean Holdings Inc COM 90385V107 2,864 49,344 SH   SOLE   0 0 49,344
Unilever Plc-Adr ADR 904767704 503 9,000 SH   DFND   9,000 0 0
Valero Energy Corp COM 91913Y100 348 4,862 SH   SOLE   0 0 4,862
Valmont Industries Inc COM 920253101 5,657 23,803 SH   SOLE   0 0 23,803
Vanguard Energy Etf COM 92204A306 990 14,555 SH   SOLE   0 0 14,555
Vanguard Ftse Developed Markets Etf COM 921943858 11,876 241,821 SH   SOLE   0 0 241,821
Vanguard Ftse Emerging Markets Etf COM 922042858 2,230 42,845 SH   SOLE   0 0 42,845
Vanguard High Dividend Yield Etf COM 921946406 2,205 21,817 SH   SOLE   0 0 21,817
Vanguard Information Technology Etf COM 92204A702 10,916 30,450 SH   SOLE   0 0 30,450
Vanguard S&P 500 Etf COM 922908363 534 1,466 SH   SOLE   0 0 1,466
Vanguard Short-Term Corporate Bond Etf COM 92206C409 2,701 32,740 SH   SOLE   0 0 32,740
Vanguard Total Stock Market Etf COM 922908769 567 2,743 SH   SOLE   0 0 2,743
Verizon Communications Inc COM 92343V104 440 7,564 SH   SOLE   0 0 7,564
Visa Inc Class A COM 92826C839 400 1,890 SH   SOLE   0 0 1,890
Vmware Inc COM 928563402 1,683 11,186 SH   SOLE   0 0 11,186
Voya Asia Pacific High Dividend Eq Inc COM 92912J102 1,491 160,375 SH   SOLE   0 0 160,375
Voya Financial Inc COM 929089100 3,072 48,266 SH   SOLE   0 0 48,266
Walt Disney Co COM 254687106 567 3,000 SH   DFND   3,000 0 0
Walt Disney Co COM 254687106 1,513 8,199 SH   SOLE   0 0 8,199
Western Asset Glb Corp Def Opp Common COM 95790C107 4,366 247,913 SH   SOLE   0 0 247,913
Western Asset High Income Opp COM 95766K109 5,063 996,565 SH   SOLE   0 0 996,565
Williams Companies Inc COM 969457100 1,169 49,352 SH   SOLE   0 0 49,352
Wp Carey Inc COM 92936U109 323 4,470 SH   DFND   4,470 0 0