The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 5,617 29,484 SH   SOLE   26,894 0 2,590
AFLAC Inc. COM 001055102 478 10,500 SH   SOLE   9,100 0 1,400
AT&T Inc. COM 00206R102 362 12,716 SH   SOLE   4,513 0 8,203
ATC Healthcare Inc-A COM 00209C102 0 21,930 SH   SOLE   21,930 0 0
AbbVie Inc. COM 00287Y109 8,407 91,197 SH   SOLE   84,541 0 6,656
Abbott Laboratories COM 002824100 5,096 70,463 SH   SOLE   63,547 0 6,916
Adobe Systems Inc. COM 00724F101 690 3,050 SH   SOLE   2,450 0 600
Air Products & Chemicals COM 009158106 428 2,675 SH   SOLE   469 0 2,206
Airbus SE COM 009279100 522 21,985 SH   SOLE   20,030 0 1,955
Airtrax COM 008920100 0 33,200 SH   SOLE   33,200 0 0
Alibaba Group Holding Ltd COM 01609w102 1,641 11,977 SH   SOLE   10,695 0 1,282
Allegion plc COM G0176J109 389 4,886 SH   SOLE   4,786 0 100
Alphabet Inc. Class A COM 02079K305 568 544 SH   SOLE   233 0 311
Alphabet Inc. Class C COM 02079K107 3,218 3,108 SH   SOLE   2,949 0 159
Amdocs Limited COM G02602103 250 4,275 SH   SOLE   3,925 0 350
American Express Co. COM 025816109 1,968 20,649 SH   SOLE   15,100 0 5,549
American Intl Group, Inc. COM 026874784 1,020 25,907 SH   SOLE   23,366 0 2,541
American Water Works COM 030420103 419 4,617 SH   SOLE   4,617 0 0
Analog Devices Inc. COM 032654105 468 5,455 SH   SOLE   4,480 0 975
Aon plc COM G0408V102 1,523 10,480 SH   SOLE   9,865 0 615
Apple Inc. COM 037833100 4,331 27,459 SH   SOLE   26,059 0 1,400
Ares Management LP COM 03990B101 1,748 98,332 SH   SOLE   91,682 0 6,650
Automatic Data Processing Inc. COM 053015103 433 3,305 SH   SOLE   3,305 0 0
Avery Dennison Corp. COM 053611109 6,816 75,880 SH   SOLE   71,395 0 4,485
Baidu, Inc. ADS COM 056752108 530 3,345 SH   SOLE   3,182 0 163
Becton Dickinson & Co. COM 075887109 1,701 7,552 SH   SOLE   5,832 0 1,720
Berkshire Hathaway Class B COM 084670702 823 4,035 SH   SOLE   2,835 0 1,200
Blackstone Mortgage Trust CL A COM 09257W100 1,528 47,971 SH   SOLE   44,896 0 3,075
Boeing Company COM 097023105 7,768 24,089 SH   SOLE   20,970 0 3,119
Bristol-Myers Squibb Co. COM 110122108 5,474 105,324 SH   SOLE   99,579 0 5,745
Canadian Solar Inc COM 136635109 575 40,160 SH   SOLE   37,295 0 2,865
CarMax Inc. COM 143130102 1,634 26,056 SH   SOLE   25,266 0 790
Chevron Corp COM 166764100 1,330 12,227 SH   SOLE   7,618 0 4,609
Cisco Systems Inc. COM 17275R102 4,582 105,758 SH   SOLE   99,643 0 6,115
Citigroup Inc. COM 172967424 5,193 99,756 SH   SOLE   92,351 0 7,405
Citizens Financial Group COM 174610105 5,407 181,887 SH   SOLE   172,467 0 9,420
Coca-Cola Company COM 191216100 1,097 23,171 SH   SOLE   21,065 0 2,106
Colgate-Palmolive Co COM 194162103 3,671 61,682 SH   SOLE   57,455 0 4,227
Comcast cl A COM 20030N101 388 11,410 SH   SOLE   11,320 0 90
ConocoPhillips COM 20825C104 552 8,855 SH   SOLE   8,855 0 0
Costco Wholesale Corp COM 22160K105 1,529 7,508 SH   SOLE   7,508 0 0
Danaher Corporation COM 235851102 358 3,481 SH   SOLE   2,281 0 1,200
Devon Energy Corp COM 25179M103 622 27,617 SH   SOLE   25,567 0 2,050
Diageo PLC ADS COM 25243Q205 4,211 29,702 SH   SOLE   28,125 0 1,577
Dollar Tree, Inc. COM 256746108 225 2,500 SH   SOLE   2,500 0 0
Dover Corporation COM 260003108 202 2,850 SH   SOLE   2,850 0 0
DowDuPont Inc COM 26078J100 244 4,563 SH   SOLE   1,487 0 3,076
Dream Global Real Estate Inves COM 26154A106 1,968 225,695 SH   SOLE   207,345 0 18,350
Ecolab Inc COM 278865100 480 3,258 SH   SOLE   2,308 0 950
Eli Lilly & Co. COM 532457108 1,024 8,849 SH   SOLE   8,849 0 0
Emerson Electric Co. COM 291011104 249 4,183 SH   SOLE   2,683 0 1,500
Encana Corp COM 292505104 598 103,625 SH   SOLE   97,775 0 5,850
Everest Re Group Ltd COM G3223R108 4,577 21,022 SH   SOLE   18,212 0 2,810
Exxon Mobil Corporation COM 30231G102 1,223 17,943 SH   SOLE   14,615 0 3,328
F.N.B. Corporation COM 302520101 169 17,175 SH   SOLE   17,175 0 0
Facebook, Inc. cl A COM 30303M102 1,358 10,360 SH   SOLE   9,400 0 960
FedEx Corp COM 31428X106 2,879 17,850 SH   SOLE   15,415 0 2,435
Fidelity National Financial, I COM 31620R303 836 26,610 SH   SOLE   25,600 0 1,010
First Horizon National Corp COM 320517105 198 15,050 SH   SOLE   15,050 0 0
Goldman Sachs Group Inc COM 38141G104 1,998 11,965 SH   SOLE   10,995 0 970
Granite Construction Inc COM 387328107 608 15,095 SH   SOLE   13,785 0 1,310
Hain Celestial Group Inc. COM 405217100 673 42,455 SH   SOLE   38,230 0 4,225
Halliburton Company COM 406216101 3,348 125,970 SH   SOLE   119,631 0 6,339
Hanesbrands, Inc. COM 410345102 210 16,812 SH   SOLE   15,812 0 1,000
Hanover Insurance Grp (The) COM 410867105 303 2,599 SH   SOLE   2,599 0 0
Home Depot Inc. COM 437076102 1,607 9,354 SH   SOLE   9,254 0 100
Honeywell Intl Inc COM 438516106 692 5,238 SH   SOLE   1,707 0 3,531
Horizon Bancorp IN COM 440407104 1,575 99,836 SH   SOLE   95,705 0 4,131
Hudson's Bay Co COM 444218101 94 17,636 SH   SOLE   17,636 0 0
Huntington Bancshares, Inc. COM 446150104 2,153 180,668 SH   SOLE   173,393 0 7,275
IBM Corp COM 459200101 1,103 9,704 SH   SOLE   9,604 0 100
Illinois Tool Works Inc. COM 452308109 1,530 12,080 SH   SOLE   12,080 0 0
Ingersoll-Rand Plc COM G47791101 684 7,504 SH   SOLE   7,304 0 200
Intel Corporation COM 458140100 5,419 115,488 SH   SOLE   103,686 0 11,802
JPMorgan Chase & Co COM 46625H100 6,696 68,596 SH   SOLE   59,960 0 8,636
Johnson & Johnson COM 478160104 8,331 64,559 SH   SOLE   58,672 0 5,886
Kimberly-Clark Corp. COM 494368103 4,540 39,850 SH   SOLE   37,735 0 2,115
Laboratory Corp of America COM 50540R409 2,069 16,374 SH   SOLE   16,374 0 0
Landstar System Inc. COM 515098101 1,309 13,692 SH   SOLE   12,767 0 925
Lazard Ltd. COM G54050102 771 20,909 SH   SOLE   20,909 0 0
Linde PLC COM G5494J103 1,784 11,437 SH   SOLE   11,237 0 200
Liquidmetal Technologies Inc. COM 53634X100 4 36,922 SH   SOLE   36,922 0 0
Lotus Pharmaceuticals Inc COM 545715203 0 10,250 SH   SOLE   10,250 0 0
Lowes Companies Inc. COM 548661107 1,771 19,183 SH   SOLE   17,710 0 1,473
Marsh & McLennan Company Inc COM 571748102 5,436 68,166 SH   SOLE   65,151 0 3,015
McCormick & Co, Inc. COM 579780206 389 2,800 SH   SOLE   2,100 0 700
McDonald's Corp. COM 580135101 301 1,700 SH   SOLE   1,500 0 200
Medical Properties Trust Inc COM 58463J304 197 12,291 SH   SOLE   12,291 0 0
Medtronic, PLC COM G5960L103 5,047 55,489 SH   SOLE   52,339 0 3,150
Merck & Co. Inc. COM 58933Y105 8,960 117,272 SH   SOLE   108,656 0 8,615
Metal Storm Limited-Spon ADR COM 591120100 0 22,750 SH   SOLE   22,750 0 0
Microsoft Corporation COM 594918104 6,576 64,747 SH   SOLE   58,052 0 6,695
NVIDIA Corp COM 67066G104 380 2,850 SH   SOLE   2,850 0 0
NXP Semiconductors NV COM n6596x109 1,229 16,780 SH   SOLE   14,815 0 1,965
Nanosensors Inc COM 63008X107 1 150,000 SH   SOLE   150,000 0 0
Nestle S.A. ADR COM 641069406 3,602 44,496 SH   SOLE   40,666 0 3,830
Noble Energy Inc. COM 655044105 267 14,255 SH   SOLE   13,455 0 800
Norwegian Cruise Line Hldgs COM G66721104 1,098 25,905 SH   SOLE   24,595 0 1,310
Novartis AG COM 66987V109 5,381 62,718 SH   SOLE   59,673 0 3,045
OceanFirst Financial Corp COM 675234108 381 16,930 SH   SOLE   16,930 0 0
PNC Financial Services COM 693475105 3,522 30,126 SH   SOLE   28,041 0 2,085
PPG Industries Inc. COM 693506107 306 3,000 SH   SOLE   0 0 3,000
Packaging Corp of America COM 695156109 3,543 42,457 SH   SOLE   38,282 0 4,175
PepsiCo, Inc. COM 713448108 1,259 11,402 SH   SOLE   8,295 0 3,107
Pfizer Inc. COM 717081103 764 17,516 SH   SOLE   4,500 0 13,016
Philip Morris Intl COM 718172109 621 9,311 SH   SOLE   9,311 0 0
Phillips 66 COM 718546104 2,553 29,645 SH   SOLE   28,335 0 1,310
Procter & Gamble Co. COM 742718109 398 4,333 SH   SOLE   1,528 0 2,805
Prudential Financial Inc COM 744320102 3,045 37,341 SH   SOLE   34,628 0 2,713
Qualcomm Inc. COM 747525103 4,779 83,991 SH   SOLE   78,956 0 5,035
RPM International, Inc. COM 749685103 1,624 27,642 SH   SOLE   25,642 0 2,000
Range Resources Corp COM 75281A109 581 60,725 SH   SOLE   58,025 0 2,700
Royal Dutch Shell PLC - ADR A COM 780259206 897 15,395 SH   SOLE   14,043 0 1,352
Royal Dutch Shell PLC - ADR B COM 780259107 3,939 65,728 SH   SOLE   61,657 0 4,071
Schlumberger Ltd. COM 806857108 446 12,366 SH   SOLE   7,007 0 5,359
Stonepath Group Inc COM 861837102 0 138,000 SH   SOLE   138,000 0 0
Stryker Corp COM 863667101 1,236 7,887 SH   SOLE   6,947 0 940
Suncor Energy COM 867224107 4,466 159,680 SH   SOLE   150,670 0 9,010
Texas Instruments, Inc. COM 882508104 3,350 35,457 SH   SOLE   31,871 0 3,586
The Travelers Companies COM 89417E109 210 1,755 SH   SOLE   1,059 0 696
Thermo Fisher Scientific, Inc. COM 883556102 4,678 20,907 SH   SOLE   20,220 0 687
Toyota Motor Corporation COM 892331307 2,768 23,850 SH   SOLE   22,390 0 1,460
U.S. Bancorp COM 902973304 2,421 52,991 SH   SOLE   50,987 0 2,004
Unilever N.V. COM 904784709 658 12,239 SH   SOLE   7,589 0 4,650
Unilever PLC ADR COM 904767704 3,496 66,919 SH   SOLE   62,764 0 4,155
Union Pacific Corp. COM 907818108 473 3,426 SH   SOLE   902 0 2,524
United Parcel Service Inc. COM 911312106 2,919 29,932 SH   SOLE   28,857 0 1,075
United Technologies Corp COM 913017109 361 3,395 SH   SOLE   3,125 0 270
Univest Corp of Penn. COM 915271100 370 17,164 SH   SOLE   17,164 0 0
V.F. Corporation COM 918204108 457 6,407 SH   SOLE   6,407 0 0
VISA Inc. COM 92826C839 647 4,908 SH   SOLE   4,908 0 0
Verizon Communications, Inc. COM 92343V104 2,065 36,736 SH   SOLE   31,330 0 5,406
Walt Disney Company COM 254687106 2,315 21,115 SH   SOLE   17,875 0 3,240
Waste Management Inc. COM 94106L109 286 3,222 SH   SOLE   3,222 0 0
Whirlpool Corporation COM 963320106 3,456 32,343 SH   SOLE   30,818 0 1,525
Willis Towers Watson Plc Ltd COM G96629103 5,734 37,764 SH   SOLE   35,965 0 1,799
Yum China Holdings COM 98850P109 201 6,010 SH   SOLE   5,775 0 235
Yum! Brands, Inc. COM 988498101 534 5,810 SH   SOLE   5,575 0 235
Zimmer Biomet Holdings Inc COM 98956P102 840 8,106 SH   SOLE   7,711 0 395
Zoetis Inc. COM 98978V103 3,668 42,891 SH   SOLE   38,216 0 4,675
AIM Charter Fund Income COM 001413103 175 11,968 SH   SOLE   11,968 0 0
Artisan Intl Value Fund COM 04314H857 1,209 38,940 SH   SOLE   38,940 0 0
CBOE Vest S&P 500 Buffer Strat COM 98148J758 173 15,510 SH   SOLE   15,510 0 0
Davis New York Venture Fund COM 239080104 242 9,898 SH   SOLE   9,898 0 0
Elements International Port COM 861728715 763 82,655 SH   SOLE   82,655 0 0
Elements International Small C COM 861728699 745 82,326 SH   SOLE   82,326 0 0
Elements US Portfolio COM 861728731 2,596 247,722 SH   SOLE   244,851 0 2,870
Elements US Small Cap Portfoli COM 861728723 437 45,472 SH   SOLE   45,472 0 0
Fidelity 500 Index Insturional COM 315911750 254 2,919 SH   SOLE   2,919 0 0
Fidelity Contrafund COM 316071109 141 12,893 SH   SOLE   12,893 0 0
Fidelity Total Market Index COM 315911693 253 3,584 SH   SOLE   3,584 0 0
Growth Fund of America Cl A COM 399874106 304 7,129 SH   SOLE   7,129 0 0
JPMorgan Global Research Enhan COM 46637K513 1,043 56,116 SH   SOLE   56,116 0 0
JPMorgan Growth Advantage-I COM 4812A3718 1,471 80,504 SH   SOLE   80,504 0 0
MFS International Value-R6 COM 552746349 1,270 33,717 SH   SOLE   33,717 0 0
Mirae Asset Emerging Markets-I COM 60462F309 2,041 195,899 SH   SOLE   195,899 0 0
Mirae Emerging Markets-A COM 60462F101 221 21,593 SH   SOLE   21,593 0 0
Parnassus Core Equity Fund-Ins COM 701769408 926 23,726 SH   SOLE   23,726 0 0
Primecap Odyssey Stock Fund COM 74160Q301 1,900 66,052 SH   SOLE   66,052 0 0
SPDR Portfolio Developed World COM 78463X889 200 7,570 SH   SOLE   7,570 0 0
Hatteras Evergreen Private Equ COM 41899s130 2,781 2,781,583 SH   SOLE   2,781,583 0 0
IShares Russell 1000 Value COM 464287598 471 4,242 SH   SOLE   4,242 0 0
SPDR Port S&P 500 Value COM 78464A508 774 28,524 SH   SOLE   28,524 0 0
SPDR Port Total Stock Market COM 78464A805 2,088 67,553 SH   SOLE   67,553 0 0
SPDR Portfolio S&P 500 Growth COM 78464A409 969 29,838 SH   SOLE   29,050 0 788
SPDR Portfolio S&P 500 High COM 78468R788 727 21,354 SH   SOLE   21,354 0 0
SPDR S&P 500 ETF Trust Series COM 78462F103 6,814 27,265 SH   SOLE   25,729 0 1,536
SPDR S&P MidCap 400 ETF Trust COM 78467Y107 291 963 SH   SOLE   942 0 21
VanEck Vectors BDC Inc ETF COM 92189F411 1,974 140,646 SH   SOLE   140,646 0 0
Vanguard European ETF COM 922042874 1,076 22,134 SH   SOLE   22,134 0 0
Vanguard FTSE All-World Ex COM 922042718 258 2,731 SH   SOLE   2,731 0 0
Vanguard Growth ETF COM 922908736 1,219 9,080 SH   SOLE   9,080 0 0
Vanguard High Dividend Yield E COM 921946406 799 10,245 SH   SOLE   10,245 0 0
Vanguard Mid-Cap ETF COM 922908629 223 1,619 SH   SOLE   1,619 0 0
Vanguard Total Stock Mkt COM 922908769 882 6,911 SH   SOLE   6,911 0 0
Vanguard Value ETF COM 922908744 792 8,086 SH   SOLE   7,870 0 216
WisdomTree Total Dividend COM 97717W109 438 5,179 SH   SOLE   5,179 0 0
iShares MSCI EAFE Index Fund COM 464287465 1,833 31,196 SH   SOLE   30,368 0 828
iShares S&P 500 Growth Index COM 464287309 869 5,773 SH   SOLE   5,773 0 0
iShares S&P MidCap 400 COM 464287507 888 5,348 SH   SOLE   5,348 0 0
Van Eck Emergin Markets Fund COM 921075370 1,372 95,766 SH   SOLE   95,766 0 0