The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 8,036 45,890 SH   SOLE   39,984 0 5,906
AFLAC Inc. COM 001055102 441 6,125 SH   SOLE   5,325 0 800
AT&T Inc. COM 00206R102 728 16,853 SH   SOLE   6,936 0 9,917
AbbVie Inc. COM 00287Y109 6,786 109,613 SH   SOLE   95,240 0 14,373
Abbott Laboratories COM 002824100 4,321 109,932 SH   SOLE   95,106 0 14,826
Adobe Systems Inc. COM 00724F101 349 3,650 SH   SOLE   2,850 0 800
Advance Auto Parts Inc COM 00751Y106 1,246 7,715 SH   SOLE   7,020 0 695
Air Products & Chemicals COM 009158106 436 3,075 SH   SOLE   469 0 2,606
Allegion plc COM G0176J109 696 10,025 SH   SOLE   8,825 0 1,200
Alphabet Inc. Class C COM 02079K107 1,532 2,214 SH   SOLE   1,953 0 260
Amdocs Limited COM G02602103 471 8,175 SH   SOLE   6,525 0 1,650
American Express Co. COM 025816109 460 7,579 SH   SOLE   1,223 0 6,356
American Intl Group, Inc. COM 026874784 3,485 65,892 SH   SOLE   58,311 0 7,581
American Water Works COM 030420103 1,079 12,770 SH   SOLE   12,770 0 0
Amgen Inc. COM 031162100 1,184 7,785 SH   SOLE   6,975 0 810
Aon plc COM G0408V102 2,176 19,925 SH   SOLE   17,670 0 2,255
Apple Inc. COM 037833100 5,390 56,385 SH   SOLE   50,605 0 5,780
Automatic Data Processing Inc. COM 053015103 705 7,682 SH   SOLE   6,682 0 1,000
Avery Dennison Corp. COM 053611109 5,419 72,496 SH   SOLE   65,051 0 7,445
Baker Hughes Inc. COM 057224107 418 9,263 SH   SOLE   8,263 0 1,000
Baxter International COM 071813109 648 14,340 SH   SOLE   14,340 0 0
Becton Dickinson & Co. COM 075887109 2,577 15,198 SH   SOLE   12,256 0 2,942
Bed Bath & Beyond Inc COM 075896100 305 7,061 SH   SOLE   6,911 0 150
Berkshire Hathaway Class B COM 084670702 836 5,775 SH   SOLE   4,200 0 1,575
Blackstone Mortgage Trust CL A COM 09257W100 1,246 45,065 SH   SOLE   40,815 0 4,250
Boeing Company COM 097023105 5,993 46,151 SH   SOLE   39,491 0 6,660
Bristol-Myers Squibb Co. COM 110122108 1,409 19,166 SH   SOLE   17,136 0 2,030
C.H. Robinson Worldwide, Inc. COM 12541W209 921 12,410 SH   SOLE   11,160 0 1,250
Canadian Solar Inc COM 136635109 880 58,225 SH   SOLE   53,550 0 4,675
Chevron Corp COM 166764100 1,435 13,693 SH   SOLE   8,834 0 4,859
Cisco Systems Inc. COM 17275R102 6,020 209,841 SH   SOLE   188,926 0 20,915
Citigroup Inc. COM 172967424 1,922 45,349 SH   SOLE   37,389 0 7,960
Citizens Financial Group COM 174610105 2,396 119,944 SH   SOLE   108,809 0 11,135
Coca-Cola Company COM 191216100 2,585 57,039 SH   SOLE   51,890 0 5,148
Colgate-Palmolive Co COM 194162103 842 11,505 SH   SOLE   9,934 0 1,571
Comcast cl A COM 20030N101 474 7,282 SH   SOLE   5,537 0 1,745
ConocoPhillips COM 20825C104 462 10,607 SH   SOLE   7,942 0 2,665
Costco Wholesale Corp COM 22160K105 1,309 8,340 SH   SOLE   8,340 0 0
Danaher Corporation COM 235851102 812 8,043 SH   SOLE   6,843 0 1,200
Devon Energy Corp COM 25179M103 849 23,428 SH   SOLE   22,181 0 1,247
Diageo PLC ADS COM 25243Q205 2,975 26,358 SH   SOLE   23,683 0 2,675
Dollar Tree, Inc. COM 256746108 471 5,000 SH   SOLE   5,000 0 0
Dover Corporation COM 260003108 597 8,625 SH   SOLE   8,625 0 0
Dream Global Real Estate NJ COM 26154A106 1,283 176,935 SH   SOLE   158,685 0 18,250
DuPont de Nemours & Co. COM 263534109 233 3,600 SH   SOLE   550 0 3,050
EMC Corporation COM 268648102 2,194 80,771 SH   SOLE   76,771 0 4,000
Ecolab Inc COM 278865100 451 3,808 SH   SOLE   2,308 0 1,500
Eli Lilly & Co. COM 532457108 951 12,083 SH   SOLE   12,083 0 0
Emerson Electric Co. COM 291011104 443 8,508 SH   SOLE   4,366 0 4,142
Everest Re Group Ltd COM G3223R108 497 2,722 SH   SOLE   400 0 2,322
Express Scripts Holding Co. COM 30219G108 920 12,140 SH   SOLE   11,990 0 150
Exxon Mobil Corporation COM 30231G102 2,515 26,832 SH   SOLE   21,620 0 5,212
FedEx Corp COM 31428X106 3,552 23,407 SH   SOLE   19,593 0 3,814
Fidelity National Financial, I COM 31620R303 5,129 136,785 SH   SOLE   121,985 0 14,800
Fluor Corporation COM 343412102 608 12,350 SH   SOLE   12,350 0 0
General Electric Company COM 369604103 4,143 131,616 SH   SOLE   101,291 0 30,325
Goldman Sachs Group Inc COM 38141G104 3,223 21,696 SH   SOLE   18,614 0 3,082
Hain Celestial Group Inc. COM 405217100 1,230 24,740 SH   SOLE   20,400 0 4,340
Halliburton Company COM 406216101 602 13,310 SH   SOLE   12,346 0 964
Hanesbrands, Inc. COM 410345102 1,131 45,010 SH   SOLE   40,225 0 4,785
Hanover Insurance Grp (The) COM 410867105 582 6,881 SH   SOLE   6,631 0 250
Home Depot Inc. COM 437076102 1,494 11,707 SH   SOLE   11,707 0 0
Honeywell Intl Inc COM 438516106 619 5,322 SH   SOLE   1,048 0 4,274
Horizon Bancorp IN COM 440407104 1,967 78,249 SH   SOLE   69,320 0 8,929
Hudson's Bay Co COM 444218101 2,227 186,146 SH   SOLE   172,346 0 13,800
Huntington Bancshares, Inc. COM 446150104 2,187 244,669 SH   SOLE   220,819 0 23,850
IBM Corp COM 459200101 641 4,229 SH   SOLE   3,589 0 640
Illinois Tool Works Inc. COM 452308109 1,485 14,265 SH   SOLE   13,365 0 900
Ingersoll-Rand Plc COM G47791101 716 11,259 SH   SOLE   11,259 0 0
Intel Corporation COM 458140100 4,419 134,735 SH   SOLE   113,858 0 20,877
Investor Bankcorp Inc COM 46146L101 110 10,000 SH   SOLE   10,000 0 0
JPMorgan Chase & Co COM 46625H100 6,363 102,406 SH   SOLE   87,165 0 15,241
Johnson & Johnson COM 478160104 6,832 56,323 SH   SOLE   46,138 0 10,185
Kimberly-Clark Corp. COM 494368103 1,615 11,751 SH   SOLE   10,046 0 1,705
Laboratory Corp of America COM 50540R409 2,601 19,970 SH   SOLE   19,970 0 0
Landstar System Inc. COM 515098101 1,013 14,755 SH   SOLE   13,060 0 1,695
Lazard Ltd. COM G54050102 773 25,959 SH   SOLE   23,849 0 2,110
Lincoln Electric Holdings COM 533900106 560 9,494 SH   SOLE   9,494 0 0
Lowes Companies Inc. COM 548661107 296 3,743 SH   SOLE   2,550 0 1,193
Macerich Company COM 554382101 1,379 16,160 SH   SOLE   14,460 0 1,700
Marathon Petroleum Corp COM 56585A102 231 6,090 SH   SOLE   5,890 0 200
Marsh & McLennan Company Inc COM 571748102 6,665 97,360 SH   SOLE   87,845 0 9,515
McCormick & Co, Inc. COM 579780206 304 2,850 SH   SOLE   2,000 0 850
McDonald's Corp. COM 580135101 239 1,990 SH   SOLE   1,790 0 200
Medical Properties Trust Inc COM 58463J304 315 20,736 SH   SOLE   20,736 0 0
Medtronic, PLC COM G5960L103 6,337 73,043 SH   SOLE   64,988 0 8,055
Merck & Co. Inc. COM 58933Y105 7,825 135,842 SH   SOLE   121,578 0 14,263
Microsoft Corporation COM 594918104 7,138 139,495 SH   SOLE   120,583 0 18,912
Monitise PLC (United Kingdom) COM G6258f105 0 25,450 SH   SOLE   21,450 0 4,000
Nestle S.A. ADR COM 641069406 2,625 33,959 SH   SOLE   28,974 0 4,985
Noble Energy Inc. COM 655044105 535 14,922 SH   SOLE   13,322 0 1,600
Novartis AG COM 66987V109 4,475 54,239 SH   SOLE   48,319 0 5,920
OceanFirst Financial Corp COM 675234108 431 23,730 SH   SOLE   21,230 0 2,500
Oritani Financial Corp. COM 68633D103 1,254 78,480 SH   SOLE   73,005 0 5,475
Outfront Media Inc. COM 69007J106 1,111 45,985 SH   SOLE   41,135 0 4,850
PNC Financial Services COM 693475105 3,519 43,243 SH   SOLE   38,383 0 4,860
PPG Industries Inc. COM 693506107 437 4,200 SH   SOLE   200 0 4,000
PPL Corporation COM 69351T106 225 5,975 SH   SOLE   4,925 0 1,050
PepsiCo, Inc. COM 713448108 1,695 16,002 SH   SOLE   11,488 0 4,514
Pfizer Inc. COM 717081103 1,087 30,900 SH   SOLE   13,839 0 17,061
Philip Morris Intl COM 718172109 1,342 13,200 SH   SOLE   12,400 0 800
Phillips 66 COM 718546104 1,974 24,881 SH   SOLE   22,211 0 2,670
Praxair, Inc. COM 74005P104 1,371 12,200 SH   SOLE   12,000 0 200
Procter & Gamble Co. COM 742718109 597 7,058 SH   SOLE   1,670 0 5,388
Prudential Financial Inc COM 744320102 1,231 17,265 SH   SOLE   15,195 0 2,070
Qualcomm Inc. COM 747525103 4,450 83,074 SH   SOLE   72,515 0 10,559
RPM International, Inc. COM 749685103 1,954 39,130 SH   SOLE   35,120 0 4,010
Royal Dutch Shell PLC - ADR A COM 780259206 866 15,695 SH   SOLE   14,543 0 1,152
Royal Dutch Shell PLC - ADR B COM 780259107 2,244 40,085 SH   SOLE   34,634 0 5,451
Schlumberger Ltd. COM 806857108 1,544 19,531 SH   SOLE   11,722 0 7,809
SeaWorld Entertainment, Inc COM 81282v100 2,185 152,530 SH   SOLE   138,880 0 13,650
Shire PLC COM 82481R106 666 3,623 SH   SOLE   3,505 0 118
Stryker Corp COM 863667101 2,368 19,765 SH   SOLE   17,225 0 2,540
Suncor Energy COM 867224107 2,584 93,194 SH   SOLE   84,169 0 9,025
Target Corporation COM 87612E106 505 7,245 SH   SOLE   7,095 0 150
Texas Instruments, Inc. COM 882508104 2,599 41,488 SH   SOLE   36,952 0 4,536
Thermo Fisher Scientific, Inc. COM 883556102 4,246 28,738 SH   SOLE   26,628 0 2,110
Toyota Motor Corporation COM 892331307 3,312 33,125 SH   SOLE   30,665 0 2,460
U.S. Bancorp COM 902973304 3,021 74,909 SH   SOLE   68,315 0 6,594
Unilever N.V. COM 904784709 686 14,627 SH   SOLE   8,712 0 5,915
Unilever PLC ADR COM 904767704 2,867 59,854 SH   SOLE   51,251 0 8,603
Union Pacific Corp. COM 907818108 388 4,452 SH   SOLE   1,128 0 3,324
United Parcel Service Inc. COM 911312106 6,936 64,390 SH   SOLE   57,175 0 7,215
United Technologies Corp COM 913017109 524 5,116 SH   SOLE   4,916 0 200
Univest Corp of Penn. COM 915271100 1,571 74,779 SH   SOLE   69,104 0 5,675
V.F. Corporation COM 918204108 350 5,700 SH   SOLE   5,700 0 0
Verizon Communications, Inc. COM 92343V104 1,417 25,376 SH   SOLE   20,647 0 4,729
Walt Disney Company COM 254687106 1,092 11,165 SH   SOLE   6,765 0 4,400
Waste Management Inc. COM 94106L109 358 5,416 SH   SOLE   5,416 0 0
Whirlpool Corporation COM 963320106 4,804 28,833 SH   SOLE   25,318 0 3,515
Williams Companies Inc COM 969457100 297 13,775 SH   SOLE   13,775 0 0
Willis Towers Watson Plc Ltd COM G96629103 3,093 24,883 SH   SOLE   22,283 0 2,600
Yum! Brands, Inc. COM 988498101 1,443 17,404 SH   SOLE   16,019 0 1,385
Zimmer Biomet Holdings Inc COM 98956P102 1,545 12,840 SH   SOLE   11,470 0 1,370
Zoetis Inc. COM 98978V103 3,987 84,015 SH   SOLE   73,400 0 10,615
361 Global Lng/Shrt Equity-I COM 46141Q873 1,888 175,379 SH   SOLE   175,379 0 0
AIM Charter Fund Income COM 001413103 180 10,057 SH   SOLE   10,057 0 0
Davis New York Venture Fund COM 239080104 228 7,478 SH   SOLE   7,478 0 0
LJM Preservation and Growth Fu COM 90213u701 3,147 295,862 SH   SOLE   295,862 0 0
Sandalwood Opportunity I COM 66537Y256 221 29,684 SH   SOLE   29,684 0 0
Spartan 500 Index Fd Investor COM 315911701 209 2,818 SH   SOLE   2,818 0 0
Spartan Total Market Index Fun COM 315911800 216 3,584 SH   SOLE   3,584 0 0
Stone Ridge All Asset Var Rsk COM 86172J109 10,130 1,012,039 SH   SOLE   1,012,039 0 0
Stone Ridge Reinsurance Risk P COM 861728103 2,153 212,768 SH   SOLE   212,768 0 0
Third Avenue Real Estate Value COM 884116401 766 26,317 SH   SOLE   26,317 0 0
YCG Enhanced Fund COM 98421P109 183 13,327 SH   SOLE   13,327 0 0
IShares Russell 1000 Value COM 464287598 437 4,242 SH   SOLE   4,242 0 0
Market Vectors BDC Inc ETF COM 57060U316 2,621 157,359 SH   SOLE   157,359 0 0
SPDR S&P 500 ETF Trust Series COM 78462F103 1,774 8,469 SH   SOLE   7,157 0 1,312
SPDR S&P MidCap 400 ETF Trust COM 78467Y107 579 2,128 SH   SOLE   2,107 0 21
Vanguard European ETF COM 922042874 1,101 23,609 SH   SOLE   23,609 0 0
Vanguard FTSE All-World Ex COM 922042718 204 2,193 SH   SOLE   2,193 0 0
Vanguard Gbl ex-US Real Estate COM 922042676 1,250 23,139 SH   SOLE   23,139 0 0
Vanguard Growth ETF COM 922908736 839 7,835 SH   SOLE   7,835 0 0
Vanguard High Dividend Yield E COM 921946406 462 6,475 SH   SOLE   6,475 0 0
Vanguard Total Stock Mkt COM 922908769 470 4,391 SH   SOLE   4,391 0 0
Vanguard Value ETF COM 922908744 297 3,504 SH   SOLE   3,504 0 0
WisdomTree Total Dividend COM 97717W109 563 7,346 SH   SOLE   7,346 0 0
iShares MSCI EAFE Index Fund COM 464287465 231 4,154 SH   SOLE   3,380 0 773
iShares S&P 500 Growth Index COM 464287309 635 5,454 SH   SOLE   5,454 0 0
Van Eck Emergin Markets Fund COM 921075370 164 12,974 SH   SOLE   12,974 0 0