EX-4 3 we629100.txt POOLING AND SERVICING AGREEMENT -------------------------------------------------------------------------------- WELLS FARGO ASSET SECURITIES CORPORATION (Seller) and WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION (Master Servicer) and FIRST UNION NATIONAL BANK (Trustee) POOLING AND SERVICING AGREEMENT Dated as of January 29, 2002 $1,300,335,099.28 Mortgage Pass-Through Certificates Series 2002-4 -------------------------------------------------------------------------------- TABLE OF CONTENTS Page ARTICLE I DEFINITIONS Section 1.01 Definitions............................................... Section 1.02 Acts of Holders........................................... Section 1.03 Effect of Headings and Table of Contents.................. Section 1.04 Benefits of Agreement..................................... ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF THE CERTIFICATES Section 2.01 Conveyance of Mortgage Loans.............................. Section 2.02 Acceptance by Trustee..................................... Section 2.03 Representations and Warranties of the Master Servicer and the Seller. .............................................. Section 2.04 Execution and Delivery of Certificates.................... Section 2.05 Designation of Certificates; Designation of Startup Day and Latest Possible Maturity Date......................... Section 2.06 Optional Substitution of Mortgage Loans................... ARTICLE III ADMINISTRATION OF THE TRUST ESTATE; SERVICING OF THE MORTGAGE LOANS Section 3.01 Certificate Account....................................... Section 3.02 Permitted Withdrawals from the Certificate Account........ Section 3.03 Advances by Master Servicer and Trustee................... Section 3.04 Trustee to Cooperate; Release of Owner Mortgage Loan Files. ................................................... Section 3.05 Reports to the Trustee; Annual Compliance Statements...... Section 3.06 Title, Management and Disposition of Any REO Mortgage Loan. .................................................... Section 3.07 Amendments to Servicing Agreements; Modification of Standard Provisions....................................... Section 3.08 Oversight of Servicing.................................... Section 3.09 Termination and Substitution of Servicing Agreements...... Section 3.10 Application of Net Liquidation Proceeds................... Section 3.11 Act Reports............................................... ARTICLE IV DISTRIBUTIONS IN RESPECT OF CERTIFICATES; PAYMENTS TO CERTIFICATEHOLDERS; STATEMENTS AND REPORTS Section 4.01 Distributions............................................. Section 4.02 Allocation of Realized Losses............................. Section 4.03 Paying Agent.............................................. Section 4.04 Statements to Certificateholders; Reports to the Trustee and the Seller............................................ Section 4.05 Reports to Mortgagors and the Internal Revenue Service.... Section 4.06 Calculation of Amounts; Binding Effect of Interpretations and Actions of Master Servicer............................ Section 4.07 Determination of LIBOR.................................... ARTICLE V THE CERTIFICATES Section 5.01 The Certificates.......................................... Section 5.02 Registration of Certificates.............................. Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates......... Section 5.04 Persons Deemed Owners..................................... Section 5.05 Access to List of Certificateholders' Names and Addresses. Section 5.06 Maintenance of Office or Agency........................... Section 5.07 Definitive Certificates................................... Section 5.08 Notices to Clearing Agency................................ ARTICLE VI THE SELLER AND THE MASTER SERVICER Section 6.01 Liability of the Seller and the Master Servicer........... Section 6.02 Merger or Consolidation of the Seller or the Master Servicer ................................................. Section 6.03 Limitation on Liability of the Seller, the Master Servicer and Others....................................... Section 6.04 Resignation of the Master Servicer........................ Section 6.05 Compensation to the Master Servicer....................... Section 6.06 Assignment or Delegation of Duties by Master Servicer..... Section 6.07 Indemnification of Trustee and Seller by Master Servicer.. ARTICLE VII DEFAULT Section 7.01 Events of Default......................................... Section 7.02 Other Remedies of Trustee................................. Section 7.03 Directions by Certificateholders and Duties of Trustee During Event of Default................................... Section 7.04 Action Upon Certain Failures of the Master Servicer and Upon Event of Default..................................... Section 7.05 Trustee to Act; Appointment of Successor.................. Section 7.06 Notification to Certificateholders........................ ARTICLE VIII CONCERNING THE TRUSTEE Section 8.01 Duties of Trustee......................................... Section 8.02 Certain Matters Affecting the Trustee..................... Section 8.03 Trustee Not Required to Make Investigation................ Section 8.04 Trustee Not Liable for Certificates or Mortgage Loans..... Section 8.05 Trustee May Own Certificates.............................. Section 8.06 The Master Servicer to Pay Fees and Expenses.............. Section 8.07 Eligibility Requirements.................................. Section 8.08 Resignation and Removal................................... Section 8.09 Successor................................................. Section 8.10 Merger or Consolidation................................... Section 8.11 Authenticating Agent...................................... Section 8.12 Separate Trustees and Co-Trustees......................... Section 8.13 Appointment of Custodians................................. Section 8.14 Tax Matters; Compliance with REMIC Provisions............. Section 8.15 Monthly Advances.......................................... ARTICLE IX TERMINATION Section 9.01 Termination Upon Purchase by the Seller or Liquidation of All Mortgage Loans..................................... Section 9.02 Additional Termination Requirements....................... ARTICLE X MISCELLANEOUS PROVISIONS Section 10.01 Amendment................................................. Section 10.02 Recordation of Agreement.................................. Section 10.03 Limitation on Rights of Certificateholders................ Section 10.04 Governing Law; Jurisdiction............................... Section 10.05 Notices................................................... Section 10.06 Severability of Provisions................................ Section 10.07 Special Notices to Rating Agencies........................ Section 10.08 Covenant of Seller........................................ Section 10.09 Recharacterization........................................ ARTICLE XI TERMS FOR CERTIFICATES Section 11.01 Cut-Off Date.............................................. Section 11.02 Cut-Off Date Aggregate Principal Balance.................. Section 11.03 Original Group I-A Percentage............................. Section 11.04 Original Group II-A Percentage............................ Section 11.05 Original Principal Balances of the Classes of Class A Certificates.............................................. Section 11.05(a) Original Notional Amount ............................... Section 11.06 Original Aggregate Non-PO Principal Balance............... Section 11.07 Original Aggregate Percentages............................ Section 11.07(a) Original Aggregate Subordinate Percentage .............. Section 11.07(b) Original Aggregate Class A Percentage .................. Section 11.08 Original Class B Principal Balance........................ Section 11.09 Original Group I Subordinated Principal Balance........... Section 11.10 Original Group II Subordinated Principal Balance.......... Section 11.11 Original Principal Balances of the Classes of Class B Certificates ..................................... Section 11.12 Original Class B-1 Fractional Interest.................... Section 11.13 Original Class B-2 Fractional Interest.................... Section 11.14 Original Class B-3 Fractional Interest.................... Section 11.15 Original Class B-4 Fractional Interest.................... Section 11.16 Original Class B-5 Fractional Interest.................... Section 11.17 Closing Date.............................................. Section 11.18 Right to Purchase......................................... Section 11.19 Wire Transfer Eligibility................................. Section 11.20 Single Certificate........................................ Section 11.21 Servicing Fee Rate........................................ Section 11.22 Master Servicing Fee Rate................................. EXHIBITS EXHIBIT A-I-A-1 - Form of Face of Class I-A-1 Certificate EXHIBIT A-I-A-PO - Form of Face of Class I-A-PO Certificate EXHIBIT A-II-A-1 - Form of Face of Class II-A-1 Certificate EXHIBIT A-II-A-2 - Form of Face of Class II-A-2 Certificate EXHIBIT A-II-A-3 - Form of Face of Class II-A-3 Certificate EXHIBIT A-II-A-4 - Form of Face of Class II-A-4 Certificate EXHIBIT A-II-A-5 - Form of Face of Class II-A-5 Certificate EXHIBIT A-II-A-6 - Form of Face of Class II-A-6 Certificate EXHIBIT A-II-A-7 - Form of Face of Class II-A-7 Certificate EXHIBIT A-II-A-8 - Form of Face of Class II-A-8 Certificate EXHIBIT A-II-A-9 - Form of Face of Class II-A-9 Certificate EXHIBIT A-II-A-10 - Form of Face of Class II-A-10 Certificate EXHIBIT A-II-A-11 - Form of Face of Class II-A-11 Certificate EXHIBIT A-II-A-12 - Form of Face of Class II-A-12 Certificate EXHIBIT A-II-A-13 - Form of Face of Class II-A-13 Certificate EXHIBIT A-II-A-14 - Form of Face of Class II-A-14 Certificate EXHIBIT A-II-A-PO - Form of Face of Class II-A-PO Certificate EXHIBIT A-II-A-R - Form of Face of Class II-A-R Certificate EXHIBIT A-II-A-LR - Form of Face of Class II-A-LR Certificate EXHIBIT B-1 - Form of Face of Class B-1 Certificate EXHIBIT B-2 - Form of Face of Class B-2 Certificate EXHIBIT B-3 - Form of Face of Class B-3 Certificate EXHIBIT B-4 - Form of Face of Class B-4 Certificate EXHIBIT B-5 - Form of Face of Class B-5 Certificate EXHIBIT B-6 - Form of Face of Class B-6 Certificate EXHIBIT C - Form of Reverse of Series 2002-4 Certificates EXHIBIT D - Reserved EXHIBIT E - Custodial Agreement EXHIBIT F-1A - Schedule of Type 1 Mortgage Loans in Loan Group I EXHIBIT F-1B - Schedule of Type 1 Mortgage Loans in Loan Group II EXHIBIT F-2 - Schedule of Type 2 Mortgage Loans in Loan Group I EXHIBIT F-3A - Schedule of Other Servicer Mortgage Loans in Group I EXHIBIT F-3B - Schedule of Other Servicer Mortgage Loans in Group II EXHIBIT G - Request for Release EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for Non-ERISA Investors EXHIBIT I - Letter from Transferor of Residual Certificates EXHIBIT J - Transferee's Letter (Class [B-4][B-5][B-6] Certificates) EXHIBIT K - Reserved EXHIBIT L - Servicing Agreements EXHIBIT M - Form of Special Servicing Agreement SCHEDULE I - Applicable Unscheduled Principal Receipt Period This Pooling and Servicing Agreement, dated as of January 29, 2002 executed by WELLS FARGO ASSET SECURITIES CORPORATION, as Seller, WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, as Master Servicer and FIRST UNION NATIONAL BANK, as Trustee. WITNESSETH THAT: In consideration of the mutual agreements herein contained, the Seller, the Master Servicer and the Trustee agree as follows: ARTICLE I DEFINITIONS SECTION 1.01 DEFINITIONS. Whenever used herein, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Accepted Master Servicing Practices: Accepted Master Servicing Practices shall consist of the customary and usual master servicing practices of prudent master servicing institutions which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgaged Properties are located, regardless of the date upon which the related Mortgage Loans were originated. Accretion Termination Date: The earlier to occur of (i) the Distribution Date following the Distribution Date on which the Principal Balance of the Class II-A-8 Certificates has been reduced to zero or (ii) the Subordination Depletion Date. Accrual Certificates: The Class II-A-9 Certificates. Accrual Distribution Amount: As to any Distribution Date prior to the Accretion Termination Date and the Accrual Certificates, an amount equal to the sum of (i) the Group II-A Interest Percentage of such Class of Accrual Certificates of the Current Group II-A Interest Distribution Amount and (ii) the Group II-A Interest Shortfall Percentage of such Class of Accrual Certificates of the amount distributed in respect of the Classes of Group II-A Certificates pursuant to Paragraph second Clause (A) of Section 4.01(a)(i) on such Distribution Date. As to any Distribution Date on or after the Accretion Termination Date, zero. Adjusted Principal Balance: As to any Distribution Date and any Class of Class B Certificates, the greater of (A) zero and (B) (i) the Principal Balance of such Class with respect to such Distribution Date minus (ii) the Adjustment Amount for such Distribution Date less the Principal Balances for any Classes of Class B Certificates with higher numerical designations. Adjustment Amount: For any Distribution Date, the difference between (A) the sum of the Aggregate Class A Principal Balance and the Class B Principal Balance as of the related Determination Date and (B) the sum of (i) the sum of the Aggregate Class A Principal Balance and the Class B Principal Balance as of the Determination Date succeeding such Distribution Date and (ii) the aggregate amount that would have been distributed to all Classes as principal in accordance with Section 4.01(a)(i) for such Distribution Date without regard to the provisos in the definitions of Class B-1 Optimal Principal Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal Principal Amount, Class B-5 Optimal Principal Amount and Class B-6 Optimal Principal Amount. Aggregate Adjusted Pool Amount: With respect to any Distribution Date, the sum of the Group I Adjusted Pool Amount and Group II Adjusted Pool Amount. Aggregate Class A Principal Balance: With respect to any Determination Date, the sum of the Group I-A Principal Balance and Group II-A Principal Balance. Aggregate Class A Percentage: As to any Distribution Date, the percentage obtained by dividing (i) the sum of the Group I-A Non-PO Principal Balance and the Group II-A Non-PO Principal Balance by (ii) the sum of the Group I Pool Balance (Non-PO Portion) and the Group II Pool Balance (Non-PO Portion). Aggregate Current Bankruptcy Losses: With respect to any Distribution Date, the sum of all Bankruptcy Losses incurred on any of the Mortgage Loans during the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Aggregate Group I-A Unpaid Interest Shortfall: As to any Distribution Date, an amount equal to the sum of the Class A Unpaid Interest Shortfalls for the Group I-A Certificates. Aggregate Group II-A Unpaid Interest Shortfall: As to any Distribution Date, an amount equal to the sum of the Class A Unpaid Interest Shortfalls for the Group II-A Certificates. Aggregate Non-PO Principal Balance: As of any Determination Date, the sum of the Group I-A Non-PO Principal Balance, the Group II-A Non-PO Principal Balance and the Class B Principal Balance as of such date. Aggregate Subordinate Percentage: As to any Determination Date, the Class B Principal Balance divided by the sum of the Group I Pool Balance (Non-PO Portion) and the Group II Pool Balance (Non-PO Portion). Agreement: This Pooling and Servicing Agreement and all amendments and supplements hereto. Applicable Unscheduled Principal Receipt Period: With respect to the Mortgage Loans serviced by each Servicer and each of Full Unscheduled Principal Receipts and Partial Unscheduled Principal Receipts, the Unscheduled Principal Receipt Period specified on Schedule I hereto, as amended from time to time by the Master Servicer pursuant to Section 10.01(b) hereof. Apportioned Class B Principal Distribution Amount: As to any Distribution Date and any Class of Class B Certificates, the product of (i) the applicable Class B Principal Distribution Amount less the amount, if any, that would have been distributable to such Class pursuant to Section 4.01(a)(ii) that is used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Paragraph fourth of Section 4.01(a)(i) and (ii) the Apportionment Fraction for such Class. Apportioned Interest Accrual Amount: As to any Distribution Date and either of the Group I Apportioned Principal Balance or Group II Apportioned Principal Balance of a Class of Class B Certificates, an amount equal to the product of (i) 1/12th of the Class B Pass-Through Rate and (ii) such Group I Apportioned Principal Balance or Group II Apportioned Principal Balance as of the Determination Date preceding such Distribution Date. Apportionment Fraction: As to any Class of Class B Certificates and any Distribution Date occurring prior to the Subordination Depletion Date and (i) on or after the Distribution Date on which the Principal Balances of the Group I-A Certificates (other than the Class I-A-PO Certificates) have been reduced to zero, a fraction, the numerator of which is the applicable Class B Loan Group I Optimal Principal Amount and the denominator of which is the applicable Class B Optimal Principal Amount without regard to the proviso thereto or (ii) on or after the Distribution Date on which the Principal Balances of the Group II-A Certificates (other than the Class II-A-PO Certificates) have been reduced to zero, a fraction, the numerator of which is the applicable Class B Loan Group II Optimal Principal Amount and the denominator of which is the applicable Class B Optimal Principal Amount without regard to the proviso thereto. Authenticating Agent: Any authenticating agent appointed by the Trustee pursuant to Section 8.11. There shall initially be no Authenticating Agent for the Certificates. Available Master Servicer Compensation: With respect to any Distribution Date, the sum of (a) the Master Servicing Fee for such Distribution Date, (b) interest earned through the business day preceding the applicable Distribution Date on any Prepayments in Full remitted to the Master Servicer and (c) the aggregate amount of Month End Interest remitted by the Servicers to the Master Servicer pursuant to the related Servicing Agreements. Bankruptcy Code: The Bankruptcy Code of 1978, as amended. Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient Valuation or Debt Service Reduction; provided, however, that a Bankruptcy Loss shall not be deemed a Bankruptcy Loss hereunder so long as the applicable Servicer has notified the Master Servicer and the Trustee in writing that such Servicer is diligently pursuing any remedies that may exist in connection with the representations and warranties made regarding the related Mortgage Loan and either (A) the related Mortgage Loan is not in default with regard to payments due thereunder or (B) delinquent payments of principal and interest under the related Mortgage Loan and any premiums on any applicable primary hazard insurance policy and any related escrow payments in respect of such Mortgage Loan are being advanced on a current basis by such Servicer without giving effect to any Debt Service Reduction. Beneficial Owner: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Book-Entry Certificate, as reflected on the books of the Clearing Agency, or on the books of a Person maintaining an account with such Clearing Agency (directly or as an indirect participant, in accordance with the rules of such Clearing Agency), as the case may be. Book-Entry Certificate: Any one of the Class I-A-1 Certificates, Class I-A-PO Certificates, Class II-A-1 Certificates, Class II-A-2 Certificates, Class II-A-3 Certificates, Class II-A-4 Certificates, Class II-A-5 Certificates, Class II-A-6 Certificates, Class II-A-7 Certificates, Class II-A-8 Certificates, Class II-A-9 Certificates, Class II-A-10 Certificates, Class II-A-11 Certificates, Class II-A-12 Certificates, Class II-A-13 Certificates, Class II-A-14 Certificates, Class II-A-PO Certificates, Class B-1 Certificates, Class B-2 Certificates and Class B-3 Certificates beneficial ownership and transfers of which shall be evidenced by, and made through, book entries by the Clearing Agency as described in Section 5.01(b). Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a legal holiday in the City of New York, State of Iowa, State of Maryland, State of Minnesota or State of North Carolina or (iii) a day on which banking institutions in the City of New York, or the State of Iowa, State of Maryland, State of Minnesota or State of North Carolina are authorized or obligated by law or executive order to be closed. Certificate: Any one of the Class A Certificates or Class B Certificates. Certificate Account: The trust account established and maintained by the Master Servicer in the name of the Master Servicer on behalf of the Trustee pursuant to Section 3.01. The Certificate Account shall be an Eligible Account. Certificate Custodian: Initially, First Union National Bank; thereafter any other Certificate Custodian acceptable to The Depository Trust Company and selected by the Trustee. Certificate Register and Certificate Registrar: Respectively, the register maintained pursuant to and the registrar provided for in Section 5.02. The initial Certificate Registrar is the Trustee. Certificateholder or Holder: The Person in whose name a Certificate is registered in the Certificate Register, except that, solely for the purposes of the taking of any action under Articles VII or VIII, any Certificate registered in the name of the Master Servicer, a Servicer or any affiliate thereof shall be deemed not to be outstanding and the Voting Interest evidenced thereby shall not be taken into account in determining whether the requisite percentage of Certificates necessary to effect any such action has been obtained. Class: All certificates whose form is identical except for variations in the Percentage Interest evidenced thereby. Class I-A-1 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-I-A-1 and Exhibit C hereto. Class I-A-1 Certificateholder: The registered holder of a Class I-A-l Certificate. Class I-A-PO Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-I-A-PO and Exhibit C hereto. Class I-A-PO Certificateholder: The registered holder of a Class I-A-PO Certificate. Class I-A-PO Deferred Amount: For any Distribution Date prior to the Subordination Depletion Date, the difference between (A) the sum of (x) the amount by which the sum of the Class I-A-PO Optimal Principal Amounts for the Class I-A-PO Certificates for all prior Distribution Dates exceeded the amounts distributed on the Class I-A-PO Certificates on such prior Distribution Dates pursuant to Paragraph third Clause (A) of Section 4.01(a)(i) and (y) the sum of the product for each Group I Discount Mortgage Loan which became a Liquidated Loan at any time on or prior to the last day of the Applicable Unscheduled Principal Receipt Period for Full Unscheduled Principal Receipts for the current Distribution Date of (a) the PO Fraction for such Group I Discount Mortgage Loan and (b) an amount equal to the principal portion of Realized Losses (other than Bankruptcy Losses due to Debt Service Reductions) incurred with respect to such Mortgage Loan and (B) the sum of (x) the sum of the Class I-A-PO Recoveries for such Distribution Date and prior Distribution Dates and (y) amounts distributed on the Class I-A-PO Certificates on prior Distribution Dates pursuant to Paragraph fourth Clause (A) of Section 4.01(a)(i). On and after the Subordination Depletion Date, the Class I-A-PO Deferred Amount will be zero. No interest will accrue on any Class I-A-PO Deferred Amount. Class I-A-PO Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Group I Mortgage Loan that is an Outstanding Mortgage Loan, of the product of (x) the PO Fraction with respect to such Group I Mortgage Loan and (y) the sum of: (i) the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Group I Mortgage Loan; (ii) all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Group I Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Scheduled Principal Balance of each Group I Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Section 2.02 or 2.03; and (iv) the excess of the unpaid principal balance of such Group I Mortgage Loan substituted for a Group I Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date occurs over the unpaid principal balance of such Group I Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trust Administrator in respect of such Group I Mortgage Loan; and (II) the Class I-A-PO Recovery for such Distribution Date. Class I-A-PO Recovery: As to any Distribution Date prior to the Subordination Depletion Date, the lesser of (a) the Class I-A-PO Deferred Amount for such Distribution Date (calculated without regard to the Class I-A-PO Recovery for such Distribution Date) and (b) an amount equal to the sum as to each Group I Mortgage Loan as to which there has been a Recovery during the Applicable Unscheduled Principal Receipt Period, of the product of (x) the PO Fraction with respect to such Group I Mortgage Loan and (y) the amount of the Recovery with respect to such Group I Mortgage Loan. As to any Distribution Date on or after the Subordination Depletion Date, the amount determined in accordance with clause (b) above. Class II-A-1 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-1 and Exhibit C hereto. Class II-A-1 Certificateholder: The registered holder of a Class II-A-1 Certificate. Class II-A-2 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-2 and Exhibit C hereto. Class II-A-2 Certificateholder: The registered holder of a Class II-A-2 Certificate. Class II-A-3 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-3 and Exhibit C hereto. Class II-A-3 Certificateholder: The registered holder of a Class II-A-3 Certificate. Class II-A-4 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-4 and Exhibit C hereto. Class II-A-4 Certificateholder: The registered holder of a Class II-A-4 Certificate. Class II-A-5 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-5 and Exhibit C hereto. Class II-A-5 Certificateholder: The registered holder of a Class II-A-5 Certificate. Class II-A-6 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-6 and Exhibit C hereto. Class II-A-6 Certificateholder: The registered holder of a Class II-A-6 Certificate. Class II-A-7 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-7 and Exhibit C hereto. Class II-A-7 Certificateholder: The registered holder of a Class II-A-7 Certificate. Class II-A-8 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-8 and Exhibit C hereto. Class II-A-8 Certificateholder: The registered holder of a Class II-A-8 Certificate. Class II-A-9 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-9 and Exhibit C hereto. Class II-A-9 Certificateholder: The registered holder of a Class II-A-9 Certificate. Class II-A-10 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-10 and Exhibit C hereto. Class II-A-10 Certificateholder: The registered holder of a Class II-A-10 Certificate. Class II-A-11 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-11 and Exhibit C hereto. Class II-A-11 Certificateholder: The registered holder of a Class II-A-11 Certificate. Class II-A-12 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-12 and Exhibit C hereto. Class II-A-12 Certificateholder: The registered holder of a Class II-A-12 Certificate. Class II-A-13 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-13 and Exhibit C hereto. Class II-A-13 Certificateholder: The registered holder of a Class II-A-13 Certificate. Class II-A-13 Pass-Through Rate: With respect to the Distribution Date occurring in February 2002, 2.310% per annum. With respect to each succeeding Distribution Date, a per annum rate, determined by the Trustee on the applicable Rate Determination Date, equal to 0.570% plus LIBOR subject to a minimum rate of 0.570% and a maximum rate of 8.500%. Class II-A-14 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-14 and Exhibit C hereto. Class II-A-14 Certificateholder: The registered holder of a Class II-A-14 Certificate. Class II-A-14 Interest Accrual Amount: As to any Distribution Date, (i) the product of (A) 1/12th of the Class A Pass-Through Rate for the Class II-A-14 Certificates and (B) the Notional Amount as of such Distribution Date minus (ii) the sum of the Group II-A Interest Percentage of the Class II-A-14 Certificates of (A) the interest portion of any Realized Losses allocated to the Group II-A Certificates on or after the Subordination Depletion Date pursuant to Section 4.02(c) and (B) any Non-Supported Interest Shortfall or Relief Act Shortfall allocated to the Group II-A Certificates with respect to such Distribution Date. Class II-A-14 Pass-Through Rate: With respect to the Distribution Date occurring in February 2002, 6.190% per annum. With respect to each succeeding Distribution Date, a per annum rate, determined by the Trustee on the applicable Rate Determination Date, equal to 7.930% minus LIBOR subject to a minimum rate of 0.000% and a maximum rate of 7.930%. Class II-A-LR Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-LR and Exhibit C hereto. Class II-A-LR Certificateholder: The registered holder of a Class II-A-LR Certificate. Class II-A-PO Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-PO and Exhibit C hereto. Class II-A-PO Certificateholder: The registered holder of a Class II-A-PO Certificate. Class II-A-PO Deferred Amount: For any Distribution Date prior to the Subordination Depletion Date, the difference between (A) the sum of (x) the amount by which the sum of the Class II-A-PO Optimal Principal Amounts for the Class II-A-PO Certificate for all prior Distribution Dates exceeded the amounts distributed on the Class II-A-PO Certificates on such prior Distribution Dates pursuant to Paragraph third Clause (B) of Section 4.01 (a)(i) and (y) the sum of the product for each Group II Discount Mortgage Loan which became a Liquidated Loan at any time on or prior to the last day of the Applicable Unscheduled Principal Receipt Period for Full Unscheduled Principal Receipts for the current Distribution Date of (a) the PO Fraction for such Group II Discount Mortgage Loan and (b) an amount equal to the principal portion of Realized Losses (other than Bankruptcy Losses due to Debt Service Reductions) incurred with respect to such Mortgage Loan and (B) the sum of (x) the sum of the Class II-A-PO Recoveries for such Distribution Date and prior Distribution Dates and (y) amounts distributed on the Class II-A-PO Certificates on prior Distribution Dates pursuant to Paragraph fourth Clause (B) of Section 4.0l(a)(i). On and after the Subordination Depletion Date, the Class II-A-PO Deferred Amount will be zero. No interest will accrue on any Class II-A-PO Deferred Amount. Class II-A-PO Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum of, as to each Group II Mortgage Loan that is an Outstanding Mortgage Loan, of the product of (x) the PO Fraction with respect to such Group II Mortgage Loan and (y) the sum of: (i) the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Group II Mortgage Loan; (ii) all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Group II Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Scheduled Principal Balance of each Group II Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and (iv) the excess of the unpaid principal balance of such Group II Mortgage Loan substituted for a Group II Mortgage Loan during the one month period ending on the preceding Determination Date for such Distribution Date occurs over the unpaid principal balance of such Group II Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trust Administrator in respect of such Group II Mortgage Loan; and (II) the Class II-A-PO Recovery for such Distribution Date. Class II-A-PO Recovery: As to any Distribution Date prior to the Subordination Depletion Date, the lesser of (a) the Class II-A-PO Deferred Amount for such Distribution Date (calculated without regard to the Class II-A-PO Recovery for such Distribution Date) and (b) an amount equal to the sum as to each Group II Mortgage Loan as to which there has been a Recovery during the Applicable Unscheduled Principal Receipt Period, of the product of (x) the PO Fraction with respect to such Group II Mortgage Loan and (y) the amount of the Recovery with respect to such Group II Mortgage Loan. As to any Distribution Date on or after the Subordination Depletion Date, the amount determined in accordance with clause (b) above. Class II-A-R Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit A-II-A-R and Exhibit C hereto. Class II-A-R Certificateholder: The registered holder of a Class II-A-R Certificate. Class A Pass-Through Rate: As to the Class II-A-2, Class II-A-3, Class II-A-4, Class II-A-5, Class II-A-6, Class II-A-7, Class II-A-8, Class II-A-9, Class II-A-10, Class II-A-12, Class II-A-R and Class II-A-LR Certificates, 6.500% per annum. As to the Class I-A-1 and Class II-A-1 Certificates, 6.000% per annum. As to the Class II-A-11 Certificates, 6.250% per annum. As to the Class II-A-13 Certificates, the Class II-A-13 Pass-Through Rate. As to the Class II-A-14 Certificates, the Class II-A-14 Pass-Through Rate. The Class A-PO Certificates are not entitled to interest and have no Class A Pass-Through Rate. Class A Unpaid Interest Shortfall: As to any Distribution Date and Class of Class A Certificates, the amount, if any, by which the aggregate of the Group I-A Interest Shortfall Amounts or Group II-A Interest Shortfall Amounts for such Class for prior Distribution Dates is in excess of the amounts distributed in respect of such Class (or in the case of the Accrual Certificates prior to the Accretion Termination Date, the amount included in the Accrual Distribution Amount pursuant to clause (ii) of the definition thereof) on prior Distribution Dates pursuant to Paragraph second of Section 4.01(a)(i). Class A-L1 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-L2 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-L11 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-L13 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-LPO Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-LUR Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(ii) hereof. Class A-PO Certificates: Any of the Class I-A-PO Certificates or Class II-A-PO Certificates. Class B Certificate: Any one of the Class B-1 Certificates, Class B-2 Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5 Certificates or Class B-6 Certificates. Class B Certificateholder: The registered holder of a Class B Certificate. Class B Distribution Amount: Any of the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Distribution Amounts. Class B Interest Accrual Amount: With respect to any Distribution Date, the sum of the Interest Accrual Amounts for the Classes of Class B Certificates with respect to such Distribution Date. Class B Interest Percentage: With respect to any Distribution Date and any Class of Class B Certificates, the percentage calculated by dividing the Interest Accrual Amount of such Class (determined without regard to clause (ii) of the definition thereof) by the Class B Interest Accrual Amount (determined without regard to clause (ii) of the definition of each Interest Accrual Amount). Class B Interest Shortfall Amount: Any of the Class B-1 Interest Shortfall Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest Shortfall Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest Shortfall Amount or Class B-6 Interest Shortfall Amount. Class B Loan Group I Optimal Principal Amount: Any of the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Loan Group I Optimal Principal Amounts. Class B Loan Group II Optimal Principal Amount: Any of the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Loan Group II Optimal Principal Amounts. Class B Loan Group Optimal Principal Amount: Any of the Class B Loan Group I Optimal Principal Amount or Class B Loan Group II Optimal Principal Amount. Class B Loss Percentage: With respect to any Determination Date and any Class of Class B Certificates then outstanding, the percentage calculated by dividing the Principal Balance of such Class B by the Class B Principal Balance (determined without regard to any Principal Balance of any Class of Class B Certificates not then outstanding), in each case determined as of the preceding Determination Date. Class B Optimal Principal Amount: Any of the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Optimal Principal Amounts. Class B Pass-Through Rate: With respect to the Distribution Date occurring in February 2002, 6.385% per annum. With respect to each succeeding Distribution Date, a per annum rate equal to the weighted average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. Class B Principal Balance: As of any date, an amount equal to the sum of the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and Class B-6 Principal Balance. Class B Principal Distribution Amount: Any of the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Principal Distribution Amounts. Class B Unpaid Interest Shortfall: Any of the Class B-1 Unpaid Interest Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid Interest Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid Interest Shortfall or Class B-6 Unpaid Interest Shortfall. Class B-1 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-1 and Exhibit C hereto. Class B-1 Certificateholder: The registered holder of a Class B-1 Certificate. Class B-1 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-1 Certificates pursuant to Paragraphs first, second and third of Section 4.01(a)(ii). Class B-1 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-1 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-1 Certificates on such Distribution Date pursuant to Paragraph first of Section 4.01(a)(ii). Class B-1 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-1 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-1 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-1 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-1 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-1 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-1 Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-1 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Prepayment Class B-1 Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-1 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-1 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Section 2.02 or 2.03; and (iv) the Group I Class B-1 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-1 Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-1 Prepayment Percentage or Group II Class B-1 Prepayment Percentage, as applicable, of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-1 Optimal Principal Amount will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-1 Certificates. Class B-1 Principal Balance: As to the first Determination Date, the Original Class B-1 Principal Balance. As of any subsequent Determination Date, the Original Class B-1 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-1 Certificates on prior Distribution Dates (A) pursuant to Paragraph third of Section 4.01(a)(ii) and (B) as a result of a Principal Adjustment; provided, however, if the Class B-1 Certificates are the most subordinate Certificates outstanding, the Class B-1 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the Aggregate Class A Principal Balance as of such Determination Date. Class B-1 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-1 Certificates pursuant to Paragraph third of Section 4.01(a)(ii). Class B-1 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-1 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-1 Certificates on prior Distribution Dates pursuant to Paragraph second of Section 4.01(a)(ii). Class B-2 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-2 and Exhibit C hereto. Class B-2 Certificateholder: The registered holder of a Class B-2 Certificate. Class B-2 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-2 Certificates pursuant to Paragraphs fourth, fifth and sixth of Section 4.01(a)(i). Class B-2 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-2 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-2 Certificates on such Distribution Date pursuant to Paragraph fourth of Section 4.01(a)(ii). Class B-2 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-2 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-2 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-2 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-2 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-2 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-2 Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-2 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-2 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-2 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-2 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and (iv) the Group I Class B-2 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-2 Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-2 Prepayment Percentage or Group II Class B-2 Prepayment Percentage, as applicable, of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-2 Optimal Principal Amount will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-2 Certificates. Class B-2 Principal Balance: As to the first Determination Date, the Original Class B-2 Principal Balance. As of any subsequent Determination Date, the Original Class B-2 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-2 Certificates on prior Distribution Dates (A) pursuant to Paragraph sixth of Section 4.01(a)(ii) and (B) as a result of a Principal Adjustment; provided, however, if the Class B-2 Certificates are the most subordinate Certificates outstanding, the Class B-2 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the sum of the Aggregate Class A Principal Balance and the Class B-1 Principal Balance as of such Determination Date. Class B-2 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-2 Certificates pursuant to Paragraph sixth of Section 4.01(a)(ii). Class B-2 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-2 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-2 Certificates on prior Distribution Dates pursuant to Paragraph fifth of Section 4.01(a)(ii). Class B-3 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-3 and Exhibit C hereto. Class B-3 Certificateholder: The registered holder of a Class B-3 Certificate. Class B-3 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-3 Certificates pursuant to Paragraphs seventh, eighth and ninth of Section 4.01(a)(i). Class B-3 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-3 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-3 Certificates on such Distribution Date pursuant to Paragraph seventh of Section 4.01(a)(ii). Class B-3 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-3 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-3 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-3 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-3 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-3 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-3 Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-3 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-3 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-3 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-3 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and (iv) the Group I Class B-3 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-3 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-3 Prepayment Percentage or Group II Class B-3 Prepayment Percentage, as applicable, of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-3 Optimal Principal Amount will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-3 Certificates. Class B-3 Principal Balance: As to the first Determination Date, the Original Class B-3 Principal Balance. As of any subsequent Determination Date, the Original Class B-3 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-3 Certificates on prior Distribution Dates (A) pursuant to Paragraph ninth of Section 4.01(a)(ii) and (B) as a result of a Principal Adjustment; provided, however, if the Class B-3 Certificates are the most subordinate Certificates outstanding, the Class B-3 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the sum of the Aggregate Class A Principal Balance, the Class B-1 Principal Balance and the Class B-2 Principal Balance as of such Determination Date. Class B-3 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-3 Certificates pursuant to Paragraph ninth of Section 4.01(a)(ii). Class B-3 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-3 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-3 Certificates on prior Distribution Dates pursuant to Paragraph eighth of Section 4.01(a)(ii). Class B-4 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-4 and Exhibit C hereto. Class B-4 Certificateholder: The registered holder of a Class B-4 Certificate. Class B-4 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-4 Certificates pursuant to Paragraphs tenth, eleventh and twelfth of Section 4.01(a)(ii). Class B-4 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-4 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-4 Certificates on such Distribution Date pursuant to Paragraph tenth of Section 4.01(a)(ii). Class B-4 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-4 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-4 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-4 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-4 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-4 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-4 Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-4 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-4 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-4 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-4 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Section 2.02 or 2.03; and (iv) the Group I Class B-4 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-4 Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-4 Prepayment Percentage or Group II Class B-4 Prepayment Percentage of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-4 Optimal Principal Amount will equal the lesser of (A) the Class B-4 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-4 Certificates. Class B-4 Principal Balance: As to the first Determination Date, the Original Class B-4 Principal Balance. As of any subsequent Determination Date, the Original Class B-4 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-4 Certificates on prior Distribution Dates (A) pursuant to Paragraph twelfth of Section 4.01(a)(ii) and (B) as a result of a Principal Adjustment; provided, however, if the Class B-4 Certificates are the most subordinate Certificates outstanding, the Class B-4 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the sum of the Aggregate Class A Principal Balance, the Class B-1 Principal Balance, the Class B-2 Principal Balance and the Class B-3 Principal Balance as of such Determination Date. Class B-4 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-4 Certificates pursuant to Paragraph twelfth of Section 4.01(a)(ii). Class B-4 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-4 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-4 Certificates on prior Distribution Dates pursuant to Paragraph eleventh of Section 4.01(a)(ii). Class B-5 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-5 and Exhibit C hereto. Class B-5 Certificateholder: The registered holder of a Class B-5 Certificate. Class B-5 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-5 Certificates pursuant to Paragraphs thirteenth, fourteenth and fifteenth of Section 4.01(a)(i). Class B-5 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-5 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-5 Certificates on such Distribution Date pursuant to Paragraph thirteenth of Section 4.01(a)(ii). Class B-5 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-5 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-5 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-5 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-5 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-5 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-5 Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-5 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-5 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-5 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-5 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Section 2.02 or 2.03; and (iv) the Group I Class B-5 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-5 Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-5 Prepayment Percentage or Group II Class B-5 Prepayment Percentage, as applicable, of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-5 Optimal Principal Amount will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-5 Certificates. Class B-5 Principal Balance: As to the first Determination Date, the Original Class B-5 Principal Balance. As of any subsequent Determination Date, the Original Class B-5 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-5 Certificates on prior Distribution Dates (A) pursuant to Paragraph fifteenth of Section 4.01(a)(ii) and (B) as a result of a Principal Adjustment; provided, however, if the Class B-5 Certificates are the most subordinate Certificates outstanding, the Class B-5 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the sum of the Aggregate Class A Principal Balance, the Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3 Principal Balance and the Class B-4 Principal Balance as of such Determination Date. Class B-5 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-5 Certificates pursuant to Paragraph fifteenth of Section 4.01(a)(ii). Class B-5 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-5 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-5 Certificates on prior Distribution Dates pursuant to Paragraph fourteenth of Section 4.01(a)(ii). Class B-6 Certificate: Any one of the Certificates executed by the Trustee and authenticated by the Trustee or the Authenticating Agent in substantially the form set forth in Exhibit B-6 and Exhibit C hereto. Class B-6 Certificateholder: The registered holder of a Class B-6 Certificate. Class B-6 Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-6 Certificates pursuant to Paragraphs sixteenth, seventeenth and eighteenth of Section 4.01(a)(ii). Class B-6 Interest Shortfall Amount: As to any Distribution Date, any amount by which the Interest Accrual Amount of the Class B-6 Certificates with respect to such Distribution Date exceeds the amount distributed in respect of the Class B-6 Certificates on such Distribution Date pursuant to Paragraph sixteenth of Section 4.01(a)(ii). Class B-6 Loan Group I Optimal Principal Amount: As to any Distribution Date, the Class B-6 Optimal Principal Amount calculated only with respect to Group I Mortgage Loans and without regard to the proviso thereto. Class B-6 Loan Group II Optimal Principal Amount: As to any Distribution Date, the Class B-6 Optimal Principal Amount calculated only with respect to Group II Mortgage Loans and without regard to the proviso thereto. Class B-6 Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of: (i) the Group I Class B-6 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-6 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I Class B-6 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-6 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I Class B-6 Prepayment Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-6 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Section 2.02 or 2.03; and (iv) the Group I Class B-6 Percentage (with respect to each such Group I Mortgage Loan) or Group II Class B-6 Prepayment Percentage (with respect to each such Group II Mortgage Loan) of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I Class B-6 Prepayment Percentage or Group II Class B-6 Prepayment Percentage, as applicable, of the Non-PO Recovery for each Loan Group for such Distribution Date; provided, however, that if an Optimal Adjustment Event occurs with respect to such Class and such Distribution Date, the Class B-6 Optimal Principal Amount will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated as described in the preceding provisions and (B) the Adjusted Principal Balance for the Class B-6 Certificates. Class B-6 Principal Balance: As to the first Determination Date, the Original Class B-6 Principal Balance. As of any subsequent Determination Date, the Original Class B-6 Principal Balance less the sum of all amounts previously distributed in respect of the Class B-6 Certificates on prior Distribution Dates pursuant to Paragraph twenty-second of Section 4.01(a)(i); provided, however, if the Class B-6 Certificates are outstanding, the Class B-6 Principal Balance will equal the difference, if any, between the Aggregate Adjusted Pool Amount as of the preceding Distribution Date less the sum of the Aggregate Class A Principal Balance, the Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3 Principal Balance, the Class B-4 Principal Balance and the Class B-5 Principal Balance as of such Determination Date. Class B-6 Principal Distribution Amount: As to any Distribution Date, any amount distributable to the Holders of the Class B-6 Certificates pursuant to Paragraph eighteenth of Section 4.01(a)(ii). Class B-6 Unpaid Interest Shortfall: As to any Distribution Date, the amount, if any, by which the aggregate of the Class B-6 Interest Shortfall Amounts for prior Distribution Dates is in excess of the amounts distributed in respect of the Class B-6 Certificates on prior Distribution Dates pursuant to Paragraph seventeenth of Section 4.01(a)(ii). Class B-L1 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Class B-L2 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Class B-L3 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Class B-L4 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Class B-L5 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Class B-L6 Interest: A regular interest in the Lower-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is entitled to monthly distributions as provided in Section 4.01(a)(iii) hereof. Clearing Agency: An organization registered as a "clearing agency" pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The initial Clearing Agency shall be The Depository Trust Company. Clearing Agency Participant: A broker, dealer, bank, financial institution or other Person for whom a Clearing Agency effects book-entry transfers of securities deposited with the Clearing Agency. Closing Date: The date of initial issuance of the Certificates, as set forth in Section 11.17. Code: The Internal Revenue Code of 1986, as it may be amended from time to time, any successor statutes thereto, and applicable U.S. Department of the Treasury temporary or final regulations promulgated thereunder. Compensating Interest: With respect to any Distribution Date, the lesser of (a) the aggregate Prepayment Interest Shortfall on the Mortgage Loans for such Distribution Date, (b) the product of (i) 1/12th of 0.20% and (ii) the Pool Scheduled Principal Balance for such Distribution Date and (c) the Available Master Servicing Compensation for such Distribution Date. Co-op Shares: Shares issued by private non-profit housing corporations. Corporate Trust Office: The principal office of the Trustee at which at any particular time its corporate trust business shall be administered, which office, at the date of the execution of this instrument, is located at 401 South Tryon Street, Charlotte, North Carolina 28288. Corresponding Upper-Tier Class or Classes: As to the following Uncertificated Lower-Tier Interests, the Corresponding Upper-Tier Class or Classes as follows: Uncertificated Lower-Tier Interest Corresponding Upper-Tier Class or Classes Class A-L1 Interest Class I-A-1 Certificates and Class II-A-1 Certificates Class A-L2 Interest Class II-A-2 Certificates, Class II-A-3 Certificates, Class II-A-4 Certificates, Class II-A-5 Certificates, Class II-A-6 Certificates, Class II-A-7 Certificates, Class II-A-8 Certificates, Class II-A-9 Certificates, Class II-A-10 Certificates and Class II-A-12 Certificates Class A-L11 Interest Class II-A-11 Certificates Class A-L13 Interest Class II-A-13 Certificates and Class II- A-14 Certificates Class A-LPO Interest Class I-A-PO Certificates and Class II-A-PO Certificates Class A-LUR Interest Class II-A-R Certificate Class B-L1 Interest Class B-1 Certificates Class B-L2 Interest Class B-2 Certificates Class B-L3 Interest Class B-3 Certificates Class B-L4 Interest Class B-4 Certificates Class B-L5 Interest Class B-5 Certificates Class B-L6 Interest Class B-6 Certificates Current Group I-A Interest Distribution Amount: As to any Distribution Date, the amount distributed in respect of the Classes of Group I-A Certificates pursuant to Paragraph first Clause (A) of Section 4.01(a)(i) on such Distribution Date. Current Group II-A Interest Distribution Amount: As to any Distribution Date, the amount distributed in respect of the Classes of Group II-A Certificates pursuant to Paragraph first Clause (B) of Section 4.01(a)(i) on such Distribution Date. Current Class B Interest Distribution Amount: As to any Distribution Date, the amount distributed in respect of the Classes of Class B Certificates pursuant to Paragraphs first, fourth, seventh, tenth, thirteenth and sixteenth of Section 4.01(a)(ii) on such Distribution Date. Current Class B-1 Fractional Interest: As to any Distribution Date subsequent to the first Distribution Date, the percentage obtained by dividing the sum of the Principal Balances of the Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates by the Aggregate Non-PO Principal Balance. As to the first Distribution Date, the Original Class B-1 Fractional Interest. Current Class B-2 Fractional Interest: As to any Distribution Date subsequent to the first Distribution Date, the percentage obtained by dividing the sum of the Principal Balances of the Class B-3, Class B-4, Class B-5 and Class B-6 Certificates by the Aggregate Non-PO Principal Balance. As to the first Distribution Date, the Original Class B-2 Fractional Interest. Current Class B-3 Fractional Interest: As to any Distribution Date subsequent to the first Distribution Date, the percentage obtained by dividing the sum of the Principal Balances of the Class B-4, Class B-5 and Class B-6 Certificates by the Aggregate Non-PO Principal Balance. As to the first Distribution Date, the Original Class B-3 Fractional Interest. Current Class B-4 Fractional Interest: As to any Distribution Date subsequent to the first Distribution Date, the percentage obtained by dividing the sum of the Principal Balances of the Class B-5 and Class B-6 Certificates by the Aggregate Non-PO Principal Balance. As to the first Distribution Date, the Original Class B-4 Fractional Interest. Current Class B-5 Fractional Interest: As to any Distribution Date subsequent to the first Distribution Date, the percentage obtained by dividing the Principal Balance of the Class B-6 Certificates by the Aggregate Non-PO Principal Balance. As to the first Distribution Date, the Original Class B-5 Fractional Interest. Curtailment: Any Principal Prepayment made by a Mortgagor which is not a Prepayment in Full. Curtailment Interest Shortfall: On any Distribution Date with respect to a Group I or Group II Mortgage Loan which was the subject of a Curtailment: (A) in the case where the Applicable Unscheduled Principal Receipt Period is the Mid-Month Receipt Period and such Curtailment is received by the Servicer on or after the Determination Date in the month preceding the month of such Distribution Date but prior to the first day of the month of such Distribution Date, the amount of interest that would have accrued at the Net Mortgage Interest Rate on the amount of such Curtailment from the day of its receipt or, if earlier, its application by the Servicer through the last day of the month preceding the month of such Distribution Date; and (B) in the case where the Applicable Unscheduled Principal Receipt Period is the Prior Month Receipt Period and such Curtailment is received by the Servicer during the month preceding the month of such Distribution Date, the amount of interest that would have accrued at the Net Mortgage Interest Rate on the amount of such Curtailment from the day of its receipt or, if earlier, its application by the Servicer through the last day of the month in which such Curtailment is received. Custodial Agreement: The Custodial Agreement, if any, from time to time in effect between the Custodian named therein, the Seller, the Master Servicer and the Trustee, substantially in the form of Exhibit E hereto, as the same may be amended or modified from time to time in accordance with the terms thereof. Custodial P&I Account: The Custodial P&I Account, as defined in each of the Servicing Agreements, with respect to the Mortgage Loans. In determining whether the Custodial P&I Account under any Servicing Agreement is "acceptable" to the Master Servicer (as may be required by the definition of "Eligible Account" contained in the Servicing Agreements), the Master Servicer shall require that any such account shall be acceptable to each of the Rating Agencies. Custodian: Initially, the Trustee, and thereafter the Custodian, if any, hereafter appointed by the Trustee pursuant to Section 8.13, or its successor in interest under the Custodial Agreement. The Custodian may (but need not) be the Trustee or any Person directly or indirectly controlling or controlled by or under common control of the Trustee. Neither a Servicer, nor the Seller nor the Master Servicer nor any Person directly or indirectly controlling or controlled by or under common control with any such Person may be appointed Custodian. Cut-Off Date: The first day of the month of initial issuance of the Certificates as set forth in Section 11.01. Cut-Off Date Aggregate Principal Balance: The aggregate of the Cut-Off Date Principal Balances of the Mortgage Loans is as set forth in Section 11.02. Cut-Off Date Principal Balance: As to each Mortgage Loan, its unpaid principal balance as of the close of business on the Cut-Off Date (but without giving effect to any Unscheduled Principal Receipts received or applied on the Cut-Off Date), reduced by all payments of principal due on or before the Cut-Off Date and not paid, and increased by scheduled monthly payments of principal due after the Cut-Off Date but received by the related Servicer on or before the Cut-Off Date. Debt Service Reduction: With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction constituting a Deficient Valuation. Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then-outstanding indebtedness under the Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any scheduled Monthly Payment that results in a permanent forgiveness of principal, which valuation or reduction results from a proceeding under the Bankruptcy Code. Definitive Certificates: As defined in Section 5.01(b). Denomination: The amount, if any, specified on the face of each Certificate (other than the Class II-A-14 Certificates) representing the principal portion of the Cut-Off Date Aggregate Principal Balance evidenced by such Certificate. As to the Class II-A-14 Certificates, the amount specified on the face of each such Certificate representing the portion of the Original Notional Amount. Determination Date: The 17th day of the month in which the related Distribution Date occurs, or if such 17th day is not a Business Day, the Business Day preceding such 17th day. Discount Mortgage Loan: A Group I Discount Mortgage Loan or Group II Discount Mortgage Loan. Distribution Date: The 25th day of any month, beginning in the month following the month of initial issuance of the Certificates, or if such 25th day is not a Business Day, the Business Day following such 25th day. Due Date: With respect to any Mortgage Loan, the day of the month in which the Monthly Payment on such Mortgage Loan is scheduled to be paid. Eligible Account: One or more accounts (i) that are maintained with a depository institution (which may be the Master Servicer) whose long-term debt obligations (or, in the case of a depository institution which is part of a holding company structure, the long-term debt obligations of such parent holding company) at the time of deposit therein are rated at least "AA" (or the equivalent) by each of the Rating Agencies, (ii) the deposits in which are fully insured by the FDIC through either the Bank Insurance Fund or the Savings Association Insurance Fund, (iii) the deposits in which are insured by the FDIC through either the Bank Insurance Fund or the Savings Association Insurance Fund (to the limit established by the FDIC) and the uninsured deposits in which accounts are otherwise secured, as evidenced by an Opinion of Counsel delivered to the Trustee, such that the Trustee, on behalf of the Certificateholders has a claim with respect to the funds in such accounts or a perfected first security interest against any collateral securing such funds that is superior to claims of any other depositors or creditors of the depository institution with which such accounts are maintained, (iv) that are trust accounts maintained with the trust department of a federal or state chartered depository institution or trust company acting in its fiduciary capacity or (v) such other account that is acceptable to each of the Rating Agencies and would not cause the Trust Estate to fail to qualify as two separate REMICs or result in the imposition of any federal tax on either of the Upper-Tier REMIC or the Lower-Tier REMIC. Eligible Investments: At any time, any one or more of the following obligations and securities which shall mature not later than the Business Day preceding the Distribution Date next succeeding the date of such investment, provided that such investments continue to qualify as "cash flow investments" as defined in Code Section 860G(a)(6): (i) obligations of the United States of America or any agency thereof, provided such obligations are backed by the full faith and credit of the United States of America; (ii) general obligations of or obligations guaranteed by any state of the United States of America or the District of Columbia receiving the highest short-term or highest long-term rating of each Rating Agency, or such lower rating as would not result in the downgrading or withdrawal of the rating then assigned to any of the Certificates by either Rating Agency or result in any of such rated Certificates being placed on credit review status (other than for possible upgrading) by either Rating Agency; (iii) commercial or finance company paper which is then rated in the highest long-term commercial or finance company paper rating category of each Rating Agency or the highest short-term rating category of each Rating Agency, or such lower rating category as would not result in the downgrading or withdrawal of the rating then assigned to any of the Certificates by either Rating Agency or result in any of such rated Certificates being placed on credit review status (other than for possible upgrading) by either Rating Agency; (iv) certificates of deposit, demand or time deposits, federal funds or banker's acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or debt obligations of such depository institution or trust company (or in the case of the principal depository institution in a holding company system, the commercial paper or debt obligations of such holding company) are then rated in the highest short-term or the highest long-term rating category for such securities of each of the Rating Agencies, or such lower rating categories as would not result in the downgrading or withdrawal of the rating then assigned to any of the Certificates by either Rating Agency or result in any of such rated Certificates being placed on credit review status (other than for possible upgrading) by either Rating Agency; (v) guaranteed reinvestment agreements issued by any bank, insurance company or other corporation acceptable to each Rating Agency at the time of the issuance of such agreements; (vi) repurchase agreements on obligations with respect to any security described in clauses (i) or (ii) above or any other security issued or guaranteed by an agency or instrumentality of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) described in (iv) above; (vii) securities (other than stripped bonds or stripped coupon securities) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof which, at the time of such investment or contractual commitment providing for such investment, are then rated in the highest short-term or the highest long-term rating category by each Rating Agency, or in such lower rating category as would not result in the downgrading or withdrawal of the rating then assigned to any of the Certificates by either Rating Agency or result in any of such rated Certificates being placed on credit review status (other than for possible upgrading) by either Rating Agency; (viii)such other investments acceptable to each Rating Agency as would not result in the downgrading of the rating then assigned to the Certificates by either Rating Agency or result in any of such rated Certificates being placed on credit review status (other than for possible upgrading) by either Rating Agency; and (ix) any mutual fund, money market fund, common trust fund or other pooled investment vehicle, the assets of which are limited to instruments that otherwise would constitute Eligible Investments hereunder, including any such fund that is managed by the Trustee or any affiliate of the Trustee or for which the Trustee or any of its affiliates acts as an adviser as long as such fund is rated in at least the highest rating category by each Rating Agency. In no event shall an instrument be an Eligible Investment if such instrument evidences either (i) a right to receive only interest payments with respect to the obligations underlying such instrument, or (ii) both principal and interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at the date of investment of greater than 120% of the yield to maturity at par of such underlying obligations. ERISA: The Employee Retirement Income Security Act of 1974, as amended. ERISA Prohibited Holder: As defined in Section 5.02(d). Errors and Omissions Policy: As defined in each of the Servicing Agreements. Event of Default: Any of the events specified in Section 7.01. FDIC: The Federal Deposit Insurance Corporation or any successor thereto. Fidelity Bond: As defined in each of the Servicing Agreements. Final Distribution Date: The Distribution Date on which the final distribution in respect of the Certificates is made pursuant to Section 9.01. Final Scheduled Maturity Date: The Final Scheduled Maturity Date for each Class of Group I-A Certificates is February 25, 2017, which corresponds to the "latest possible maturity date" for purposes of Section 860G(a)(1) of the Internal Revenue Code of 1986, as amended. The Final Scheduled Maturity Date for each Class of Group II-A Certificates (other than the Class II-A-8 Certificates) and the Class B Certificates is February 25, 2032. The Final Scheduled Maturity Date for the Class II-A-8 Certificates is June 25, 2006. Fitch: Fitch, Inc., or its successors in interest. Fixed Retained Yield: The fixed percentage of interest on each Mortgage Loan with a Mortgage Interest Rate greater than (i) for the Group I Mortgage Loans, the sum of (a) 6.000%, (b) the applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate and (ii) for the Group II Mortgage Loans, the sum of (a) 6.500%, (b) the applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate, which will be determined on a loan by loan basis and will equal the Mortgage Interest Rate on each Mortgage Loan minus the rate described in Clause (i) or (ii), as applicable, which is not assigned to and not part of the Trust Estate. Fixed Retained Yield Rate: With respect to each Mortgage Loan, a per annum rate equal to the greater of (a) zero and (b) the Mortgage Interest Rate on such Mortgage Loan minus (i) for the Group I Mortgage Loans, the sum of (a) 6.000%, (b) the applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate and (ii) for the Group II Mortgage Loans, the sum of (a) 6.500%, (b) the applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate Full Unscheduled Principal Receipt: Any Unscheduled Principal Receipt with respect to a Mortgage Loan (i) in the amount of the outstanding principal balance of such Mortgage Loan and resulting in the full satisfaction of such Mortgage Loan or (ii) representing Liquidation Proceeds other than Partial Liquidation Proceeds. Group: The Group I-A Certificates or the Group II-A Certificates. Group Subordinate Amount: Either of the Group I Subordinate Amount or the Group II Subordinate Amount. Group I: The Group I-A Certificates. Group I Adjusted Pool Amount: With respect to any Distribution Date, the aggregate of the Cut-Off Date Principal Balances of the Group I Mortgage Loans minus the sum of (i) all amounts in respect of principal received in respect of the Group I Mortgage Loans (including, without limitation, amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and distributed to Holders of the Certificates on such Distribution Date and all prior Distribution Dates, (ii) the principal portion of all Liquidated Loan Losses incurred on such Group I Mortgage Loans for which the Liquidation Proceeds were received from the Cut-Off Date through the end of the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date and (iii) the principal portion of all Bankruptcy Losses (other than Debt Service Reductions) incurred on the Group I Mortgage Loans from the Cut-Off Date through the end of the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Group I Adjusted Pool Amount (PO Portion): With respect to any Distribution Date, the sum of the amounts, calculated as follows, with respect to all Outstanding Mortgage Loans that are Group I Mortgage Loans: the product of (i) the PO Fraction for each such Group I Mortgage Loan and (ii) the remainder of (A) the Cut-Off Date Principal Balance of such Mortgage Loan minus (B) the sum of (x) all amounts in respect of principal received in respect of such Group I Mortgage Loan (including, without limitation, amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and distributed to Holders of the Certificates on such Distribution Date and all prior Distribution Dates, (y) the principal portion of any Liquidated Loan Losses incurred on such Group I Mortgage Loans for which Liquidation Proceeds were received from the Cut-Off Date through the end of the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date and (z) the principal portion of all Bankruptcy Losses (other than Debt Service Reductions) incurred on the Group I Mortgage Loans from the Cut-Off Date through the end of the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Group I Aggregate Non-PO Principal Balance: The sum of the Group I-A Non-PO Principal Balance and the Group I Subordinate Amount. Group I Apportioned Interest Percentage: As to any Distribution Date and any Class of Group I-A Certificates or Class B Certificates, the percentage calculated by dividing (a) in the case of a Class of Group I-A Certificates, the Interest Accrual Amount (determined without regard to clause (ii) of the definition thereof) and in the case of a Class of Class B Certificates, the Apportioned Interest Accrual Amount for the Group I Apportioned Principal Balance of such Class by (b) the Group I Interest Accrual Amount (determined without regard to clause (ii) of the definition of each Interest Accrual Amount). Group I Apportioned Principal Balance: As to any Distribution Date and any Class of Class B Certificates, an amount equal to the product of (i) the Principal Balance of the Class of Class B Certificates and (ii) a fraction, the numerator of which is the Group I Subordinate Amount and the denominator of which is the sum of the Group I Subordinate Amount and the Group II Subordinate Amount. Group I Class B Percentage: Any one of the Group I Class B-1 Percentage, Group I Class B-2 Percentage, Group I Class B-3 Percentage, Group I Class B-4 Percentage, Group I Class B-5 Percentage or Group I Class B-6 Percentage. Group I Class B Prepayment Percentage: Any of the Group I Class B-1 Prepayment Percentage, Group I Class B-2 Prepayment Percentage, Group I Class B-3 Prepayment Percentage, Group I Class B-4 Prepayment Percentage, Group I Class B-5 Prepayment Percentage or Group I Class B-6 Prepayment Percentage. Group I Class B-1 Percentage: As to any Distribution Date, the percentage calculated by multiplying the Group I Subordinated Percentage by either (i) if any Class B Certificates (other than the Class B-1 Certificates) are eligible to receive principal distributions for such Distribution Date in accordance with Section 4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event that the Class B Certificates (other than the Class B-1 Certificates) are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), one. Group I Class B-1 Prepayment Percentage: As to any Distribution Date, the percentage calculated by multiplying the Group I Subordinated Prepayment Percentage by either (i) if any Class B Certificates (other than the Class B-1 Certificates) are eligible to receive principal distributions for such Distribution Date in accordance with Section 4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event that the Class B Certificates (other than the Class B-1 Certificates) are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), one. Group I Class B-2 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-2 Percentage for such Distribution Date will be zero. Group I Class B-2 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-2 Prepayment Percentage for such Distribution Date will be zero. Group I Class B-3 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-3 Percentage for such Distribution Date will be zero. Group I Class B-3 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-3 Prepayment Percentage for such Distribution Date will be zero. Group I Class B-4 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-4 Percentage for such Distribution Date will be zero. Group I Class B-4 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-4 Prepayment Percentage for such Distribution Date will be zero. Group I Class B-5 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-5 Percentage for such Distribution Date will be zero. Group I Class B-5 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-5 Prepayment Percentage for such Distribution Date will be zero. Group I Class B-6 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-6 Percentage for such Distribution Date will be zero. Group I Class B-6 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group I Class B-6 Prepayment Percentage for such Distribution Date will be zero. Group I Discount Mortgage Loan: A Group I Mortgage Loan with a Net Mortgage Interest Rate of less than 6.000%. Group I Interest Accrual Amount: As to any Distribution Date, the sum of the Group I-A Interest Accrual Amount and the Apportioned Interest Accrual Amounts for the Group I Apportioned Principal Balances of the Class B Certificates. Group I Mortgage Loans: Those Mortgage Loans listed on Exhibit F-1A, F-2 and F-3A attached hereto. Group I Pool Balance (Non-PO Portion): As of any Distribution Date, the sum of the amounts for each Group I Mortgage Loan that is an Outstanding Mortgage Loan of the product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the Scheduled Principal Balance of such Mortgage Loan. Group I Pool Balance (PO Portion): As of any Distribution Date, the sum of the amounts for each Group I Mortgage Loan that is an Outstanding Mortgage Loan of the product of (i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled Principal Balance of such Mortgage Loan. Group I Pool Distribution Amount: As of any Distribution Date, the funds eligible for distribution to the Group I-A Certificates and Class B Certificates on such Distribution Date, which shall be the sum of (i) all previously undistributed payments or other receipts on account of principal and interest on or in respect of the Group I Mortgage Loans (including, without limitation, the proceeds of any repurchase of a Group I Mortgage Loan by the Seller and any Substitution Principal Amount) received by the Master Servicer with respect to the applicable Remittance Date in the month of such Distribution Date and any Unscheduled Principal Receipts received by the Master Servicer on or prior to the Business Day preceding such Distribution Date, (ii) all Periodic Advances made with respect to Group I Mortgage Loans by a Servicer pursuant to the related Servicing Agreement or Periodic Advances with respect to Group I Mortgage Loans made by the Master Servicer or the Trustee pursuant to Section 3.03, and (iii) all other amounts (including any Insurance Proceeds and Compensating Interest) with respect to a Group I Mortgage Loan required to be placed in the Certificate Account by the Servicer on or before the applicable Remittance Date or by the Master Servicer or the Trustee on or prior to the Distribution Date, but excluding the following: (a) amounts received as late payments of principal or interest with respect to a Group I Mortgage Loan and respecting which the Master Servicer or the Trustee has made one or more unreimbursed Periodic Advances; (b) the portion of Liquidation Proceeds used to reimburse any unreimbursed Periodic Advances with respect to a Group I Mortgage Loan by the Master Servicer or the Trustee; (c) those portions of each payment of interest on a particular Group I Mortgage Loan which represent (i) the Fixed Retained Yield, if any, (ii) the applicable Servicing Fee and (iii) the Master Servicing Fee; (d) all amounts representing scheduled payments of principal and interest on Group I Mortgage Loans due after the Due Date occurring in the month in which such Distribution Date occurs; (e) all Unscheduled Principal Receipts received by the Servicers with respect to Group I Mortgage Loans after the Applicable Unscheduled Principal Receipt Period relating to the Distribution Date for the applicable type of Unscheduled Principal Receipt, and all related payments of interest on such amounts; (f) all repurchase proceeds with respect to Group I Mortgage Loans repurchased by the Seller pursuant to Sections 2.02 or 2.03 on or following the Determination Date in the month in which such Distribution Date occurs and the difference between the unpaid principal balance of a Group I Mortgage Loan substituted for a Group I Mortgage Loan pursuant to Sections 2.02, 2.03 or 2.06 on or following the Determination Date in the month in which such Distribution Date occurs and the unpaid principal balance of such Group I Mortgage Loan; (g) that portion of Liquidation Proceeds and REO Proceeds with respect to any Group I Mortgage Loan which represents any unpaid Servicing Fee or Master Servicing Fee; (h) all income from Eligible Investments that is held in the Certificate Account for the account of the Master Servicer; (i) all other amounts permitted to be withdrawn from the Certificate Account in respect of the Group I Mortgage Loans, to the extent not covered by clauses (a) through (h) above, or not required to be deposited in the Certificate Account under this Agreement; (j) Liquidation Profits in respect of Group I Mortgage Loans; (k) Month End Interest in respect of Group I Mortgage Loans; and (l) all amounts reimbursable to a Servicer for PMI Advances in respect of Group I Mortgage Loans. Group I Pool Scheduled Principal Balance: As to any Distribution Date, the aggregate Scheduled Principal Balances of all Group I Mortgage Loans that were Outstanding Mortgage Loans on the Due Date in the month preceding the month of such Distribution Date. Group I Scheduled Principal Amount: The sum for each outstanding Group I Mortgage Loan (including each defaulted Group I Mortgage Loan with respect to which the related Mortgaged Property has been acquired by the Trust Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B) the sum of the amounts described in clauses Iy(i) and Iy(iv) of the definition of Group I-A Non-PO Optimal Principal Amount, but without such amount being multiplied by the Group I-A Percentage. Group I Subordinate Amount: As to any Distribution Date, the excess of (i) the Group I Pool Balance (Non-PO Portion) over (ii) the Group I-A Non-PO Principal Balance. Group I Subordinated Percentage: As to any Distribution Date, the percentage which is the difference between 100% and the Group I-A Percentage for such date. Group I Subordinated Prepayment Percentage: As to any Distribution Date, the percentage which is the difference between 100% and the Group I-A Prepayment Percentage for such date. Group I Unscheduled Principal Amount: The sum for each outstanding Group I Mortgage Loan (including each defaulted Group I Mortgage Loan with respect to which the related Mortgaged Property has been acquired by the Trust Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B) the sum of the amounts described in clauses Iy(ii) and Iy(iii) of the definition of Group I-A Non-PO Optimal Principal Amount, but without such amount being multiplied by the applicable Group I-A Prepayment Percentage. Group II: The Group II Certificates. Group II Adjusted Pool Amount: With respect to any Distribution Date, the aggregate of the Cut-Off Date Principal Balances of the Group II Mortgage Loans minus the sum of (i) all amounts in respect of principal received in respect of the Group II Mortgage Loans (including, without limitation, amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and distributed to Holders of the Certificates on such Distribution Date and all prior Distribution Dates, (ii) the principal portion of all Liquidated Loan Losses incurred on such Group II Mortgage Loans for which the Liquidation Proceeds were received from the Cut-Off Date through the end of Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date and (iii) the principal portion of all Bankruptcy Losses (other than Debt Service Reductions) incurred on the Group II Mortgage Loans from the Cut-Off Date through the end of the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Group II Adjusted Pool Amount (PO Portion): With respect to any Distribution Date, the sum of the amounts, calculated as follows, with respect to all Outstanding Mortgage Loans that are Group II Mortgage Loans: the product of (i) the PO Fraction for each such Group II Mortgage Loan and (ii) the remainder of (A) the Cut-Off Date Principal Balance of such Mortgage Loan minus (B) the sum of (x) all amounts in respect of principal received in respect of such Group II Mortgage Loan (including, without limitation, amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and distributed to Holders of the Certificates on such Distribution Date and all prior Distribution Dates, (y) the principal portion of any Liquidated Loan Losses incurred on such Group II Mortgage Loans for which Liquidation Proceeds were received from the Cut-Off Date through the end of the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date and (z) the principal portion of all Bankruptcy Losses (other than Debt Service Reductions) incurred on the Group II Mortgage Loans from the Cut-Off Date through the end of the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Group II Apportioned Interest Percentage: As to any Distribution Date and any Class of Group II-A Certificates or Class B Certificates, the percentage calculated by dividing (a) in the case of a Class of Group II-A Certificates, the Interest Accrual Amount and in the case of a Class of Class B Certificates, the Apportioned Interest Accrual Amount for the Group II Apportioned Principal Balance of such Class by (b) the Group II Interest Accrual Amount (determined without regard to clause (ii) of the definition of each Interest Accrual Amount). Group II Apportioned Principal Balance: As to any Distribution Date and any Class of Class B Certificates, an amount equal to the product of (i) the Principal Balance of the Class of Class B Certificates and (ii) a fraction, the numerator of which is the Group II Subordinate Amount and the denominator of which is the sum of the Group I Subordinate Amount and the Group II Subordinate Amount. Group II Class B Percentage: Any one of the Group II Class B-1 Percentage, Group II Class B-2 Percentage, Group II Class B-3 Percentage, Group II Class B-4 Percentage, Group II Class B-5 Percentage or Group II Class B-6 Percentage. Group II Class B Prepayment Percentage: Any of the Group II Class B-1 Prepayment Percentage, Group II Class B-2 Prepayment Percentage, Group II Class B-3 Prepayment Percentage, Group II Class B-4 Prepayment Percentage, Group II Class B-5 Prepayment Percentage or Group II Class B-6 Prepayment Percentage. Group II Class B-1 Percentage: As to any Distribution Date, the percentage calculated by multiplying the Group II Subordinated Percentage by either (i) if any Class B Certificates (other than the Class B-1 Certificates) are eligible to receive principal distributions for such Distribution Date in accordance with Section 4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event that the Class B Certificates (other than the Class B-1 Certificates) are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), one. Group II Class B-1 Prepayment Percentage: As to any Distribution Date, the percentage calculated by multiplying the Group II Subordinated Prepayment Percentage by either (i) if any Class B Certificates (other than the Class B-1 Certificates) are eligible to receive principal distributions for such Distribution Date in accordance with Section 4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event that the Class B Certificates (other than the Class B-1 Certificates) are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), one. Group II Class B-2 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-2 Percentage for such Distribution Date will be zero. Group II Class B-2 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-2 Prepayment Percentage for such Distribution Date will be zero. Group II Class B-3 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-3 Percentage for such Distribution Date will be zero. Group II Class B-3 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-3 Prepayment Percentage for such Distribution Date will be zero. Group II Class B-4 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-4 Percentage for such Distribution Date will be zero. Group II Class B-4 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-4 Prepayment Percentage for such Distribution Date will be zero. Group II Class B-5 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-5 Percentage for such Distribution Date will be zero. Group II Class B-5 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-5 Prepayment Percentage for such Distribution Date will be zero. Group II Class B-6 Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-6 Percentage for such Distribution Date will be zero. Group II Class B-6 Prepayment Percentage: As to any Distribution Date, except as set forth in the next sentence, the percentage calculated by multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal Balance (determined as of the Determination Date preceding such Distribution Date) and the denominator of which is the sum of the Principal Balances of the Classes of Class B Certificates eligible to receive principal distributions for such Distribution Date in accordance with the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6 Certificates are not eligible to receive distributions of principal in accordance with Section 4.01(d)(i), the Group II Class B-6 Prepayment Percentage for such Distribution Date will be zero. Group II Discount Mortgage Loan: A Group II Mortgage Loan with a Net Mortgage Interest Rate of less than 6.500%. Group II Interest Accrual Amount: As to any Distribution Date, the sum of the Group II-A Interest Accrual Amount and the Apportioned Interest Accrual Amounts for the Group II Apportioned Principal Balances of the Class B Certificates. Group II Mortgage Loans: Those Mortgage Loans listed on Exhibits F-1B and F-3B attached hereto. Group II Pool Balance (Non-PO Portion): As of any Distribution Date, the sum of the amounts for each Group II Mortgage Loan that is an Outstanding Mortgage Loan of the product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the Scheduled Principal Balance of such Mortgage Loan. Group II Pool Balance (PO Portion): As of any Distribution Date, the sum of the amounts for each Group II Mortgage Loan that is an Outstanding Mortgage Loan of the product of (i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled Principal Balance of such Mortgage Loan. Group II Pool Distribution Amount: As of any Distribution Date, the funds eligible for distribution to the Group II-A Certificates and Class B Certificates on such Distribution Date, which shall be the sum of (i) all previously undistributed payments or other receipts on account of principal and interest on or in respect of the Group II Mortgage Loans (including, without limitation, the proceeds of any repurchase of a Group II Mortgage Loan by the Seller and any Substitution Principal Amount) received by the Master Servicer with respect to the applicable Remittance Date in the month of such Distribution Date and any Unscheduled Principal Receipts received by the Master Servicer on or prior to the Business Day preceding such Distribution Date, (ii) all Periodic Advances made with respect to Group II Mortgage Loans by a Servicer pursuant to the related Servicing Agreement or Periodic Advances with respect to Group II Mortgage Loans made by the Master Servicer or the Trustee pursuant to Section 3.03 and (iii) all other amounts (including any Insurance Proceeds and Compensating Interest) with respect to a Group II Mortgage Loan required to be placed in the Certificate Account by the Servicer on or before the applicable Remittance Date or by the Master Servicer or the Trustee on or prior to the Distribution Date, but excluding the following: (a) amounts received as late payments of principal or interest with respect to a Group II Mortgage Loan and respecting which the Master Servicer or the Trustee has made one or more unreimbursed Periodic Advances; (b) the portion of Liquidation Proceeds used to reimburse any unreimbursed Periodic Advances with respect to a Group II Mortgage Loan by the Master Servicer or the Trustee; (c) those portions of each payment of interest on a particular Group II Mortgage Loan which represent (i) the Fixed Retained Yield, if any, (ii) the applicable Servicing Fee and (iii) the Master Servicing Fee; (d) all amounts representing scheduled payments of principal and interest on Group II Mortgage Loans due after the Due Date occurring in the month in which such Distribution Date occurs; (e) all Unscheduled Principal Receipts received by the Servicers with respect to Group II Mortgage Loans after the Applicable Unscheduled Principal Receipt Period relating to the Distribution Date for the applicable type of Unscheduled Principal Receipt, and all related payments of interest on such amounts; (f) all repurchase proceeds with respect to Group II Mortgage Loans repurchased by the Seller pursuant to Sections 2.02 or 2.03 on or following the Determination Date in the month in which such Distribution Date occurs and the difference between the unpaid principal balance of a Group II Mortgage Loan substituted for a Group II Mortgage Loan pursuant to Sections 2.02, 2.03 or 2.06 on or following the Determination Date in the month in which such Distribution Date occurs and the unpaid principal balance of such Group II Mortgage Loan; (g) that portion of Liquidation Proceeds and REO Proceeds with respect to any Group II Mortgage Loan which represents any unpaid Servicing Fee or Master Servicing Fee; (h) all income from Eligible Investments that is held in the Certificate Account for the account of the Master Servicer; (i) all other amounts permitted to be withdrawn from the Certificate Account in respect of the Group II Mortgage Loans, to the extent not covered by clauses (a) through (h) above, or not required to be deposited in the Certificate Account under this Agreement; (j) Liquidation Profits in respect of Group II Mortgage Loans; (k) Month End Interest in respect of Group II Mortgage Loans; and (l) all amounts reimbursable to a Servicer for PMI Advances in respect of Group II Mortgage Loans. Group II Pool Scheduled Principal Balance: As to any Distribution Date, the aggregate Scheduled Principal Balances of all Group II Mortgage Loans that were Outstanding Mortgage Loans on the Due Date in the month preceding the month of such Distribution Date. Group II Subordinate Amount: As to any Distribution Date, the excess of (i) the Group II Pool Balance (Non-PO Portion) over (ii) the Group II-A Non-PO Principal Balance. Group II Subordinated Percentage: As to any Distribution Date, the percentage which is the difference between 100% and the Group II-A Percentage for such date. Group II Subordinated Prepayment Percentage: As to any Distribution Date, the percentage which is the difference between 100% and the Group II-A Prepayment Percentage for such date. Group I-A Certificate: Any Class I-A-1 or Class I-A-PO Certificate. Group I-A Distribution Amount: As to any Distribution Date and any Class of Group I-A Certificates (other than the Class I-A-PO Certificates), the amount distributable to such Class of Group I-A Certificates pursuant to Paragraphs first Clause (A), second Clause (A) and third Clause (A)(1) of Section 4.01(a)(i). As to any Distribution Date and the Class I-A-PO Certificates, the amount distributable to the Class I-A-PO Certificates pursuant to Paragraphs third Clause (A)(2) and fourth Clause (A) of Section 4.01(a)(i) on such Distribution Date. Group I-A Interest Accrual Amount: As to any Distribution Date, the sum of the Interest Accrual Amounts for the Group I-A Certificates with respect to such Distribution Date. Group I-A Interest Percentage: As to any Distribution Date and any Class of Group I-A Certificates, the percentage calculated by dividing the Interest Accrual Amount of such Class (determined without regard to clause (ii) of the definition thereof) by the Group I-A Interest Accrual Amount (determined without regard to clause (ii) of the definition of each Interest Accrual Amount). Group I-A Interest Shortfall Amount: As to any Distribution Date and any Class of Group I-A Certificates, any amount by which the Interest Accrual Amount of such Class with respect to such Distribution Date exceeds the amount distributed in respect of such Class on such Distribution Date pursuant to Paragraph first Clause (A) of Section 4.01(a)(i). Group I-A Loss Denominator: As to any Determination Date, an amount equal to the Group I-A Non-PO Principal Balance. Group I-A Loss Percentage: As to any Determination Date and any Class of Group I-A Certificates (other than the Class I-A-PO Certificates), the percentage calculated by dividing the Principal Balance of such Class by the Group I-A Loss Denominator (determined without regard to any such Principal Balance of any Class of Group I-A Certificates not then outstanding), in each case determined as of the preceding Determination Date. Group I-A Non-PO Optimal Amount: As to any Distribution Date, the sum for such Distribution Date of (i) the Group I-A Interest Accrual Amount, (ii) the Aggregate Group I-A Unpaid Interest Shortfall and (iii) the Group I-A Non-PO Optimal Principal Amount. Group I-A Non-PO Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Group I Mortgage Loan that is an Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan, and (y) the sum of: (i) the Group I-A Percentage of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group I-A Prepayment Percentage of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group I-A Prepayment Percentage of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date such Distribution Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and (iv) the Group I-A Percentage of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group I-A Prepayment Percentage of the Non-PO Recovery for Loan Group I for such Distribution Date. Group I-A Non-PO Principal Balance: As of any date, an amount equal to the Group I-A Principal Balance less the Principal Balance of the Class I-A-PO Certificates. Group I-A Non-PO Principal Distribution Amount: As to any Distribution Date, the aggregate amount distributed in respect of the Classes of Group I-A Certificates pursuant to Paragraph third Clause (A)(1) of Section 4.01(a)(i). Group I-A Percentage: As to any Distribution Date occurring on or prior to the Subordination Depletion Date, the lesser of (i) 100% and (ii) the percentage obtained by dividing the Group I-A Non-PO Principal Balance (determined as of the Determination Date preceding such Distribution Date) by the Group I Pool Balance (Non-PO Portion). As to any Distribution Date occurring subsequent to the Subordination Depletion Date, 100% or such lesser percentage which will cause the Group I-A Non-PO Principal Balance to decline to zero following the distribution made on such Distribution Date. Group I-A Prepayment Percentage: As to any Distribution Date to and including the Distribution Date in January 2007, 100%. As to any Distribution Date subsequent to January 2007 to and including the Distribution Date in January 2008, the Group I-A Percentage as of such Distribution Date plus 70% of the Group I Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2008 to and including the Distribution Date in January 2009, the Group I-A Percentage as of such Distribution Date plus 60% of the Group I Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2009 to and including the Distribution Date in January 2010, the Group I-A Percentage as of such Distribution Date plus 40% of the Group I Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2010 to and including the Distribution Date in January 2011, the Group I-A Percentage as of such Distribution Date plus 20% of the Group I Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2011, the Group I-A Percentage as of such Distribution Date. The foregoing is subject to the following: (i) if the aggregate distribution to Holders of Group I-A Certificates on any Distribution Date of the Group I-A Prepayment Percentage provided above of Unscheduled Principal Receipts distributable on such Distribution Date would reduce the Group I-A Non-PO Principal Balance below zero, the Group I-A Prepayment Percentage for such Distribution Date shall be the percentage necessary to bring the Group I-A Non-PO Principal Balance to zero and thereafter the Group I-A Prepayment Percentage shall be zero and (ii) if the Aggregate Class A Percentage as of any Distribution Date is greater than the Original Aggregate Class A Percentage, the Group I-A Prepayment Percentage for such Distribution Date shall be 100%. Notwithstanding the foregoing, with respect to any Distribution Date on which the following criteria are not met, the reduction of the Group I-A Prepayment Percentage described in the second through sixth sentences of this definition of Group I-A Prepayment Percentage shall not be applicable with respect to such Distribution Date. In such event, the Group I-A Prepayment Percentage for such Distribution Date will be determined in accordance with the applicable provision, as set forth in the first through fifth sentences above, which was actually used to determine the Group I-A Prepayment Percentage for the Distribution Date occurring in the January preceding such Distribution Date (it being understood that for the purposes of the determination of the Group I-A Prepayment Percentage for the current Distribution Date, the current Group I-A Percentage and Group I Subordinated Percentage shall be utilized). No reduction in either the Group I-A Prepayment Percentage or the Group II-A Prepayment Percentage referred to in the second through sixth sentences hereof or the definition of "Group II-A Prepayment Percentage" shall be applicable, with respect to any Distribution Date if (a) the average outstanding principal balance on such Distribution Date and for the preceding five Distribution Dates on the Mortgage Loans that were delinquent 60 days or more (including for this purpose any payments due with respect to Mortgage Loans in foreclosure and REO Mortgage Loans) were greater than or equal to 50% of the Class B Principal Balance or (b) cumulative Realized Losses on the Mortgage Loans exceed (1) 30% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2007 and January 2008 (2) 35% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2008 and January 2009, (3) 40% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2009 and January 2010, (4) 45% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2010 and January 2011, and (5) 50% of the Original Class B Principal Balance if such Distribution Date occurs during or after February 2011. With respect to any Distribution Date on which the Group I-A Prepayment Percentage is reduced below the Group I-A Prepayment Percentage for the prior Distribution Date, the Master Servicer shall certify to the Trustee, based upon information provided by each Servicer as to the Mortgage Loans serviced by it that the criteria set forth in the preceding sentence are met. Group I-A Principal Balance: As of any date, an amount equal to the sum of the Principal Balances for the Group I-A Certificates. Group I-A Shortfall Percentage: As to any Distribution Date and any Class of Group I-A Certificates, the percentage calculated by dividing the Class A Unpaid Interest Shortfall for such Class by the Aggregate Group I-A Unpaid Interest Shortfall, in each case determined as of the day preceding the applicable Distribution Date. Group II-A Certificate: Any Class II-A-1, Class II-A-2, Class II-A-3, Class II-A-4, Class II-A-5, Class II-A-6, Class II-A-7, Class II-A-8, Class II-A-9, Class II-A-10, Class II-A-11, Class II-A-12, Class II-A-13, Class II-A-14, Class II-A-R, Class II-A-LR or Class II-A-PO Certificate. Group II-A Distribution Amount: As to any Distribution Date and any Class of Group II-A Certificates (other than the Class II-A-9, Class II-A-14 and Class II-A-PO Certificates), the amount distributable to such Class of Group II-A Certificates pursuant to Paragraphs first Clause (B), second Clause (B) and third Clause (B)(1) of Section 4.01(a)(i). As to the Accrual Certificates, (a) as to any Distribution Date prior to the Accretion Termination Date, the amount distributable to the Accrual Certificates pursuant to the provisos in Paragraphs first Clause (B) and second Clause (B) of Section 4.01(a)(i) and Paragraph third Clause (B)(1) of Section 4.01(a)(i) and (b) as to any Distribution Date on or after the Accretion Termination Date, the amount distributable to the Accrual Certificates pursuant to Paragraphs first Clause (B), second Clause (B) and third Clause (B)(1) of Section 4.01(a)(i). As to the Class II-A-14 Certificates, the amount distributable to such Class pursuant to Paragraphs first Clause (B) and second Clause (B) of Section 4.01(a)(i). As to any Distribution Date and the Class II-A-PO Certificates, the amount distributable to the Class II-A-PO Certificates pursuant to Paragraphs third Clause (B)(2) and fourth Clause (B) of Section 4.01(a)(i) on such Distribution Date. Group II-A Interest Accrual Amount: As to any Distribution Date, the sum of the Interest Accrual Amounts for the Classes of Group II-A Certificates with respect to such Distribution Date. Group II-A Interest Percentage: As to any Distribution Date and any Class of Group II-A Certificates, the percentage calculated by dividing the Interest Accrual Amount of such Class (determined without regard to clause (ii) of the definition thereof) by the Group II-A Interest Accrual Amount (determined without regard to clause (ii) of the definition of each Interest Accrual Amount). Group II-A Interest Shortfall Amount: As to any Distribution Date and any Class of Group II-A Certificates, any amount by which the Interest Accrual Amount of such Class with respect to such Distribution Date exceeds the amount distributed in respect of such Class on such Distribution Date pursuant to Paragraph first Clause (B) of Section 4.01(a)(i). Group II-A Loss Denominator: As to any Determination Date, an amount equal to the Group II-A Non-PO Principal Balance. Group II-A Loss Percentage: As to any Determination Date and any Class of Group II-A Certificates (other than the Class II-A-PO Certificates), the percentage calculated by dividing the Principal Balance of such Class by the Group II-A Loss Denominator (determined without regard to any such Principal Balance of any Class of Group II-A Certificates not then outstanding), in each case determined as of the preceding Determination Date. Group II-A Non-PO Optimal Amount: As to any Distribution Date, the sum for such Distribution Date of (i) the Group II-A Interest Accrual Amount, (ii) the Aggregate Group II-A Unpaid Interest Shortfall and (iii) the Group II-A Non-PO Optimal Principal Amount. Group II-A Non-PO Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of (I) the sum, as to each Group II Mortgage Loan that is an Outstanding Mortgage Loan, of the product of (x) the Non-PO Fraction with respect to such Mortgage Loan, and (y) the sum of: (i) the Group II-A Percentage of the principal portion of the Monthly Payment due on the Due Date occurring in the month of such Distribution Date on such Mortgage Loan; (ii) the Group II-A Prepayment Percentage of all Unscheduled Principal Receipts (other than Recoveries) that were received by a Servicer with respect to such Mortgage Loan during the Applicable Unscheduled Principal Receipt Period relating to such Distribution Date for each applicable type of Unscheduled Principal Receipt; (iii) the Group II-A Prepayment Percentage of the Scheduled Principal Balance of such Mortgage Loan which, during the one month period ending on the day preceding the Determination Date for such Distribution Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and (iv) the Group II-A Percentage of the excess of the unpaid principal balance of such Mortgage Loan substituted for a Mortgage Loan during the one month period ending on the day preceding the Determination Date for such Distribution Date over the unpaid principal balance of such Mortgage Loan, less the amount allocable to the principal portion of any unreimbursed Periodic Advances previously made by the applicable Servicer, the Master Servicer or the Trustee in respect of such Mortgage Loan; and (II) the Group II-A Prepayment Percentage of the Non-PO Recovery for Loan Group II for such Distribution Date. Group II-A Non-PO Principal Amount: As to any Distribution Date, the aggregate amount distributed in respect of the Classes of Group II-A Certificates pursuant to Paragraph third Clause (B)(1) of Section 4.01(a)(i). Group II-A Non-PO Principal Balance: As of any date, an amount equal to the Group II-A Principal Balance less the Principal Balance of the Class II-A-PO Certificates. Group II-A Non-PO Principal Distribution Amount: As to any Distribution Date, the sum of (i) the Accrual Distribution Amount, if any, with respect to such Distribution Date of the Accrual Certificates and (ii) the Group II-A Non-PO Principal Amount with respect to such Distribution Date. Group II-A Percentage: As to any Distribution Date occurring on or prior to the Subordination Depletion Date, the lesser of (i) 100% and (ii) the percentage obtained by dividing the Group II-A Non-PO Principal Balance (determined as of the Determination Date preceding such Distribution Date) by the Group II Pool Balance (Non-PO Portion). As to any Distribution Date occurring subsequent to the Subordination Depletion Date, 100% or such lesser percentage which will cause the Group II-A Non-PO Principal Balance to decline to zero following the distribution made on such Distribution Date. Group II-A Prepayment Percentage: As to any Distribution Date to and including the Distribution Date in January 2007, 100%. As to any Distribution Date subsequent to January 2007 to and including the Distribution Date in January 2008, the Group II-A Percentage as of such Distribution Date plus 70% of the Group II Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2008 to and including the Distribution Date in January 2009, the Group II-A Percentage as of such Distribution Date plus 60% of the Group II Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2009 to and including the Distribution Date in January 2010, the Group II-A Percentage as of such Distribution Date plus 40% of the Group II Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2010 to and including the Distribution Date in January 2011, the Group II-A Percentage as of such Distribution Date plus 20% of the Group II Subordinated Percentage as of such Distribution Date. As to any Distribution Date subsequent to January 2011, the Group II-A Percentage as of such Distribution Date. The foregoing is subject to the following: (i) if the aggregate distribution to Holders of Group II-A Certificates on any Distribution Date of the Group II-A Prepayment Percentage provided above of Unscheduled Principal Receipts distributable on such Distribution Date would reduce the Group II-A Non-PO Principal Balance below zero, the Group II-A Prepayment Percentage for such Distribution Date shall be the percentage necessary to bring the Group II-A Non-PO Principal Balance to zero and thereafter the Group II-A Prepayment Percentage shall be zero and (ii) if the Aggregate Class A Percentage as of any Distribution Date is greater than the Original Aggregate Class A Percentage, the Group II-A Prepayment Percentage for such Distribution Date shall be 100%. Notwithstanding the foregoing, with respect to any Distribution Date on which the following criteria are not met, the reduction of the Group II-A Prepayment Percentage described in the second through sixth sentences of this definition of Group II-A Prepayment Percentage shall not be applicable with respect to such Distribution Date. In such event, the Group II-A Prepayment Percentage for such Distribution Date will be determined in accordance with the applicable provision, as set forth in the first through fifth sentences above, which was actually used to determine the Group II-A Prepayment Percentage for the Distribution Date occurring in the January preceding such Distribution Date (it being understood that for the purposes of the determination of the Group II-A Prepayment Percentage for the current Distribution Date, the current Group II-A Percentage and Group II Subordinated Percentage shall be utilized). No reduction in either the Group I-A Prepayment Percentage or the Group II-A Prepayment Percentage referred to in the second through sixth sentences hereof or the definition of "Group I-A Prepayment Percentage" shall be applicable, with respect to any Distribution Date if (a) the average outstanding principal balance on such Distribution Date and for the preceding five Distribution Dates on Mortgage Loans that were delinquent 60 days or more (including for this purpose any payments due with respect to Mortgage Loans in foreclosure and REO Mortgage Loans) were greater than or equal to 50% of the Class B Principal Balance or (b) cumulative Realized Losses on the Mortgage Loans exceed (1) 30% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2007 and January 2008 (2) 35% of the Class B Principal Balance if such Distribution Date occurs between and including February 2008 and January 2009, (3) 40% of the Original Class B Principal Balance if such Distribution Date occurs between and including February 2009 and January 2010, (4) 45% of the Class B Principal Balance if such Distribution Date occurs between and including February 2010 and January 2011, and (5) 50% of the Original Class B Principal Balance if such Distribution Date occurs during or after February 2011. With respect to any Distribution Date on which the Group II-A Prepayment Percentage is reduced below the Group II-A Prepayment Percentage for the prior Distribution Date, the Master Servicer shall certify to the Trustee, based upon information provided by each Servicer as to the Mortgage Loans serviced by it that the criteria set forth in the preceding sentence are met. Group II-A Principal Balance: As of any date, an amount equal to the sum of the Principal Balances for the [Group II-A Certificates]. Group II-A Shortfall Percentage: As to any Distribution Date and any Class of Group II-A Certificates, the percentage calculated by dividing the Class A Unpaid Interest Shortfall for such Class by the Aggregate Group II-A Unpaid Interest Shortfall, in each case determined as of the day preceding the applicable Distribution Date. Group A Non-PO Principal Balance: Any of the Group I-A Non-PO Principal Balance and Group II-A Non-PO Principal Balance. Holder: See "Certificateholder." Independent: When used with respect to any specified Person, such Person who (i) is in fact independent of the Seller, the Master Servicer and any Servicer, (ii) does not have any direct financial interest or any material indirect financial interest in the Seller or the Master Servicer or any Servicer or in an affiliate of either, and (iii) is not connected with the Seller, the Master Servicer or any Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions. Insurance Policy: Any insurance or performance bond relating to a Mortgage Loan or the Mortgage Loans, including any hazard insurance, special hazard insurance, flood insurance, primary mortgage insurance, mortgagor bankruptcy bond or title insurance. Insurance Proceeds: Proceeds paid by any insurer pursuant to any Insurance Policy covering a Mortgage Loan. Insured Expenses: Expenses covered by any Insurance Policy covering a Mortgage Loan. Interest Accrual Amount: As to any Distribution Date and any Class of Class A Certificates (other than the Class II-A-14, Class I-A-PO and Class II-A-PO Certificates), (i) the product of (a) 1/12th of the Class A Pass-Through Rate for such Class and (b) the Principal Balance of such Class as of the Determination Date immediately preceding such Distribution Date minus (ii) the sum of (A) the Group I-A Interest Percentage or Group II-A Interest Percentage of the interest portion of any Realized Losses allocated to the Group I-A Certificates or to the Group II-A Certificates, as applicable, on or after the Subordination Depletion Date pursuant to Section 4.02(c) and (B) the Class A Interest Percentage of such Class of any Non-Supported Interest Shortfall or Relief Act Shortfall allocated to the Class A Certificates with respect to such Distribution Date. As to any Distribution Date and the Class II-A-14 Certificates, the Class II-A-14 Interest Accrual Amount. The Class I-A-PO and Class II-A-PO Certificates have no Interest Accrual Amount. As to any Distribution Date and any Class of Class B Certificates, an amount equal to (i) the product of 1/12th of the Class B Pass-Through Rate and the Principal Balance of such Class as of the Determination Date preceding such Distribution Date minus (ii) the Class B Interest Percentage of such Class of any Non-Supported Interest Shortfall and any Relief Act Shortfall allocated to the Class B Certificates with respect to such Distribution Date. LIBOR: As to any Distribution Date, the arithmetic mean of the London Interbank offered rate quotations for one month U.S. dollar deposits, as determined by the Trustee on the related Rate Determination Date in accordance with Section 4.07. LIBOR Business Day: Any Business Day on which banks are open for dealing in foreign currency and exchange in London, England, the City of New York and Charlotte, North Carolina. LIBOR Certificates: Any of the Class II-A-13 and Class II-A-14 Certificates. Liquidated Loan: A Mortgage Loan with respect to which the related Mortgaged Property has been acquired, liquidated or foreclosed and with respect to which the applicable Servicer determines that all Liquidation Proceeds which it expects to recover have been recovered. Liquidated Loan Loss: With respect to any Distribution Date, the aggregate of the amount of losses with respect to each Mortgage Loan which became a Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date, equal to the excess of (i) the unpaid principal balance of each such Liquidated Loan, plus accrued interest thereon in accordance with the amortization schedule at the time applicable thereto at the applicable Net Mortgage Interest Rate from the Due Date as to which interest was last paid with respect thereto through the last day of the month preceding the month in which such Distribution Date occurs, over (ii) Net Liquidation Proceeds with respect to such Liquidated Loan. Liquidation Expenses: Expenses incurred by a Servicer in connection with the liquidation of any defaulted Mortgage Loan or property acquired in respect thereof (including, without limitation, legal fees and expenses, committee or referee fees, and, if applicable, brokerage commissions and conveyance taxes), any unreimbursed advances expended by such Servicer pursuant to its Servicing Agreement or the Master Servicer or Trustee pursuant hereto respecting the related Mortgage Loan, including any unreimbursed advances for real property taxes or for property restoration or preservation of the related Mortgaged Property. Liquidation Expenses shall not include any previously incurred expenses in respect of an REO Mortgage Loan which have been netted against related REO Proceeds. Liquidation Proceeds: Amounts received by a Servicer (including Insurance Proceeds) or PMI Advances made by a Servicer in connection with the liquidation of defaulted Mortgage Loans or property acquired in respect thereof, whether through foreclosure, sale or otherwise, including payments in connection with such Mortgage Loans received from the Mortgagor, other than amounts required to be paid to the Mortgagor pursuant to the terms of the applicable Mortgage or to be applied otherwise pursuant to law. Liquidation Profits: As to any Distribution Date and any Mortgage Loan that became a Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date, the excess, if any, of (i) Net Liquidation Proceeds in respect of such Liquidated Loan over (ii) the unpaid principal balance of such Liquidated Loan plus accrued interest thereon in accordance with the amortization schedule at the time applicable thereto at the applicable Net Mortgage Interest Rate from the Due Date to which interest was last paid with respect thereto through the last day of the month preceding the month in which such Distribution Date occurs. Loan Group I: The Group I Mortgage Loans. Loan Group II: The Group II Mortgage Loans. Loan Group: Any of Loan Group I or Loan Group II. Loan-to-Value Ratio: The ratio, expressed as a percentage, the numerator of which is the principal balance of a particular Mortgage Loan at origination and the denominator of which is the lesser of (x) the appraised value of the related Mortgaged Property determined in the appraisal used by the originator at the time of origination of such Mortgage Loan, and (y) if the Mortgage is originated in connection with a sale of the Mortgaged Property, the sale price for such Mortgaged Property. Lower-Tier Distribution Amount: As defined in Section 4.01(a)(iii). Lower-Tier REMIC: One of two separate REMICs comprising the Trust Estate, the assets of which consist of the Mortgage Loans (other than Fixed Retained Yield), such amounts as shall from time to time be held in the Certificate Account (other than Fixed Retained Yield), the insurance policies, if any, relating to a Mortgage Loan and property which secured a Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure. Master Servicer: Wells Fargo Bank Minnesota, National Association, or its successor in interest. Master Servicing Fee: With respect to any Mortgage Loan and any Distribution Date, the fee payable monthly to the Master Servicer pursuant to Section 6.05 equal to a fixed percentage (expressed as a per annum rate) of the unpaid principal balance of such Mortgage Loan. Master Servicing Fee Rate: As set forth in Section 11.22. MERS: As defined in Section 2.01. Mid-Month Receipt Period: With respect to each Distribution Date, the one month period beginning on the Determination Date (or, in the case of the first Distribution Date, from and including the Cut-Off-Date) occurring in the calendar month preceding the month in which such Distribution Date occurs and ending on the day preceding the Determination Date immediately preceding such Distribution Date. Month End Interest: As defined in each Servicing Agreement. Monthly Payment: As to any Mortgage Loan (including any REO Mortgage Loan) and any Due Date, the payment of principal and interest due thereon in accordance with the amortization schedule at the time applicable thereto (after adjustment for any Curtailments and Deficient Valuations occurring prior to such Due Date but before any adjustment to such amortization schedule, other than for Deficient Valuations, by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period). Mortgage: The mortgage, deed of trust or other instrument creating a first lien on Mortgaged Property securing a Mortgage Note together with any Mortgage Loan Rider, if applicable. Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate at which interest accrues on the unpaid principal balance thereof as set forth in the related Mortgage Note, which rate is as indicated on the Mortgage Loan Schedule. Mortgage Loan Purchase Agreement: The mortgage loan purchase agreement dated as of January 29, 2002 between WFHM, as seller, and the Seller, as purchaser. Mortgage Loan Rider: The standard Fannie Mae/Freddie Mac riders to the Mortgage Note and/or Mortgage riders required when the Mortgaged Property is a condominium unit or a unit in a planned unit development. Mortgage Loan Schedule: The list of the Mortgage Loans transferred to the Trustee on the Closing Date as part of the Trust Estate and attached hereto as Exhibits F-1A, F-1B, F-2, F-3A and F-3B, which list may be amended following the Closing Date upon conveyance of a Substitute Mortgage Loan pursuant to Sections 2.02, 2.03 or 2.06 and which list shall set forth at a minimum the following information of the close of business on the Cut-Off Date (or, with respect to Substitute Mortgage Loans, as of the close of business on the day of substitution) as to each Mortgage Loan: (i) the Mortgage Loan identifying number; (ii) the city, state and zip code of the Mortgaged Property; (iii) the type of property; (iv) the Mortgage Interest Rate; (v) the Net Mortgage Interest Rate; (vi) the Monthly Payment; (vii) the original number of months to maturity; (viii) the scheduled maturity date; (ix) the Cut-Off Date Principal Balance; (x) the Loan-to-Value Ratio at origination; (xi) whether such Mortgage Loan is a Subsidy Loan; (xii) whether such Mortgage Loan is covered by primary mortgage insurance; (xiii) the applicable Servicing Fee Rate; (xiv) the Master Servicing Fee Rate; (xv) Fixed Retained Yield Rate, if applicable; and (xvi) for each Other Servicer Mortgage Loan, the name of the Servicer with respect thereto. Such schedule may consist of multiple reports that collectively set forth all of the information required. Mortgage Loans: Each of the mortgage loans transferred and assigned to the Trustee on the Closing Date pursuant to Section 2.01 and any mortgage loans substituted therefor pursuant to Sections 2.02, 2.03 or 2.06, in each case as from time to time are included in the Trust Estate as identified in the Mortgage Loan Schedule. Mortgage Note: The note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan together with any related Mortgage Loan Riders, if applicable. Mortgaged Property: The property subject to a Mortgage, which may include Co-op Shares or residential long-term leases. Mortgagor: The obligor on a Mortgage Note. Net Liquidation Proceeds: As to any defaulted Mortgage Loan, Liquidation Proceeds net of Liquidation Expenses. Net Mortgage Interest Rate: With respect to each Mortgage Loan, a rate equal to (i) the Mortgage Interest Rate on such Mortgage Loan minus (ii) the sum of (a) the Servicing Fee Rate, as set forth in Section 11.21 with respect to such Mortgage Loan, (b) the Master Servicing Fee Rate, as set forth in Section 11.22 with respect to such Mortgage Loan and (c) the Fixed Retained Yield Rate, if any, with respect to such Mortgage Loan. Any regular monthly computation of interest at such rate shall be based upon annual interest at such rate on the applicable amount divided by twelve. Net REO Proceeds: As to any REO Mortgage Loan, REO Proceeds net of any related expenses of the Servicer. Non-permitted Foreign Holder: As defined in Section 5.02(d). Non-PO Fraction: With respect to any Group I or Group II Mortgage Loan, the lesser of (i) 1.00 and (ii) the quotient obtained by dividing the Net Mortgage Interest Rate for such Mortgage Loan by 6.000% or 6.500%, respectively. Non-PO Recovery: As to any Distribution Date and each Loan Group, the amount of all Recoveries for Group I Mortgage Loans or Group II Mortgage Loans, as applicable, received during the Applicable Unscheduled Principal Receipt Periods for such Distribution Date less the Class I-A-PO Recovery or Class II-A-PO Recovery, as applicable, for such Distribution Date. Nonrecoverable Advance: Any portion of a Periodic Advance previously made or proposed to be made in respect of a Mortgage Loan which has not been previously reimbursed to the Servicer, the Master Servicer or the Trustee, as the case may be, and which the Servicer, the Master Servicer or the Trustee determines will not, or in the case of a proposed Periodic Advance would not, be ultimately recoverable from Liquidation Proceeds or other recoveries in respect of the related Mortgage Loan. The determination by the Servicer, the Master Servicer or the Trustee (i) that it has made a Nonrecoverable Advance or (ii) that any proposed Periodic Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the Servicer delivered to the Master Servicer for redelivery to the Trustee or, in the case of a Master Servicer determination, an Officer's Certificate of the Master Servicer or delivered to the Trustee, in each case detailing the reasons for such determination. Non-Supported Interest Shortfall: With respect to any Distribution Date, the sum of (i) the excess, if any, of the aggregate Prepayment Interest Shortfall on the Mortgage Loans over the aggregate Compensating Interest with respect to such Distribution Date and (ii) Curtailment Interest Shortfalls with respect to such Distribution Date. With respect to each Distribution Date occurring on or after the Subordination Depletion Date, the Non-Supported Interest Shortfall determined pursuant to the preceding sentence will be increased by the amount of any Subordination Depletion Date Interest Shortfall for such Distribution Date. Any Non-Supported Interest Shortfall will be allocated to (a) the Group I-A Certificates and Group II-A Certificates according to the percentage obtained by dividing the Group I-A Non-PO Principal Balance or Group II-A Non-PO Principal Balance, as applicable, by the Aggregate Non-PO Principal Balance and (b) the Class B Certificates according to the percentage obtained by dividing the Class B Principal Balance by the Aggregate Non-PO Principal Balance. Non-U.S. Person: As defined in Section 4.01(g). Notional Amount: As to any Distribution Date, an amount equal to the Principal Balance of the Class II-A-13 Certificates. Officers' Certificate: With respect to any Person, a certificate signed by the Chairman of the Board, the President or a Vice President, and by the Treasurer, the Secretary or one of the Assistant Treasurers or Assistant Secretaries of such Person (or, in the case of a Person which is not a corporation, signed by the person or persons having like responsibilities), and delivered to the Trustee. Opinion of Counsel: A written opinion of counsel, who may be outside or salaried counsel for the Seller, a Servicer or the Master Servicer, or any affiliate of the Seller, a Servicer or the Master Servicer, acceptable to the Trustee if such opinion is to be delivered to the Trustee; provided, however, that with respect to REMIC matters, matters relating to the determination of Eligible Accounts or matters relating to transfers of Certificates, such counsel shall be Independent. Optimal Adjustment Event: With respect to any Class of Class B Certificates and any Distribution Date, an Optimal Adjustment Event will occur with respect to such Class if: (i) the Principal Balance of such Class on the Determination Date succeeding such Distribution Date would have been reduced to zero (regardless of whether such Principal Balance was reduced to zero as a result of principal distribution or the allocation of Realized Losses) and (ii) (a) the Principal Balance of any Class of Class A Certificates would be subject to further reduction as a result of the third or sixth sentences of the definition of Principal Balance or (b) the Principal Balance of a Class of Class B Certificates with a lower numerical designation would be reduced with respect to such Distribution Date as a result of the application of the proviso in the definition of Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance or Class B-6 Principal Balance. Original Aggregate Class A Percentage: The Aggregate Class A Percentage as of the Cut-Off Date as set forth in Section 11.07(b). Original Aggregate Non-PO Principal Balance: The Aggregate Non-PO Principal Balance as of the Cut-Off Date, as set forth in Section 11.06. Original Aggregate Subordinate Percentage: The Aggregate Subordinate Percentage as of the Cut-Off Date, as set forth in Section 11.07(a). Original Group I Subordinated Principal Balance: The aggregate of the Group I Apportioned Principal Balances of the Class B Certificates as of the Cut-Off Date, as set forth in Section 11.09. Original Group II Subordinated Principal Balance: The aggregate of the Group II Apportioned Principal Balances of the Class B Certificates as of the Cut-Off Date, as set forth in Section 11.10. Original Group I-A Percentage: The Group I-A Percentage as of the Cut-Off Date, as set forth in Section 11.03. Original Group II-A Percentage: The Group II-A Percentage as of the Cut-Off Date, as set forth in Section 11.04. Original Class B Principal Balance: The sum of the Original Class B-1 Principal Balance, Original Class B-2 Principal Balance, Original Class B-3 Principal Balance, Original Class B-4 Principal Balance, Original Class B-5 Principal Balance and Original Class B-6 Principal Balance, as set forth in Section 11.08. Original Class B-1 Fractional Interest: As to the first Distribution Date, the percentage obtained by dividing the sum of the Original Class B-2 Principal Balance, the Original Class B-3 Principal Balance, the Original Class B-4 Principal Balance, Original Class B-5 Principal Balance and the Original Class B-6 Principal Balance by the Original Aggregate Non-PO Principal Balance. The Original Class B-1 Fractional Interest is specified in Section 11.12. Original Class B-2 Fractional Interest: As to the first Distribution Date, the percentage obtained by dividing the sum of the Original Class B-3 Principal Balance, the Original Class B-4 Principal Balance, Original Class B-5 Principal Balance and the Original Class B-6 Principal Balance by the Original Aggregate Non-PO Principal Balance. The Original Class B-2 Fractional Interest is specified in Section 11.13. Original Class B-3 Fractional Interest: As to the first Distribution Date, the percentage obtained by dividing the sum of the Original Class B-4 Principal Balance, the Original Class B-5 Principal Balance and the Original Class B-6 Principal Balance by the Original Aggregate Non-PO Principal Balance. The Original Class B-3 Fractional Interest is specified in Section 11.14. Original Class B-4 Fractional Interest: As to the first Distribution Date, the percentage obtained by dividing the sum of the Original Class B-5 Principal Balance and the Original Class B-6 Principal Balance by the Original Aggregate Non-PO Principal Balance. The Original Class B-4 Fractional Interest is specified in Section 11.15. Original Class B-5 Fractional Interest: As to the first Distribution Date, the percentage obtained by dividing the Original Class B-6 Principal Balance by the Original Aggregate Non-PO Principal Balance. The Original Class B-5 Fractional Interest is specified in Section 11.16. Original Class B-1 Principal Balance: The Class B-1 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Class B-2 Principal Balance: The Class B-2 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Class B-3 Principal Balance: The Class B-3 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Class B-4 Principal Balance: The Class B-4 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Class B-5 Principal Balance: The Class B-5 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Class B-6 Principal Balance: The Class B-6 Principal Balance as of the Cut-Off Date, as set forth in Section 11.11. Original Notional Amount: The Original Notional Amount, as set forth in Section 11.05(a). Original Principal Balance: Any of the Original Principal Balances of the Classes of Class A Certificates as set forth in Section 11.05; the Original Class B-1 Principal Balance, Original Class B-2 Principal Balance, Original Class B-3 Principal Balance, Original Class B-4 Principal Balance, Original Class B-5 Principal Balance or Original Class B-6 Principal Balance as set forth in Section 11.11. Other Servicer: Any of the Servicers other than WFHM. Other Servicer Mortgage Loan: Any of the Group I Mortgage Loans, if any, identified in Exhibit F-3A hereto and any of the Group II Mortgage Loans identified in Exhibit F-3B hereto, as such Exhibit may be amended from time to time in connection with a substitution pursuant to Sections 2.02 or 2.06, which Mortgage Loan is serviced under an Other Servicing Agreement. Other Servicing Agreements: The Servicing Agreements other than the WFHM Servicing Agreement. Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan (including an REO Mortgage Loan) which was not the subject of a Full Unscheduled Principal Receipt prior to such Due Date and which was not repurchased by the Seller prior to such Due Date pursuant to Sections 2.02 or 2.03. Owner Mortgage Loan File: A file maintained by the Trustee (or the Custodian, if any) for each Mortgage Loan that contains the documents specified in the Servicing Agreements under their respective "Owner Mortgage Loan File" definition or similar definition and/or other provisions requiring delivery of specified documents to the owner of the Mortgage Loan in connection with the purchase thereof, and any additional documents required to be added to the Owner Mortgage Loan File pursuant to this Agreement. Partial Liquidation Proceeds: Liquidation Proceeds received by a Servicer prior to the Unscheduled Principal Receipt Period in which the related Mortgage Loan became a Liquidated Loan. Partial Unscheduled Principal Receipt: An Unscheduled Principal Receipt which is not a Full Unscheduled Principal Receipt. Paying Agent: The Person authorized on behalf of the Trustee, as agent for the Master Servicer, to make distributions to Certificateholders with respect to the Certificates and to forward to Certificateholders the periodic and annual statements required by Section 4.04. The Paying Agent may be any Person directly or indirectly controlling or controlled by or under common control with the Master Servicer and may be the Trustee. The initial Paying Agent is appointed in Section 4.03(a). Payment Account: The account maintained pursuant to Section 4.03(b). Percentage Interest: With respect to a Class A Certificate (other than Class II-A-14 Certificates), the undivided percentage interest obtained by dividing the original principal balance of such Certificate by the Original Principal Balance of such Class of Class A Certificates. With respect to a Class II-A-14 Certificate, the undivided percentage interest obtained by dividing the original notional amount evidenced by such Certificate by the Original Notional Amount of such Class. With respect to a Class B Certificate of a Class, the undivided percentage interest obtained by dividing the original principal balance of such Certificate by the Original Principal Balance of such Class of Class B Certificates. Periodic Advance: The aggregate of the advances required to be made by a Servicer on any Distribution Date pursuant to its Servicing Agreement or by the Master Servicer or the Trustee hereunder, the amount of any such advances being equal to the total of all Monthly Payments (adjusted, in each case (i) in respect of interest, to the applicable Mortgage Interest Rate less the applicable Servicing Fee in the case of Periodic Advances made by a Servicer and to the applicable Net Mortgage Interest Rate in the case of Periodic Advances made by the Master Servicer or Trustee and (ii) by the amount of any related Debt Service Reductions or reductions in the amount of interest collectable from the Mortgagor pursuant to the Soldiers' and Sailors' Civil Relief Act of 1940, as amended, or similar legislation or regulations then in effect) on the Mortgage Loans, that (x) were delinquent as of the close of business on the related Determination Date, (y) were not the subject of a previous Periodic Advance by such Servicer or of a Periodic Advance by the Master Servicer or the Trustee, as the case may be and (z) have not been determined by the Master Servicer, such Servicer or Trustee to be Nonrecoverable Advances. Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. Plan: As defined in Section 5.02(c). PMI Advance: As defined in the related Servicing Agreement, if applicable. PO Fraction: With respect to any Discount Mortgage Loan, the difference between 1.0 and the Non-PO Fraction for such Mortgage Loan; with respect to any other Mortgage Loan, zero. Pool Balance (Non-PO Portion): Any of the Group I Pool Balance (Non-PO Portion) or Group II Pool Balance (Non-PO Portion). Pool Scheduled Principal Balance: The sum of the Group I Pool Scheduled Principal Balance and Group II Pool Scheduled Principal Balance. Prepayment In Full: With respect to any Mortgage Loan, a Mortgagor payment consisting of a Principal Prepayment in the amount of the outstanding principal balance of such loan and resulting in the full satisfaction of such obligation. Prepayment Interest Shortfall: On any Distribution Date, the amount of interest, if any, that would have accrued on any Mortgage Loan which was the subject of a Prepayment in Full at the Net Mortgage Interest Rate for such Mortgage Loan from the date of its Prepayment in Full (but in the case of a Prepayment in Full where the Applicable Unscheduled Principal Receipt Period is the Mid-Month Receipt Period, only if the date of the Prepayment in Full is on or after the Determination Date in the month prior to the month of such Distribution Date and prior to the first day of the month of such Distribution Date) through the last day of the month prior to the month of such Distribution Date. Prepayment Shift Percentage: As to any Distribution Date, the percentage indicated below: Distribution Date Occurring In Prepayment ------------------------------ Shift Percentage ---------- February 2002 through January 2007............................ 0% February 2007 through January 2008............................. 30% February 2008 through January 2009............................. 40% February 2009 through January 2010............................. 60% February 2010 through January 2011............................. 80% February 2011 and thereafter................................... 100% Principal Adjustment: In the event that the Class B-1 Optimal Principal Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal Principal Amount, Class B-5 Optimal Principal Amount or Class B-6 Optimal Principal Amount is calculated in accordance with the proviso in such definition with respect to any Distribution Date, the Principal Adjustment for such Class of Class B Certificates shall equal the difference between (i) the amount that would have been distributed to such Class as principal in accordance with Section 4.01(a)(i) for such Distribution Date, calculated without regard to such proviso and assuming there are no Principal Adjustments for such Distribution Date and (ii) the Adjusted Principal Balance for such Class. Principal Balance: As of the first Determination Date and as to any Class of Class A Certificates (other than the Class II-A-14 Certificates), the Original Principal Balance of such Class. As of any subsequent Determination Date prior to the Subordination Depletion Date and as to any Class of Class A Certificates (other than the Class I-A-PO and Class II-A-PO Certificates), the Original Principal Balance of such Class (increased in the case of the Accrual Certificates by the Accrual Distribution Amounts with respect to prior Distribution Dates for such Class of Accrual Certificates) less the sum of all amounts previously distributed in respect of such Class on prior Distribution Dates (i) pursuant to Paragraph third clauses (A)(1) and (B)(1) of Section 4.01(a)(i), as applicable, (ii) pursuant to Clause (iii) of Section 4.01(b), (iii) as a result of a Principal Adjustment and (iv), if applicable, from the Accrual Distribution Amounts for such prior Distribution Dates. After the Subordination Depletion Date, each such Principal Balance of a Class of Class A Certificates (other than the Class I-A-PO and Class II-A-PO Certificates) will also be reduced (if clause (i) is greater than clause (ii)) or increased (if clause (i) is less than clause (ii)) on each Determination Date by an amount equal to the product of the Group I-A Loss Percentage or Group II-A Loss Percentage, as applicable, of such Class and the difference, if any, between (i) the Group I Non-PO Principal Balance or Group II Non-PO Principal Balance, as applicable, as of such Determination Date without regard to this sentence and (ii) the difference between (A) the Group I Adjusted Pool Amount or Group II Adjusted Pool Amount, as applicable, for the preceding Distribution Date and (B) the Group I Adjusted Pool Amount (PO Portion) or Group II Adjusted Pool Amount (PO Portion), as applicable, for the preceding Distribution Date. The Class II-A-14 Certificates are interest only Certificates and have no Principal Balance. As of any subsequent Determination Date prior to the Subordination Depletion Date and as to the Class I-A-PO and Class II-A-PO Certificates, the Original Principal Balance of such Class less the sum of all amounts previously distributed in respect of the Class I-A-PO Certificates on prior Distribution Dates pursuant to Paragraphs third clause (A)(2) and fourth Clause (A) of Section 4.01(a)(i), or all amounts previously distributed in respect of the Class II-A-PO Certificates on prior Distribution Dates pursuant to Paragraphs third clause (B)(2) and fourth Clause (B) of Section 4.01(a)(i), as applicable. After the Subordination Depletion Date, the Group I Adjusted Pool Amount (PO Portion) or Group II Adjusted Pool Amount (PO Portion), as applicable, for the preceding Distribution Date. As to the Class B Certificates, the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and Class B-6 Principal Balance, respectively. Notwithstanding the foregoing, no Principal Balance of a Class will be increased on any Determination Date such that the Principal Balance of such Class exceeds its Original Principal Balance (plus any Accrual Distribution Amounts previously added to the Principal Balance of the Accrual Certificates) less all amounts previously distributed in respect of such Class on prior Distribution Dates pursuant to Paragraph third Clauses (A)(1) or (B)(1) of Section 4.01(a)(i), Paragraph third Clauses (A)(2) or (B)(2) of Section 4.01(a)(i), or Paragraphs third, sixth, ninth, twelfth, fifteenth or eighteenth of Section 4.01(a)(ii). Principal Prepayment: Any Mortgagor payment on a Mortgage Loan which is received in advance of its Due Date and is not accompanied by an amount representing scheduled interest for any period subsequent to the date of prepayment. Prior Month Receipt Period: With respect to each Distribution Date, the calendar month preceding the month in which such Distribution Date occurs. Priority Amount: For any Distribution Date, the lesser of (i) the Principal Balance of the Class II-A-10 Certificates and (ii) the sum of (A) the product of (1) the Priority Percentage, (2) the Shift Percentage and (3) the Group II Scheduled Principal Amount and (B) the product of (1) the Priority Percentage, (2) the Prepayment Shift Percentage and (3) the Group II Unscheduled Principal Amount. Priority Percentage: The Principal Balances of the Class II-A-10 Certificates divided by the Group II Aggregate Non-PO Principal Balance. Prohibited Transaction Tax: Any tax imposed under Section 860F of the Code. Prospectus: The prospectus dated December 17, 2001 as supplemented by the prospectus supplement dated January 22, 2002, relating to the Class A, Class B-1, Class B-2 and Class B-3 Certificates. Prudent Servicing Practices: The standard of care set forth in each Servicing Agreement. Rate Determination Date: As to any Distribution Date and any Class of LIBOR Certificates, the second LIBOR Business Day preceding the 25th day of the month preceding the month in which such Distribution Date occurs. Rating Agency: Any nationally recognized statistical credit rating agency, or its successor, that rated one or more Classes of the Certificates at the request of the Seller at the time of the initial issuance of the Certificates. The Rating Agencies for the Class A Certificates are Fitch and S&P. The Rating Agency for the Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates is S&P. If any such agency or a successor is no longer in existence, "Rating Agency" shall be such statistical credit rating agency, or other comparable Person, designated by the Seller, notice of which designation shall be given to the Trustee and the Master Servicer. References herein to the highest short-term rating category of a Rating Agency shall mean F-1+ in the case of Fitch, A-1 in the case of S&P and in the case of any other Rating Agency shall mean its equivalent of such ratings. References herein to the highest long-term rating categories of a Rating Agency shall mean AAA in the case of Fitch and S&P, and in the case of any other Rating Agency shall mean its equivalent of such ratings without any plus or minus. Realized Losses: With respect to any Distribution Date, (i) Liquidated Loan Losses incurred on Liquidated Loans for which the Liquidation Proceeds were received during the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts with respect to such Distribution Date and (ii) Bankruptcy Losses incurred during the period corresponding to the Applicable Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal Receipts for such Distribution Date. Record Date: The last Business Day of the month preceding the month of the related Distribution Date. Recovery: Any amount received on a Mortgage Loan subsequent to such Mortgage Loan being determined to be a Liquidated Loan. Reference Banks: Initially, the Reference Banks shall be Deutsche Bank International, Bank of America, N.A., Citibank, N.A., and The Fuji Bank, Limited. If any of these banks are not available, the Trustee shall select from one of the following banks a substitute Reference Bank: Credit Suisse First Boston Corporation, Westdeutsche Landesbank Girozentrale, The Chase Manhattan Bank or National Westminster Bank Plc. If any of these banks are not available, the Trustee shall in its discretion select another Reference Bank. Relief Act Shortfall: Any interest shortfalls arising as a result of the reduction in the amount of monthly interest payments on any Mortgage Loans as a result of the application of the Soldiers' and Sailors' Civil Relief Act of 1940, as amended. Any Relief Act Shortfall will be allocated to (a) the Group I-A Certificates and Group II-A Certificates according to the percentage obtained by dividing the Group I-A Non-PO Principal Balance or Group II-A Non-PO Principal Balance, as applicable, by the Aggregate Non-PO Principal Balance and (b) the Class B Certificates according to the percentage obtained by dividing the Class B Principal Balance by the Aggregate Non-PO Principal Balance. REMIC: A "real estate mortgage investment conduit" as defined in Code Section 860D. REMIC Provisions: Provisions of the federal income tax law relating to REMICs, which appear at Sections 860A through 860G of Part IV of Subchapter M of Chapter 1 of Subtitle A of the Code, and related provisions, and U.S. Department of the Treasury temporary, proposed or final regulations promulgated thereunder, as the foregoing are in effect (or with respect to proposed regulations, are proposed to be in effect) from time to time. Remittance Date: As defined in each of the Servicing Agreements. REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Loan and as to which the indebtedness evidenced by the related Mortgage Note is discharged and the related Mortgaged Property is held as part of the Trust Estate. REO Proceeds: Proceeds received in respect of any REO Mortgage Loan (including, without limitation, proceeds from the rental of the related Mortgaged Property). Request for Release: A request for release in substantially the form attached as Exhibit G hereto. Responsible Officer: When used with respect to the Trustee, the Chairman or Vice-Chairman of the Board of Directors or Trustees, the Chairman or Vice-Chairman of the Executive or Standing Committee of the Board of Directors or Trustees, the President, the Chairman of the Committee on Trust Matters, any Vice President, the Secretary, any Assistant Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or Assistant Trust Officer, the Controller and any Assistant Controller or any other officer of the Trustee customarily performing functions similar to those performed by any of the above-designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject. Rule 144A: Rule 144A promulgated under the Securities Act of 1933, as amended. Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date, the principal balance of such Mortgage Loan as of the Due Date in the month preceding the month of such Distribution Date as specified in the amortization schedule at the time relating thereto (before any adjustment to such amortization schedule by reason of any bankruptcy (other than Deficient Valuations) or similar proceeding or any moratorium or similar waiver or grace period) after giving effect to (A) Unscheduled Principal Receipts received or applied by the applicable Servicer during the related Unscheduled Principal Receipt Period for each applicable type of Unscheduled Principal Receipt related to the Distribution Date occurring in the month preceding such Distribution Date, (B) Deficient Valuations incurred prior to such Due Date and (C) the payment of principal due on such Due Date and irrespective of any delinquency in payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance of a Mortgage Loan which becomes a Liquidated Loan at any time through the last day of such related Unscheduled Principal Receipt Period shall be zero. Seller: Wells Fargo Asset Securities Corporation, or its successor in interest. Servicer Mortgage Loan File: As defined in each of the Servicing Agreements. Servicers: Each of WFHM, SunTrust Mortgage, Inc., HomeSide Lending, Inc., HSBC Mortgage Corporation (USA), Hibernia National Bank, Chevy Chase Bank, F.S.B., National City Mortgage Co., CUNA Mutual Mortgage Corporation, First Nationwide Mortgage Corporation and Navy Federal Credit Union, as a Servicer under the related Servicing Agreement. Servicing Agreements: Each of the Servicing Agreements executed with respect to a portion of the Mortgage Loans by one of the Servicers, which agreements are attached hereto, collectively, as Exhibit L. Servicing Fee: With respect to any Servicer, as defined in its Servicing Agreement. Servicing Fee Rate: With respect to a Mortgage Loan, as set forth in Section 11.21. Servicing Officer: Any officer of a Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans. Shift Percentage: As to any Distribution Date, the percentage indicated below: Distribution Date Occurring In Shift Percentage February 2002 through January 2007............................ 0% February 2007 and thereafter.................................. 100% Similar Law: As defined in Section 5.02(c). Single Certificate: A Certificate of any Class that evidences the smallest permissible Denomination for such Class, as set forth in Section 11.20. S&P: Standard and Poor's, a division of The McGraw-Hill Companies, Inc., or its successor in interest. Startup Day: As defined in Section 2.05. Subordination Depletion Date: The Distribution Date preceding the first Distribution Date on which each of the Group I-A Percentage and Group II-A Percentage (in each case, determined pursuant to clause (ii) of the definition thereof) equals or exceeds 100%. Subordination Depletion Date Interest Shortfall: With respect to any Distribution Date that occurs on or after the Subordination Depletion Date with respect to any Unscheduled Principal Receipt (other than a Prepayment in Full): (A) in the case where the Applicable Unscheduled Principal Receipt Period is the Mid-Month Receipt Period and such Unscheduled Principal Receipt is received by the Servicer on or after the Determination Date in the month preceding the month of such Distribution Date but prior to the first day of the month of such Distribution Date, the amount of interest that would have accrued at the Net Mortgage Interest Rate on the amount of such Unscheduled Principal Receipt from the day of its receipt or, if earlier, its application by the Servicer through the last day of the month preceding the month of such Distribution Date; and (B) in the case where the Applicable Unscheduled Principal Receipt Period is the Prior Month Receipt Period and such Unscheduled Principal Receipt is received by the Servicer during the month preceding the month of such Distribution Date, the amount of interest that would have accrued at the Net Mortgage Interest Rate on the amount of such Unscheduled Principal Receipt from the day of its receipt or, if earlier, its application by the Servicer through the last day of the month in which such Unscheduled Principal Receipt is received. Subsidy Loan: Any Mortgage Loan subject to a temporary interest subsidy agreement pursuant to which the monthly interest payments made by the related Mortgagor will be less than the scheduled monthly interest payments on such Mortgage Loan, with the resulting difference in interest payments being provided by the employer of the Mortgagor. Each Subsidy Loan will be identified as such in the Mortgage Loan Schedule. Substitute Mortgage Loan: As defined in Section 2.02. Substitution Principal Amount: With respect to any Mortgage Loan substituted in accordance with Section 2.02 or pursuant to Sections 2.03 or 2.06, the excess of (x) the unpaid principal balance of the Mortgage Loan which is substituted for over (y) the unpaid principal balance of the Substitute Mortgage Loan, each balance being determined as of the date of substitution. Trust Estate: The corpus of the trust created by this Agreement, consisting of the Mortgage Loans (other than any Fixed Retained Yield), such amounts as may be held from time to time in the Certificate Account (other than any Fixed Retained Yield), the rights of the Trustee, to receive the proceeds of all insurance policies and performance bonds, if any, required to be maintained hereunder or under the related Servicing Agreement and property which secured a Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure. Trustee: First Union National Bank, a national banking association with its principal office located in Charlotte, North Carolina, or any successor trustee appointed as herein provided. Type 1 Mortgage Loan: Any of the Group I Mortgage Loans identified in Exhibit F-1A hereto and any of the Group II Mortgage Loans identified in Exhibit F-1B hereto, as such Exhibit may be amended from time to time in connection with a substitution pursuant to Sections 2.02 or 2.06, serviced under the WFHM Servicing Agreement and having a Mid-Month Receipt Period with respect to all types of Unscheduled Principal Receipts. Type 2 Mortgage Loan: Any of the Group I Mortgage Loans identified in Exhibit F-2 hereto, as such Exhibit may be amended from time to time in connection with a substitution pursuant to Sections 2.02 or 2.06, serviced under the WFHM Servicing Agreement and having a Prior Month Receipt Period with respect to all types of Unscheduled Principal Receipts. Uncertificated Lower-Tier Interest: Any of the Class A-L1 Interest, the Class A-L2 Interest, the Class A-L11 Interest, the Class A-L13 Interest, the Class A-LPO Interest, the Class A-LUR Interest, the Class B-L1 Interest, the Class B-L2 Interest, the Class B-L3 Interest, the Class B-L4 Interest, the Class B-L5 Interest and the Class B-L6 Interest. Unpaid Interest Shortfalls: Each of the Class A Unpaid Interest Shortfalls, the Class B-1 Unpaid Interest Shortfall, the Class B-2 Unpaid Interest Shortfall, the Class B-3 Unpaid Interest Shortfall, the Class B-4 Unpaid Interest Shortfall, the Class B-5 Unpaid Interest Shortfall and the Class B-6 Unpaid Interest Shortfall. Unscheduled Principal Receipt: Any Principal Prepayment or other recovery of principal on a Mortgage Loan, including, without limitation, Liquidation Proceeds, Net REO Proceeds, Recoveries and proceeds received from any condemnation award or proceeds in lieu of condemnation other than that portion of such proceeds released to the Mortgagor in accordance with the terms of the Mortgage or Prudent Servicing Practices, but excluding any Liquidation Profits and proceeds of a repurchase of a Mortgage Loan by the Seller and any Substitution Principal Amounts. Unscheduled Principal Receipt Period: Either a Mid-Month Receipt Period or a Prior Month Receipt Period. Upper-Tier Certificate: Any one of the Class A Certificates (other than the Class II-A-LR Certificate) and the Class B Certificates. Upper-Tier Certificate Account: The trust account established and maintained pursuant to Section 4.01(e). Upper-Tier REMIC: One of the two separate REMICs comprising the Trust Estate, the assets of which consist of the Uncertificated Lower-Tier Interests and such amounts as shall from time to time be held in the Upper-Tier Certificate Account. U.S. Person: As defined in Section 4.01(g). Voting Interest: With respect to any provisions hereof providing for the action, consent or approval of the Holders of all Certificates evidencing specified Voting Interests in the Trust Estate, the Class II-A-14 Certificates will be entitled to 1% of the aggregate Voting Interest represented by all Certificates and each remaining Class of Certificates will be entitled to a pro rata portion of the remaining Voting Interest equal to the ratio obtained by dividing the Principal Balance of such Class by the sum of the Group I-A Principal Balance, the Group II-A Principal Balance and the Class B Principal Balance. Each Certificateholder of a Class will have a Voting Interest equal to the product of the Voting Interest to which such Class is collectively entitled and the Percentage Interest in such Class represented by such Holder's Certificates. With respect to any provisions hereof providing for action, consent or approval of each Class of Certificates or specified Classes of Certificates, each Certificateholder of a Class will have a Voting Interest in such Class equal to such Holder's Percentage Interest in such Class. Weighted Average Net Mortgage Interest Rate: As to any Distribution Date, a rate per annum equal to the average, expressed as a percentage of the Net Mortgage Interest Rates of all Mortgage Loans that were Outstanding Mortgage Loans as of the Due Date in the month preceding the month of such Distribution Date, weighted on the basis of the respective Scheduled Principal Balances of such Mortgage Loans. WFHM: Wells Fargo Home Mortgage, Inc., or its successor in interest. WFHM Correspondents: The entities listed on the Mortgage Loan Schedule, from which WFHM purchased the Mortgage Loans. WFHM Servicing Agreement: The Servicing Agreement providing for the servicing of the Type 1 Mortgage Loans and Type 2 Mortgage Loans initially by WFHM. SECTION 1.02 ACTS OF HOLDERS. (a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by Holders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Holders in person or by an agent duly appointed in writing. Except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Agreement and conclusive in favor of the Trustee, if made in the manner provided in this Section 1.02. The Trustee shall promptly notify the Master Servicer in writing of the receipt of any such instrument or writing. (b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by a certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. When such execution is by a signer acting in a capacity other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof of his or her authority. The fact and date of the execution of any such instrument or writing, or the authority of the individual executing the same, may also be proved in any other manner which the Trustee deems sufficient. (c) The ownership of Certificates (whether or not such Certificates shall be overdue and notwithstanding any notation of ownership or other writing thereon made by anyone other than the Trustee and the Authenticating Agent) shall be proved by the Certificate Register, and neither the Trustee, the Seller nor the Master Servicer shall be affected by any notice to the contrary. (d) Any request, demand, authorization, direction, notice, consent, waiver or other action of the Holder of any Certificate shall bind every future Holder of the same Certificate and the Holder of every Certificate issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof in respect of anything done, omitted or suffered to be done by the Trustee, the Seller or the Master Servicer in reliance thereon, whether or not notation of such action is made upon such Certificate. SECTION 1.03 EFFECT OF HEADINGS AND TABLE OF CONTENTS. The Article and Section headings in this Agreement and the Table of Contents are for convenience of reference only and shall not affect the interpretation or construction of this Agreement. SECTION 1.04 BENEFITS OF AGREEMENT. Nothing in this Agreement or in the Certificates, express or implied, shall give to any Person, other than the parties to this Agreement and their successors hereunder and the Holders of the Certificates any benefit or any legal or equitable right, power, remedy or claim under this Agreement. ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF THE CERTIFICATES SECTION 2.01 CONVEYANCE OF MORTGAGE LOANS. The Seller, concurrently with the execution and delivery hereof, does hereby assign to the Trustee, without recourse all the right, title and interest of the Seller in and to (a) the Trust Estate, including all interest (other than the portion, if any, representing the Fixed Retained Yield) and principal received by the Seller on or with respect to the Mortgage Loans after the Cut-Off Date (and including scheduled payments of principal and interest due after the Cut-Off Date but received by the Seller on or before the Cut-Off Date and Unscheduled Principal Receipts received or applied on the Cut-Off Date, but not including payments of principal and interest due on the Mortgage Loans on or before the Cut-Off Date), (b) the Insurance Policies, (c) the obligations of the Servicers under the Servicing Agreements with respect to the Mortgage Loans and (d) proceeds of all the foregoing. In connection with such assignment, the Seller shall, with respect to each Mortgage Loan, deliver, or cause to be delivered, to the Trustee, as initial Custodian, on or before the Closing Date, an Owner Mortgage Loan File. If any Mortgage or an assignment of a Mortgage to the Trustee or any prior assignment is in the process of being recorded on the Closing Date, the Seller shall deliver a copy thereof, certified by WFHM or the applicable WFHM Correspondent to be a true and complete copy of the document sent for recording, and the Seller shall use its best efforts to cause each such original recorded document or certified copy thereof to be delivered to the Trustee promptly following its recordation, but in no event later than one (1) year following the Closing Date. If any Mortgage has been recorded in the name of Mortgage Electronic Registration System, Inc. ("MERS") or its designee, no assignment of Mortgage in favor of the Trustee will be required to be prepared or delivered and instead, the Master Servicer shall take all actions as are necessary to cause the Trust Estate to be shown as the owner of the related Mortgage Loan on the records of MERS for the purpose of the system of recording transfers of beneficial ownership of mortgages maintained by MERS. The Seller shall also cause to be delivered to the Trustee any other original mortgage loan document to be included in the Owner Mortgage Loan File if a copy thereof has been delivered. The Seller shall pay from its own funds, without any right of reimbursement therefor, the amount of any costs, liabilities and expenses incurred by the Trust Estate by reason of the failure of the Seller to cause to be delivered to the Trustee within one (1) year following the Closing Date any original Mortgage or assignment of a Mortgage (except with respect to any Mortgage recorded in the name of MERS) not delivered to the Trustee on the Closing Date. In lieu of recording an assignment of any Mortgage the Seller may, to the extent set forth in the applicable Servicing Agreement, deliver or cause to be delivered to the Trustee the assignment of the Mortgage Loan from the Seller to the Trustee in a form suitable for recordation, if (i) with respect to a particular state the Trustee has received an Opinion of Counsel acceptable to it that such recording is not required to make the assignment effective against the parties to the Mortgage or subsequent purchasers or encumbrancers of the Mortgaged Property or (ii) the Seller has been advised by each Rating Agency that non-recordation in a state will not result in a reduction of the rating assigned by that Rating Agency at the time of the initial issuance of the Certificates. In the event that the Master Servicer receives notice that recording is required to protect the right, title and interest of the Trustee in and to any such Mortgage Loan for which recordation of an assignment has not previously been required, the Master Servicer shall promptly notify the Trustee and the Trustee shall within five Business Days (or such other reasonable period of time mutually agreed upon by the Master Servicer and the Trustee) of its receipt of such notice deliver each previously unrecorded assignment to the related Servicer for recordation. SECTION 2.02 ACCEPTANCE BY TRUSTEE. The Trustee, acknowledges receipt of the Mortgage Notes, the Mortgages, the assignments (unless the related Mortgage has been registered in the name of MERS or its designee) and other documents required to be delivered on the Closing Date pursuant to Section 2.01 above and declares that it holds and will hold such documents and the other documents constituting a part of the Owner Mortgage Loan Files delivered to it in trust, upon the trusts herein set forth, for the use and benefit of all present and future Certificateholders. The Trustee agrees, for the benefit of Certificateholders, to review each Owner Mortgage Loan File within 45 days after execution of this Agreement in order to ascertain that all required documents set forth in Section 2.01 have been executed and received and appear regular on their face, and that such documents relate to the Mortgage Loans identified in the Mortgage Loan Schedule, and in so doing the Trustee may rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If within such 45 day period the Trustee finds any document constituting a part of an Owner Mortgage Loan File not to have been executed or received or to be unrelated to the Mortgage Loans identified in the Mortgage Loan Schedule or not to appear regular on its face, the Trustee shall promptly (and in no event more than 30 days after the discovery of such defect) notify the Seller, which shall have a period of 60 days after the date of such notice within which to correct or cure any such defect. The Seller hereby covenants and agrees that, if any material defect is not so corrected or cured, the Seller will, not later than 60 days after the Trustee's notice to it referred to above respecting such defect, either (i) repurchase the related Mortgage Loan or any property acquired in respect thereof from the Trust Estate at a price equal to (a) 100% of the unpaid principal balance of such Mortgage Loan plus (b) accrued interest at the Mortgage Interest Rate, less any Fixed Retained Yield, through the last day of the month in which such repurchase takes place or (ii) if within two years of the Startup Day, or such other period permitted by the REMIC Provisions, substitute for any Mortgage Loan to which such material defect relates, a new mortgage loan (a "Substitute Mortgage Loan") having such characteristics so that the representations and warranties of the Seller set forth in Section 2.03(b) hereof (other than Section 2.03(b)(i)) would not have been incorrect had such Substitute Mortgage Loan originally been a Mortgage Loan. In no event shall any Substitute Mortgage Loan have an unpaid principal balance, as of the date of substitution, greater than the Scheduled Principal Balance (reduced by the scheduled payment of principal due on the Due Date in the month of substitution) of the Mortgage Loan for which it is substituted. In addition, such Substitute Mortgage Loan shall have a Loan-to-Value Ratio less than or equal to and a Mortgage Interest Rate equal to that of the Mortgage Loan for which it is substituted. In the case of a repurchased Mortgage Loan or property, the purchase price shall be deposited by the Seller in the Certificate Account maintained by the Master Servicer pursuant to Section 3.01. In the case of a Substitute Mortgage Loan, the Owner Mortgage Loan File relating thereto shall be delivered to the Trustee and the Substitution Principal Amount, together with (i) interest on such Substitution Principal Amount at the applicable Net Mortgage Interest Rate to the following Due Date of such Mortgage Loan which is being substituted for and (ii) an amount equal to the aggregate amount of unreimbursed Periodic Advances in respect of interest previously made by the Servicer, the Master Servicer or the Trustee with respect to such Mortgage Loan, shall be deposited in the Certificate Account. The Monthly Payment on the Substitute Mortgage Loan for the Due Date in the month of substitution shall not be part of the Trust Estate. Upon receipt by the Trustee of written notification of any such deposit signed by an officer of the Seller, or the new Owner Mortgage Loan File, as the case may be, the Trustee shall release to the Seller the related Owner Mortgage Loan File and shall execute and deliver such instrument of transfer or assignment (or, in the case of a Mortgage Loan registered in the name of MERS or its designee, the Master Servicer shall take all necessary action to reflect such assignment on the records of MERS), in each case without recourse, as shall be necessary to vest in the Seller legal and beneficial ownership of such substituted or repurchased Mortgage Loan or property. It is understood and agreed that the obligation of the Seller to substitute a new Mortgage Loan for or repurchase any Mortgage Loan or property as to which such a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to the Certificateholders or the Trustee on behalf of the Certificateholders. The failure of the Trustee to give any notice contemplated herein within forty-five (45) days after the execution of this Agreement shall not affect or relieve the Seller's obligation to repurchase any Mortgage Loan pursuant to this Section 2.02. The Trustee may, concurrently with the execution and delivery hereof or at any time thereafter, enter into a Custodial Agreement substantially in the form of Exhibit E hereto pursuant to which the Trustee appoints a Custodian to hold the Mortgage Notes, the Mortgages, the assignments and other documents related to the Mortgage Loans received by the Trustee, in trust for the benefit of all present and future Certificateholders, which may provide, among other things, that the Custodian shall conduct the review of such documents required under the first paragraph of this Section 2.02. SECTION 2.03 REPRESENTATIONS AND WARRANTIES OF THE MASTER SERVICER AND THE SELLER. (a) The Master Servicer hereby represents and warrants to the Trustee for the benefit of Certificateholders that, as of the date of execution of this Agreement: (i) The Master Servicer is a national banking association duly chartered and validly existing in good standing under the laws of the United States; (ii) The execution and delivery of this Agreement by the Master Servicer and its performance and compliance with the terms of this Agreement will not violate the Master Servicer's corporate charter or by-laws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material contract, agreement or other instrument to which the Master Servicer is a party or which may be applicable to the Master Servicer or any of its assets; (iii) This Agreement, assuming due authorization, execution and delivery by the Trustee and the Seller, constitutes a valid, legal and binding obligation of the Master Servicer, enforceable against it in accordance with the terms hereof subject to applicable bankruptcy, insolvency, reorganization, moratorium and other laws affecting the enforcement of creditors' rights generally and to general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law; (iv) The Master Servicer is not in default with respect to any order or decree of any court or any order, regulation or demand of any federal, state, municipal or governmental agency, which default might have consequences that would materially and adversely affect the condition (financial or other) or operations of the Master Servicer or its properties or might have consequences that would affect its performance hereunder; and (v) No litigation is pending or, to the best of the Master Servicer's knowledge, threatened against the Master Servicer which would prohibit its entering into this Agreement or performing its obligations under this Agreement. It is understood and agreed that the representations and warranties set forth in this Section 2.03(a) shall survive delivery of the respective Owner Mortgage Loan Files to the Trustee or the Custodian. (b) The Seller hereby represents and warrants to the Trustee for the benefit of Certificateholders that, as of the date of execution of this Agreement, with respect to the Mortgage Loans, or each Mortgage Loan, as the case may be: (i) The information set forth in the Mortgage Loan Schedule was true and correct in all material respects at the date or dates respecting which such information is furnished as specified in the Mortgage Loan Schedule; (ii) Immediately prior to the transfer and assignment contemplated herein, the Seller was the sole owner and holder of the Mortgage Loan free and clear of any and all liens, pledges, charges or security interests of any nature and has full right and authority to sell and assign the same; (iii) The Mortgage is a valid, subsisting and enforceable first lien on the property therein described, and the Mortgaged Property is free and clear of all encumbrances and liens having priority over the first lien of the Mortgage except for liens for real estate taxes and special assessments not yet due and payable and liens or interests arising under or as a result of any federal, state or local law, regulation or ordinance relating to hazardous wastes or hazardous substances, and, if the related Mortgaged Property is a condominium unit, any lien for common charges permitted by statute or homeowners association fees; and if the Mortgaged Property consists of shares of a cooperative housing corporation, any lien for amounts due to the cooperative housing corporation for unpaid assessments or charges or any lien of any assignment of rents or maintenance expenses secured by the real property owned by the cooperative housing corporation; and any security agreement, chattel mortgage or equivalent document related to, and delivered to the Trustee or to the Custodian with, any Mortgage establishes in the Seller a valid and subsisting first lien on the property described therein and the Seller has full right to sell and assign the same to the Trustee; (iv) Neither the Seller nor any prior holder of the Mortgage or the related Mortgage Note has modified the Mortgage or the related Mortgage Note in any material respect, satisfied, canceled or subordinated the Mortgage in whole or in part, released the Mortgaged Property in whole or in part from the lien of the Mortgage, or executed any instrument of release, cancellation, modification or satisfaction, except in each case as is reflected in an agreement delivered to the Trustee or the Custodian pursuant to Section 2.01; (v) All taxes, governmental assessments, insurance premiums, and water, sewer and municipal charges, which previously became due and owing have been paid, or an escrow of funds has been established, to the extent permitted by law, in an amount sufficient to pay for every such item which remains unpaid; and the Seller has not advanced funds, or received any advance of funds by a party other than the Mortgagor, directly or indirectly (except pursuant to any Subsidy Loan arrangement) for the payment of any amount required by the Mortgage, except for interest accruing from the date of the Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is later, to the day which precedes by thirty days the first Due Date under the related Mortgage Note; (vi) The Mortgaged Property is undamaged by water, fire, earthquake, earth movement other than earthquake, windstorm, flood, tornado or similar casualty (excluding casualty from the presence of hazardous wastes or hazardous substances, as to which the Seller makes no representations), so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for which the premises were intended and to the best of the Seller's knowledge, there is no proceeding pending or threatened for the total or partial condemnation of the Mortgaged Property; (vii) The Mortgaged Property is free and clear of all mechanics' and materialmen's liens or liens in the nature thereof; provided, however, that this warranty shall be deemed not to have been made at the time of the initial issuance of the Certificates if a title policy affording, in substance, the same protection afforded by this warranty is furnished to the Trustee by the Seller; (viii)Except for Mortgage Loans secured by Co-op Shares and Mortgage Loans secured by residential long-term leases, the Mortgaged Property consists of a fee simple estate in real property; all of the improvements which are included for the purpose of determining the appraised value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of such property and no improvements on adjoining properties encroach upon the Mortgaged Property (unless insured against under the related title insurance policy); and to the best of the Seller's knowledge, the Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances; (ix) The Mortgage Loan meets, or is exempt from, applicable state or federal laws, regulations and other requirements, pertaining to usury, and the Mortgage Loan is not usurious; (x) To the best of the Seller's knowledge, all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including, but not limited to, certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities; (xi) All payments required to be made up to the Due Date immediately preceding the Cut-Off Date for such Mortgage Loan under the terms of the related Mortgage Note have been made and no Mortgage Loan had more than one delinquency in the 12 months preceding the Cut-Off Date; (xii) The Mortgage Note, the related Mortgage and other agreements executed in connection therewith are genuine, and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors' rights generally and by general equity principles (regardless of whether such enforcement is considered in a proceeding in equity or at law); and, to the best of the Seller's knowledge, all parties to the Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has been duly and properly executed by the Mortgagor; (xiii)Any and all requirements of any federal, state or local law with respect to the origination of the Mortgage Loans including, without limitation, truth-in-lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the Mortgage Loans have been complied with; (xiv) The proceeds of the Mortgage Loans have been fully disbursed, there is no requirement for future advances thereunder and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been complied with (except for escrow funds for exterior items which could not be completed due to weather and escrow funds for the completion of swimming pools); and all costs, fees and expenses incurred in making, closing or recording the Mortgage Loan have been paid, except recording fees with respect to Mortgages not recorded as of the Closing Date; (xv) The Mortgage Loan (except any Mortgage Loan secured by a Mortgaged Property located in any jurisdiction, as to which an opinion of counsel of the type customarily rendered in such jurisdiction in lieu of title insurance is instead received) is covered by an American Land Title Association mortgagee title insurance policy or other generally acceptable form of policy or insurance acceptable to Fannie Mae or Freddie Mac, issued by a title insurer acceptable to Fannie Mae or Freddie Mac insuring the originator, its successors and assigns, as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and subject only to (A) the lien of current real property taxes and assessments not yet due and payable, (B) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage acceptable to mortgage lending institutions in the area in which the Mortgaged Property is located or specifically referred to in the appraisal performed in connection with the origination of the related Mortgage Loan, (C) liens created pursuant to any federal, state or local law, regulation or ordinance affording liens for the costs of clean-up of hazardous substances or hazardous wastes or for other environmental protection purposes and (D) such other matters to which like properties are commonly subject which do not individually, or in the aggregate, materially interfere with the benefits of the security intended to be provided by the Mortgage; the Seller is the sole insured of such mortgagee title insurance policy, the assignment to the Trustee of the Seller's interest in such mortgagee title insurance policy does not require any consent of or notification to the insurer which has not been obtained or made, such mortgagee title insurance policy is in full force and effect and will be in full force and effect and inure to the benefit of the Trustee, no claims have been made under such mortgagee title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such mortgagee title insurance policy; (xvi) The Mortgaged Property securing each Mortgage Loan is insured by an insurer acceptable to Fannie Mae or Freddie Mac against loss by fire and such hazards as are covered under a standard extended coverage endorsement, in an amount which is not less than the lesser of 100% of the insurable value of the Mortgaged Property and the outstanding principal balance of the Mortgage Loan, but in no event less than the minimum amount necessary to fully compensate for any damage or loss on a replacement cost basis; if the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the project; if upon origination of the Mortgage Loan, the improvements on the Mortgaged Property were in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards, a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect with a generally acceptable insurance carrier, in an amount representing coverage not less than the least of (A) the outstanding principal balance of the Mortgage Loan, (B) the full insurable value of the Mortgaged Property and (C) the maximum amount of insurance which was available under the National Flood Insurance Act of 1968, as amended; and each Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor's cost and expense; (xvii)To the best of the Seller's knowledge, there is no default, breach, violation or event of acceleration existing under the Mortgage or the related Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration; the Seller has not waived any default, breach, violation or event of acceleration; and no foreclosure action is currently threatened or has been commenced with respect to the Mortgage Loan; (xviii) No Mortgage Note or Mortgage is subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note or Mortgage, or the exercise of any right thereunder, render the Mortgage Note or Mortgage unenforceable, in whole or in part, or subject it to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto; (xix) Each Mortgage Note is payable in monthly payments, resulting in complete amortization of the Mortgage Loan over a term of not more than 360 months; (xx) Each Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security, including realization by judicial foreclosure (subject to any limitation arising from any bankruptcy, insolvency or other law for the relief of debtors), and there is no homestead or other exemption available to the Mortgagor which would interfere with such right of foreclosure; (xxi) To the best of the Seller's knowledge, no Mortgagor is a debtor in any state or federal bankruptcy or insolvency proceeding; (xxii)Each Mortgaged Property is located in the United States and consists of a one- to four-unit residential property, which may include a detached home, townhouse, condominium unit or a unit in a planned unit development or, in the case of Mortgage Loans secured by Co-op Shares, leases or occupancy agreements; (xxiii) The Mortgage Loan is a "qualified mortgage" within the meaning of Section 860G(a)(3) of the Code; (xxiv)With respect to each Mortgage where a lost note affidavit has been delivered to the Trustee in place of the related Mortgage Note, the related Mortgage Note is no longer in existence; (xxv) In the event that the Mortgagor is an inter vivos "living" trust, (i) such trust is in compliance with Fannie Mae or Freddie Mac standards for inter vivos trusts and (ii) holding title to the Mortgaged Property in such trust will not diminish any rights as a creditor including the right to full title to the Mortgaged Property in the event foreclosure proceedings are initiated; and (xxvi)If the Mortgage Loan is secured by a long-term residential lease, (1) the lessor under the lease holds a fee simple interest in the land; (2) the terms of such lease expressly permit the mortgaging of the leasehold estate, the assignment of the lease without the lessor's consent and the acquisition by the holder of the Mortgage of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage with substantially similar protections; (3) the terms of such lease do not (a) allow the termination thereof upon the lessee's default without the holder of the Mortgage being entitled to receive written notice of, and opportunity to cure, such default, (b) allow the termination of the lease in the event of damage or destruction as long as the Mortgage is in existence, (c) prohibit the holder of the Mortgage from being insured (or receiving proceeds of insurance) under the hazard insurance policy or policies relating to the Mortgaged Property or (d) permit any increase in rent other than pre-established increases set forth in the lease; (4) the original term of such lease is not less than 15 years; (5) the term of such lease does not terminate earlier than five years after the maturity date of the Mortgage Note; and (6) the Mortgaged Property is located in a jurisdiction in which the use of leasehold estates in transferring ownership in residential properties is a widely accepted practice. Notwithstanding the foregoing, no representations or warranties are made by the Seller as to the environmental condition of any Mortgaged Property; the absence, presence or effect of hazardous wastes or hazardous substances on any Mortgaged Property; any casualty resulting from the presence or effect of hazardous wastes or hazardous substances on, near or emanating from any Mortgaged Property; the impact on Certificateholders of any environmental condition or presence of any hazardous substance on or near any Mortgaged Property; or the compliance of any Mortgaged Property with any environmental laws, nor is any agent, person or entity otherwise affiliated with the Seller authorized or able to make any such representation, warranty or assumption of liability relative to any Mortgaged Property. In addition, no representations or warranties are made by the Seller with respect to the absence or effect of fraud in the origination of any Mortgage Loan. It is understood and agreed that the representations and warranties set forth in this Section 2.03(b) shall survive delivery of the respective Owner Mortgage Loan Files to the Trustee and shall inure to the benefit of the Trustee notwithstanding any restrictive or qualified endorsement or assignment. (c) Upon discovery by either the Seller, the Master Servicer, the Trustee or the Custodian that any of the representations and warranties made in subsection (b) above is not accurate (referred to herein as a "breach") and, except for a breach of the representation and warranty set forth in subsection (b)(i), where such breach is a result of the Cut-Off Date Principal Balance of a Mortgage Loan being greater, by $5,000 or greater, than the Cut-Off Date Principal Balance of such Mortgage Loan indicated on the Mortgage Loan Schedule, that such breach materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties (any Custodian being so obligated under a Custodial Agreement). Within 60 days of the earlier of its discovery or its receipt of notice of any such breach, the Seller shall cure such breach in all material respects or shall either (i) repurchase the Mortgage Loan or any property acquired in respect thereof from the Trust Estate at a price equal to (A) 100% of the unpaid principal balance of such Mortgage Loan plus (B) accrued interest at the Net Mortgage Interest Rate for such Mortgage Loan through the last day of the month in which such repurchase took place or (ii) if within two years of the Startup Day, or such other period permitted by the REMIC Provisions, substitute for such Mortgage Loan in the manner described in Section 2.02. The purchase price of any repurchase described in this paragraph and the Substitution Principal Amount, if any, plus accrued interest thereon and the other amounts referred to in Section 2.02, shall be deposited in the Certificate Account. It is understood and agreed that the obligation of the Seller to repurchase or substitute for any Mortgage Loan or property as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders, and such obligation shall survive until termination of the Trust Estate hereunder. SECTION 2.04 EXECUTION AND DELIVERY OF CERTIFICATES. The Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery of the Owner Mortgage Loan Files to it, and, concurrently with such delivery, (i) acknowledges the issuance of and hereby declares that it holds the Uncertificated Lower-Tier Interests on behalf of the Upper-Tier REMIC and Certificateholders and (ii) has executed and delivered to or upon the order of the Seller, in exchange for the Mortgage Loans and Uncertificated Lower-Tier Interests, together with all other assets included in the definition of "Trust Estate," receipt of which is hereby acknowledged, Certificates in authorized denominations which, together with the Uncertificated Lower-Tier Interests, evidence ownership of the entire Trust Estate. SECTION 2.05 DESIGNATION OF CERTIFICATES; DESIGNATION OF STARTUP DAY AND LATEST POSSIBLE MATURITY DATE. The Seller hereby designates the Classes of Class A Certificates (other than the Class II-A-R and Class II-A-LR Certificates) and the Classes of Class B Certificates as classes of "regular interests" and the Class II-A-R Certificate as the single class of "residual interest" in the Upper-Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2), respectively. The Seller hereby further designates the Class A-L1 Interest, Class A-L2 Interest, Class A-L11 Interest, Class A-L13 Interest, Class A-LPO Interest, Class A-LUR Interest, Class B-L1 Interest, Class B-L2 Interest, Class II-B-L3 Interest, Class II-B-L4 Interest, Class B-L5 Interest and Class B-L6 Interest as classes of "regular interests" and the Class II-A-LR Certificate as the single class of "residual interest" in the Lower-Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2), respectively. The Closing Date is hereby designated as the "Startup Day" of each of the Upper-Tier REMIC and Lower-Tier REMIC within the meaning of Code Section 860G(a)(9). The "latest possible maturity date" of the regular interests in the Upper-Tier REMIC and Lower-Tier REMIC is February 25, 2032 for purposes of Code Section 860G(a)(1). SECTION 2.06 OPTIONAL SUBSTITUTION OF MORTGAGE LOANS. During the three-month period beginning on the Startup Date, the Seller shall have the right, but not the obligation, in its sole discretion for any reason, to substitute for any Group I or Group II Mortgage Loan a Substitute Mortgage Loan meeting the requirements of Section 2.02. Any such substitution shall be carried out in the manner described in Section 2.02. The Substitution Principal Amount, if any, plus accrued interest thereon and the other amounts referred to in Section 2.02, shall be deposited in the Certificate Account. ARTICLE III ADMINISTRATION OF THE TRUST ESTATE; SERVICING OF THE MORTGAGE LOANS SECTION 3.01 CERTIFICATE ACCOUNT. (a) The Master Servicer shall establish and maintain a Certificate Account for the deposit of funds received by the Master Servicer with respect to the Mortgage Loans serviced by each Servicer pursuant to each of the Servicing Agreements. Such account shall be maintained as an Eligible Account. The Master Servicer shall give notice to each Servicer and the Seller of the location of the Certificate Account and of any change in the location thereof. (b) The Master Servicer shall deposit into the Certificate Account on the day of receipt thereof all amounts received by it from any Servicer pursuant to any of the Servicing Agreements, and shall, in addition, deposit into the Certificate Account the following amounts, in the case of amounts specified in clause (i), not later than the Distribution Date on which such amounts are required to be distributed to Certificateholders and, in the case of the amounts specified in clause (ii), not later than the Business Day next following the day of receipt and posting by the Master Servicer: (i) Periodic Advances pursuant to Section 3.03(a) made by the Master Servicer or the Trustee, if any and any amounts deemed received by the Master Servicer pursuant to Section 3.01(d); and (ii) in the case of any Mortgage Loan that is repurchased by the Seller pursuant to Sections 2.02, 2.03 or 3.08 or that is auctioned by the Master Servicer pursuant to Section 3.08 or purchased by the Master Servicer pursuant to Section 3.08 or 9.01, the purchase price therefor or, where applicable, any Substitution Principal Amount and any amounts received in respect of the interest portion of unreimbursed Periodic Advances. (c) The Master Servicer shall cause the funds in the Certificate Account to be invested in Eligible Investments. No such Eligible Investments will be sold or disposed of at a gain prior to maturity unless the Master Servicer has received an Opinion of Counsel or other evidence satisfactory to it that such sale or disposition will not cause the Trust Estate to be subject to Prohibited Transactions Tax, otherwise subject the Trust Estate to tax, or cause either of the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC while any Certificates are outstanding. Any amounts deposited in the Certificate Account prior to the Distribution Date shall be invested for the account of the Master Servicer and any investment income thereon shall be additional compensation to the Master Servicer for services rendered under this Agreement. The amount of any losses incurred in respect of any such investments shall be deposited in the Certificate Account by the Master Servicer out of its own funds immediately as realized. (d) For purposes of this Agreement, the Master Servicer will be deemed to have received from a Servicer on the applicable Remittance Date for such funds all amounts deposited by such Servicer into the Custodial Account for P&I maintained in accordance with the applicable Servicing Agreement, if such Custodial Account for P&I is not an Eligible Account as defined in this Agreement, to the extent such amounts are not actually received by the Master Servicer on such Remittance Date as a result of the bankruptcy, insolvency, receivership or other financial distress of the depository institution in which such Custodial Account for P&I is being held. To the extent that amounts so deemed to have been received by the Master Servicer are subsequently remitted to the Master Servicer, the Master Servicer shall be entitled to retain such amounts. SECTION 3.02 PERMITTED WITHDRAWALS FROM THE CERTIFICATE ACCOUNT. (a) The Master Servicer may, from time to time, make withdrawals from the Certificate Account for the following purposes (limited, in the case of Servicer reimbursements, to cases where funds in the respective Custodial P&I Account are not sufficient therefor): (i) to reimburse the Master Servicer, the Trustee or any Servicer for Periodic Advances made by the Master Servicer or the Trustee pursuant to Section 3.03(a) or any Servicer pursuant to any Servicing Agreement with respect to previous Distribution Dates, such right to reimbursement pursuant to this subclause (i) being limited to amounts received on or in respect of particular Mortgage Loans (including, for this purpose, Liquidation Proceeds, REO Proceeds and proceeds from the purchase, sale, repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 2.06, 3.08 or 9.01) respecting which any such Periodic Advance was made; (ii) to reimburse any Servicer, the Master Servicer or the Trustee for any Periodic Advances determined in good faith to have become Nonrecoverable Advances provided, however, that any portion of Nonrecoverable Advances representing Fixed Retained Yield shall be reimbursable only from amounts constituting Fixed Retained Yield and not from the assets of the Trust Estate; (iii) to reimburse the Master Servicer or any Servicer from Liquidation Proceeds for Liquidation Expenses and for amounts expended by the Master Servicer or any Servicer pursuant hereto or to any Servicing Agreement, respectively, in good faith in connection with the restoration of damaged property or for foreclosure expenses; (iv) from any Mortgagor payment on account of interest or other recovery (including Net REO Proceeds) with respect to a particular Mortgage Loan, to pay the Master Servicing Fee with respect to such Mortgage Loan to the Master Servicer; (v) to reimburse the Master Servicer, any Servicer or the Trustee (or, in certain cases, the Seller) for expenses incurred by it (including taxes paid on behalf of the Trust Estate) and recoverable by or reimbursable to it pursuant to Section 3.03(c), 3.03(d) or 6.03 or the second sentence of Section 8.14(a) or pursuant to such Servicer's Servicing Agreement, provided such expenses are "unanticipated" within the meaning of the REMIC Provisions; (vi) to pay to the Seller or other purchaser with respect to each Mortgage Loan or property acquired in respect thereof that has been repurchased or replaced pursuant to Sections 2.02, 2.03 or 2.06 or auctioned pursuant to Section 3.08 or to pay to the Master Servicer with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 3.08 or 9.01, all amounts received thereon and not required to be distributed as of the date on which the related repurchase or purchase price or Scheduled Principal Balance was determined; (vii) to remit funds to the Paying Agent in the amounts and in the manner provided for herein; (viii) to pay to the Master Servicer any interest earned on or investment income with respect to funds in the Certificate Account; (ix) to pay to the Master Servicer or any Servicer out of Liquidation Proceeds allocable to interest the amount of any unpaid Master Servicing Fee or Servicing Fee (as adjusted pursuant to the related Servicing Agreement) and any unpaid assumption fees, late payment charges or other Mortgagor charges on the related Mortgage Loan; (x) to pay to the Master Servicer as additional master servicing compensation any Liquidation Profits which a Servicer is not entitled to pursuant to the applicable Servicing Agreement; (xi) to withdraw from the Certificate Account any amount deposited in the Certificate Account that was not required to be deposited therein; (xii) to clear and terminate the Certificate Account pursuant to Section 9.01; and (xiii) to pay to WFHM from any Mortgagor payment on account of interest or other recovery (including Net REO Proceeds) with respect to a particular Mortgage Loan, the Fixed Retained Yield, if any, with respect to such Mortgage Loan; provided, however, that with respect to any payment of interest received by the Master Servicer in respect of a Mortgage Loan (whether paid by the Mortgagor or received as Liquidation Proceeds, Insurance Proceeds or otherwise) which is less than the full amount of interest then due with respect to such Mortgage Loan, only that portion of such payment of interest that bears the same relationship to the total amount of such payment of interest as the Fixed Retained Yield Rate, if any, in respect of such Mortgage Loan bears to the Mortgage Interest Rate shall be allocated to the Fixed Retained Yield with respect thereto. (b) The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any payment to and withdrawal from the Certificate Account. SECTION 3.03 ADVANCES BY MASTER SERVICER AND TRUSTEE. (a) In the event an Other Servicer fails to make any required Periodic Advances of principal and interest on a Mortgage Loan as required by the related Other Servicing Agreement prior to the Distribution Date occurring in the month during which such Periodic Advance is due, the Master Servicer shall make Periodic Advances to the extent provided hereby. In the event WFHM fails to make any required Periodic Advances of principal and interest on a Mortgage Loan as required by the WFHM Servicing Agreement prior to the Distribution Date occurring in the month during which such Periodic Advance is due, the Trustee shall, to the extent required by Section 8.15, make such Periodic Advance to the extent provided hereby, provided that the Trustee has previously received the certificate of the Master Servicer described in the following sentence. The Master Servicer shall certify to the Trustee with respect to any such Distribution Date (i) the amount of Periodic Advances required of WFHM or such Other Servicer, as the case may be, (ii) the amount actually advanced by WFHM or such Other Servicer, (iii) the amount that the Trustee or Master Servicer is required to advance hereunder and (iv) whether the Master Servicer has determined that it reasonably believes that such Periodic Advance is a Nonrecoverable Advance. Amounts advanced by the Trustee or Master Servicer shall be deposited in the Certificate Account on the related Distribution Date. Notwithstanding the foregoing, neither the Master Servicer nor the Trustee will be obligated to make a Periodic Advance that it reasonably believes to be a Nonrecoverable Advance. The Trustee may conclusively rely for any determination to be made by it hereunder upon the determination of the Master Servicer as set forth in its certificate. (b) To the extent an Other Servicer fails to make an advance on account of the taxes or insurance premiums with respect to a Mortgage Loan required pursuant to the related Other Servicing Agreement, the Master Servicer shall, if the Master Servicer knows of such failure of the Servicer, advance such funds and take such steps as are necessary to pay such taxes or insurance premiums. To the extent WFHM fails to make an advance on account of the taxes or insurance premiums with respect to a Mortgage Loan required pursuant to the WFHM Servicing Agreement, the Master Servicer shall, if the Master Servicer knows of such failure of WFHM, certify to the Trustee that such failure has occurred. Upon receipt of such certification, the Trustee shall advance such funds and take such steps as are necessary to pay such taxes or insurance premiums. (c) The Master Servicer and the Trustee shall each be entitled to be reimbursed from the Certificate Account for any Periodic Advance made by it under Section 3.03(a) to the extent described in Section 3.02(a)(i) and (a)(ii). The Master Servicer and the Trustee shall be entitled to be reimbursed pursuant to Section 3.02(a)(v) for any advance by it pursuant to Section 3.03(b). The Master Servicer shall diligently pursue restoration of such amount to the Certificate Account from the related Servicer. The Master Servicer shall, to the extent it has not already done so, upon the request of the Trustee, withdraw from the Certificate Account and remit to the Trustee any amounts to which the Trustee is entitled as reimbursement pursuant to Section 3.02 (a)(i), (ii) and (v). (d) Except as provided in Section 3.03(a) and (b), neither the Master Servicer nor the Trustee shall be required to pay or advance any amount which any Servicer was required, but failed, to deposit in the Certificate Account. SECTION 3.04 TRUSTEE TO COOPERATE; RELEASE OF OWNER MORTGAGE LOAN FILES. Upon the receipt by the Master Servicer of a Request for Release in connection with the deposit by a Servicer into the Certificate Account of the proceeds from a Liquidated Loan or of a Prepayment in Full, the Master Servicer shall confirm to the Trustee that all amounts required to be remitted to the Certificate Account in connection with such Mortgage Loan have been so deposited, and shall deliver such Request for Release to the Trustee. The Trustee shall, within five Business Days of its receipt of such a Request for Release, release the related Owner Mortgage Loan File to the Master Servicer or such Servicer, as requested by the Master Servicer. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Certificate Account. From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including but not limited to, collection under any insurance policies, or to effect a partial release of any Mortgaged Property from the lien of the Mortgage, the Servicer of such Mortgage Loan shall deliver to the Master Servicer a Request for Release. Upon the Master Servicer's receipt of any such Request for Release, the Master Servicer shall promptly forward such request to the Trustee and the Trustee shall, within five Business Days, release the related Owner Mortgage Loan File to the Master Servicer or such Servicer, as requested by the Master Servicer. Any such Request for Release shall obligate the Master Servicer or such Servicer, as the case may be, to return each and every document previously requested from the Owner Mortgage Loan File to the Trustee by the twenty-first day following the release thereof, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Certificate Account or (ii) the Owner Mortgage Loan File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Master Servicer has delivered to the Trustee a certificate of the Master Servicer or such Servicer certifying as to the name and address of the Person to which such Owner Mortgage Loan File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of an Officer's Certificate of the Master Servicer or such Servicer stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation which are required to be deposited into the Certificate Account have been so deposited, or that such Mortgage Loan has become an REO Mortgage Loan, the Request for Release shall be released by the Trustee to the Master Servicer or such Servicer, as appropriate. Upon written certification of the Master Servicer or the Servicer pursuant to clause (ii) of the preceding paragraph, the Trustee shall execute and deliver to the Master Servicer or such Servicer, as directed by the Master Servicer, court pleadings, requests for trustee's sale or other documents necessary to the foreclosure or trustee's sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such certification shall include a request that such pleadings or documents be executed by the Trustee and a statement as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure proceeding or trustee's sale. SECTION 3.05 REPORTS TO THE TRUSTEE; ANNUAL COMPLIANCE STATEMENTS. (a) Not later than 15 days after each Distribution Date, the Master Servicer shall deliver to the Trustee a statement setting forth the status of the Certificate Account as of the close of business on such Distribution Date stating that all distributions required to be made by the Master Servicer under this Agreement have been made (or, if any required distribution has not been made by the Master Servicer, specifying the nature and status thereof) and showing, for the period covered by such statement, the aggregate amount of deposits into and withdrawals from such account for each category of deposit and withdrawal specified in Sections 3.01 and 3.02. Such statement may be in the form of the then current Fannie Mae monthly accounting report for its Guaranteed Mortgage Pass-Through Program with appropriate additions and changes, and shall also include information as to the aggregate unpaid principal balance of all of the Mortgage Loans as of the close of business as of the last day of the calendar month immediately preceding such Distribution Date. Copies of such statement shall be provided by the Trustee to any Certificateholder upon written request, provided such statement is delivered, or caused to be delivered, by the Master Servicer to the Trustee. (b) The Master Servicer shall deliver to the Trustee on or before April 30 of each year, a certificate signed by an officer of the Master Servicer, certifying that (i) such officer has reviewed the activities of the Master Servicer during the preceding calendar year or portion thereof and its performance under this agreement and (ii) to the best of such officer's knowledge, based on such review, the Master Servicer has performed and fulfilled its duties, responsibilities and obligations under this agreement in all material respects throughout such year, or, if there has been a default in the fulfillment of any such duties, responsibilities or obligations, specifying each such default known to such officer and the nature and status thereof, and, (iii) (A) the Master Servicer has received from each Servicer any financial statements, officer's certificates, accountant's statements or other information required to be provided to the Master Servicer pursuant to the related Servicing Agreement and (B) to the best of such officer's knowledge, based on a review of the information provided to the Master Servicer by each Servicer as described in (iii)(A) above, each Servicer has performed and fulfilled its duties, responsibilities and obligations under the related Servicing Agreement in all material respects throughout such year, or, if there has been a default in the fulfillment of any such duties, responsibilities or obligations, specifying each such default known to such officer and the nature and status thereof. Copies of such officers' certificate shall be provided by the Trustee to any Certificateholder upon written request provided such certificate is delivered, or caused to be delivered, by the Master Servicer to the Trustee. SECTION 3.06 TITLE, MANAGEMENT AND DISPOSITION OF ANY REO MORTGAGE LOAN. The Master Servicer shall ensure that each REO Mortgage Loan is administered by the related Servicer at all times so that it qualifies as "foreclosure property" under the REMIC Provisions and that it does not earn any "net income from foreclosure property" which is subject to tax under the REMIC Provisions. In the event that a Servicer is unable to dispose of any REO Mortgage Loan within the period mandated by each of the Servicing Agreements, the Master Servicer shall monitor such Servicer to verify that such REO Mortgage Loan is auctioned to the highest bidder within the period so specified. In the event of any such sale of a REO Mortgage Loan, the Trustee shall, at the written request of the Master Servicer and upon being supported with appropriate forms therefor, within five Business Days of the deposit by the Master Servicer of the proceeds of such sale or auction into the Certificate Account, release or cause to be released to the entity identified by the Master Servicer the related Owner Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the auction purchaser title to the REO Mortgage Loan and the Trustee shall have no further responsibility with regard to such Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trustee, the Master Servicer nor any Servicer, acting on behalf of the Trust Estate, shall provide financing from the Trust Estate to any purchaser of an REO Mortgage Loan. SECTION 3.07 AMENDMENTS TO SERVICING AGREEMENTS; MODIFICATION OF STANDARD PROVISIONS. (a) Subject to the prior written consent of the Trustee pursuant to Section 3.07(b), the Master Servicer from time to time may, to the extent permitted by the applicable Servicing Agreement, make such modifications and amendments to such Servicing Agreement as the Master Servicer deems necessary or appropriate to confirm or carry out more fully the intent and purpose of such Servicing Agreement and the duties, responsibilities and obligations to be performed by the Servicer thereunder. Such modifications may only be made if they are consistent with the REMIC Provisions, as evidenced by an Opinion of Counsel. Prior to the issuance of any modification or amendment, the Master Servicer shall deliver to the Trustee such Opinion of Counsel and an Officer's Certificate setting forth (i) the provision that is to be modified or amended, (ii) the modification or amendment that the Master Servicer desires to issue and (iii) the reason or reasons for such proposed amendment or modification. (b) The Trustee shall consent to any amendment or supplement to a Servicing Agreement proposed by the Master Servicer pursuant to Section 3.07(a), which consent and amendment shall not require the consent of any Certificateholder if it is (i) for the purpose of curing any mistake or ambiguity or to further effect or protect the rights of the Certificateholders or (ii) for any other purpose, provided such amendment or supplement for such other purpose cannot reasonably be expected to adversely affect Certificateholders. The lack of reasonable expectation of an adverse effect on Certificateholders may be established through the delivery to the Trustee of (i) an Opinion of Counsel to such effect or (ii) written notification from each Rating Agency to the effect that such amendment or supplement will not result in reduction of the current rating assigned by that Rating Agency to the Certificates. Notwithstanding the two immediately preceding sentences, the Trustee may, in its discretion, decline to enter into or consent to any such supplement or amendment if its own rights, duties or immunities shall be adversely affected. (c) (i) Notwithstanding anything to the contrary in this Section 3.07, the Master Servicer from time to time may, without the consent of any Certificateholder, or the Trustee, enter into an amendment (A) to an Other Servicing Agreement for the purpose of (i) eliminating or reducing Month End Interest and (ii) providing for the remittance of Full Unscheduled Principal Receipts by the applicable Servicer to the Master Servicer not later than the 24th day of each month (or if such day is not a Business Day, on the previous Business Day) or (B) to the WFHM Servicing Agreement for the purpose of changing the applicable Remittance Date to the 18th day of each month (or if such day is not a Business Day, on the previous Business Day). (ii) The Master Servicer may direct WFHM to enter into an amendment to the WFHM Servicing Agreement for the purposes described in Sections 3.07(c)(i)(B) and 10.01(b)(iii). SECTION 3.08 OVERSIGHT OF SERVICING. The Master Servicer shall supervise, monitor and oversee the servicing of the Mortgage Loans by each Servicer and the performance by each Servicer of all services, duties, responsibilities and obligations (including the obligation to maintain an Errors and Omissions Policy and Fidelity Bond) that are to be observed or performed by the Servicer under its respective Servicing Agreement. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices and with the Trustee's and the Certificateholders' reliance on the Master Servicer, and in a manner consistent with the terms and provisions of any insurance policy required to be maintained by the Master Servicer or any Servicer pursuant to this Agreement or any Servicing Agreement. The Master Servicer acknowledges that prior to taking certain actions required to service the Mortgage Loans, each Servicing Agreement provides that the Servicer thereunder must notify, consult with, obtain the consent of or otherwise follow the instructions of the Master Servicer. The Master Servicer is also given authority to waive compliance by a Servicer with certain provisions of its Servicing Agreement. In each such instance, the Master Servicer shall promptly instruct such Servicer or otherwise respond to such Servicer's request. In no event will the Master Servicer instruct such Servicer to take any action, give any consent to action by such Servicer or waive compliance by such Servicer with any provision of such Servicer's Servicing Agreement if any resulting action or failure to act would be inconsistent with the requirements of the Rating Agencies that rated the Certificates or would otherwise have an adverse effect on the Certificateholders. Any such action or failure to act shall be deemed to have an adverse effect on the Certificateholders if such action or failure to act either results in (i) the downgrading of the rating assigned by any Rating Agency to the Certificates, (ii) the loss by the Upper-Tier REMIC or the Lower-Tier REMIC of REMIC status for federal income tax purposes or (iii) the imposition of any Prohibited Transaction Tax or any federal taxes on either the Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer shall have full power and authority in its sole discretion to take any action with respect to the Trust Estate as may be necessary or advisable to avoid the circumstances specified including clause (ii) or (iii) of the preceding sentence. For the purposes of determining whether any modification of a Mortgage Loan shall be permitted by the Master Servicer, such modification shall be construed as a substitution of the modified Mortgage Loan for the Mortgage Loan originally deposited in the Trust Estate if it would be a "significant modification" within the meaning of Section 1.860G-2(b) of the regulations of the U.S. Department of the Treasury. No modification shall be approved unless (i) the modified Mortgage Loan would qualify as a Substitute Mortgage Loan under Section 2.02 and (ii) with respect to any modification that occurs more than three months after the Closing Date and is not the result of a default or a reasonably foreseeable default under the Mortgage Loan, there is delivered to the Trustee an Opinion of Counsel (at the expense of the party seeking to modify the Mortgage Loan) to the effect that such modification would not be treated as giving rise to a new debt instrument for federal income tax purposes as described in the preceding sentence; provided, however, that no such Opinion of Counsel need be delivered if the sole purpose of the modification is to reduce the Monthly Payment on a Mortgage Loan as a result of a Curtailment such that the Mortgage Loan is fully amortized by its original maturity date. During the term of this Agreement, the Master Servicer shall consult fully with each Servicer as may be necessary from time to time to perform and carry out the Master Servicer's obligations hereunder and otherwise exercise reasonable efforts to encourage such Servicer to perform and observe the covenants, obligations and conditions to be performed or observed by it under its Servicing Agreement. The relationship of the Master Servicer to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent. The Master Servicer shall administer the Trust Estate on behalf of the Trustee and shall have full power and authority, acting alone or (subject to Section 6.06) through one or more subcontractors, to do any and all things in connection with such administration which it may deem necessary or desirable. Upon the execution and delivery of this Agreement, and from time to time as may be required thereafter, the Trustee shall furnish the Master Servicer or its subcontractors with any powers of attorney and such other documents as may be necessary or appropriate to enable the Master Servicer to carry out its administrative duties hereunder. The Seller shall have a limited option to repurchase any defaulted Mortgage Loan or REO Mortgage Loan during the following time periods: (i) beginning on the first day of the second month following the month in which the Master Servicer has reported that a Servicer has initiated foreclosure proceedings with respect to such a defaulted Mortgage Loan, with such repurchase option expiring on the last day of such second following month; (ii) beginning on the first day of the second month following the month in which the Master Servicer has reported that such defaulted Mortgage Loan has become an REO Mortgage Loan, with such repurchase option expiring on the last day of such second following month; and (iii) beginning on the day on which a Servicer accepts a contractual commitment by a third party to purchase the Mortgaged Property related to the defaulted Mortgage Loan or REO Mortgage Loan, with such repurchase option expiring on the earlier of the last day of the month in which such contractual commitment was accepted by the Servicer or the day immediately prior to the day on which the closing occurs with respect to such third party purchase of the Mortgaged Property related to the defaulted Mortgage Loan or REO Mortgage Loan. The Seller shall be entitled to repurchase at its option any Mortgage Loan in the Trust Estate which, pursuant to paragraph 5(b) of the Mortgage Loan Purchase Agreement, WFHM requests the Seller to repurchase and to sell to WFHM to facilitate the exercise of WFHM's rights against the originator or a prior holder of such Mortgage Loan. The purchase price for any Mortgage Loan repurchased pursuant to this paragraph shall be 100% of the unpaid principal balance of such Mortgage Loan plus accrued interest thereon at the Mortgage Interest Rate for such Mortgage Loan, through the last day of the month in which such repurchase occurs. Upon the receipt of such purchase price, the Master Servicer shall provide to the Trustee the certification required by Section 3.04 and the Trustee and the Custodian, if any, shall promptly release to the Seller the Owner Mortgage Loan File relating to the Mortgage Loan being repurchased. In the event that (i) the Master Servicer determines at any time that, notwithstanding the representations and warranties set forth in Section 2.03(b), any Mortgage Loan is not a "qualified mortgage" within the meaning of Section 860G of the Code and (ii) the Master Servicer is unable to enforce the obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02 within two months of such determination, the Master Servicer shall cause such Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust Estate no later than the date 90 days after such determination. In the event of any such sale of a Mortgage Loan, the Trustee shall, at the written request of the Master Servicer and upon being supported with appropriate forms therefor, within five Business Days of the deposit by the Master Servicer of the proceeds of such auction into the Certificate Account, release or cause to be released to the entity identified by the Master Servicer the related Owner Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the auction purchaser title to the Mortgage Loan and the Trustee shall have no further responsibility with regard to such Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trustee, the Master Servicer nor any Servicer, acting on behalf of the Trustee, shall provide financing from the Trust Estate to any purchaser of a Mortgage Loan. The Master Servicer, on behalf of the Trustee, shall, pursuant to the Servicing Agreements, object to the foreclosure upon, or other related conversion of the ownership of, any Mortgaged Property by the related Servicer if (i) the Master Servicer believes such Mortgaged Property may be contaminated with or affected by hazardous wastes or hazardous substances or (ii) such Servicer does not agree to administer such Mortgaged Property, once the related Mortgage Loan becomes an REO Mortgage Loan, in a manner which would not result in a federal tax being imposed upon the Trust Estate or the Upper-Tier REMIC or Lower-Tier REMIC. The Master Servicer may enter into a special servicing agreement with an unaffiliated holder of 100% Percentage Interest of a Class of Class B Certificates or a holder of a class of securities representing interests in the Class B Certificates and/or other subordinated mortgage pass-through certificates, such agreement to be substantially in the form of Exhibit M hereto or subject to each Rating Agency's acknowledgment that the ratings of the Certificates in effect immediately prior to the entering into of such agreement would not be qualified, downgraded or withdrawn and the Certificates would not be placed on credit review status (except for possible upgrading) as a result of such agreement. Any such agreement may contain provisions whereby such holder may instruct the Master Servicer to instruct a Servicer to the extent provided in the applicable Servicing Agreement to commence or delay foreclosure proceedings with respect to delinquent Mortgage Loans and will contain provisions for the deposit of cash by the holder that would be available for distribution to Certificateholders if Liquidation Proceeds are less than they otherwise may have been had the Servicer acted in accordance with its normal procedures. SECTION 3.09 TERMINATION AND SUBSTITUTION OF SERVICING AGREEMENTS. Upon the occurrence of any event for which a Servicer may be terminated pursuant to its Servicing Agreement, the Master Servicer shall promptly deliver to the Seller and the Trustee an Officer's Certificate certifying that an event has occurred which may justify termination of such Servicing Agreement, describing the circumstances surrounding such event and recommending what action should be taken by the Trustee with respect to such Servicer. If the Master Servicer recommends that such Servicing Agreement be terminated, the Master Servicer's certification must state that the breach is material and not merely technical in nature. Upon written direction of the Master Servicer, based upon such certification, the Trustee shall promptly terminate such Servicing Agreement. Notwithstanding the foregoing, in the event that (i) WFHM fails to make any advance, as a consequence of which the Trustee is obligated to make an advance pursuant to Section 3.03 and (ii) the Trustee provides WFHM written notice of the failure to make such advance and such failure shall continue unremedied for a period of 15 days after receipt of such notice, the Trustee shall terminate the WFHM Servicing Agreement without the recommendation of the Master Servicer. The Master Servicer shall indemnify the Trustee and hold it harmless from and against any and all claims, liabilities, costs and expenses (including, without limitation, reasonable attorneys' fees) arising out of, or assessed against the Trustee in connection with termination of such Servicing Agreement at the direction of the Master Servicer. If the Trustee terminates such Servicing Agreement, the Trustee may enter into a substitute Servicing Agreement with the Master Servicer or, at the Master Servicer's nomination, with another mortgage loan service company acceptable to the Trustee, the Master Servicer and each Rating Agency under which the Master Servicer or such substitute servicer, as the case may be, shall assume, satisfy, perform and carry out all liabilities, duties, responsibilities and obligations that are to be, or otherwise were to have been, satisfied, performed and carried out by such Servicer under such terminated Servicing Agreement. Until such time as the Trustee enters into a substitute servicing agreement with respect to the Mortgage Loans previously serviced by such Servicer, the Master Servicer shall assume, satisfy, perform and carry out all obligations which otherwise were to have been satisfied, performed and carried out by such Servicer under its terminated Servicing Agreement. However, in no event shall the Master Servicer be deemed to have assumed the obligations of a Servicer to advance payments of principal and interest on a delinquent Mortgage Loan in excess of the Master Servicer's independent Periodic Advance obligation under Section 3.03 of this Agreement. As compensation for the Master Servicer of any servicing obligations fulfilled or assumed by the Master Servicer, the Master Servicer shall be entitled to any servicing compensation to which a Servicer would have been entitled if the Servicing Agreement with such Servicer had not been terminated. SECTION 3.10 APPLICATION OF NET LIQUIDATION PROCEEDS. For all purposes under this agreement, Net Liquidation Proceeds received from a Servicer shall be allocated first to accrued and unpaid interest on the related Mortgage Loan and then to the unpaid principal balance thereof. SECTION 3.11 ACT REPORTS. The Master Servicer shall, on behalf of the Seller, make all filings required to be made by the Seller with respect to the Class A Certificates and the Class B-1, Class B-2 and Class B-3 Certificates pursuant to the Securities Exchange Act of 1934, as amended. ARTICLE IV DISTRIBUTIONS IN RESPECT OF CERTIFICATES; PAYMENTS TO CERTIFICATEHOLDERS; STATEMENTS AND REPORTS SECTION 4.01 DISTRIBUTIONS. (a) On each Distribution Date, the Group I Pool Distribution Amount and the Group II Pool Distribution Amount will be applied in the following amounts, to the extent the Group I Pool Distribution Amount and the Group II Pool Distribution Amount are sufficient therefor, in the manner and in the order of priority as follows, subject to adjustment in accordance with Section 4.01(b)(iii) below: (i) with respect to the Group I-A Certificates and the Group II-A Certificates, from the Group I Pool Distribution Amount and the Group II Pool Distribution Amount, respectively, as follows: first, (A) to the Classes of Group I-A Certificates, pro rata, based upon their respective Interest Accrual Amounts, in an aggregate amount up to the Group I-A Interest Accrual Amount with respect to such Distribution Date or (B) to the Classes of Group II-A Certificates, pro rata, based upon their respective Interest Accrual Amounts, in an aggregate amount up to the Group II-A Interest Accrual Amount with respect to such Distribution Date; provided that prior to the Accretion Termination Date, an amount equal to the amount that would otherwise be distributable in respect of interest to the Accrual Certificates pursuant to this provision will instead be distributed in reduction of the Principal Balances of certain Classes of Group II-A Certificates, in each case in accordance with Section 4.01(b); second, (A) to the Classes of Group I-A Certificates, pro rata, based upon their respective Class A Unpaid Interest Shortfalls, in an aggregate amount up to the Aggregate Class A Unpaid Interest Shortfall or (B) to the Classes of Group II-A Certificates, pro rata, based upon their respective Class A Unpaid Interest Shortfalls, in an aggregate amount up to the Aggregate Group II-A Unpaid Interest Shortfall; provided that prior to the Accretion Termination Date, an amount equal to the amount that would otherwise be distributable in respect of unpaid interest shortfalls to the Accrual Certificates pursuant to this provision will instead be distributed in reduction of the Principal Balances of certain Classes of Group II-A Certificates, in each case in accordance with Section 4.01(b); third, (A) concurrently, to the Group I-A Certificates (other than the Class I-A-PO Certificates) and the Class I-A-PO Certificates, pro rata, based on their respective Group I-A Non-PO Optimal Principal Amount and Class I-A-PO Optimal Principal Amount, (1) to the Classes of Group I-A Certificates (other than the Class I-A-PO Certificates), in an aggregate amount up to the Group I-A Non-PO Optimal Principal Amount, such distribution to be allocated among such Classes in accordance with Section 4.01(b)(i) or Section 4.01(c), as applicable, and (2) to the Class I-A-PO Certificates in an amount up to the Class I-A-PO Optimal Principal Amount; or (B) concurrently, to the Group II-A Certificates (other than the Class II-A-PO Certificates) and the Class II-A-PO Certificates, pro rata, based on their respective Group II-A Non-PO Optimal Principal Amount and Class II-A-PO Optimal Principal Amount, (1) to the Classes of Group II-A Certificates (other than the Class II-A-PO Certificates), in an aggregate amount up to the Group II-A Non-PO Optimal Principal Amount, such distribution to be allocated among such Classes in accordance with Section 4.01(b)(ii) or Section 4.01(c), as applicable, and (2) to the Class II-A-PO Certificates in an amount up to the Class II-A-PO Optimal Principal Amount; fourth, (A) to the Class I-A-PO Certificates in an amount up to the Class I-A-PO Deferred Amount from amounts otherwise distributable (without regard to this Clause (i) Paragraph fourth) first to the Class B-6 Certificates pursuant to Clause (ii) Paragraph eighteenth, below, second to the Class B-5 Certificates pursuant to Clause (ii) Paragraph fifteenth, below, third to the Class B-4 Certificates pursuant to Clause (ii) Paragraph twelfth, below, fourth to the Class B-3 Certificates pursuant to Clause (ii) Paragraph ninth below, fifth to the Class B-2 Certificates pursuant to Clause (ii) Paragraph sixth below, and sixth to the Class B-1 Certificates pursuant to Clause (ii) Paragraph third below or (B) to the Class II-A-PO Certificates in an amount up to the Class II-A-PO Deferred Amount from amounts otherwise distributable (without regard to this Clause (i) Paragraph fourth) first to the Class B-6 Certificates pursuant to Clause (ii) Paragraph eighteenth, below, second to the Class B-5 Certificates pursuant to Clause (ii) Paragraph fifteenth, below, third to the Class B-4 Certificates pursuant to Clause (ii) Paragraph twelfth, below, fourth to the Class B-3 Certificates pursuant to Clause (ii) Paragraph ninth below, fifth to the Class B-2 Certificates pursuant to Clause (ii) Paragraph sixth below, and sixth to the Class B-1 Certificates pursuant to Clause (ii) Paragraph third below; provided, however, to the extent necessary to reduce the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount to zero, any amounts otherwise distributable to a Class of Class B Certificates will be allocated pro rata between the Class I-A-PO Deferred Amount and the Class II-A-PO Deferred Amount; and (ii) to the Class B Certificates, from the Group I Pool Distribution Amount and Group II Pool Distribution Amount, subject to Section 4.01(b)(iii), as follows: first, to the Class B-1 Certificates, in an amount up to the Interest Accrual Amount for the Class B-1 Certificates with respect to such Distribution Date; second, to the Class B-1 Certificates in an amount up to the Class B-1 Unpaid Interest Shortfall; third, to the Class B-1 Certificates in an amount up to the Class B-1 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-1 Certificates pursuant to this Clause (ii) Paragraph third will be reduced by the amount, if any, that would have been distributable to the Class B-1 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; fourth, to the Class B-2 Certificates, in an amount up to the Interest Accrual Amount for the Class B-2 Certificates with respect to such Distribution Date; fifth, to the Class B-2 Certificates in an amount up to the Class B-2 Unpaid Interest Shortfall; sixth, to the Class B-2 Certificates in an amount up to the Class B-2 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-2 Certificates pursuant to this Clause (ii) Paragraph sixth will be reduced by the amount, if any, that would have been distributable to the Class B-2 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; seventh, to the Class B-3 Certificates, in an amount up to the Interest Accrual Amount for the Class B-3 Certificates with respect to such Distribution Date; eighth, to the Class B-3 Certificates in an amount up to the Class B-3 Unpaid Interest Shortfall; ninth, to the Class B-3 Certificates in an amount up to the Class B-3 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-3 Certificates pursuant to this Clause (ii) Paragraph ninth will be reduced by the amount, if any, that would have been distributable to the Class B-3 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; tenth, to the Class B-4 Certificates in an amount up to the Interest Accrual Amount for the Class B-4 Certificates with respect to such Distribution Date; eleventh, to the Class B-4 Certificates in an amount up to the Class B-4 Unpaid Interest Shortfall; twelfth, to the Class B-4 Certificates in an amount up to the Class B-4 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-4 Certificates pursuant to this Clause (ii) Paragraph twelfth will be reduced by the amount, if any, that would have been distributable to the Class B-4 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; thirteenth, to the Class B-5 Certificates in an amount up to the Interest Accrual Amount for the Class B-5 Certificates with respect to such Distribution Date; fourteenth, to the Class B-5 Certificates in an amount up to the Class B-5 Unpaid Interest Shortfall; fifteenth, to the Class B-5 Certificates in an amount up to the Class B-5 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-5 Certificates pursuant to this Clause (ii) Paragraph fifteenth will be reduced by the amount, if any, that would have been distributable to the Class B-5 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; sixteenth, to the Class B-6 Certificates in an amount up to the Interest Accrual Amount for the Class B-6 Certificates with respect to such Distribution Date; seventeenth, to the Class B-6 Certificates in an amount up to the Class B-6 Unpaid Interest Shortfall; eighteenth, to the Class B-6 Certificates in an amount up to the Class B-6 Optimal Principal Amount; provided, however, that the amount distributable to the Class B-6 Certificates pursuant to this Clause (ii) Paragraph eighteenth will be reduced by the amount, if any, that would have been distributable to the Class B-6 Certificates hereunder used to pay the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount as provided in Clause (i) Paragraph fourth above; and nineteenth, to the Holder of the Class II-A-R Certificate, any amounts remaining in the Upper-Tier Certificate Account, and to the Holder of the Class II-A-LR Certificate, any amounts remaining in the Payment Account. Notwithstanding the foregoing, after the Principal Balance or notional amount of any Class (other than the Class II-A-R or Class II-A-LR Certificate) has been reduced to zero, such Class will be entitled to no further distributions of principal or interest (including, without limitation, any Unpaid Interest Shortfalls). With respect to any Distribution Date, the amount of the Principal Adjustment, if any, attributable to any Class of Class B Certificates will be allocated to the Classes of Class A Certificates (other than the Class I-A-PO and Class II-A-PO Certificates) and any Class of Class B Certificates with a lower numerical designation pro rata based on their outstanding Principal Balances. (iii) Distributions on the Uncertificated Lower-Tier Interests. On each Distribution Date, each Uncertificated Lower-Tier Interest shall receive distributions in respect of principal in an amount equal to the amount of principal distributed to its respective Corresponding Upper-Tier Class or Classes as provided herein. On each Distribution Date, each Uncertificated Lower-Tier Interest shall receive distributions in respect of interest (or in the case of the Class A-L2 Interest, with respect to the Accrual Certificates, shall have such amounts added to its Principal Balance) in an amount equal to the Interest Accrual Amounts and Unpaid Interest Shortfalls, as the case may be, in respect of its Corresponding Upper-Tier Class or Classes, in each case to the extent actually distributed thereon. Such amounts distributed to the Uncertificated Lower-Tier Interests in respect of principal and interest with respect to any Distribution Date are referred to herein collectively as the "Lower-Tier Distribution Amount." As of any date, the principal balance of each Uncertificated Lower-Tier Interest equals the Principal Balances of the respective Corresponding Upper-Tier Class or Classes. The initial principal balance of each Uncertificated Lower-Tier Interest equals the Original Principal Balances of the respective Corresponding Upper-Tier Class or Classes. The pass-through rate with respect to the Class A-L1 Interest shall be 6.000%. The pass-through rate with respect to the Class A-L2 Interest and Class A-LUR Interest shall be 6.500% per annum. The pass-through rate with respect to the Class A-L11 Interest shall be 6.250%. The pass-through rate with respect to the Class A-L13 Interest shall be 8.500%. The pass-through rate with respect to the Class B-L1 Interest, Class B-L2 Interest, Class B-L3 Interest, Class B-L4 Interest, Class B-L5 Interest and Class B-L6 Interest shall be equal to the Class B Pass-Through Rate. The Class A-LPO Interest is a principal-only interest and is not entitled to distributions of interest. Any Non-Supported Interest Shortfalls and Relief Act Shortfalls will be allocated to each Uncertificated Lower-Tier Interest in the same relative proportions as interest is allocated to such Uncertificated Lower-Tier Interest. (b) The Class II-A-14 Certificates are interest-only Certificates and are not entitled to distributions in respect of principal. Group I-A Certificates On each Distribution Date occurring prior to the Subordination Depletion Date, the Group I-A Non-PO Principal Distribution Amount will be distributed in reduction of the Principal Balance of the Class I-A-1 Certificates. Group II-A Certificates On each Distribution Date occurring prior to the Accretion Termination Date for the Class II-A-9 Certificates, the Accrual Distribution Amount will be distributed sequentially to the Class II-A-8 and Class II-A-9 Certificates. On each Distribution Date occurring prior to the Subordination Depletion Date, the Group II-A Non-PO Principal Amount will be allocated among and distributed in reduction of the Principal Balances of the Classes of Group II-A Certificates (other than the Class II-A-PO Certificates) sequentially, as follows: first, concurrently, to the Class II-A-R and Class II-A-LR Certificates, pro rata; second, to the Class II-A-10 Certificates, up to the Priority Amount for such Distribution Date; third, concurrently, until the Principal Balances of the Class II-A-1, Class II-A-11 Class II-A-12 and Class II-A-13 Certificates have been reduced to zero as follows: (i) 97.1315671149%, concurrently, to the Class II-A-1, Class II-A-11 Class II-A-12 and Class II-A-13 Certificates, pro rata; and (ii) 2.8684328851%, to the Class II-A-7 Certificates; fourth, concurrently, as follows: (i) 93.2622273729%, concurrently, to the Class II-A-2 and Class II-A-7 Certificates, pro rata; and (ii) 6.7377726271%, sequentially, to the Class II-A-3, Class II-A-4, Class II-A-5 and Class II-A-6 Certificates; and fifth, sequentially, to the Class II-A-8, Class II-A-9 and Class II-A-10 Certificates. (iii) Notwithstanding the foregoing, (X) on any Distribution Date occurring prior to the Subordination Depletion Date but on or after the date on which the Principal Balances of the Group I-A Certificates (other than the Class I-A-PO Certificates) or the Principal Balances of the Group II-A Certificates (other than the Class II-A-PO Certificates) have been reduced to zero and on which (a) the Aggregate Subordinate Percentage for such Distribution Date is less than 2.85% or (b) the average outstanding principal balance of the Mortgage Loans delinquent 60 days or more over the preceding six months as a percentage of the Class B Principal Balance is greater than or equal to 100%, the remaining Group of Class A Certificates (other than the Class A-PO Certificates) will be entitled to receive as principal, in addition to any principal payments described in Section 4.01(a) above, in accordance with the priorities set forth in Section 4.01(b)(i) or (ii) above and until the aggregate Principal Balance of each such Group of Class A Certificates has been reduced to zero, amounts otherwise distributable (without regard to this Clause (iii)) first to the Class B-6 Certificates pursuant to Paragraph eighteenth of 4.01(a)(ii) above, second to the Class B-5 Certificates pursuant to Paragraph fifteenth of 4.01(a)(ii) above, third to the Class B-4 Certificates pursuant to Paragraph twelfth of 4.01(a)(ii) above, fourth to the Class B-3 Certificates pursuant to Paragraph ninth of 4.01(a)(ii) above, fifth to the Class B-2 Certificates pursuant to Paragraph sixth of 4.01(a)(ii) above and sixth to the Class B-1 Certificates pursuant to Paragraph third of 4.01(a)(ii) above but in each case only up to the applicable Apportioned Class B Principal Distribution Amount for such Class of Class B Certificates and (Y) if on any Distribution Date the Group I-A Non-PO Principal Balance or Group II-A Non-PO Principal Balance (after giving effect to all distributions on such Distribution Date) is greater than the Group I-A Pool Balance (Non-PO Portion) or Group II-A Pool Balance (Non-PO Portion), respectively (the Group I-A Certificates or Group II-A Certificates, as applicable, in such instance, the "Undercollateralized Group"), the Class A Certificates (other than the Class I-A-PO or Class II-A-PO Certificates, as applicable) of the Undercollateralized Group will be entitled to receive first in respect of any Class A Unpaid Interest Shortfalls therefor (including any Group I Interest Shortfall Amount or Group II Interest Shortfall Amount, as applicable, arising on such Distribution Date) and second as principal, in addition to any principal payments described in Section 4.01(a)(i) above, in accordance with the priorities set forth in Section 4.01(b)(i) or (ii) above and until the aggregate Principal Balance of the Class A Certificates (other than the Class I-A-PO or Class II-A-PO Certificates, as applicable) of the Undercollateralized Group equals the Group I Pool Balance (Non-PO Portion) or Group II Pool Balance (Non-PO Portion), as applicable (such amount, the "Undercollateralized Amount"), all amounts otherwise distributable (without regard to this Clause (iii)) first to the Class B-6 Certificates pursuant to Paragraph eighteenth of 4.01(a)(ii) above, second to the Class B-5 Certificates pursuant to Paragraph fifteenth of 4.01(a)(ii) above, third to the Class B-4 Certificates pursuant to Paragraph twelfth of 4.01(a)(ii) above, fourth to the Class B-3 Certificates pursuant to Paragraph ninth of 4.01(a)(ii) above, fifth to the Class B-2 Certificates pursuant to Paragraph sixth of 4.01(a)(ii) above and sixth to the Class B-1 Certificates pursuant to Paragraph third of 4.01(a)(ii) above (less any amounts used to pay any Class I-A-PO Deferred Amounts or Class II-A-PO Deferred Amounts). (c) Notwithstanding the foregoing, on each Distribution Date occurring on or subsequent to the Subordination Depletion Date, (x) the Group I-A Non-PO Principal Distribution Amount shall be distributed among the Classes of Group I-A Certificates (other than the Class I-A-PO Certificates), and (y) ) the Group II-A Non-PO Principal Distribution Amount shall be distributed among the Classes of Group II-A Certificates (other than the Class II-A-PO Certificates) pro rata in accordance with their outstanding Principal Balances without regard to either the proportions or the priorities set forth in Section 4.01(b)(i) and (ii). (d) (i) For purposes of determining whether the Classes of Class B Certificates are eligible to receive distributions of principal with respect to any Distribution Date, the following tests shall apply: (A) if the Current Class B-1 Fractional Interest is less than the Original Class B-1 Fractional Interest and the Class B-1 Principal Balance is greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates shall not be eligible to receive distributions of principal; or (B) if the Current Class B-2 Fractional Interest is less than the Original Class B-2 Fractional Interest and the Class B-2 Principal Balance is greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6 Certificates shall not be eligible to receive distributions of principal; or (C) if the Current Class B-3 Fractional Interest is less than the Original Class B-3 Fractional Interest and the Class B-3 Principal Balance is greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates shall not be eligible to receive distributions of principal; or (D) if the Current Class B-4 Fractional Interest is less than the Original Class B-4 Fractional Interest and the Class B-4 Principal Balance is greater than zero, the Class B-5 and Class B-6 Certificates shall not be eligible to receive distributions of principal; or (E) if the Current Class B-5 Fractional Interest is less than the Original Class B-5 Fractional Interest and the Class B-5 Principal Balance is greater than zero, the Class B-6 Certificates shall not be eligible to receive distributions of principal. (ii) Notwithstanding the foregoing, if on any Distribution Date the aggregate distributions to Holders of the Classes of Class B Certificates entitled to receive distributions of principal would reduce the Principal Balances of the Classes of Class B Certificates entitled to receive distributions of principal below zero, first the Group I Class B Prepayment Percentage and Group II Class B Prepayment Percentage of any affected Class of Class B Certificates for such Distribution Date beginning with the affected Class with the lowest numerical Class designation and then, if necessary, the Group I Class B Percentage and Group II Class B Percentage of such Class of the Class B Certificates for such Distribution Date shall be reduced to the respective percentages necessary to bring the Principal Balance of such Class of Class B Certificates to zero. The Class B Prepayment Percentages and the Class B Percentages of the remaining Classes of Class B Certificates will be recomputed substituting for the Group I Subordinated Prepayment Percentage and Group II Subordinated Prepayment Percentages and Group I Subordinated Percentage and Group II Subordinated Percentage in such computations the difference between (A) the Group I Subordinated Prepayment Percentage or Group II Subordinated Prepayment Percentage or Group I Subordinated Percentage or Group II Subordinated Percentage, as the case may be, and (B) the percentages determined in accordance with the preceding sentence necessary to bring the Principal Balances of the affected Classes of Class B Certificates to zero; provided, however, that if the Principal Balances of all the Classes of Class B Certificates eligible to receive distributions of principal shall be reduced to zero on such Distribution Date, the Group I Class B Prepayment Percentage, Group II Class B Prepayment Percentage, Group I Class B Percentage and Group II Class B Percentage of the Class of Class B Certificates with the lowest numerical Class designation which would otherwise be ineligible to receive distributions of principal in accordance with this Section shall equal the remainder of the Group I Subordinated Prepayment Percentage and Group II Subordinated Prepayment Percentage for such Distribution Date minus the sum of the Group I Class B Prepayment Percentages and Group II Class B Prepayment Percentages of the Classes of Class B Certificates having lower numerical Class designations, if any, and the remainder of the Group I Subordinated Percentage and Group II Subordinated Percentage for such Distribution Date minus the sum of the Group I Class B Percentages and Group II Class B Percentages of the Classes of Class B Certificates having lower numerical Class designations, if any, respectively. Any entitlement of any Class of Class B Certificates to principal payments solely pursuant to this clause (ii) shall not cause such Class to be regarded as being eligible to receive principal distributions for the purpose of applying the definition of its Group I Class B Percentage, Group II Class B Percentage, Group I Class B Prepayment Percentage or Group II Class B Prepayment Percentage. (e) The Trustee shall establish and maintain the Upper-Tier Certificate Account, which shall be a separate trust account and an Eligible Account. On each Distribution Date other than the Final Distribution Date (if such Final Distribution Date is in connection with a purchase of the assets of the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master Servicer, from funds available on deposit in the Payment Account, (i) deposit, in immediately available funds, by wire transfer or otherwise, into the Upper-Tier Certificate Account the Lower-Tier Distribution Amount and (ii) distribute to the Class II-A-LR Certificateholder (other than as provided in Section 9.01 respecting the final distribution to Certificateholders) by check mailed to such Holder at the address of such Holder appearing in the Certificate Register, the Group II-A Distribution Amount with respect to the Class II-A-LR Certificate and all other amounts distributable to the Class II-A-LR Certificate. The Trustee may clear and terminate the Upper-Tier Certificate Account pursuant to Section 9.01. (f) On each Distribution Date other than the Final Distribution Date (if such Final Distribution Date is in connection with a purchase of the assets of the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master Servicer, from funds remitted to it by the Master Servicer, distribute to each Certificateholder of record (other than the Class II-A-LR Certificateholder) on the preceding Record Date (other than as provided in Section 9.01 respecting the final distribution to Certificateholders or in the last paragraph of this Section 4.01(f) respecting the final distribution in respect of any Class) either in immediately available funds by wire transfer to the account of such Certificateholder at a bank or other entity having appropriate facilities therefor, if such Certificateholder holds Certificates having a Denomination at least equal to that specified in Section 11.20, and has so notified the Master Servicer or, if applicable, the Paying Agent at least seven Business Days prior to the Distribution Date or, if such Holder holds Certificates having, in the aggregate, a Denomination less than the requisite minimum Denomination or if such Holder holds the Class II-A-R Certificate or has not so notified the Paying Agent, by check mailed to such Holder at the address of such Holder appearing in the Certificate Register, such Holder's share of the Group I-A Distribution Amount or Group II-A Distribution Amount, as applicable, with respect to each Class of Class A Certificates and the Class B Distribution Amount with respect to each Class of Class B Certificates. In the event that, on any Distribution Date prior to the Final Distribution Date, the Principal Balance of any Class of Class A Certificates (other than Class II-A-14, Class II-A-R or II-A-LR Certificates) or the Principal Balance of any Class of Class B Certificates would be reduce to zero, or in the case of the Class II-A-14 Certificates, the Notional Amount would be reduced to zero, the Master Servicer shall, as soon as practicable after the Determination Date relating to such Distribution Date, send a notice to the Trustee. The Trustee will then send a notice to each Certificateholder of such Class with a copy to the Certificate Registrar, specifying that the final distribution with respect to such Class will be made on such Distribution Date only upon the presentation and surrender of such Certificateholder's Certificates at the office or agency of the Trustee therein specified; provided, however, that the failure to give such notice will not entitle a Certificateholder to any interest beyond the interest payable with respect to such Distribution Date in accordance with Section 4.01(a)(i). (g) The Paying Agent (or if no Paying Agent is appointed by the Master Servicer, the Master Servicer) shall withhold or cause to be withheld such amounts as may be required by the Code (giving full effect to any exemptions from withholding and related certifications required to be furnished by Certificateholders and any reductions to withholding by virtue of any bilateral tax treaties and any applicable certification required to be furnished by Certificateholders with respect thereto) from distributions to be made to Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant to this Section 4.01(g) shall be treated as having been distributed to the related Certificateholder for all purposes of this Agreement. For the purposes of this paragraph, a "U.S. Person" is a citizen or resident of the United States, a corporation or partnership (unless, in the case of a partnership, Treasury regulations are adopted that provide otherwise) created or organized in or under the laws of the United States, any state thereof or the District of Columbia, including an entity treated as a corporation or partnership for federal income tax purposes, an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of such trust, and one or more such U.S. Persons have the authority to control all substantial decisions of such trust (or, to the extent provided in applicable Treasury regulations, certain trusts in existence on August 20, 1996 which are eligible to elect to be treated as U.S. Persons). SECTION 4.02 ALLOCATION OF REALIZED LOSSES. (a) With respect to any Distribution Date, the principal portion of Realized Losses (other than Debt Service Reductions) occurring with respect to Group I Mortgage Loans and Group II Mortgage Loans will be allocated as follows: first, to the Class B-6 Certificates until the Class B-6 Principal Balance has been reduced to zero; second, to the Class B-5 Certificates until the Class B-5 Principal Balance has been reduced to zero; third, to the Class B-4 Certificates until the Class B-4 Principal Balance has been reduced to zero; fourth, to the Class B-3 Certificates until the Class B-3 Principal Balance has been reduced to zero; fifth, to the Class B-2 Certificates until the Class B-2 Principal Balance has been reduced to zero; sixth, to the Class B-1 Certificates until the Class B-1 Principal Balance has been reduced to zero; and seventh, (i) with respect to such losses occurring with respect to Group I Mortgage Loans, concurrently, to the Group I-A Certificates (other than the Class I-A-PO Certificates) and Class I-A-PO Certificates, pro rata, based on the Non-PO Fraction and the PO Fraction of such Mortgage Loans, respectively; and (ii) with respect to such losses occurring with respect to Group II Mortgage Loans, concurrently, to the Group II-A Certificates (other than the Class II-A-PO Certificates) and Class II-A-PO Certificates, pro rata, based on the Non-PO Fraction and the PO Fraction of such Mortgage Loans, respectively. This allocation of Realized Losses will be effected through the reduction of the applicable Class's Principal Balance. (b) Any Realized Losses allocated to a Class of Class A Certificates or Class B Certificates pursuant to Section 4.02(a) shall be allocated among the Certificates of such Class based on their Percentage Interests. (c) After the Class B Principal Balance has been reduced to zero, the interest portion of Realized Losses occurring with respect to any Group I Mortgage Loan or Group II Mortgage Loan will be allocated among the outstanding Classes of Group I-A and Group II-A Certificates, respectively, based upon their Group I-A and Group II-A Interest Percentages. (d) Realized Losses allocated in accordance with this Section 4.02 will be allocated as follows: (i) Liquidated Loan Losses on Liquidated Loans for which the Liquidation Proceeds were received during, and Bankruptcy Losses incurred in a period corresponding to, an Unscheduled Principal Receipt Period for Full Unscheduled Principal Receipts that is a Mid-Month Receipt Period will be allocated on the Determination Date in the month following the month in which such Mid-Month Receipt Period ended and (ii) Liquidated Loan Losses on Liquidated Loans for which the Liquidation Proceeds were received during, and Bankruptcy Losses incurred in a period corresponding to, an Unscheduled Principal Receipt Period for Full Unscheduled Principal Receipts that is a Prior Month Receipt Period will be allocated on the Determination Date in the second month following the month which is such Prior Month Receipt Period. (e) With respect to any Distribution Date, the principal portion of Realized Losses and recoveries attributable to previously allocated Realized Losses allocated pursuant to this Section 4.02 will be allocated to each Uncertificated Lower-Tier Interest in an amount equal to the amount allocated to its respective Corresponding Upper-Tier Class or Classes as provided above. (f) With respect to any Distribution Date, the interest portion of Realized Losses allocated pursuant to this Section 4.02 will be allocated to each Uncertificated Lower-Tier Interest in the same relative proportions as interest is allocated to such Uncertificated Lower-Tier Interest. SECTION 4.03 PAYING AGENT. (a) The Master Servicer hereby appoints the Trustee as initial Paying Agent to make distributions to Certificateholders and to forward to Certificateholders the periodic statements and the annual statements required by Section 4.04 as agent of the Master Servicer. The Master Servicer may, at any time, remove or replace the Paying Agent. The Master Servicer shall cause any Paying Agent that is not the Trustee to execute and deliver to the Trustee an instrument in which such Paying Agent agrees with the Trustee that such Paying Agent shall: (i) hold all amounts remitted to it by the Master Servicer for distribution to Certificateholders in trust for the benefit of Certificateholders until such amounts are distributed to Certificateholders or otherwise disposed of as herein provided; (ii) give the Trustee notice of any default by the Master Servicer in remitting any required amount; and (iii) at any time during the continuance of any such default, upon the written request of the Trustee, forthwith pay to the Trustee all amounts held in trust by such Paying Agent. (b) The Paying Agent shall establish and maintain a Payment Account, which shall be a separate trust account and an Eligible Account, in which the Master Servicer shall cause to be deposited from funds in the Certificate Account or, to the extent required hereunder, from its own funds (i) at or before 10:00 a.m., New York time, on the Business Day preceding each Distribution Date, by wire transfer of immediately available funds, any Periodic Advance for such Distribution Date, pursuant to Section 3.03 and (ii) at or before 10:00 a.m., New York time, on the Business Day preceding each Distribution Date, by wire transfer of immediately available funds, an amount equal to the Pool Distribution Amount. The Master Servicer may cause the Paying Agent to invest the funds in the Payment Account. Any such investment shall be in Eligible Investments, which shall mature not later than the Business Day preceding the related Distribution Date (unless the Eligible Investments are obligations of the Trustee, in which case such Eligible Investments shall mature not later than the Distribution Date), and shall not be sold or disposed of prior to maturity. All income and gain realized from any such investment shall be for the benefit of the Master Servicer and shall be subject to its withdrawal or order from time to time. The amount of any losses incurred in respect of any such investments shall be deposited in the Payment Account by the Master Servicer out of its own funds immediately as realized. The Paying Agent may withdraw from the Payment Account any amount deposited in the Payment Account that was not required to be deposited therein and may clear and terminate the Payment Account pursuant to Section 9.01. SECTION 4.04 STATEMENTS TO CERTIFICATEHOLDERS; REPORTS TO THE TRUSTEE AND THE SELLER. Concurrently with each distribution pursuant to Section 4.01(f), the Master Servicer, or the Paying Agent appointed by the Master Servicer (upon receipt of such statement from the Master Servicer), shall forward or cause to be forwarded by mail to each Holder of a Certificate and the Seller a statement setting forth: (i) the amount of such distribution to Holders of each Class of Class A Certificates allocable to principal, separately identifying the aggregate amount of any Unscheduled Principal Receipts included therein; (ii) (a) the amount of such distribution to Holders of each Class of Class A Certificates allocable to interest, (b) the amount of the Current Group I-A Interest Distribution Amount allocated to each Class of Group I-A Certificates and Current Group II-A Interest Distribution Amount allocated to each Class of Group II-A Certificates, (c) any Group I Class A Interest Shortfall Amounts or Group II Class A Interest Shortfall Amounts arising with respect to such Distribution Date and any remaining Class A Unpaid Interest Shortfall with respect to each Class after giving effect to such distribution, (d) the amount of any Non-Supported Interest Shortfall allocated to each Class of Class A Certificates for such Distribution Date and (e) the amount of any Relief Act Shortfalls allocated to each Class of Class A Certificates for such Distribution Date; (iii) the amount of such distribution to Holders of each Class of Class B Certificates allocable to principal, separately identifying the aggregate amount of any Unscheduled Principal Receipts included therein; (iv) (a) the amount of such distribution to Holders of each Class of Class B Certificates allocable to interest, (b) the amount of the Current Class B Interest Distribution Amount allocated to each Class of Class B Certificates, (c) any Class B Interest Shortfall Amounts arising with respect to such Distribution Date and any remaining Class B Unpaid Interest Shortfall with respect to each Class of Class B Certificates after giving effect to such distribution, (d) the amount of any Non-Supported Interest Shortfall allocated to each Class of Class B Certificates for such Distribution Date, and (e) the amount of any Relief Act Shortfalls allocated to each Class of Class B Certificates for such Distribution Date; (v) the amount of any Periodic Advance by any Servicer, the Master Servicer or the Trustee pursuant to the Servicing Agreements or this Agreement; (vi) the number of Group I Mortgage Loans and Group II Mortgage Loans outstanding as of the preceding Determination Date; (vii) the Group I-A Principal Balance, the Group II-A Principal Balance of each Class of Class A Certificates, the Class B Principal Balance and the Principal Balance of each Class of Class B Certificates as of the following Determination Date after giving effect to the distributions of principal made, and the principal portion of Realized Losses, if any, allocated with respect to such Distribution Date; (viii) the Group I Adjusted Pool Amount, the Group II Adjusted Pool Amount, the Group I Adjusted Pool Amount (PO Portion), the Group II Adjusted Pool Amount (PO Portion), the Group I Pool Scheduled Principal Balance of the Group I Mortgage Loans for such Distribution Date, the Group II Pool Scheduled Principal Balance of the Group II Mortgage Loans for such Distribution Date, the aggregate Scheduled Principal Balance of the Group I Discount Mortgage Loans for such Distribution Date, and the aggregate Scheduled Principal Balance of the Group II Discount Mortgage Loans for such Distribution Date; (ix) the aggregate Scheduled Principal Balances of the Group I Mortgage Loans and Group II Mortgage Loans serviced by WFHM and, collectively, by the Other Servicers as of such Distribution Date; (x) the Group I-A Percentage and Group II-A Percentage for such Distribution Date; (xi) the Group I-A Prepayment Percentage and Group II-A Prepayment Percentage for such Distribution Date; (xii) the Group I Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Percentages; and the Group II Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Percentages; for such Distribution Date; (xiii) the Group I Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Prepayment Percentages; and the Group II Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Prepayment Percentages; for such; (xiv) the number and aggregate principal balances of Group I Mortgage Loans and Group II Mortgage Loans delinquent (a) one month, (b) two months and (c) three months or more; (xv) the number and aggregate principal balances of the Group I Mortgage Loans and Group II Mortgage Loans in foreclosure as of the preceding Determination Date; (xvi) the book value of any real estate acquired with respect to Group I Mortgage Loans and Group II Mortgage Loans through foreclosure or grant of a deed in lieu of foreclosure; (xvii) the principal and interest portions of Realized Losses with respect to Group I Mortgage Loans and Group II Mortgage Loans allocated as of such Distribution Date; (xviii) the aggregate amount of Bankruptcy Losses allocated to each Class of Class B Certificates in accordance with Section 4.02(a) since the Relevant Anniversary; (xix) the amount by which the Principal Balance of each Class of Class B Certificates has been reduced as a result of Realized Losses with respect to Group I Mortgage Loans and Group II Mortgage Loans allocated as of such Distribution Date; (xx) the unpaid principal balance of any Group I Mortgage Loans and Group II Mortgage Loans as to which the Servicer of such Mortgage Loan has determined not to foreclose because it believes the related Mortgaged Property may be contaminated with or affected by hazardous wastes or hazardous substances; (xxi) the amount of the aggregate Servicing Fees and Master Servicing Fees paid (and not previously reported) with respect to the related Distribution Date and the amount by which the aggregate Available Master Servicer Compensation has been reduced by the Prepayment Interest Shortfall for the related Distribution Date; (xxii) in the case of the Class II-A-14 Certificates, the Notional Amount, if any; (xxiii) in the case of each Class of LIBOR Certificates, the applicable Class A Pass-Through Rate; (xxiv) the Class I-A-PO Deferred Amount and Class II-A-PO Deferred Amount, if any; (xxv) the amount of PMI Advances made by a Servicer, if any, with respect to each Loan Group; and (xxvi) such other customary information as the Master Servicer deems necessary or desirable to enable Certificateholders to prepare their tax returns; and shall deliver a copy of each type of statement to the Trustee, who shall provide copies thereof to Persons making written request therefor at the Corporate Trust Office. In the case of information furnished with respect to a Class of Class A Certificates pursuant to clauses (i) and (ii) above and with respect to a Class of Class B Certificates pursuant to clauses (iii) and (iv) above, the amounts shall be expressed as a dollar amount per Class A or Class B Certificate (other than the Class II-A-R and Class II-A-LR Certificates) with a $1,000 Denomination, and as a dollar amount per Class II-A-R and Class II-A-LR Certificates with a $50 Denomination. Within a reasonable period of time after the end of each calendar year, the Trustee shall, upon request, furnish or cause to be furnished to each Person who at any time during the calendar year was the Holder of a Certificate a statement containing the information set forth in clauses (i) and (ii)(a) above in the case of a Class A Certificateholder and the information set forth in clauses (iii) and (iv)(a) above in the case of a Class B Certificateholder aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Master Servicer ot the Trustee pursuant to any requirements of the Code from time to time in force. Prior to the close of business on the third Business Day preceding each Distribution Date, the Master Servicer shall furnish a statement to the Trustee, any Paying Agent and the Seller (the information in such statement to be made available to Certificateholders by the Master Servicer on written request) setting forth the Group I-A Distribution Amount or Group II-A Distribution Amount, as applicable, with respect to each Class of Class A Certificates and the Class B Distribution Amount with respect to each Class of Class B Certificates. The determination by the Master Servicer of such amounts shall, in the absence of obvious error, be presumptively deemed to be correct for all purposes hereunder and the Trustee and the Paying Agent shall be protected in relying upon the same without any independent check or verification. In addition to the reports required pursuant to this Section 4.04, the Paying Agent shall make available upon request to each Holder and each proposed transferee of a Class B-4, Class B-5 or Class B-6 Certificate such additional information, if any, as may be required to permit the proposed transfer to be effected pursuant to Rule 144A which information shall be provided on a timely basis to the Paying Agent by the Master Servicer. SECTION 4.05 REPORTS TO MORTGAGORS AND THE INTERNAL REVENUE SERVICE. The Master Servicer shall, in each year beginning after the Cut-Off Date, make the reports of foreclosures and abandonments of any Mortgaged Property as required by Code Section 6050J. In order to facilitate this reporting process, the Master Servicer shall request that each Servicer, on or before January 15th of each year, shall provide to the Internal Revenue Service, with copies to the Master Servicer, reports relating to each instance occurring during the previous calendar year in which such Servicer (i) on behalf of the Trustee acquires an interest in a Mortgaged Property through foreclosure or other comparable conversion in full or partial satisfaction of a Mortgage Loan serviced by such Servicer, or (ii) knows or has reason to know that a Mortgaged Property has been abandoned. Reports from the Servicers shall be in form and substance sufficient to meet the reporting requirements imposed by Code Section 6050J. In addition, each Servicer shall provide the Master Servicer with sufficient information to allow the Master Servicer to, for each year ending after the Cut-Off Date, provide, or cause to be provided, to the Internal Revenue Service and the Mortgagors such information as is required under Code Sections 6050H (regarding payment of interest) and 6050P (regarding cancellation of indebtedness). SECTION 4.06 CALCULATION OF AMOUNTS; BINDING EFFECT OF INTERPRETATIONS AND ACTIONS OF MASTER SERVICER. The Master Servicer will compute the amount of all distributions to be made on the Certificates and all losses to be allocated to the Certificates. In the event that the Master Servicer concludes that any ambiguity or uncertainty exists in any provisions of this Agreement relating to distributions to be made on the Certificates, the allocation of losses to the Certificates or otherwise, the interpretation of such provisions and any actions taken by the Master Servicer in good faith to implement such interpretation shall be binding upon Certificateholders. SECTION 4.07 DETERMINATION OF LIBOR. On each Rate Determination Date, the Trustee shall determine LIBOR for the Distribution Date occurring in the succeeding month on the basis of the British Bankers' Association ("BBA") "Interest Settlement Rate" for one-month deposits in U.S. dollars as found on Telerate page 3750 as of 11:00 A.M. London time on such Rate Determination Date. As used herein, "Telerate page 3750" means the display designated as page 3750 on the Bridge Telerate Service. If on any Rate Determination Date the Trustee is unable to determine LIBOR on the basis of the method set forth in the preceding paragraph, LIBOR for the Distribution Date in the succeeding month will be whichever is higher of (x) LIBOR as determined on the previous Rate Determination Date or (y) the Reserve Interest Rate. The "Reserve Interest Rate" will be the rate per annum which the Trustee determines to be either (A) the arithmetic mean (rounding such arithmetic mean upwards if necessary to the nearest whole multiple of 1/16%) of the one-month U.S. dollar lending rates that the Reference Banks are quoting, on the relevant Rate Determination Date, to the principal London offices of at least two leading banks in the London interbank market or (b) in the event that the Trustee can determine no such arithmetic mean, the lowest one-month U.S. dollar lending rate that the Reference Banks are quoting on such Rate Determination Date to leading European banks. If on any Rate Determination Date the Trustee is required but is unable to determine the Reserve Interest Rate in the manner provided in the preceding paragraph, LIBOR for the Distribution Date in the succeeding month will be LIBOR as determined on the previous Rate Determination Date, or, in the case of the first Rate Determination Date, 1.74%. The establishment of LIBOR by the Trustee and the Trustee's subsequent calculation of the rates of interest applicable to each of the LIBOR Certificates in the absence of manifest error, will be final and binding. After a Rate Determination Date, the Trustee shall provide the Class A Pass-Through Rates of the LIBOR Certificates for the related Distribution Date to Beneficial Owners or Holders of LIBOR Certificates who place a telephone call to the Trustee at (704) 374-2117 and make a request therefor during normal working hours on any Business Day. ARTICLE V THE CERTIFICATES SECTION 5.01 THE CERTIFICATES. (a) The Class A and Class B Certificates shall be issued only in minimum Denominations of a Single Certificate and, except for the Class II-A-R and Class II-A-LR Certificates, integral multiples of $1,000 in excess thereof (except, if necessary, for one Certificate of each Class (other than the Class II-A-R and Class II-A-LR Certificates) that evidences one Single Certificate plus such additional principal portion or notional amount as is required in order for all Certificates of such Class to equal the aggregate Original Principal Balance or notional amount of such Class, as the case may be), and shall be substantially in the respective forms set forth as Exhibits A-I-A-1, A-I-A-PO, A-II-A-1, A-II-A-2, A-II-A-3, A-II-A-4, A-II-A-5, A-II-A-6, A-II-A-7, A-II-A-8, A-II-A-9, A-II-A-10, A-II-A-11, A-II-A-12, A-II-A-13, A-II-A-14, A-II-A-R, A-II-A-LR, A-II-A-PO, B-1, B-2, B-3, B-4, B-5, B-6 and C (reverse side of Certificates) hereto. On original issue the Certificates shall be executed and delivered by the Trustee to or upon the order of the Seller upon receipt by the Trustee or the Custodian of the documents specified in Section 2.01. The aggregate principal portion (or notional amount) evidenced by the Class A and Class B Certificates shall be the sum of the amounts specifically set forth in the respective Certificates. The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by any Responsible Officer thereof. Certificates bearing the manual or facsimile signatures of individuals who were at any time the proper officers of the Trustee shall bind the Trustee notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless manually countersigned by a Responsible Officer of the Trustee, or unless there appears on such Certificate a certificate of authentication executed by the Authenticating Agent by manual signature, and such countersignature or certificate upon a Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication. Until such time as Definitive Certificates are issued pursuant to Section 5.07, each Book-Entry Certificate shall bear the following legend: "Unless this certificate is presented by an authorized representative of [the Clearing Agency] to the Seller or its agent for registration of transfer, exchange or payment, and any certificate issued is registered in the name of [the Clearing Agency] or such other name as requested by an authorized representative of [the Clearing Agency] and any payment is made to [the Clearing Agency], any transfer, pledge or other use hereof for value or otherwise by or to any person is wrongful since the registered owner hereof, [the Clearing Agency], has an interest herein." (b) Upon original issuance, the Book-Entry Certificates shall be issued in the form of one or more typewritten certificates, to be delivered to The Depository Trust Company, the initial Clearing Agency, by, or on behalf of, the Seller or to, and deposited with the Certificate Custodian, on behalf of The Depository Trust Company, if directed to do so pursuant instructions from The Depository Trust Company. Such Certificates shall initially be registered in the Certificate Register in the name of the nominee of the initial Clearing Agency, and no Beneficial Owner will receive a definitive certificate representing such Beneficial Owner's interest in the Book-Entry Certificates, except as provided in Section 5.07. Unless and until definitive, fully registered certificates ("Definitive Certificates") have been issued to Beneficial Owners pursuant to Section 5.07: (i) the provisions of this Section 5.01(b) shall be in full force and effect; (ii) the Seller, the Master Servicer, the Certificate Registrar and the Trustee may deal with the Clearing Agency for all purposes (including the making of distributions on the Book-Entry Certificates and the taking of actions by the Holders of Book-Entry Certificates) as the authorized representative of the Beneficial Owners; (iii) to the extent that the provisions of this Section 5.01(b) conflict with any other provisions of this Agreement, the provisions of this Section 5.01(b) shall control; (iv) the rights of Beneficial Owners shall be exercised only through the Clearing Agency and shall be limited to those established by law, the rules, regulations and procedures of the Clearing Agency and agreements between such Beneficial Owners and the Clearing Agency and/or the Clearing Agency Participants, and all references in this Agreement to actions by Certificateholders shall, with respect to the Book-Entry Certificates, refer to actions taken by the Clearing Agency upon instructions from the Clearing Agency Participants, and all references in this Agreement to distributions, notices, reports and statements to Certificateholders shall, with respect to the Book-Entry Certificates, refer to distributions, notices, reports and statements to the Clearing Agency or its nominee, as registered holder of the Book-Entry Certificates, as the case may be, for distribution to Beneficial Owners in accordance with the procedures of the Clearing Agency; and (v) the initial Clearing Agency will make book-entry transfers among the Clearing Agency Participants and receive and transmit distributions of principal and interest on the Certificates to the Clearing Agency Participants, for distribution by such Clearing Agency Participants to the Beneficial Owners or their nominees. For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Holders of Book-Entry Certificates evidencing specified Voting Interests, such direction or consent shall be given by Beneficial Owners having the requisite Voting Interests, acting through the Clearing Agency. Unless and until Definitive Certificates have been issued to Beneficial Owners pursuant to Section 5.07, copies of the reports or statements referred to in Section 4.04 shall be available to Beneficial Owners upon written request to the Trustee at the Corporate Trust Office. SECTION 5.02 REGISTRATION OF CERTIFICATES. (a) The Trustee shall cause to be kept at one of the offices or agencies to be maintained in accordance with the provisions of Section 5.06 a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall act as, or shall appoint, a Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided. Upon surrender for registration of transfer of any Certificate at any office or agency maintained for such purpose pursuant to Section 5.06 (and subject to the provisions of this Section 5.02) the Trustee shall execute, and shall date, authenticate (or cause the Authenticating Agent to authenticate) and deliver, in the name of the designated transferee or transferees, one or more new Certificates of a like aggregate principal portion or Percentage Interest and of the same Class. At the option of the Certificateholders, Certificates may be exchanged for other Certificates of authorized Denominations of a like aggregate principal portion or Percentage Interest and of the same Class upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, and shall date, authenticate (or cause the Authenticating Agent to authenticate) and deliver, the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for transfer or exchange shall (if so required by the Certificate Registrar or the Trustee) be duly endorsed by, or be accompanied by a written instrument of transfer in form satisfactory to the Certificate Registrar, duly executed by the Holder thereof or his attorney duly authorized in writing. No service charge shall be made for any transfer or exchange of Certificates, but the Trustee or the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates. All Certificates surrendered for transfer and exchange shall be canceled by the Certificate Registrar, the Trustee or the Authenticating Agent in accordance with their standard procedures. (b) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate shall be made unless the registration requirements of the Securities Act of 1933, as amended, and any applicable State securities laws are complied with, or such transfer is exempt from the registration requirements under said Act and laws. In the event that a transfer is to be made in reliance upon an exemption from said Act or laws, (i) unless such transfer is made in reliance on Rule 144A, the Trustee or the Seller may, if such transfer is to be made within three years after the later of (i) the date of the initial sale of Certificates or (ii) the last date on which the Seller or any affiliate thereof was a Holder of the Certificates proposed to be transferred, require a Class B-4, Class B-5 or Class B-6 Certificateholder to deliver a written Opinion of Counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller, to the effect that such transfer may be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from said Act and laws or is being made pursuant to said Act and laws, which Opinion of Counsel shall not be an expense of the Trustee, the Seller or the Master Servicer, and (ii) the Trustee shall require the transferee (other than an affiliate of the Seller on the Closing Date) to execute an investment letter in the form of Exhibit J hereto certifying to the Seller and the Trustee the facts surrounding such transfer, which investment letter shall not be an expense of the Trustee, the Seller or the Master Servicer. The Holder of a Class B-4, Class B-5 or Class B-6 Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Seller, the Master Servicer and any Paying Agent acting on behalf of the Trustee against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. Neither the Seller nor the Trustee is under an obligation to register the Class B-4, Class B-5 or Class B-6 Certificates under said Act or any other securities law. (c) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate shall be made unless the Trustee and the Seller shall have received (i) a representation letter from the transferee in the form of Exhibit J hereto, to the effect that either (a) such transferee is not an employee benefit plan or other retirement arrangement subject to Title I of ERISA or Code Section 4975, or a governmental plan, as defined in Section 3(32) of ERISA, subject to any federal, state or local law ("Similar Law") which is to a material extent similar to the foregoing provisions of ERISA or the Code (collectively, a "Plan") and is not a person acting on behalf of or using the assets of any such Plan, which representation letter shall not be an expense of the Trustee, the Seller or the Master Servicer or (b) if such transferee is an insurance company, (A) the source of funds used to purchase the Class B-4, Class B-5 or Class B-6 Certificate is an "insurance company general account" (as such term is defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995)), (B) there is no Plan with respect to which the amount of such general account's reserves and liabilities for the contract(s) held by or on behalf of such Plan and all other Plans maintained by the same employer (or affiliate thereof as defined in Section V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10% of the total of all reserves and liabilities of such general account (as such amounts are determined under Section I(a) of PTE 95-60) at the date of acquisition and (C) the purchase and holding of such Class B-4, Class B-5 or Class B-6 Certificate is covered by Sections I and III of PTE 95-60 or (ii) in the case of any such Class B-4, Class B-5 or Class B-6 Certificate presented for registration in the name of a Plan, or a trustee of any such Plan, (A) an Opinion of Counsel satisfactory to the Trustee and the Seller to the effect that the purchase or holding of such Class B-4, Class B-5 or Class B-6 Certificate will not result in the assets of the Trust Estate being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA, the Code or Similar Law and will not subject the Trustee, the Seller or the Master Servicer to any obligation in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Seller or the Master Servicer and (B) such other opinions of counsel, officer's certificates and agreements as the Seller or the Master Servicer may require in connection with such transfer, which opinions of counsel, officers' certificates and agreements shall not be an expense of the Trustee, the Seller or the Master Servicer. The Class B-4, Class B-5 and Class B-6 Certificates shall bear a legend referring to the foregoing restrictions contained in this paragraph. (d) No legal or beneficial interest in all or any portion of the Class II-A-R or Class II-A-LR Certificate may be transferred directly or indirectly to a "disqualified organization" within the meaning of Code Section 860E(e)(5) or an agent of a disqualified organization (including a broker, nominee, or middleman), to a Plan or a Person acting on behalf of or investing the assets of a Plan (such Plan or Person, an "ERISA Prohibited Holder") or to an individual, corporation, partnership or other person unless such transferee (i) is not a Non-U.S. Person or (ii) is a Non-U.S. Person that holds the Class II-A-R or Class II-A-LR Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form 4224 or (iii) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of the Class II-A-R or Class II-A-LR Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of the Class II-A-R or Class II-A-LR Certificate will not be disregarded for federal income tax purposes (any such person who is not covered by clauses (i), (ii) or (iii) above being referred to herein as a "Non-permitted Foreign Holder"), and any such purported transfer shall be void and have no effect. The Trustee shall not execute, and shall not authenticate (or cause the Authenticating Agent to authenticate) and deliver, a new Class II-A-R or Class II-A-LR Certificate in connection with any such transfer to a disqualified organization or agent thereof (including a broker, nominee or middleman), an ERISA Prohibited Holder or a Non-permitted Foreign Holder, and neither the Certificate Registrar nor the Trustee shall accept a surrender for transfer or registration of transfer, or register the transfer of, the Class II-A-R or Class II-A-LR Certificate, unless the transferor shall have provided to the Trustee an affidavit, substantially in the form attached as Exhibit H hereto, signed by the transferee, to the effect that the transferee is not such a disqualified organization, an agent (including a broker, nominee, or middleman) for any entity as to which the transferee has not received a substantially similar affidavit, an ERISA Prohibited Holder or a Non-permitted Foreign Holder, which affidavit shall contain the consent of the transferee to any such amendments of this Agreement as may be required to further effectuate the foregoing restrictions on transfer of the Class II-A-R or Class II-A-LR Certificate to disqualified organizations, ERISA Prohibited Holders or Non-permitted Foreign Holders. Such affidavit shall also contain the statement of the transferee that (i) the transferee has historically paid its debts as they have come due and intends to do so in the future, (ii) the transferee understands that it may incur liabilities in excess of cash flows generated by the residual interest, (iii) the transferee intends to pay taxes associated with holding the residual interest as they become due and (iv) the transferee will not transfer the Class II-A-R or Class II-A-LR Certificate to any Person who does not provide an affidavit substantially in the form attached as Exhibit H hereto. The affidavit described in the preceding paragraph, if not executed in connection with the initial issuance of the Class II-A-R or Class II-A-LR Certificate, shall be accompanied by a written statement in the form attached as Exhibit I hereto, signed by the transferor, to the effect that as of the time of the transfer, the transferor has no actual knowledge that the transferee is a disqualified organization, ERISA Prohibited Holder or Non-permitted Foreign Holder, and has no knowledge or reason to know that the statements made by the transferee with respect to clauses (i) and (iii) of the last sentence of the preceding paragraph are not true. The Class II-A-R and Class II-A-LR Certificates shall bear a legend referring to the foregoing restrictions contained in this paragraph and the preceding paragraph. Upon notice to the Master Servicer that any legal or beneficial interest in any portion of the Class II-A-R or Class II-A-LR Certificate has been transferred, directly or indirectly, to a disqualified organization or agent thereof (including a broker, nominee, or middleman) in contravention of the foregoing restrictions, (i) such transferee shall be deemed to hold the Class II-A-R or Class II-A-LR Certificate in constructive trust for the last transferor who was not a disqualified organization or agent thereof, and such transferor shall be restored as the owner of such Class II-A-R or Class II-A-LR Certificate as completely as if such transfer had never occurred, provided that the Master Servicer may, but is not required to, recover any distributions made to such transferee with respect to the Class II-A-R or Class II-A-LR Certificate, and (ii) the Master Servicer agrees to furnish to the Internal Revenue Service and to any transferor of the Class II-A-R or Class II-A-LR Certificate or such agent (within 60 days of the request therefor by the transferor or agent) such information necessary to the application of Code Section 860E(e) as may be required by the Code, including but not limited to the present value of the total anticipated excess inclusions with respect to the Class II-A-R or Class II-A-LR Certificate (or portion thereof) for periods after such transfer. At the election of the Master Servicer, the cost to the Master Servicer of computing and furnishing such information may be charged to the transferor or such agent referred to above; however, the Master Servicer shall in no event be excused from furnishing such information. SECTION 5.03 MUTILATED, DESTROYED, LOST OR STOLEN CERTIFICATES. If (i) any mutilated Certificate is surrendered to the Trustee or the Authenticating Agent, or the Trustee or the Authenticating Agent receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the Trustee or the Authenticating Agent such security or indemnity as may be required by them to hold each of them harmless, then, in the absence of notice to the Trustee or the Authenticating Agent that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute and authenticate (or cause the Authenticating Agent to authenticate) and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and principal portion or Percentage Interest and of the same Class. Upon the issuance of any new Certificate under this Section, the Trustee or the Certificate Registrar may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expense (including the fees and expenses of the Trustee or the Authenticating Agent) in connection therewith. Any duplicate Certificate issued pursuant to this Section shall constitute complete and indefeasible evidence of ownership in the Trust Estate, as if originally issued, whether or not the lost, stolen, or destroyed Certificate shall be found at any time. SECTION 5.04 PERSONS DEEMED OWNERS. Prior to the due presentation of a Certificate for registration of transfer, the Seller, the Master Servicer, the Trustee, the Certificate Registrar and any agent of the Seller, the Master Servicer, the Trustee or the Certificate Registrar may treat the Person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01, and for all other purposes whatsoever, and neither the Seller, the Master Servicer, the Trustee, the Certificate Registrar nor any agent of the Seller, the Master Servicer, the Trustee or the Certificate Registrar shall be affected by notice to the contrary. SECTION 5.05 ACCESS TO LIST OF CERTIFICATEHOLDERS' NAMES AND ADDRESSES. (a) If the Trustee is not acting as Certificate Registrar, the Certificate Registrar shall furnish or cause to be furnished to the Trustee, within 15 days after receipt by the Certificate Registrar of a request by the Trustee in writing, a list, in such form as the Trustee may reasonably require, of the names and addresses of the Certificateholders of each Class as of the most recent Record Date. (b) If five or more Certificateholders (hereinafter referred to as "applicants") apply in writing to the Trustee, and such application states that the applicants desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates and is accompanied by a copy of the communication which such applicants propose to transmit, then the Trustee shall, within five Business Days following the receipt of such application, afford such applicants access during normal business hours to the most recent list of Certificateholders held by the Trustee. If such a list is as of the date more than 90 days prior to the date of receipt of such applicants' request and the Trustee is not the Certificate Registrar, the Trustee shall promptly request from the Certificate Registrar a current list as provided in paragraph (a) hereof, and shall afford such applicants access to such list promptly upon receipt. (c) Every Certificateholder, by receiving and holding a Certificate, agrees with the Seller, the Master Servicer, the Certificate Registrar and the Trustee that neither the Seller, the Master Servicer, the Certificate Registrar nor the Trustee shall be held accountable by reason of the disclosure of any such information as to the names, addresses and Percentage Interests of the Certificateholders hereunder, regardless of the source from which such information was delivered. SECTION 5.06 MAINTENANCE OF OFFICE OR AGENCY. The Trustee will maintain, at its expense, an office or agency where Certificates may be surrendered for registration of transfer or exchange and where notices and demands to or upon the Certificate Registrar in respect of the Certificates and this Agreement may be served. The Trustee initially designates the Corporate Trust Office and the principal corporate trust office of the Authenticating Agent, if any, as its offices and agencies for said purposes. SECTION 5.07 DEFINITIVE CERTIFICATES. If (i)(A) the Master Servicer advises the Trustee in writing that the Clearing Agency is no longer willing or able properly to discharge its responsibilities as depository with respect to the Book-Entry Certificates, and (B) the Master Servicer is unable to locate a qualified successor, (ii) the Master Servicer, at its option, advises the Trustee in writing that it elects to terminate the book-entry system through the Clearing Agency or (iii) after the occurrence of dismissal or resignation of the Master Servicer, Beneficial Owners representing aggregate Voting Interests of not less than 51% of the aggregate Voting Interests of each outstanding Class of Book-Entry Certificates advise the Trustee through the Clearing Agency and Clearing Agency Participants in writing that the continuation of a book-entry system through the Clearing Agency is no longer in the best interests of the Beneficial Owners, the Trustee shall notify the Beneficial Owners, through the Clearing Agency, of the occurrence of any such event and of the availability of Definitive Certificates to Beneficial Owners requesting the same. Upon surrender to the Trustee by the Clearing Agency of the Certificates held of record by its nominee, accompanied by reregistration instructions and directions to execute and authenticate new Certificates from the Master Servicer, the Trustee shall execute and authenticate Definitive Certificates for delivery at its Corporate Trust Office. The Master Servicer shall arrange for, and will bear all costs of, the printing and issuance of such Definitive Certificates. Neither the Seller, the Master Servicer nor the Trustee shall be liable for any delay in delivery of such instructions by the Clearing Agency and may conclusively rely on, and shall be protected in relying on, such instructions. SECTION 5.08 NOTICES TO CLEARING AGENCY. Whenever notice or other communication to the Holders of Book-Entry Certificates is required under this Agreement, unless and until Definitive Certificates shall have been issued to Beneficial Owners pursuant to Section 5.07, the Trustee shall give all such notices and communications specified herein to be given to Holders of Book-Entry Certificates to the Clearing Agency. ARTICLE VI THE SELLER AND THE MASTER SERVICER SECTION 6.01 LIABILITY OF THE SELLER AND THE MASTER SERVICER. The Seller and the Master Servicer shall each be liable in accordance herewith only to the extent of the obligations specifically imposed by this Agreement and undertaken hereunder by the Seller and the Master Servicer. SECTION 6.02 MERGER OR CONSOLIDATION OF THE SELLER OR THE MASTER SERVICER. Subject to the following paragraph, the Seller and the Master Servicer each will keep in full effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement. The Seller or the Master Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from any merger or consolidation to which the Seller or Master Servicer shall be a party, or any Person succeeding to the business of the Seller or Master Servicer, shall be the successor of the Seller or Master Servicer hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that, in the case of the Master Servicer, any such successor or resulting Person shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac. SECTION 6.03 LIMITATION ON LIABILITY OF THE SELLER, THE MASTER SERVICER AND OTHERS. Neither the Seller nor the Master Servicer nor any subcontractor nor any of the partners, directors, officers, employees or agents of any of them shall be under any liability to the Trust Estate or the Certificateholders and all such Persons shall be held harmless for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect any such Person against any breach of warranties or representations made herein or against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. The Seller, the Master Servicer, any subcontractor, and any partner, director, officer, employee or agent of any of them shall be entitled to indemnification by the Trust Estate and will be held harmless against any loss, liability or expense incurred in connection with the performance of its duties and obligations and any legal action relating to this Agreement or the Certificates, including, without limitation, any legal action against the Trustee in its capacity as Trustee hereunder, other than any loss, liability or expense (including, without limitation, expenses payable by the Master Servicer under Section 8.06) incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of his or its duties hereunder or by reason of reckless disregard of his or its obligations and duties hereunder. The Seller, the Master Servicer and any of the directors, officers, employees or agents of either may rely in good faith on any document of any kind which, prima facie, is properly executed and submitted by any Person respecting any matters arising hereunder. Neither the Seller nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action unless such action is related to its respective duties under this Agreement and which in its opinion does not involve it in any expense or liability; provided, however, that the Seller or the Master Servicer may in its discretion undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder if the Certificateholders offer to the Seller or the Master Servicer, as the case may be, reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Estate, and the Seller or the Master Servicer shall be entitled to be reimbursed therefor out of the Certificate Account, and such amounts shall, on the following Distribution Date or Distribution Dates, be allocated in reduction of distributions on the Class A Certificates and Class B Certificates in the same manner as Realized Losses are allocated pursuant to Section 4.02(a). SECTION 6.04 RESIGNATION OF THE MASTER SERVICER. The Master Servicer shall not resign from the obligations and duties hereby imposed on it except upon determination that its duties hereunder are no longer permissible under applicable law or are in material conflict by reason of applicable law with any other activities carried on by it. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the Master Servicer's responsibilities, duties, liabilities and obligations hereunder. SECTION 6.05 COMPENSATION TO THE MASTER SERVICER. The Master Servicer shall be entitled to receive a monthly fee equal to the Master Servicing Fee, as compensation for services rendered by the Master Servicer under this Agreement. The Master Servicer also will be entitled to any late reporting fees paid by a Servicer pursuant to its Servicing Agreement, any investment income on funds on deposit in the Certificate Account and any Liquidation Profits to which a Servicer is not entitled under its Servicing Agreement. SECTION 6.06 ASSIGNMENT OR DELEGATION OF DUTIES BY MASTER SERVICER. The Master Servicer shall not assign or transfer any of its rights, benefits or privileges under this Agreement to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Master Servicer without the prior written consent of the Trustee, and any agreement, instrument or act purporting to effect any such assignment, transfer, delegation or appointment shall be void. Notwithstanding the foregoing, the Master Servicer shall have the right without the prior written consent of the Trustee (i) to assign its rights and delegate its duties and obligations hereunder; provided, however, that (a) the purchaser or transferee accepting such assignment or delegation is qualified to service mortgage loans for Fannie Mae or Freddie Mac, is satisfactory to the Trustee, in the exercise of its reasonable judgment, and executes and delivers to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such purchaser or transferee of the due and punctual performance and observance of each covenant and condition to be performed or observed by the Master Servicer hereunder from and after the date of such agreement; and (b) each applicable Rating Agency's rating of any Certificates in effect immediately prior to such assignment, sale or transfer is not reasonably likely to be qualified, downgraded or withdrawn as a result of such assignment, sale or transfer and the Certificates are not reasonably likely to be placed on credit review status by any such Rating Agency; and (ii) to delegate to, subcontract with, authorize, or appoint an affiliate of the Master Servicer to perform and carry out any duties, covenants or obligations to be performed and carried out by the Master Servicer under this Agreement and hereby agrees so to delegate, subcontract, authorize or appoint to an affiliate of the Master Servicer any duties, covenants or obligations to be performed and carried out by the Master Servicer to the extent that such duties, covenants or obligations are to be performed in any state or states in which the Master Servicer is not authorized to do business as a foreign corporation but in which the affiliate is so authorized. In no case, however, shall any permitted assignment and delegation relieve the Master Servicer of any liability to the Trustee or the Seller under this Agreement, incurred by it prior to the time that the conditions contained in clause (i) above are met. SECTION 6.07 INDEMNIFICATION OF TRUSTEE AND SELLER BY MASTER SERVICER. The Master Servicer shall indemnify and hold harmless the Trustee and the Seller and any director, officer or agent thereof against any loss, liability or expense, including reasonable attorney's fees, arising out of, in connection with or incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties of the Master Servicer under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement. Any payment pursuant to this Section made by the Master Servicer to the Trustee or the Seller shall be from such entity's own funds, without reimbursement therefor. The provisions of this Section 6.07 shall survive the termination of this Agreement. ARTICLE VII DEFAULT SECTION 7.01 EVENTS OF DEFAULT. In case one or more of the following Events of Default by the Master Servicer shall occur and be continuing, that is to say: (i) any failure by the Master Servicer (a) to remit any funds to the Paying Agent as required by Section 4.03 or (b) to distribute or cause to be distributed to Certificateholders any payment required to be made by the Master Servicer under the terms of this Agreement which, in either case, continues unremedied for a period of three business days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or to the Master Servicer and the Trustee by the holders of Certificates evidencing in the aggregate not less than 25% of the aggregate Voting Interest represented by all Certificates; (ii) any failure on the part of the Master Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer in the Certificates or in this Agreement which continues unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee, or to the Master Servicer and the Trustee by the holders of Certificates evidencing in the aggregate not less than 25% of the aggregate Voting Interest represented by all Certificates; (iii) a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a trustee, conservator, receiver or liquidator in any bankruptcy, insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged and unstayed for a period of 60 days; (iv) the Master Servicer shall consent to the appointment of a trustee, conservator, receiver or liquidator or liquidating committee in any bankruptcy, insolvency, readjustment of debt, marshaling of assets and liabilities, voluntary liquidation or similar proceedings of or relating to the Master Servicer, or of or relating to all or substantially all of its property; (v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency, bankruptcy or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; (vi) the Master Servicer shall be dissolved, or shall dispose of all or substantially all of its assets; or consolidate with or merge into another entity or shall permit another entity to consolidate or merge into it, such that the resulting entity does not meet the criteria for a successor servicer, as specified in Section 6.02 hereof; or (vii) the Master Servicer and any subservicer appointed by it becomes ineligible to service for both Fannie Mae and Freddie Mac, which ineligibility continues unremedied for a period of 90 days. then, and in each and every such case, subject to applicable law, so long as an Event of Default shall not have been remedied, either the Trustee or the holders of Certificates evidencing in the aggregate not less than 66 2/3% of the aggregate Voting Interest represented by all Certificates, by notice in writing to the Master Servicer (and to the Trustee if given by the Certificateholders) may terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans, but without prejudice to any rights which the Master Servicer may have to the aggregate Master Servicing Fees due prior to the date of transfer of the Master Servicer's responsibilities hereunder, reimbursement of expenses to the extent permitted by this Agreement, Periodic Advances and other advances of its own funds. Upon receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section, subject to the provisions of Section 7.05; and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents or otherwise. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer's responsibilities and rights hereunder and shall promptly provide the Trustee all documents and records reasonably requested by it to enable it to assume the Master Servicer's functions hereunder and shall promptly also transfer to the Trustee all amounts which then have been or should have been deposited in the Certificate Account by the Master Servicer or which are thereafter received by the Master Servicer with respect to the Mortgage Loans. SECTION 7.02 OTHER REMEDIES OF TRUSTEE. During the continuance of any Event of Default, so long as such Event of Default shall not have been remedied, the Trustee, in addition to the rights specified in Section 7.01, shall have the right, in its own name as trustee of an express trust, to take all actions now or hereafter existing at law, in equity or by statute to enforce its rights and remedies and to protect the interests, and enforce the rights and remedies, of the Certificateholders (including the institution and prosecution of all judicial, administrative and other proceedings and the filing of proofs of claim and debt in connection therewith). Except as otherwise expressly provided in this Agreement, no remedy provided for by this Agreement shall be exclusive of any other remedy, and each and every remedy shall be cumulative and in addition to any other remedy and no delay or omission to exercise any right or remedy shall impair any such right or remedy or shall be deemed to be a waiver of any Event of Default. SECTION 7.03 DIRECTIONS BY CERTIFICATEHOLDERS AND DUTIES OF TRUSTEE DURING EVENT OF DEFAULT. During the continuance of any Event of Default, Holders of Certificates evidencing in the aggregate not less than 25% of the aggregate Voting Interest represented by all Certificates may direct the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; provided, however, that the Trustee shall be under no obligation to pursue any such remedy, or to exercise any of the rights or powers vested in it by this agreement (including, without limitation, (i) the conducting or defending of any administrative action or litigation hereunder or in relation hereto and (ii) the terminating of the Master Servicer from its rights and duties as servicer hereunder) at the request, order or direction of any of the Certificateholders, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the cost, expenses and liabilities which may be incurred therein or thereby and, provided further, that, subject to the provisions of Section 8.01, the Trustee shall have the right to decline to follow any such direction if the Trustee, in accordance with an Opinion of Counsel, determines that the action or proceeding so directed may not lawfully be taken or if the Trustee in good faith determines that the action or proceeding so directed would involve it in personal liability or be unjustly prejudicial to the nonassenting Certificateholders. SECTION 7.04 ACTION UPON CERTAIN FAILURES OF THE MASTER SERVICER AND UPON EVENT OF DEFAULT. In the event that the Trustee shall have knowledge of any failure of the Master Servicer specified in Section 7.01(i) or (ii) which would become an Event of Default upon the Master Servicer's failure to remedy the same after notice, the Trustee may, but need not if the Trustee deems it not in the Certificateholders' best interest, give notice thereof to the Master Servicer. For all purposes of this Agreement, in the absence of actual knowledge by a corporate trust officer of the Trustee, the Trustee shall not be deemed to have knowledge of any failure of the Master Servicer as specified in Section 7.01(i) and (ii) or any Event of Default unless notified thereof in writing by the Master Servicer or by a Certificateholder. SECTION 7.05 TRUSTEE TO ACT; APPOINTMENT OF SUCCESSOR. When the Master Servicer receives notice of termination pursuant to Section 7.01 or the Trustee receives the resignation of the Master Servicer evidenced by an Opinion of Counsel pursuant to Section 6.04, the Trustee shall be the successor in all respects to the Master Servicer in its capacity as master servicer under this Agreement and the transactions set forth or provided for herein and shall have the rights and powers and be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof and in its capacity as such successor shall have the same limitation of liability herein granted to the Master Servicer. In the event that the Trustee is succeeding to the Master Servicer as the Master Servicer, as compensation therefor, the Trustee shall be entitled to receive monthly such portion of the Master Servicing Fee, together with such other servicing compensation as is agreed to at such time by the Trustee and the Master Servicer, but in no event more than 25% thereof until the date of final cessation of the Master Servicer's servicing activities hereunder. Notwithstanding the above, the Trustee may, if it shall be unwilling to so act, or shall, if it is unable to so act or to obtain a qualifying bid as described below, appoint, or petition a court of competent jurisdiction to appoint, any housing and home finance institution, bank or mortgage servicing institution having a net worth of not less than $10,000,000 and meeting such other standards for a successor servicer as are set forth herein, as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder; provided, however, that until such a successor master servicer is appointed and has assumed the responsibilities, duties and liabilities of the Master Servicer hereunder, the Trustee shall continue as the successor to the Master Servicer as provided above. The compensation of any successor master servicer so appointed shall not exceed the compensation specified in Section 6.05 hereof. In the event the Trustee is required to solicit bids as provided above, the Trustee shall solicit, by public announcement, bids from housing and home finance institutions, banks and mortgage servicing institutions meeting the qualifications set forth in the preceding sentence for the purchase of the master servicing functions. Such public announcement shall specify that the successor master servicer shall be entitled to the full amount of the Master Servicing Fee as compensation together with the other servicing compensation in the form of late reporting fees or otherwise as provided in Section 6.05. Within 30 days after any such public announcement, the Trustee shall negotiate and effect the sale, transfer and assignment of the master servicing rights and responsibilities hereunder to the qualified party submitting the highest qualifying bid. The Trustee shall deduct all costs and expenses of any public announcement and of any sale, transfer and assignment of the servicing rights and responsibilities hereunder from any sum received by the Trustee from the successor to the Master Servicer in respect of such sale, transfer and assignment. After such deductions, the remainder of such sum shall be paid by the Trustee to the Master Servicer at the time of such sale, transfer and assignment to the Master Servicer's successor. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. The Master Servicer agrees to cooperate with the Trustee and any successor servicer in effecting the termination of the Master Servicer's servicing responsibilities and rights hereunder and shall promptly provide the Trustee or such successor master servicer, as applicable, all documents and records reasonably requested by it to enable it to assume the Master Servicer's function hereunder and shall promptly also transfer to the Trustee or such successor master servicer, as applicable, all amounts which then have been or should have been deposited in the Certificate Account by the Master Servicer or which are thereafter received by the Master Servicer with respect to the Mortgage Loans. Neither the Trustee nor any other successor master servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof caused by (i) the failure of the Master Servicer to deliver, or any delay in delivering, cash, documents or records to it, or (ii) restrictions imposed by any regulatory authority having jurisdiction over the Master Servicer. Notwithstanding anything to the contrary contained in Section 7.01 above or this Section 7.05, the Master Servicer shall retain all of its rights and responsibilities hereunder, and no successor (including the Trustee) shall succeed thereto, if the assumption thereof by such successor would cause the rating assigned to any Certificates to be revoked, downgraded or placed on credit review status (other than for possible upgrading) by either Rating Agency and the retention thereof by the Master Servicer would avert such revocation, downgrading or review. SECTION 7.06 NOTIFICATION TO CERTIFICATEHOLDERS. Upon any termination of the Master Servicer or appointment of a successor master servicer, in each case as provided herein, the Trustee shall give prompt written notice thereof to Certificateholders at their respective addresses appearing in the Certificate Register. The Trustee shall also, within 45 days after the occurrence of any Event of Default known to the Trustee, give written notice thereof to Certificateholders at their respective addresses appearing in the Certificate Register, unless such Event of Default shall have been cured or waived within said 45 day period. ARTICLE VIII CONCERNING THE TRUSTEE SECTION 8.01 DUTIES OF TRUSTEE. The Trustee, prior to the occurrence of an Event of Default and after the curing of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. In case an Event of Default has occurred (which has not been cured), the Trustee, subject to the provisions of Sections 7.01, 7.03, 7.04 and 7.05, shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in its exercise as a prudent investor would exercise or use under the circumstances in the conduct of such investor's own affairs. The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee, which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any certificate, statement, instrument, report, notice or other document furnished by the Master Servicer or the Servicers pursuant to Articles III, IV and IX. No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that: (i) Prior to the occurrence of an Event of Default and after the curing of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee, and conforming to the requirements of this Agreement; (ii) The Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of holders of Certificates which evidence in the aggregate not less than 25% of the Voting Interest represented by all Certificates relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; and (iii) The Trustee shall not be liable for any error of judgment made in good faith by any of its Responsible Officers, unless it shall be proved that the Trustee or such Responsible Officer, as the case may be, was negligent in ascertaining the pertinent facts. None of the provisions contained in this Agreement shall require the Trustee to expend or risk its own funds or otherwise incur personal financial liability in the performance of any of its duties hereunder or in the exercise of any of its rights or powers if there is reasonable ground for believing that repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it. SECTION 8.02 CERTAIN MATTERS AFFECTING THE TRUSTEE. Except as otherwise provided in Section 8.01: (i) The Trustee may request and rely and shall be protected in acting or refraining from acting upon any resolution, Officers' Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties and the manner of obtaining consents and evidencing the authorization of the execution thereof shall be subject to such reasonable regulations as the Trustee may prescribe; (ii) The Trustee may consult with counsel, and any written advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel; (iii) The Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement; (iv) Subject to Section 7.04, the Trustee shall not be accountable, shall have no liability and makes no representation as to any acts or omissions hereunder of the Master Servicer until such time as the Trustee may be required to act as Master Servicer pursuant to Section 7.05 and thereupon only for the acts or omissions of the Trustee as successor Master Servicer; and (v) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys. SECTION 8.03 TRUSTEE NOT REQUIRED TO MAKE INVESTIGATION. Prior to the occurrence of an Event of Default hereunder and after the curing of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond, Mortgage, Mortgage Note or other paper or document (provided the same appears regular on its face), unless requested in writing to do so by holders of Certificates evidencing in the aggregate not less than 51% of the Voting Interest represented by all Certificates; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the Trustee may require reasonable indemnity against such expense or liability as a condition to so proceeding. The reasonable expense of every such investigation shall be paid by the Master Servicer or, if paid by the Trustee shall be repaid by the Master Servicer upon demand. SECTION 8.04 TRUSTEE NOT LIABLE FOR CERTIFICATES OR MORTGAGE LOANS. The recitals contained herein and in the Certificates (other than the certificate of authentication on the Certificates) shall be taken as the statements of the Seller, and the Trustee assumes no responsibility as to the correctness of the same. The Trustee makes no representation for the correctness of the same. The Trustee makes no representation as to the validity or sufficiency of this Agreement or of the Certificates or of any Mortgage Loan or related document. Subject to Section 2.04, the Trustee shall not be accountable for the use or application by the Seller of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Master Servicer in respect of the Mortgage Loans deposited into the Certificate Account by the Master Servicer or, in its capacity as trustee, for investment of any such amounts. SECTION 8.05 TRUSTEE MAY OWN CERTIFICATES. The Trustee, and any agent thereof, in its individual or any other capacity, may become the owner or pledgee of Certificates with the same rights it would have if it were not Trustee or such agent and may transact banking and/or trust business with the Seller, the Master Servicer or their Affiliates. SECTION 8.06 THE MASTER SERVICER TO PAY FEES AND EXPENSES. The Master Servicer covenants and agrees to pay to the Trustee from time to time, from its own funds, and the Trustee shall be entitled to receive, reasonable compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder of the Trustee and, except as otherwise agreed by the Master Servicer and the Trustee, the Master Servicer will pay or reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances incurred or made by it in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ) except any such expense, disbursement, or advance as may arise from its negligence or bad faith. The Trustee shall have no right of reimbursement from the Trust Estate for any such expenses, disbursements and advances not paid or reimbursed to it by the Master Servicer. SECTION 8.07 ELIGIBILITY REQUIREMENTS. The Trustee hereunder shall at all times (i) be a corporation or association having its principal office in a state and city acceptable to the Seller, organized and doing business under the laws of such state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000, or shall be a member of a bank holding system, the aggregate combined capital and surplus of which is at least $50,000,000, provided that its separate capital and surplus shall at all times be at least the amount specified in Section 310(a)(2) of the Trust Indenture Act of 1939, (ii) be subject to supervision or examination by federal or state authority and (iii) have a credit rating or be otherwise acceptable to the Rating Agencies such that neither of the Rating Agencies would reduce their respective then current ratings of the Certificates (or have provided such security from time to time as is sufficient to avoid such reduction) as evidenced in writing by each Rating Agency. If such corporation or association publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section the combined capital and surplus of such corporation or association shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.08. SECTION 8.08 RESIGNATION AND REMOVAL. The Trustee may at any time resign and be discharged from the trust hereby created by giving written notice of resignation to the Master Servicer, such resignation to be effective upon the appointment of a successor trustee. Upon receiving such notice of resignation, the Master Servicer shall promptly appoint a successor trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning entity and one copy to its successor. If no successor trustee shall have been appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee. If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.07 and shall fail to resign after written request for its resignation by the Master Servicer, or if at any time the Trustee shall become incapable of acting, or an order for relief shall have been entered in any bankruptcy or insolvency proceeding with respect to such entity, or a receiver of such entity or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of the property or affairs of the Trustee for the purpose of rehabilitation, conversion or liquidation, or the Master Servicer shall deem it necessary in order to change the situs of the Trust Estate for state tax reasons, then the Master Servicer shall remove the Trustee and appoint a successor trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee so removed and one copy to the successor trustee. The Holders of Certificates evidencing in the aggregate not less than 51% of the Voting Interests represented by all Certificates (except that any Certificate registered in the name of the Seller, the Master Servicer or any affiliate thereof will not be taken into account in determining whether the requisite Voting Interests has been obtained) may at any time remove the Trustee and appoint a successor by written instrument or instruments, in triplicate, signed by such holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered to the Master Servicer, one complete set of which shall be delivered to the entity or entities so removed and one complete set of which shall be delivered to the successor so appointed. Any resignation or removal of the Trustee and appointment of a successor pursuant to any of the provisions of this Section shall become effective upon acceptance of appointment by the successor as provided in Section 8.09. SECTION 8.09 SUCCESSOR. Any successor trustee appointed as provided in Section 8.08 shall execute, acknowledge and deliver to the Master Servicer and to its predecessor trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor trustee shall become effective, and such successor, without any further act, deed or reconveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as trustee herein. The predecessor trustee shall deliver to its successor all Owner Mortgage Loan Files and related documents and statements held by it hereunder (other than any Owner Mortgage Loan Files at the time held by a Custodian, which Custodian shall become the agent of any successor trustee hereunder), and the Seller, the Master Servicer and the predecessor entity shall execute and deliver such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties and obligations. No successor shall accept appointment as provided in this Section unless at the time of such acceptance such successor shall be eligible under the provisions of Section 8.07. Upon acceptance of appointment by a successor as provided in this Section, the Master Servicer shall mail notice of the succession of such trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register. If the Master Servicer fails to mail such notice within ten days after acceptance of the successor trustee, the successor trustee shall cause such notice to be mailed at the expense of the Master Servicer. SECTION 8.10 MERGER OR CONSOLIDATION. Any Person into which the Trustee may be merged or converted or with which it may be consolidated, to which it may sell or transfer its corporate trust business and assets as a whole or substantially as a whole or any Person resulting from any merger, sale, transfer, conversion or consolidation to which the Trustee shall be a party, or any Person succeeding to the business of such entity, shall be the successor of the Trustee hereunder; provided, however, that (i) such Person shall be eligible under the provisions of Section 8.07, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding, and (ii) the Trustee shall deliver an Opinion of Counsel to the Seller and the Master Servicer to the effect that such merger, consolidation, sale or transfer will not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal, state or local tax or cause either the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC, which Opinion of Counsel shall be at the sole expense of the Trustee. SECTION 8.11 AUTHENTICATING AGENT. The Trustee may appoint an Authenticating Agent, which shall be authorized to act on behalf of the Trustee in authenticating Certificates. Wherever reference is made in this Agreement to the authentication of Certificates by the Trustee or the Trustee's countersignature, such reference shall be deemed to include authentication on behalf of the Trustee by the Authenticating Agent and a certificate of authentication executed on behalf of the Trustee by the Authenticating Agent. The Authenticating Agent must be acceptable to the Seller and the Master Servicer and must be a corporation organized and doing business under the laws of the United States of America or of any state, having a principal office and place of business in a state and city acceptable to the Seller and the Master Servicer, having a combined capital and surplus of at least $15,000,000, authorized under such laws to do a trust business and subject to supervision or examination by federal or state authorities. Any corporation into which the Authenticating Agent may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Authenticating Agent shall be a party, or any corporation succeeding to the corporate agency business of the Authenticating Agent, shall be the Authenticating Agent without the execution or filing of any paper or any further act on the part of the Trustee or the Authenticating Agent. The Authenticating Agent may at any time resign by giving at least 30 days' advance written notice of resignation to the Trustee, the Seller and the Master Servicer. The Trustee may at any time terminate the agency of the Authenticating Agent by giving written notice thereof to the Authenticating Agent, the Seller and the Master Servicer. Upon receiving a notice of resignation or upon such a termination, or in case at any time the Authenticating Agent shall cease to be eligible in accordance with the provisions of this Section 8.11, the Trustee promptly shall appoint a successor Authenticating Agent, which shall be acceptable to the Master Servicer, and shall give written notice of such appointment to the Seller, and shall mail notice of such appointment to all Certificateholders. Any successor Authenticating Agent upon acceptance of its appointment hereunder shall become vested with all the rights, powers, duties and responsibilities of its predecessor hereunder, with like effect as if originally named as Authenticating Agent herein. No successor Authenticating Agent shall be appointed unless eligible under the provisions of this Section 8.11. The Authenticating Agent shall have no responsibility or liability for any action taken by it as such at the direction of the Trustee. Any reasonable compensation paid to the Authenticating Agent shall be a reimbursable expense under Section 8.06. SECTION 8.12 SEPARATE TRUSTEES AND CO-TRUSTEES. The Trustee shall have the power from time to time to appoint one or more persons or corporations to act either as co-trustees jointly with the Trustee, or as separate trustees, for the purpose of holding title to, foreclosing or otherwise taking action with respect to any Mortgage Loan outside the state where the Trustee has its principal place of business, where such separate trustee or co-trustee is necessary or advisable (or the Trustee is advised by the Master Servicer that such separate trustee or co-trustee is necessary or advisable) under the laws of any state in which a Mortgaged Property is located or for the purpose of otherwise conforming to any legal requirement, restriction or condition in any state in which a Mortgaged Property is located or in any state in which any portion of the Trust Estate is located. The Master Servicer shall advise the Trustee when, in its good faith opinion, a separate trustee or co-trustee is necessary or advisable as aforesaid. The separate trustees or co-trustees so appointed shall be trustees for the benefit of all of the Certificateholders and shall have such powers, rights and remedies as shall be specified in the instrument of appointment; provided, however, that no such appointment shall, or shall be deemed to, constitute the appointee an agent of the Trustee. The Seller and the Master Servicer shall join in any such appointment, but such joining shall not be necessary for the effectiveness of such appointment. Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions: (i) all powers, duties, obligations and rights conferred upon the Trustee, in respect of the receipt, custody and payment of moneys shall be exercised solely by the Trustee; (ii) all other rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master Servicer hereunder) the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Estate or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee; (iii) no separate trustee or co-trustee hereunder shall be personally liable by reason of any act or omission of any other separate trustee or co-trustee hereunder; and (iv) the Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee so appointed by it, if such resignation or removal does not violate the other terms of this Agreement. Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee, co-trustee, or custodian shall refer to this Agreement and the conditions of this Article. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee, or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be furnished to the Trustee. Any separate trustee, co-trustee, or custodian may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee to the extent permitted by law, without the appointment of a new or successor trustee. No separate trustee or co-trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.07 hereunder and no notice to Certificateholders of the appointment thereof shall be required under Section 8.09 hereof. The Trustee agrees to instruct its co-trustees, if any, to the extent necessary to fulfill such entity's obligations hereunder. The Master Servicer shall pay the reasonable compensation of the co-trustees to the extent, and in accordance with the standards, specified in Section 8.06 hereof. SECTION 8.13 APPOINTMENT OF CUSTODIANS. The Trustee may at any time on or after the Closing Date, with the consent of the Master Servicer and the Seller, appoint one or more Custodians to hold all or a portion of the Owner Mortgage Loan Files as agent for the Trustee, by entering into a Custodial Agreement. Subject to this Article VIII, the Trustee agrees to comply with the terms of each Custodial Agreement and to enforce the terms and provisions thereof against the Custodian for the benefit of the Certificateholders. Each Custodian shall be a depository institution subject to supervision by federal or state authority, shall have a combined capital and surplus of at least $10,000,000 and shall be qualified to do business in the jurisdiction in which it holds any Owner Mortgage Loan File. Each Custodial Agreement may be amended only as provided in Section 10.01(a). SECTION 8.14 TAX MATTERS; COMPLIANCE WITH REMIC PROVISIONS. (a) Each of the Trustee and the Master Servicer covenants and agrees that it shall perform its duties hereunder in a manner consistent with the REMIC Provisions and shall not knowingly take any action or fail to take any action that would (i) affect the determination of the Trust Estate's status as two separate REMICs, or (ii) cause the imposition of any federal, state or local income, prohibited transaction, contribution or other tax on either the Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer, or, in the case of any tax return or other action required by law to be performed directly by the Trustee, the Trustee shall (i) prepare or cause to be prepared, timely cause to be signed by the Trustee and file or cause to be filed annual federal and applicable state and local income tax returns for each of the Upper-Tier REMIC and the Lower-Tier REMIC using a calendar year as the taxable year and the accrual method of accounting; (ii) in the first such federal tax returns, make, or cause to be made, elections satisfying the requirements of the REMIC Provisions, on behalf of the Trust Estate, to treat each of the Upper-Tier REMIC and the Lower-Tier REMIC as a REMIC; (iii) prepare, execute and forward, or cause to be prepared, executed and forwarded, to the Certificateholders all information reports or tax returns required with respect to the Trust Estate, as and when required to be provided to the Certificateholders, and to the Internal Revenue Service and any other relevant governmental taxing authority in accordance with the REMIC Provisions and any other applicable federal, state or local laws, including without limitation information reports relating to "original issue discount" and "market discount" as defined in the Code based upon the issue prices, prepayment assumption and cash flows provided by the Seller to the Trustee and calculated on a monthly basis by using the issue prices of the Certificates; (iv) make available information necessary for the application of any tax imposed on transferors of residual interests to "disqualified organizations" (as defined in the REMIC Provisions); (v) file Forms 8811 and apply for an Employee Identification Number with a Form SS-4 or any other permissible method and respond to inquiries by Certificateholders or their nominees concerning information returns, reports or tax returns; (vi) maintain (or cause to be maintained by the Servicers) such records relating to the Upper-Tier REMIC and the Lower-Tier REMIC, including but not limited to the income, expenses, individual Mortgage Loans (including REO Mortgage Loans, other assets and liabilities of each REMIC, and the fair market value and adjusted basis of the property of each REMIC determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns or information reports; (vii) exercise reasonable care not to allow the creation of any "interests" in either the Upper-Tier REMIC or the Lower-Tier REMIC within the meaning of Code Section 860D(a)(2) other than the interests in the Upper-Tier REMIC represented by the Class I-A-1, Class I-A-PO, Class II-A-1, Class II-A-2, Class II-A-3, Class II-A-4, Class II-A-5, Class II-A-6, Class II-A-7, Class II-A-8, Class II-A-9, Class II-A-10, Class II-A-11, Class II-A-12, Class II-A-13, Class II-A-14, Class II-A-PO, and Class II-A-R Certificates and the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates and the interests in the Lower-Tier REMIC represented by the Class A-L1, Class A-L2, Class A-L11, Class A-L13, Class A-LPO, Class A-LUR, Class B-L1, Class B-L2, Class B-L3, Class B-L4, Class B-L5 and Class B-L6 Interests and the Class II-A-LR Certificate; (viii) exercise reasonable care not to allow the occurrence of any "prohibited transactions" within the meaning of Code Section 860F(a), unless the Master Servicer shall have provided an Opinion of Counsel to the Trustee that such occurrence would not (a) result in a taxable gain, (b) otherwise subject either the Upper-Tier REMIC or Lower-Tier REMIC or the Trust Estate to tax or (c) cause the Trust Estate to fail to qualify as two separate REMICs; (ix) exercise reasonable care not to allow either the Upper-Tier REMIC or the Lower-Tier REMIC to receive income from the performance of services or from assets not permitted under the REMIC Provisions to be held by a REMIC; (x) pay (on behalf of the Upper-Tier REMIC or the Lower-Tier REMIC) the amount of any federal income tax, including, without limitation, prohibited transaction taxes, taxes on net income from foreclosure property, and taxes on certain contributions to a REMIC after the Startup Day, imposed on the Upper-Tier REMIC or Lower-Tier REMIC, as the case may be, when and as the same shall be due and payable (but such obligation shall not prevent the Master Servicer or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Master Servicer from withholding or depositing payment of such tax, if permitted by law, pending the outcome of such proceedings); and (xi) if required or permitted by the Code and applicable law, act as "tax matters person" for the Upper-Tier REMIC and the Lower-Tier REMIC within the meaning of Treasury Regulations Section 1.860F-4(d), and the Master Servicer is hereby designated as agent of the Class II-A-R and Class II-A-LR Certificateholders for such purpose (or if the Master Servicer is not so permitted, the Holders of the Class II-A-R and Class II-A-LR Certificates shall be tax matters persons for the Upper-Tier REMIC and the Lower-Tier REMIC, respectively, in accordance with the REMIC Provisions). The Master Servicer shall be entitled to be reimbursed pursuant to Section 3.02 for any taxes paid by it pursuant to clause (x) of the preceding sentence, except to the extent that such taxes are imposed as a result of the bad faith, willful misfeasance or gross negligence of the Master Servicer in the performance of its obligations hereunder. The Trustee shall sign the tax returns referred to in clause (i) of the second preceding sentence. In order to enable the Master Servicer or the Trustee, as the case may be, to perform its duties as set forth above, the Seller shall provide, or cause to be provided, to the Master Servicer within ten days after the Closing Date all information or data that the Master Servicer determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of each Class of Certificates and the Mortgage Loans in the aggregate. Thereafter, the Seller shall provide to the Master Servicer or the Trustee, as the case may be, promptly upon request therefor, any such additional information or data that the Master Servicer or the Trustee, as the case may be, may from time to time request in order to enable the Master Servicer to perform its duties as set forth above. The Seller hereby indemnifies the Master Servicer or the Trustee, as the case may be, for any losses, liabilities, damages, claims or expenses of the Master Servicer or the Trustee arising from any errors or miscalculations by the Master Servicer or the Trustee pursuant to this Section that result from any failure of the Seller to provide, or to cause to be provided, accurate information or data to the Master Servicer or the Trustee, as the case may be, on a timely basis. The Master Servicer hereby indemnifies the Seller and the Trustee for any losses, liabilities, damages, claims or expenses of the Seller or the Trustee arising from the Master Servicer's willful misfeasance, bad faith or gross negligence in preparing any of the federal, state and local tax returns of either REMIC as described above. In the event that the Trustee prepares any of the federal, state and local tax returns of either REMIC as described above, the Trustee hereby indemnifies the Seller and the Master Servicer for any losses, liabilities, damages, claims or expenses of the Seller or the Master Servicer arising from the Trustee's willful misfeasance, bad faith or negligence in connection with such preparation. (b) Notwithstanding anything in this Agreement to the contrary, each of the Master Servicer and the Trustee shall pay from its own funds, without any right of reimbursement therefor, the amount of any costs, liabilities and expenses incurred by the Trust Estate (including, without limitation, any and all federal, state or local taxes, including taxes imposed on "prohibited transactions" within the meaning of the REMIC Provisions) if and to the extent that such costs, liabilities and expenses arise from a failure of the Master Servicer or the Trustee, respectively, to perform its obligations under this Section 8.14. SECTION 8.15 MONTHLY ADVANCES. In the event that WFHM fails to make a Periodic Advance required to be made pursuant to the WFHM Servicing Agreement on or before the Distribution Date, the Trustee shall make a Periodic Advance as required by Section 3.03 hereof; provided, however, the Trustee shall not be required to make such Periodic Advances if prohibited by law or if it determines that such Periodic Advance would be a Nonrecoverable Advance. With respect to those Periodic Advances which should have been made by WFHM, the Trustee shall be entitled, pursuant to Section 3.02(a)(i), (ii) or (v) hereof, to be reimbursed from the Certificate Account for Periodic Advances and Nonrecoverable Advances made by it. ARTICLE IX TERMINATION SECTION 9.01 TERMINATION UPON PURCHASE BY THE SELLER OR LIQUIDATION OF ALL MORTGAGE LOANS. Subject to Section 9.02, the respective obligations and responsibilities of the Seller, the Master Servicer and the Trustee created hereby (other than the obligation of the Trustee to make certain payments after the Final Distribution Date to Certificateholders and the obligation of the Master Servicer to send certain notices as hereinafter set forth and the tax reporting obligations under Sections 4.05 and 8.14 hereof) shall terminate upon the last action required to be taken by the Trustee on the Final Distribution Date pursuant to this Article IX following the earlier of (i) the purchase by the Seller of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Estate at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than any REO Mortgage Loan) as of the Final Distribution Date, and (y) the fair market value of the Mortgaged Property related to any REO Mortgage Loan (as determined by the Master Servicer as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to Certificateholders pursuant to the third paragraph of this Section 9.01), plus any accrued and unpaid interest through the last day of the month preceding the month of such purchase at the applicable Mortgage Interest Rate less any Fixed Retained Yield on each Mortgage Loan (including any REO Mortgage Loan) and (ii) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan remaining in the Trust Estate (including for this purpose the discharge of any Mortgagor under a defaulted Mortgage Loan on which a Servicer is not obligated to foreclose due to environmental impairment) or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no event shall the trust created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof. The right of the Seller to purchase all the assets of the Trust Estate pursuant to clause (i) of the preceding paragraph are subject to Section 9.02 and conditioned upon the Pool Scheduled Principal Balance of the Mortgage Loans as of the Final Distribution Date being less than the amount set forth in Section 11.18. In the case of any purchase by the Seller pursuant to said clause (i), the Seller shall provide to the Trustee the certification required by Section 3.04 and the Trustee and the Custodian shall, promptly following payment of the purchase price, release to the Seller the Owner Mortgage Loan Files pertaining to the Mortgage Loans being purchased. Notice of any termination, specifying the Final Distribution Date (which shall be a date that would otherwise be a Distribution Date) upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not earlier than the 15th day of the month preceding the month of such final distribution and not later than the twentieth day of the month of such final distribution specifying (A) the Final Distribution Date upon which final payment of the Certificates will be made upon presentation and surrender of Certificates at the office or agency of the Trustee therein designated, (B) the amount of any such final payment and (C) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made (except in the case of any Class A Certificate surrendered on a prior Distribution Date pursuant to Section 4.01) only upon presentation and surrender of the Certificates at the office or agency of the Trustee therein specified. If the Seller is exercising its right to purchase, the Seller shall deposit in the Certificate Account on or before the Final Distribution Date in immediately available funds an amount equal to the purchase price for the assets of the Trust Estate computed as above provided. Failure to give notice of termination as described herein shall not entitle a Certificateholder to any interest beyond the interest payable on the Final Distribution Date. Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders on the Final Distribution Date in proportion to their respective Percentage Interests an amount equal to (i) as to the Classes of Class A Certificates, the respective Principal Balance together with any related Class A Unpaid Interest Shortfall and one month's interest in an amount equal to the respective Interest Accrual Amount, (ii) as to the Classes of Class B Certificates, the respective Principal Balance together with any related Class B Unpaid Interest Shortfall and one month's interest in an amount equal to the respective Interest Accrual Amount and (iii) as to the Class II-A-R and Class II-A-LR Certificates, the amounts, if any, which remain on deposit in the Upper-Tier Certificate Account and the Certificate Account, respectively (other than amounts retained to meet claims) after application pursuant to clauses (i), (ii) and (iii) above and payment to the Master Servicer of any amounts it is entitled as reimbursement or otherwise hereunder. Such amount shall be distributed in respect of interest and principal in respect of the Uncertificated Lower-Tier Interests in the same amounts as distributed to their Corresponding Upper-Tier Class or Classes in the manner specified in Section 4.01(a)(iii). Notwithstanding the foregoing, if the price paid pursuant to clause (i) of the first paragraph of this Section 9.01, after reimbursement to the Servicers, the Master Servicer and the Trustee of any Periodic Advances, is insufficient to pay in full the amounts set forth in clauses (i), (ii) and (iii) of this paragraph, then any shortfall in the amount available for distribution to Certificateholders shall be allocated in reduction of the amounts otherwise distributable on the Final Distribution Date in the same manner as Realized Losses are allocated pursuant to Sections 4.02(a) and 4.02(e) hereof. Such distribution on the Final Distribution Date shall be in lieu of the distribution otherwise required to be made on such Distribution Date in respect of each Class of Certificates. In the event that all of the Certificateholders shall not surrender their Certificates for final payment and cancellation within three months following the Final Distribution Date, the Trustee shall on such date cause all funds, if any, in the Certificate Account not distributed in final distribution to Certificateholders to be withdrawn therefrom and credited to the remaining Certificateholders by depositing such funds in a separate escrow account for the benefit of such Certificateholders. The Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within three months after the second notice all the Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds on deposit in such escrow account. SECTION 9.02 ADDITIONAL TERMINATION REQUIREMENTS. In the event of a termination of the Trust Estate upon the exercise by the Seller of its purchase option as provided in Section 9.01, the Trust Estate shall be terminated in accordance with the following additional requirements, unless the Trustee has received an Opinion of Counsel to the effect that any other manner of termination (i) will constitute a "qualified liquidation" of the Trust Estate within the meaning of Code Section 860F(a)(4)(A) and (ii) will not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal tax or cause the Trust Estate to fail to qualify as two separate REMICs at any time that any Certificates are outstanding: (i) The notice given by the Master Servicer under Section 9.01 shall provide that such notice constitutes the adoption of a plan of complete liquidation of the Upper-Tier REMIC and the Lower-Tier REMIC as of the date of such notice (or, if earlier, the date on which the first such notice is mailed to Certificateholders). The Master Servicer shall also specify such date in a statement attached to the final tax returns of the Upper-Tier REMIC and the Lower-Tier REMIC; and (ii) At or after the time of adoption of such a plan of complete liquidation and at or prior to the Final Distribution Date, the Trustee shall sell all of the assets of the Trust Estate to the Seller for cash at the purchase price specified in Section 9.01 and shall distribute such cash within 90 days of such adoption in the manner specified in Section 9.01. ARTICLE X MISCELLANEOUS PROVISIONS SECTION 10.01 AMENDMENT. (a) This Agreement or any Custodial Agreement may be amended from time to time by the Seller, the Master Servicer and the Trustee without the consent of any of the Certificateholders, (i) to cure any ambiguity or mistake, (ii) to correct or supplement any provisions herein or therein which may be inconsistent with any other provisions herein or therein or in the related Prospectus, (iii) to modify, eliminate or add to any of its provisions to such extent as shall be necessary to maintain the qualification of the Trust Estate as two separate REMICs at all times that any Certificates are outstanding or to avoid or minimize the risk of the imposition of any federal tax on the Trust Estate, the Upper-Tier REMIC or the Lower-Tier REMIC pursuant to the Code that would be a claim against the Trust Estate, provided that (a) the Trustee has received an Opinion of Counsel to the effect that such action is necessary or desirable to maintain such qualification or to avoid or minimize the risk of the imposition of any such tax and (b) such action shall not, as evidenced by such Opinion of Counsel, adversely affect in any material respect the interests of any Certificateholder, (iv) to change the timing and/or nature of deposits into the Upper-Tier Certificate Account and Lower-Tier Certificate Account provided that such change shall not, as evidenced by an Opinion of Counsel, adversely affect in any material respect the interests of any Certificateholder, (v) to modify, eliminate or add to the provisions of Section 5.02 or any other provisions hereof restricting transfer of the Certificates, provided that the Master Servicer for purposes of Section 5.02 has determined in its sole discretion that any such modifications to this Agreement will neither adversely affect the rating on the Certificates nor give rise to a risk that either the Upper-Tier or Lower-Tier REMIC or any of the Certificateholders will be subject to a tax caused by a transfer to a non-permitted transferee and (vi) to make any other provisions with respect to matters or questions arising under this Agreement or such Custodial Agreement which shall not be materially inconsistent with the provisions of this Agreement, provided that such action shall not, as evidenced by an Opinion of Counsel, adversely affect in any material respect the interests of any Certificateholder. Notwithstanding the foregoing, any amendment pursuant to clause (iv) or (vi) shall not be deemed to adversely affect in any material respect the interest of Certificateholders and no Opinion of Counsel to that effect shall be required if the person requesting the amendment instead obtains a letter from each Rating Agency stating that the amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates. This Agreement or any Custodial Agreement may also be amended from time to time by the Seller, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the aggregate Voting Interests of each Class of Certificates affected thereby for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or such Custodial Agreement or of modifying in any manner the rights of the Holders of Certificates of such Class; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interest of the Holders of Certificates of any Class in a manner other than as described in clause (i) hereof without the consent of Holders of Certificates of such Class evidencing, as to such Class, Voting Interests aggregating not less than 66-2/3% or (iii) reduce the aforesaid percentage of Certificates of any Class the Holders of which are required to consent to any such amendment, without the consent of the Holders of all Certificates of such Class then outstanding. Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel to the effect that such amendment will not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to tax or cause either the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding. Promptly after the execution of any amendment requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder. It shall not be necessary for the consent of Certificateholders under this Section 10.01(a) to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe. (b) Notwithstanding any contrary provision of this Agreement, the Master Servicer may, from time to time, amend Schedule I hereto without the consent of any Certificateholder or the Trustee; provided, however, (i) that such amendment does not conflict with any provisions of the related Servicing Agreement, (ii) that the related Servicing Agreement provides for the remittance of each type of Unscheduled Principal Receipts received by such Servicer during the Applicable Unscheduled Principal Receipt Period (as so amended) related to each Distribution Date to the Master Servicer no later than the 24th day of the month in which such Distribution Date occurs and (iii) that such amendment is for the purpose of (a) changing the Applicable Unscheduled Principal Receipt Period for Type 2 Mortgage Loans to a Mid-Month Receipt Period with respect to all Unscheduled Principal Receipts; or (b) changing the Applicable Unscheduled Principal Receipt Period for all Mortgage Loans serviced by any Servicer to a Mid-Month Receipt Period with respect to Full Unscheduled Principal Receipts and to a Prior Month Receipt Period with respect to Partial Unscheduled Principal Receipts. A copy of any amendment to Schedule I pursuant to this Section 10.01(b) shall be promptly forwarded to the Trustee. SECTION 10.02 RECORDATION OF AGREEMENT. This Agreement (or an abstract hereof, if acceptable to the applicable recording office) is subject to recordation in all appropriate public offices for real property records in all the towns or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public office or elsewhere, such recordation to be effected by the Master Servicer and at its expense on direction by the Trustee, but only upon direction accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders. For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. SECTION 10.03 LIMITATION ON RIGHTS OF CERTIFICATEHOLDERS. The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Estate, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or take any action or proceeding in any court for a partition or winding up of the Trust Estate, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them. Except as otherwise expressly provided herein, no Certificateholder, solely by virtue of its status as a Certificateholder, shall have any right to vote or in any manner otherwise control the operation and management of the Trust Estate, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association, nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof. No Certificateholder, solely by virtue of its status as Certificateholder, shall have any right by virtue or by availing of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates evidencing not less than 25% of the Voting Interest represented by all Certificates shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the cost, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity. SECTION 10.04 GOVERNING LAW; JURISDICTION. This Agreement shall be construed in accordance with the laws of the State of New York (without regard to conflicts of laws principles), and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. SECTION 10.05 NOTICES. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by certified or registered mail, return receipt requested (i) in the case of the Seller, to Wells Fargo Asset Securities Corporation, 7485 New Horizon Way, Frederick, Maryland 21703, Attention: Chief Executive Officer, or such other address as may hereafter be furnished to the Master Servicer and the Trustee in writing by the Seller, (ii) in the case of the Master Servicer, to Wells Fargo Bank Minnesota, National Association, 7485 New Horizon Way, Frederick, Maryland 21703, Attention: Vice President or such other address as may hereafter be furnished to the Seller and the Trustee in writing by the Master Servicer and (iii) in the case of the Trustee, to the Corporate Trust Office, or such other address as may hereafter be furnished to the Seller and the Master Servicer in writing by the Trustee, in each case Attention: Corporate Trust Department. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice mailed or transmitted within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the addressee receives such notice; provided, however, that any demand, notice or communication to or upon the Seller, the Master Servicer or the Trustee shall not be effective until received. For all purposes of this Agreement, in the absence of actual knowledge by an officer of the Master Servicer, the Master Servicer shall not be deemed to have knowledge of any act or failure to act of any Servicer unless notified thereof in writing by the Trustee, the Servicer or a Certificateholder. SECTION 10.06 SEVERABILITY OF PROVISIONS. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof. SECTION 10.07 SPECIAL NOTICES TO RATING AGENCIES. (a) The Trustee shall give prompt notice to each Rating Agency of the occurrence of any of the following events of which it has notice: (i) any amendment to this Agreement pursuant to Section 10.01(a); (ii) any sale or transfer of the Class B Certificates pursuant to Section 5.02 to an affiliate of the Seller; (iii) any assignment by the Master Servicer of its rights and delegation of its duties pursuant to Section 6.06; (iv) any resignation of the Master Servicer pursuant to Section 6.04; (v) the occurrence of any of the Events of Default described in Section 7.01; (vi) any notice of termination given to the Master Servicer pursuant to Section 7.01; (vii) the appointment of any successor to the Master Servicer pursuant to Section 7.05; or (viii) the making of a final payment pursuant to Section 9.01. (b) The Master Servicer shall give prompt notice to each Rating Agency of the occurrence of any of the following events: (i) the appointment of a Custodian pursuant to Section 2.02; (ii) the resignation or removal of the Trustee pursuant to Section 8.08; (iii) the appointment of a successor trustee pursuant to Section 8.09; or (iv) the sale, transfer or other disposition in a single transaction of 50% or more of the equity interests in the Master Servicer. (c) The Master Servicer shall deliver to each Rating Agency: (i) reports prepared pursuant to Section 3.05; and (ii) statements prepared pursuant to Section 4.04. SECTION 10.08 COVENANT OF SELLER. The Seller shall not amend Article Third of its Certificate of Incorporation without the prior written consent of each Rating Agency rating the Certificates. SECTION 10.09 RECHARACTERIZATION. The Parties intend the conveyance by the Seller to the Trustee of all of its right, title and interest in and to the Mortgage Loans pursuant to this Agreement to constitute a purchase and sale and not a loan. Notwithstanding the foregoing, to the extent that such conveyance is held not to constitute a sale under applicable law, it is intended that this Agreement shall constitute a security agreement under applicable law and that the Seller shall be deemed to have granted to the Trustee a first priority security interest in all of the Seller's right, title and interest in and to the Mortgage Loans. ARTICLE XI TERMS FOR CERTIFICATES SECTION 11.01 CUT-OFF DATE. The Cut-Off Date for the Certificates is January 1, 2002. SECTION 11.02 CUT-OFF DATE AGGREGATE PRINCIPAL BALANCE. The Cut-Off Date Aggregate Principal Balance is $1,300,335,099.28. SECTION 11.03 ORIGINAL GROUP I-A PERCENTAGE. The Original Group I-A Percentage is 97.49561884%. SECTION 11.04 ORIGINAL GROUP II-A PERCENTAGE. The Original Group II-A Percentage is 97.49525583%. SECTION 11.05 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS A CERTIFICATES. As to the following Classes of Class A Certificates, the Principal Balance of such Class as of the Cut-Off Date, as follows: Original Class Principal Balance ----- ----------------- Class I-A-1 $292,203,000.00 Class I-A-PO $ 492,500.00 Class II-A-1 $125,000,000.00 Class II-A-2 $133,002,000.00 Class II-A-3 $ 3,370,000.00 Class II-A-4 $ 3,040,000.00 Class II-A-5 $ 2,900,000.00 Class II-A-6 $ 690,000.00 Class II-A-7 $ 25,000,000.00 Class II-A-8 $ 25,530,000.00 Class II-A-9 $ 16,513,000.00 Class II-A-10 $100,000,000.00 Class II-A-11 $339,504,000.00 Class II-A-12 $125,000,000.00 Class II-A-13 $ 73,688,000.00 Class II-A-R $ 50.00 Class II-A-LR $ 50.00 Class II-A-PO $ 1,893,276.00 SECTION 11.05(A) ORIGINAL NOTIONAL AMOUNT. The Original Notional Amount is $73,688,000.00. SECTION 11.06 ORIGINAL AGGREGATE NON-PO PRINCIPAL BALANCE. The Original Aggregate Non-PO Principal Balance is $1,297,949,322.04. SECTION 11.07 ORIGINAL AGGREGATE PERCENTAGES. SECTION 11.07(A) ORIGINAL AGGREGATE SUBORDINATE PERCENTAGE. The Original Aggregate Subordinate Percentage is 2.50466035%. SECTION 11.07(B) ORIGINAL AGGREGATE CLASS A PERCENTAGE. The Original Aggregate Class A Percentage is 97.49533965%. SECTION 11.08 ORIGINAL CLASS B PRINCIPAL BALANCE. The Original Class B Principal Balance is $32,509,222.04. SECTION 11.09 ORIGINAL GROUP I SUBORDINATED PRINCIPAL BALANCE. The Original Group I Subordinated Principal Balance is $7,505,854.60. SECTION 11.10 ORIGINAL GROUP II SUBORDINATED PRINCIPAL BALANCE. The Original Group II Subordinated Principal Balance is $25,003,367.44. SECTION 11.11 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS B CERTIFICATES. As to the following Classes of Class B Certificate, the Principal Balance of such Class as of the Cut-Off Date, is as follows: Original Class Principal Balance --------- ------------------ Class B-1 $ 17,555,000.00 Class B-2 $ 5,201,000.00 Class B-3 $ 4,551,000.00 Class B-4 $ 1,951,000.00 Class B-5 $ 1,300,000.00 Class B-6$ $ 1,951,222.04 SECTION 11.12 ORIGINAL CLASS B-1 FRACTIONAL INTEREST. The Original Class B-1 Fractional Interest is 1.15214221%. SECTION 11.13 ORIGINAL CLASS B-2 FRACTIONAL INTEREST. The Original Class B-2 Fractional Interest is 0.75143319%. SECTION 11.14 ORIGINAL CLASS B-3 FRACTIONAL INTEREST. The Original Class B-3 Fractional Interest is 0.40080317%. SECTION 11.15 ORIGINAL CLASS B-4 FRACTIONAL INTEREST. The Original Class B-4 Fractional Interest is 0.25048913%. SECTION 11.16 ORIGINAL CLASS B-5 FRACTIONAL INTEREST. The Original Class B-5 Fractional Interest is 0.15033114%. SECTION 11.17 CLOSING DATE. The Closing Date is January 29, 2002. SECTION 11.18 RIGHT TO PURCHASE. The right of the Seller to purchase all of the Mortgage Loans pursuant to Section 9.01 hereof shall be conditioned upon the Aggregate Scheduled Principal Balance of the Mortgage Loans being less than $130,033,509.93 (10% of the Cut-Off Date Aggregate Principal Balance) at the time of any such purchase. SECTION 11.19 WIRE TRANSFER ELIGIBILITY. With respect to the Class A (other than the Class II-A-R and Class II-A-LR Certificates) and the Class B Certificates, the minimum Denomination eligible for wire transfer on each Distribution Date is $500,000. With respect to the Class II-A-14 Certificates, the minimum Denomination eligible for wire transfer on each Distribution Date is 100% Percentage Interest. The Class II-A-R and Class II-A-LR Certificates are not eligible for wire transfer. SECTION 11.20 SINGLE CERTIFICATE. A Single Certificate for each Class of Class A Certificates (other than the Class I-A-PO, Class II-A-2, Class II-A-3, Class II-A-4, Class II-A-5, Class II-A-6, Class II-A-14, Class II-A-PO, Class II-A-R and Class II-A-LR Certificates) represents a $25,000 Denomination. A Single Certificate for the Class II-A-2, Class II-A-3, Class II-A-4, Class II-A-5 and Class II-A-6 Certificates represents a $1,000 Denomination. A Single Certificate for the Class II-A-14 Certificates represents a $1,339,781.00 Denomination. A Single Certificate for the Class II-A-R and Class II-A-LR Certificates represents a $50 Denomination. A Single Certificate for the Class I-A-PO, Class II-A-PO, Class B-1, Class B-2 and Class B-3 Certificates represents a $100,000 Denomination. A Single Certificate for the Class B-4, Class B-5 and Class B-6 Certificates represents a $250,000 Denomination. SECTION 11.21 SERVICING FEE RATE. The rate used to calculate the Servicing Fee is equal to such rate as is set forth on the Mortgage Loan Schedule with respect to a Mortgage Loan SECTION 11.22 MASTER SERVICING FEE RATE. The rate used to calculate the Master Servicing Fee for each Mortgage Loan is 0.017% per annum. IN WITNESS WHEREOF, the Seller, the Master Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written. WELLS FARGO ASSET SECURITIES CORPORATION as Seller By: -------------------------------------- Name: Alan S. McKenney Title: Vice President WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION as Master Servicer By: -------------------------------------- Name: Nancy E. Burgess Title: Vice President FIRST UNION NATIONAL BANK as Trustee By: -------------------------------------- Name: Title: Attest: By: --------------------------- Name: ------------------------- Title: ------------------------ STATE OF MARYLAND ) ) ss.: COUNTY OF FREDERICK ) On this 29th day of January, 2002, before me, a notary public in and for the State of Maryland, personally appeared Alan S. McKenney, known to me who, being by me duly sworn, did depose and say that he resides in McLean, Virginia; that he is a Vice President of Wells Fargo Asset Securities Corporation, a Delaware corporation, one of the parties that executed the foregoing instrument; and that he signed his name thereto by order of the Board of Directors of said corporation. ---------------------- Notary Public [NOTARIAL SEAL] STATE OF MARYLAND ) ) ss.: COUNTY OF FREDERICK ) On this 29th day of January, 2002, before me, a notary public in and for the State of Maryland, personally appeared Nancy E. Burgess, known to me who, being by me duly sworn, did depose and say that she resides in Frederick, Maryland; that she is a Vice President of Wells Fargo Bank Minnesota, National Association, a national banking association, one of the parties that executed the foregoing instrument; and that she signed her name thereto by order of the Board of Directors of said association. ------------------------ Notary Public [NOTARIAL SEAL] STATE OF NORTH CAROLINA ) ) ss.: COUNTY OF ) On this 29th day of January, 2002, before me, a notary public in and for the State of North Carolina, personally appeared _____________________, known to me who, being by me duly sworn, did depose and say that he resides at __________________, North Carolina; that he is a _____________________ of First Union National Bank, a national banking association, one of the parties that executed the foregoing instrument; and that s/he signed his name thereto by order of the Board of Directors of said corporation. ------------------------- Notary Public [NOTARIAL SEAL] EXHIBIT I-A-1 [FORM OF FACE OF CLASS I-A-1 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS I-A-1 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AA 4 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2017 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class I-A-1 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group I-A Distribution Amount for the Class I-A-1 Certificates required to be distributed to Holders of the Class I-A-1 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group I-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class I-A-1 Certificates applicable to each Distribution Date will be 6.000% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class I-A-1 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT I-A-PO [FORM OF FACE OF CLASS I-A-PO CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS I-A-PO evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AB 2 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ____% Final Scheduled Maturity Date: February 25, 2017 THIS CERTIFIES THAT ________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class I-A-PO Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group I-A Distribution Amount for the Class I-A-PO Certificates required to be distributed to Holders of the Class I-A-PO Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. The Class I-A-PO Certificates are principal only Certificates and will not be entitled to distributions in respect of interest. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ EXHIBIT II-A-1 [FORM OF FACE OF CLASS II-A-1 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-1 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AC 0 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-1 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-1 Certificates required to be distributed to Holders of the Class II-A-1 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-1 Certificates applicable to each Distribution Date will be 6.000% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-1 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-2 [FORM OF FACE OF CLASS II-A-2 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-2 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AD 8 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-2 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-2 Certificates required to be distributed to Holders of the Class II-A-2 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Group II-A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-2 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-2 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-3 [FORM OF FACE OF CLASS II-A-3 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-3 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AE 6 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-3 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-3 Certificates required to be distributed to Holders of the Class II-A-3 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-3 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-3 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-4 [FORM OF FACE OF CLASS II-A-4 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-4 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AF 3 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-4 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-4 Certificates required to be distributed to Holders of the Class II-A-4 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-4 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-4 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-5 [FORM OF FACE OF CLASS II-A-5 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-5 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AG 1 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-5 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-5 Certificates required to be distributed to Holders of the Class II-A-5 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-5 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-5 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-6 [FORM OF FACE OF CLASS II-A-6 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-6 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AH 9 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-6 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-6 Certificates required to be distributed to Holders of the Class II-A-6 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-6 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-6 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-7 [FORM OF FACE OF CLASS II-A-7 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-7 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AJ 5 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-7 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-7 Certificates required to be distributed to Holders of the Class II-A-7 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-7 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-7 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-8 [FORM OF FACE OF CLASS II-A-8 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-8 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AK 2 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced Final Scheduled Maturity Date: June 25, 2006 by this Certificate: ______% THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-8 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-8 Certificates required to be distributed to Holders of the Class II-A-8 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-8 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-8 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-9 [FORM OF FACE OF CLASS II-A-9 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-9 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. UNTIL THE ACCRETION TERMINATION DATE, THE INTEREST THAT ACCRUES ON THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH UNPAID INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND BECAUSE DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AL 0 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-9 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-9 Certificates required to be distributed to Holders of the Class II-A-9 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-9 Certificates applicable to each Distribution Date will be 6.500% per annum. Prior to the Accretion Termination Date, no distribution of interest on this Certificate will be made. Prior to the Accretion Termination Date, interest otherwise available for distribution on this Certificate will be added to the Principal Balance of the Class II-A-9 Certificates on each Distribution Date. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-9 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-10 [FORM OF FACE OF CLASS II-A-10 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-10 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AM 8 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-10 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-10 Certificates required to be distributed to Holders of the Class II-A-10 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-10 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-10 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-11 [FORM OF FACE OF CLASS II-A-11 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-11 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AN 6 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-11 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-11 Certificates required to be distributed to Holders of the Class II-A-11 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-11 Certificates applicable to each Distribution Date will be 6.250% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-11 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-12 [FORM OF FACE OF CLASS II-A-12 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-12 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AP 1 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-12 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans", respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-12 Certificates required to be distributed to Holders of the Class II-A-12 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-12 Certificates applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-12 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-13 [FORM OF FACE OF CLASS II-A-13 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-13 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AQ 9 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-13 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Class A Distribution Amount for the Class II-A-13 Certificates required to be distributed to Holders of the Class II-A-13 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Class A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-13 Certificates applicable to each Distribution Date will be a floating rate of interest determined as provided herein and as specified in the Agreement. The pass-through rate applicable with respect to the Distribution Date in February 2002 will be 2.310% per annum. Thereafter, with respect to each Distribution Date, the pass-through rate will be a per annum rate equal to 0.570% plus LIBOR as determined on the second business day prior to the 25th day of the month preceding the month in which such Distribution Date occurs, subject to a minimum rate of 0.570% and a maximum rate of 8.500%. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-13 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-14 [FORM OF FACE OF CLASS II-A-14 CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-14 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL AMOUNT REPRESENTED. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AR 7 First Distribution Date: February 25, 2002 Denomination: $________________(Initial Notional Amount) Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _____________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class II-A-14 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Class A Distribution Amount for the Class II-A-14 Certificates required to be distributed to Holders of the Class II-A-14 Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. The Class II-A-14 Certificates are not entitled to distributions in respect of principal. The pass-through rate on the Class II-A-14 Certificates applicable to each Distribution Date will be a floating rate of interest determined as provided herein and as specified in the Agreement. The pass-through rate applicable with respect to the Distribution Date in February 2002 will be 6.190% per annum. Thereafter, with respect to each Distribution Date, the pass-through rate will be a per annum rate equal to 7.930% minus LIBOR as determined on the second business day prior to the 25th day of the month preceding the month in which such Distribution Date occurs, subject to a minimum rate of 0.000% and a maximum rate of 7.930%. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-14 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-PO [FORM OF FACE OF CLASS II-A-PO CERTIFICATE] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-PO evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AU 0 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT ________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class A-PO Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-PO Certificates required to be distributed to Holders of the Class II-A-PO Certificates on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. The Class II-A-PO Certificates are principal only Certificates and will not be entitled to distributions in respect of interest. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-R [Form of Face of Class II-A-R Certificate] FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS. THE HOLDER OF THIS CLASS II-A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS "TAX MATTERS PERSON" OF THE UPPER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON OF THE UPPER-TIER REMIC. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN. MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-R evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AS 5 First Distribution Date: February 25, 2002 Denomination: $___________ Percentage Interest evidenced by this Certificate: ______% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT __________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holder of the Class II-A-R Certificate with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-R Certificate required to be distributed to the Holder of the Class II-A-R Certificate on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-R Certificate applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-R Certificate, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT II-A-LR [Form of Face of Class II-A-LR Certificate] FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS. THE HOLDER OF THIS CLASS II-A-LR CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS "TAX MATTERS PERSON" OF THE LOWER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON OF THE LOWER-TIER REMIC. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN. MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS II-A-LR evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AT 3 First Distribution Date: February 25, 2002 Percentage Interest evidenced Denomination: $ by this Certificate: % Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT __________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holder of the Class II-A-LR Certificate with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Group II-A Distribution Amount for the Class II-A-LR Certificate required to be distributed to the Holder of the Class II-A-LR Certificate on such Distribution Date, subject to adjustment in certain events as specified in the Agreement. Distributions in reduction of the Principal Balance of certain Classes of Class A Certificates may not commence on the first Distribution Date specified above. Distributions of principal will be allocated among the Classes of Group II-A Certificates in accordance with the provisions of the Agreement. The pass-through rate on the Class II-A-LR Certificate applicable to each Distribution Date will be 6.500% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class II-A-LR Certificate, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-1 [FORM OF FACE OF CLASS B-1 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-1 evidencing an interest in two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AV 8 First Distribution Date: February 25, 2002 Denomination: $_________________ Percentage Interest evidenced by this Certificate: ________% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT __________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-1 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-1 Distribution Amount required to be distributed to Holders of the Class B-1 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-1 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-1 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-2 [FORM OF FACE OF CLASS B-2 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO CLASS A CERTIFICATES AND THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-2 evidencing an interest in a pool of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AW 6 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-2 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-2 Distribution Amount required to be distributed to Holders of the Class B-2 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-2 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-2 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-3 [FORM OF FACE OF CLASS B-3 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS B-2 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-3 evidencing an interest in two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AX 4 First Distribution Date: February 25, 2002 Denomination: $________________ Percentage Interest evidenced by this Certificate: ____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT ________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-3 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-3 Distribution Amount required to be distributed to Holders of the Class B-3 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-3 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-3 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-4 [FORM OF FACE OF CLASS B-4 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES AND THE CLASS B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT." MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-4 evidencing an interest in two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AY 2 First Distribution Date: February 25, 2002 Denomination: $_______________ Percentage Interest evidenced by this Certificate: _____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT ___________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-4 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-4 Distribution Amount required to be distributed to Holders of the Class B-4 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-4 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-4 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. No transfer of a Class B-4 Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is desired to be made by the Holder hereof, (i) the transferee will be required to execute an investment letter in the form described in the Agreement and (ii) if such transfer is to be made within three years from the later of (a) the date of initial issuance of the Certificates or (b) the last date on which the Seller or any affiliate thereof was a Holder of the Certificates proposed to be transferred, and unless such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as amended, the Trustee or the Seller may require the Holder to deliver an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller that such transfer is exempt (describing the applicable exemption and the basis therefor) from or is being made pursuant to the registration requirements of the Securities Act of 1933, as amended, and of any applicable statute of any state. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Seller, the Master Servicer, and any Paying Agent acting on behalf of the Trustee against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws. In connection with any such transfer, the Trustee will also require (i) a representation letter, in the form as described in the Agreement, stating either (a) that the transferee is not a Plan and is not acting on behalf of a Plan or using the assets of a Plan to effect such purchase or (b) subject to certain conditions described in the Agreement, that the source of funds used to purchase this Certificate is an "insurance company general account," or (ii) if such transferee is a Plan, (a) an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller with respect to certain matters and (b) such other documentation as the Seller or the Master Servicer may require, as described in the Agreement. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-5 [FORM OF FACE OF CLASS B-5 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT." MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-5 evidencing an interest in two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K AZ 9 First Distribution Date: February 25, 2002 Denomination: $_____________ Percentage Interest evidenced by this Certificate: _____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT _________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-5 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-5 Distribution Amount required to be distributed to Holders of the Class B-5 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-5 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-5 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. No transfer of a Class B-5 Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is desired to be made by the Holder hereof, (i) the transferee will be required to execute an investment letter in the form described in the Agreement and (ii) if such transfer is to be made within three years from the later of (a) the date of initial issuance of the Certificates or (b) the last date on which the Seller or any affiliate thereof was a Holder of the Certificates proposed to be transferred, and unless such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as amended, the Trustee or the Seller may require the Holder to deliver an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller that such transfer is exempt (describing the applicable exemption and the basis therefor) from or is being made pursuant to the registration requirements of the Securities Act of 1933, as amended, and of any applicable statute of any state. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Seller, the Master Servicer, and any Paying Agent acting on behalf of the Trustee against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws. In connection with any such transfer, the Trustee will also require (i) a representation letter, in the form as described in the Agreement, stating either (a) that the transferee is not a Plan and is not acting on behalf of a Plan or using the assets of a Plan to effect such purchase or (b) subject to certain conditions described in the Agreement, that the source of funds used to purchase this Certificate is an "insurance company general account," or (ii) if such transferee is a Plan, (a) an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller with respect to certain matters and (b) such other documentation as the Seller or the Master Servicer may require, as described in the Agreement. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT B-6 [FORM OF FACE OF CLASS B-6 CERTIFICATE] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE CLASS B-5 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT." MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2002-4, CLASS B-6 evidencing an interest in two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four- family residential mortgage loans, which may include loans secured by shares issued by cooperative housing corporations, sold by WELLS FARGO ASSET SECURITIES CORPORATION (Not an interest in or obligation of the Seller) THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER. DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY. Certificate No. Cut-Off Date: January 1, 2002 CUSIP No.: 94978K BA 3 First Distribution Date: February 25, 2002 Denomination: $_______________ Percentage Interest evidenced by this Certificate: _____% Final Scheduled Maturity Date: February 25, 2032 THIS CERTIFIES THAT ______________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in monthly distributions to the Holders of the Class B-6 Certificates with respect to a Trust Estate consisting of two pools of fixed interest rate, conventional, monthly pay, fully amortizing, first lien, one- to four-family residential mortgage loans, other than the Fixed Retained Yield, if any, with respect thereto, and which may include loans secured by shares issued by cooperative housing corporations (the "Group I Mortgage Loans" and "Group II Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Seller", which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 (the "Agreement") among the Seller, Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month preceding the month of such distribution, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Class A Certificates as specified in the Agreement, any Class B-6 Distribution Amount required to be distributed to Holders of the Class B-6 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class B-6 Certificates applicable to the Distribution Date occurring in February 2002 will be 6.385% per annum. With respect to each succeeding Distribution Date, the pass-through rate will be a per annum rate equal to the weighed average of 6.000% for Loan Group I and 6.500% for Loan Group II, weighted on the basis of the Group Subordinate Amount for each Loan Group. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and Relief Act Shortfall and the interest portion of certain Realized Losses allocated to the Class B-6 Certificates, as described in the Agreement. Distributions on this Certificate will be made on behalf of the Trustee either by the Master Servicer or by a Paying Agent appointed by the Master Servicer by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person is entitled to receive payments by wire transfer in immediately available funds in accordance with the Pooling and Servicing Agreement and such Person has notified the Master Servicer pursuant to the Pooling and Servicing Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency specified by the Trustee for that purpose in the notice of final distribution. No transfer of a Class B-6 Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is desired to be made by the Holder hereof, (i) the transferee will be required to execute an investment letter in the form described in the Agreement and (ii) if such transfer is to be made within three years from the later of (a) the date of initial issuance of the Certificates or (b) the last date on which the Seller or any affiliate thereof was a Holder of the Certificates proposed to be transferred, and unless such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as amended, the Trustee or the Seller may require the Holder to deliver an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller that such transfer is exempt (describing the applicable exemption and the basis therefor) from or is being made pursuant to the registration requirements of the Securities Act of 1933, as amended, and of any applicable statute of any state. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Seller, the Master Servicer, and any Paying Agent acting on behalf of the Trustee against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws. In connection with any such transfer, the Trustee will also require (i) a representation letter, in the form as described in the Agreement, stating either (a) that the transferee is not a Plan and is not acting on behalf of a Plan or using the assets of a Plan to effect such purchase or (b) subject to certain conditions described in the Agreement, that the source of funds used to purchase this Certificate is an "insurance company general account," or (ii) if such transferee is a Plan, (a) an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee and the Seller with respect to certain matters and (b) such other documentation as the Seller or the Master Servicer may require, as described in the Agreement. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed as of the date set forth below. Dated: First Union National Bank, Trustee By____________________________ Authorized Officer Countersigned: First Union National Bank, Trustee By ________________________ Authorized Officer EXHIBIT C [Form of Reverse of Series 2002-4 Certificates] WELLS FARGO ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2002-4 This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the "Certificates"). The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event funds are advanced with respect to any Mortgage Loan by a Servicer, the Master Servicer or the Trustee, such advances are reimbursable to such Servicer, the Master Servicer or the Trustee to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders. As provided in the Agreement, withdrawals from the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement to a Servicer, the Master Servicer or the Trustee, as applicable, of advances made by such Servicer, the Master Servicer or the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Seller, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Seller, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66 2/3% of the Voting Interests of each Class of Certificates affected thereby. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the office or agency appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar, duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of authorized Denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in Classes and Denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized Denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee or the Certificate Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee and the Certificate Registrar, and any agent of the Seller, the Master Servicer, the Trustee or the Certificate Registrar, may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Seller, the Master Servicer, the Trustee, the Certificate Registrar nor any such agent shall be affected by notice to the contrary. The obligations created by the Agreement in respect of the Certificates and the Trust Estate created thereby shall terminate upon the last action required to be taken by the Trustee on the Final Distribution Date pursuant to the Agreement following the earlier of (i) the payment or other liquidation (or advance with respect thereto) of the last Mortgage Loan subject thereto or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller from the Trust Estate of all remaining Mortgage Loans and all property acquired in respect of such Mortgage Loans; provided, however, that the Trust Estate will in no event continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date of the Agreement. The Agreement permits, but does not require, the Seller to purchase all remaining Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such option will effect early retirement of the Certificates, the Seller's right to exercise such option being subject to the Pool Scheduled Principal Balance of the Mortgage Loans as of the Distribution Date upon which the proceeds of such repurchase are distributed being less than ten percent of the Cut-Off Date Aggregate Principal Balance. ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto ------------------------------------------------------------------------------- ------------------------------------------------------------------------------- ------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) the beneficial interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Estate. I (We) further direct the Certificate Registrar to issue a new Certificate of a like Denomination or Percentage Interest and Class, to the above named assignee and deliver such Certificate to the following address: ------------------------------------------------------------------------------- ------------------------------------------------------------------------------- Social Security or other Identifying Number of Assignee: Dated: ___________________________________ Signature by or on behalf of assignor ___________________________________ Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, if the assignee is eligible to receive distributions in immediately available funds, by wire transfer or otherwise, in immediately available funds to__________________________________________ for the account of _______________________________________________ account number _____________, or, if mailed by check, to______________________________________. Applicable statements should be mailed to _____________________________________. This information is provided by ______________________, the assignee named above, or ___________________________________, as its agent. EXHIBIT D RESERVED EXHIBIT E CUSTODIAL AGREEMENT THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the "Agreement"), dated as of _____________, by and among FIRST UNION NATIONAL BANK, not individually, but solely as Trustee (including its successors under the Pooling and Servicing Agreement defined below, the "Trustee"), WELLS FARGO ASSET SECURITIES CORPORATION (together with any successor in interest, the "Seller"), WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the "Master Servicer") and ___________________________ (together with any successor in interest or any successor appointed hereunder, the "Custodian"). W I T N E S S E T H T H A T - - - - - - - - - - - - - - WHEREAS, the Seller, the Master Servicer, and the Trustee, have entered into a Pooling and Servicing Agreement dated as of January 29, 2002 relating to the issuance of Mortgage Pass-Through Certificates, Series 2002-4 (as in effect on the date of this Agreement, the "Original Pooling and Servicing Agreement", and as amended and supplemented from time to time, the "Pooling and Servicing Agreement"); and WHEREAS, the Custodian has agreed to act as agent for the Trustee for the purposes of receiving and holding certain documents and other instruments delivered by the Seller under the Pooling and Servicing Agreement, all upon the terms and conditions and subject to the limitations hereinafter set forth; NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Seller, the Master Servicer and the Custodian hereby agree as follows: ARTICLE I DEFINITIONS Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein. ARTICLE II CUSTODY OF MORTGAGE DOCUMENTS Section 2.1. Custodian to Act as Agent; Acceptance of Custodial Files. The Custodian, as the duly appointed agent of the Trustee for these purposes, acknowledges receipt of the Mortgage Notes, the Mortgages, the assignments and other documents relating to the Mortgage Loans identified on the schedule attached hereto and declares that it holds and will hold such Mortgage Notes, Mortgages, assignments and other documents and any similar documents received by the Trustee subsequent to the date hereof (the "Custodial Files") as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders. Section 2.2. Recordation of Assignments. If any Custodial File includes one or more assignments to the Trustee of Mortgage Notes and related Mortgages that have not been recorded, each such assignment shall be delivered by the Custodian to the Seller for the purpose of recording it in the appropriate public office for real property records, and the Seller, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment and, upon receipt thereof from such public office, shall return each such assignment to the Custodian. Section 2.3. Review of Custodial Files. The Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of Section 2.01 of the Pooling and Servicing Agreement, each Custodial File. If in performing the review required by this Section 2.3 the Custodian finds any document or documents constituting a part of a Custodial File to be missing or defective in any material respect, the Custodian shall promptly so notify the Seller, the Master Servicer and the Trustee. Section 2.4. Notification of Breaches of Representations and Warranties. Upon discovery by the Custodian of a breach of any representation or warranty made by the Seller or the Master Servicer as set forth in the Pooling and Servicing Agreement, the Custodian shall give prompt written notice to the Seller, the Master Servicer and the Trustee. Section 2.5. Custodian to Cooperate; Release of Custodial Files. Upon the payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a notification that payment in full will be escrowed in a manner customary for such purposes, the Master Servicer shall immediately notify the Custodian by a certification (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Certificate Account pursuant to Section 3.02 of the Pooling and Servicing Agreement have been or will be so deposited) of a Servicing Officer and shall request delivery to it of the Custodial File. The Custodian agrees, upon receipt of such certification and request, promptly to release the related Custodial File to the Master Servicer. From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a certificate of a Servicing Officer requesting that possession of all, or any document constituting part of, the Custodial File be released to the Master Servicer and certifying as to the reason for such release and that such release will not invalidate any insurance coverage provided in respect of the Mortgage Loan. With such certificate, the Master Servicer shall deliver to the Custodian a receipt signed by a Servicing Officer on behalf of the Master Servicer, and upon receipt of the foregoing, the Custodian shall deliver the Custodial File or such document to the Master Servicer. The Master Servicer shall cause each Custodial File or any document therein so released to be returned to the Custodian when the need therefor by the Master Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Certificate Account to the extent required by the Pooling and Servicing Agreement or (ii) the Custodial File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Master Servicer has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Custodial File or such document were delivered and the purpose or purposes of such delivery. In the event of the liquidation of a Mortgage Loan, the Custodian shall deliver such receipt with respect thereto to the Master Servicer upon deposit of the related Liquidation Proceeds in the Certificate Account to the extent required by the Pooling and Servicing Agreement. Section 2.6. Assumption Agreements. In the event that any assumption agreement or substitution of liability agreement is entered into with respect to any Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and Servicing Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which copy shall be added to the related Custodial File and, for all purposes, shall be considered a part of such Custodial File to the same extent as all other documents and instruments constituting parts thereof. ARTICLE III CONCERNING THE CUSTODIAN Section 3.1. Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Custodian File which are delivered to the Custodian, the Custodian is exclusively the bailee and agent of the Trustee, holds such documents for the benefit of Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or other document constituting a part of a Custodial File shall be delivered by the Custodian to the Seller or the Master Servicer or otherwise released from the possession of the Custodian. Section 3.2. Indemnification. The Seller hereby agrees to indemnify and hold the Custodian harmless from and against all claims, liabilities, losses, actions, suits or proceedings at law or in equity, or any other expenses, fees or charges of any character or nature, which the Custodian may incur or with which the Custodian may be threatened by reasons of its acting as custodian under this Agreement, including indemnification of the Custodian against any and all expenses, including attorney's fees if counsel for the Custodian has been approved by the Seller, and the cost of defending any action, suit or proceedings or resisting any claim. Notwithstanding the foregoing, it is specifically understood and agreed that in the event any such claim, liability, loss, action, suit or proceeding or other expense, fees, or charge shall have been caused by reason of any negligent act, negligent failure to act, or willful misconduct on the part of the Custodian, or which shall constitute a willful breach of its duties hereunder, the indemnification provisions of this Agreement shall not apply. Section 3.3. Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not Custodian. Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses. The Master Servicer covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian, and the Master Servicer will pay or reimburse the Custodian upon its request for all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ), except any such expense, disbursement or advance as may arise from its negligence or bad faith. Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such notice of resignation, the Trustee shall either take custody of the Custodial Files itself and give prompt notice thereof to the Seller, the Master Servicer and the Custodian or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Custodial Files and no successor Custodian shall have been so appointed and have accepted resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian. The Trustee may remove the Custodian at any time. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority and shall be able to satisfy the other requirements contained in Section 3.7. Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.5 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Seller and the Master Servicer of the appointment of any successor Custodian. No successor Custodian shall have been appointed and accepted appointment by the Trustee without the prior approval of the Seller and the Master Servicer. Section 3.6. Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 3.7. Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $10,000,000 and is qualified to do business in the jurisdiction in which it will hold any Custodian File. ARTICLE IV MISCELLANEOUS PROVISIONS Section 4.1. Notices. All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received. Section 4.2. Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto, and neither the Seller, the Master Servicer nor the Trustee shall enter into any amendment hereof except as permitted by the Pooling and Servicing Agreement. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof. SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK. Section 4.4. Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Master Servicer and at its expense on direction by the Trustee, but only upon direction accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders. For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 4.5. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof. IN WITNESS WHEREOF, this Agreement is executed as of the date first above written. Address: FIRST UNION NATIONAL BANK 401 South Tryon Street By:__________________________________ Charlotte, North Carolina, 28202 Name:_____________________________ Title:____________________________ Address: WELLS FARGO ASSET SECURITIES CORPORATION 7485 New Horizon Way By:__________________________________ Frederick, Maryland 21703 Name:_____________________________ Title:____________________________ Address: WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION 7485 New Horizon Way Frederick, Maryland 21703 By:__________________________________ Name:_____________________________ Title:____________________________ Address: [CUSTODIAN] By:___________________________________ Name:______________________________ Title:_____________________________ STATE OF ) ) ss.: COUNTY OF ) On this ____ day of _________, 20__, before me, a notary public in and for the State of ____________, personally appeared _______________, known to me who, being by me duly sworn, did depose and say that he resides at __________________________; that he is the __________ of Wells Fargo Asset Securities Corporation a Delaware corporation, one of the parties that executed the foregoing instrument; and that he signed his name thereto by order of the Board of Directors of said corporation. ------------------------------------------- Notary Public [NOTARIAL SEAL] STATE OF ) ) ss.: COUNTY OF ) On this ____ day of _________, 20__, before me, a notary public in and for the State of ____________, personally appeared _______________, known to me who, being by me duly sworn, did depose and say that he resides at __________________________; that he is the __________ of Wells Fargo Bank Minnesota, National Association, a national banking association, one of the parties that executed the foregoing instrument; and that he signed his name thereto by order of the Board of Directors of said corporation. ------------------------------------------- Notary Public [NOTARIAL SEAL] STATE OF ) ) ss.: COUNTY OF ) On this ___ day of ________, 20__, before me, a notary public in and for the State of ____________, personally appeared __________ _________, known to me who, being by me duly sworn, did depose and say that he resides at __________________________; that he is the ____________________ of First Union National Bank, a national banking association, one of the parties that executed the foregoing instrument; and that he signed his name thereto by order of the Board of Directors of said association. ------------------------------------------- Notary Public [NOTARIAL SEAL] STATE OF ) ) ss.: COUNTY OF ) On this ____ day of ________, 20__, before me, a notary public in and for the State of __________, personally appeared __________ __________, known to me who, being by me duly sworn, did depose and say that he resides at __________________________; that he is the _______________________ of ______________________, a _________________________, one of the parties that executed the foregoing instrument; and that he signed his name thereto by order of the Board of Directors of said association ------------------------------------------- Notary Public [NOTARIAL SEAL] EXHIBIT F-1A [Schedule of Type 1 Mortgage Loans in Group I] WFMBS WFMBS 2002-04 EXHIBIT F-1A GROUP I LOANS 15 YEAR FIXED RATE NON-RELOCATION & RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) ------------------------------------------------------------------------------------------------------------------------------ NET MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE ------------------------------------------------------------------------------------------------------------------------------ 1001961 LANDENBERG PA 19350 SFD 6.000 5.733 $3,198.22 180 1-Oct-16 1004269 ALAMEDA CA 94501 SFD 6.625 6.000 $2,721.78 180 1-Oct-16 1010783 SAN JUAN CAPISTRA CA 92675 SFD 6.750 6.000 $7,858.00 180 1-Oct-16 1011387 KIMBERLY ID 83341 SFD 6.625 6.000 $4,586.20 180 1-Nov-16 2010881 ROGERS MN 55374 SFD 6.750 6.000 $3,982.09 180 1-Nov-16 2020279 SEATTLE WA 98199 SFD 6.500 6.000 $4,991.45 180 1-Nov-16 2040193 VALLEJO CA 94591 SFD 6.500 6.000 $3,623.81 180 1-Nov-16 2710676 CORRALES NM 87048 SFD 6.625 6.000 $3,231.02 180 1-Oct-16 3841386 CASTAIC CA 91384 SFD 6.625 6.000 $3,062.00 180 1-Nov-16 3841585 ALISO VIEJO CA 92656 SFD 6.625 6.000 $3,140.58 180 1-Nov-16 3844865 BISMARCK ND 58504 SFD 6.375 6.000 $4,113.83 180 1-Oct-16 3845241 KENILWORTH IL 60043 SFD 7.000 6.000 $8,988.28 180 1-Nov-16 3845363 COLUMBIA FALLS MT 59912 SFD 6.500 6.000 $6,271.97 180 1-Oct-16 3845475 PALO ALTO CA 94306 SFD 6.500 6.000 $2,953.05 180 1-Nov-16 3846942 FORT WORTH TX 76132 SFD 6.375 6.000 $3,249.58 180 1-Nov-16 3848708 NEWPORT COAST CA 92657 SFD 6.750 6.000 $7,707.56 180 1-Nov-16 3851640 MILLSTONE NJ 07726 SFD 6.625 6.000 $4,508.50 180 1-Oct-16 3858771 PALM DESERT CA 92211 SFD 7.000 6.000 $2,894.23 180 1-Oct-16 3890041 OMAHA NE 68114 SFD 6.750 6.000 $5,486.44 180 1-Oct-16 3891860 BEVERLY HIILS CA 90211 SFD 6.625 6.000 $4,389.97 180 1-Nov-16 3892078 CEDAR RAPIDS IA 52403 SFD 6.500 6.000 $3,188.25 180 1-Oct-16 3892096 NOVATO CA 94945 SFD 6.750 6.000 $3,451.15 180 1-Oct-16 4073433 LAKE ARROWHEAD CA 92352 LCO 6.500 6.000 $3,414.74 180 1-Nov-16 4086740 BIG SANDY TX 75755 SFD 6.625 6.000 $3,231.02 180 1-Oct-16 4102349 WYCKOFF NJ 07481 SFD 6.500 6.000 $4,355.54 180 1-Nov-16 4108868 TEMECULA CA 92592 SFD 6.500 6.000 $4,515.82 180 1-Nov-16 4118493 LOS ALTOS CA 94024 SFD 6.375 6.000 $3,629.85 180 1-Oct-16 4156329 TORRANCE CA 90501 SFD 6.500 6.000 $2,848.52 180 1-Oct-16 4171765 CAMPBELL CA 95008 SFD 6.750 6.000 $3,318.41 180 1-Oct-16 4176327 MILLBRAE CA 94030 SFD 6.625 6.000 $4,886.04 180 1-Nov-16 4182689 OLD TAPPAN NJ 07675 SFD 6.500 6.000 $3,571.54 180 1-Oct-16 4216385 PLANO TX 75075 SFD 6.875 6.000 $2,782.59 180 1-Dec-16 4233675 STANWOOD WA 98292 SFD 6.375 6.000 $3,718.87 180 1-Nov-16 4262053 LA JOLLA CA 92037 SFD 6.500 6.000 $5,487.98 180 1-Dec-16 4274660 NEW ORLEANS LA 70130 HCO 6.875 6.000 $5,593.27 180 1-Jan-17 4274766 LAWRENCEVILLE GA 30044 SFD 6.625 6.000 $1,044.82 180 1-Oct-16 4283348 NOVATO CA 94947 SFD 6.625 6.000 $4,947.50 180 1-Dec-16 4295882 GREENVILLE NC 27858 SFD 7.000 6.000 $3,984.06 180 1-Jul-16 4311069 GLEN HEAD NY 11545 SFD 6.500 6.000 $3,275.37 180 1-Dec-16 4313574 HOUSTON TX 77024 SFD 6.500 6.000 $2,816.30 180 1-Jan-17 4315032 WOODLAND WA 98674 SFD 7.000 6.000 $3,739.13 180 1-Oct-16 4316556 PELLA IA 50219 SFD 6.875 6.000 $3,790.39 180 1-Jun-16 4316949 YORBA LINDA CA 92886 SFD 6.375 6.000 $2,921.61 180 1-Dec-16 4317494 LAGUNA NIGUEL CA 92677 SFD 6.500 6.000 $3,397.32 180 1-Dec-16 4319197 ERIE CO 80516 SFD 6.125 5.858 $2,730.51 180 1-Dec-16 4319975 HOUSTON TX 77019 SFD 6.750 6.000 $6,526.21 180 1-Dec-16 4320702 UNIVERSITY PARK TX 75225 SFD 6.875 6.000 $5,242.77 180 1-Oct-16 4321431 WASHINGTON CROSSING PA 18977 SFD 6.750 6.000 $3,141.43 180 1-Dec-16 4323445 FULSHEAR TX 77441 SFD 7.000 6.000 $2,782.78 180 1-Jan-17 4325989 PALM CITY FL 34990 SFD 6.625 6.000 $3,582.22 180 1-Dec-16 4327422 BOXFORD MA 01921 SFD 6.250 5.983 $3,749.52 180 1-Nov-16 4327919 CHESTERFIELD MO 63005 SFD 6.750 6.000 $5,415.65 180 1-Nov-16 4328062 ENGLEWOOD CLIFFS NJ 07632 SFD 6.375 6.000 $2,891.78 180 1-Dec-16 4333116 CHULA VISTA CA 91915 SFD 6.500 6.000 $2,726.57 180 1-Jan-17 4333180 PLEASANT HILL CA 94523 SFD 6.875 6.000 $3,121.50 180 1-Dec-16 4333562 STOCKTON CA 95219 SFD 7.000 6.000 $4,494.15 180 1-Dec-16 4334153 STAMFORD CT 06902 SFD 6.375 6.000 $3,629.86 180 1-Dec-16 4334772 DANVILLE CA 94526 SFD 6.375 6.000 $5,185.51 180 1-Nov-16 4337054 GAITHERSBURG MD 20879 SFD 6.750 6.000 $3,070.64 180 1-Jan-17 4337610 CALABASAS CA 91302 SFD 6.500 6.000 $4,939.18 180 1-Dec-16 4338974 FOLSOM NJ 08037 SFD 6.875 6.000 $3,612.02 180 1-Dec-16 4339422 LAS VEGAS NV 89117 SFD 6.375 6.000 $4,321.26 180 1-Dec-16 4339440 NEWPORT COAST CA 92657 SFD 6.500 6.000 $7,927.08 180 1-Nov-16 4341016 MILLBRAE CA 94030 SFD 6.625 6.000 $3,072.98 180 1-Nov-16 4341188 LARCHMONT NY 10538 SFD 6.875 6.000 $8,771.39 180 1-Jan-17 4342561 POTOMAC MD 20854 SFD 6.500 6.000 $3,196.97 180 1-Nov-16 4342961 LOS ANGELES CA 90049 SFD 6.500 6.000 $5,888.69 180 1-Nov-16 4343132 SHARON MA 02067 SFD 6.750 6.000 $2,875.96 180 1-Dec-16 4343907 AGOURA HILLS CA 91301 SFD 6.500 6.000 $2,831.10 180 1-Nov-16 4344360 BRYN MAWR PA 19010 SFD 6.750 6.000 $4,955.50 180 1-Dec-16 4345784 SHORT HILLS NJ 07078 SFD 6.125 5.858 $4,763.50 180 1-Dec-16 4346162 LOS ANGELES CA 90024 SFD 6.500 6.000 $5,453.14 180 1-Dec-16 4347854 NORTH BRANFORD CT 06472 SFD 6.875 6.000 $1,204.01 180 1-Dec-16 4347892 PALO ALTO CA 94306 SFD 6.500 6.000 $3,127.28 180 1-Dec-16 4348144 LOS ANGELES CA 90049 SFD 6.500 6.000 $4,982.74 180 1-Nov-16 4350240 RIVERSIDE CA 92506 SFD 6.625 6.000 $4,353.98 180 1-Jan-17 4350332 ATLANTA GA 30327 SFD 6.625 6.000 $6,402.34 180 1-Dec-16 4350766 CHESTERFIELD MO 63005 SFD 6.875 6.000 $5,413.56 180 1-Nov-16 4352260 FAIR OAKS CA 95628 SFD 6.250 5.983 $3,125.31 180 1-Oct-16 4352345 EAST QUOGUE NY 11942 SFD 6.625 6.000 $4,313.15 180 1-Jan-17 4352361 NOYACK NY 11962 SFD 6.625 6.000 $5,685.01 180 1-Jan-17 4352671 LAS VEGAS NV 89135 SFD 6.375 6.000 $4,191.62 180 1-Dec-16 4353101 SAN FRANCISCO CA 94133 MF2 6.500 6.000 $4,616.87 180 1-Dec-16 4354412 SAN FRANCISCO CA 94123 SFD 6.500 6.000 $5,226.65 180 1-Jan-17 4354671 LONG VALLEY NJ 07853 SFD 6.875 6.000 $3,121.49 180 1-Oct-16 4354915 BROWNSVILLE TX 78520 SFD 6.625 6.000 $4,327.63 180 1-Nov-16 4355042 ALAMO CA 94507 SFD 6.875 6.000 $4,022.27 180 1-Nov-16 4355620 SARDIS MS 38666 SFD 6.500 6.000 $2,939.99 180 1-Jan-17 4356815 WOODSIDE CA 94062 SFD 6.625 6.000 $7,998.53 180 1-Dec-16 4357560 MASSAPEQUA NY 11758 SFD 6.375 6.000 $3,007.60 180 1-Dec-16 4357872 LAS VEGAS NV 89117 SFD 6.750 6.000 $3,424.60 180 1-Jan-17 4358857 ALISO VIEJO CA 92656 SFD 6.500 6.000 $3,092.44 180 1-Dec-16 4358957 EDINA MN 55436 SFD 6.500 6.000 $2,831.10 180 1-Dec-16 4359016 BROOKLYN CT 06234 SFD 6.375 6.000 $993.89 180 1-Dec-16 4359045 GREENVILLE NC 27834 SFD 6.500 6.000 $5,575.09 180 1-Dec-16 4360733 ALABASTER AL 35007 SFD 6.500 6.000 $3,918.25 180 1-Nov-16 4361634 ALPHARETTA GA 30022 SFD 6.625 6.000 $3,371.50 180 1-Nov-16 4363188 PLEASANTON CA 94566 SFD 6.500 6.000 $4,111.63 180 1-Jan-17 4363661 PALO ALTO CA 94303 SFD 6.875 6.000 $3,094.74 180 1-Nov-16 4364199 SOUTH OGDEN UT 84403 SFD 6.375 6.000 $3,153.94 180 1-Jan-17 4364243 HALF MOON BAY CA 94019 SFD 6.250 5.983 $3,515.44 180 1-Jan-17 4366216 SACRAMENTO CA 95864 SFD 6.500 6.000 $2,743.99 180 1-Dec-16 4366289 FULLERTON CA 92835 SFD 7.250 6.000 $3,651.45 180 1-Nov-16 4366304 BRENTWOOD CA 90049 SFD 6.125 5.858 $3,274.91 180 1-Dec-16 4366880 LAWRENCE NY 11559 SFD 6.375 6.000 $4,321.26 180 1-Dec-16 4366916 OAK PARK IL 60302 SFD 6.500 6.000 $3,048.88 180 1-Dec-16 4367478 PASADENA MD 21122 SFD 6.500 6.000 $2,622.04 180 1-Dec-16 4367528 SOUTH SAN FRANCISCO CA 94080 SFD 6.375 6.000 $3,975.56 180 1-Jan-17 4367731 LOS ANGELES CA 90049 SFD 6.500 6.000 $3,615.10 180 1-Dec-16 4368292 BOSTON MA 02108 SFD 6.250 5.983 $5,744.74 180 1-Nov-16 4368689 FULLERTON CA 92835 SFD 6.125 5.858 $3,963.92 180 1-Dec-16 4369583 VAIL CO 81657 LCO 6.625 6.000 $4,433.87 180 1-Oct-16 4370261 BROOKLINE MA 02446 SFD 6.625 6.000 $3,029.08 180 1-Dec-16 4371547 HIGHLAND BEACH FL 33487 HCO 6.250 5.983 $3,091.01 180 1-Dec-16 4371614 VILLANOVA PA 19085 PUD 6.250 5.983 $4,146.84 180 1-Dec-16 4372065 GLEN GARDNER NJ 08826 SFD 6.500 6.000 $3,787.58 180 1-Dec-16 4372209 CORAL GABLES FL 33146 SFD 6.000 5.733 $4,691.85 180 1-Dec-16 4373016 SANTA BARBARA CA 93101 SFD 6.625 6.000 $4,302.17 180 1-Nov-16 4373250 HIGHLAND NC 28741 SFD 6.500 6.000 $3,980.97 180 1-Jan-17 4373447 BEVERLY HILLS CA 90211 SFD 6.250 5.983 $5,444.64 180 1-Dec-16 4373705 NAPLES FL 34110 SFD 6.500 6.000 $4,028.88 180 1-Jan-17 4373890 SAN LUIS OBISPO CA 93401 SFD 6.875 6.000 $3,924.16 180 1-Nov-16 4374256 STURGEON BAY WI 54235 SFD 6.250 5.983 $3,429.70 180 1-Jan-17 4374379 BURLINGAME CA 94010 SFD 6.625 6.000 $8,534.10 180 1-Dec-16 4374437 KEW GARDENS HILLS NY 11367 COP 6.625 6.000 $649.72 180 1-Nov-16 4374568 BOULDER CO 80302 SFD 6.375 6.000 $2,830.42 180 1-Oct-16 4374585 BREWSTER NY 10509 SFD 6.875 6.000 $3,389.05 180 1-Nov-16 4374693 HANOVER NH 03755 SFD 6.500 6.000 $8,693.66 180 1-Dec-16 4374840 TOWACO NJ 07082 SFD 6.375 6.000 $3,240.94 180 1-Dec-16 4375206 SPRING TX 77382 SFD 6.250 5.983 $2,590.75 180 1-Jan-17 4375703 FREMONT CA 94539 SFD 6.375 6.000 $5,617.63 180 1-Jan-17 4376176 NASHVILLE TN 37215 SFD 6.375 6.000 $4,234.83 180 1-Nov-16 4377037 NOVATO CA 94949 SFD 6.625 6.000 $5,487.47 180 1-Dec-16 4377510 ERIE PA 16508 SFD 6.375 6.000 $3,595.29 180 1-Dec-16 4377752 PALM BEACH FL 33480 HCO 6.375 6.000 $3,565.04 180 1-Dec-16 4378118 BOSTON MA 02215 LCO 6.500 6.000 $2,926.93 180 1-Dec-16 4378197 LINCOLNSHIRE IL 60069 SFD 6.500 6.000 $4,791.10 180 1-Jan-17 4378524 MEDIA PA 19063 SFD 6.500 6.000 $5,662.20 180 1-Dec-16 4378866 PARK RIDGE NJ 07656 LCO 6.375 6.000 $5,617.63 180 1-Jan-17 4379130 WESTPORT CT 06880 SFD 6.500 6.000 $7,839.97 180 1-Dec-16 4379642 NEW YORK NY 10128 COP 6.625 6.000 $5,267.97 180 1-Dec-16 4379873 SHORT HILLS NJ 07078 SFD 6.375 6.000 $5,617.63 180 1-Dec-16 4380510 MARCO ISLAND FL 34145 SFD 6.375 6.000 $5,240.82 180 1-Dec-16 4381216 HOCKESSIN DE 19707 SFD 6.500 6.000 $3,484.43 180 1-Dec-16 4381346 HUNTINGTON BEACH CA 92648 SFD 6.375 6.000 $3,197.73 180 1-Dec-16 4381907 MANHATTAN BEACH CA 90266 SFD 6.500 6.000 $4,268.43 180 1-Dec-16 4382260 GRANITE BAY CA 95746 SFD 6.625 6.000 $4,070.38 180 1-Nov-16 4382677 ROCHESTER MN 55902 SFD 6.500 6.000 $3,205.68 180 1-Oct-16 4383109 HOWELL NJ 07731 SFD 6.625 6.000 $2,728.81 180 1-Jan-17 4383178 SARATOGA CA 95070 SFD 6.500 6.000 $4,920.45 180 1-Nov-16 4383542 CALABASAS CA 91302 SFD 6.375 6.000 $3,629.86 180 1-Dec-16 4383910 BEVERLY HILLS CA 90210 SFD 6.625 6.000 $8,744.82 180 1-Dec-16 4384192 SAN DIEGO CA 92120 SFD 6.375 6.000 $3,791.90 180 1-Dec-16 4384293 PRINCETON NJ 08540 SFD 6.375 6.000 $8,642.50 180 1-Nov-16 4384379 THOUSAND OAKS CA 91362 SFD 6.500 6.000 $3,135.99 180 1-Dec-16 4384408 GUILFORD CT 06437 SFD 6.125 5.858 $3,036.74 180 1-Dec-16 4384888 FAIRFIELD CT 06430 SFD 6.375 6.000 $3,694.68 180 1-Dec-16 4385178 LONGBOAT KEY FL 34228 SFD 6.500 6.000 $5,052.43 180 1-Dec-16 4385384 BLOOMFIELD HILLS MI 48302 SFD 6.500 6.000 $3,919.98 180 1-Dec-16 4385395 ROCKVILLE MD 20852 SFD 6.500 6.000 $4,738.83 180 1-Dec-16 4386187 GREENVILLE SC 29605 SFD 6.375 6.000 $4,148.41 180 1-Dec-16 4386430 TOWACO NJ 07082 SFD 6.375 6.000 $3,457.01 180 1-Dec-16 4387511 RIDGEFIELD CT 06877 SFD 6.625 6.000 $5,092.37 180 1-Dec-16 4387558 DOYLESTOWN PA 18901 SFD 6.875 6.000 $3,095.63 180 1-Dec-16 4387664 MORAGA CA 94556 SFD 6.375 6.000 $3,111.31 180 1-Dec-16 4388707 SAN RAFAEL CA 94901 SFD 6.875 6.000 $3,585.26 180 1-Dec-16 4388809 DERWOOD MD 20855 SFD 6.375 6.000 $3,050.81 180 1-Dec-16 4389362 WELLESLEY MA 02481 SFD 6.500 6.000 $3,223.10 180 1-Dec-16 4389778 BRADENTON FL 34202 SFD 6.375 6.000 $4,321.26 180 1-Dec-16 4389800 FALLSTON MD 21047 SFD 6.750 6.000 $3,849.36 180 1-Dec-16 4390325 ORWIGSBURG PA 17961 SFD 6.625 6.000 $4,038.78 180 1-Dec-16 4390693 ALAMO CA 94507 SFD 6.625 6.000 $3,687.58 180 1-Dec-16 4391055 MANHATTAN BEACH CA 90266 LCO 6.375 6.000 $3,180.45 180 1-Dec-16 4391409 WASHINGTON DC 20007 SFD 6.375 6.000 $7,432.56 180 1-Dec-16 4391424 SCOTTSDALE AZ 85250 SFD 6.375 6.000 $3,455.97 180 1-Nov-16 4391834 MADISON GA 30650 SFD 6.375 6.000 $6,049.76 180 1-Jan-17 4391847 SAINT LOUIS MO 63146 SFD 6.750 6.000 $3,044.09 180 1-Jan-17 4392017 HIGHLAND VILLAGE TX 75077 SFD 6.375 6.000 $2,921.17 180 1-Dec-16 4393014 HOLLISTON MA 01746 SFD 6.000 5.733 $3,375.43 180 1-Jan-17 4393610 IRVINE CA 92606 SFD 6.625 6.000 $3,064.20 180 1-Dec-16 4394786 WILLIAMSBURG VA 23185 SFD 6.500 6.000 $3,397.32 180 1-Dec-16 4395581 PHOENIX AZ 85020 SFD 6.250 5.983 $2,915.24 180 1-Dec-16 4395847 WOODLAND HILLS CA 91367 SFD 6.500 6.000 $4,137.76 180 1-Dec-16 4396726 LOS ALTOS HILLS CA 94022 SFD 6.500 6.000 $5,531.54 180 1-Dec-16 4396825 GRANADA HILLS CA 91344 SFD 6.500 6.000 $3,223.10 180 1-Dec-16 4396828 GRANADA HILLS CA 91344 SFD 6.500 6.000 $3,702.21 180 1-Dec-16 4397026 FAIRVIEW PA 16415 SFD 6.375 6.000 $2,903.89 180 1-Jan-17 4397624 AUSTIN TX 78731 SFD 6.500 6.000 $3,795.87 180 1-Jan-17 4397709 DULUTH MN 55804 SFD 6.750 6.000 $4,176.77 180 1-Nov-16 4397855 SUNNYVALE CA 94087 SFD 6.375 6.000 $3,724.92 180 1-Dec-16 4398047 BETHLEHEM PA 18017 SFD 6.750 6.000 $6,548.33 180 1-Dec-16 4398152 BETHESDA MD 20817 SFD 6.625 6.000 $5,355.77 180 1-Dec-16 4398843 WESTON MA 02493 SFD 6.375 6.000 $3,647.14 180 1-Dec-16 4399007 POWAY CA 92064 SFD 6.875 6.000 $5,119.25 180 1-Dec-16 4399056 BERKELEY CA 94708 SFD 6.500 6.000 $5,357.32 180 1-Dec-16 4399167 AUSTIN TX 78734 SFD 6.375 6.000 $4,219.71 180 1-Jan-17 4399498 ATLANTA GA 30305 SFD 6.625 6.000 $5,776.33 180 1-Dec-16 4399676 FAIRVIEW PA 16415 SFD 6.250 5.983 $4,201.38 180 1-Dec-16 4400408 FREMONT CA 94539 SFD 6.375 6.000 $3,370.58 180 1-Dec-16 4401029 BETHESDA MD 20817 SFD 6.500 6.000 $3,379.90 180 1-Dec-16 4401114 BLUE BELL PA 19422 SFD 6.625 6.000 $3,029.08 180 1-Dec-16 4402048 NEW CANAAN CT 06840 SFD 6.375 6.000 $3,655.78 180 1-Dec-16 4402153 BEECHHURST NY 11357 LCO 6.750 6.000 $3,177.23 180 1-Jan-17 4403005 TARZANA CA 91356 SFD 6.375 6.000 $3,370.58 180 1-Jan-17 4403141 MIAMI BEACH FL 33139 SFD 6.375 6.000 $3,017.96 180 1-Dec-16 4403197 BROOKLYN NY 11235 SFD 6.500 6.000 $3,527.99 180 1-Dec-16 4403785 CASTRO VALLEY CA 94546 SFD 6.750 6.000 $2,867.11 180 1-Dec-16 4404188 TORRANCE CA 90277 SFD 6.500 6.000 $7,596.06 180 1-Dec-16 4404254 GLADWYNE PA 19035 SFD 6.625 6.000 $6,971.28 180 1-Dec-16 4404392 SEATTLE WA 98105 SFD 6.625 6.000 $3,898.30 180 1-Dec-16 4404777 FAIR LAWN NJ 07410 SFD 6.375 6.000 $3,076.74 180 1-Dec-16 4405286 ATLANTA GA 30327 SFD 6.250 5.983 $3,558.30 180 1-Dec-16 4405563 NAPLES FL 34102 SFD 6.500 6.000 $3,005.33 180 1-Jan-17 4405751 LOS ANGELES CA 90024 SFD 6.375 6.000 $5,574.42 180 1-Dec-16 4405853 UPPER SADDLE RIVER NJ 07458 SFD 6.375 6.000 $6,741.16 180 1-Jan-17 4406098 NEW YORK NY 10023 HCO 6.000 5.733 $5,442.88 180 1-Dec-16 4406482 WAYNE NJ 07470 SFD 6.500 6.000 $3,702.21 180 1-Jan-17 4406824 VOORHEES NJ 08043 SFD 6.375 6.000 $3,111.31 180 1-Dec-16 4407253 GREAT FALLS VA 22066 SFD 6.375 6.000 $4,182.98 180 1-Dec-16 4407644 WATCHUNG NJ 07069 SFD 6.500 6.000 $2,700.44 180 1-Jan-17 4407797 LONG GROVE IL 60047 SFD 6.875 6.000 $3,656.60 180 1-Oct-16 4408197 RANCHO PALOS VERDES CA 90275 SFD 6.250 5.983 $2,940.97 180 1-Dec-16 4408452 PETOSKEY MI 49770 SFD 6.375 6.000 $3,457.01 180 1-Dec-16 4408589 CAMPBELL CA 95008 SFD 6.375 6.000 $3,889.13 180 1-Dec-16 4409286 SMITHTOWN NY 11787 SFD 6.750 6.000 $2,986.57 180 1-Dec-16 4409463 POTOMAC MD 20854 SFD 6.500 6.000 $3,179.55 180 1-Jan-17 4409631 EUGENE OR 97405 SFD 6.375 6.000 $2,800.18 180 1-Dec-16 4409688 PLEASANTON CA 94588 SFD 7.000 6.000 $5,842.39 180 1-Dec-16 4410355 EVERGREEN CO 80439 SFD 5.875 5.608 $3,507.53 180 1-Jan-17 4410529 SARATOGA CA 95070 SFD 6.500 6.000 $3,484.43 180 1-Dec-16 4411330 BERKELEY HEIGHTS NJ 07922 SFD 7.000 6.000 $3,316.68 180 1-Sep-16 4411345 LEWES DE 19958 SFD 6.500 6.000 $6,010.65 180 1-Dec-16 4412357 PHILADELPHIA PA 19118 SFD 6.375 6.000 $6,481.88 180 1-Dec-16 4412696 BELMONT MA 02478 SFD 6.375 6.000 $2,765.61 180 1-Jan-17 4413257 RANDOLPH NJ 07869 SFD 6.375 6.000 $4,217.55 180 1-Dec-16 4413738 NORTHRIDGE AREA CA 91326 SFD 6.875 6.000 $3,121.49 180 1-Nov-16 4414242 MOUNTAIN LAUREL CA 92679 SFD 6.375 6.000 $3,778.50 180 1-Nov-16 4414411 BETHESDA MD 20814 SFD 6.375 6.000 $3,024.88 180 1-Dec-16 4414596 TEANECK NJ 07666 SFD 6.250 5.983 $3,103.88 180 1-Dec-16 4415285 SAN FRANCISCO CA 94132 SFD 6.875 6.000 $3,344.46 180 1-Dec-16 4415307 DUCK NC 27949 SFD 6.625 6.000 $2,194.99 180 1-Jan-17 4415414 NASHVILLE TN 37205 SFD 6.500 6.000 $6,097.75 180 1-Dec-16 4415783 SAN JOSE CA 95120 SFD 6.500 6.000 $4,791.10 180 1-Dec-16 4416047 WESTLAKE VILLAGE CA 91362 SFD 6.875 6.000 $7,723.46 180 1-Dec-16 4416194 SANTA MONICA CA 90402 SFD 6.625 6.000 $8,779.94 180 1-Nov-16 4416239 BYRON CA 94514 SFD 6.875 6.000 $3,085.82 180 1-Dec-16 4416470 LA JOLLA CA 92037 SFD 6.875 6.000 $8,784.77 180 1-Dec-16 4416492 SAN JOSE CA 95148 SFD 6.250 5.983 $4,287.12 180 1-Dec-16 4416552 BOISE ID 83702 SFD 6.375 6.000 $3,889.13 180 1-Dec-16 4416660 SUNNYVALE CA 94085 SFD 6.625 6.000 $4,389.97 180 1-Dec-16 4417400 SANTA CLARA CA 95051 SFD 6.625 6.000 $3,029.08 180 1-Dec-16 4417643 SANTA ANA CA 92705 SFD 6.500 6.000 $6,271.98 180 1-Dec-16 4417679 GREENSBORO NC 27410 SFD 6.250 5.983 $3,241.06 180 1-Dec-16 4417868 DALLAS TX 75287 SFD 6.500 6.000 $2,900.79 180 1-Dec-16 4418063 FREMONT CA 94539 SFD 6.500 6.000 $4,268.43 180 1-Dec-16 4418104 BROOKFIELD WI 53005 SFD 6.500 6.000 $3,314.57 180 1-Dec-16 4418124 LOS ALTOS CA 94024 SFD 6.625 6.000 $2,765.69 180 1-Jan-17 4418710 DANBURY CT 06810 LCO 6.750 6.000 $619.44 180 1-Dec-16 4419079 SAN JOSE CA 95131 SFD 6.500 6.000 $3,092.44 180 1-Dec-16 4419167 NAPLES FL 34108 HCO 6.500 6.000 $4,181.32 180 1-Dec-16 4419468 LA HABRA HEIGHTS CA 90631 SFD 6.625 6.000 $5,706.96 180 1-Dec-16 4420130 LONG BEACH CA 90808 SFD 6.625 6.000 $3,292.48 180 1-Dec-16 4420576 STEAMBOAT SPRINGS CO 80477 SFD 6.500 6.000 $4,355.54 180 1-Nov-16 4421254 GREENWICH CT 06830 SFD 6.500 6.000 $5,444.43 180 1-Jan-17 4421516 LOS GATOS CA 95032 SFD 6.375 6.000 $3,154.52 180 1-Dec-16 4421575 HINGHAM MA 02043 SFD 6.250 5.983 $3,429.70 180 1-Dec-16 4422299 MILPITAS CA 95035 SFD 6.375 6.000 $3,457.01 180 1-Dec-16 4424406 ARLINGTON VA 22207 SFD 6.250 5.983 $4,698.68 180 1-Dec-16 4426766 RANCHO SANTA MARGARI CA 92688 SFD 6.500 6.000 $1,245.69 180 1-Dec-16 4426825 PARADISE VALLEY AZ 85253 SFD 6.875 6.000 $8,213.98 180 1-Dec-16 4428085 NEW CANAAN CT 06840 SFD 6.375 6.000 $4,191.62 180 1-Jan-17 4428212 SILVER SPRING MD 20906 PUD 6.500 6.000 $2,648.17 180 1-Jan-17 4429253 ORANGE CA 92869 SFD 6.375 6.000 $3,258.23 180 1-Dec-16 4429313 FRESNO CA 93711 SFD 6.500 6.000 $8,153.57 180 1-Dec-16 4429351 HUNTINGTON BEACH CA 92646 SFD 6.000 5.733 $3,628.58 180 1-Dec-16 4429432 REHOBOTH BEACH DE 19971 SFD 6.375 6.000 $4,710.17 180 1-Jan-17 4429473 ALAMO CA 94507 SFD 6.625 6.000 $5,706.96 180 1-Dec-16 4429520 TRACY CA 95377 SFD 6.875 6.000 $3,389.05 180 1-Dec-16 4429829 SAN JUAN CAPISTRANO CA 92675 SFD 6.750 6.000 $3,539.64 180 1-Dec-16 4430496 PROSPECT KY 40059 SFD 6.250 5.983 $3,043.86 180 1-Dec-16 4431158 OKLAHOMA CITY OK 73170 SFD 6.125 5.858 $2,560.39 180 1-Jan-17 4431333 LOS ALTOS CA 94022 SFD 6.000 5.733 $3,164.47 180 1-Jan-17 4431973 LA ENCINO CA 91316 SFD 6.500 6.000 $3,048.88 180 1-Jan-17 4432409 WILLISTON VT 05495 SFD 6.000 5.733 $4,219.29 180 1-Dec-16 4432509 ASHBURN VA 20147 SFD 6.250 5.983 $3,871.27 180 1-Dec-16 4432569 LOS ANGELES CA 90049 SFD 6.375 6.000 $3,975.56 180 1-Dec-16 4433479 CARROLTON TX 75007 SFD 6.375 6.000 $4,566.57 180 1-Dec-16 4433485 WESTON FL 33331 PUD 6.875 6.000 $1,261.98 180 1-Dec-16 4433786 LADUE MO 63124 SFD 6.500 6.000 $4,939.18 180 1-Dec-16 4433801 EDWARDS CO 81632 SFD 6.625 6.000 $8,779.94 180 1-Oct-16 4433830 SAN JOSE CA 95120 PUD 6.500 6.000 $3,025.36 180 1-Dec-16 4433943 BURLINGAME CA 94010 SFD 6.500 6.000 $5,226.65 180 1-Dec-16 4434242 ROCKLIN CA 95677 SFD 6.375 6.000 $3,128.59 180 1-Dec-16 4434612 CARMEL IN 46033 SFD 6.500 6.000 $3,362.48 180 1-Dec-16 4434844 RANCHO SANTA FE CA 92067 SFD 6.500 6.000 $5,052.43 180 1-Dec-16 4435407 SANTA CLARITA CA 91351 SFD 6.250 5.983 $4,072.76 180 1-Dec-16 4435822 JOHNSTON IA 50131 SFD 6.875 6.000 $3,332.86 180 1-Oct-16 4435941 NAPLES FL 34117 SFD 6.625 6.000 $3,072.98 180 1-Dec-16 4437273 BELLEMEAD NJ 08502 SFD 6.875 6.000 $2,836.10 180 1-Nov-16 4438678 YORKTOWN VA 23693 SFD 6.500 6.000 $3,012.17 180 1-Oct-16 4438679 TYLER TX 75707 SFD 6.500 6.000 $2,952.18 180 1-Nov-16 4438913 YORKTOWN VA 23693 SFD 6.625 6.000 $3,141.47 180 1-Sep-16 4438994 BALTIMORE MD 21212 SFD 6.750 6.000 $4,181.20 180 1-Oct-16 4439885 RANCHO PALOS VERDES CA 90275 SFD 6.500 6.000 $3,127.28 180 1-Jan-17 4440093 LONGBOAT KEY FL 34228 SFD 6.625 6.000 $4,310.95 180 1-Nov-16 4440395 SAN CLEMENTE CA 92672 SFD 6.125 5.858 $3,785.29 180 1-Jan-17 4443876 EAGLE ID 83616 SFD 6.250 5.983 $2,748.04 180 1-Dec-16 4443984 MANHATTAN MT 59741 SFD 6.250 5.983 $3,203.76 180 1-Jan-17 4444406 SAN MATEO CA 94402 SFD 6.625 6.000 $4,131.84 180 1-Dec-16 4445427 LOS ANGELES CA 90024 SFD 6.250 5.983 $3,301.08 180 1-Dec-16 4445548 NEWPORT COAST CA 92657 LCO 7.000 6.000 $6,728.18 180 1-Dec-16 4446077 SUNNYVALE CA 94087 PUD 6.625 6.000 $3,924.63 180 1-Nov-16 4446118 SAINT PETERSBURG FL 33704 SFD 6.375 6.000 $3,457.01 180 1-Dec-16 4446743 SAINT LOUIS MO 63131 SFD 6.375 6.000 $5,487.99 180 1-Jan-17 4593257 MONUMNET CO 80132 SFD 6.500 6.000 $3,014.03 180 1-Oct-16 4598892 PASADENA CA 91103 SFD 6.500 6.000 $4,791.09 180 1-Oct-16 4612347 WESTPORT CT 06880 SFD 6.500 6.000 $5,583.80 180 1-Oct-16 4615712 LAS VEGAS NV 89134 SFD 6.625 6.000 $5,197.72 180 1-Nov-16 4620530 OMAHA NE 68114 SFD 6.625 6.000 $3,380.28 180 1-Nov-16 4622387 INDIAN WELLS CA 92210 LCO 6.250 5.983 $3,541.16 180 1-Nov-16 4622529 RENO NV 89509 SFD 6.500 6.000 $3,327.63 180 1-Nov-16 4633475 EAGLE RIVER WI 54521 SFD 6.875 6.000 $3,522.82 180 1-Oct-16 4637955 CALABASAS CA 91302 SFD 6.750 6.000 $4,424.55 180 1-Nov-16 4640165 ENGLEWOOD CO 80110 SFD 6.500 6.000 $3,327.63 180 1-Nov-16 4643078 WOODLAND HILLS CA 91367 SFD 6.750 6.000 $3,004.27 180 1-Nov-16 4644043 NIWOT CO 80503 SFD 6.500 6.000 $3,397.32 180 1-Oct-16 4656302 PENINSULA OH 44264 SFD 6.875 6.000 $6,927.92 120 1-Nov-11 4656468 MONUMENT CO 80132 SFD 6.375 6.000 $3,457.00 180 1-Nov-16 4659363 HERMOSA BEACH CA 90254 SFD 6.500 6.000 $2,700.43 180 1-Nov-16 4663464 STILLWATER MN 55082 SFD 6.625 6.000 $3,665.24 180 1-Nov-16 4669453 PRIOR LAKE MN 55372 SFD 6.500 6.000 $3,179.54 180 1-Nov-16 4674016 SAN MATEO CA 94402 SFD 6.500 6.000 $3,022.74 180 1-Nov-16 4677597 PLANO TX 75093 SFD 6.500 6.000 $4,878.20 180 1-Oct-16 4681292 GLENCOE IL 60022 SFD 6.625 6.000 $8,779.94 180 1-Nov-16 4687471 OTSEGO MN 55330 SFD 6.750 6.000 $4,070.58 180 1-Nov-16 4697819 MINERAL WELLS TX 76067 SFD 6.625 6.000 $6,001.53 180 1-Oct-16 4711081 WILMINGTON DE 19806 SFD 6.750 6.000 $5,309.46 180 1-Nov-16 4739611 PHOENIX AZ 85028 SFD 6.875 6.000 $3,259.73 180 1-Nov-16 4745840 JENKINTOWN PA 19046 SFD 6.375 6.000 $4,753.38 180 1-Nov-16 4752671 ALBUQUERQUE NM 87107 SFD 6.625 6.000 $3,072.98 180 1-Nov-16 4757068 LANCASTER PA 17601 SFD 6.125 5.858 $3,215.36 180 1-Oct-16 4763736 DALLAS TX 75248 SFD 6.875 6.000 $2,809.34 180 1-Nov-16 4773248 AVALON NJ 08202 SFD 6.625 6.000 $3,950.97 180 1-Nov-16 4774246 EDEN PRAIRIE MN 55347 SFD 6.625 6.000 $3,950.97 180 1-Nov-16 4796280 MAHWAH NJ 07417 SFD 6.500 6.000 $7,738.05 180 1-Nov-16 4799649 JOHNSTON IA 50131 SFD 6.750 6.000 $3,044.09 180 1-Oct-16 4800439 PISMO BEACH CA 93449 SFD 6.500 6.000 $3,737.05 180 1-Nov-16 4803334 WEST DES MOINES IA 50265 SFD 6.750 6.000 $5,436.00 180 1-Nov-16 4829966 LIVINGSTON NJ 07039 LCO 6.500 6.000 $4,355.54 180 1-Nov-16 4837225 BEACH HAVEN NJ 08008 SFD 6.875 6.000 $2,943.12 180 1-Nov-16 4886255 GREENVILLE DE 19807 SFD 6.500 6.000 $3,745.76 180 1-Nov-16 4898011 GAINESVILLE VA 20155 SFD 6.375 6.000 $3,512.31 180 1-Nov-16 4926309 BURBANK CA 91504 SFD 6.500 6.000 $3,048.88 180 1-Nov-16 4948915 WEST DES MOINES IA 50265 SFD 6.625 6.000 $4,170.47 180 1-Nov-16 4952537 BIG SPRING TX 79720 SFD 6.625 6.000 $3,317.50 180 1-Nov-16 4986378 SANTA ANA CA 92705 SFD 6.500 6.000 $3,345.05 180 1-Nov-16 4987798 PLANO TX 75093 SFD 6.375 6.000 $4,494.10 180 1-Nov-16 5104874 MENLO PARK CA 94025 SFD 6.500 6.000 $5,923.53 180 1-Nov-16 5108097 RAPID CITY SD 57702 SFD 6.750 6.000 $3,114.00 180 1-Nov-16 5260543 CORONADO CA 92118 LCO 6.500 6.000 $3,789.32 180 1-Nov-16 5465463 EDISON NJ 08817 SFD 6.500 6.000 $3,048.88 180 1-Nov-16 5615950 NILES IL 60714 SFD 6.625 6.000 $3,511.98 180 1-Nov-16 5677935 AUSTIN TX 78746 SFD 6.375 6.000 $3,144.58 180 1-Nov-16 5760739 MANKATO MN 56001 SFD 6.375 6.000 $2,895.24 180 1-Dec-16 5776034 PLEASANTON CA 94588 SFD 6.125 5.858 $5,529.06 180 1-Nov-16 5825876 HINGHAM MA 02043 SFD 6.125 5.858 $3,827.82 180 1-Dec-16 5945972 NORTHRIDGE CA 91326 SFD 6.375 6.000 $3,889.13 180 1-Dec-16 5974005 MASSAPEQUA PARK NY 11762 SFD 6.500 6.000 $2,844.17 180 1-Nov-16 5987797 PHOENIX AZ 85028 SFD 6.625 6.000 $4,038.77 180 1-Nov-16 5990663 MERRICK NY 11566 SFD 7.000 6.000 $1,402.18 180 1-Jul-16 6010398 SAMMAMISH WA 98075 SFD 6.500 6.000 $3,834.62 180 1-Dec-16 6027731 DECATUR GA 30033 SFD 6.750 6.000 $2,787.47 180 1-Aug-16 6029942 BROOKFIELD CT 06804 SFD 6.875 6.000 $2,964.57 180 1-Sep-16 6120969 ROCHESTER MN 55902 SFD 6.375 6.000 $4,361.01 180 1-Nov-16 6126492 HOUSTON TX 77005 SFD 6.250 5.983 $4,650.66 180 1-Nov-16 6140304 CALABASAS CA 91302 SFD 6.500 6.000 $6,533.31 180 1-Nov-16 6158110 DAKOTA DUNES SD 57049 SFD 6.625 6.000 $3,432.96 180 1-Nov-16 6183249 HASTINGS MN 55033 SFD 6.250 5.983 $3,468.28 180 1-Nov-16 6195126 MINNETRISTA MN 55331 SFD 6.375 6.000 $8,512.87 180 1-Nov-16 6200829 WEST CHESTER PA 19382 SFD 6.750 6.000 $5,061.68 180 1-Nov-16 6221819 WOODLAND WA 98674 SFD 6.500 6.000 $4,791.09 180 1-Nov-16 6224465 VENICE CA 90291 SFD 6.500 6.000 $2,780.57 180 1-Nov-16 6241241 NEW ALBANY OH 43054 SFD 6.375 6.000 $4,208.90 180 1-Nov-16 6244403 WILMINGTON DE 19803 SFD 6.625 6.000 $2,809.58 180 1-Nov-16 6306110 BURBANK CA 91504 SFD 6.250 5.983 $7,288.09 180 1-Dec-16 7743209 AUSTIN TX 78731 SFD 6.875 6.000 $6,581.88 180 1-Nov-16 8380782 RICHMOND VA 23235 SFD 7.250 6.000 $3,286.31 180 1-Oct-16 8388275 LUBBOCK TX 79424 SFD 6.500 6.000 $6,271.97 180 1-Oct-16 8422218 EDISON TOWNSHIP NJ 08820 SFD 6.500 6.000 $3,771.90 180 1-Nov-16 8424770 RENO NV 89509 SFD 6.500 6.000 $3,686.96 180 1-Nov-16 8467470 ST.CHARLES IL 60175 SFD 6.875 6.000 $5,797.05 180 1-Oct-16 8576261 HIGHLANDS RANCH CO 80126 SFD 6.625 6.000 $4,389.97 180 1-Nov-16 8638623 SHENANDOAH JCT WV 25442 SFD 6.875 6.000 $2,809.34 180 1-Nov-16 8739349 SAN DIEGO CA 92130 SFD 6.375 6.000 $4,744.73 180 1-Dec-16 8754978 SAINT CHARLES IL 60175 SFD 6.875 6.000 $5,172.75 180 1-Oct-16 8784240 SNOHOMISH WA 98296 SFD 7.000 6.000 $3,397.17 180 1-Sep-16 8797164 RENO NV 89511 SFD 6.750 6.000 $3,760.87 180 1-Oct-16 8827952 BOULDER CO 80302 LCO 7.000 6.000 $3,954.84 180 1-Sep-16 8837556 HOUSTON TX 77005 SFD 7.000 6.000 $3,232.19 180 1-Sep-16 8863531 NEWPORT COAST CA 92657 SFD 6.500 6.000 $8,711.07 180 1-Oct-16 8889168 FAIRFAX CA 94930 SFD 6.500 6.000 $3,484.43 180 1-Oct-16 8890384 NEWPORT BEACH CA 92660 SFD 6.875 6.000 $8,254.11 180 1-Oct-16 8891920 CAMERON PARK CA 95682 SFD 6.750 6.000 $5,751.91 180 1-Nov-16 8894606 DENVER CO 80206 SFD 6.625 6.000 $3,863.17 180 1-Nov-16 8895499 LA CANADA CA 91011 SFD 6.750 6.000 $5,309.46 180 1-Oct-16 8899082 WAYNE PA 19087 SFD 6.750 6.000 $2,920.20 180 1-Oct-16 8900019 LAGUNA BEACH CA 92651 SFD 6.750 6.000 $6,348.34 180 1-Nov-16 8900125 NEWPORT BEACH CA 92660 SFD 6.500 6.000 $8,711.07 180 1-Oct-16 8905065 ORANGEVALE CA 95662 SFD 6.750 6.000 $4,424.55 180 1-Oct-16 8913293 SIOUX CITY IA 51106 SFD 6.625 6.000 $4,916.77 180 1-Oct-16 8914805 OAK BROOK IL 60523 SFD 7.000 6.000 $5,842.38 180 1-Oct-16 8916399 EVANSTON IL 60201 SFD 6.625 6.000 $3,450.52 180 1-Nov-16 8918215 SAN JOSE CA 95132 SFD 7.000 6.000 $5,842.38 180 1-Oct-16 8920751 SAN JOSE CA 95138 SFD 6.750 6.000 $6,468.69 180 1-Oct-16 8923280 HIGHLANDS RANCH CO 80126 SFD 6.625 6.000 $4,872.87 180 1-Oct-16 8923667 HUNTINGTON BEACH CA 92648 SFD 6.875 6.000 $4,191.72 180 1-Nov-16 8923802 HUNTS POINT WA 98004 SFD 6.625 6.000 $8,692.14 180 1-Oct-16 8926086 FREMONT CA 94539 SFD 6.750 6.000 $5,309.46 180 1-Nov-16 8927478 BONDURANT WY 82922 SFD 6.500 6.000 $3,680.43 180 1-Nov-16 8932003 INDIANOLA IA 50125 SFD 7.000 6.000 $3,325.66 180 1-Oct-16 8932713 SILVER SPRING MD 20910 SFD 6.625 6.000 $3,160.78 180 1-Nov-16 8934939 PLYMOUTH MN 55446 SFD 6.750 6.000 $2,707.82 180 1-Nov-16 8935618 PARADISE VALLEY AZ 85253 SFD 6.750 6.000 $6,943.88 180 1-Nov-16 8939447 WEST COVINA CA 91791 SFD 6.625 6.000 $4,263.54 180 1-Oct-16 9226150 TWAIN HARTE CA 95383 SFD 6.625 6.000 $3,002.74 180 1-Nov-16 9234279 SAN JOSE CA 95127 SFD 6.500 6.000 $4,752.77 180 1-Nov-16 9268014 SAN FRANCISCO CA 94107 LCO 7.000 6.000 $4,970.52 180 1-Dec-16 9298183 LONG BEACH CA 90803 SFD 6.250 5.983 $3,901.28 180 1-Dec-16 9312497 ARROYO GRANDE CA 93420 SFD 6.625 6.000 $3,731.48 180 1-Nov-16 9324914 FREMONT CA 94539 SFD 6.500 6.000 $3,588.97 180 1-Nov-16 9328352 LOS ALTOS CA 94024 SFD 6.500 6.000 $4,024.52 180 1-Dec-16 9328610 EL CERRITO CA 94530 SFD 6.625 6.000 $3,248.58 180 1-Nov-16 9330142 BAKERSFIELD CA 93306 SFD 7.000 6.000 $4,008.78 180 1-Nov-16 9330697 LOS ALTOS CA 94024 SFD 6.250 5.983 $5,568.97 180 1-Dec-16 9330817 SAN JOSE CA 95148 SFD 6.750 6.000 $4,566.14 180 1-Oct-16 9331063 FREMONT CA 94536 SFD 6.375 6.000 $3,596.15 180 1-Oct-16 9331252 CUPERTINO CA 95014 SFD 6.750 6.000 $5,566.08 180 1-Oct-16 9333804 CASTRO VALLEY CA 94552 SFD 7.000 6.000 $2,930.18 180 1-Oct-16 9334636 CUPERTINO CA 95014 SFD 5.875 5.608 $4,185.60 180 1-Oct-16 9334800 BURLINGAME CA 94010 SFD 7.000 6.000 $8,305.18 180 1-Nov-16 9334927 WOODSIDE CA 94062 SFD 6.500 6.000 $6,097.76 180 1-Oct-16 9335921 FREMONT CA 94555 SFD 6.375 6.000 $3,132.91 180 1-Nov-16 9336451 SAN JOSE CA 95120 SFD 6.750 6.000 $3,283.02 180 1-Nov-16 9336557 CARMEL VALLEY CA 93924 SFD 6.875 6.000 $4,231.85 180 1-Nov-16 9336628 SAN FRANCISCO CA 94131 SFD 6.625 6.000 $7,462.95 180 1-Dec-16 9337782 REDWOOD CITY CA 94065 SFD 6.875 6.000 $3,148.25 180 1-Nov-16 9337842 WALNUT CREEK CA 94598 SFD 6.875 6.000 $4,013.35 180 1-Dec-16 9337865 SEBASTOPOL CA 95472 SFD 6.375 6.000 $2,998.95 180 1-Nov-16 9337994 NAPA CA 94558 SFD 6.500 6.000 $5,226.65 180 1-Dec-16 9338134 MARTINEZ CA 94553 SFD 6.625 6.000 $4,170.47 180 1-Dec-16 9338183 SAN FRANCISCO CA 94122 SFD 6.875 6.000 $3,719.03 180 1-Nov-16 9338343 DANVILLE CA 94506 SFD 6.625 6.000 $3,850.01 180 1-Nov-16 9338397 LIVERMORE CA 94550 SFD 7.125 6.000 $3,256.47 180 1-Nov-16 9339265 DANVILLE CA 94506 SFD 6.500 6.000 $5,618.65 180 1-Nov-16 9339326 SANTA ROSA CA 95404 SFD 6.875 6.000 $2,836.10 180 1-Dec-16 9339589 EL MACERO CA 95618 SFD 6.250 5.983 $3,429.70 180 1-Nov-16 9339635 BURBANK CA 91501 SFD 6.875 6.000 $3,076.90 180 1-Nov-16 9339743 FOLSOM CA 95630 SFD 6.750 6.000 $3,426.37 180 1-Nov-16 9339950 SACRAMENTO CA 95816 SFD 6.500 6.000 $6,677.04 180 1-Nov-16 9340064 CAPITOLA CA 95010 SFD 6.500 6.000 $3,429.99 180 1-Nov-16 9340279 OAKLAND CA 94619 SFD 6.375 6.000 $3,089.70 180 1-Nov-16 9341190 SAN JOSE CA 95132 SFD 6.750 6.000 $2,884.81 180 1-Nov-16 9341343 CAPITOLA CA 95010 SFD 6.625 6.000 $3,226.63 180 1-Nov-16 9341424 PALO ALTO CA 94303 SFD 6.500 6.000 $5,575.09 180 1-Nov-16 9343917 PALO ALTO CA 94303 SFD 6.500 6.000 $3,645.58 180 1-Dec-16 9344484 PISMO BEACH CA 93449 SFD 6.500 6.000 $3,048.88 180 1-Dec-16 9344625 SAN JOSE CA 95120 SFD 6.375 6.000 $3,759.49 180 1-Jan-17 9344923 MORGAN HILL CA 95037 SFD 6.375 6.000 $4,753.38 180 1-Dec-16 9345410 CAYUCOS CA 93430 SFD 6.625 6.000 $3,106.35 180 1-Jan-17 9346814 PLEASANTON CA 94588 SFD 6.625 6.000 $2,821.00 180 1-Dec-16 9347663 SPOKANE WA 99212 SFD 6.375 6.000 $2,644.61 180 1-Dec-16 9349696 ENCINO CA 91436 SFD 6.500 6.000 $4,660.43 180 1-Dec-16 9350027 BERKELEY CA 94705 SFD 6.750 6.000 $4,973.20 180 1-Dec-16 9351188 SARATOGA CA 95070 SFD 6.375 6.000 $3,353.30 180 1-Dec-16 9351589 BURBANK CA 91501 SFD 6.750 6.000 $3,982.10 180 1-Dec-16 9351727 CUPERTINO CA 95014 SFD 6.500 6.000 $3,933.05 180 1-Dec-16 9353173 TRUCKEE CA 96161 SFD 6.750 6.000 $5,751.92 180 1-Dec-16 9354461 CLAYTON CA 94517 SFD 6.500 6.000 $3,854.65 180 1-Dec-16 9354741 RIVERSIDE CA 92506 SFD 6.250 5.983 $2,803.77 180 1-Dec-16 9356619 CUPERTINO CA 95014 SFD 7.000 6.000 $4,853.68 180 1-Dec-16 9358023 ATHERTON CA 94027 SFD 6.500 6.000 $4,669.14 180 1-Nov-16 9358025 BERKELEY CA 94705 SFD 6.500 6.000 $3,071.52 180 1-Dec-16 9359162 LARKSPUR CA 94939 SFD 6.875 6.000 $5,261.94 180 1-Dec-16 9361029 WALNUT CREEK CA 94596 SFD 6.750 6.000 $6,194.37 180 1-Dec-16 9363333 SAN JOSE CA 95138 SFD 6.625 6.000 $8,472.64 180 1-Dec-16 9363884 VALLEY VILLAGE AR CA 91607 SFD 6.500 6.000 $3,484.43 180 1-Dec-16 9434070 ORANGE CA 92869 SFD 6.375 6.000 $5,444.78 180 1-Dec-16 9434462 HOUSTON TX 77056 LCO 6.375 6.000 $4,105.19 180 1-Dec-16 9438397 CALABASAS CA 91302 SFD 6.500 6.000 $3,937.41 180 1-Dec-16 9439048 LA VERNE CA 91750 SFD 6.375 6.000 $2,986.42 180 1-Dec-16 9439221 HIGHLAND PARK IL 60035 SFD 6.625 6.000 $5,004.57 180 1-Dec-16 9439517 DANVILLE CA 94506 SFD 6.250 5.983 $3,472.57 180 1-Dec-16 9439935 LITTLETON CO 80127 SFD 6.375 6.000 $3,301.44 180 1-Dec-16 9440407 SAN RAMON CA 94583 SFD 6.625 6.000 $3,915.86 180 1-Dec-16 9440603 LAKE ZURICH IL 60047 SFD 6.375 6.000 $3,094.02 180 1-Jan-17 9444111 LOS ANGELES CA 90069 SFD 6.750 6.000 $5,389.10 180 1-Dec-16 9444305 BEVERLY HILLS CA 90210 HCO 6.625 6.000 $3,450.52 180 1-Dec-16 9444381 HAMPSHIRE IL 60140 SFD 6.375 6.000 $3,318.73 180 1-Dec-16 9445204 FREMONT CA 94539 SFD 6.375 6.000 $4,753.38 180 1-Dec-16 9447287 GREENVILLE DE 19807 SFD 5.875 5.608 $3,850.75 180 1-Nov-16 9448132 ESCONDIDO CA 92029 SFD 6.625 6.000 $3,072.98 180 1-Nov-16 9450012 EDINA MN 55439 SFD 6.500 6.000 $8,711.07 180 1-Nov-16 9454385 MASON MI 48854 SFD 6.750 6.000 $3,645.83 180 1-Nov-16 9454650 BONITA SPRINGS FL 34139 LCO 6.625 6.000 $6,124.01 180 1-Dec-16 9455443 ENCINO CA 91436 SFD 6.500 6.000 $3,048.88 180 1-Dec-16 9455949 VILLA PARK CA 92667 SFD 6.500 6.000 $3,493.14 180 1-Nov-16 9456622 CHEVY CHASE MD 20815 SFD 6.375 6.000 $5,012.65 180 1-Nov-16 9458028 UNIVERSITY PARK TX 75205 SFD 6.500 6.000 $4,784.12 180 1-Dec-16 9458895 ALPINE UT 84004 SFD 7.000 6.000 $8,538.87 180 1-Nov-16 9460498 MUNSTER IN 46321 SFD 6.375 6.000 $3,240.94 180 1-Nov-16 9463121 BOULDER CO 80304 SFD 6.375 6.000 $3,457.00 180 1-Nov-16 9465168 HARLINGEN TX 78552 SFD 6.375 6.000 $3,396.02 180 1-Nov-16 9468156 SUMMERFIELD NC 27358 SFD 6.250 5.983 $3,209.98 180 1-Nov-16 9472625 CHESTERFIELD TOWN MI 48045 SFD 6.500 6.000 $4,311.98 180 1-Nov-16 9477937 LOUISVILLE KY 40220 SFD 6.500 6.000 $2,961.77 180 1-Nov-16 9482236 GREENVILLE DE 19807 SFD 6.500 6.000 $7,839.97 180 1-Nov-16 9485950 SANTA YNEZ CA 93460 SFD 6.500 6.000 $3,702.21 180 1-Nov-16 9491747 ORLANDO FL 32819 SFD 6.500 6.000 $3,388.61 180 1-Nov-16 9492612 CHARLOTTE NC 28277 SFD 6.375 6.000 $3,917.21 180 1-Nov-16 9494716 SANTA FE NM 87501 SFD 6.375 6.000 $3,457.00 180 1-Nov-16 9500698 AGOURA HILLS CA 91301 SFD 6.500 6.000 $6,411.35 180 1-Nov-16 9868118 SAN JOSE CA 95138 SFD 6.375 6.000 $5,970.25 180 1-Dec-16 9868360 TEMPE AZ 85284 SFD 6.625 6.000 $5,180.16 180 1-Nov-16 9869107 BETHESDA MD 20817 SFD 6.250 5.983 $6,430.68 180 1-Dec-16 9869347 LOS ALTOS CA 94022 SFD 6.250 5.983 $5,573.25 180 1-Jan-17 9870213 RANCHO PALOS VERDES CA 90275 SFD 6.375 6.000 $4,727.45 180 1-Dec-16 9871507 CARMEL IN 46032 SFD 6.500 6.000 $3,000.96 180 1-Nov-16 9873467 NARBERTH PA 19072 SFD 6.375 6.000 $3,457.01 180 1-Jan-17 9873511 BETHESDA MD 20814 SFD 6.375 6.000 $4,191.62 180 1-Jan-17 9873883 TROY MI 48098 SFD 6.625 6.000 $2,932.50 180 1-Dec-16 9874267 SANTA ROSA CA 95405 SFD 6.625 6.000 $3,029.08 180 1-Nov-16 9874295 SANTA ROSA CA 95405 SFD 6.500 6.000 $3,636.87 180 1-Nov-16 9874568 CORPUS CHRISTI TX 78418 PUD 6.625 6.000 $3,170.44 180 1-Nov-16 9874622 BOCA RATON FL 33486 SFD 6.500 6.000 $2,800.17 180 1-Nov-16 9875400 ROCKVILLE MD 20850 SFD 6.250 5.983 $4,544.35 180 1-Jan-17 9877540 TULSA OK 74137 SFD 6.375 6.000 $5,531.20 180 1-Dec-16 9878145 UNION CITY CA 94587 SFD 6.625 6.000 $3,542.70 180 1-Nov-16 9878175 PLEASANTVILLE NY 10570 SFD 6.375 6.000 $3,119.94 180 1-Dec-16 9884116 IRVING TX 75038 SFD 6.375 6.000 $3,357.61 180 1-Dec-16 9891244 CARY NC 27511 SFD 6.250 5.983 $4,714.20 180 1-Jan-17 9893883 OAK HARBOR WA 98277 SFD 6.375 6.000 $2,778.56 180 1-Jan-17 9895955 LAGUNA NIGUEL CA 92677 SFD 6.500 6.000 $2,804.97 180 1-Nov-16 9900994 LOS ANGELES CA 90069 SFD 6.625 6.000 $4,389.97 180 1-Jan-17 9902492 UPPER SANDUSKY OH 43351 SFD 6.375 6.000 $3,059.45 180 1-Dec-16 9917284 WILMETTE IL 60091 SFD 6.375 6.000 $2,616.95 180 1-Nov-16 9917342 CANYON COUNTRY CA 91351 SFD 6.625 6.000 $3,055.42 180 1-Dec-16 9917556 ANAHEIM CA 92808 SFD 6.000 5.733 $2,902.87 180 1-Dec-16 9917673 SAINT LOUIS MO 63105 SFD 6.375 6.000 $3,068.09 180 1-Dec-16 9917692 PALOS VERDES PENINSU LA 90274 SFD 6.125 5.858 $3,104.78 180 1-Dec-16 9917820 ALAMEDA CA 94501 PUD 6.375 6.000 $4,641.03 180 1-Dec-16 9917850 BELLE MEAD NJ 08502 SFD 6.625 6.000 $2,941.28 180 1-Dec-16 9917880 GLADWYNE PA 19035 SFD 6.250 5.983 $3,275.36 180 1-Dec-16 9924025 LOUISVILLE KY 40204 SFD 6.750 6.000 $4,530.74 180 1-Jan-17 9924874 CINCINNATI OH 45241 SFD 6.250 5.983 $4,420.01 180 1-Dec-16 9924915 COLLEGEVILLE PA 19426 SFD 6.625 6.000 $3,160.78 180 1-Dec-16 9924961 POTOMAC MD 20854 SFD 6.375 6.000 $3,837.28 180 1-Dec-16 9924962 GLASTONBURY CT 06033 SFD 6.375 6.000 $3,457.01 180 1-Dec-16 9924970 LAFAYETTE CO 80026 SFD 6.625 6.000 $4,141.50 180 1-Dec-16 9925064 MC LEAN VA 22101 SFD 6.375 6.000 $2,840.79 180 1-Dec-16 9925114 PONTE VEDRA BEACH FL 32082 SFD 6.250 5.983 $4,038.46 180 1-Dec-16 9925347 POWELL OH 43065 SFD 6.125 5.858 $3,300.42 180 1-Dec-16 9927334 MCLEAN VA 22101 SFD 6.750 6.000 $3,982.10 180 1-Nov-16
COUNT: 562 WAC: 6.54377125 WAM: 178.367094 WALTV: 58.35200546 [TABLE CONTINUED)
(i) (ix) (x) (xi) (xii) (xiii) (xv) (xvi) --------------------------------------------------------------------------------------- CUT-OFF MORTGAGE DATE MORTGAGE MASTER FIXED LOAN PRINCIPAL INSURANCE SERVICE SERVICE RETAINED NUMBER BALANCE LTV SUBSIDY CODE FEE FEE YIELD --------------------------------------------------------------------------------------- 1001961 $375,070.76 79.79 0.250 0.017 0.000 1004269 $306,952.27 65.26 0.250 0.017 0.358 1010783 $875,317.47 55.50 0.250 0.017 0.483 1011387 $518,935.82 74.62 0.250 0.017 0.358 2010881 $446,386.22 75.00 0.250 0.017 0.483 2020279 $569,214.38 50.48 0.250 0.017 0.233 2040193 $413,251.62 68.77 0.250 0.017 0.233 2710676 $364,382.05 80.00 0.250 0.017 0.358 3841386 $346,470.51 75.00 0.250 0.017 0.358 3841585 $355,362.01 70.00 0.250 0.017 0.358 3844865 $471,219.45 76.16 0.250 0.017 0.108 3845241 $991,686.46 41.67 0.250 0.017 0.733 3845363 $712,845.47 60.00 0.250 0.017 0.233 3845475 $334,749.52 37.67 0.250 0.017 0.233 3846942 $373,489.19 80.00 0.250 0.017 0.108 3848708 $865,367.84 69.13 0.250 0.017 0.483 3851640 $507,841.27 79.98 0.250 0.017 0.358 3858771 $318,934.50 50.71 0.250 0.017 0.733 3890041 $613,969.39 80.00 0.250 0.017 0.483 3891860 $496,731.90 64.52 0.250 0.017 0.358 3892078 $362,363.12 69.85 0.250 0.017 0.233 3892096 $386,206.54 58.65 0.250 0.017 0.483 4073433 $389,410.19 80.00 0.250 0.017 0.233 4086740 $363,384.84 80.00 0.250 0.017 0.358 4102349 $496,193.95 58.82 0.250 0.017 0.233 4108868 $514,975.11 80.00 0.250 0.017 0.233 4118493 $415,781.87 22.70 0.250 0.017 0.108 4156329 $320,899.76 77.30 0.250 0.017 0.233 4171765 $371,352.46 55.56 0.250 0.017 0.483 4176327 $552,862.59 70.00 0.250 0.017 0.358 4182689 $405,925.89 68.33 0.250 0.017 0.233 4216385 $311,004.91 80.00 0.250 0.017 0.608 4233675 $427,426.59 69.40 0.250 0.017 0.108 4262053 $627,924.52 63.00 0.250 0.017 0.233 4274660 $627,150.00 52.26 0.250 0.017 0.608 4274766 $117,830.04 79.87 0.250 0.017 0.358 4283348 $561,663.49 63.31 0.250 0.017 0.358 4295882 $434,736.08 90.00 01 0.250 0.017 0.733 4311069 $374,761.30 25.07 0.250 0.017 0.233 4313574 $323,300.00 43.99 0.250 0.017 0.233 4315032 $412,039.60 80.00 0.250 0.017 0.733 4316556 $407,942.32 79.44 0.250 0.017 0.608 4316949 $336,925.29 59.52 0.250 0.017 0.108 4317494 $388,715.18 64.46 0.250 0.017 0.233 4319197 $319,907.93 62.94 0.250 0.017 0.000 4319975 $735,122.23 61.46 0.250 0.017 0.483 4320702 $582,193.08 56.52 0.250 0.017 0.608 4321431 $353,855.45 66.11 0.250 0.017 0.483 4323445 $309,600.00 70.36 0.250 0.017 0.733 4325989 $406,670.28 77.71 0.250 0.017 0.358 4327422 $434,235.42 73.25 0.250 0.017 0.000 4327919 $608,042.60 69.94 0.250 0.017 0.483 4328062 $332,484.78 46.15 0.250 0.017 0.108 4333116 $313,000.00 74.52 0.250 0.017 0.233 4333180 $348,883.71 68.63 0.250 0.017 0.608 4333562 $498,422.52 71.43 0.250 0.017 0.733 4334153 $418,601.39 56.00 0.250 0.017 0.108 4334772 $595,993.37 48.58 0.250 0.017 0.108 4337054 $347,000.00 66.73 0.250 0.017 0.483 4337610 $565,132.07 49.74 0.250 0.017 0.233 4338974 $403,708.29 44.02 0.250 0.017 0.608 4339422 $498,334.99 80.00 0.250 0.017 0.108 4339440 $903,987.94 67.41 0.250 0.017 0.233 4341016 $347,712.32 46.67 0.250 0.017 0.358 4341188 $983,500.00 70.00 0.250 0.017 0.608 4342561 $363,469.93 60.51 0.250 0.017 0.233 4342961 $671,533.89 80.00 0.250 0.017 0.233 4343132 $323,952.17 53.72 0.250 0.017 0.483 4343907 $322,514.12 44.89 0.250 0.017 0.233 4344360 $558,194.50 48.70 0.250 0.017 0.483 4345784 $558,094.83 32.94 0.250 0.017 0.000 4346162 $623,937.69 47.97 0.250 0.017 0.233 4347854 $134,469.43 57.45 0.250 0.017 0.608 4347892 $357,817.30 43.25 0.250 0.017 0.233 4348144 $568,220.98 58.07 0.250 0.017 0.233 4350240 $495,900.00 90.00 24 0.250 0.017 0.358 4350332 $726,823.45 54.01 0.250 0.017 0.358 4350766 $603,116.99 76.84 0.250 0.017 0.608 4352260 $360,800.18 56.08 0.250 0.017 0.000 4352345 $491,250.00 75.00 0.250 0.017 0.358 4352361 $647,500.00 70.00 0.250 0.017 0.358 4352671 $483,384.94 62.84 0.250 0.017 0.108 4353101 $528,253.96 35.33 0.250 0.017 0.233 4354412 $600,000.00 12.50 0.250 0.017 0.233 4354671 $346,631.92 46.29 0.250 0.017 0.608 4354915 $489,678.31 67.99 0.250 0.017 0.358 4355042 $442,778.74 42.95 0.250 0.017 0.608 4355620 $337,500.00 84.38 24 0.250 0.017 0.233 4356815 $908,030.95 35.04 0.250 0.017 0.358 4357560 $346,841.15 59.49 0.250 0.017 0.108 4357872 $387,000.00 48.50 0.250 0.017 0.483 4358857 $353,830.48 58.68 0.250 0.017 0.233 4358957 $323,929.32 54.17 0.250 0.017 0.233 4359016 $114,617.05 74.19 0.250 0.017 0.108 4359045 $637,891.58 73.99 0.250 0.017 0.233 4360733 $446,828.31 74.22 0.250 0.017 0.233 4361634 $381,490.09 48.00 0.250 0.017 0.358 4363188 $472,000.00 55.20 0.250 0.017 0.233 4363661 $344,780.22 40.35 0.250 0.017 0.608 4364199 $364,933.00 60.82 0.250 0.017 0.108 4364243 $410,000.00 49.40 0.250 0.017 0.000 4366216 $313,962.26 39.38 0.250 0.017 0.233 4366289 $397,522.97 36.36 0.250 0.017 0.983 4366304 $383,690.19 25.67 0.250 0.017 0.000 4366880 $498,334.99 58.82 0.250 0.017 0.108 4366916 $348,846.95 50.87 0.250 0.017 0.233 4367478 $300,008.38 76.20 0.250 0.017 0.233 4367528 $460,000.00 62.16 0.250 0.017 0.108 4367731 $413,632.82 43.68 0.250 0.017 0.233 4368292 $665,477.94 51.54 0.250 0.017 0.000 4368689 $464,414.62 56.76 0.250 0.017 0.000 4369583 $500,035.14 69.66 0.250 0.017 0.358 4370261 $343,875.61 43.67 0.250 0.017 0.358 4371547 $359,286.59 44.78 0.250 0.017 0.000 4371614 $482,012.12 40.30 0.250 0.017 0.000 4372065 $433,367.59 74.32 0.250 0.017 0.233 4372209 $554,088.15 80.00 0.250 0.017 0.000 4373016 $485,590.64 70.00 0.250 0.017 0.358 4373250 $457,000.00 23.45 0.250 0.017 0.233 4373447 $632,862.65 58.53 0.250 0.017 0.000 4373705 $462,500.00 50.82 0.250 0.017 0.233 4373890 $437,185.30 73.33 0.250 0.017 0.608 4374256 $400,000.00 49.63 0.250 0.017 0.000 4374379 $968,832.15 20.68 0.250 0.017 0.358 4374437 $73,365.33 74.75 0.250 0.017 0.358 4374568 $324,210.86 30.18 0.250 0.017 0.108 4374585 $377,569.12 58.46 0.250 0.017 0.608 4374693 $994,712.17 58.71 0.250 0.017 0.233 4374840 $373,751.25 50.00 0.250 0.017 0.108 4375206 $302,155.00 54.05 0.250 0.017 0.000 4375703 $650,000.00 32.50 0.250 0.017 0.108 4376176 $486,727.93 61.25 0.250 0.017 0.108 4377037 $622,963.05 65.10 0.250 0.017 0.358 4377510 $414,614.71 80.00 0.250 0.017 0.108 4377752 $411,126.37 50.93 0.250 0.017 0.108 4378118 $333,893.07 70.00 0.250 0.017 0.233 4378197 $550,000.00 48.67 0.250 0.017 0.233 4378524 $647,858.63 54.17 0.250 0.017 0.233 4378866 $650,000.00 54.17 0.250 0.017 0.108 4379130 $897,035.03 46.75 0.250 0.017 0.233 4379642 $595,037.59 33.33 0.250 0.017 0.358 4379873 $647,835.50 43.33 0.250 0.017 0.108 4380510 $604,380.68 74.04 0.250 0.017 0.108 4381216 $398,682.24 80.00 0.250 0.017 0.233 4381346 $368,767.90 46.25 0.250 0.017 0.108 4381907 $486,582.81 70.00 0.250 0.017 0.233 4382260 $460,137.82 74.18 0.250 0.017 0.358 4382677 $364,343.22 56.62 0.250 0.017 0.233 4383109 $310,800.00 67.13 0.250 0.017 0.358 4383178 $559,038.68 47.07 0.250 0.017 0.233 4383542 $418,601.39 70.00 0.250 0.017 0.108 4383910 $992,753.93 19.34 0.250 0.017 0.358 4384192 $437,288.96 75.00 0.250 0.017 0.108 4384293 $993,322.31 50.00 0.250 0.017 0.108 4384379 $358,814.01 34.29 0.250 0.017 0.233 4384408 $355,785.45 85.00 0.250 0.017 0.000 4384888 $426,076.41 49.48 0.250 0.017 0.108 4385178 $578,089.24 69.88 0.250 0.017 0.233 4385384 $448,517.52 46.83 0.250 0.017 0.233 4385395 $542,207.84 61.12 0.250 0.017 0.233 4386187 $478,401.59 73.28 0.250 0.017 0.108 4386430 $398,667.99 44.44 0.250 0.017 0.108 4387511 $578,109.71 58.00 0.250 0.017 0.358 4387558 $345,992.96 63.11 0.250 0.017 0.608 4387664 $358,801.19 43.90 GD 2YR 0.250 0.017 0.108 4388707 $400,717.87 33.64 0.250 0.017 0.608 4388809 $351,824.50 63.04 0.250 0.017 0.108 4389362 $368,781.07 39.78 0.250 0.017 0.233 4389778 $498,334.99 33.78 0.250 0.017 0.108 4389800 $433,597.52 54.38 0.250 0.017 0.483 4390325 $458,500.81 79.31 0.250 0.017 0.358 4390693 $418,631.17 41.38 0.250 0.017 0.358 4391055 $366,774.55 40.44 0.250 0.017 0.108 4391409 $857,136.19 28.67 0.250 0.017 0.108 4391424 $397,209.71 80.00 0.250 0.017 0.108 4391834 $700,000.00 70.00 0.250 0.017 0.108 4391847 $344,000.00 80.00 0.250 0.017 0.483 4392017 $336,874.46 66.93 0.250 0.017 0.108 4393014 $400,000.00 67.23 GD 3YR 0.250 0.017 0.000 4393610 $347,862.57 54.45 0.250 0.017 0.358 4394786 $388,715.18 62.40 0.250 0.017 0.233 4395581 $338,855.59 60.71 0.250 0.017 0.000 4395847 $473,435.16 52.20 0.250 0.017 0.233 4396726 $632,908.04 20.06 0.250 0.017 0.233 4396825 $368,781.07 60.56 0.250 0.017 0.233 4396828 $423,599.87 65.89 0.250 0.017 0.233 4397026 $336,000.00 44.80 0.250 0.017 0.108 4397624 $435,752.00 58.57 0.250 0.017 0.233 4397709 $468,947.90 78.67 0.250 0.017 0.483 4397855 $429,564.77 58.24 0.250 0.017 0.108 4398047 $737,614.17 54.81 0.250 0.017 0.483 4398152 $608,011.94 65.24 0.250 0.017 0.358 4398843 $420,594.74 60.29 0.250 0.017 0.108 4399007 $572,169.29 67.53 0.250 0.017 0.608 4399056 $612,973.93 75.00 0.250 0.017 0.233 4399167 $488,250.00 69.75 0.250 0.017 0.108 4399498 $655,755.83 70.36 0.250 0.017 0.358 4399676 $488,350.70 69.01 0.250 0.017 0.000 4400408 $388,701.30 48.15 0.250 0.017 0.108 4401029 $386,721.77 61.59 0.250 0.017 0.233 4401114 $343,875.61 26.54 0.250 0.017 0.358 4402048 $421,591.41 47.00 0.250 0.017 0.108 4402153 $359,045.00 85.49 33 0.250 0.017 0.483 4403005 $390,000.00 62.40 0.250 0.017 0.108 4403141 $348,037.17 11.64 0.250 0.017 0.108 4403197 $403,665.76 54.00 0.250 0.017 0.233 4403785 $322,955.39 64.80 0.250 0.017 0.483 4404188 $869,127.27 74.21 0.250 0.017 0.233 4404254 $791,412.26 40.72 0.250 0.017 0.358 4404392 $442,552.95 68.31 0.250 0.017 0.358 4404777 $354,814.51 71.20 0.250 0.017 0.108 4405286 $413,603.16 31.92 0.250 0.017 0.000 4405563 $345,000.00 40.12 0.250 0.017 0.233 4405751 $642,852.14 56.58 0.250 0.017 0.108 4405853 $780,000.00 74.64 0.250 0.017 0.108 4406098 $642,782.12 64.82 0.250 0.017 0.000 4406482 $425,000.00 62.50 0.250 0.017 0.233 4406824 $358,801.19 53.73 0.250 0.017 0.108 4407253 $482,388.27 64.53 0.250 0.017 0.108 4407644 $310,000.00 74.70 0.250 0.017 0.233 4407797 $406,054.56 63.39 0.250 0.017 0.608 4408197 $341,845.49 45.13 0.250 0.017 0.000 4408452 $398,667.99 25.00 0.250 0.017 0.108 4408589 $448,501.50 50.85 0.250 0.017 0.108 4409286 $336,411.87 75.00 0.250 0.017 0.483 4409463 $365,000.00 42.94 0.250 0.017 0.233 4409631 $322,921.07 90.00 11 0.250 0.017 0.108 4409688 $647,949.28 43.33 0.250 0.017 0.733 4410355 $419,000.00 67.69 0.250 0.017 0.000 4410529 $398,682.24 21.05 0.250 0.017 0.233 4411330 $364,302.37 55.91 0.250 0.017 0.733 4411345 $687,726.85 52.08 0.250 0.017 0.233 4412357 $747,502.50 50.00 0.250 0.017 0.108 4412696 $320,000.00 40.51 0.250 0.017 0.108 4413257 $486,374.95 73.38 0.250 0.017 0.108 4413738 $347,761.04 74.31 0.250 0.017 0.608 4414242 $434,280.52 62.46 0.250 0.017 0.108 4414411 $348,834.50 51.47 0.250 0.017 0.108 4414596 $360,781.54 45.25 0.250 0.017 0.000 4415285 $373,798.44 44.12 0.250 0.017 0.608 4415307 $250,000.00 46.73 0.250 0.017 0.358 4415414 $697,693.92 46.67 0.250 0.017 0.233 4415783 $548,188.07 47.83 0.250 0.017 0.233 4416047 $863,238.00 62.75 0.250 0.017 0.608 4416194 $993,463.79 43.48 0.250 0.017 0.358 4416239 $344,896.47 53.23 0.250 0.017 0.608 4416470 $981,858.46 33.97 0.250 0.017 0.608 4416492 $498,317.05 44.64 0.250 0.017 0.000 4416552 $448,501.50 68.18 0.250 0.017 0.108 4416660 $498,370.45 60.24 0.250 0.017 0.358 4417400 $343,875.61 59.48 0.250 0.017 0.358 4417643 $717,628.02 60.00 0.250 0.017 0.233 4417679 $376,727.69 60.97 0.250 0.017 0.000 4417868 $331,902.96 69.52 0.250 0.017 0.233 4418063 $488,344.15 64.05 0.250 0.017 0.233 4418104 $379,246.47 58.09 0.250 0.017 0.233 4418124 $315,000.00 39.67 0.250 0.017 0.358 4418710 $69,774.31 44.59 0.250 0.017 0.483 4419079 $353,830.48 67.62 0.250 0.017 0.233 4419167 $478,418.68 61.94 0.250 0.017 0.233 4419468 $647,881.58 76.47 0.250 0.017 0.358 4420130 $373,777.83 66.37 0.250 0.017 0.358 4420576 $496,696.66 62.58 0.250 0.017 0.233 4421254 $625,000.00 25.00 0.250 0.017 0.233 4421516 $363,784.54 69.52 0.250 0.017 0.108 4421575 $398,653.63 29.63 0.250 0.017 0.000 4422299 $398,667.99 48.78 0.250 0.017 0.108 4424406 $546,155.49 49.82 0.250 0.017 0.000 4426766 $142,473.91 51.07 0.250 0.017 0.233 4426825 $918,062.59 69.51 0.250 0.017 0.608 4428085 $485,000.00 52.43 0.250 0.017 0.108 4428212 $304,000.00 69.09 0.250 0.017 0.233 4429253 $375,744.58 60.81 0.250 0.017 0.108 4429313 $932,916.43 74.88 0.250 0.017 0.233 4429351 $428,521.42 56.95 0.250 0.017 0.000 4429432 $545,000.00 57.37 0.250 0.017 0.108 4429473 $647,588.54 50.00 0.250 0.017 0.358 4429520 $378,788.03 80.00 0.250 0.017 0.608 4429829 $398,710.36 36.36 0.250 0.017 0.483 4430496 $353,805.10 68.53 0.250 0.017 0.000 4431158 $301,000.00 75.25 0.250 0.017 0.000 4431333 $375,000.00 28.85 0.250 0.017 0.000 4431973 $350,000.00 58.33 0.250 0.017 0.233 4432409 $498,280.71 68.97 0.250 0.017 0.000 4432509 $449,980.29 74.38 0.250 0.017 0.000 4432569 $458,468.19 28.31 0.250 0.017 0.108 4433479 $526,625.48 69.52 0.250 0.017 0.108 4433485 $141,048.70 74.47 0.250 0.017 0.608 4433786 $565,132.07 35.29 0.250 0.017 0.233 4433801 $990,168.60 59.88 0.250 0.017 0.358 4433830 $346,155.85 57.88 0.250 0.017 0.233 4433943 $598,023.35 50.00 0.250 0.017 0.233 4434242 $360,794.54 60.33 0.250 0.017 0.108 4434612 $384,728.35 42.89 0.250 0.017 0.233 4434844 $578,089.24 23.20 0.250 0.017 0.233 4435407 $473,401.20 69.85 0.250 0.017 0.000 4435822 $370,103.86 87.99 01 0.250 0.017 0.608 4435941 $348,859.32 48.61 0.250 0.017 0.358 4437273 $315,965.74 69.13 0.250 0.017 0.608 4438678 $340,942.38 79.49 0.250 0.017 0.233 4438679 $336,661.00 76.16 0.250 0.017 0.233 4438913 $352,080.12 77.78 0.250 0.017 0.358 4438994 $467,904.09 75.00 0.250 0.017 0.483 4439885 $359,000.00 34.19 0.250 0.017 0.233 4440093 $487,790.72 65.47 0.250 0.017 0.358 4440395 $445,000.00 37.08 0.250 0.017 0.000 4443876 $319,421.23 69.98 0.250 0.017 0.000 4443984 $373,650.00 61.84 0.250 0.017 0.000 4444406 $469,066.26 49.54 0.250 0.017 0.358 4445427 $383,704.13 42.78 0.250 0.017 0.000 4445548 $746,188.36 65.00 0.250 0.017 0.733 4446077 $444,078.33 69.95 0.250 0.017 0.358 4446118 $398,667.99 33.33 0.250 0.017 0.108 4446743 $635,000.00 63.50 0.250 0.017 0.108 4593257 $342,561.85 70.18 0.250 0.017 0.233 4598892 $544,534.73 55.00 0.250 0.017 0.233 4612347 $634,630.47 25.64 0.250 0.017 0.233 4615712 $588,130.57 76.39 0.250 0.017 0.358 4620530 $381,478.03 70.00 0.250 0.017 0.358 4622387 $410,212.52 71.83 0.250 0.017 0.000 4622529 $379,011.77 74.17 0.250 0.017 0.233 4633475 $391,198.90 39.50 0.250 0.017 0.608 4637955 $496,766.83 47.62 0.250 0.017 0.483 4640165 $379,476.26 27.29 0.250 0.017 0.233 4643078 $337,304.68 70.00 0.250 0.017 0.483 4644043 $386,124.62 28.36 0.250 0.017 0.233 4656302 $592,999.16 69.77 0.250 0.017 0.608 4656468 $396,280.38 66.67 0.250 0.017 0.108 4659363 $307,951.94 29.52 0.250 0.017 0.233 4663464 $414,727.41 78.49 0.250 0.017 0.358 4669453 $362,588.57 68.22 0.250 0.017 0.233 4674016 $344,127.10 31.55 0.250 0.017 0.233 4677597 $554,435.36 69.14 0.250 0.017 0.233 4681292 $993,463.79 31.25 0.250 0.017 0.358 4687471 $457,025.50 66.19 0.250 0.017 0.483 4697819 $671,458.61 45.57 0.250 0.017 0.358 4711081 $593,228.06 50.00 0.250 0.017 0.483 4739611 $363,092.65 75.05 0.250 0.017 0.608 4745840 $546,327.27 70.51 0.250 0.017 0.108 4752671 $347,712.32 57.57 0.250 0.017 0.358 4757068 $373,920.79 90.00 12 0.250 0.017 0.000 4763736 $312,603.62 71.92 0.250 0.017 0.608 4773248 $447,058.71 73.17 0.250 0.017 0.358 4774246 $447,058.71 66.67 0.250 0.017 0.358 4796280 $882,431.30 70.00 0.250 0.017 0.233 4799649 $340,653.98 68.80 0.250 0.017 0.483 4800439 $426,165.74 57.97 0.250 0.017 0.233 4803334 $610,327.74 55.85 0.250 0.017 0.483 4829966 $496,696.66 73.08 0.250 0.017 0.233 4837225 $325,883.26 66.00 0.250 0.017 0.608 4886255 $427,159.14 61.43 0.250 0.017 0.233 4898011 $402,816.94 70.68 0.250 0.017 0.108 4926309 $347,596.80 68.63 0.250 0.017 0.233 4948915 $471,895.31 73.08 0.250 0.017 0.358 4952537 $375,380.30 58.13 0.250 0.017 0.358 4986378 $381,463.05 48.61 0.250 0.017 0.233 4987798 $516,527.60 62.07 0.250 0.017 0.108 5104874 $675,507.47 38.86 0.250 0.017 0.233 5108097 $349,624.50 63.75 0.250 0.017 0.483 5260543 $432,126.10 44.39 0.250 0.017 0.233 5465463 $347,636.12 72.16 0.250 0.017 0.233 5615950 $397,385.51 57.14 0.250 0.017 0.358 5677935 $361,420.31 50.89 0.250 0.017 0.108 5760739 $333,884.45 62.64 0.250 0.017 0.108 5776034 $645,566.01 24.53 0.250 0.017 0.000 5825876 $448,469.06 79.09 0.250 0.017 0.000 5945972 $448,501.50 64.29 0.250 0.017 0.108 5974005 $324,342.92 65.30 0.250 0.017 0.233 5987797 $454,780.75 71.88 0.250 0.017 0.358 5990663 $153,003.52 56.73 0.250 0.017 0.733 6010398 $438,749.80 89.84 13 0.250 0.017 0.233 6027731 $309,838.68 78.75 0.250 0.017 0.483 6029942 $328,127.75 95.00 13 0.250 0.017 0.608 6120969 $501,230.43 69.12 0.250 0.017 0.108 6126492 $538,739.17 41.72 0.250 0.017 0.000 6140304 $745,045.00 64.66 0.250 0.017 0.233 6158110 $388,444.34 74.48 0.250 0.017 0.358 6183249 $401,267.29 52.19 0.250 0.017 0.000 6195126 $978,422.46 53.42 0.250 0.017 0.108 6200829 $568,299.98 80.00 0.250 0.017 0.483 6221819 $546,366.34 74.83 0.250 0.017 0.233 6224465 $317,091.16 80.00 0.250 0.017 0.233 6241241 $482,798.00 62.84 0.250 0.017 0.108 6244403 $317,908.42 80.00 0.250 0.017 0.358 6306110 $847,138.99 60.71 0.250 0.017 0.000 7743209 $733,279.01 64.17 0.250 0.017 0.608 8380782 $356,645.89 72.73 0.250 0.017 0.983 8388275 $712,845.47 72.00 0.250 0.017 0.233 8422218 $430,139.31 70.98 0.250 0.017 0.233 8424770 $420,453.73 79.99 0.250 0.017 0.233 8467470 $643,745.03 66.67 0.250 0.017 0.608 8576261 $496,731.90 78.89 0.250 0.017 0.358 8638623 $312,984.94 79.75 0.250 0.017 0.608 8739349 $547,171.83 51.73 0.250 0.017 0.108 8754978 $573,813.48 77.85 0.250 0.017 0.608 8784240 $371,143.38 89.99 12 0.250 0.017 0.733 8797164 $420,866.11 67.67 0.250 0.017 0.483 8827952 $434,398.53 80.00 0.250 0.017 0.733 8837556 $355,022.05 65.38 0.250 0.017 0.733 8863531 $990,063.16 54.02 0.250 0.017 0.233 8889168 $393,025.26 57.14 0.250 0.017 0.233 8890384 $916,593.86 44.07 0.250 0.017 0.608 8891920 $645,796.89 43.33 0.250 0.017 0.483 8894606 $437,124.08 79.42 0.250 0.017 0.358 8895499 $594,140.78 54.55 0.250 0.017 0.483 8899082 $326,790.17 22.00 0.250 0.017 0.483 8900019 $712,761.06 47.83 0.250 0.017 0.483 8900125 $990,063.16 52.77 0.250 0.017 0.233 8905065 $495,136.59 62.50 0.250 0.017 0.483 8913293 $554,494.41 80.00 0.250 0.017 0.358 8914805 $639,776.84 30.95 0.250 0.017 0.733 8916399 $390,431.27 40.52 0.250 0.017 0.358 8918215 $643,811.90 44.83 0.250 0.017 0.733 8920751 $723,889.72 56.67 0.250 0.017 0.483 8923280 $549,543.56 71.15 0.250 0.017 0.358 8923667 $465,993.39 79.66 0.250 0.017 0.608 8923802 $980,266.91 23.02 0.250 0.017 0.358 8926086 $596,120.20 74.53 0.250 0.017 0.483 8927478 $419,708.68 61.23 0.250 0.017 0.233 8932003 $365,796.99 69.81 0.250 0.017 0.733 8932713 $355,641.44 65.45 0.250 0.017 0.358 8934939 $304,021.31 72.00 0.250 0.017 0.483 8935618 $779,625.88 52.31 0.250 0.017 0.483 8939447 $480,825.87 80.00 0.250 0.017 0.358 9226150 $339,764.61 68.40 0.250 0.017 0.358 9234279 $541,892.26 34.10 0.250 0.017 0.233 9268014 $551,255.31 70.00 0.250 0.017 0.733 9298183 $453,468.51 67.41 0.250 0.017 0.000 9312497 $422,222.10 34.00 0.250 0.017 0.358 9324914 $409,278.04 52.48 0.250 0.017 0.233 9328352 $460,477.98 48.63 0.250 0.017 0.233 9328610 $364,069.09 61.67 0.250 0.017 0.358 9330142 $443,177.57 66.07 0.250 0.017 0.733 9330697 $647,313.84 54.13 0.250 0.017 0.000 9330817 $510,980.95 68.80 0.250 0.017 0.483 9331063 $411,619.42 68.21 0.250 0.017 0.108 9331252 $622,881.86 40.58 0.250 0.017 0.483 9333804 $322,685.75 69.36 0.250 0.017 0.733 9334636 $494,761.39 14.07 0.250 0.017 0.000 9334800 $918,152.63 44.00 0.250 0.017 0.733 9334927 $693,044.19 26.92 0.250 0.017 0.233 9335921 $360,079.33 69.05 0.250 0.017 0.108 9336451 $368,600.99 61.83 0.250 0.017 0.483 9336557 $470,557.83 65.00 0.250 0.017 0.608 9336628 $847,229.76 62.96 0.250 0.017 0.358 9337782 $350,741.85 45.26 0.250 0.017 0.608 9337842 $448,564.78 75.00 0.250 0.017 0.608 9337865 $344,682.84 72.29 0.250 0.017 0.108 9337994 $598,023.35 59.41 0.250 0.017 0.233 9338134 $473,422.40 63.33 0.250 0.017 0.358 9338183 $414,332.43 34.75 0.250 0.017 0.608 9338343 $435,633.87 43.85 0.250 0.017 0.358 9338397 $357,123.72 53.66 0.250 0.017 0.858 9339265 $638,433.17 47.78 0.250 0.017 0.233 9339326 $316,985.78 45.43 0.250 0.017 0.608 9339589 $397,300.25 60.15 0.250 0.017 0.000 9339635 $342,793.02 66.35 0.250 0.017 0.608 9339743 $384,696.24 80.00 0.250 0.017 0.483 9339950 $761,436.00 70.00 0.250 0.017 0.233 9340064 $391,148.62 75.00 0.250 0.017 0.233 9340279 $355,112.71 59.58 0.250 0.017 0.108 9341190 $323,891.97 52.16 0.250 0.017 0.483 9341343 $364,824.57 61.25 0.250 0.017 0.358 9341424 $635,771.74 50.87 0.250 0.017 0.233 9343917 $417,121.30 34.02 0.250 0.017 0.233 9344484 $348,846.95 53.85 0.250 0.017 0.233 9344625 $435,000.00 43.94 0.250 0.017 0.108 9344923 $548,168.50 45.83 0.250 0.017 0.108 9345410 $353,800.00 22.11 0.250 0.017 0.358 9346814 $319,517.05 42.28 0.250 0.017 0.358 9347663 $304,503.49 76.50 0.250 0.017 0.108 9349696 $533,237.49 66.88 0.250 0.017 0.233 9350027 $560,188.05 44.96 0.250 0.017 0.483 9351188 $386,707.95 29.85 0.250 0.017 0.108 9351589 $428,526.65 67.16 0.250 0.017 0.483 9351727 $450,012.58 70.00 0.250 0.017 0.233 9353173 $647,904.33 38.24 0.250 0.017 0.483 9354461 $441,042.23 75.00 0.250 0.017 0.233 9354741 $325,899.35 73.90 0.250 0.017 0.000 9356619 $538,150.00 65.06 0.250 0.017 0.733 9358023 $532,458.82 16.49 0.250 0.017 0.233 9358025 $351,438.40 50.37 0.250 0.017 0.233 9359162 $588,118.27 69.82 0.250 0.017 0.608 9361029 $697,743.13 53.85 0.250 0.017 0.483 9363333 $961,854.96 56.76 0.250 0.017 0.358 9363884 $398,682.24 55.56 0.250 0.017 0.233 9434070 $627,902.10 50.40 0.250 0.017 0.108 9434462 $473,418.25 67.47 0.250 0.017 0.108 9438397 $450,410.92 41.09 0.250 0.017 0.233 9439048 $344,399.31 80.00 0.250 0.017 0.108 9439221 $568,142.30 61.62 0.250 0.017 0.358 9439517 $403,636.80 48.21 0.250 0.017 0.000 9439935 $380,727.94 87.61 06 0.250 0.017 0.108 9440407 $444,462.29 59.47 0.250 0.017 0.358 9440603 $358,000.00 47.73 0.250 0.017 0.108 9444111 $607,036.53 75.19 0.250 0.017 0.483 9444305 $391,719.17 65.50 0.250 0.017 0.358 9444381 $382,721.27 80.00 0.250 0.017 0.108 9445204 $548,168.50 50.00 0.250 0.017 0.108 9447287 $456,794.84 80.00 0.250 0.017 0.000 9448132 $347,712.32 50.00 0.250 0.017 0.358 9450012 $993,393.35 63.49 0.250 0.017 0.233 9454385 $409,335.87 80.00 0.250 0.017 0.483 9454650 $695,226.77 75.00 0.250 0.017 0.358 9455443 $348,846.95 26.92 0.250 0.017 0.233 9455949 $398,350.73 48.61 0.250 0.017 0.233 9456622 $576,126.94 64.44 0.250 0.017 0.108 9458028 $547,390.71 54.92 0.250 0.017 0.233 9458895 $943,988.11 51.35 0.250 0.017 0.733 9460498 $372,495.86 78.29 0.250 0.017 0.108 9463121 $397,328.92 61.54 0.250 0.017 0.108 9465168 $389,913.90 72.10 0.250 0.017 0.108 9468156 $371,848.22 66.61 0.250 0.017 0.000 9472625 $490,434.71 67.81 0.250 0.017 0.233 9477937 $337,753.73 73.91 0.250 0.017 0.233 9482236 $890,880.01 69.23 0.250 0.017 0.233 9485950 $422,192.16 28.33 0.250 0.017 0.233 9491747 $386,430.00 70.73 0.250 0.017 0.233 9492612 $450,223.34 70.00 0.250 0.017 0.108 9494716 $397,328.92 75.54 0.250 0.017 0.108 9500698 $731,137.50 80.00 0.250 0.017 0.233 9868118 $688,499.63 41.87 0.250 0.017 0.108 9868360 $586,143.66 49.17 0.250 0.017 0.358 9869107 $747,475.57 55.56 0.250 0.017 0.000 9869347 $650,000.00 28.89 0.250 0.017 0.000 9870213 $545,178.49 60.78 0.250 0.017 0.108 9871507 $342,224.02 63.80 0.250 0.017 0.233 9873467 $400,000.00 49.54 0.250 0.017 0.108 9873511 $485,000.00 31.29 0.250 0.017 0.108 9873883 $332,911.46 66.80 0.250 0.017 0.358 9874267 $342,745.01 68.66 0.250 0.017 0.358 9874295 $413,378.60 55.67 0.250 0.017 0.233 9874568 $358,739.78 55.55 0.250 0.017 0.358 9874622 $319,326.30 50.23 0.250 0.017 0.233 9875400 $530,000.00 74.13 0.250 0.017 0.000 9877540 $637,868.80 80.00 0.250 0.017 0.108 9878145 $400,862.65 59.78 0.250 0.017 0.358 9878175 $358,801.50 55.54 0.250 0.017 0.108 9884116 $387,206.30 77.70 0.250 0.017 0.108 9891244 $549,810.00 90.00 0.250 0.017 0.000 9893883 $321,500.00 49.46 0.250 0.017 0.108 9895955 $319,017.00 45.35 0.250 0.017 0.233 9900994 $500,000.00 58.14 0.250 0.017 0.358 9902492 $352,821.18 63.21 0.250 0.017 0.108 9917284 $300,778.00 36.05 0.250 0.017 0.108 9917342 $346,865.83 79.09 0.250 0.017 0.358 9917556 $342,817.13 80.00 0.250 0.017 0.000 9917673 $353,817.85 59.17 0.250 0.017 0.108 9917692 $363,758.25 36.50 0.250 0.017 0.000 9917820 $535,211.79 70.20 0.250 0.017 0.108 9917850 $333,908.20 58.26 0.250 0.017 0.358 9917880 $380,714.23 48.48 0.250 0.017 0.000 9924025 $512,000.00 80.00 0.250 0.017 0.483 9924874 $513,764.89 62.48 0.250 0.017 0.000 9924915 $358,826.72 76.60 0.250 0.017 0.358 9924961 $442,521.48 57.29 0.250 0.017 0.108 9924962 $398,668.00 74.07 0.250 0.017 0.108 9924970 $470,162.68 64.62 0.250 0.017 0.358 9925064 $327,605.43 57.87 0.250 0.017 0.108 9925114 $469,414.67 58.51 0.250 0.017 0.000 9925347 $386,680.00 77.60 0.250 0.017 0.000 9927334 $443,078.89 59.68 0.250 0.017 0.483 $266,662,445.31
EXHIBIT F-1B [Schedule of Type 1 Mortgage Loans in Group II] WFMBS WFMBS 2002-04 EXHIBIT F-1B GROUP II LOANS 30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) ------------------------------------------------------------------------------------------------------------------------------------ NET MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE ------------------------------------------------------------------------------------------------------------------------------------ 0077435 ANNAPOLIS MD 21401 SFD 7.125 6.500 $3,205.55 360 1-Oct-31 0101454 RENO NV 89509 SFD 7.000 6.500 $3,007.17 360 1-Nov-31 3854535 ARDMORE PA 19003 SFD 7.250 6.500 $2,465.97 240 1-Nov-21 4242853 GLENDALE AZ 85308 SFD 7.750 6.500 $2,245.95 360 1-May-31 4246174 CUTCHOGUE NY 11935 SFD 8.125 6.500 $2,413.12 360 1-Sep-31 4247538 GREAT NECK NY 11021 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 4247815 OAKDALE NY 11769 SFD 6.875 6.500 $2,471.73 360 1-Dec-31 4254350 MERIDIAN MS 39305 SFD 7.500 6.500 $3,006.62 360 1-Jul-31 4255868 FLAGLER BEACH FL 32136 SFD 7.625 6.500 $2,208.93 351 1-Oct-30 4256494 PHOENIXVILLE PA 19460 SFD 7.000 6.500 $3,181.10 360 1-Jan-32 4262220 GREAT FALLS VA 22066 SFD 7.875 6.500 $3,420.52 360 1-Sep-31 4269235 CAMPBELL CA 95008 SFD 7.625 6.500 $2,183.55 360 1-Sep-31 4274134 JERICHO NY 11753 SFD 7.000 6.500 $2,621.30 360 1-Dec-31 4274153 FAIRFIELD NJ 07004 SFD 7.625 6.500 $3,185.08 360 1-Jan-32 4276006 FOREST HILLS NY 11375 SFD 7.250 6.500 $3,410.89 360 1-Dec-31 4281932 FAIRFAX VA 22030 SFD 7.000 6.500 $3,326.52 360 1-Jan-32 4282747 RANDOLPH NJ 07869 SFD 6.625 6.358 $2,137.04 360 1-Nov-31 4284679 CUTCHOGUE NY 11935 SFD 7.250 6.500 $1,899.18 360 1-Nov-31 4289535 RESTON VA 20194 SFD 7.125 6.500 $2,762.25 360 1-Oct-31 4292092 CHEVY CHASE MD 20815 SFD 6.875 6.500 $2,890.49 360 1-Dec-31 4292184 SARASOTA FL 34202 SFD 6.500 6.233 $2,869.59 360 1-Dec-31 4292457 EL GRANADA CA 94018 SFD 6.625 6.358 $2,356.35 360 1-Dec-31 4294651 KATONAH NY 10536 SFD 6.625 6.358 $2,546.01 360 1-Nov-31 4294984 ARMONK NY 10504 SFD 6.750 6.483 $3,943.48 360 1-Jan-32 4296542 SEA CLIFF NY 11579 SFD 7.000 6.500 $2,993.87 360 1-Dec-31 4297284 ATHERTON CA 94027 SFD 6.750 6.483 $4,199.68 360 1-Dec-31 4297955 POMONA NY 10970 SFD 6.750 6.483 $2,036.60 360 1-Jan-32 4312503 SAN FRANCISCO CA 94115 SFD 7.000 6.500 $2,874.11 360 1-Jan-32 4314864 MIDDLETOWN NJ 07748 SFD 7.000 6.500 $2,295.30 360 1-Jan-32 4317599 ANNAPOLIS MD 21403 SFD 7.625 6.500 $2,165.85 360 1-Aug-31 4318415 ELKRIDGE MD 21075 SFD 6.875 6.500 $2,112.03 360 1-Jan-32 4320621 EAGAN MN 55123 SFD 7.250 6.500 $2,130.71 360 1-Dec-31 4320721 NEW ROCHELLE NY 10804 SFD 7.250 6.500 $3,479.10 360 1-Nov-31 4321827 SAN JOSE CA 95129 SFD 6.750 6.483 $2,166.32 360 1-Dec-31 4321916 DANVILLE CA 94526 SFD 7.000 6.500 $4,158.15 360 1-Jan-32 4322875 CHANDLER AZ 85248 SFD 7.000 6.500 $2,049.14 360 1-Jan-32 4323480 MCALLEN TX 78504 SFD 6.875 6.500 $3,783.91 360 1-Jan-32 4327098 SHERMAN OAKS CA 91401 SFD 6.875 6.500 $4,007.27 360 1-Dec-31 4330425 PACIFICA CA 94044 SFD 7.250 6.500 $2,114.75 360 1-Dec-31 4330784 FOREST HILLS NY 11375 COP 7.250 6.500 $669.99 360 1-Nov-31 4334479 HINGHAM MA 02043 SFD 6.750 6.483 $3,210.57 360 1-Dec-31 4335375 WASHIGNTON DC DC 20015 SFD 6.750 6.483 $2,691.69 360 1-Jan-32 4338209 IRVINE CA 92620 SFD 6.875 6.500 $2,969.32 360 1-Dec-31 4339546 NORTH HUNTING PA 15642 SFD 7.125 6.500 $2,223.27 360 1-Dec-31 4340700 SPARTANBURG SC 29306 SFD 6.875 6.500 $2,167.87 360 1-Nov-31 4341625 CHICAGO IL 60622 MF2 6.875 6.500 $3,040.55 240 1-Jan-22 4342026 ROCHESTER MN 55902 SFD 7.000 6.500 $3,774.89 360 1-Dec-31 4342662 SAN JOSE CA 95119 SFD 6.875 6.500 $2,272.98 360 1-Jan-32 4342893 LAGUNA BEACH CA 92651 SFD 7.125 6.500 $3,466.29 360 1-Jan-32 4344919 POST FALLS ID 83845 SFD 7.000 6.500 $2,634.60 360 1-Oct-31 4348121 LOS ANGELES CA 90046 SFD 6.750 6.483 $2,497.11 360 1-Dec-31 4348487 HUNTINGTON BE CA 92648 SFD 6.875 6.500 $2,943.05 360 1-Dec-31 4350713 ARLINGTON VA 22207 SFD 7.125 6.500 $2,560.13 360 1-Nov-31 4352261 STUDIO CITY CA 91604 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4354350 BRANDON MS 39042 SFD 7.250 6.500 $2,319.40 360 1-Oct-31 4354554 WOODMERE NY 11598 SFD 7.500 6.500 $2,674.50 360 1-Nov-31 4355387 AMES NE 68621 SFD 6.875 6.500 $2,573.85 360 1-Jan-32 4356372 NEW YORK NY 10128 HCO 7.625 6.500 $3,369.10 360 1-Nov-31 4356901 HUNTINGTON WO MI 48070 SFD 7.125 6.500 $2,329.72 360 1-Jan-32 4356982 LOS ANGELES CA 90049 SFD 6.875 6.500 $4,138.65 360 1-Dec-31 4357279 LEESBURG VA 20175 SFD 6.750 6.483 $2,184.15 360 1-Nov-31 4357420 NEW HOLLAND PA 17557 SFD 6.750 6.483 $2,373.87 360 1-Dec-31 4357789 LOS ALTOS CA 94024 SFD 6.750 6.483 $2,380.36 360 1-Dec-31 4357826 AMBLER PA 19002 SFD 6.875 6.500 $2,292.69 360 1-Jan-32 4359437 EDGEWATER MD 21037 SFD 6.875 6.500 $2,463.49 360 1-Jan-32 4359494 NORTHEAST HAR ME 04662 SFD 7.250 6.500 $2,728.71 360 1-Nov-31 4359699 BETHESDA MD 20817 SFD 6.750 6.483 $1,984.72 360 1-Jan-32 4360221 NEWTON MA 02468 SFD 7.375 6.500 $2,210.17 360 1-Dec-31 4361272 CENTREVILLE VA 20120 SFD 6.875 6.500 $2,184.29 360 1-Jan-32 4361608 NANTUCKET MA 02554 SFD 6.750 6.483 $4,864.49 360 1-Jan-32 4361724 WEST ISLIP NY 11795 SFD 6.750 6.483 $2,094.98 360 1-Jan-32 4362017 KILDEER IL 60047 SFD 6.875 6.500 $2,732.83 360 1-Jan-32 4362121 MORRISTOWN NJ 07960 SFD 6.875 6.500 $1,997.07 360 1-Jan-32 4362425 MALVERN PA 19355 SFD 7.250 6.500 $6,821.76 360 1-Dec-31 4362452 MANASSAS VA 20112 SFD 6.750 6.483 $2,005.79 360 1-Dec-31 4362504 RESTON VA 20194 SFD 7.000 6.500 $2,945.63 360 1-Dec-31 4363066 POTOMAC MD 20854 SFD 6.875 6.500 $3,941.58 360 1-Jan-32 4363413 MORGANVILLE NJ 07751 SFD 6.750 6.483 $2,305.34 360 1-Jan-32 4363966 SAN LUIS OBIS CA 93401 SFD 6.875 6.500 $2,102.17 360 1-Nov-31 4364021 LEESBURG VA 20176 PUD 6.875 6.500 $2,328.16 360 1-Oct-31 4364192 SPRING LAKE NJ 07762 SFD 6.875 6.500 $6,569.29 360 1-Nov-31 4364247 HILLIARD OH 43026 SFD 6.875 6.500 $1,919.87 360 1-Dec-31 4364552 PLEASANTON CA 94588 SFD 6.875 6.500 $2,364.95 360 1-Jan-32 4365523 BLACKLICK OH 43004 SFD 7.000 6.500 $2,707.78 360 1-Dec-31 4365663 VIENNA VA 22182 SFD 6.875 6.500 $2,532.14 360 1-Jan-32 4366224 MELBOURNE BEA FL 32951 MF2 7.375 6.500 $2,313.77 360 1-Dec-31 4366295 INCLINE VILLA NV 89451 SFD 6.750 6.483 $2,583.37 360 1-Dec-31 4366398 DARIEN CT 06820 SFD 6.750 6.483 $3,243.00 360 1-Jan-32 4366446 BIRMINGHAM MI 48009 SFD 7.250 6.500 $4,052.13 360 1-Dec-31 4367035 PORTSMOUTH NH 03801 SFD 7.125 6.500 $2,391.71 360 1-Nov-31 4367148 CORAL GABLES FL 33133 SFD 6.750 6.483 $2,594.39 360 1-Dec-31 4367188 ARLINGTON VA 22201 SFD 6.875 6.500 $2,427.36 360 1-Jan-32 4367295 ALEXANDRIA VA 22304 PUD 6.750 6.483 $2,191.94 360 1-Nov-31 4367982 SILOAM SPRING AR 72761 SFD 7.000 6.500 $2,437.00 360 1-Dec-31 4368020 LOUDONVILLE NY 12211 SFD 7.000 6.500 $5,488.75 360 1-Dec-31 4368608 SOUTH SAN FRA CA 94080 SFD 6.875 6.500 $2,118.60 360 1-Jan-32 4370776 SAINT ROSE LA 70087 SFD 7.000 6.500 $2,128.97 360 1-Dec-31 4370935 WASHINGTON DC 20015 SFD 7.000 6.500 $2,761.01 360 1-Dec-31 4371455 NEW YORK NY 10128 HCO 7.000 6.500 $4,124.88 360 1-Jan-32 4371606 MILTON MA 02186 SFD 6.875 6.500 $2,811.66 360 1-Dec-31 4371934 WESTWOOD MA 02090 SFD 7.125 6.500 $2,425.39 360 1-Nov-31 4372158 OAK HILL VA 20171 PUD 6.750 6.483 $2,994.25 360 1-Nov-31 4372249 CLIFFTON VA 20124 PUD 7.000 6.500 $3,526.10 360 1-Dec-31 4372369 CLIFTON VA 20124 SFD 6.750 6.483 $2,134.21 360 1-Dec-31 4372385 LEXINGTON MA 02421 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4372466 DANVILLE CA 94526 SFD 6.750 6.483 $2,923.89 360 1-Jan-32 4373160 LAFAYETTE CA 94549 SFD 6.750 6.483 $3,080.85 360 1-Jan-32 4373436 LYNNFIELD MA 01940 SFD 6.875 6.500 $3,284.64 360 1-Dec-31 4373770 TARZANA CA 91356 SFD 6.750 6.483 $3,100.30 360 1-Dec-31 4374006 STUDIO CITY CA 91604 SFD 7.000 6.500 $3,559.37 360 1-Dec-31 4374303 LONGPORT NJ 08403 SFD 6.875 6.500 $2,975.89 360 1-Dec-31 4374317 CORAL GABLES FL 33134 SFD 6.750 6.483 $2,918.70 360 1-Jan-32 4374375 BROOKLINE MA 02446 SFD 6.875 6.500 $4,237.20 360 1-Dec-31 4374558 SHREWSBURY NJ 07702 SFD 6.875 6.500 $2,466.12 360 1-Dec-31 4374637 STAMFORD CT 06903 SFD 6.875 6.500 $2,995.60 360 1-Dec-31 4375355 CHEVY CHASE MD 20815 SFD 6.750 6.483 $2,620.34 360 1-Jan-32 4375451 WEST BLOOMFIE MI 48322 SFD 6.875 6.500 $3,810.19 360 1-Jan-32 4375492 WEST ROXBURY MA 02132 SFD 7.000 6.500 $2,794.28 360 1-Nov-31 4375555 HINGHAM MA 02043 SFD 6.875 6.500 $2,627.72 360 1-Dec-31 4375647 CARLISLE MA 01741 SFD 6.875 6.500 $3,941.58 360 1-Jan-32 4375679 RIVERDALE NY 10471 SFD 6.750 6.483 $2,094.98 360 1-Dec-31 4375936 BRYN MAWR PA 19010 SFD 6.750 6.483 $2,049.57 360 1-Jan-32 4376065 SAN CLEMENTE CA 92672 SFD 6.750 6.483 $2,464.68 360 1-Dec-31 4376193 NEEDHAM MA 02492 SFD 6.875 6.500 $2,857.65 360 1-Dec-31 4376781 CASTRO VALLEY CA 94552 SFD 7.375 6.500 $2,783.43 360 1-Dec-31 4377005 HUGO MN 55038 SFD 7.250 6.500 $3,605.30 360 1-Dec-31 4377250 BRYN MAWR PA 19010 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 4377364 WOODSTOCK IL 60098 SFD 7.250 6.500 $2,182.97 360 1-Nov-31 4377400 VILLANOVA PA 19085 SFD 6.875 6.500 $2,608.01 360 1-Dec-31 4377769 CHINO HILLS CA 91709 SFD 7.500 6.500 $2,227.00 360 1-Jan-32 4377813 SAN MATEO CA 94403 SFD 6.750 6.483 $2,983.56 360 1-Jan-32 4377829 RANCHO PALOS CA 90275 SFD 7.125 6.500 $2,314.23 360 1-Nov-31 4377834 MANHATTAN BEA CA 90266 SFD 6.875 6.500 $3,301.60 240 1-Dec-21 4377871 BROOKLYN NY 11229 SFD 6.750 6.483 $4,189.94 360 1-Nov-31 4378061 SAINT CHARLES IL 60175 SFD 6.750 6.483 $1,984.07 360 1-Jan-32 4378460 ALPHARETTA GA 30004 SFD 6.875 6.500 $2,943.04 360 1-Dec-31 4378677 BELLAIRE TX 77401 SFD 6.750 6.483 $2,367.38 360 1-Nov-31 4378678 HOUSTON TX 77019 SFD 6.750 6.483 $3,193.70 360 1-Dec-31 4378714 FRAMINGHAM MA 01701 SFD 6.875 6.500 $2,693.41 360 1-Dec-31 4379172 RICHMOND CA 94803 SFD 6.875 6.500 $2,575.16 360 1-Nov-31 4379199 NORTH POTOMAC MD 20878 SFD 6.750 6.483 $2,724.12 360 1-Jan-32 4379505 NEW CANAAN CT 06840 SFD 7.375 6.500 $3,859.15 360 1-Jan-32 4379689 CLARKSVILLE MD 21029 SFD 7.125 6.500 $2,420.90 360 1-Jan-32 4379707 WEST HILLS CA 91307 SFD 7.000 6.500 $3,672.47 360 1-Nov-31 4379859 LAFAYETTE CA 94549 SFD 7.375 6.500 $2,503.01 360 1-Nov-31 4380095 DARIEN CT 06820 SFD 7.125 6.500 $3,053.00 240 1-Jan-22 4380249 POMPANO FL 33062 SFD 7.000 6.500 $2,993.87 360 1-Jan-32 4380300 MCLEAN VA 22101 SFD 6.875 6.500 $2,148.16 360 1-Jan-32 4380373 RIVERTON NJ 08077 SFD 6.875 6.500 $3,264.94 360 1-Dec-31 4380494 GRANITE BAY CA 95746 SFD 6.750 6.483 $3,180.73 360 1-Dec-31 4380546 LOS ANGELES CA 90068 SFD 6.875 6.500 $2,956.18 360 1-Dec-31 4380704 SUFFERN NY 10901 SFD 6.750 6.483 $2,334.96 360 1-Jan-32 4380836 ALPHARETTA GA 30004 SFD 6.750 6.483 $2,334.96 360 1-Dec-31 4381018 PORTLAND OR 97210 SFD 6.875 6.500 $3,192.67 360 1-Dec-31 4381026 SISTERS OR 97759 SFD 6.875 6.500 $3,395.01 360 1-Dec-31 4381685 CUPERTINO CA 95014 SFD 7.125 6.500 $2,715.09 360 1-Dec-31 4381693 FAIRFIELD CT 06430 SFD 6.750 6.483 $2,360.90 360 1-Jan-32 4381831 GRAND RAPIDS MI 49546 LCO 6.875 6.500 $2,269.67 360 1-Jan-32 4382475 SAN JOSE CA 95120 SFD 6.750 6.483 $3,703.50 360 1-Dec-31 4382521 HUNTINGTON BE CA 92648 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4382720 MORGANVILLE NJ 07751 SFD 6.750 6.483 $3,210.56 360 1-Dec-31 4383722 OCONOMOWOC WI 53066 SFD 6.875 6.500 $2,529.18 360 1-Jan-32 4384337 INCLINE VILLA NV 89451 SFD 6.750 6.483 $3,697.01 360 1-Dec-31 4384396 WATSONVILLE CA 95076 SFD 6.750 6.483 $3,405.14 360 1-Dec-31 4384486 PACIFIC PALIS CA 90272 SFD 7.375 6.500 $6,873.60 360 1-Nov-31 4384501 BRINKLOW MD 20862 SFD 6.875 6.500 $2,207.29 360 1-Jan-32 4384722 PEACHTREE CIT GA 30269 SFD 6.750 6.483 $2,478.12 360 1-Dec-31 4384785 PIEDMONT CA 94611 SFD 6.875 6.500 $2,338.67 360 1-Dec-31 4384858 HOLLYWOOD FL 33312 SFD 7.000 6.500 $2,479.59 360 1-Jan-32 4385044 TOWN COUNTR MO 63017 SFD 6.875 6.500 $2,167.87 360 1-Dec-31 4385106 JUNO BEACH FL 33408 SFD 6.875 6.500 $3,126.99 360 1-Jan-32 4385186 BATON ROUGE LA 70810 SFD 6.750 6.483 $2,127.41 360 1-Dec-31 4385278 LAGUNA NIGUEL CA 92677 SFD 6.875 6.500 $2,610.57 240 1-Jan-22 4385340 SPRINGFIELD OR 97478 SFD 6.750 6.483 $4,118.60 360 1-Jan-32 4385370 CARSON CITY NV 89703 SFD 7.250 6.500 $3,069.79 360 1-Nov-31 4385437 NORTH ANDOVER MA 01845 SFD 7.000 6.500 $2,528.15 360 1-Jan-32 4385632 SAN DIEGO CA 92122 SFD 6.875 6.500 $2,562.03 360 1-Dec-31 4385654 MEAD CO 80542 SFD 7.125 6.500 $2,034.63 360 1-Nov-31 4385669 EL SEGUNDO CA 90245 SFD 6.750 6.483 $3,459.66 240 1-Jan-22 4386155 WHITEHOUSE ST NJ 08889 SFD 6.875 6.500 $2,391.23 360 1-Jan-32 4386321 HASTINGS-ON-H NY 10706 SFD 6.875 6.500 $2,667.14 360 1-Jan-32 4386460 NEEDHAM MA 02492 SFD 6.750 6.483 $2,023.63 360 1-Dec-31 4386493 MOUNTIAN VIEW CA 94043 SFD 6.750 6.483 $3,516.70 360 1-Dec-31 4386891 RANCHO SANTA ITA 92688 SFD 6.875 6.500 $2,785.38 360 1-Nov-31 4386916 GREENWICH CT 06830 SFD 6.875 6.500 $6,503.60 360 1-Dec-31 4386932 FISHERS IN 46038 SFD 6.750 6.483 $3,243.00 360 1-Dec-31 4387016 SAN DIEGO CA 92109 SFD 7.000 6.500 $3,991.82 360 1-Dec-31 4387043 NEW FAIRFIELD CT 06812 SFD 6.875 6.500 $2,425.39 360 1-Jan-32 4387111 SAN FRANCISCO CA 94131 LCO 6.750 6.483 $2,081.48 360 1-Jan-32 4387427 NOVATO CA 94945 SFD 6.750 6.483 $3,197.59 360 1-Dec-31 4387477 MOUNTAINSIDE NJ 07092 SFD 6.750 6.483 $2,237.67 360 1-Jan-32 4387571 BETHESDA MD 20816 SFD 6.750 6.483 $4,012.65 360 1-Jan-32 4387590 ORANGE CA 92867 SFD 6.750 6.483 $2,626.83 360 1-Nov-31 4387637 ALAMO CA 94507 SFD 7.000 6.500 $3,160.19 360 1-Dec-31 4387855 LABADIE MO 63055 SFD 6.875 6.500 $3,145.38 360 1-Nov-31 4388211 ROCKVILLE MD 20853 SFD 6.750 6.483 $3,351.08 240 1-Dec-21 4388382 OAKLAND CA 94611 SFD 7.250 6.500 $3,172.12 360 1-Dec-31 4388567 OAKLAND CA 94705 SFD 6.750 6.483 $5,869.82 360 1-Dec-31 4388827 BATON ROUGE LA 70817 SFD 6.875 6.500 $3,241.94 360 1-Dec-31 4389012 BETHESDA MD 20817 SFD 6.875 6.500 $2,371.52 360 1-Jan-32 4389210 PRINCETON NJ 08540 SFD 6.875 6.500 $3,376.62 360 1-Jan-32 4389569 WEST WINDSOR NJ 08550 SFD 6.875 6.500 $2,259.84 360 1-Jan-32 4390023 BROOMFIELD CO 80020 SFD 7.000 6.500 $2,268.69 360 1-Dec-31 4390221 KENSINGTON MD 20895 SFD 6.875 6.500 $2,438.85 360 1-Dec-31 4390919 MORGAN HILL CA 95037 SFD 6.875 6.500 $3,376.62 360 1-Dec-31 4390949 PASADENA CA 91106 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 4390991 PRINCETON NJ 08540 SFD 7.000 6.500 $2,641.26 360 1-Jan-32 4391302 SPRINGFIELD MO 65809 SFD 7.125 6.500 $3,126.05 360 1-Dec-31 4391457 NEEDHAM MA 02492 SFD 7.000 6.500 $2,252.05 360 1-Jan-32 4391475 HARAHAN LA 70123 SFD 7.000 6.500 $5,056.30 360 1-Dec-31 4391980 FRISCO TX 75034 SFD 6.750 6.483 $2,360.90 360 1-Nov-31 4392041 SANTA BARBARA CA 93111 SFD 7.000 6.500 $2,262.03 360 1-Jan-32 4392396 BRYN MAWR PA 19010 SFD 6.750 6.483 $2,918.69 360 1-Dec-31 4392740 BERNARDS TOWN NJ 07920 SFD 6.875 6.500 $3,120.42 360 1-Jan-32 4393301 MARIETTA GA 30062 SFD 7.000 6.500 $2,248.73 360 1-Jan-32 4393561 SAN JOSE CA 95124 SFD 6.875 6.500 $2,542.32 360 1-Jan-32 4394997 LA CANADA-FLI E 91011 SFD 6.750 6.483 $4,611.54 360 1-Dec-31 4395104 SADDLE RIVER NJ 07458 SFD 6.750 6.483 $2,594.40 360 1-Jan-32 4395355 LARCHMONT NY 10538 SFD 6.750 6.483 $5,837.39 360 1-Jan-32 4395974 BANNER ELK NC 28604 SFD 6.875 6.500 $2,808.38 360 1-Jan-32 4396137 FALLS CHURCH VA 22042 SFD 7.250 6.500 $3,301.73 360 1-Nov-31 4396360 SANIBEL FL 33957 LCO 6.750 6.483 $3,243.00 360 1-Jan-32 4396379 NEW CANAAN CT 06840 SFD 7.000 6.500 $5,987.73 360 1-Jan-32 4396443 CAPE FAIR MO 65624 SFD 7.000 6.500 $2,591.35 360 1-Dec-31 4396534 FRAMINGHAM MA 01701 SFD 7.000 6.500 $2,661.21 360 1-Dec-31 4396614 LOS GATOS CA 95030 SFD 6.750 6.483 $3,243.00 360 1-Dec-31 4396927 VERONA NJ 07044 SFD 7.250 6.500 $2,674.13 360 1-Dec-31 4397484 WALNUT CREEK CA 94598 SFD 7.000 6.500 $2,574.73 360 1-Jan-32 4397685 SANTA CRUZ CA 95062 SFD 6.750 6.483 $2,626.83 360 1-Dec-31 4397771 ATLANTA GA 30305 LCO 6.750 6.483 $3,956.45 360 1-Dec-31 4398078 MCLEAN VA 22101 SFD 6.750 6.483 $2,659.26 360 1-Dec-31 4398160 BROOKLINE MA 02467 SFD 7.000 6.500 $4,000.37 300 1-Dec-26 4398200 MERCER ISLAND WA 98040 SFD 7.250 6.500 $2,994.08 360 1-Dec-31 4398487 GLENVIEW IL 60025 SFD 6.875 6.500 $2,956.18 360 1-Dec-31 4398571 DUNN LORING VA 22027 SFD 6.875 6.500 $3,468.59 360 1-Jan-32 4398662 DANA POINT CA 92629 SFD 6.750 6.483 $2,516.57 360 1-Jan-32 4398695 NEWPORT BEACH CA 92660 PUD 7.250 6.500 $6,801.98 360 1-Oct-31 4398833 SEVERNA PARK MD 21146 SFD 6.750 6.483 $1,958.77 360 1-Jan-32 4398854 HUNTINGTON BE CA 92649 SFD 6.750 6.483 $2,594.40 360 1-Dec-31 4398877 ORLEANS MA 02653 SFD 6.750 6.483 $2,977.07 360 1-Jan-32 4398925 STEWART MANOR NY 11530 SFD 6.875 6.500 $2,548.88 360 1-Jan-32 4399089 LOS GATOS CA 95032 SFD 6.875 6.500 $2,102.18 360 1-Dec-31 4399254 WASHINGTON DC 20009 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 4399538 RYE NY 10580 SFD 6.875 6.500 $5,248.87 360 1-Jan-32 4399567 WOODBURY MN 55125 SFD 7.000 6.500 $2,212.14 360 1-Dec-31 4399642 LOS GATOS CA 95032 SFD 6.875 6.500 $3,711.65 360 1-Jan-32 4399768 PALO ALTO CA 94301 SFD 6.750 6.483 $3,502.43 360 1-Dec-31 4399934 MADISON NJ 07940 LCO 6.875 6.500 $2,165.24 360 1-Jan-32 4400010 LEXINGTON MA 02420 SFD 7.000 6.500 $2,794.28 360 1-Jan-32 4400235 PHILADELPHIA PA 19103 SFD 6.875 6.500 $2,772.24 360 1-Dec-31 4400383 CASTRO VALLEY CA 94552 LCO 7.250 6.500 $2,067.00 360 1-Jan-32 4400403 RIVERSIDE CA 92506 SFD 6.875 6.500 $2,207.29 360 1-Dec-31 4400410 SAN JOSE CA 95136 PUD 6.750 6.483 $2,886.27 360 1-Dec-31 4400560 REDLANDS CA 92373 SFD 7.125 6.500 $3,122.02 360 1-Jan-32 4400820 LOS ANGELES CA 90049 SFD 6.750 6.483 $4,118.60 360 1-Dec-31 4400863 MOORPARK CA 93021 SFD 6.875 6.500 $2,463.48 360 1-Dec-31 4400977 SAN DIEGO CA 92127 SFD 6.875 6.500 $2,719.69 360 1-Dec-31 4401084 CULVER CITY CA 90230 SFD 6.875 6.500 $1,970.79 360 1-Dec-31 4401249 WILMETTE IL 60091 SFD 6.750 6.483 $3,405.15 360 1-Jan-32 4401328 WELLESLEY MA 02481 SFD 7.125 6.500 $2,504.89 360 1-Dec-31 4401462 NANTUCKET MA 02554 SFD 7.125 6.500 $6,400.33 360 1-Dec-31 4401502 SAN CARLOS CA 94070 SFD 7.250 6.500 $3,738.33 360 1-Dec-31 4401744 HILLSBOROUGH CA 94010 SFD 6.750 6.483 $6,485.99 360 1-Dec-31 4401770 SAN CARLOS CA 94070 SFD 6.875 6.500 $2,128.45 360 1-Jan-32 4402123 GREENVILLE SC 29605 SFD 6.750 6.483 $2,480.89 360 1-Dec-31 4402247 SAN DIEGO CA 92131 SFD 6.750 6.483 $3,518.65 360 1-Jan-32 4402252 SANTA ROSA BE FL 32459 SFD 7.125 6.500 $2,337.81 360 1-Dec-31 4402443 MANCHESTER MA 01944 SFD 7.125 6.500 $2,526.45 360 1-Jan-32 4402468 BLYTHEWOOD SC 29016 SFD 7.000 6.500 $2,062.44 360 1-Dec-31 4402974 PALO ALTO CA 94303 SFD 6.750 6.483 $3,943.48 360 1-Dec-31 4403195 SAINT PETERSB FL 33715 SFD 6.750 6.483 $3,761.87 360 1-Jan-32 4403249 FAR HILLS NJ 07931 SFD 6.750 6.483 $3,584.16 360 1-Jan-32 4403528 LOUISVILLE KY 40245 SFD 7.000 6.500 $5,292.49 360 1-Jan-32 4403541 CAMDEN DE 19934 SFD 6.875 6.500 $2,890.49 360 1-Jan-32 4403604 GAITHERSBURG MD 20879 SFD 6.750 6.483 $2,537.32 360 1-Dec-31 4403624 HUNTINGTOWN MD 20639 SFD 7.375 6.500 $2,815.23 240 1-Nov-21 4403633 VIENNA VA 22182 SFD 6.750 6.483 $2,600.88 360 1-Jan-32 4403664 BELMONT MA 02478 SFD 6.875 6.500 $2,568.59 360 1-Dec-31 4403844 COLORADO SPRI CO 80919 SFD 6.750 6.483 $2,464.68 360 1-Dec-31 4404015 DEL MAR CA 92014 SFD 6.750 6.483 $6,356.27 360 1-Dec-31 4404061 REDMOND WA 98053 SFD 7.000 6.500 $2,910.70 360 1-Dec-31 4404149 HAM LAKE MN 55304 SFD 6.750 6.483 $3,015.98 360 1-Dec-31 4404189 RANCHO MIRAGE CA 92270 SFD 6.875 6.500 $3,408.15 360 1-Nov-31 4404219 SANTA CRUZ CA 95065 SFD 7.000 6.500 $2,328.56 360 1-Dec-31 4404826 LEESBURG VA 20175 SFD 6.875 6.500 $2,138.63 360 1-Dec-31 4404863 MORAGA CA 94556 SFD 6.875 6.500 $2,535.75 360 1-Dec-31 4404897 SEBASTOPOL CA 95472 SFD 6.875 6.500 $2,627.72 360 1-Jan-32 4404993 POTOMAC MD 20854 SFD 6.750 6.483 $3,294.88 360 1-Dec-31 4405174 EASTON CT 06612 SFD 6.875 6.500 $2,627.72 360 1-Jan-32 4405469 BREA CA 92821 SFD 7.125 6.500 $2,640.98 360 1-Dec-31 4405481 CALABASAS CA 91302 SFD 6.875 6.500 $2,765.68 360 1-Jan-32 4405488 GOLDEN CO 80401 SFD 6.750 6.483 $2,267.17 360 1-Dec-31 4405602 LOS ALTOS CA 94022 SFD 6.750 6.483 $4,164.00 360 1-Dec-31 4405696 ENCINITAS CA 92024 SFD 6.750 6.483 $1,991.20 360 1-Dec-31 4405758 HUNTINGTON BE CA 92646 SFD 7.250 6.500 $2,148.86 360 1-Dec-31 4405776 RICHARDSON TX 75082 PUD 6.750 6.483 $2,853.18 360 1-Nov-31 4405819 LANCASTER PA 17601 SFD 7.000 6.500 $3,998.47 360 1-Jan-32 4405877 DEFIANCE MO 63341 SFD 6.750 6.483 $4,049.85 360 1-Jan-32 4405937 SUGARLOAF FL 33044 SFD 7.000 6.500 $2,927.34 360 1-Dec-31 4406389 YORBA LINDA CA 92886 SFD 6.875 6.500 $4,110.08 360 1-Nov-31 4406471 BIRMINGHAM MI 48009 SFD 7.125 6.500 $2,728.57 360 1-Nov-31 4406512 ANDOVER MA 01810 SFD 6.750 6.483 $2,380.36 360 1-Dec-31 4406539 LOS ALTOS CA 94024 SFD 7.000 6.500 $4,144.84 360 1-Dec-31 4406621 UPPER SADDLE NJ 07458 SFD 7.000 6.500 $5,821.40 360 1-Jan-32 4407515 BETHESDA MD 20814 SFD 6.875 6.500 $2,154.73 360 1-Jan-32 4407807 CHESAPEAKE CI MD 21915 SFD 6.750 6.483 $2,270.10 360 1-Dec-31 4407824 CARMEL IN 46032 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 4407877 MIDDLETOWN NY 10940 SFD 6.750 6.483 $2,043.09 360 1-Jan-32 4408438 SOUTH ORANGE NJ 07079 SFD 7.375 6.500 $2,348.30 360 1-Jan-32 4408616 NORTH BETHESD MD 20852 SFD 6.875 6.500 $2,266.41 360 1-Jan-32 4408964 PALM DESERT CA 92211 SFD 7.000 6.500 $2,621.30 360 1-Dec-31 4409051 LAGUNA HILLS CA 92653 SFD 6.750 6.483 $2,500.35 360 1-Dec-31 4409168 FALLS CHURCH VA 22043 SFD 6.750 6.483 $3,706.74 360 1-Jan-32 4409180 CORTE MADERA CA 94925 SFD 7.375 6.500 $2,851.11 360 1-Jan-32 4409289 DOYLESTOWN PA 18901 SFD 6.750 6.483 $3,567.29 360 1-Dec-31 4409310 SAN JOSE CA 95138 SFD 6.750 6.483 $3,008.85 360 1-Jan-32 4409326 LOS ALTOS CA 94024 SFD 6.750 6.483 $3,891.59 360 1-Jan-32 4409485 SAN DIEGO CA 92107 SFD 6.875 6.500 $2,312.39 360 1-Dec-31 4409691 WILMINGTON NC 28409 SFD 6.750 6.483 $5,837.39 360 1-Dec-31 4409897 ACTON MA 01720 LCO 6.500 6.233 $2,561.14 360 1-Jan-32 4409943 CHADDS FORD PA 19317 SFD 6.875 6.500 $3,941.58 360 1-Dec-31 4410014 WAYNE NJ 07470 SFD 6.875 6.500 $2,660.57 360 1-Jan-32 4410237 PLEASANTON CA 94566 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 4410268 MOORPARK CA 93021 SFD 7.000 6.500 $2,328.56 360 1-Dec-31 4410269 FREMONT CA 94539 SFD 6.750 6.483 $2,724.12 360 1-Dec-31 4410847 OAKDALE NY 11769 SFD 7.250 6.500 $2,148.86 360 1-Jan-32 4411118 CARROLLTON TX 75007 SFD 6.750 6.483 $2,432.24 360 1-Dec-31 4411147 MAMMOTH LAKES CA 93546 SFD 6.750 6.483 $2,270.10 360 1-Jan-32 4411493 CHARLOTTE NC 28277 SFD 6.750 6.483 $3,178.14 360 1-Jan-32 4411583 MORRISON CO 80465 SFD 6.750 6.483 $2,570.19 300 1-Dec-26 4411653 MILL VALLEY CA 94941 SFD 6.875 6.500 $2,529.18 360 1-Jan-32 4411712 SUNNYVALE CA 94086 SFD 7.250 6.500 $3,192.59 360 1-Jan-32 4411755 DEL MAR CA 92014 SFD 7.000 6.500 $2,807.58 360 1-Jan-32 4411844 SPICEWOOD TX 78669 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4412129 NEWTON MA 02459 SFD 7.250 6.500 $2,558.17 360 1-Jan-32 4412242 BEVERLY HILLS CA 90210 SFD 7.000 6.500 $1,995.91 360 1-Dec-31 4412379 MILLSBORO DE 19966 SFD 7.000 6.500 $2,262.03 360 1-Jan-32 4412382 RANDOLPH NJ 07869 SFD 6.750 6.483 $2,283.07 360 1-Jan-32 4412489 NEWTON MA 02466 SFD 6.750 6.483 $2,237.67 360 1-Jan-32 4412846 FRISCO TX 75034 SFD 6.875 6.500 $2,693.41 360 1-Jan-32 4413292 LOS ANGELES CA 90049 SFD 6.750 6.483 $5,798.47 360 1-Dec-31 4413424 ORINDA CA 94563 SFD 7.000 6.500 $2,528.15 360 1-Jan-32 4413560 SIERRA MADRE CA 91024 SFD 6.875 6.500 $3,238.66 360 1-Jan-32 4413770 DALLAS TX 75229 SFD 6.875 6.500 $3,268.23 360 1-Dec-31 4414016 NEWPORT BEACH CA 92660 SFD 7.250 6.500 $2,708.24 360 1-Jan-32 4414027 CHAGRIN FALLS OH 44022 SFD 6.750 6.483 $3,891.59 360 1-Dec-31 4414144 SCOTTSDALE AZ 85259 SFD 6.750 6.483 $2,701.42 360 1-Jan-32 4414307 DALLAS TX 75248 SFD 7.000 6.500 $5,255.89 360 1-Jan-32 4414433 EVERGREEN CO 80439 SFD 7.000 6.500 $3,379.74 360 1-Nov-31 4414575 CHELTENHAM MD 20632 PUD 6.875 6.500 $2,154.73 360 1-Nov-31 4414781 NORTHBORO MA 01532 SFD 6.875 6.500 $3,232.09 360 1-Jan-32 4415217 GREAT FALLS VA 22066 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 4415246 LIVERMORE CA 94550 SFD 6.875 6.500 $3,126.99 360 1-Jan-32 4415252 MIAMI FL 33133 HCO 6.875 6.500 $2,627.72 360 1-Dec-31 4415253 POTOMAC MD 20854 SFD 6.750 6.483 $3,357.15 360 1-Jan-32 4415575 FALMOUTH MA 02540 SFD 7.125 6.500 $3,233.85 360 1-Dec-31 4415891 SAN RAMON CA 94583 SFD 6.750 6.483 $2,756.54 360 1-Dec-31 4415929 SAN MARCOS CA 92078 SFD 6.875 6.500 $2,252.94 360 1-Dec-31 4416134 SHERBORN MA 01770 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 4416261 SAN MATEO CA 94401 SFD 6.750 6.483 $2,860.32 360 1-Dec-31 4416280 CHARLESTOWN WV 25414 SFD 6.875 6.500 $4,004.64 360 1-Dec-31 4416408 WELLESLEY MA 02481 SFD 6.875 6.500 $3,350.34 360 1-Jan-32 4416450 PASADENA CA 91104 SFD 7.125 6.500 $2,432.13 360 1-Dec-31 4416483 LOS ANGELES CA 90045 SFD 7.250 6.500 $2,128.39 360 1-Oct-31 4416573 BOISE ID 83702 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 4416642 WOODLAND HILL CA 91367 SFD 6.750 6.483 $2,320.04 360 1-Dec-31 4416788 BRONXVILLE NY 10708 SFD 6.750 6.483 $6,103.31 360 1-Dec-31 4416806 FREMONT CA 94539 SFD 6.875 6.500 $4,007.27 360 1-Dec-31 4416943 NEWPORT COAST CA 92657 SFD 6.875 6.500 $3,941.58 360 1-Dec-31 4416965 GARLAND TX 75044 SFD 6.750 6.483 $2,365.44 360 1-Dec-31 4416995 SAN JOSE CA 95127 SFD 7.000 6.500 $2,022.52 360 1-Dec-31 4417094 NATICK MA 01760 SFD 6.750 6.483 $2,334.96 360 1-Jan-32 4417104 ALEXANDRIA VA 22314 SFD 6.750 6.483 $2,341.44 360 1-Jan-32 4417107 MIDLAND PARK NJ 07432 SFD 6.750 6.483 $2,360.90 360 1-Jan-32 4417355 MOORESVILLE NC 28117 SFD 6.750 6.483 $3,405.15 360 1-Jan-32 4417448 TORRANCE CA 90503 SFD 6.875 6.500 $2,075.90 360 1-Dec-31 4417733 LOS GATOS CA 95032 SFD 6.750 6.483 $3,774.85 360 1-Dec-31 4417746 CAMPBELL CA 95008 SFD 6.750 6.483 $3,359.74 360 1-Dec-31 4417807 FRESNO CA 93711 SFD 6.750 6.483 $5,869.82 360 1-Jan-32 4417871 FAIRFAX STATI VA 22039 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 4417896 SCOTTS VALLEY CA 95066 SFD 7.000 6.500 $3,393.05 360 1-Dec-31 4417904 BOCA RATON FL 33487 SFD 6.750 6.483 $2,561.97 360 1-Dec-31 4418068 NEWPORT BEACH CA 92663 SFD 6.875 6.500 $2,548.89 360 1-Dec-31 4418295 SAN DIEGO CA 92130 SFD 7.000 6.500 $2,262.03 360 1-Jan-32 4418439 MOUNTAIN VIEW CA 94040 SFD 7.125 6.500 $2,452.34 360 1-Dec-31 4418561 FREMONT CA 94539 SFD 6.750 6.483 $2,853.84 360 1-Dec-31 4418717 ROCKVILLE MD 20850 SFD 6.750 6.483 $2,904.10 360 1-Jan-32 4418730 ALEXANDRIA VA 22301 SFD 6.750 6.483 $2,490.62 360 1-Dec-31 4418888 NOVATO CA 94949 SFD 6.750 6.483 $3,405.15 360 1-Jan-32 4418890 SAN CLEMENTE CA 92672 SFD 7.500 6.500 $2,671.00 360 1-Jan-32 4418926 BRIDGEWATER VA 22812 SFD 6.750 6.483 $2,023.63 360 1-Jan-32 4419011 WEST HILLS CA 91307 SFD 6.750 6.483 $2,918.70 360 1-Dec-31 4419016 SANTA BARBARA CA 93108 SFD 6.875 6.500 $3,941.57 360 1-Dec-31 4419075 LOS ANGELES CA 90039 SFD 7.500 6.500 $2,272.45 360 1-Dec-31 4419198 MOORPARK CA 93021 SFD 6.875 6.500 $3,132.24 360 1-Dec-31 4419267 MANHATTAN BEA CA 90266 SFD 6.750 6.483 $2,876.54 360 1-Dec-31 4419389 MENLO PARK CA 94025 SFD 7.250 6.500 $5,682.53 360 1-Dec-31 4419466 MILL VALLEY CA 94941 SFD 6.875 6.500 $2,299.25 360 1-Dec-31 4420028 SANTA BARBARA CA 93110 SFD 6.750 6.483 $3,035.44 360 1-Jan-32 4420075 ENCINITAS CA 92024 SFD 6.750 6.483 $4,864.49 360 1-Dec-31 4420257 PIEDMONT CA 94611 SFD 7.000 6.500 $2,761.01 360 1-Dec-31 4420383 OLATHE KS 66061 SFD 6.750 6.483 $2,192.26 360 1-Jan-32 4420521 DALLAS TX 75230 SFD 6.875 6.500 $5,222.58 360 1-Dec-31 4420531 RANCHO MIRAGE CA 92270 SFD 6.875 6.500 $3,117.13 360 1-Dec-31 4420656 NORTH HILLS CA 91343 SFD 7.500 6.500 $2,524.16 360 1-Dec-31 4420711 MANHATTAN BEA CA 90266 SFD 6.750 6.483 $4,858.00 360 1-Dec-31 4420975 MONTE SERENO CA 95030 SFD 7.750 6.500 $3,653.71 360 1-Jan-32 4421124 SAN CARLOS CA 94070 SFD 6.875 6.500 $2,660.57 360 1-Dec-31 4421206 LA JOLLA CA 92037 SFD 6.750 6.483 $3,567.29 360 1-Dec-31 4421275 SAINT LOUIS MO 63131 SFD 6.750 6.483 $3,197.59 360 1-Jan-32 4421394 LA JOLLA CA 92037 SFD 7.250 6.500 $5,934.94 360 1-Dec-31 4421535 SAN JOSE CA 95120 SFD 6.750 6.483 $4,183.46 360 1-Dec-31 4421540 ISLE OF PALMS SC 29451 SFD 6.875 6.500 $2,048.31 360 1-Dec-31 4421633 WALTHAM MA 02453 SFD 6.750 6.483 $1,984.72 360 1-Dec-31 4421689 WALNUT CREEK CA 94598 SFD 6.750 6.483 $2,779.25 360 1-Jan-32 4421891 ATLANTA GA 30306 SFD 6.750 6.483 $2,218.21 360 1-Jan-32 4421977 SUNNYVALE CA 94087 SFD 6.750 6.483 $2,334.96 360 1-Jan-32 4422083 MORGAN HILL CA 95037 SFD 6.750 6.483 $2,364.15 360 1-Dec-31 4422239 ORINDA CA 94563 SFD 7.000 6.500 $3,805.54 360 1-Dec-31 4422393 SUNNYVALE CA 94087 SFD 6.750 6.483 $2,529.54 360 1-Dec-31 4422706 SILVER SPRING MD 20905 SFD 6.875 6.500 $3,448.88 360 1-Jan-32 4422711 OLD GREENWICH CT 06870 SFD 6.750 6.483 $2,672.23 360 1-Dec-31 4422751 ALEXANDRIA VA 22304 SFD 6.750 6.483 $2,205.24 360 1-Jan-32 4422797 SARATOGA CA 95070 SFD 6.875 6.500 $3,777.35 360 1-Jan-32 4422869 MENLO PARK CA 94025 SFD 6.750 6.483 $3,178.14 360 1-Jan-32 4423036 OLD TAPPAN NJ 07675 SFD 7.125 6.500 $6,334.71 360 1-Jan-32 4423065 BROOKLINE MA 02446 SFD 7.250 6.500 $3,765.61 360 1-Dec-31 4423248 PLEASANT HILL CA 94523 SFD 6.875 6.500 $2,256.56 360 1-Jan-32 4423379 E MARION NY 11939 SFD 6.875 6.500 $2,325.53 360 1-Jan-32 4423418 SARATOGA CA 95070 SFD 6.750 6.483 $3,534.86 360 1-Jan-32 4423526 SHERMAN OAKS CA 91403 SFD 7.125 6.500 $2,203.06 360 1-Dec-31 4423543 SAN FRANCISCO CA 94123 SFD 6.750 6.483 $4,961.78 360 1-Dec-31 4423743 SAN RAMON CA 94583 SFD 6.750 6.483 $2,043.09 360 1-Jan-32 4423758 PESCADERO CA 94060 SFD 7.250 6.500 $2,319.40 360 1-Jan-32 4423809 SAN RAFAEL CA 94901 SFD 7.125 6.500 $3,228.46 360 1-Dec-31 4424014 BOULDER CO 80302 SFD 7.000 6.500 $2,953.94 360 1-Dec-31 4424080 MIAMI FL 33157 SFD 6.875 6.500 $1,313.86 360 1-Dec-31 4424087 LA JOLLA CA 92037 SFD 6.875 6.500 $5,386.82 360 1-Dec-31 4424314 MONTVILLE NJ 07045 LCO 6.750 6.483 $2,386.85 360 1-Jan-32 4424326 NEEDHAM MA 02492 SFD 6.750 6.483 $2,497.11 360 1-Jan-32 4424407 LONG BEACH CA 90803 SFD 6.875 6.500 $3,742.53 360 1-Dec-31 4424476 WELLESLEY MA 02481 SFD 6.875 6.500 $2,417.50 360 1-Jan-32 4424518 SAN BRUNO CA 94066 SFD 7.000 6.500 $2,208.81 360 1-Dec-31 4424562 BALTIMORE MD 21228 SFD 6.875 6.500 $2,128.44 360 1-Dec-31 4424567 WOODBINE MD 21797 SFD 6.750 6.483 $2,163.72 360 1-Dec-31 4424660 BURLINGTON MA 01803 SFD 6.875 6.500 $2,621.15 360 1-Dec-31 4424670 SCOTTS VALLEY CA 95066 SFD 6.875 6.500 $3,284.65 360 1-Jan-32 4424739 PALO ALTO CA 94303 SFD 6.750 6.483 $2,526.29 360 1-Dec-31 4424900 CHARLOTTE NC 28211 SFD 6.875 6.500 $2,594.87 360 1-Jan-32 4424911 HENDERSONVILL NC 28739 SFD 7.000 6.500 $3,452.59 360 1-Nov-31 4424927 LOOMIS CA 95650 SFD 6.875 6.500 $3,468.58 360 1-Dec-31 4425114 LOS ALTOS CA 94022 SFD 7.000 6.500 $3,872.07 360 1-Dec-31 4425172 GILLETTE NJ 07933 SFD 6.750 6.483 $2,127.41 360 1-Jan-32 4425503 SAN JOSE CA 95125 SFD 6.875 6.500 $3,494.87 360 1-Dec-31 4425516 POTOMAC MD 20854 SFD 6.750 6.483 $2,403.06 360 1-Dec-31 4425564 CENTERVILLE VA 22020 SFD 6.750 6.483 $2,205.24 360 1-Jan-32 4425636 ATLANTA GA 30306 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 4425662 HOUSTON TX 77019 SFD 6.875 6.500 $3,417.02 360 1-Jan-32 4425768 WESTFORD MA 01886 SFD 7.000 6.500 $2,554.77 360 1-Jan-32 4425772 RANCHO SANTA I 92688 SFD 6.875 6.500 $2,233.56 360 1-Dec-31 4425818 ALEXANDRIA VA 22309 SFD 6.750 6.483 $3,664.58 360 1-Nov-31 4425870 SAN JOSE CA 95123 SFD 7.500 6.500 $2,405.30 360 1-Jan-32 4426023 WILTON CT 06897 SFD 6.750 6.483 $2,107.95 360 1-Jan-32 4426104 FAIRFIELD CT 06432 SFD 6.750 6.483 $2,399.82 360 1-Jan-32 4426324 MASHPEE MA 02649 SFD 6.875 6.500 $3,199.25 360 1-Jan-32 4426341 LOS ANGELES CA 90056 SFD 7.375 6.500 $3,177.11 360 1-Dec-31 4426405 PALO ALTO CA 94303 SFD 7.000 6.500 $3,296.58 360 1-Dec-31 4426420 BRENTWOOD CA 94513 PUD 6.875 6.500 $2,606.70 360 1-Jan-32 4426447 SONOMA CA 95476 SFD 7.750 6.500 $7,164.13 360 1-Dec-31 4426472 SPRING VALLEY CA 91977 SFD 7.125 6.500 $2,041.37 360 1-Jan-32 4426531 PLEASANTON CA 94588 SFD 7.000 6.500 $2,528.15 360 1-Dec-31 4426718 FALLS CHURCH VA 22046 SFD 7.375 6.500 $3,640.55 360 1-Nov-31 4426903 LOS GATOS CA 95032 SFD 6.750 6.483 $4,183.46 360 1-Dec-31 4427121 MORGAN HILL CA 95037 SFD 6.875 6.500 $6,568.64 360 1-Dec-31 4427496 MOUNTAIN VIEW CA 94040 SFD 7.000 6.500 $3,991.82 360 1-Jan-32 4428097 WRENTHAM MA 02093 SFD 6.750 6.483 $2,399.82 360 1-Dec-31 4428347 PALO ALTO CA 94301 SFD 6.750 6.483 $5,123.93 360 1-Dec-31 4428374 SARATOGA CA 95070 SFD 6.875 6.500 $3,672.24 360 1-Jan-32 4428407 HUNTINGTON BE CA 92648 SFD 6.750 6.483 $4,053.74 360 1-Jan-32 4428691 BURLINGAME CA 94010 SFD 6.875 6.500 $4,138.66 360 1-Dec-31 4428822 AUSTIN TX 78730 SFD 6.750 6.483 $2,833.08 360 1-Dec-31 4428874 NAPLES FL 34109 SFD 6.875 6.500 $2,522.61 360 1-Dec-31 4428890 BUCYRUS KS 66013 SFD 6.750 6.483 $2,250.64 360 1-Dec-31 4428895 CORONADO CA 92118 SFD 6.750 6.483 $2,724.12 360 1-Jan-32 4428904 SHAWNEE KS 66226 SFD 6.750 6.483 $2,383.60 360 1-Dec-31 4428915 PHILADELPHIA PA 19106 SFD 6.875 6.500 $3,705.08 360 1-Dec-31 4428940 DALLAS TX 75225 SFD 6.750 6.483 $3,729.11 360 1-Dec-31 4428999 HUNTINGTON BE CA 92605 SFD 6.750 6.483 $2,153.35 360 1-Dec-31 4429003 TUALATIN OR 97062 SFD 6.750 6.483 $3,113.27 360 1-Dec-31 4429008 SANTA CRUZ CA 95060 SFD 6.750 6.483 $2,399.82 360 1-Jan-32 4429009 BLAIRSVILLE GA 30512 SFD 6.750 6.483 $2,585.24 240 1-Dec-21 4429021 SAN JOSE CA 95120 SFD 6.875 6.500 $2,660.57 360 1-Dec-31 4429360 SOUTH SAN FRA CA 94080 SFD 6.750 6.483 $2,354.42 360 1-Dec-31 4429427 GREAT NECK NY 11023 SFD 6.875 6.500 $2,463.48 360 1-Jan-32 4429438 BAYSIDE NY 11364 SFD 6.750 6.483 $2,140.37 360 1-Dec-31 4429462 NISSEQUOGUE NY 11780 SFD 6.750 6.483 $4,086.17 360 1-Dec-31 4429574 NEEDHAM MA 02494 SFD 6.750 6.483 $2,464.68 360 1-Jan-32 4429593 EDGEWATER MD 21037 SFD 6.750 6.483 $2,283.07 360 1-Dec-31 4429605 LAGUNA NIGUEL CA 92677 SFD 6.875 6.500 $5,288.28 360 1-Dec-31 4429700 SILVERADO CA 92676 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4429722 NEWPORT BEACH CA 92660 LCO 6.875 6.500 $2,614.58 360 1-Dec-31 4429892 PARKLAND FL 33067 SFD 6.875 6.500 $2,463.49 360 1-Dec-31 4430010 SCOTTSDALE AZ 85259 SFD 7.000 6.500 $2,376.47 360 1-Dec-31 4430024 DANVILLE CA 94526 SFD 7.000 6.500 $2,381.79 360 1-Jan-32 4430086 COTO DE CAZA CA 92679 SFD 6.875 6.500 $2,404.36 360 1-Dec-31 4430128 MIAMI FL 33176 SFD 6.750 6.483 $2,360.90 360 1-Jan-32 4430187 OAK HILL VA 20171 SFD 6.750 6.483 $2,724.12 360 1-Jan-32 4430278 TRABUCO CANYO CA 92679 SFD 6.750 6.483 $2,065.79 360 1-Jan-32 4430357 SAN DIEGO CA 92103 SFD 7.125 6.500 $2,755.51 360 1-Dec-31 4430371 CHADDS FORD PA 19317 SFD 6.750 6.483 $3,243.00 360 1-Dec-31 4430451 GWYNEDD VALLE PA 19437 SFD 6.875 6.500 $3,190.27 240 1-Jan-22 4430567 PALO ALTO CA 94306 SFD 6.750 6.483 $3,891.59 360 1-Oct-31 4430688 SAN DIEGO CA 92128 SFD 6.875 6.500 $2,725.27 360 1-Jan-32 4430692 NEW YORK NY 10028 COP 6.750 6.483 $2,075.52 360 1-Jan-32 4430753 POTOMAC MD 20854 SFD 6.875 6.500 $2,207.28 360 1-Dec-31 4430762 GREAT FALLS VA 22066 SFD 6.750 6.483 $2,756.55 360 1-Dec-31 4430770 LAKE FOREST CA 92630 SFD 6.875 6.500 $2,437.21 360 1-Dec-31 4430777 ORINDA CA 94563 SFD 6.875 6.500 $2,949.61 360 1-Dec-31 4430828 ELLICOTT CITY MD 21042 SFD 6.750 6.483 $3,113.27 360 1-Dec-31 4430834 FRANKLIN VILL MI 48025 SFD 6.875 6.500 $6,240.83 360 1-Dec-31 4430878 LEESBURG VA 20176 SFD 7.250 6.500 $2,383.87 360 1-Jan-32 4430879 GENOA TOWNSHI MI 48116 SFD 6.875 6.500 $6,372.87 360 1-Dec-31 4430897 SANTA CLARA CA 95051 SFD 6.875 6.500 $2,397.80 360 1-Dec-31 4430910 RIVERSIDE CT 06878 SFD 6.750 6.483 $6,436.47 360 1-Jan-32 4430927 NOVATO CA 94945 SFD 7.125 6.500 $2,475.92 360 1-Dec-31 4430951 SARATOGA CA 95070 SFD 7.375 6.500 $3,405.03 360 1-Dec-31 4430981 SAN FRANCISCO CA 94115 LCO 6.750 6.483 $2,821.40 360 1-Dec-31 4431018 LONG BEACH CA 90803 SFD 6.750 6.483 $2,218.21 360 1-Dec-31 4431037 NASHVILLE TN 37221 SFD 6.750 6.483 $3,711.93 360 1-Dec-31 4431047 CASTRO VALLEY CA 94546 SFD 7.000 6.500 $2,492.89 360 1-Dec-31 4431113 MINNEAPOLIS MN 55427 SFD 6.750 6.483 $2,088.49 360 1-Jan-32 4431166 LEXINGTON MA 02420 SFD 6.750 6.483 $2,432.25 360 1-Jan-32 4431249 BOSTON MA 02116 LCO 6.875 6.500 $2,207.29 360 1-Dec-31 4431388 SAN JOSE CA 95123 SFD 6.875 6.500 $2,529.18 360 1-Dec-31 4431450 GREENWICH CT 06878 SFD 6.750 6.483 $5,318.51 360 1-Jan-32 4431751 CHESTNUT HILL MA 02467 SFD 6.750 6.483 $3,035.44 360 1-Jan-32 4431863 HALF MOON BAY CA 94019 SFD 7.000 6.500 $3,299.91 360 1-Dec-31 4431958 RIVER VALE NJ 07675 SFD 7.000 6.500 $2,421.70 360 1-Nov-31 4432052 SUDBURY MA 01776 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 4432083 MCLEAN VA 22101 SFD 6.750 6.483 $2,853.84 360 1-Jan-32 4432090 GLEN ELLYN IL 60137 SFD 7.000 6.500 $2,820.88 360 1-Jul-31 4432106 OAKTON VA 22124 SFD 6.750 6.483 $4,520.73 360 1-Jan-32 4432107 WALNUT CREEK CA 94596 SFD 6.750 6.483 $2,918.70 360 1-Jan-32 4432132 EASTCHESTER NY 10709 SFD 6.875 6.500 $2,259.84 360 1-Aug-31 4432167 NORTH POTOMAC MD 20878 SFD 6.750 6.483 $2,594.40 360 1-Jan-32 4432197 BROOKLINE MA 02446 SFD 6.750 6.483 $2,399.82 360 1-Dec-31 4432458 REHOBOTH BEAC DE 19971 SFD 6.750 6.483 $2,756.55 360 1-Dec-31 4432545 SAN JOSE CA 95138 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 4432616 PALO ALTO CA 94303 SFD 7.000 6.500 $4,324.47 360 1-Dec-31 4432648 DALLAS TX 75220 SFD 6.750 6.483 $5,380.77 360 1-Dec-31 4432767 GLENVILLE CT 06831 SFD 6.750 6.483 $5,513.09 360 1-Dec-31 4432917 LAGUNA BEACH CA 92651 SFD 7.000 6.500 $3,818.84 360 1-Jan-32 4432928 PALO ALTO CA 94303 SFD 6.750 6.483 $3,015.99 360 1-Dec-31 4432931 BEVERLY HILLS CA 90210 SFD 6.750 6.483 $6,226.55 360 1-Dec-31 4432986 PALO ALTO CA 94306 SFD 6.750 6.483 $3,392.17 360 1-Jan-32 4432994 HUNTINGTON BE CA 92648 SFD 6.875 6.500 $2,259.84 360 1-Jan-32 4433040 REHOBOTH BEAC DE 19971 SFD 6.875 6.500 $3,021.88 360 1-Jan-32 4433081 COTO DE CAZA CA 92679 SFD 6.750 6.483 $3,729.44 360 1-Dec-31 4433162 SIMI VALLEY CA 93065 SFD 6.875 6.500 $3,731.36 360 1-Jan-32 4433260 SAN RAMON CA 94583 SFD 6.750 6.483 $2,033.36 360 1-Jan-32 4433299 MALIBU CA 90265 SFD 6.750 6.483 $2,678.72 360 1-Dec-31 4433312 LEESBURG VA 20176 SFD 6.750 6.483 $5,253.64 360 1-Dec-31 4433451 LOS ANGELES CA 90049 SFD 6.875 6.500 $6,569.29 360 1-Dec-31 4433586 WASHINGTON DC 20015 SFD 7.000 6.500 $2,572.06 360 1-Dec-31 4433604 APTOS CA 95003 SFD 6.875 6.500 $2,410.93 360 1-Dec-31 4433795 CUPERTINO CA 95014 SFD 6.875 6.500 $4,040.12 360 1-Dec-31 4433902 MILL VALLEY CA 94941 SFD 7.250 6.500 $3,035.69 360 1-Dec-31 4434042 PALOS VERDES S 90274 SFD 7.000 6.500 $4,178.10 360 1-Dec-31 4434067 LOS GATOS CA 95032 SFD 6.750 6.483 $2,309.01 360 1-Dec-31 4434138 VACAVILLE CA 95688 SFD 6.750 6.483 $2,808.43 360 1-Dec-31 4434157 PLEASANTON CA 94566 PUD 6.875 6.500 $5,360.54 360 1-Dec-31 4434253 LAFAYETTE CA 94549 SFD 6.750 6.483 $2,497.11 360 1-Dec-31 4434254 RANCHO SANTA I 92688 SFD 6.750 6.483 $2,033.36 360 1-Dec-31 4434284 DUVALL WA 98019 SFD 6.750 6.483 $2,853.83 360 1-Dec-31 4434309 LOS ALTOS CA 94024 SFD 6.750 6.483 $3,243.00 360 1-Dec-31 4434473 TORRANCE CA 90503 SFD 6.750 6.483 $2,796.76 360 1-Jan-32 4434476 SEATTLE WA 98199 SFD 6.750 6.483 $2,380.36 360 1-Dec-31 4434507 DANVILLE CA 94506 SFD 7.000 6.500 $3,080.36 360 1-Dec-31 4434622 CORONA DEL MA CA 92625 LCO 6.750 6.483 $3,434.98 360 1-Dec-31 4434730 CAMPBELL CA 95008 SFD 6.750 6.483 $2,010.66 360 1-Jan-32 4434788 CENTREVILLE VA 20120 SFD 6.875 6.500 $2,036.48 360 1-Dec-31 4434896 LA HONDA CA 94020 SFD 7.000 6.500 $2,694.48 360 1-Jan-32 4434960 THOUSAND OAKS CA 91362 SFD 6.750 6.483 $2,311.61 360 1-Jan-32 4435013 GLENCOE IL 60022 SFD 6.750 6.483 $5,772.53 360 1-Jan-32 4435034 VIENNA VA 22182 SFD 6.750 6.483 $2,075.52 360 1-Jan-32 4435121 WELLESLEY MA 02481 SFD 6.875 6.500 $2,062.76 360 1-Jan-32 4435125 VENICE CA 90291 LCO 6.750 6.483 $1,647.44 360 1-Dec-31 4435167 CHINO HILLS CA 91709 SFD 6.875 6.500 $2,259.84 360 1-Jan-32 4435215 SIMI VALLEY CA 93063 SFD 6.875 6.500 $2,296.63 360 1-Jan-32 4435293 PALO ALTO CA 94303 SFD 6.750 6.483 $2,529.54 360 1-Jan-32 4435297 CUPERTINO CA 95014 SFD 6.875 6.500 $2,568.60 360 1-Dec-31 4435460 BETHESDA MD 20817 SFD 6.875 6.500 $2,125.17 360 1-Jan-32 4435466 HERNDON VA 20171 SFD 6.875 6.500 $2,522.61 360 1-Jan-32 4435513 CONCORD MA 01742 SFD 6.875 6.500 $6,365.65 360 1-Jan-32 4435592 SAN JOSE CA 95135 SFD 6.750 6.483 $2,886.27 360 1-Dec-31 4435628 SAN JOSE CA 95129 SFD 6.875 6.500 $2,263.12 360 1-Jan-32 4435762 SAN RAMON CA 94583 SFD 6.750 6.483 $2,237.67 360 1-Jan-32 4435790 SAN RAFAEL CA 94903 SFD 6.750 6.483 $2,685.20 360 1-Dec-31 4435900 WALNUT CREEK CA 94596 PUD 7.125 6.500 $2,452.34 360 1-Dec-31 4436064 REDWOOD CITY CA 94061 SFD 7.000 6.500 $2,627.95 360 1-Jan-32 4436071 LONG BEACH CA 90803 SFD 7.375 6.500 $2,965.76 360 1-Dec-31 4436137 YORBA LINDA CA 92886 SFD 6.750 6.483 $2,127.41 360 1-Dec-31 4436191 REDWOOD CITY CA 94062 SFD 6.875 6.500 $4,053.26 360 1-Jan-32 4436223 HALF MOON BAY CA 94019 SFD 6.750 6.483 $3,497.68 240 1-Jan-22 4436321 SAN JOSE CA 95127 SFD 7.000 6.500 $3,379.74 360 1-Jan-32 4436525 WRENTHAM MA 02093 SFD 7.000 6.500 $2,827.54 360 1-Jan-32 4436779 SAN JOSE CA 95123 SFD 7.000 6.500 $3,160.19 360 1-Jan-32 4436851 PINECREST FL 33156 SFD 6.750 6.483 $2,270.10 360 1-Jan-32 4436855 MILLBURN NJ 07041 SFD 6.750 6.483 $2,263.61 360 1-Jan-32 4436878 LAKEWOOD IL 60014 SFD 6.875 6.500 $2,312.39 360 1-Dec-31 4437076 LOS GATOS CA 95032 SFD 6.875 6.500 $2,351.81 360 1-Dec-31 4437342 STAMFORD CT 06903 SFD 6.875 6.500 $3,120.41 360 1-Dec-31 4437445 ELLICOTT CITY MD 21042 SFD 7.000 6.500 $2,622.62 360 1-Dec-31 4437719 CARLSBAD CA 92008 SFD 7.000 6.500 $1,896.12 360 1-Dec-31 4437894 MENLO PARK CA 94025 SFD 6.750 6.483 $3,567.29 360 1-Dec-31 4438076 CUPERTINO CA 95014 SFD 7.000 6.500 $4,164.80 360 1-Jan-32 4438105 SAN DIEGO CA 92107 SFD 6.875 6.500 $2,016.78 360 1-Dec-31 4438390 MEDFIELD MA 02052 SFD 7.000 6.500 $3,106.97 360 1-Dec-31 4438769 EAST BRUNSWIC NJ 08816 SFD 6.875 6.500 $2,522.61 360 1-Dec-31 4439476 MONUMENT CO 80132 SFD 7.000 6.500 $2,820.89 360 1-Dec-31 4439704 SHAKOPEE MN 55379 SFD 7.125 6.500 $2,425.39 360 1-Jan-32 4439731 WINCHESTER MA 01890 SFD 6.750 6.483 $3,139.22 360 1-Jan-32 4439742 DALY CITY CA 94013 SFD 6.875 6.500 $2,096.92 360 1-Dec-31 4439796 PLEASANTON CA 94588 SFD 7.000 6.500 $2,208.81 360 1-Jan-32 4440027 ANCHORAGE AK 99502 SFD 6.750 6.483 $3,794.30 360 1-Dec-31 4440165 NEWTOWN TOWNS PA 19073 SFD 6.875 6.500 $5,321.13 360 1-Jan-32 4440246 TRABUCO CANYO CA 92679 SFD 7.375 6.500 $3,453.38 360 1-Jan-32 4440276 FAIRFIELD CT 06430 SFD 7.000 6.500 $2,441.67 360 1-Jan-32 4440495 VIENNA VA 22182 SFD 6.750 6.483 $2,056.06 360 1-Jan-32 4441015 CLAYTON CA 94517 SFD 6.875 6.500 $2,135.02 360 1-Dec-31 4441086 SAN CLEMENTE CA 92672 SFD 6.875 6.500 $2,135.02 360 1-Dec-31 4441136 APTOS CA 95003 SFD 7.000 6.500 $3,061.73 360 1-Jan-32 4441363 DALLAS TX 75230 SFD 6.750 6.483 $4,767.20 360 1-Dec-31 4441852 WINDERMERE FL 34786 SFD 6.875 6.500 $5,202.16 360 1-Jan-32 4441882 SHAKOPEE MN 55379 SFD 6.875 6.500 $2,266.41 360 1-Jan-32 4441970 SAN FRANCISCO CA 94114 SFD 6.750 6.483 $2,970.58 360 1-Dec-31 4442161 IRVINE CA 92620 SFD 6.750 6.483 $3,554.32 360 1-Dec-31 4442446 CUPERTINO CA 95014 SFD 6.875 6.500 $2,956.18 360 1-Jan-32 4442450 LAGO VISTA TX 78645 SFD 6.750 6.483 $2,694.93 360 1-Dec-31 4442465 BOSTON MA 02110 HCO 6.750 6.483 $3,671.07 360 1-Jan-32 4442509 BALTIMORE MD 21231 HCO 7.000 6.500 $2,262.03 360 1-Dec-31 4442546 NEW YORK NY 10128 HCO 7.625 6.500 $2,637.24 360 1-Jan-32 4442728 RIVER FALLS WI 54022 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 4442771 BOWLINGBROOK IL 60490 SFD 6.875 6.500 $2,213.85 360 1-Dec-31 4443111 CAMPBELL CA 95008 SFD 6.875 6.500 $2,200.72 360 1-Jan-32 4443145 SAN JOSE CA 95120 SFD 6.875 6.500 $2,776.84 360 1-Dec-31 4443332 CENTREVILLE VA 20121 SFD 7.000 6.500 $2,747.70 360 1-Jan-32 4443335 MEDIA PA 19063 SFD 6.875 6.500 $3,308.30 360 1-Jan-32 4443351 BUMPASS VA 23024 SFD 7.250 6.500 $2,182.97 360 1-Jan-32 4443369 WALNUT CREEK CA 94595 SFD 7.000 6.500 $2,528.15 360 1-Dec-31 4443476 MARCO ISLAND FL 34145 SFD 6.750 6.483 $2,464.68 360 1-Dec-31 4443492 SAN JOSE CA 95135 SFD 6.750 6.483 $2,270.10 360 1-Dec-31 4443606 SAN RAFAEL CA 94901 SFD 6.750 6.483 $2,584.02 360 1-Jan-32 4443670 HOPEWELL NJ 08560 SFD 7.375 6.500 $4,489.39 360 1-Jan-32 4443703 WELLESLEY MA 02482 SFD 6.750 6.483 $2,724.12 360 1-Dec-31 4443817 SAN MATEO CA 94403 SFD 7.000 6.500 $4,304.51 360 1-Jan-32 4443840 SAN CARLOS CA 94070 SFD 7.000 6.500 $2,355.18 360 1-Jan-32 4443901 SAN JOSE CA 95148 SFD 7.125 6.500 $2,371.49 360 1-Jan-32 4443940 PLEASANTON CA 94566 SFD 7.000 6.500 $2,794.27 360 1-Dec-31 4443961 FREEHOLD NJ 07728 SFD 7.000 6.500 $4,023.40 360 1-Dec-31 4443981 MARCO ISLAND FL 34145 HCO 7.500 6.500 $2,796.86 360 1-Jan-32 4444025 BROKEN ARROW OK 74011 SFD 7.000 6.500 $3,386.39 360 1-Dec-31 4444044 SAN FRANCISCO CA 94121 SFD 7.375 6.500 $6,906.76 360 1-Dec-31 4444178 HUNTINGTON WO MI 48070 SFD 6.875 6.500 $2,255.90 360 1-Dec-31 4444301 SAN FRANCISCO CA 94118 MF2 7.375 6.500 $3,038.98 360 1-Jan-32 4444377 PALOS VERDES S 90274 SFD 6.750 6.483 $2,529.54 360 1-Dec-31 4444394 RANCHO PALOS CA 90275 SFD 7.375 6.500 $3,211.64 360 1-Dec-31 4444502 SAN DIEGO CA 92121 SFD 7.375 6.500 $3,121.86 360 1-Dec-31 4444507 LOS ANGELES CA 90049 SFD 7.125 6.500 $6,602.45 360 1-Dec-31 4444611 APPLE VALLEY MN 55124 SFD 6.750 6.483 $2,346.30 360 1-Dec-31 4444690 VIENNA VA 22181 SFD 6.750 6.483 $2,043.09 360 1-Jan-32 4444991 SAN JOSE CA 95135 SFD 6.875 6.500 $2,627.72 360 1-Dec-31 4445289 SANTA MONICA CA 90403 SFD 6.875 6.500 $3,021.88 360 1-Jan-32 4445386 BLUE BELL PA 19422 SFD 6.750 6.483 $2,064.49 360 1-Dec-31 4445445 WALNUT CREEK CA 94598 SFD 6.875 6.500 $1,997.07 360 1-Jan-32 4445672 ALBUQUERQUE NM 87122 SFD 7.000 6.500 $2,594.68 360 1-Nov-31 4445720 PASADENA CA 91107 SFD 7.125 6.500 $2,371.49 360 1-Dec-31 4446270 DALLAS TX 75225 SFD 6.875 6.500 $2,900.90 360 1-Nov-31 4446376 ORANGE CA 92867 PUD 6.875 6.500 $4,151.79 360 1-Nov-31 4446897 TRUCKEE CA 96161 SFD 7.500 6.500 $6,013.25 360 1-Dec-31 4446940 ALEXANDRIA VA 22315 SFD 6.750 6.483 $2,594.40 360 1-Jan-32 4722698 SAN FRANCISCO CA 94115 LCO 7.000 6.500 $4,324.47 360 1-Nov-31 4722963 ANNAPOLIS MD 21401 SFD 7.000 6.500 $2,714.43 360 1-Nov-31 4722971 SOLANA BEACH CA 92075 LCO 6.875 6.500 $2,259.84 360 1-Nov-31 4724654 WOODBINE MD 21797 SFD 6.875 6.500 $2,811.66 360 1-Nov-31 4725651 LOS GATOS CA 95032 SFD 6.875 6.500 $2,768.95 360 1-Nov-31 4726444 OCEAN CITY NJ 08226 SFD 7.250 6.500 $2,728.71 360 1-Nov-31 4726709 LOS ANGELES CA 90045 SFD 7.000 6.500 $2,501.54 360 1-Nov-31 4728622 FAIRFIELD CA 94585 SFD 6.875 6.500 $2,023.34 360 1-Nov-31 4730446 STREAMWOOD IL 60107 SFD 7.250 6.500 $2,343.28 360 1-Oct-31 4731279 FAIRFIELD CA 94533 SFD 6.750 6.483 $2,454.30 360 1-Nov-31 4734422 CHADDS FORD PA 19317 SFD 7.250 6.500 $2,537.70 360 1-Nov-31 4734766 SNOWMASS VILL CO 81615 SFD 6.750 6.483 $4,151.03 360 1-Nov-31 4734767 CEDAR RAPIDS IA 52402 SFD 6.750 6.483 $2,806.22 360 1-Nov-31 4736732 LOS ANGELES CA 90048 LCO 7.000 6.500 $2,178.87 360 1-Nov-31 4737318 THOUSAND OAKS CA 91320 SFD 6.875 6.500 $2,167.87 360 1-Nov-31 4737672 FOSTER CITY CA 94404 SFD 6.750 6.483 $3,145.70 360 1-Dec-31 4739462 NEW YORK NY 10128 HCO 7.000 6.500 $3,492.84 360 1-Nov-31 4739660 VENTURA CA 93001 SFD 6.750 6.483 $2,250.64 360 1-Dec-31 4740064 SCOTTSDALE AZ 85255 SFD 7.000 6.500 $2,727.74 360 1-Nov-31 4759619 EL SEGUNDO CA 90245 MF2 7.000 6.500 $2,681.17 360 1-Nov-31 4760930 DENVER CO 80206 SFD 6.750 6.483 $2,041.79 360 1-Nov-31 4762415 JUNEAU AK 99801 SFD 6.875 6.500 $3,599.97 360 1-Nov-31 4766861 ST. PAUL MN 55105 SFD 7.125 6.500 $2,722.50 360 1-Oct-31 4766887 NOVATO CA 94945 SFD 7.000 6.500 $2,389.77 360 1-Nov-31 4773842 LOS ANGELES CA 90049 LCO 6.875 6.500 $3,251.80 360 1-Nov-31 4778593 SAN FRANCISCO CA 94114 SFD 7.000 6.500 $6,653.03 360 1-Oct-31 4784062 FOLSOM CA 95630 SFD 7.375 6.500 $2,220.44 360 1-Oct-31 4786687 WESTLAKE VILL CA 91361 SFD 7.250 6.500 $5,116.32 360 1-Nov-31 4789368 BIG SKY MT 59716 SFD 7.000 6.500 $2,568.07 360 1-Nov-31 4793881 HUNTINGTON BE CA 92646 SFD 7.125 6.500 $2,123.56 360 1-Nov-31 4799995 SANTA MONICA CA 90403 SFD 6.875 6.500 $4,467.12 360 1-Nov-31 4801023 ANAHEIM CA 92808 SFD 7.000 6.500 $2,853.10 240 1-Nov-21 4801338 BRECKENRIDGE CO 80424 SFD 6.875 6.500 $5,670.61 360 1-Nov-31 4802153 MAPLE GROVE MN 55311 SFD 6.875 6.500 $2,279.54 360 1-Nov-31 4806212 CHANHASSEN MN 55317 SFD 7.000 6.500 $2,694.48 360 1-Nov-31 4809645 FREMONT CA 94536 SFD 7.000 6.500 $2,401.74 360 1-Nov-31 4814844 THOUSAND OAKS CA 91362 LCO 6.875 6.500 $2,309.43 360 1-Dec-31 4817011 SANTA MONICA CA 90405 SFD 7.125 6.500 $2,964.36 360 1-Nov-31 4819090 LOS ANGELES CA 90004 SFD 6.875 6.500 $2,187.57 360 1-Nov-31 4820551 KENILWORTH IL 60043 SFD 7.125 6.500 $3,281.01 360 1-Nov-31 4825766 EDINA MN 55439 SFD 7.000 6.500 $3,068.71 360 1-Nov-31 4825824 SANTA BARBARA CA 93108 SFD 6.750 6.483 $6,485.98 360 1-Nov-31 4826710 ALPHARETTA GA 30022 SFD 7.000 6.500 $2,474.93 360 1-Oct-31 4828034 EL CAJON CA 92021 SFD 7.000 6.500 $3,060.39 360 1-Nov-31 4829024 CATLETT VA 20119 SFD 7.125 6.500 $2,614.03 360 1-Nov-31 4829131 COATESVILLE PA 19320 SFD 6.750 6.483 $2,027.52 360 1-Dec-31 4830857 PENNSBURG PA 18073 SFD 7.125 6.500 $2,459.07 360 1-Nov-31 4831491 WASHINGTON DC 20016 SFD 6.875 6.500 $2,956.18 360 1-Nov-31 4839874 MINNEAPOLIS MN 55416 LCO 6.875 6.500 $2,102.17 360 1-Nov-31 4845186 BUCKLEY WA 98321 SFD 6.875 6.500 $2,135.02 360 1-Nov-31 4846572 REDWOOD CITY CA 94062 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 4849923 GREENVILLE DE 19807 SFD 7.000 6.500 $3,533.90 300 1-Nov-26 4854188 KILMARNOCK VA 22482 SFD 6.875 6.500 $3,284.64 360 1-Dec-31 4856167 SANTA CLARA CA 95051 SFD 6.750 6.483 $1,997.68 360 1-Nov-31 4858361 SUMMIT NJ 07901 SFD 7.125 6.500 $2,489.38 360 1-Nov-31 4872354 APEX NC 27502 SFD 6.875 6.500 $3,915.30 360 1-Nov-31 4878096 ASPEN CO 81611 LCO 7.250 6.500 $4,093.06 360 1-Nov-31 4882619 CEDAR RAPIDS IA 52403 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 4885174 SIOUX FALLS SD 57108 SFD 7.000 6.500 $2,175.54 360 1-Nov-31 4897377 SAN JOSE CA 95125 SFD 6.750 6.483 $2,189.02 360 1-Nov-31 4901336 WOODBURY NY 11797 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 4908851 LOS ANGELES CA 90068 SFD 7.000 6.500 $2,528.15 360 1-Nov-31 4910634 DALLAS TX 75218 SFD 6.875 6.500 $4,099.24 360 1-Nov-31 4920229 VIOLA ID 83872 SFD 7.000 6.500 $2,166.22 360 1-Dec-31 4925301 CLAREMONT CA 91711 SFD 6.750 6.483 $2,075.51 360 1-Nov-31 4925657 BELLFLOWER CA 90706 SFD 6.875 6.500 $2,625.58 360 1-Nov-31 4930517 SNOHOMISH WA 98296 SFD 7.125 6.500 $2,716.64 360 1-Dec-31 4934972 SAN FRANCISCO CA 94103 LCO 6.750 6.483 $2,654.77 360 1-Nov-31 4935359 SANTA YNEZ CA 93460 SFD 6.875 6.500 $3,134.86 360 1-Nov-31 4935458 SOMIS AREA CA 93066 SFD 7.500 6.500 $3,111.50 360 1-Nov-31 4935706 PALM DESERT CA 92211 SFD 6.875 6.500 $3,264.94 360 1-Nov-31 4945523 DUCK NC 27949 SFD 7.125 6.500 $3,295.83 360 1-Nov-31 4950259 WILMINGTON DE 19808 SFD 7.250 6.500 $2,182.96 360 1-Nov-31 4951034 ALEXANDRIA TW NJ 08867 SFD 6.750 6.483 $2,886.26 360 1-Dec-31 4953551 AGOURA HILLS CA 91301 SFD 7.125 6.500 $3,402.28 360 1-Nov-31 4956561 LAKE OSWEGO OR 97035 SFD 6.875 6.500 $3,186.10 360 1-Nov-31 4963187 COTO DE CAZA CA 92679 SFD 7.125 6.500 $6,737.19 360 1-Nov-31 4969853 CASTLE ROCK CO 80104 SFD 6.750 6.483 $2,075.51 360 1-Nov-31 4976254 CLARENDON HIL IL 60514 SFD 6.750 6.483 $3,048.41 360 1-Nov-31 4989463 LOS ANGELES CA 90291 SFD 6.875 6.500 $2,200.71 360 1-Nov-31 4989935 SAN JUAN CAPI CA 92675 SFD 6.750 6.483 $2,587.91 360 1-Dec-31 4994646 SOUTH SAN FRA CA 94080 SFD 7.250 6.500 $3,001.58 360 1-Nov-31 4996252 ATLANTA GA 30339 SFD 6.750 6.483 $3,904.56 360 1-Nov-31 4996310 LAKE ELMO MN 55042 SFD 6.875 6.500 $2,345.24 360 1-Nov-31 5020722 CLOSTER NJ 07624 SFD 7.125 6.500 $2,189.59 360 1-Nov-31 5031249 BRANCHBURG NJ 08876 SFD 6.875 6.500 $2,086.41 360 1-Nov-31 5032255 SARASOTA FL 34239 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 5032735 WILLIAMSPORT PA 17701 SFD 7.000 6.500 $2,170.55 360 1-Nov-31 5034715 UNION CITY CA 94587 SFD 6.875 6.500 $2,272.97 360 1-Nov-31 5042858 CHESTER NJ 07930 SFD 6.750 6.483 $2,561.96 360 1-Nov-31 5061825 CATAUMET MA 02534 SFD 7.125 6.500 $2,075.05 360 1-Nov-31 5068861 MARINA DEL RE CA 90292 LCO 6.875 6.500 $1,997.06 360 1-Nov-31 5071592 LOWELL MI 49331 SFD 6.875 6.500 $2,622.46 360 1-Nov-31 5074321 BAINBRIDGE IS WA 98110 SFD 6.875 6.500 $4,335.73 360 1-Nov-31 5076706 BARRINGTON IL 60010 SFD 6.875 6.500 $2,814.94 360 1-Nov-31 5077896 BARRINGTON IL 60010 SFD 6.750 6.483 $2,030.12 360 1-Nov-31 5080379 WINNETKA IL 60093 SFD 7.125 6.500 $4,311.80 360 1-Nov-31 5108624 SAN FRANCISCO CA 94127 SFD 6.875 6.500 $2,079.18 360 1-Nov-31 5126602 WAYSIDE NJ 07712 SFD 6.875 6.500 $2,837.93 360 1-Nov-31 5129390 SAN DIEGO CA 92106 SFD 7.000 6.500 $4,743.61 360 1-Nov-31 5132279 SAN CARLOS CA 94070 SFD 6.875 6.500 $2,102.17 360 1-Nov-31 5132501 SAN FRANCISCO CA 94122 SFD 6.875 6.500 $2,562.02 360 1-Nov-31 5132824 SAN DIEGO CA 92129 SFD 6.875 6.500 $2,937.79 360 1-Dec-31 5139274 MORGAN HILL CA 95037 SFD 7.000 6.500 $2,474.93 360 1-Nov-31 5159439 MARINA DEL RA CA 90292 HCO 7.000 6.500 $3,326.51 360 1-Nov-31 5194173 LOS ALTOS HIL CA 94022 SFD 6.750 6.483 $6,485.98 360 1-Dec-31 5244710 GRAND RAPIDS MI 49546 SFD 7.125 6.500 $2,209.80 360 1-Oct-31 5253364 BEN LOMOND CA 95005 SFD 7.000 6.500 $2,448.31 360 1-Nov-31 5270954 CARMICHAEL CA 95608 SFD 6.875 6.500 $2,982.46 360 1-Nov-31 5292735 DURANGO CO 81301 SFD 7.000 6.500 $2,621.29 360 1-Nov-31 5292750 SOUTH PASADEN CA 91030 SFD 6.875 6.500 $4,270.04 360 1-Nov-31 5299193 BEMIDJI MN 56601 MF2 6.875 6.500 $2,956.18 360 1-Nov-31 5304381 SAVAGE MN 55378 SFD 7.000 6.500 $2,661.21 360 1-Nov-31 5339924 SAN DIEGO CA 92131 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 5362280 WAYZATA MN 55391 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 5386230 SIMI VALLEY CA 93065 SFD 6.875 6.500 $2,486.48 360 1-Nov-31 5461884 ATLANTIC HIGH NJ 07716 SFD 7.250 6.500 $2,080.64 360 1-Nov-31 5471818 ROXBURY TWP. NJ 07836 SFD 6.750 6.483 $2,017.46 300 1-Nov-26 5479480 ORANGE CA 92867 SFD 6.750 6.483 $2,205.23 360 1-Nov-31 5481684 WASHINGTON DC 20010 SFD 7.250 6.500 $2,285.29 360 1-Nov-31 5484175 MINNEAPOLIS MN 55403 SFD 6.875 6.500 $2,496.33 360 1-Nov-31 5492293 AVALON NJ 08202 SFD 6.875 6.500 $2,529.18 360 1-Nov-31 5541784 KEYSTONE CO 80435 LCO 7.000 6.500 $2,520.17 360 1-Nov-31 5543145 UNION CITY CA 94587 SFD 6.875 6.500 $2,135.02 360 1-Nov-31 5553185 WILMETTE IL 60091 SFD 7.125 6.500 $3,873.88 360 1-Nov-31 5568845 VALENCIA AREA CA 91355 SFD 7.000 6.500 $3,346.47 360 1-Dec-31 5624499 SEVERNA PARK MD 21146 SFD 7.000 6.500 $5,488.75 360 1-Nov-31 5628474 ORANGE CA 92867 SFD 6.875 6.500 $2,627.72 360 1-Dec-31 5631973 WINDEMERE FL 34786 SFD 6.875 6.500 $2,256.88 360 1-Nov-31 5632838 SAN DIEGO CA 92106 SFD 6.875 6.500 $2,516.04 360 1-Nov-31 5635784 MALVERN PA 19355 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 5637434 COLORADO SPRI CO 80907 SFD 7.000 6.500 $2,993.86 360 1-Nov-31 5641934 ALBUQUERQUE NM 87111 SFD 7.250 6.500 $4,338.64 360 1-Nov-31 5668462 BOULDFER CO 80302 SFD 6.875 6.500 $2,312.39 360 1-Nov-31 5668967 SIOUX FALLS SD 57108 SFD 7.125 6.500 $2,398.44 360 1-Nov-31 5729815 DARIEN IL 60561 SFD 7.000 6.500 $2,095.04 360 1-Nov-31 5730796 HAMILTON MA 01936 SFD 7.125 6.500 $3,369.68 360 1-Jul-30 5788781 NOVATO CA 94945 SFD 6.875 6.500 $2,358.37 360 1-Nov-31 5830419 CHEVY CHASE MD 20815 SFD 6.875 6.500 $5,912.36 360 1-Nov-31 5832877 CLOVIS CA 93611 SFD 8.500 6.500 $2,560.48 360 1-Aug-31 5852885 NORTH BRUNSWI NJ 08902 SFD 7.375 6.500 $2,516.83 360 1-Jan-32 5866742 SAN JOSE CA 95125 SFD 7.250 6.500 $3,062.98 360 1-Jun-31 5884136 RENO NV 89509 SFD 7.375 6.500 $2,445.00 360 1-Jan-32 5905478 FISHERS IN 46038 SFD 6.875 6.500 $2,732.82 360 1-Nov-31 5909976 MCLEAN VA 22101 SFD 7.000 6.500 $3,991.82 360 1-Oct-31 5914620 BROOKLYN NY 11215 LCO 7.250 6.500 $2,387.62 360 1-Jan-32 5924948 KINGWOOD TX 77339 SFD 6.750 6.483 $2,760.44 360 1-Jan-32 5936473 SAN FRANCISCO CA 94131 SFD 7.500 6.500 $2,796.86 360 1-Jan-32 5961297 HOUSTON TX 77079 SFD 7.000 6.500 $2,228.76 360 1-Nov-31 5969930 UPPER MARLBOR MD 20774 SFD 7.250 6.500 $2,210.26 360 1-Jan-32 5983150 LOS ANGELES CA 90068 SFD 6.750 6.483 $2,432.24 360 1-Nov-31 6002455 HERCULES CA 94547 SFD 6.750 6.483 $2,429.05 360 1-Nov-31 6013353 COEUR D ALENE ID 83814 SFD 7.125 6.500 $2,411.91 360 1-Nov-31 6017312 SHERMAN OAKS CA 91423 SFD 6.750 6.483 $3,567.29 360 1-Nov-31 6018088 LOS ANGELES CA 90027 SFD 6.750 6.483 $3,969.43 360 1-Dec-31 6018976 SAN JOSE CA 95136 SFD 6.750 6.483 $1,426.92 360 1-Dec-31 6030998 RALEIGH NC 27604 SFD 7.125 6.500 $2,533.19 360 1-Oct-31 6034783 MIDDLETOWN NJ 07748 SFD 6.875 6.500 $2,627.72 360 1-Jan-32 6064760 IRVINE CA 92620 SFD 6.875 6.500 $4,040.11 360 1-Nov-31 6089682 MCKINNEY TX 75070 SFD 6.875 6.500 $4,341.81 360 1-Nov-31 6092503 SAN JOSE CA 95125 SFD 7.000 6.500 $3,399.70 360 1-Dec-31 6093575 LEAWOOD KS 66211 SFD 6.750 6.483 $3,372.71 360 1-Nov-31 6101631 CENTERVILLE OH 45458 SFD 6.875 6.500 $2,286.11 360 1-Nov-31 6101990 BERESFORD SD 57004 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 6102378 FAIR OAKS RAN CA 91351 SFD 6.750 6.483 $2,018.30 360 1-Nov-31 6102450 CAPE ELIZABET ME 04107 SFD 7.250 6.500 $2,646.84 360 1-Nov-31 6105611 CARMEL CA 93923 SFD 7.125 6.500 $2,964.36 360 1-Nov-31 6107366 COARSEGOLD CA 93614 SFD 6.875 6.500 $2,154.73 360 1-Nov-31 6108774 SCOTTSDALE AZ 85255 SFD 7.000 6.500 $5,987.72 360 1-Nov-31 6109214 SACRAMENTO CA 95829 SFD 7.000 6.500 $2,494.88 360 1-Nov-31 6110162 REDONDO BEACH CA 90278 SFD 6.750 6.483 $2,023.63 360 1-Nov-31 6111676 CORONA DEL MA CA 92625 SFD 6.875 6.500 $3,941.57 360 1-Nov-31 6112180 SAN DIEGO CA 92109 SFD 6.875 6.500 $2,207.28 360 1-Nov-31 6116845 ALBUQUERQUE NM 87107 SFD 7.000 6.500 $3,116.94 360 1-Nov-31 6118626 MEMPHIS TN 38111 SFD 6.750 6.483 $3,075.65 360 1-Nov-31 6119179 ESCONDIDO CA 92025 SFD 6.875 6.500 $2,240.13 360 1-Nov-31 6119180 YORBA LINDA CA 92886 SFD 6.750 6.483 $1,997.68 360 1-Nov-31 6120897 BEVERLY HILLS CA 90210 SFD 6.875 6.500 $3,120.41 360 1-Nov-31 6121319 NEW HOPE PA 18938 SFD 6.875 6.500 $3,678.80 360 1-Nov-31 6123246 LORTON VA 22079 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 6123305 GARDEN CITY NY 11530 SFD 6.875 6.500 $6,398.49 360 1-Nov-31 6138215 STEVENSON RAN CA 91381 SFD 7.125 6.500 $2,391.70 360 1-Nov-31 6139498 LA CRESCENTA CA 91214 SFD 6.875 6.500 $2,879.30 240 1-Nov-21 6139684 ARMONK NY 10504 SFD 6.875 6.500 $4,125.51 360 1-Nov-31 6140113 RIVERSIDE CA 92505 SFD 7.625 6.500 $2,043.27 360 1-Nov-31 6144759 OXNARD CA 93030 SFD 7.000 6.500 $2,441.66 360 1-Nov-31 6147746 LOS ALTOS CA 94022 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 6149597 LOS ANGELES CA 90024 SFD 6.875 6.500 $4,243.76 360 1-Nov-31 6153666 REDWOOD CITY CA 94065 SFD 6.750 6.483 $2,996.52 360 1-Nov-31 6155516 NAPERVILLE IL 60540 SFD 7.000 6.500 $2,594.68 360 1-Nov-31 6159213 SARATOGA CA 95070 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 6164387 PIERCE CO 80650 SFD 6.750 6.483 $2,704.65 360 1-Nov-31 6164816 VERNON HILLS IL 60048 SFD 7.000 6.500 $2,181.53 360 1-Nov-31 6166426 DOWNERS GROVE IL 60515 SFD 6.875 6.500 $3,941.57 360 1-Nov-31 6169110 HOPKINS MN 55305 SFD 6.750 6.483 $2,030.12 360 1-Nov-31 6171417 MARINE ON ST. MN 55047 SFD 6.750 6.483 $3,155.43 360 1-Nov-31 6172702 PLYMOUTH MN 55440 SFD 6.875 6.500 $2,417.50 360 1-Nov-31 6178626 BERNARDS NJ 07920 SFD 6.750 6.483 $2,014.82 360 1-Nov-31 6181095 RUSHFORD NY 14777 SFD 7.000 6.500 $2,328.56 360 1-Dec-31 6182173 LOVELAND CO 80538 SFD 6.750 6.483 $2,561.96 360 1-Dec-31 6183294 LONGMONT CO 80501 SFD 6.750 6.483 $2,249.34 360 1-Nov-31 6187817 FREMONT CA 94539 SFD 6.875 6.500 $3,117.13 360 1-Nov-31 6188404 HOPKINS MN 55305 SFD 7.000 6.500 $2,674.52 360 1-Nov-31 6198402 MORAGA CA 94556 SFD 6.875 6.500 $4,795.58 360 1-Nov-31 6199366 ROLLING MEADO IL 60008 SFD 7.125 6.500 $2,317.59 360 1-Nov-31 6199653 BARRINGTON IL 60010 SFD 6.875 6.500 $4,079.53 360 1-Nov-31 6200074 THOUSAND OAKS CA 91362 SFD 7.000 6.500 $2,860.80 360 1-Nov-31 6200193 WINNETKA IL 60093 SFD 6.875 6.500 $3,278.07 360 1-Nov-31 6200371 MERCER ISLAND WA 98040 SFD 6.875 6.500 $6,562.72 360 1-Nov-31 6201340 NORTH CANTON OH 44709 SFD 6.875 6.500 $2,031.88 360 1-Nov-31 6201925 LAKE NAMAKAGO WI 54802 SFD 6.875 6.500 $5,337.55 360 1-Nov-31 6202139 MAPLE GROVE MN 55311 SFD 6.875 6.500 $2,569.91 360 1-Nov-31 6203438 HUBERTUS WI 53033 SFD 7.125 6.500 $2,290.64 360 1-Nov-31 6206206 BALTIMORE MD 21210 SFD 6.750 6.483 $2,801.94 360 1-Nov-31 6207300 ELLICOTT CITY MD 21042 SFD 6.750 6.483 $3,048.41 360 1-Nov-31 6207712 AURORA CO 80016 SFD 6.875 6.500 $2,270.50 360 1-Nov-31 6209428 LAKE FOREST IL 60045 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 6209781 GOLDEN VALLEY MN 55416 SFD 7.000 6.500 $2,118.32 360 1-Nov-31 6212579 ANDOVER MN 55304 SFD 6.875 6.500 $2,279.55 360 1-Dec-31 6214350 WASHINGTON DC 20015 SFD 6.875 6.500 $2,713.12 360 1-Nov-31 6214745 LAKE BLUFF IL 60044 SFD 6.875 6.500 $2,956.18 360 1-Nov-31 6218694 UPLAND CA 91784 SFD 7.375 6.500 $2,638.38 360 1-Nov-31 6219521 LAS VEGAS NV 89141 SFD 7.000 6.500 $2,218.12 360 1-Nov-31 6219855 BOCA RATON FL 33433 SFD 7.000 6.500 $2,804.25 360 1-Nov-31 6220144 MIDDLETOWN NJ 07748 SFD 7.125 6.500 $2,400.12 360 1-Nov-31 6220488 PEWAUKEE WI 53072 SFD 7.500 6.500 $5,427.65 360 1-Nov-31 6220642 SAN FRANCISCO CA 94116 SFD 6.750 6.483 $2,399.81 360 1-Dec-31 6222266 SIMI VALLEY CA 93065 SFD 7.000 6.500 $2,927.33 360 1-Nov-31 6224640 LOS ANGELES CA 90049 SFD 6.875 6.500 $5,255.43 360 1-Dec-31 6224934 HUNTINGTON BE CA 92649 SFD 6.875 6.500 $2,430.64 360 1-Nov-31 6225044 FELTON CA 95018 SFD 7.000 6.500 $2,176.50 360 1-Nov-31 6225264 FAIR HAVEN NJ 07701 SFD 6.750 6.483 $2,166.32 360 1-Nov-31 6226043 SAN FRANCISCO CA 94133 LCO 6.750 6.483 $2,412.78 360 1-Dec-31 6226171 ARCADIA CA 91006 SFD 6.750 6.483 $3,080.84 360 1-Nov-31 6226382 JAMUL CA 91935 SFD 7.000 6.500 $3,299.90 360 1-Nov-31 6226397 HONOLULU HI 96821 SFD 6.750 6.483 $3,917.53 360 1-Nov-31 6226650 LOS ANGELES CA 90008 SFD 6.875 6.500 $2,135.02 360 1-Nov-31 6227300 SANTA BARBARA CA 93109 LCO 6.875 6.500 $2,509.47 360 1-Nov-31 6227459 SAN FRANCISCO CA 94115 LCO 6.750 6.483 $2,138.43 360 1-Nov-31 6229584 MCLEAN VA 22101 SFD 6.750 6.483 $3,217.05 360 1-Dec-31 6229849 KENTFIELD CA 94904 MF2 6.875 6.500 $3,770.77 360 1-Nov-31 6229978 SANTA MARIA CA 93455 SFD 6.750 6.483 $2,250.64 360 1-Nov-31 6230406 WEST CHESTER PA 19380 SFD 6.750 6.483 $1,997.68 360 1-Nov-31 6232115 HIGHLANDS RAN CO 80126 SFD 6.875 6.500 $2,511.11 360 1-Nov-31 6232944 SAN DIEGO CA 92130 SFD 6.750 6.483 $3,144.40 360 1-Dec-31 6233390 KELLER TX 76248 SFD 6.875 6.500 $2,539.36 360 1-Nov-31 6233470 SOUTHLAKE TX 76092 SFD 6.875 6.500 $2,640.85 360 1-Nov-31 6234571 NAPERVILLE IL 60565 SFD 6.750 6.483 $2,678.71 360 1-Nov-31 6235397 GLENVIEW IL 60025 SFD 6.875 6.500 $2,890.49 360 1-Nov-31 6235649 LONG GROVE IL 60047 SFD 7.000 6.500 $5,003.07 360 1-Nov-31 6236399 COLUMBIA MD 21044 SFD 6.750 6.483 $2,140.37 360 1-Nov-31 6236698 CHICAGO IL 60618 SFD 6.750 6.483 $3,697.01 360 1-Nov-31 6237778 WASHINGTON DC 20007 SFD 6.750 6.483 $4,864.49 360 1-Dec-31 6237955 WADSWORTH IL 60083 SFD 6.875 6.500 $2,726.25 360 1-Nov-31 6243029 PACIFIC PALIS CA 90272 SFD 6.875 6.500 $2,640.85 360 1-Nov-31 6244422 ATLANTA GA 30305 SFD 6.875 6.500 $2,463.48 360 1-Nov-31 6246396 SALT LAKE CIT UT 84103 SFD 7.250 6.500 $3,837.24 360 1-Nov-31 6255358 WALNUT CREEK CA 94596 SFD 7.125 6.500 $2,290.64 360 1-Nov-31 6270177 MODESTO CA 95354 SFD 6.875 6.500 $2,598.15 360 1-Nov-31 6274111 SAN DIEGO CA 92103 SFD 6.750 6.483 $2,166.32 360 1-Nov-31 6276254 LOS ANGELES CA 91311 SFD 6.875 6.500 $3,728.07 360 1-Nov-31 6276775 HAYWARD CA 94544 SFD 6.875 6.500 $2,181.00 360 1-Nov-31 6280923 LAKE BARRINGT IL 60010 SFD 7.000 6.500 $3,437.62 360 1-Nov-31 6286541 LAGUNA NIGUEL CA 92677 SFD 7.000 6.500 $3,124.26 360 1-Nov-31 6287711 CARBONDALE CO 81623 SFD 6.750 6.483 $6,161.68 360 1-Nov-31 6288854 NAPERVILLE IL 60565 SFD 7.000 6.500 $2,072.42 360 1-Nov-31 6291205 PETALUMA CA 94954 SFD 7.000 6.500 $2,195.50 360 1-Nov-31 6291466 SOQUEL CA 95073 SFD 7.125 6.500 $2,546.66 360 1-Nov-31 6293133 FOSTER CITY CA 94404 LCO 6.875 6.500 $2,223.70 360 1-Nov-31 6293364 KING OF PRUSS PA 19406 SFD 6.750 6.483 $4,040.77 360 1-Nov-31 6294699 DALLAS TX 75205 SFD 6.875 6.500 $5,307.33 360 1-Nov-31 6300147 SANTA ANA CA 92705 SFD 6.875 6.500 $2,480.56 360 1-Nov-31 6300222 GRANITE BAY CA 95746 SFD 6.875 6.500 $2,856.27 240 1-Dec-21 6300759 LAGRANGE IL 60525 SFD 7.000 6.500 $2,066.43 360 1-Nov-31 6304146 POTOMAC MD 20854 SFD 6.750 6.483 $3,580.26 360 1-Nov-31 6305776 LONGMONT CO 80503 SFD 6.875 6.500 $2,102.17 360 1-Nov-31 7893310 TUBAC AZ 85621 SFD 7.375 6.500 $3,324.91 360 1-Nov-31 8126981 GRETNA NE 68068 SFD 6.875 6.500 $2,299.25 360 1-Oct-31 8153787 NEWHALL CA 91321 SFD 7.500 6.500 $4,055.44 360 1-Oct-31 8170546 GILROY CA 95020 SFD 6.875 6.500 $4,270.04 360 1-Nov-31 8183711 NOVATO CA 94945 SFD 6.750 6.483 $2,633.31 360 1-Nov-31 8207196 WARREN NJ 07059 SFD 6.750 6.483 $4,215.86 360 1-Nov-31 8212068 RENO NV 89509 SFD 6.750 6.483 $3,242.99 360 1-Nov-31 8213102 CONIFER CO 80433 SFD 6.750 6.483 $4,280.75 360 1-Nov-31 8232291 HENDERSON NV 89135 SFD 7.625 6.500 $7,077.94 360 1-Nov-31 8253969 KERRVILLE TX 78028 SFD 7.250 6.500 $6,480.67 360 1-Nov-31 8257277 BROWNSVILLE TX 78521 SFD 7.000 6.500 $2,724.41 360 1-Nov-31 8305673 KERRVILLE TX 78028 SFD 7.000 6.500 $2,235.42 360 1-Nov-31 8319834 TRACY CA 95377 SFD 7.000 6.500 $2,176.84 360 1-Oct-31 8325000 RICHMOND TX 77469 SFD 7.125 6.500 $2,317.59 360 1-Nov-31 8330621 MILL CREEK WA 98012 SFD 6.875 6.500 $3,284.64 360 1-Nov-31 8334662 SOUTHINGTON CT 06489 SFD 7.250 6.500 $2,455.83 360 1-Oct-31 8347708 ST. CHARLES IL 60175 SFD 6.750 6.483 $2,781.19 360 1-Dec-31 8355120 ANTELOPE CA 95843 SFD 7.250 6.500 $2,176.14 360 1-Nov-31 8361217 AURORA CO 80016 SFD 7.125 6.500 $2,424.71 360 1-Nov-31 8367372 HAMILTON OH 45011 SFD 7.500 6.500 $2,796.84 360 1-Oct-31 8371539 STATEN ISLAND NY 10304 SFD 6.875 6.500 $4,853.06 360 1-Nov-31 8381902 LOVELAND CO 80538 SFD 7.125 6.500 $2,580.34 360 1-Oct-31 8382153 ROCHESTER MN 55902 SFD 7.125 6.500 $3,233.85 360 1-Nov-31 8382238 FT COLLINS CO 80524 SFD 7.125 6.500 $3,584.18 360 1-Nov-31 8383871 AUSTIN TX 78737 SFD 7.250 6.500 $2,986.57 360 1-Nov-31 8395079 MT. PLEASANT SC 29464 SFD 7.000 6.500 $2,993.86 360 1-Oct-31 8396651 PINEHURST NC 28374 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 8400967 WESTERVILLE OH 43082 SFD 6.875 6.500 $2,210.57 360 1-Nov-31 8408663 CROWNSVILLE MD 21032 SFD 7.125 6.500 $3,166.48 360 1-Nov-31 8409265 SOMERSET NJ 08873 SFD 7.125 6.500 $2,566.87 360 1-Nov-31 8411821 EAST BRUNSWIC NJ 08816 SFD 7.125 6.500 $2,775.72 360 1-Nov-31 8413401 BERNARDS TOWN NJ 07920 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 8420352 STATEN ISLAND NY 10312 MF2 7.750 6.500 $3,868.63 360 1-Aug-31 8431404 FOREST HILL MD 21050 SFD 7.125 6.500 $2,219.31 360 1-Oct-31 8438479 BOWIE MD 20716 SFD 7.125 6.500 $2,305.46 360 1-Oct-31 8441039 FORT WORTH TX 76116 SFD 7.125 6.500 $3,705.45 360 1-Nov-31 8446011 VERDI NV 89439 SFD 7.250 6.500 $2,455.49 360 1-May-31 8461545 MILL VALLEY CA 94941 SFD 7.000 6.500 $6,653.03 360 1-Oct-31 8484039 BOISE ID 83702 SFD 6.875 6.500 $3,547.42 360 1-Nov-31 8491602 IRVINE CA 92602 SFD 6.875 6.500 $2,868.68 360 1-Oct-31 8493880 CARLSBAD CA 92009 SFD 6.875 6.500 $2,627.72 360 1-Dec-31 8495452 CHERRY HILLS CO 80110 SFD 7.125 6.500 $6,737.19 360 1-Nov-31 8496735 CAMERON PARK CA 95672 SFD 6.875 6.500 $2,326.91 360 1-Dec-31 8500905 BUFFALO MN 55313 SFD 6.750 6.483 $3,242.99 360 1-Nov-31 8505658 SAMMAMISH WA 98074 SFD 6.750 6.483 $2,270.09 360 1-Nov-31 8507945 FAIRFAX VA 22033 SFD 7.000 6.500 $4,654.46 360 1-Nov-31 8516389 GAMBRILLS MD 21054 SFD 7.250 6.500 $2,512.26 360 1-Oct-31 8531257 AUSTIN TX 78703 SFD 6.750 6.483 $3,891.59 360 1-Dec-31 8533159 HELOTES TX 78023 SFD 6.875 6.500 $2,562.02 360 1-Dec-31 8536664 ODESSA MO 64076 SFD 7.125 6.500 $2,422.69 360 1-Nov-31 8540670 YARDLEY PA 19067 SFD 7.000 6.500 $2,546.78 360 1-Dec-31 8541671 FAIRFAX VA 22033 SFD 7.000 6.500 $2,661.21 360 1-Oct-31 8541852 SUWANEE GA 30024 SFD 6.750 6.483 $2,348.99 360 1-Nov-31 8554296 DARNESTOWN MD 20878 SFD 6.875 6.500 $2,867.49 360 1-Dec-31 8558119 FORT WORTH TX 76107 SFD 6.750 6.483 $6,485.98 360 1-Nov-31 8559621 DAVIDSONVILLE MD 21035 SFD 6.750 6.483 $2,739.68 360 1-Dec-31 8565957 ARLINGTON MA 02474 LCO 7.375 6.500 $2,547.90 360 1-Oct-31 8566163 AURORA CO 80016 SFD 6.750 6.483 $3,015.98 360 1-Nov-31 8581802 ELKRIDGE MD 21075 SFD 6.875 6.500 $2,290.38 360 1-Dec-31 8582972 ESCONDIDO CA 92027 SFD 7.000 6.500 $2,506.81 360 1-Nov-31 8598320 PIERRE SD 57501 SFD 6.875 6.500 $2,087.06 360 1-Nov-31 8598996 BURTONSVILLE MD 20866 SFD 7.125 6.500 $2,338.14 360 1-Nov-31 8606376 GRAND JUNCTIO CO 81503 SFD 7.250 6.500 $2,217.07 360 1-May-31 8618156 CHISAGO CITY MN 55013 SFD 7.000 6.500 $2,621.29 360 1-Nov-31 8624227 ELKRIDGE MD 21075 SFD 6.875 6.500 $2,374.47 360 1-Nov-31 8631439 VALENCIA CA 91355 SFD 7.250 6.500 $2,387.62 360 1-May-31 8637895 SACRAMENTO CA 95829 SFD 6.750 6.483 $3,242.99 360 1-Nov-31 8641949 MISSION VIEJO CA 92691 SFD 7.375 6.500 $2,313.76 360 1-Aug-31 8642853 CREAM RIDGE NJ 08514 SFD 7.125 6.500 $2,899.15 360 1-Oct-31 8648869 ALPHARETTA GA 30022 SFD 7.375 6.500 $3,197.45 360 1-Jul-31 8655536 DALLAS TX 75204 SFD 7.125 6.500 $2,258.30 360 1-Nov-31 8663284 LOS ANGELES CA 90066 SFD 7.250 6.500 $3,676.93 360 1-Oct-31 8664316 EDEN PRAIRIE MN 55347 SFD 7.125 6.500 $2,410.23 360 1-Nov-31 8670616 LADERA RANCH CA 92694 SFD 7.000 6.500 $2,251.39 360 1-Oct-31 8672304 BUFFALO GROVE IL 60089 SFD 7.250 6.500 $2,182.96 360 1-Sep-31 8679308 SAN DIEGO CA 92131 LCO 6.750 6.483 $2,717.68 360 1-Dec-31 8686117 STILLWATER MN 55082 SFD 7.875 6.500 $2,982.21 360 1-Jul-31 8694261 SIMI VALLEY CA 93065 SFD 7.250 6.500 $3,518.92 360 1-Nov-31 8696397 MILLERSVILLE MD 21108 SFD 6.875 6.500 $2,171.15 360 1-Dec-31 8704625 SOUTH RIDING VA 20152 SFD 6.875 6.500 $2,627.84 360 1-Nov-31 8712776 FULLERTON CA 92835 SFD 6.875 6.500 $4,270.04 360 1-Oct-31 8714872 NASHUA NH 03062 SFD 7.000 6.500 $3,412.80 360 1-Oct-31 8716147 PHILADELPHIA PA 19146 SFD 7.250 6.500 $2,818.75 360 1-Oct-31 8728415 CLARKSVILLE MD 21029 SFD 7.000 6.500 $2,422.84 360 1-Nov-31 8728813 BEVERLY HILLS CA 90210 SFD 7.125 6.500 $6,737.19 360 1-Oct-31 8738041 CASTAIC AREA CA 91384 SFD 7.000 6.500 $2,334.55 360 1-Nov-31 8738679 EVANSTON IL 60202 SFD 7.000 6.500 $2,526.15 360 1-Oct-31 8742417 MINDEN NV 89423 SFD 7.250 6.500 $2,367.15 360 1-Sep-31 8746093 RENO NV 89511 SFD 7.250 6.500 $3,581.43 360 1-Aug-31 8751073 THOUSAND OAKS CA 91320 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 8752389 RICHMOND VA 23233 SFD 6.750 6.483 $2,866.80 360 1-Nov-31 8755220 BURTONSVILLE MD 20866 SFD 6.750 6.483 $2,546.72 360 1-Dec-31 8758268 STEVENSON RAN CA 91381 SFD 7.000 6.500 $2,363.86 360 1-Oct-31 8761565 GLENCOE IL 60022 SFD 7.375 6.500 $2,831.77 360 1-Sep-31 8762192 STEVENSON RAN CA 91381 SFD 6.750 6.483 $2,464.67 360 1-Dec-31 8764146 PAR-TROY HILL NJ 07054 SFD 7.000 6.500 $2,314.59 360 1-Nov-31 8767654 CAMARILLO CA 93012 SFD 6.875 6.500 $2,318.56 360 1-Dec-31 8768427 COCKEYSVILLE MD 21030 SFD 7.000 6.500 $5,322.42 360 1-Nov-31 8770113 SAN FRANCISCO CA 94118 SFD 7.375 6.500 $5,801.67 360 1-Nov-31 8772786 ANTIOCH CA 94509 SFD 6.875 6.500 $2,280.86 360 1-Nov-31 8780820 THOUSAND OAKS CA 91320 SFD 6.750 6.483 $2,043.08 360 1-Nov-31 8786448 KENNEWICK WA 99337 SFD 7.250 6.500 $2,122.25 360 1-Nov-31 8791081 SAN MATEO CA 94402 SFD 6.875 6.500 $4,729.89 360 1-Oct-31 8792744 MINNETRISTA MN 55364 SFD 7.500 6.500 $2,657.02 360 1-Jul-31 8793818 OJAI CA 93023 SFD 7.375 6.500 $3,487.91 360 1-Nov-31 8796812 SANTA ROSA CA 95404 SFD 7.125 6.500 $2,492.76 360 1-Nov-31 8798094 SUFFERN NY 10901 SFD 6.875 6.500 $2,759.10 360 1-Nov-31 8814275 SPRINGFIELD VA 22150 SFD 7.000 6.500 $3,499.49 360 1-Nov-31 8823899 MIDDLETOWN NJ 07748 SFD 7.125 6.500 $2,139.06 360 1-Nov-31 8824913 PELLA IA 50219 SFD 6.875 6.500 $2,135.02 360 1-Aug-31 8826445 EDWARDS CO 81632 SFD 6.875 6.500 $6,569.29 360 1-Nov-31 8834705 THOUSAND OKAS CA 91320 SFD 6.750 6.483 $2,310.96 360 1-Nov-31 8835806 OCEANSIDE CA 92054 SFD 6.875 6.500 $2,023.34 360 1-Dec-31 8838440 SUWANEE GA 30024 SFD 6.875 6.500 $2,950.77 360 1-Nov-31 8839138 RADNOR PA 19087 SFD 7.000 6.500 $2,162.23 360 1-Sep-31 8840034 MARINE ON ST MN 55047 SFD 7.375 6.500 $2,762.70 360 1-Oct-31 8844676 DEVON PA 19333 SFD 7.500 6.500 $2,377.33 360 1-Sep-31 8844931 DIX HILLS NY 11746 SFD 7.375 6.500 $3,177.11 360 1-Sep-31 8847960 GREEN BAY WI 54313 SFD 7.375 6.500 $4,092.94 360 1-Oct-31 8851462 OCEAN CITY NJ 08226 LCO 7.000 6.500 $3,512.80 360 1-Nov-31 8857564 BRECKENRIDGE CO 80424 SFD 6.750 6.483 $2,918.69 360 1-Nov-31 8858616 NORCROSS GA 30092 SFD 6.875 6.500 $2,791.95 360 1-Nov-31 8860490 EAGAN MN 55123 SFD 6.750 6.483 $2,270.09 360 1-Nov-31 8862745 CORONA DEL MA CA 92625 SFD 6.750 6.483 $6,485.98 360 1-Nov-31 8863931 SUMMERLAND CA 93067 SFD 6.750 6.483 $2,270.09 360 1-Dec-31 8864402 PERKASIE PA 18944 SFD 7.125 6.500 $2,097.96 360 1-Oct-31 8868299 CENTREVILLE VA 20120 SFD 6.875 6.500 $2,821.56 360 1-Oct-31 8869027 LEANDER TX 78641 SFD 6.750 6.483 $2,651.99 360 1-Nov-31 8869906 HERNDON VA 20170 SFD 6.875 6.500 $2,855.93 360 1-Dec-31 8869963 HERNDON VA 20171 SFD 6.875 6.500 $2,876.43 360 1-Nov-31 8870517 LAWRENCE NY 11559 SFD 7.125 6.500 $6,231.90 360 1-Nov-31 8870643 PRESCOTT VALL AZ 86314 SFD 7.500 6.500 $5,628.68 360 1-Oct-31 8871792 OCEAN CITY NJ 08226 SFD 7.250 6.500 $3,438.17 360 1-Nov-31 8873832 SWANTON MD 21561 SFD 7.125 6.500 $2,492.76 360 1-Oct-31 8874097 LINO LAKES MN 55014 SFD 6.875 6.500 $2,349.18 360 1-Nov-31 8874566 NEWPORT BEACH CA 92663 SFD 7.250 6.500 $2,871.96 360 1-Oct-31 8874707 LISLE IL 60532 SFD 7.625 6.500 $2,262.11 360 1-Sep-31 8875174 BLACK BUTTE R OR 97759 SFD 6.875 6.500 $2,470.05 360 1-Nov-31 8878074 WAYZATA MN 55391 SFD 7.250 6.500 $4,093.06 360 1-Oct-31 8878193 APPLE VALLEY MN 55124 SFD 6.875 6.500 $3,126.98 360 1-Nov-31 8883215 ORONO MN 55391 SFD 6.875 6.500 $2,759.10 360 1-Nov-31 8884614 ATLANTA GA 30327 SFD 6.875 6.500 $3,941.57 360 1-Oct-31 8884669 MIDDLETOWN NJ 07748 SFD 7.125 6.500 $2,360.71 360 1-Oct-31 8884717 OCEAN CITY NJ 08226 LCO 7.375 6.500 $3,346.32 360 1-Sep-31 8885558 LINCOLNSHIRE IL 60069 SFD 7.250 6.500 $2,356.92 360 1-Sep-31 8890046 COMMERCE MI 48382 SFD 6.875 6.500 $2,493.04 360 1-Nov-31 8891155 ARLINGTON HEI IL 60005 SFD 7.250 6.500 $2,387.62 360 1-Sep-31 8891413 THOUSAND OAKS CA 91362 LCO 7.125 6.500 $2,217.88 360 1-Sep-31 8892487 DANA POINT CA 92624 SFD 6.875 6.500 $3,284.64 360 1-Nov-31 8893020 CLIVE IA 50325 SFD 6.875 6.500 $2,102.17 360 1-Oct-31 8894839 LITTLETON CO 80127 SFD 6.875 6.500 $2,167.87 360 1-Oct-31 8894857 PALM DESERT CA 92211 SFD 6.750 6.483 $2,594.39 360 1-Oct-31 8895345 PHOENIX AZ 85021 SFD 7.125 6.500 $2,533.18 360 1-Oct-31 8895599 FREMONT CA 94538 PUD 7.000 6.500 $2,447.91 360 1-Oct-31 8897144 ORANGE CA 92867 SFD 7.500 6.500 $3,426.15 360 1-Nov-31 8897694 NEW MARKET MD 21774 SFD 6.875 6.500 $2,669.76 360 1-Nov-31 8897880 GLEN ELLYN IL 60137 SFD 7.250 6.500 $2,387.62 360 1-Oct-31 8897895 ATLANTA GA 30342 SFD 6.875 6.500 $3,634.66 360 1-Nov-31 8898589 LOS ANGELES CA 90045 SFD 7.125 6.500 $2,964.36 360 1-Sep-31 8899563 BARRINGTON IL 60010 SFD 7.375 6.500 $2,266.11 360 1-Oct-31 8900218 NEW ORLEANS LA 70124 SFD 7.125 6.500 $4,015.36 360 1-Oct-31 8900373 OXNARD CA 93030 SFD 7.625 6.500 $2,339.80 360 1-Oct-31 8901254 LA CANADA-FLI CA 91011 SFD 7.250 6.500 $3,615.53 360 1-Oct-31 8901739 MILL VALLEY CA 94941 SFD 7.000 6.500 $4,324.47 360 1-Nov-31 8901869 RANDOLPH NJ 07869 SFD 6.875 6.500 $2,627.72 360 1-Oct-31 8901945 OLD TAPPAN NJ 07675 SFD 7.000 6.500 $2,937.98 360 1-Nov-31 8903283 BELLPORT NY 11713 SFD 7.000 6.500 $3,432.96 360 1-Nov-31 8904557 SAN DIEGO CA 92130 SFD 7.000 6.500 $2,361.82 360 1-Oct-31 8904566 ALISO VIEJO CA 92656 SFD 7.000 6.500 $2,228.76 360 1-Oct-31 8905445 HINSDALE IL 60521 SFD 7.250 6.500 $3,240.34 360 1-Sep-31 8907957 CASTLE ROCK CO 80124 SFD 7.000 6.500 $2,075.74 360 1-Oct-31 8908695 DELANO MN 55359 SFD 7.125 6.500 $2,448.97 360 1-Sep-31 8909858 SAN DIEGO CA 92126 LCO 7.125 6.500 $2,209.80 360 1-Oct-31 8910658 RIDGWAY CO 81432 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 8910972 FOREST LAKE MN 55025 SFD 6.750 6.483 $2,205.23 360 1-Nov-31 8911625 COTTAGE GROVE MN 55016 SFD 6.875 6.500 $2,286.11 360 1-Nov-31 8912463 INVER GROVE H MN 55077 SFD 7.125 6.500 $2,177.46 360 1-Oct-31 8913726 MALIBU CA 90265 SFD 6.875 6.500 $2,200.71 360 1-Nov-31 8915814 DENVER CO 80220 SFD 7.000 6.500 $2,122.31 360 1-Oct-31 8915884 NEW CANAAN CT 06840 SFD 7.250 6.500 $2,899.25 360 1-Nov-31 8918873 WAYLAND MI 49348 SFD 6.875 6.500 $3,186.10 360 1-Oct-31 8919951 SPARTA NJ 07871 SFD 7.375 6.500 $2,414.60 360 1-Nov-31 8920479 YORBA LINDA CA 92886 SFD 6.875 6.500 $3,613.11 360 1-Oct-31 8921873 CHICAGO IL 60618 MF2 7.375 6.500 $2,946.07 360 1-Oct-31 8922906 ISLAND PARK ID 83429 SFD 7.375 6.500 $6,509.61 360 1-Sep-31 8923065 CAMARILLO CA 93010 SFD 7.125 6.500 $3,099.11 360 1-Oct-31 8924081 CHAPPAQUA NY 10514 SFD 7.000 6.500 $4,989.77 360 1-Nov-31 8924152 RYEBROOK NY 10573 SFD 6.875 6.500 $2,647.42 360 1-Oct-31 8924859 EDINA MN 55439 SFD 7.000 6.500 $2,442.99 360 1-Oct-31 8925355 ROSEMOUNT MN 55068 SFD 6.750 6.483 $2,769.51 360 1-Oct-31 8925382 SETAUKET NY 11733 SFD 6.875 6.500 $3,941.57 360 1-Nov-31 8925453 SPRING PARK MN 55384 SFD 7.000 6.500 $2,395.09 360 1-Nov-31 8925764 TORRANCE CA 90503 SFD 7.125 6.500 $2,597.86 360 1-Nov-31 8926028 AURORA CO 80016 SFD 7.000 6.500 $2,591.11 360 1-Oct-31 8926365 WHITTIER CA 90603 SFD 7.000 6.500 $2,368.48 360 1-Nov-31 8926374 ISSAQUAH WA 98027 SFD 7.375 6.500 $3,356.68 360 1-Oct-31 8927038 SAN DIEGO CA 92131 SFD 7.250 6.500 $2,294.84 360 1-Nov-31 8927119 NEWBURYPORT MA 01950 SFD 7.125 6.500 $2,236.75 360 1-Oct-31 8927497 ALEXANDRIA MN 56308 SFD 6.750 6.483 $2,964.09 360 1-Nov-31 8927788 SUDBURY MA 01776 SFD 7.000 6.500 $3,259.98 360 1-Oct-31 8928692 MANHATTAN BEA CA 90266 SFD 6.875 6.500 $3,547.42 360 1-Nov-31 8929573 MEADE CO 80542 SFD 6.875 6.500 $2,397.79 360 1-Nov-31 8930050 OCEAN CITY NJ 08226 LCO 7.125 6.500 $3,031.73 360 1-Oct-31 8930994 SCARSDALE NY 10583 SFD 6.750 6.483 $5,539.03 360 1-Nov-31 8931154 SAN CLEMENTE CA 92672 SFD 7.125 6.500 $4,783.40 360 1-Nov-31 8931791 MEDIA PA 19063 SFD 7.125 6.500 $6,602.44 360 1-Nov-31 8932091 GREENPORT NY 11944 SFD 6.875 6.500 $4,270.04 360 1-Nov-31 8932862 ORONO MN 55391 SFD 7.125 6.500 $2,155.90 360 1-Nov-31 8933364 BELLE MEAD NJ 08502 SFD 7.250 6.500 $2,217.07 360 1-Oct-31 8933425 PETALUMA CA 94954 SFD 7.000 6.500 $2,178.87 360 1-Oct-31 8934741 TERRELL HILLS TX 78209 SFD 7.000 6.500 $2,243.60 240 1-Nov-21 8935357 OCEAN CITY MD 21842 SFD 6.875 6.500 $2,135.02 360 1-Nov-31 8935676 SANTA MONICA CA 90402 SFD 7.000 6.500 $2,877.43 360 1-Nov-31 8935964 SHAKOPEE MN 55379 SFD 7.000 6.500 $2,022.52 360 1-Nov-31 8936980 NAPA CA 94558 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 8937172 TUSTIN CA 92782 SFD 6.750 6.483 $4,540.19 360 1-Nov-31 8937204 NEWPORT BEACH CA 92663 SFD 6.750 6.483 $5,902.24 360 1-Nov-31 8937240 DUNN LORING VA 22027 SFD 7.000 6.500 $3,306.26 360 1-Nov-31 8937584 WILMINGTON DE 19803 SFD 7.125 6.500 $2,334.43 360 1-Oct-31 8938923 LAS VEGAS NV 89135 SFD 7.250 6.500 $2,062.36 360 1-Nov-31 8939124 RANCHO SANTA CA 92067 SFD 7.250 6.500 $6,412.46 360 1-Nov-31 8939566 FULLERTON CA 92835 SFD 6.875 6.500 $2,338.67 360 1-Nov-31 9005193 HALF MOON BAY CA 94019 SFD 8.500 6.500 $2,608.16 360 1-Feb-31 9025223 SAN JOSE CA 95127 SFD 7.750 6.500 $2,435.81 360 1-Feb-31 9059741 OGDEN UT 84403 SFD 7.500 6.500 $2,365.10 360 1-Apr-31 9086217 NEWARK CA 94560 SFD 7.750 6.500 $2,292.88 360 1-Feb-31 9152521 PLEASANTON CA 94566 SFD 6.875 6.500 $2,213.85 360 1-Nov-31 9159771 FOLSOM CA 95630 SFD 7.375 6.500 $2,900.84 360 1-Nov-31 9160914 CONCORD CA 94518 SFD 7.000 6.500 $2,686.16 360 1-Nov-31 9161985 WALNUT CREEK CA 94598 SFD 7.000 6.500 $2,435.01 360 1-Nov-31 9167776 NAPA CA 94559 SFD 6.750 6.483 $2,282.10 360 1-Oct-31 9168117 SAN LEANDRO CA 94577 SFD 7.000 6.500 $3,599.29 360 1-Nov-31 9189671 SAN FRANCISCO CA 94127 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 9230076 NEWBURY PARK CA 91320 SFD 7.500 6.500 $2,188.55 360 1-Nov-31 9233412 WALNUT CREEK CA 94596 LCO 6.750 6.483 $2,626.83 360 1-Nov-31 9234980 LAFAYETTE CA 94549 SFD 7.375 6.500 $3,453.38 360 1-Nov-31 9245929 PACIFICA CA 94044 SFD 6.875 6.500 $2,430.64 360 1-Oct-31 9260258 ODESSA FL 33556 SFD 6.875 6.500 $4,048.66 360 1-Nov-31 9262098 MODESTO CA 95356 SFD 6.750 6.483 $3,191.11 360 1-Dec-31 9262874 LOS ANGELES CA 90024 SFD 6.875 6.500 $3,143.41 360 1-Nov-31 9264748 SARATOGA CA 95070 SFD 7.000 6.500 $6,466.74 360 1-Nov-31 9265091 RENTON WA 98059 SFD 6.875 6.500 $2,588.30 360 1-Nov-31 9267147 PLEASANTON CA 94566 SFD 7.000 6.500 $3,446.27 360 1-Dec-31 9267337 LOS ALTOS CA 94022 SFD 6.750 6.483 $3,846.19 360 1-Nov-31 9267620 LOS ANGELES CA 90046 SFD 6.875 6.500 $2,512.76 360 1-Jan-32 9272721 SAN JOSE CA 95132 SFD 6.875 6.500 $3,133.55 360 1-Nov-31 9273137 CORONA CA 92883 SFD 6.875 6.500 $2,318.80 240 1-Nov-21 9273988 EL DORADO HIL CA 95762 SFD 7.250 6.500 $2,762.82 360 1-Nov-31 9274044 SAN JOSE CA 95128 SFD 6.875 6.500 $2,267.72 360 1-Nov-31 9275231 GILROY CA 95020 SFD 6.750 6.483 $3,567.29 360 1-Dec-31 9277518 SAN JOSE CA 95116 SFD 7.000 6.500 $2,268.69 360 1-Nov-31 9280496 LOS ANGELES CA 90064 SFD 6.750 6.483 $2,983.56 360 1-Dec-31 9281049 MILL VALLEY CA 94941 SFD 6.750 6.483 $4,851.52 360 1-Dec-31 9282237 LIVERMORE CA 94550 SFD 7.625 6.500 $2,584.87 360 1-Nov-31 9286097 LOS GATOS CA 95032 SFD 7.000 6.500 $2,729.74 360 1-Dec-31 9287061 IRWIN ID 83428 SFD 7.250 6.500 $2,605.92 360 1-Nov-31 9287582 LOS ANGELES CA 91602 SFD 6.750 6.483 $2,412.79 360 1-Dec-31 9289455 MORAGA CA 94556 SFD 7.125 6.500 $2,275.49 360 1-Dec-31 9291329 PACIFICA CA 94044 SFD 6.750 6.483 $2,224.70 360 1-Dec-31 9292863 NOVATO CA 94949 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 9298167 SAN JOSE CA 95131 SFD 7.000 6.500 $2,168.89 360 1-Dec-31 9298951 CLAYTON CA 94517 SFD 6.875 6.500 $2,069.33 360 1-Nov-31 9299611 CORONADO CA 92118 SFD 6.750 6.483 $3,891.59 360 1-Nov-31 9302597 SAN DIEGO CA 92131 SFD 6.875 6.500 $1,990.50 360 1-Nov-31 9305343 POINT REYES S CA 94956 SFD 6.875 6.500 $3,100.71 360 1-Nov-31 9307661 SAN FRANCISCO CA 94112 SFD 7.375 6.500 $2,348.30 360 1-Dec-31 9310541 WESTERN SPRIN IL 60558 SFD 6.875 6.500 $2,332.10 360 1-Dec-31 9311978 SAN RAMON CA 94583 SFD 6.750 6.483 $2,294.10 360 1-Nov-31 9315284 COTO DE CAZA CA 92679 SFD 7.500 6.500 $4,544.90 360 1-Dec-31 9315573 PACIFIC GROVE CA 93950 SFD 7.125 6.500 $4,716.03 360 1-Dec-31 9315847 LOS GATOS CA 95032 SFD 6.750 6.483 $3,069.17 360 1-Dec-31 9315870 IDAHO FALLS ID 83404 SFD 6.875 6.500 $2,659.25 360 1-Nov-31 9315904 MANHATTAN BEA CA 90266 SFD 6.875 6.500 $,339.98 360 1-Dec-31 9317454 FOSTER CITY CA 94404 LCO 7.000 6.500 $2,162.24 360 1-Dec-31 9318411 PALO ALTO CA 94301 SFD 6.750 6.483 $3,053.60 360 1-Dec-31 9319351 PALO ALTO CA 94301 SFD 6.750 6.483 $4,151.03 360 1-Nov-31 9321753 SAN FRANCISCO CA 94127 SFD 7.375 6.500 $3,439.57 360 1-Dec-31 9322595 LARKSPUR CA 94939 SFD 6.875 6.500 $4,637.92 360 1-Nov-31 9325283 SACRAMENTO CA 95841 SFD 6.750 6.483 $2,182.54 360 1-Nov-31 9325432 UNION CITY CA 94587 SFD 6.750 6.483 $2,270.10 360 1-Nov-31 9325619 SANTA MONICA CA 90402 SFD 7.250 6.500 $5,713.23 360 1-Nov-31 9325739 SAN FRANCISCO CA 94131 SFD 7.000 6.500 $2,907.38 360 1-Dec-31 9327481 BERKELEY CA 94708 LCO 7.375 6.500 $2,078.59 360 1-Nov-31 9328114 SAN FRANCISCO CA 94114 SFD 7.000 6.500 $2,528.15 360 1-Dec-31 9328360 SANTA CRUZ CA 95065 SFD 6.875 6.500 $2,463.49 360 1-Dec-31 9328531 MORGAN HILL CA 95037 SFD 7.125 6.500 $2,054.85 360 1-Oct-31 9329194 CALABASAS ARE CA 91302 SFD 6.875 6.500 $6,569.29 360 1-Nov-31 9329299 SAN RAMON CA 94583 SFD 7.000 6.500 $2,993.87 360 1-Oct-31 9329914 SAN MATEO CA 94402 SFD 7.250 6.500 $4,093.06 360 1-Nov-31 9329971 SAN JOSE CA 95125 SFD 6.750 6.483 $3,041.93 360 1-Nov-31 9330203 SAN CARLOS CA 94070 SFD 7.125 6.500 $3,004.78 360 1-Nov-31 9331036 LOS ANGELES CA 90066 SFD 7.000 6.500 $2,927.34 360 1-Nov-31 9331255 LOS ALTOS HIL CA 94022 SFD 7.125 6.500 $6,541.81 360 1-Oct-31 9331293 DANVILLE CA 94526 SFD 7.000 6.500 $2,189.18 360 1-Nov-31 9332034 SANTA CRUZ CA 95060 SFD 6.875 6.500 $2,890.49 360 1-Dec-31 9332079 CAPITOLA CA 95010 SFD 7.250 6.500 $2,663.90 360 1-Nov-31 9332102 MORGAN HILL CA 95037 SFD 7.125 6.500 $2,998.05 360 1-Nov-31 9332252 VACAVILLE CA 95687 SFD 6.875 6.500 $2,120.57 360 1-Nov-31 9332322 SAN JOSE CA 95123 SFD 7.000 6.500 $2,554.77 360 1-Nov-31 9332951 OAKLAND CA 94619 SFD 7.250 6.500 $3,069.79 360 1-Dec-31 9333105 VACAVILLE CA 95687 SFD 6.750 6.483 $2,075.52 360 1-Nov-31 9333811 LOS ANGELES CA 90045 SFD 7.000 6.500 $4,590.59 360 1-Nov-31 9333820 DUBLIN CA 94568 SFD 7.250 6.500 $2,292.12 360 1-Nov-31 9334005 SAN JOSE CA 95130 SFD 7.000 6.500 $2,032.50 360 1-Oct-31 9334603 WEST LAKE VIL CA 91361 SFD 7.250 6.500 $2,963.91 240 1-Nov-21 9334677 FREMONT CA 94538 SFD 7.250 6.500 $2,455.84 360 1-Oct-31 9334840 RANCHO MIRAGE CA 92270 SFD 7.375 6.500 $2,755.80 360 1-Dec-31 9334841 MILLBRAE CA 94030 SFD 7.125 6.500 $2,614.03 360 1-Nov-31 9335088 SAN RAMON CA 94583 SFD 7.250 6.500 $3,264.22 360 1-Nov-31 9335415 NOVATO CA 94947 SFD 7.125 6.500 $2,364.76 360 1-Dec-31 9335698 IRVINE CA 92612 SFD 6.875 6.500 $5,183.17 360 1-Nov-31 9335871 SAN FRANCISCO CA 94110 SFD 7.125 6.500 $2,374.86 360 1-Nov-31 9335958 SAN JOSE CA 95120 SFD 7.000 6.500 $4,124.88 360 1-Nov-31 9335985 VALENCIA CA 91355 SFD 7.500 6.500 $4,405.06 360 1-Nov-31 9336430 CUPERTINO CA 95014 SFD 7.000 6.500 $3,326.52 360 1-Oct-31 9336499 SAN FRANCISO CA 94110 SFD 7.125 6.500 $2,048.11 360 1-Dec-31 9336569 SAN RAMON CA 94583 SFD 7.375 6.500 $3,232.36 360 1-Nov-31 9337007 TRABUCO CANYO CA 92679 SFD 7.000 6.500 $3,326.52 360 1-Dec-31 9337698 PACIFIC GROVE CA 93950 SFD 7.125 6.500 $2,930.68 360 1-Nov-31 9337805 MOSS BEACH CA 94038 SFD 7.000 6.500 $3,279.94 360 1-Dec-31 9338122 WALNUT CREEK CA 94595 SFD 7.250 6.500 $2,060.18 360 1-Nov-31 9338391 RICHMOND CA 94803 SFD 7.375 6.500 $3,315.24 360 1-Dec-31 9338522 DANVILLE CA 94506 SFD 7.125 6.500 $3,202.19 360 1-Jan-32 9339302 IRVINE CA 92612 SFD 6.875 6.500 $6,503.60 360 1-Nov-31 9339341 VILLA PARK CA 92861 SFD 7.250 6.500 $2,360.33 360 1-Nov-31 9339368 SANTA ANA (AR CA 92705 SFD 7.250 6.500 $3,851.57 360 1-Nov-31 9339435 LOS ALTOS CA 94024 SFD 6.750 6.483 $4,151.03 360 1-Nov-31 9339450 SOQUEL CA 95073 SFD 6.750 6.483 $2,801.95 360 1-Nov-31 9339494 SAN MATEO CA 94402 SFD 6.875 6.500 $2,096.48 300 1-Nov-26 9339656 SANTA CRUZ CA 95062 SFD 6.875 6.500 $3,258.37 360 1-Dec-31 9339729 ROLLING HILLS ES 90274 SFD 6.875 6.500 $5,156.90 360 1-Nov-31 9339883 SAN FRANCISCO CA 94122 SFD 6.750 6.483 $2,918.70 360 1-Nov-31 9339951 CONCORD CA 94521 SFD 7.000 6.500 $2,494.89 360 1-Nov-31 9340006 FOLSOM CA 95630 SFD 7.000 6.500 $2,694.48 360 1-Nov-31 9340274 GILROY CA 95020 SFD 6.875 6.500 $2,424.07 360 1-Dec-31 9341075 SCOTTS VALLEY CA 95066 SFD 6.750 6.483 $2,205.24 360 1-Nov-31 9341076 APTOS CA 95003 SFD 7.000 6.500 $3,492.84 360 1-Nov-31 9341092 SCOTTS VALLEY CA 95066 SFD 6.750 6.483 $3,028.96 360 1-Nov-31 9341228 VALENCIA CA 91354 SFD 7.000 6.500 $2,019.86 360 1-Nov-31 9341728 SARATOGA CA 95070 SFD 6.750 6.483 $3,132.73 360 1-Dec-31 9342107 TIBURON CA 94920 SFD 7.125 6.500 $3,921.05 360 1-Nov-31 9342140 GRANITE BAY CA 95746 SFD 6.750 6.483 $2,699.79 360 1-Nov-31 9343180 CARDIFF CA 92007 SFD 7.000 6.500 $2,468.28 360 1-Nov-31 9343304 MISSION VIEJO CA 92692 SFD 7.000 6.500 $2,767.66 360 1-Nov-31 9343374 RANCHO PALOS CA 90275 SFD 6.750 6.483 $3,113.27 360 1-Nov-31 9343646 SAN RAMON CA 94583 SFD 7.500 6.500 $2,819.93 360 1-Nov-31 9343798 ROLLING HILLS CA 90274 SFD 6.750 6.483 $2,607.37 360 1-Dec-31 9343926 GILROY CA 95020 SFD 6.750 6.483 $2,659.26 360 1-Jan-32 9343947 SAN JOSE CA 95110 MF2 7.000 6.500 $2,868.12 360 1-Jan-32 9343984 GRANITE BAY CA 95746 SFD 6.750 6.483 $2,385.55 360 1-Dec-31 9344029 ALAMO CA 94507 SFD 6.750 6.483 $2,853.84 360 1-Nov-31 9344313 FREMONT CA 94538 SFD 6.750 6.483 $2,237.67 360 1-Dec-31 9344369 GRANITE BAY CA 95746 SFD 6.875 6.500 $2,989.03 360 1-Dec-31 9344440 DALY CITY CA 94015 SFD 6.875 6.500 $2,069.33 360 1-Jan-32 9344753 SAN CARLOS CA 94070 SFD 6.750 6.483 $3,891.59 360 1-Jan-32 9344762 SANTA ANA CA 92705 SFD 7.250 6.500 $2,319.40 360 1-Jan-32 9344841 ELK GROVE CA 95624 SFD 6.875 6.500 $2,318.96 360 1-Jan-32 9345049 LOS ANGELES CA 91364 SFD 6.875 6.500 $2,516.04 360 1-Jan-32 9345064 TORRANCE CA 90505 LCO 6.750 6.483 $3,372.71 360 1-Dec-31 9345208 LOS GATOS CA 95030 SFD 6.875 6.500 $3,350.34 360 1-Dec-31 9345213 PALOS VERDES CA 90274 SFD 6.875 6.500 $3,481.73 360 1-Jan-32 9345342 SACRAMENTO CA 95864 SFD 6.875 6.500 $3,376.62 360 1-Dec-31 9345522 LAFAYETTE CA 94549 SFD 6.875 6.500 $2,660.56 360 1-Dec-31 9345626 FOLSOM CA 95630 SFD 6.875 6.500 $2,496.33 360 1-Dec-31 9345638 NEVADA CITY CA 95959 SFD 6.750 6.483 $2,399.82 360 1-Dec-31 9345676 THOUSAND OAKS CA 91362 SFD 6.875 6.500 $5,583.89 360 1-Dec-31 9345901 ORINDA CA 94563 SFD 6.875 6.500 $3,785.88 360 1-Dec-31 9345976 SAN JOSE CA 95119 SFD 6.875 6.500 $2,275.61 360 1-Dec-31 9346123 SAN FRANCISCO CA 94133 LCO 6.750 6.483 $2,399.82 360 1-Dec-31 9346139 NEWPORT BEACH CA 92625 SFD 7.000 6.500 $5,076.26 360 1-Jan-32 9346144 CHICAGO IL 60613 SFD 6.875 6.500 $3,488.30 360 1-Jan-32 9346214 PLEASANTON CA 94588 SFD 6.750 6.483 $3,242.99 360 1-Dec-31 9346365 GRANITE BAY CA 95746 SFD 6.875 6.500 $3,153.26 360 1-Dec-31 9346369 CLAREMONT CA 91711 SFD 7.125 6.500 $2,310.86 360 1-Dec-31 9346552 MONTEREY CA 93940 MF2 6.750 6.483 $3,074.36 360 1-Dec-31 9346564 CONIFER CO 80433 SFD 6.750 6.483 $2,788.98 360 1-Dec-31 9346589 MOUNTAIN VIEW CA 94040 SFD 6.750 6.483 $2,594.40 360 1-Dec-31 9346714 MILL VALLEY CA 94941 SFD 6.750 6.483 $2,724.12 360 1-Jan-32 9346827 ROSEVILLE CA 95747 SFD 6.750 6.483 $2,237.67 360 1-Dec-31 9346934 HERMOSA BEACH CA 90254 SFD 6.875 6.500 $3,575.67 360 1-Jan-32 9346952 LA HONDA CA 94020 SFD 6.875 6.500 $2,522.61 360 1-Dec-31 9346974 ALAMO CA 94507 SFD 6.750 6.483 $3,846.19 360 1-Jan-32 9347146 SAN FRANCISCO CA 94122 SFD 6.875 6.500 $2,299.25 360 1-Dec-31 9347172 SANTA ROSA CA 95403 SFD 6.875 6.500 $2,364.95 360 1-Jan-32 9347329 TIBURON CA 94920 SFD 6.750 6.483 $3,953.86 360 1-Dec-31 9347550 SAN FRANCISCO CA 94122 MF2 6.875 6.500 $3,030.09 360 1-Nov-31 9347632 SAN BRUNO CA 94066 SFD 7.500 6.500 $2,674.50 360 1-Dec-31 9347743 LOS ANGELES CA 90068 SFD 7.250 6.500 $2,762.82 360 1-Dec-31 9347835 KENTFIELD CA 94904 SFD 6.750 6.483 $3,697.01 360 1-Jan-32 9347871 FOSTER CITY CA 94404 SFD 6.750 6.483 $2,516.56 360 1-Jan-32 9348059 LOS GATOS CA 95030 SFD 6.750 6.483 $2,594.40 360 1-Dec-31 9348087 SAN FRANCISCO CA 94109 SFD 7.000 6.500 $3,991.82 360 1-Dec-31 9348133 TORTUGAS CA 90505 SFD 7.125 6.500 $2,472.55 360 1-Dec-31 9348202 EL DORADO HIL CA 95762 SFD 7.000 6.500 $2,980.56 360 1-Nov-31 9348254 STAMFORD CT 06903 SFD 6.750 6.483 $2,561.97 360 1-Jan-32 9348329 PLEASANT HILL CA 94523 SFD 6.875 6.500 $2,154.73 360 1-Dec-31 9348640 SIGNAL HILL CA 90806 SFD 7.000 6.500 $3,436.29 360 1-Dec-31 9348650 MORAGA CA 94556 SFD 6.750 6.483 $3,217.05 360 1-Dec-31 9348652 ALAMO CA 94507 SFD 6.875 6.500 $2,857.64 360 1-Jan-32 9348887 LOS ALTOS CA 94024 SFD 6.750 6.483 $3,690.53 360 1-Dec-31 9349017 NORTHFIELD IL 60093 SFD 6.875 6.500 $5,235.73 360 1-Dec-31 9349255 EL DORADO HIL CA 95762 SFD 6.750 6.483 $3,697.01 360 1-Dec-31 9349383 LARKSPUR CA 94939 SFD 6.875 6.500 $2,470.06 360 1-Jan-32 9349396 SAUSALITO CA 94965 SFD 7.375 6.500 $2,427.04 360 1-Jan-32 9349803 SAN FRANCISCO CA 94131 SFD 7.000 6.500 $2,195.50 360 1-Dec-31 9350231 TRACY CA 95376 SFD 6.750 6.483 $2,072.27 360 1-Dec-31 9350599 DANVILLE CA 94526 SFD 6.750 6.483 $2,315.50 360 1-Dec-31 9350863 LODI CA 95242 SFD 6.875 6.500 $2,299.25 360 1-Dec-31 9350987 SACRAMENTO CA 95864 SFD 6.875 6.500 $2,299.25 360 1-Dec-31 9350996 DANVILLE CA 94506 SFD 6.750 6.483 $4,209.41 360 1-Dec-31 9351537 SAN JOSE CA 95120 SFD 6.875 6.500 $3,396.33 360 1-Dec-31 9351622 BRENHAM TX 78803 SFD 7.000 6.500 $2,927.34 360 1-Jan-32 9351840 SANTA ROSA CA 95404 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 9352401 EL DORADO HIL CA 95762 SFD 6.875 6.500 $2,644.14 360 1-Jan-32 9352557 LONG BEACH NY 11561 SFD 6.875 6.500 $2,200.72 360 1-Jan-32 9352561 SANTA CRUZ CA 95062 SFD 6.750 6.483 $2,107.95 360 1-Dec-31 9352596 GREENWICH CT 06870 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 9352810 BELMONT CA 94002 SFD 6.875 6.500 $2,148.16 360 1-Dec-31 9352842 ALAMO CA 94507 SFD 6.750 6.483 $2,918.69 360 1-Dec-31 9352851 CHICAGO IL 60657 SFD 6.750 6.483 $3,048.42 360 1-Jan-32 9352909 GILROY CA 95020 SFD 7.125 6.500 $3,112.58 360 1-Dec-31 9352912 EL DORADO HIL CA 95762 SFD 7.125 6.500 $5,793.98 360 1-Dec-31 9352925 ARROYO GRANDE CA 93420 SFD 7.000 6.500 $3,160.19 360 1-Dec-31 9353178 CUPERTINO CA 95014 SFD 6.875 6.500 $2,890.49 360 1-Dec-31 9353240 DANVILLE CA 94506 SFD 6.875 6.500 $2,332.10 360 1-Dec-31 9353331 DEL MAR CA 92014 MF2 6.750 6.483 $3,638.64 360 1-Dec-31 9353538 GOLDEN CO 80401 SFD 6.750 6.483 $2,677.42 360 1-Jan-32 9353831 CALABASAS CA 91302 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 9353984 MILL VALLEY CA 94941 SFD 6.750 6.483 $3,437.57 360 1-Dec-31 9354010 SAN CARLOS CA 94070 SFD 6.750 6.483 $2,367.39 360 1-Dec-31 9354226 ALAMEDA CA 94501 SFD 7.000 6.500 $5,565.26 360 1-Dec-31 9354462 CONCORD CA 94521 SFD 7.000 6.500 $2,494.89 360 1-Jan-32 9354574 LOS ANGELES CA 91311 SFD 7.250 6.500 $2,844.68 360 1-Dec-31 9354854 ANTIOCH CA 94531 SFD 6.750 6.483 $2,064.82 360 1-Dec-31 9354862 FREMONT CA 94539 SFD 6.875 6.500 $4,230.63 360 1-Jan-32 9354869 NEWPORT COAST CA 92657 LCO 7.125 6.500 $2,088.53 360 1-Dec-31 9355198 ORANGE CA 92869 SFD 7.375 6.500 $3,256.54 360 1-Dec-31 9355249 ROSEVILLE CA 95747 SFD 6.750 6.483 $2,046.33 360 1-Nov-31 9355455 SONOMA CA 95476 SFD 6.875 6.500 $3,711.65 360 1-Jan-32 9355867 SANTA CRUZ CA 95060 SFD 6.875 6.500 $2,397.14 360 1-Dec-31 9355975 THOUSAND OAKS CA 93021 SFD 6.875 6.500 $3,284.65 360 1-Dec-31 9356021 BRENTWOOD CA 94513 SFD 6.750 6.483 $2,152.70 360 1-Dec-31 9356044 BERKELEY CA 94707 SFD 6.875 6.500 $3,464.97 360 1-Dec-31 9356045 LIVERMORE CA 94550 SFD 7.000 6.500 $2,820.89 360 1-Dec-31 9356140 DAVIS CA 95616 SFD 6.750 6.483 $2,696.87 360 1-Dec-31 9356156 PLEASANTON CA 94566 SFD 6.750 6.483 $2,594.40 360 1-Dec-31 9356216 LOS ALTOS CA 94024 SFD 6.750 6.483 $3,437.57 360 1-Dec-31 9356231 SAN MATEO CA 94402 SFD 6.750 6.483 $3,729.44 360 1-Dec-31 9356332 VENTURA CA 93004 SFD 6.750 6.483 $2,192.27 360 1-Dec-31 9356413 DANVILLE CA 94506 SFD 6.750 6.483 $3,080.85 360 1-Dec-31 9356452 MARTINEZ CA 94553 SFD 6.750 6.483 $2,237.67 360 1-Dec-31 9356531 SALINAS CA 93908 SFD 6.875 6.500 $2,135.02 360 1-Dec-31 9356669 SAN JOSE CA 95132 SFD 6.750 6.483 $2,205.24 360 1-Dec-31 9356687 SAN RAFAEL CA 94901 SFD 6.875 6.500 $2,424.07 360 1-Dec-31 9356737 SAN RAFAEL CA 94901 SFD 7.125 6.500 $3,435.97 360 1-Dec-31 9356883 CAYUCOS CA 93430 SFD 6.750 6.483 $2,172.81 360 1-Dec-31 9356930 PLEASANTON CA 94566 SFD 6.750 6.483 $2,236.04 360 1-Nov-31 9356937 MILL VALLEY CA 94941 SFD 6.875 6.500 $4,270.04 360 1-Jan-32 9356950 LARKSPUR CA 94939 SFD 6.750 6.483 $4,313.18 360 1-Dec-31 9356997 ALAMO CA 94507 SFD 7.250 6.500 $4,894.62 360 1-Jan-32 9357147 SAN FRANCISCO CA 94114 LCO 6.875 6.500 $2,706.55 360 1-Dec-31 9357224 HEALDSBURG CA 95448 SFD 6.750 6.483 $2,845.73 360 1-Nov-31 9357226 LOS ALTOS CA 94024 SFD 6.875 6.500 $3,284.65 360 1-Dec-31 9357269 SANTA ROSA CA 95404 SFD 6.750 6.483 $3,242.99 360 1-Dec-31 9357280 LOS GATOS CA 95032 SFD 6.750 6.483 $2,856.43 360 1-Dec-31 9357428 SAN JOSE CA 95136 SFD 6.875 6.500 $2,043.05 360 1-Jan-32 9357432 SAN FRANCISCO CA 94122 SFD 6.875 6.500 $2,575.16 360 1-Jan-32 9357586 SEBASTOPOL CA 95472 SFD 6.875 6.500 $2,253.27 360 1-Dec-31 9357587 FREMONT CA 94536 SFD 7.250 6.500 $2,387.62 360 1-Dec-31 9357635 ALAMO CA 94507 SFD 6.875 6.500 $3,291.22 360 1-Dec-31 9357886 ROCKLIN CA 95677 SFD 7.500 6.500 $2,796.86 360 1-Nov-31 9358052 HOLLISTER CA 95023 SFD 7.000 6.500 $2,924.01 360 1-Dec-31 9358167 BURLINGAME CA 94010 SFD 6.750 6.483 $3,774.84 360 1-Dec-31 9358201 OAKLAND CA 94611 SFD 6.750 6.483 $2,756.55 360 1-Dec-31 9358294 FREMONT CA 94536 SFD 7.125 6.500 $2,159.95 360 1-Dec-31 9358480 SAN JOSE CA 95120 SFD 6.875 6.500 $3,873.91 360 1-Dec-31 9358563 SAN JOSE CA 95125 SFD 7.000 6.500 $2,374.80 360 1-Dec-31 9358589 PLEASANTON CA 94566 SFD 6.750 6.483 $2,270.10 360 1-Dec-31 9358615 KENTFIELD CA 94904 SFD 7.000 6.500 $6,287.11 360 1-Dec-31 9358669 MISSION VIEJO CA 92692 SFD 6.875 6.500 $2,148.16 360 1-Dec-31 9358715 DANVILLE CA 94506 SFD 7.000 6.500 $4,284.55 360 1-Dec-31 9358841 OCEANSIDE CA 92056 SFD 6.750 6.483 $1,997.69 360 1-Dec-31 9358850 NEWHALL(AREA) CA 91321 SFD 6.750 6.483 $2,399.82 360 1-Dec-31 9358938 GRANITE BAY CA 95746 SFD 6.875 6.500 $3,120.41 360 1-Dec-31 9358941 ALISO VIEJO CA 92656 SFD 6.750 6.483 $2,678.71 360 1-Dec-31 9359042 OAKLAND CA 94611 SFD 7.000 6.500 $2,960.60 360 1-Nov-31 9359188 OAKLAND CA 94611 SFD 6.750 6.483 $2,270.10 360 1-Dec-31 9359270 SAN JOSE CA 95120 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 9359368 SAN FRANCISCO CA 94121 SFD 7.000 6.500 $2,474.93 360 1-Dec-31 9359498 LOOMIS CA 95650 SFD 6.750 6.483 $2,043.09 360 1-Dec-31 9359594 CUPERTINO CA 95014 SFD 6.750 6.483 $2,724.12 360 1-Dec-31 9359658 FOSTER CITY CA 94404 SFD 6.750 6.483 $3,405.14 360 1-Dec-31 9359659 OAKLAND CA 94618 SFD 6.750 6.483 $3,255.97 360 1-Dec-31 9359729 WALNUT CREEK CA 94598 SFD 6.875 6.500 $2,082.47 360 1-Jan-32 9359783 SAN JOSE CA 95132 SFD 7.125 6.500 $2,560.13 360 1-Nov-31 9359784 APTOS CA 95003 SFD 6.875 6.500 $3,153.26 360 1-Dec-31 9359794 SANTA ROSA CA 95403 SFD 6.750 6.483 $3,729.44 360 1-Dec-31 9359940 SAN JOSE CA 95131 SFD 6.875 6.500 $2,496.33 360 1-Dec-31 9360028 ST HELENA CA 94574 SFD 6.875 6.500 $3,225.52 360 1-Nov-31 9360237 SAN CARLOS CA 94070 SFD 6.750 6.483 $3,054.90 360 1-Dec-31 9360344 SAN RAFAEL CA 94901 SFD 7.250 6.500 $3,185.77 360 1-Jan-32 9360482 FAIR OAKS CA 95628 SFD 6.750 6.483 $2,918.69 360 1-Nov-31 9360843 DANVILLE CA 94526 SFD 7.000 6.500 $2,827.54 360 1-Nov-31 9360949 EL CERRITO CA 94530 SFD 7.125 6.500 $3,537.03 360 1-Dec-31 9361794 LOS ANGELES CA 90272 SFD 6.750 6.483 $3,729.44 360 1-Dec-31 9361899 SAN FRANCISCO CA 94109 SFD 6.875 6.500 $3,103.99 360 1-Dec-31 9362021 VACAVILLE CA 95688 SFD 6.750 6.483 $1,976.93 360 1-Dec-31 9362081 SAN JOSE CA 95120 SFD 6.750 6.483 $2,094.98 360 1-Dec-31 9362136 SAN JOSE CA 95125 SFD 6.875 6.500 $3,678.81 360 1-Dec-31 9362146 WALNUT CREEK CA 94596 SFD 7.000 6.500 $2,767.66 360 1-Dec-31 9362223 HOLLISTER CA 95023 SFD 6.750 6.483 $2,088.49 360 1-Dec-31 9362576 SAN FRANCISCO CA 94127 SFD 7.375 6.500 $2,364.88 360 1-Dec-31 9362592 SAN RAFAEL CA 94903 SFD 6.875 6.500 $3,035.02 360 1-Jan-32 9362608 CARLSBAD CA 92008 SFD 6.750 6.483 $5,188.79 360 1-Jan-32 9362891 SONOMA CA 95476 SFD 7.000 6.500 $2,707.79 360 1-Dec-31 9362958 NAPA CA 94558 SFD 6.875 6.500 $2,627.72 360 1-Jan-32 9362980 SAN ANSELMO CA 94960 SFD 7.000 6.500 $4,324.47 360 1-Dec-31 9363189 FREMONT CA 94536 SFD 6.750 6.483 $1,984.71 360 1-Dec-31 9363225 CHICAGO IL 60618 SFD 7.250 6.500 $2,373.98 360 1-Jan-32 9363426 SAN JOSE CA 95132 SFD 7.125 6.500 $4,049.05 360 1-Nov-31 9363658 SANTA BARBARA CA 93108 SFD 7.125 6.500 $6,602.45 360 1-Nov-31 9363724 RANCHO PALOS CA 90275 SFD 6.875 6.500 $2,555.46 360 1-Dec-31 9364154 UNION CITY CA 94587 SFD 6.750 6.483 $3,054.90 360 1-Dec-31 9417578 BEND OR 97701 SFD 7.375 6.500 $2,517.51 360 1-Jan-32 9420877 DISCOVERY BAY CA 94514 SFD 6.750 6.483 $2,211.72 360 1-Jan-32 9421958 GLENDALE CA 91207 SFD 7.000 6.500 $2,262.03 360 1-Jan-32 9423460 STOCKTON CA 95219 SFD 7.250 6.500 $3,465.46 360 1-Jan-32 9424434 WALNUT CREEK CA 94595 LCO 6.875 6.500 $2,791.95 360 1-Jan-32 9424826 AURORA CO 80015 SFD 8.000 6.500 $2,421.43 360 1-Dec-31 9425278 SOUTH HOLLAND IL 60473 SFD 6.875 6.500 $2,293.34 360 1-Jan-32 9428441 CARLISLE PA 17013 SFD 7.000 6.500 $2,496.55 360 1-Jan-32 9428846 DANVILLE CA 94506 SFD 7.125 6.500 $2,863.31 360 1-Jan-32 9428880 VILLA PARK CA 92861 SFD 7.250 6.500 $2,899.25 360 1-Jan-32 9430033 TEMECULA CA 92591 SFD 7.250 6.500 $2,414.91 360 1-Jan-32 9430125 LOS GATOS CA 95032 SFD 7.125 6.500 $4,345.49 360 1-Jan-32 9430133 DRIVE CA 92867 SFD 7.000 6.500 $4,279.23 360 1-Jan-32 9430508 CORONA DEL MA CA 92625 SFD 7.125 6.500 $4,355.59 360 1-Jan-32 9430851 ELK GROVE VIL IL 60007 SFD 6.750 6.483 $2,372.58 360 1-Jan-32 9431079 TORRANCE CA 90277 SFD 6.875 6.500 $3,094.14 360 1-Jan-32 9431113 ORANGE CA 92869 SFD 6.750 6.483 $4,533.70 360 1-Jan-32 9431118 UNION CITY CA 94587 SFD 6.750 6.483 $2,490.62 360 1-Dec-31 9431473 KINGWOOD TX 77345 SFD 6.750 6.483 $3,061.39 360 1-Dec-31 9431694 GRANITE BAY CA 95746 SFD 6.750 6.483 $3,528.38 360 1-Jan-32 9431722 LA GRANGE PAR IL 60526 SFD 6.875 6.500 $2,332.10 360 1-Jan-32 9432187 POWAY CA 92064 SFD 6.875 6.500 $3,810.19 360 1-Dec-31 9432310 NORTHBROOK IL 60062 SFD 6.875 6.500 $3,941.58 360 1-Jan-32 9432316 MUKILTEO WA 98275 SFD 7.625 6.500 $2,866.57 360 1-Jan-32 9432500 PORTLAND OR 97202 SFD 7.250 6.500 $3,165.30 360 1-Jan-32 9433028 THOUSAND OAKS CA 91362 SFD 7.000 6.500 $3,293.25 360 1-Dec-31 9433143 DANA POINT CA 92629 SFD 6.750 6.483 $2,951.13 360 1-Jan-32 9433268 SANTA BARBARA CA 93105 SFD 6.875 6.500 $3,563.84 360 1-Jan-32 9433341 MARIETTA GA 30064 SFD 7.125 6.500 $2,684.10 360 1-Jan-32 9433387 WESTPORT CT 06880 SFD 7.000 6.500 $4,158.14 360 1-Jan-32 9433668 NORTH ANDOVER MA 01845 SFD 7.000 6.500 $2,328.56 360 1-Jan-32 9433984 NEWCASTLE CA 95658 SFD 7.250 6.500 $2,251.19 360 1-Jan-32 9434232 BOULDER CO 80304 SFD 6.750 6.483 $2,943.02 360 1-Jan-32 9434687 MANHATTAN BEA CA 90266 SFD 6.750 6.483 $3,307.85 360 1-Jan-32 9434888 HUNTINGTON BE CA 92649 SFD 6.750 6.483 $2,594.40 360 1-Jan-32 9435086 FULLERTON CA 92832 SFD 6.875 6.500 $2,332.10 360 1-Jan-32 9435216 LIVERMORE CA 94550 SFD 6.875 6.500 $2,811.66 360 1-Jan-32 9436100 CASTAIC(AREA) CA 91384 SFD 7.000 6.500 $2,180.53 360 1-Jan-32 9436443 ARVADA CO 80007 SFD 6.750 6.483 $2,646.28 360 1-Jan-32 9436881 GLENVIEW IL 60025 SFD 6.750 6.483 $2,172.81 360 1-Dec-31 9436927 CHICAGO IL 60613 SFD 7.000 6.500 $2,627.95 360 1-Jan-32 9437027 LOVELAND CO 80537 SFD 6.750 6.483 $3,048.42 360 1-Dec-31 9437178 PLEASANTON CA 94566 SFD 7.250 6.500 $2,558.17 360 1-Dec-31 9437440 LOS ALTOS HIL CA 94022 SFD 7.000 6.500 $3,942.59 360 1-Dec-31 9437452 SAN CLEMENTE CA 92672 SFD 7.000 6.500 $3,911.98 360 1-Dec-31 9437478 SANTA CLARITA CA 91355 SFD 7.000 6.500 $2,794.27 360 1-Dec-31 9437503 MORGAN HILL CA 95037 SFD 6.875 6.500 $4,184.64 360 1-Dec-31 9437654 DEL MAR (AREA CA 92014 SFD 6.750 6.483 $3,100.30 360 1-Jan-32 9437706 POWAY CA 92064 SFD 6.875 6.500 $3,284.65 360 1-Dec-31 9437757 LAKE ARROWHEA CA 92352 SFD 7.000 6.500 $4,969.81 360 1-Dec-31 9437894 ALISO VIEJO ( CA 92656 SFD 6.875 6.500 $2,808.37 360 1-Dec-31 9438033 DOYLESTOWN PA 18901 SFD 7.250 6.500 $2,155.68 360 1-Dec-31 9438063 LOS ANGELES CA 90046 SFD 6.875 6.500 $3,613.11 360 1-Jan-32 9438158 WALNUT CREEK CA 94595 SFD 6.750 6.483 $3,067.87 360 1-Dec-31 9438359 FREMONT CA 94539 SFD 7.000 6.500 $3,326.52 360 1-Dec-31 9438466 CALABASAS CA 91302 SFD 6.750 6.483 $2,367.39 360 1-Dec-31 9438554 SALINAS CA 93907 SFD 6.750 6.483 $2,204.59 360 1-Dec-31 9438579 LOS ANGELES CA 90046 SFD 7.250 6.500 $5,320.97 360 1-Dec-31 9438607 LAGUNA BEACH CA 92651 SFD 6.875 6.500 $2,759.11 360 1-Dec-31 9438770 GLEN ELLYN IL 60137 SFD 6.750 6.483 $2,529.54 360 1-Jan-32 9439162 CARLSBAD CA 92009 SFD 6.750 6.483 $2,756.55 360 1-Dec-31 9439258 THE WOODLANDS TX 77380 SFD 6.750 6.483 $2,357.66 360 1-Jan-32 9439395 SACRAMENTO CA 95831 SFD 6.875 6.500 $2,023.34 360 1-Dec-31 9439470 WALNUT CREEK CA 94598 SFD 7.000 6.500 $2,055.79 360 1-Dec-31 9439490 NORTHRIDGE(AR CA 91326 SFD 6.875 6.500 $2,299.25 360 1-Jan-32 9439664 CASTRO VALLEY CA 94546 SFD 7.125 6.500 $2,325.01 360 1-Dec-31 9439731 WALNUT CREEK CA 94596 SFD 7.000 6.500 $2,661.21 360 1-Dec-31 9439995 LAGUNA NIGUEL CA 92677 SFD 7.000 6.500 $4,324.47 360 1-Dec-31 9440226 MONTE SERENO CA 95030 SFD 6.750 6.483 $4,215.89 360 1-Jan-32 9441404 WALNUT CREEK CA 94596 SFD 7.250 6.500 $2,118.16 360 1-Jan-32 9441412 DUBLIN CA 94568 SFD 6.750 6.483 $3,859.16 360 1-Dec-31 9441645 MANHATTAN BEA CA 90266 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 9441792 PASADENA CA 91105 SFD 7.000 6.500 $2,498.88 360 1-Jan-32 9441967 SAN RAMON CA 94583 SFD 7.500 6.500 $2,936.70 360 1-Jan-32 9442115 SAN JOSE CA 95139 SFD 6.875 6.500 $2,640.86 360 1-Dec-31 9442226 HUNTINGTON BE CA 92648 SFD 6.875 6.500 $2,693.41 360 1-Jan-32 9442432 SOLANA BEACH CA 92075 SFD 6.875 6.500 $2,833.01 360 1-Jan-32 9442554 DANVILLE CA 94506 SFD 7.000 6.500 $2,461.62 360 1-Jan-32 9442717 PETALUMA CA 94954 SFD 6.750 6.483 $2,821.41 360 1-Jan-32 9442750 THOUSAND OAKS CA 91362 SFD 6.750 6.483 $6,485.92 360 1-Jan-32 9442861 ROCKLIN CA 95765 SFD 6.875 6.500 $2,026.63 360 1-Dec-31 9442895 TIBURON CA 94920 SFD 6.875 6.500 $6,470.75 360 1-Jan-32 9442999 MILLBRAE CA 94030 SFD 6.875 6.500 $3,678.81 360 1-Dec-31 9443017 LA SELVA BEAC CA 95076 SFD 6.875 6.500 $2,522.61 360 1-Dec-31 9443077 MILPITAS CA 95035 SFD 6.750 6.483 $2,179.29 360 1-Dec-31 9443235 PALOS VERDES CA 90274 SFD 6.750 6.483 $3,048.42 360 1-Jan-32 9443346 LUTZ FL 33549 SFD 7.375 6.500 $2,372.47 360 1-Jan-32 9443372 SAN JOSE CA 95125 SFD 6.875 6.500 $2,660.57 360 1-Dec-31 9443414 ROCKLIN CA 95677 SFD 6.750 6.483 $3,174.89 360 1-Dec-31 9443421 LIVERMORE CA 94550 SFD 6.875 6.500 $3,153.26 360 1-Dec-31 9443422 SAN JOSE CA 95123 SFD 7.000 6.500 $2,195.50 360 1-Jan-32 9443521 ROCKLIN CA 95677 SFD 6.875 6.500 $2,823.48 360 1-Dec-31 9443543 VACAVILLE CA 95688 SFD 6.750 6.483 $2,753.30 360 1-Dec-31 9443553 SAN JOSE CA 95123 SFD 6.875 6.500 $2,364.95 360 1-Dec-31 9443557 SANTA CLARITA CA 91321 SFD 6.750 6.483 $2,412.79 360 1-Dec-31 9443734 DANVILLE CA 94506 SFD 6.875 6.500 $2,857.64 360 1-Dec-31 9443750 LOS ANGELES CA 90068 SFD 6.750 6.483 $2,814.92 360 1-Dec-31 9443779 LOS ANGELES CA 90020 SFD 6.750 6.483 $6,317.35 360 1-Dec-31 9443806 SANTA MONICA CA 90402 SFD 6.750 6.483 $6,485.98 360 1-Dec-31 9443827 FRANKTOWN CO 80116 SFD 6.750 6.483 $2,574.94 360 1-Dec-31 9443834 MANHATTAN BEA CA 90266 SFD 7.000 6.500 $3,612.60 360 1-Dec-31 9443863 LIVERMORE CA 94550 SFD 6.875 6.500 $2,116.63 360 1-Dec-31 9443903 WESTERN SPRIN IL 60558 SFD 6.750 6.483 $3,359.74 360 1-Dec-31 9444027 BELL CANYON A CA 91307 SFD 6.750 6.483 $4,663.42 360 1-Dec-31 9444173 PASADENA CA 91104 SFD 6.750 6.483 $3,632.15 360 1-Jan-32 9444174 SANTA ROSA CA 95405 SFD 6.875 6.500 $4,105.81 360 1-Jan-32 9444198 SAN DIEGO CA 92116 SFD 7.000 6.500 $3,153.53 360 1-Dec-31 9444199 LAGUNA BEACH CA 92651 SFD 6.750 6.483 $2,464.68 360 1-Dec-31 9444210 MATTESON IL 60443 SFD 6.750 6.483 $2,004.82 360 1-Jan-32 9444359 SAN CLEMENTE CA 92673 SFD 6.875 6.500 $3,573.70 360 1-Dec-31 9444713 WINNETKA IL 60093 SFD 6.750 6.483 $3,048.42 360 1-Jan-32 9444814 WINCHESTER CA 92596 SFD 6.750 6.483 $3,664.58 360 1-Dec-31 9444840 BURR RIDGE IL 60527 SFD 6.750 6.483 $2,665.74 360 1-Jan-32 9445509 CLAYTON CA 94517 SFD 6.750 6.483 $2,386.85 360 1-Dec-31 9445563 STEVENSON RNH CA 91381 SFD 7.750 6.500 $3,037.59 360 1-Jan-32 9445732 SAN JOSE CA 95148 SFD 6.875 6.500 $4,270.04 360 1-Dec-31 9445941 IRVINE CA 92620 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 9446839 HOUSTON TX 77024 SFD 6.875 6.500 $4,319.72 240 1-Nov-21 9446870 SAN JOSE CA 95123 SFD 6.875 6.500 $2,118.60 360 1-Nov-31 9446951 LOS ALTOS CA 94024 SFD 6.875 6.500 $3,941.57 360 1-Nov-31 9447311 MARLBORO TOWN NJ 07746 SFD 6.875 6.500 $2,608.01 360 1-Dec-31 9447342 ONEIDA WI 54155 SFD 6.875 6.500 $6,405.06 360 1-Nov-31 9447363 CRYSTAL LAKE IL 60012 SFD 7.000 6.500 $3,426.31 360 1-Nov-31 9447508 GAINESVILLE TX 76240 SFD 7.000 6.500 $3,167.51 360 1-Nov-31 9447566 LOUISVILLE KY 40245 SFD 6.875 6.500 $2,489.76 360 1-Nov-31 9447880 MARIETTA GA 30068 SFD 6.750 6.483 $3,113.27 360 1-Nov-31 9447929 VILLANOVA PA 19085 SFD 6.875 6.500 $6,569.29 360 1-Nov-31 9448013 FRANKLIN TN 37067 SFD 7.000 6.500 $2,904.05 360 1-Nov-31 9448073 FORT COLLINS CO 80528 SFD 6.875 6.500 $2,663.85 360 1-Nov-31 9448125 GOLDEN CO 80401 SFD 6.875 6.500 $2,601.44 360 1-Nov-31 9448492 LAGUNA NIGUEL CA 92677 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9448657 GENEVA IL 60134 SFD 6.875 6.500 $2,029.91 360 1-Nov-31 9448661 WAYNE IL 60184 SFD 6.875 6.500 $2,355.09 360 1-Nov-31 9448765 BURLINGAME CA 94010 SFD 7.000 6.500 $4,540.69 360 1-Nov-31 9448773 ANNAPLOIS MD 21401 SFD 6.750 6.483 $2,698.17 360 1-Nov-31 9448915 MERCER ISLAND WA 98040 SFD 6.750 6.483 $2,707.90 360 1-Nov-31 9448948 VIENNA VA 22180 SFD 7.000 6.500 $2,874.11 360 1-Nov-31 9449206 ANDOVER MN 55304 SFD 7.000 6.500 $2,341.40 240 1-Nov-21 9449320 STILLWATER MN 55082 SFD 6.750 6.483 $2,270.09 360 1-Nov-31 9449674 SANTA CRUZ CA 95062 SFD 7.000 6.500 $2,062.44 360 1-Nov-31 9450043 MINNEAPOLIS MN 55405 SFD 6.750 6.483 $2,286.31 360 1-Nov-31 9450325 SUN VALLEY ID 83353 SFD 6.875 6.500 $5,255.43 360 1-Dec-31 9450603 RIDGWAY CO 81432 SFD 6.750 6.483 $2,983.55 360 1-Nov-31 9450624 OJAI CA 93023 SFD 6.750 6.483 $2,565.21 360 1-Nov-31 9450673 SAN DIEGO CA 92127 SFD 6.875 6.500 $3,712.98 360 1-Nov-31 9450768 MERCER ISLAND WA 98040 SFD 6.750 6.483 $4,106.92 360 1-Nov-31 9450864 CHEVY CHASE MD 20815 SFD 6.750 6.483 $5,026.64 360 1-Nov-31 9450868 PORTLAND OR 97229 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 9451149 FAIR HAVEN NJ 07704 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 9451283 MILPITAS CA 95035 SFD 6.750 6.483 $3,580.26 360 1-Nov-31 9451361 SEATTLE WA 98117 SFD 7.000 6.500 $2,095.70 360 1-Nov-31 9451648 CHARLES TOWN WV 25414 SFD 7.000 6.500 $4,323.80 360 1-Nov-31 9452148 AVALON NJ 08202 SFD 6.875 6.500 $2,200.71 360 1-Dec-31 9452251 TRAVERSE CITY MI 49684 SFD 6.750 6.483 $3,850.08 360 1-Nov-31 9452258 GURLEY AL 35748 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9452343 LINCOLN NE 68516 SFD 6.875 6.500 $2,778.81 360 1-Dec-31 9452510 ANDOVER MA 01810 SFD 6.875 6.500 $2,778.81 360 1-Dec-31 9452725 ASPEN CO 81611 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9452810 EPHRATA PA 17522 SFD 6.750 6.483 $2,088.49 360 1-Nov-31 9452828 LOS ANGELES CA 90049 SFD 6.875 6.500 $5,715.28 360 1-Dec-31 9453169 COLLEGE STATI TX 77845 SFD 7.000 6.500 $2,412.05 360 1-Dec-31 9453211 ORLAND PARK IL 60467 SFD 6.875 6.500 $2,240.13 360 1-Nov-31 9453697 YORBA LINDA CA 92886 SFD 6.750 6.483 $2,393.33 360 1-Dec-31 9453708 BELVEDERE CA 94920 SFD 6.875 6.500 $3,613.11 360 1-Dec-31 9453783 STUDIO CITY CA 91604 SFD 6.750 6.483 $2,724.11 360 1-Dec-31 9453833 SEATTLE WA 98119 SFD 6.750 6.483 $2,043.08 360 1-Dec-31 9453844 NORTH PRAIRIE WI 53153 SFD 6.875 6.500 $3,232.09 360 1-Nov-31 9454136 BOERNE TX 78006 SFD 6.875 6.500 $3,695.88 360 1-Dec-31 9454222 GIG HARBOR WA 98332 SFD 6.875 6.500 $2,943.04 360 1-Nov-31 9454513 MCLEAN VA 22102 SFD 6.875 6.500 $6,569.29 360 1-Nov-31 9454660 OAKTON VA 22124 SFD 6.750 6.483 $3,717.76 360 1-Nov-31 9454791 CASTLE ROCK CO 80104 SFD 6.750 6.483 $6,076.64 360 1-Dec-31 9455187 WHITTIER CA 90603 SFD 6.875 6.500 $2,463.48 360 1-Dec-31 9455417 CUPERTINO CA 95014 SFD 6.750 6.483 $4,208.68 360 1-Nov-31 9455718 GREENWOOD IN 46143 SFD 6.750 6.483 $2,283.07 360 1-Nov-31 9455918 RIVER VALE NJ 07675 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 9456037 ELBURN IL 60119 SFD 6.750 6.483 $2,633.31 360 1-Nov-31 9456137 POTOMAC MD 20854 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9456571 REDMOND WA 98052 SFD 6.750 6.483 $2,477.64 360 1-Nov-31 9456605 NAPERVILLE IL 60563 SFD 6.875 6.500 $2,417.50 360 1-Nov-31 9456632 BRYN MAWR PA 19010 SFD 6.875 6.500 $2,476.62 360 1-Nov-31 9456698 VISTA CA 92084 SFD 6.875 6.500 $2,502.90 360 1-Dec-31 9456847 DALLAS TX 75201 SFD 6.875 6.500 $2,664.50 360 1-Nov-31 9456916 AVALON NJ 08202 LCO 6.875 6.500 $4,270.04 360 1-Dec-31 9457068 CINCINNATI OH 45243 SFD 6.750 6.483 $3,891.59 360 1-Nov-31 9457084 FREMONT CA 94539 SFD 6.875 6.500 $2,365.30 252 1-Dec-22 9457158 GREEN BAY WI 54313 SFD 6.750 6.483 $3,009.50 360 1-Nov-31 9458817 GREELEY CO 80634 SFD 6.875 6.500 $2,289.40 360 1-Nov-31 9459520 ONEIDA WI 54155 SFD 6.875 6.500 $2,890.49 360 1-Dec-31 9460111 ALBUQUERQUE NM 87107 SFD 6.875 6.500 $2,634.28 360 1-Dec-31 9460142 SIMI VALLEY CA 93065 SFD 6.875 6.500 $4,145.22 360 1-Dec-31 9460215 LITTLETON CO 80124 SFD 6.750 6.483 $2,140.37 360 1-Dec-31 9460241 EDINA MN 55436 SFD 6.750 6.483 $5,027.26 336 1-Nov-29 9460348 WATERFORD MI 48328 SFD 6.875 6.500 $4,140.62 360 1-Nov-31 9460715 TUSTIN CA 92780 SFD 6.875 6.500 $2,280.86 360 1-Nov-31 9461546 MIDDLETOWN MD 21769 SFD 6.750 6.483 $2,406.30 360 1-Dec-31 9461686 SUDBURY MA 01776 SFD 6.875 6.500 $3,192.67 360 1-Nov-31 9462249 CLIVE IA 50325 SFD 7.000 6.500 $2,235.42 360 1-Dec-31 9462280 SAN DIEGO CA 92131 SFD 7.250 6.500 $2,749.17 360 1-Nov-31 9462368 ST PETE BEACH FL 33706 SFD 6.875 6.500 $3,074.43 360 1-Nov-31 9463106 MILLBURN TOWN NJ 07078 SFD 6.750 6.483 $4,864.49 360 1-Dec-31 9463869 CINCINNATI OH 45242 SFD 6.750 6.483 $2,776.00 360 1-Nov-31 9464386 MIAMI FL 33129 LCO 7.125 6.500 $3,065.42 360 1-Nov-31 9464537 GLENVIEW IL 60025 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 9464875 HINGHAM MA 02043 SFD 7.625 6.500 $2,831.17 360 1-Nov-31 9464878 PLYMOUTH MI 48170 SFD 7.000 6.500 $2,844.17 360 1-Nov-31 9465239 MANHATTAN BEA CA 90266 MF2 7.250 6.500 $4,891.20 360 1-Nov-31 9465275 REDMOND WA 98052 SFD 6.750 6.483 $2,237.66 360 1-Nov-31 9465758 HOUSTON TX 77055 SFD 6.875 6.500 $2,123.52 360 1-Nov-31 9467228 ALEXANDRIA VA 22309 SFD 6.875 6.500 $5,124.04 360 1-Nov-31 9467836 COLLEYVILLE TX 76034 SFD 6.750 6.483 $2,283.07 360 1-Nov-31 9467900 LAGRANGE HIGH IL 60525 SFD 6.875 6.500 $2,217.13 360 1-Nov-31 9468245 ATLANTA GA 30319 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 9468455 SAN FRANCISCO CA 94122 SFD 6.875 6.500 $2,837.87 360 1-Nov-31 9469100 LEESBURG VA 20175 SFD 6.750 6.483 $2,205.23 360 1-Nov-31 9469107 SAN FRANCISCO CA 94116 SFD 6.750 6.483 $2,179.29 360 1-Dec-31 9469741 HIGHLAND PARK TX 75205 SFD 6.875 6.500 $2,458.60 360 1-Nov-31 9470019 EDINA MN 55424 SFD 6.750 6.483 $2,698.17 360 1-Dec-31 9470535 ATLANTA GA 30339 PUD 6.750 6.483 $2,310.94 348 1-Nov-30 9470623 ST LOUIS MO 63127 SFD 7.000 6.500 $2,953.94 360 1-Dec-31 9470811 FARMINGTON HI MI 48167 SFD 6.875 6.500 $2,296.62 360 1-Nov-31 9471031 CARLSBAD CA 92008 SFD 6.750 6.483 $2,914.86 240 1-Nov-21 9471241 BOULDER CO 80301 SFD 6.875 6.500 $3,074.43 360 1-Dec-31 9471614 SAN DIEGO CA 92130 SFD 6.875 6.500 $4,138.65 360 1-Nov-31 9471899 SOUTH PASADEN CA 91030 SFD 6.750 6.483 $5,188.78 360 1-Nov-31 9472125 ENGLEWOOD CO 80111 SFD 7.000 6.500 $2,993.86 360 1-Nov-31 9472764 ST. PAUL MN 55105 SFD 6.750 6.483 $3,813.76 360 1-Nov-31 9473410 SEATTLE WA 98112 SFD 6.875 6.500 $5,912.36 360 1-Dec-31 9473420 ST. PAUL MN 55105 SFD 6.875 6.500 $2,266.40 360 1-Dec-31 9473441 GREAT FALLS VA 22066 SFD 7.000 6.500 $2,089.05 360 1-Dec-31 9475085 SAUGUS CA 91350 SFD 7.125 6.500 $2,126.66 360 1-Nov-31 9475730 VENTURA CA 93003 SFD 7.250 6.500 $2,629.93 360 1-Nov-31 9477502 LEESBURG VA 20175 SFD 6.875 6.500 $2,073.60 360 1-Dec-31 9477545 CASTLE ROCK CO 80104 SFD 6.750 6.483 $3,966.83 360 1-Dec-31 9477764 OCEAN CITY NJ 08226 LCO 6.875 6.500 $2,394.51 360 1-Dec-31 9480533 WAYZATA MN 55391 SFD 6.875 6.500 $3,268.22 360 1-Nov-31 9480859 LOS ALTOS CA 94022 SFD 7.000 6.500 $5,222.62 360 1-Dec-31 9481365 CORONA CA 92881 SFD 6.750 6.483 $2,584.01 360 1-Dec-31 9481499 NEWPORT BEACH CA 92660 SFD 6.750 6.483 $2,594.39 360 1-Nov-31 9481713 NEWPORT BEACH CA 92661 SFD 6.750 6.483 $2,756.54 360 1-Dec-31 9482524 PRINCETON NJ 08540 SFD 7.000 6.500 $3,346.47 360 1-Dec-31 9482707 VIENNA VA 22180 SFD 6.750 6.483 $3,327.31 360 1-Nov-31 9484008 STILLWATER MN 55082 SFD 7.000 6.500 $2,878.10 360 1-Dec-31 9484278 CONCORD CA 94521 SFD 6.875 6.500 $3,435.74 360 1-Dec-31 9485408 SAN FRANCISCO CA 94131 SFD 7.000 6.500 $6,381.58 360 1-Nov-31 9485868 REDMOND WA 98053 SFD 6.750 6.483 $2,565.21 360 1-Nov-31 9486962 REDWOOD CITY CA 94061 SFD 6.750 6.483 $2,724.11 360 1-Dec-31 9487109 SANTA BARBARA CA 93110 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9489232 SAN JOSE CA 95125 SFD 7.000 6.500 $3,725.69 360 1-Nov-31 9490044 ALAMO CA 94507 SFD 7.000 6.500 $6,332.81 360 1-Nov-31 9491360 MINNEAPOLIS MN 55401 SFD 6.750 6.483 $3,093.81 360 1-Dec-31 9492033 HAYDEN CO 81639 SFD 7.000 6.500 $2,030.84 360 1-Dec-31 9492324 GRANITE BAY CA 95746 SFD 7.000 6.500 $2,461.62 360 1-Dec-31 9492914 PLEASANT HILL CA 94523 SFD 6.750 6.483 $2,140.37 360 1-Dec-31 9493164 ALEXANDRIA VA 22308 SFD 7.250 6.500 $2,537.70 360 1-Nov-31 9496303 CEDAR RAPIDS IA 52403 SFD 6.750 6.483 $3,119.76 360 1-Nov-31 9496580 SWISHER IA 52338 SFD 6.750 6.483 $2,938.15 360 1-Nov-31 9497060 PRIOR LAKE MN 55372 SFD 6.750 6.483 $3,242.99 360 1-Nov-31 9500428 ROSWELL GA 30076 SFD 6.750 6.483 $2,293.44 360 1-Dec-31 9500733 LAGUNA HILLS CA 92653 SFD 6.750 6.483 $3,048.41 360 1-Dec-31 9501246 HILTON HEAD SC 29928 SFD 6.750 6.483 $3,080.84 360 1-Nov-31 9505821 LOS GATOS CA 95032 SFD 6.750 6.483 $2,821.40 360 1-Dec-31 9506242 ONEIDA WI 54155 SFD 6.875 6.500 $4,270.04 360 1-Nov-31 9506708 MCLEAN VA 22101 SFD 6.875 6.500 $2,483.19 360 1-Nov-31 9507864 INDIAN RIVER MI 49749 SFD 6.875 6.500 $2,640.85 360 1-Dec-31 9511302 AVALON NJ 08202 SFD 6.750 6.483 $3,357.83 300 1-Dec-26 9511340 SUAMICO WI 54173 SFD 6.875 6.500 $2,450.34 360 1-Nov-31 9512231 CARPINTERIA CA 93013 SFD 6.750 6.483 $2,075.51 360 1-Dec-31 9512654 SANTA BARBARA CA 93111 SFD 6.750 6.483 $4,215.89 360 1-Nov-31 9512817 SANTA BARBARA CA 93110 SFD 6.750 6.483 $3,174.89 360 1-Dec-31 9513492 THOUSAND OAKS CA 91360 SFD 6.750 6.483 $2,100.94 360 1-Dec-31 9514100 BRIDGEWATER NJ 08807 SFD 6.875 6.500 $1,997.06 360 1-Dec-31 9514159 DAYTON OH 45458 SFD 6.750 6.483 $3,697.01 360 1-Dec-31 9516125 EAST ELMHURST NY 11369 SFD 7.250 6.500 $2,148.86 360 1-Dec-31 9516712 GARDNERVILLE NV 89410 SFD 6.875 6.500 $2,956.18 360 1-Nov-31 9517848 ANNANDALE VA 22003 SFD 6.750 6.483 $2,750.06 360 1-Dec-31 9520851 TORRANCE CA 90505 LCO 7.125 6.500 $3,340.57 360 1-Nov-31 9523423 MANKATO MN 56001 SFD 6.750 6.483 $2,408.63 360 1-Dec-31 9526338 ATASCADERO CA 93422 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 9527229 LORETTO MN 55357 SFD 7.250 6.500 $2,114.75 360 1-Dec-31 9537525 SANTA BARBARA CA 93105 SFD 6.750 6.483 $3,518.00 360 1-Dec-31 9542419 FALLS CHURCH VA 22046 SFD 6.750 6.483 $2,635.90 360 1-Dec-31 9542935 HOUSTON TX 77027 SFD 6.750 6.483 $4,362.81 360 1-Dec-31 9561966 ALEXANDRIA VA 22301 SFD 6.750 6.483 $2,381.65 360 1-Dec-31 9568632 INDIAN SHORES FL 33785 SFD 6.750 6.483 $4,021.31 360 1-Dec-31 9587625 ELLICOTT CITY MD 21042 SFD 6.750 6.483 $2,195.18 360 1-Dec-31 9867110 MIAMI BEACH FL 33140 HCO 7.250 6.500 $2,728.71 360 1-Jan-32 9867127 CLYDE HILL WA 98004 SFD 6.750 6.483 $2,711.14 360 1-Dec-31 9867159 BELLEVUE WA 98004 SFD 6.750 6.483 $3,554.32 360 1-Dec-31 9867161 STAR ID 83669 SFD 6.875 6.500 $3,284.64 360 1-Jan-32 9867300 SARATOGA CA 95070 SFD 6.750 6.483 $6,453.56 360 1-Jan-32 9867488 DANVILLE CA 94526 SFD 7.375 6.500 $3,052.09 360 1-Dec-31 9867572 LOMBARD IL 60148 SFD 6.750 6.483 $2,432.25 360 1-Jan-32 9867590 LAKE FOREST CA 92679 SFD 6.875 6.500 $2,377.43 360 1-Dec-31 9867633 TIBURON CA 94920 LCO 7.125 6.500 $3,638.08 360 1-Dec-31 9867654 PLEASANT HILL CA 94523 SFD 7.250 6.500 $2,305.76 360 1-Dec-31 9867936 VENICE FL 34293 SFD 6.750 6.483 $6,323.84 360 1-Jan-32 9868089 UPPER SAUCON PA 18034 SFD 6.750 6.483 $3,837.11 360 1-Jan-32 9868150 SAN JOSE CA 95125 SFD 6.875 6.500 $2,135.02 360 1-Jan-32 9868186 GAITHERSBURG MD 20878 SFD 6.750 6.483 $2,912.21 360 1-Dec-31 9868265 SAN MATEO CA 94402 SFD 6.875 6.500 $2,897.06 360 1-Jan-32 9868323 CORONADO CA 92118 SFD 6.750 6.483 $2,769.51 360 1-Jan-32 9868367 MONTARA CA 94087 SFD 6.875 6.500 $2,003.64 360 1-Jan-32 9868402 HUNTINGTOWN MD 20630 SFD 6.750 6.483 $2,490.62 360 1-Dec-31 9868413 BOSTON MA 02116 HCO 6.875 6.500 $3,941.58 360 1-Jan-32 9868455 AUSTIN TX 78730 PUD 7.125 6.500 $2,213.17 360 1-Dec-31 9868467 SANTA CRUZ CA 95062 SFD 6.750 6.483 $2,205.24 360 1-Jan-32 9868482 STUDIO CITY CA 91604 SFD 6.750 6.483 $2,711.15 360 1-Jan-32 9868488 TEMPLE TERRAC FL 33617 SFD 6.875 6.500 $3,699.83 360 1-Jan-32 9868578 LEXINGTON MA 02420 SFD 7.000 6.500 $2,940.64 360 1-Dec-31 9868621 DANVILLE CA 94506 SFD 7.000 6.500 $2,238.75 360 1-Dec-31 9869102 CORONA DEL MA CA 92625 SFD 6.750 6.483 $3,243.00 360 1-Jan-32 9869205 PLANO TX 75025 SFD 6.750 6.483 $2,023.63 360 1-Dec-31 9869442 FAYETTEVILLE AR 72704 SFD 6.875 6.500 $2,956.18 360 1-Jan-32 9869482 SAN BRUNO CA 94066 SFD 6.750 6.483 $2,205.24 360 1-Dec-31 9869514 PLEASANTON CA 94566 SFD 7.000 6.500 $5,613.49 360 1-Dec-31 9869591 CHESTERFIELD MO 63005 SFD 6.750 6.483 $2,334.96 360 1-Jan-32 9869728 POST FALLS ID 83854 SFD 6.875 6.500 $1,870.60 360 1-Dec-31 9869800 SUMMERLAND CA 93067 SFD 6.875 6.500 $2,956.09 240 1-Jan-22 9869826 SAN FRANCISCO CA 94107 HCO 6.750 6.483 $2,561.97 360 1-Jan-32 9869909 MENLO PARK CA 94025 SFD 7.125 6.500 $4,352.23 360 1-Jan-32 9869944 LOS ANGELES CA 90034 SFD 6.750 6.483 $3,567.29 360 1-Jan-32 9870126 REDWOOD CITY CA 94062 SFD 6.750 6.483 $2,821.41 360 1-Jan-32 9870212 SANTA ANA CA 92706 SFD 6.875 6.500 $2,043.05 360 1-Jan-32 9870340 CONCORD MA 01742 SFD 6.875 6.500 $2,213.86 360 1-Jan-32 9870410 ANTIOCH CA 94509 SFD 6.750 6.483 $2,117.02 360 1-Dec-31 9870430 SUPERIOR CO 80027 SFD 6.750 6.483 $2,060.27 360 1-Dec-31 9870655 CHILMARK MA 02535 SFD 6.750 6.483 $3,035.44 360 1-Jan-32 9870992 UNIVERSITY PA TX 75225 SFD 6.750 6.483 $3,787.81 360 1-Dec-31 9871243 SAN BRUNO CA 94066 SFD 7.500 6.500 $2,461.24 360 1-Dec-31 9871526 CASTRO VALLEY CA 94546 SFD 6.750 6.483 $2,788.98 360 1-Jan-32 9871618 CLAYTON CA 94517 SFD 6.875 6.500 $2,102.18 360 1-Jan-32 9871815 LOS ANGELES CA 90077 SFD 6.750 6.483 $2,730.60 360 1-Dec-31 9871921 BELMONT CA 94002 SFD 6.875 6.500 $2,089.04 360 1-Jan-32 9872218 CAMPBELL CA 95008 SFD 6.750 6.483 $2,270.10 360 1-Jan-32 9872347 SANTA MONICA CA 90402 SFD 6.750 6.483 $2,743.57 360 1-Dec-31 9872919 BEVERLY HILLS CA 90212 SFD 6.875 6.500 $2,831.37 360 1-Jan-32 9873704 WATSONVILLE CA 95076 SFD 6.750 6.483 $2,169.57 360 1-Jan-32 9874055 BOLTON MA 01740 SFD 6.875 6.500 $2,824.80 360 1-Jan-32 9874066 STAFFORD VA 22554 SFD 6.875 6.500 $1,997.88 360 1-Jan-32 9874410 MARTINEZ CA 94553 SFD 6.750 6.483 $1,993.47 360 1-Dec-31 9874420 SANTA ANA CA 92705 SFD 7.000 6.500 $2,409.07 360 1-Jan-32 9874494 STEVENSON RAN CA 91381 SFD 6.875 6.500 $2,134.36 360 1-Dec-31 9874513 ASHBURN VA 20147 SFD 6.875 6.500 $2,171.48 360 1-Dec-31 9874610 HERMOSA BEACH CA 90254 SFD 6.750 6.483 $3,035.44 360 1-Dec-31 9874893 PLANO TX 75024 PUD 6.750 6.483 $3,128.19 360 1-Nov-31 9874936 NEWPORT COAST CA 92657 SFD 6.750 6.483 $3,632.15 360 1-Dec-31 9874995 DUBLIN CA 94568 SFD 6.875 6.500 $2,575.17 360 1-Jan-32 9876026 HUNTINGTON WV 25705 SFD 7.500 6.500 $2,541.65 360 1-Nov-31 9876219 ARVADA CO 80005 SFD 6.750 6.483 $2,484.14 360 1-Dec-31 9876671 PLANO TX 75093 SFD 6.750 6.483 $4,122.49 360 1-Dec-31 9877059 WASHINGTON DC 20015 SFD 6.750 6.483 $2,302.53 360 1-Jan-32 9877196 ERIE PA 16505 SFD 6.750 6.483 $3,567.29 360 1-Jan-32 9877539 GAITHERSBURG MD 20882 SFD 6.875 6.500 $3,285.30 360 1-Dec-31 9877564 GAITHERSBURG MD 20878 SFD 6.750 6.483 $2,461.11 360 1-Dec-31 9877704 BROOKLYN NY 11215 LCO 7.375 6.500 $3,569.07 360 1-Dec-31 9877724 ALPHARETTA GA 30022 SFD 6.875 6.500 $2,279.55 360 1-Dec-31 9877769 CALABASAS CA 91302 SFD 6.750 6.483 $3,774.85 360 1-Dec-31 9877773 DANVILLE CA 94526 SFD 7.375 6.500 $3,563.89 360 1-Jan-32 9877822 SAN RAMON CA 94583 SFD 6.750 6.483 $2,484.14 360 1-Jan-32 9878050 EL CAJON CA 92019 SFD 7.375 6.500 $2,486.44 360 1-Jan-32 9879097 PACIFICA CA 94044 SFD 7.125 6.500 $2,479.29 360 1-Jan-32 9879261 REDWOOD CITY CA 94063 SFD 7.000 6.500 $2,188.85 360 1-Jan-32 9879986 ALPHARETTA GA 30004 SFD 6.750 6.483 $2,643.69 360 1-Jan-32 9880166 CORONA DEL MA CA 92625 SFD 6.750 6.483 $3,820.25 360 1-Jan-32 9880477 WAYNE NJ 07470 SFD 6.875 6.500 $2,102.18 360 1-Jan-32 9880683 FALLS CHURCH VA 22041 SFD 7.250 6.500 $2,408.09 360 1-Jan-32 9880710 RICHMOND TX 77469 SFD 6.750 6.483 $2,327.17 360 1-Nov-31 9880855 SAN JOSE CA 95120 SFD 7.125 6.500 $2,923.94 360 1-Jan-32 9881092 MEDWAY MA 02053 SFD 7.250 6.500 $2,630.47 360 1-Dec-31 9881147 SARASOTA FL 34242 LCO 7.250 6.500 $ 852.73 360 1-Jan-32 9881530 BLOOMFIELD TO MI 48302 SFD 7.125 6.500 $3,851.65 360 1-Dec-31 9881837 HILLSBOROUGH NJ 08844 SFD 6.875 6.500 $2,378.09 360 1-Dec-31 9882197 SAN FRANCISCO CA 94112 SFD 7.000 6.500 $2,411.06 360 1-Jan-32 9882980 PORT TOBACCO MD 20677 SFD 6.875 6.500 $2,680.27 360 1-Dec-31 9882991 FLORAL PARK NY 11004 SFD 7.125 6.500 $2,102.01 360 1-Jan-32 9883189 SOLANA BEACH CA 92075 SFD 7.000 6.500 $3,153.54 360 1-Jan-32 9883213 SAN FRANCISCO CA 94122 SFD 6.875 6.500 $2,233.56 360 1-Jan-32 9883899 BETHESDA MD 20817 SFD 6.750 6.483 $2,464.68 360 1-Jan-32 9884112 GRAND PRAIRIE TX 75052 PUD 6.750 6.483 $3,891.59 360 1-Dec-31 9884120 NEW YORK NY 10011 SFD 6.875 6.500 $3,613.11 360 1-Dec-31 9884630 SANTA BARBARA CA 93111 SFD 7.250 6.500 $2,933.36 360 1-Jan-32 9884639 TOMS RIVER NJ 08755 SFD 7.125 6.500 $2,141.75 360 1-Dec-31 9885177 UPPER MONTCLA NJ 07043 SFD 7.000 6.500 $4,324.47 360 1-Jan-32 9885678 ANDES NY 13731 SFD 7.625 6.500 $ 601.62 360 1-Dec-31 9886264 SUNNYVALE CA 94086 LCO 6.875 6.500 $2,128.45 360 1-Jan-32 9886555 GAITHERSBURG MD 20878 SFD 6.875 6.500 $2,884.84 360 1-Jan-32 9886589 ATLANTA GA 30350 SFD 6.875 6.500 $2,230.61 360 1-Jan-32 9886678 BLOOMFIELD TO MI 48301 SFD 7.125 6.500 $6,609.52 360 1-Nov-31 9886687 SOUTHAMPTON NY 11968 SFD 7.000 6.500 $2,528.15 360 1-Nov-31 9887178 MC LEAN VA 22102 SFD 7.000 6.500 $4,324.47 360 1-Jan-32 9887281 MOORPARK CA 93021 SFD 7.125 6.500 $2,857.91 360 1-Dec-31 9887487 BIG PINE KEY FL 33043 SFD 7.375 6.500 $2,244.69 360 1-Dec-31 9888030 RED WOOD CITY CA 94065 SFD 6.875 6.500 $,318.96 360 1-Nov-31 9888350 LEXINGTON MA 02421 SFD 6.875 6.500 $2,417.50 360 1-Jan-32 9888412 SIMI VALLEY CA 93063 SFD 7.125 6.500 $2,979.52 360 1-Dec-31 9888871 MANHATTAN BEA CA 90266 MF2 6.875 6.500 $3,793.77 360 1-Jan-32 9890689 DALLAS TX 75287 SFD 7.000 6.500 $5,006.40 360 1-Dec-31 9891040 SAN JOSE CA 95120 SFD 6.875 6.500 $3,810.19 360 1-Jan-32 9891105 APEX NC 27502 SFD 6.875 6.500 $1,890.97 360 1-Nov-31 9891657 HIGHLAND PARK TX 75205 SFD 6.875 6.500 $2,135.02 360 1-Dec-31 9892569 WALNUT CA 91789 SFD 7.250 6.500 $4,365.93 360 1-Oct-31 9892574 GLENCOE IL 60022 SFD 7.000 6.500 $3,805.53 360 1-Nov-31 9892622 SUNNYVALE CA 94087 SFD 6.750 6.483 $2,205.24 360 1-Jan-32 9892892 SAN RAMON CA 94583 SFD 6.875 6.500 $3,284.65 360 1-Jan-32 9893041 MILLSBORO DE 19966 SFD 7.750 6.500 $2,758.19 360 1-Jan-32 9893555 BEDFORD MA 01730 SFD 6.750 6.483 $3,235.41 360 1-Jan-32 9894053 DOBBS FERRY NY 10522 PUD 7.000 6.500 $3,831.08 360 1-Dec-31 9894194 TIERRA VERDE FL 33715 SFD 7.500 6.500 $3,635.92 360 1-Dec-31 9894449 SAN JOSE CA 95135 SFD 6.875 6.500 $2,581.08 360 1-Jan-32 9894450 BELMONT MA 02478 SFD 7.000 6.500 $2,514.85 360 1-Jan-32 9894709 LEESBURG VA 20175 SFD 7.125 6.500 $2,073.71 360 1-Dec-31 9895453 UNIVERSITY PA TX 75205 SFD 6.750 6.483 $4,426.68 360 1-Dec-31 9895510 SAN JOSE CA 95124 SFD 6.875 6.500 $2,427.36 360 1-Jan-32 9895749 BOWIE MD 20715 SFD 6.875 6.500 $2,090.02 360 1-Jan-32 9895792 EAST HAMPTON NY 11937 SFD 6.750 6.483 $2,354.41 360 1-Dec-31 9895923 REDWOOD CITY CA 94062 SFD 7.000 6.500 $3,619.25 360 1-Dec-31 9896134 ROCKVILLE CEN NY 11570 SFD 6.875 6.500 $2,548.88 360 1-Dec-31 9897286 SACRAMENTO CA 95835 SFD 7.375 6.500 $2,420.20 360 1-Dec-31 9898180 FRONTENAC MO 63131 SFD 6.875 6.500 $2,653.99 360 1-Dec-31 9898434 HOUSTON TX 77055 SFD 7.125 6.500 $2,389.68 360 1-Nov-31 9898708 PROSPECT KY 40059 SFD 7.000 6.500 $2,597.25 240 1-Jan-22 9898876 EAST HILLS NY 11576 SFD 6.750 6.483 $3,567.29 360 1-Dec-31 9901186 EDISON NJ 08837 SFD 7.625 6.500 $2,795.08 360 1-Nov-31 9901207 GIG HARBOR WA 98335 SFD 7.125 6.500 $3,065.42 360 1-Dec-31 9901233 LONG BEACH CA 90807 SFD 6.750 6.483 $3,327.31 360 1-Dec-31 9901273 ENCINITAS CA 92024 SFD 7.000 6.500 $2,528.15 360 1-Nov-31 9901293 CHATHAM NJ 07928 SFD 7.125 6.500 $2,085.83 360 1-Nov-31 9901351 BRYANTOWN MD 20617 SFD 6.875 6.500 $2,143.76 360 1-Dec-31 9901481 NORTHBROOK IL 60062 SFD 6.750 6.483 $2,594.39 360 1-Nov-31 9901506 SEVERNA PARK MD 21146 SFD 6.875 6.500 $2,417.50 360 1-Nov-31 9901539 HUNTINGTON NY 11743 SFD 6.875 6.500 $2,172.79 360 1-Dec-31 9901591 BOWIE MD 20720 SFD 7.000 6.500 $2,155.58 360 1-Dec-31 9901629 NATICK MA 01760 SFD 6.875 6.500 $3,626.25 360 1-Dec-31 9901652 JERICHO NY 11753 SFD 7.125 6.500 $3,099.11 360 1-Nov-31 9901678 CHATHAM NJ 07928 SFD 6.875 6.500 $2,299.25 360 1-Nov-31 9901708 LONG BEACH CA 90803 SFD 6.750 6.483 $3,962.93 360 1-Dec-31 9901767 SAN CLEMENTE CA 92672 PUD 7.000 6.500 $2,335.21 360 1-Nov-31 9901799 ENGLEWOOD CO 80111 SFD 7.125 6.500 $2,896.99 360 1-Dec-31 9901813 NAPERVILLE IL 60540 SFD 7.000 6.500 $2,868.78 360 1-Dec-31 9901851 SAN JOSE CA 95117 SFD 6.750 6.483 $2,817.51 360 1-Dec-31 9901871 POTOMAC MD 20854 SFD 6.875 6.500 $3,974.42 360 1-Dec-31 9901892 GAINESVILLE VA 20155 SFD 7.000 6.500 $2,375.13 360 1-Nov-31 9901910 VIENNA VA 22182 SFD 6.750 6.483 $2,696.55 360 1-Nov-31 9901936 CRYSTAL LAKE IL 60014 PUD 6.875 6.500 $2,039.11 360 1-Dec-31 9901970 NEW ROCHELLE NY 10804 SFD 6.875 6.500 $3,936.32 360 1-Dec-31 9902240 CHICAGO IL 60610 HCO 6.875 6.500 $2,181.00 360 1-Nov-31 9902248 ARLINGTON VA 22203 SFD 6.875 6.500 $2,038.58 360 1-Nov-31 9902249 OAKTON VA 22124 PUD 6.875 6.500 $4,268.72 360 1-Nov-31 9902256 MINEOLA NY 11501 SFD 6.875 6.500 $2,154.73 360 1-Dec-31 9902260 TORRANCE CA 90503 SFD 7.000 6.500 $2,474.93 360 1-Nov-31 9902263 SYOSSET NY 11791 LCO 6.875 6.500 $2,141.59 360 1-Nov-31 9902266 WANTAGH NY 11793 SFD 6.875 6.500 $2,594.87 360 1-Dec-31 9902276 ST. CHARLES IL 60174 SFD 6.875 6.500 $2,364.94 360 1-Nov-31 9902279 SAN CLEMENTE CA 92673 SFD 6.875 6.500 $3,310.92 360 1-Dec-31 9902415 DALLAS TX 75287 SFD 6.875 6.500 $2,754.83 360 1-Dec-31 9902487 WEST HARTFORD CT 06119 SFD 7.500 6.500 $3,146.47 360 1-Dec-31 9902539 WINDHAM NH 03087 SFD 7.250 6.500 $2,947.00 360 1-Nov-31 9902598 LINCOLNSHIRE IL 60069 SFD 6.875 6.500 $3,547.42 360 1-Dec-31 9902693 WASHINGTON DC 20011 SFD 6.875 6.500 $2,989.03 360 1-Nov-31 9902737 HERNDON VA 20170 SFD 6.875 6.500 $2,417.50 360 1-Dec-31 9902779 WESTON CT 06883 SFD 7.250 6.500 $2,796.92 360 1-Dec-31 9902866 EAST MEADOW NY 11554 SFD 7.000 6.500 $2,228.76 360 1-Dec-31 9902954 UNION CITY NJ 07087 LCO 7.625 6.500 $2,446.14 360 1-Nov-31 9902992 WAYNE IL 60184 SFD 6.875 6.500 $4,270.04 360 1-Nov-31 9903048 CLARK NJ 07066 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 9903084 PUTNAM VALLEY NY 10579 SFD 7.125 6.500 $2,334.43 360 1-Nov-31 9903085 LOS ANGELES CA 91304 SFD 7.375 6.500 $2,762.71 360 1-Jan-32 9903120 BETHESDA MD 20817 SFD 6.875 6.500 $2,512.75 360 1-Dec-31 9903181 NEW YORK NY 10021 HCO 6.875 6.500 $2,466.77 360 1-Dec-31 9903408 PLEASANTON CA 94566 SFD 7.375 6.500 $1,968.43 360 1-Jan-32 9903802 PALATINE IL 60074 SFD 7.000 6.500 $2,584.70 360 1-Dec-31 9903893 WINFIELD IL 60190 SFD 6.875 6.500 $2,207.28 360 1-Nov-31 9903912 SAN PEDRO CA 90731 SFD 6.875 6.500 $2,286.11 360 1-Nov-31 9903917 SAN CLEMENTE CA 92672 LCO 6.875 6.500 $2,788.66 360 1-Nov-31 9903932 SCARSDALE NY 10583 SFD 6.875 6.500 $2,381.76 360 1-Nov-31 9903944 EDGEWATER MD 21037 SFD 6.875 6.500 $3,678.80 360 1-Nov-31 9903952 WEST CHESTER PA 19382 SFD 7.375 6.500 $3,211.64 360 1-Nov-31 9903998 CUPERTINO CA 95014 SFD 7.000 6.500 $3,326.51 360 1-Nov-31 9904090 MARIETTA GA 30066 SFD 6.750 6.483 $2,412.78 360 1-Dec-31 9904427 OAK PARK IL 60302 SFD 7.000 6.500 $2,335.22 360 1-Dec-31 9904915 CHICAGO IL 60614 SFD 8.125 6.500 $4,825.87 360 1-Nov-31 9905276 CALDWELL ID 83607 SFD 6.750 6.483 $2,215.61 360 1-Jan-32 9905483 OMAHA NE 68122 SFD 6.875 6.500 $2,759.10 360 1-Nov-31 9906177 PEPPERELL MA 01463 SFD 7.000 6.500 $2,328.56 360 1-Dec-31 9906206 ORINDA CA 94563 SFD 6.875 6.500 $3,678.80 360 1-Dec-31 9906636 VIENNA VA 22182 PUD 6.875 6.500 $2,304.51 360 1-Dec-31 9906644 ROCKVILLE MD 20850 PUD 7.125 6.500 $2,159.60 360 1-Dec-31 9906662 OJAI CA 93023 SFD 7.000 6.500 $3,326.51 360 1-Dec-31 9906694 EASTON CT 06612 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 9906704 ROWLETT TX 75088 SFD 6.750 6.483 $2,153.35 360 1-Dec-31 9906718 WHITE TWP NJ 07823 SFD 7.000 6.500 $2,794.27 360 1-Dec-31 9906758 ALAMEDA CA 94501 MF2 6.875 6.500 $3,284.64 360 1-Dec-31 9907451 STEVENSON RAN CA 91381 SFD 7.000 6.500 $2,963.59 360 1-Jan-32 9908002 LEESBURG VA 20175 SFD 6.750 6.483 $2,026.87 360 1-Dec-31 9908012 LOUISVILLE KY 40241 SFD 7.000 6.500 $1,916.07 360 1-Dec-31 9908097 CARROLLTON TX 75007 SFD 7.375 6.500 $2,386.97 360 1-Dec-31 9908132 SEATTLE WA 98103 SFD 6.875 6.500 $3,140.12 360 1-Dec-31 9908205 CONCORD MA 01742 LCO 7.000 6.500 $2,469.94 360 1-Dec-31 9908237 NEW CITY NY 10956 SFD 6.875 6.500 $2,548.88 360 1-Dec-31 9908303 STAFFORD VA 22554 SFD 7.000 6.500 $2,128.97 360 1-Nov-31 9908337 WOODSTOCK GA 30188 SFD 6.750 6.483 $2,338.20 360 1-Dec-31 9908387 POWAY CA 92064 SFD 6.750 6.483 $2,991.66 360 1-Dec-31 9908393 LOUISVILLE KY 40222 SFD 6.750 6.483 $6,485.98 360 1-Dec-31 9908419 REDONDO BEACH CA 90277 SFD 7.250 6.500 $2,489.94 360 1-Nov-31 9908422 WILTON CT 06897 LCO 6.875 6.500 $2,389.58 360 1-Dec-31 9908450 ROLLING HILLS ES ARE 90274 SFD 7.000 6.500 $2,308.60 360 1-Nov-31 9908506 ROSWELL GA 30075 SFD 6.750 6.483 $2,153.35 360 1-Dec-31 9908514 HUDSON OH 44236 SFD 6.750 6.483 $2,432.25 360 1-Dec-31 9908533 BETHESDA MD 20817 SFD 6.750 6.483 $3,898.07 360 1-Dec-31 9908571 CASTRO VALLEY CA 94552 SFD 6.875 6.500 $3,426.54 360 1-Dec-31 9908584 REDMOND WA 98053 SFD 6.750 6.483 $2,220.80 360 1-Dec-31 9908604 SEATTLE WA 98112 SFD 6.875 6.500 $2,945.67 360 1-Dec-31 9908623 WALNUT CREEK CA 94598 SFD 6.750 6.483 $2,788.97 360 1-Nov-31 9908644 LOS GATOS CA 95030 SFD 7.000 6.500 $4,166.46 360 1-Dec-31 9908667 DAVIDSONVILLE MD 21035 SFD 6.750 6.483 $3,995.36 360 1-Nov-31 9908713 COLORADO SPRI CO 80919 SFD 6.875 6.500 $4,464.49 360 1-Dec-31 9909262 CARLSBAD CA 92009 SFD 7.000 6.500 $2,674.52 360 1-Dec-31 9909263 RALEIGH NC 27609 SFD 6.750 6.483 $2,594.39 360 1-Dec-31 9909279 WASHINGTON DC 20015 SFD 6.875 6.500 $2,194.14 360 1-Dec-31 9909306 BETHESDA MD 20817 SFD 6.750 6.483 $4,215.89 360 1-Dec-31 9909333 SAN CARLOS CA 94070 SFD 6.875 6.500 $2,837.93 360 1-Dec-31 9909344 HOUSTON TX 77005 SFD 6.750 6.483 $2,711.14 360 1-Dec-31 9909351 ANNAPOLIS MD 21405 SFD 6.750 6.483 $2,399.81 360 1-Dec-31 9909367 CORTLAND MANO NY 10567 SFD 7.000 6.500 $2,305.27 360 1-Dec-31 9909376 CARPENTERIA CA 93013 SFD 6.875 6.500 $3,074.43 360 1-Dec-31 9909384 LAFAYETTE CO 80026 SFD 6.875 6.500 $2,640.85 360 1-Dec-31 9909386 MONTGOMERY TX 77356 SFD 6.750 6.483 $3,936.02 360 1-Dec-31 9909397 EDMOND OK 73034 SFD 7.125 6.500 $3,041.84 360 1-Dec-31 9909399 FOSTER CITY CA 94404 SFD 7.125 6.500 $2,344.54 360 1-Dec-31 9909414 LOUISVILLE CO 80027 SFD 6.750 6.483 $2,399.81 360 1-Dec-31 9909439 FLAGSTAFF AZ 86001 SFD 6.875 6.500 $3,317.49 360 1-Dec-31 9909473 WILMINGTON NC 28411 SFD 6.875 6.500 $3,632.82 360 1-Dec-31 9910014 BRECKSVILLE OH 44141 SFD 7.125 6.500 $2,553.06 360 1-Nov-31 9910164 WALNUT CREEK CA 94596 LCO 6.750 6.483 $2,464.67 360 1-Dec-31 9910449 MORRRISTOWN NJ 07960 SFD 6.875 6.500 $2,023.34 360 1-Dec-31 9911121 GREAT FALLS VA 22066 SFD 6.750 6.483 $2,923.88 360 1-Dec-31 9912102 MAHWAH NJ 07430 LCO 6.750 6.483 $2,464.67 360 1-Jan-32 9912210 NEW YORK NY 10025 SFD 7.000 6.500 $2,235.42 360 1-Jan-32 9916916 LAS FLORES CA 92688 PUD 6.750 6.483 $2,724.11 360 1-Dec-31 9916924 MILL VALLEY CA 94941 SFD 6.750 6.483 $3,859.16 360 1-Jan-32 9916935 HENDERSON NV 89014 PUD 6.750 6.483 $2,133.89 360 1-Dec-31 9916975 SANTA ROSA CA 95403 SFD 6.750 6.483 $2,114.43 360 1-Dec-31 9916991 SANTA ROSA CA 95403 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 9917078 CAMPBELL CA 95008 LCO 7.000 6.500 $2,295.29 360 1-Dec-31 9917099 BELMONT CA 94002 SFD 7.000 6.500 $3,991.82 360 1-Dec-31 9917119 ORANGE CA 92869 SFD 6.750 6.483 $2,289.55 360 1-Dec-31 9917135 SANTA CLARA CA 95051 SFD 6.750 6.483 $2,229.88 360 1-Dec-31 9917778 LONG BEACH CA 90803 SFD 6.875 6.500 $2,529.18 360 1-Dec-31 9918255 EL CERRITO CA 94530 SFD 6.875 6.500 $3,758.29 360 1-Dec-31 9918437 GRANADA HILLS CA 91344 SFD 7.000 6.500 $2,937.98 360 1-Dec-31 9918480 LONG BEACH CA 90803 MF2 6.750 6.483 $2,536.02 360 1-Dec-31 9918501 NEVADA CITY CA 95959 SFD 6.750 6.483 $2,205.23 360 1-Dec-31 9918549 REDONDO BEACH CA 90278 LCO 7.000 6.500 $2,102.36 360 1-Dec-31 9920142 YORBA LINDA CA 92887 PUD 6.875 6.500 $2,726.26 360 1-Dec-31 9922596 PENNGROVE CA 94951 SFD 6.875 6.500 $2,082.47 360 1-Dec-31 9923939 PARADISE VALL AZ 85253 SFD 7.000 6.500 $2,295.96 360 1-Jan-32
COUNT: 2037 WAC: 6.930134745 WAM: 357.4256798 WALTV: 64.95512091 WFMBS 2002-04 EXHIBIT F-1B GROUP II LOANS (continued) 30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ix) (x) (xi) (xii) (xiii) (xv) (xvi) --------------------------------------------------------------------------------------------------------- CUT-OFF MORTGAGE DATE MORTGAGE MASTER FIXED LOAN PRINCIPAL INSURANCE SERVICE SERVICE RETAINED NUMBER BALANCE LTV SUBSIDY CODE FEE FEE YIELD ---------------------------------------------------------------------------------------------------------- 0077435 $474,651.74 59.48 0.250 0.017 0.358 0101454 $451,173.23 80.00 0.250 0.017 0.233 3854535 $310,740.57 76.10 0.250 0.017 0.483 4242853 $310,553.28 95.00 01 0.250 0.017 0.983 4246174 $324,140.92 64.36 0.250 0.017 1.358 4247538 $648,877.57 54.17 0.250 0.017 0.000 4247815 $375,670.78 70.99 0.250 0.017 0.108 4254350 $428,055.12 66.15 0.250 0.017 0.733 4255868 $307,535.83 79.90 0.250 0.017 0.858 4256494 $478,143.00 80.00 0.250 0.017 0.233 4262220 $470,438.52 85.00 11 0.250 0.017 1.108 4269235 $307,598.29 38.56 0.250 0.017 0.858 4274134 $393,677.03 71.12 0.250 0.017 0.233 4274153 $450,000.00 75.00 0.250 0.017 0.858 4276006 $499,609.94 47.62 0.250 0.017 0.483 4281932 $500,000.00 64.58 0.250 0.017 0.233 4282747 $333,159.45 72.55 0.250 0.017 0.000 4284679 $277,964.33 80.00 FX30YR 0.250 0.017 0.483 4289535 $409,010.53 73.21 0.250 0.017 0.358 4292092 $439,630.34 80.00 0.250 0.017 0.108 4292184 $453,589.58 64.49 0.250 0.017 0.000 4292457 $367,675.32 51.47 0.250 0.017 0.000 4294651 $396,916.43 74.32 0.250 0.017 0.000 4294984 $608,000.00 80.00 0.250 0.017 0.000 4296542 $449,631.13 63.38 0.250 0.017 0.233 4297284 $646,942.51 70.00 0.250 0.017 0.000 4297955 $314,000.00 80.00 0.250 0.017 0.000 4312503 $432,000.00 28.33 0.250 0.017 0.233 4314864 $345,000.00 75.00 0.250 0.017 0.233 4317599 $304,878.47 90.00 24 0.250 0.017 0.858 4318415 $321,500.00 79.38 0.250 0.017 0.108 4320621 $312,096.34 78.09 0.250 0.017 0.483 4320721 $509,201.87 57.95 0.250 0.017 0.483 4321827 $333,712.43 51.38 0.250 0.017 0.000 4321916 $625,000.00 56.82 0.250 0.017 0.233 4322875 $308,000.00 80.00 0.250 0.017 0.233 4323480 $576,000.00 67.76 0.250 0.017 0.108 4327098 $609,487.52 55.45 0.250 0.017 0.108 4330425 $309,758.17 44.93 0.250 0.017 0.483 4330784 $98,060.31 89.29 11 0.250 0.017 0.483 4334479 $494,573.81 57.23 0.250 0.017 0.000 4335375 $415,000.00 77.57 0.250 0.017 0.000 4338209 $451,620.26 65.99 0.250 0.017 0.108 4339546 $329,736.11 75.00 0.250 0.017 0.358 4340700 $329,443.92 73.33 0.250 0.017 0.108 4341625 $396,000.00 60.00 0.250 0.017 0.108 4342026 $566,928.91 80.00 0.250 0.017 0.233 4342662 $346,000.00 62.91 0.250 0.017 0.108 4342893 $514,500.00 56.54 0.250 0.017 0.358 4344919 $395,020.50 80.00 0.250 0.017 0.233 4348121 $384,668.52 44.77 0.250 0.017 0.000 4348487 $447,623.62 45.95 0.250 0.017 0.108 4350713 $379,390.44 79.17 0.250 0.017 0.358 4352261 $649,453.92 59.09 0.250 0.017 0.108 4354350 $339,122.06 85.00 12 0.250 0.017 0.483 4354554 $381,930.48 90.00 01 0.250 0.017 0.733 4355387 $391,800.00 85.36 13 0.250 0.017 0.108 4356372 $475,308.77 74.38 0.250 0.017 0.858 4356901 $345,800.00 67.54 0.250 0.017 0.358 4356982 $629,470.73 54.78 0.250 0.017 0.108 4357279 $336,168.51 79.99 0.250 0.017 0.000 4357420 $365,684.88 66.55 0.250 0.017 0.000 4357789 $366,684.02 31.91 0.250 0.017 0.000 4357826 $349,000.00 63.11 0.250 0.017 0.108 4359437 $375,000.00 62.50 0.250 0.017 0.108 4359494 $399,374.02 58.82 0.250 0.017 0.483 4359699 $306,000.00 67.11 0.250 0.017 0.000 4360221 $319,756.50 50.00 0.250 0.017 0.608 4361272 $332,500.00 70.00 0.250 0.017 0.108 4361608 $750,000.00 41.67 0.250 0.017 0.000 4361724 $323,000.00 64.60 0.250 0.017 0.000 4362017 $416,000.00 63.03 0.250 0.017 0.108 4362121 $304,000.00 68.31 0.250 0.017 0.108 4362425 $999,219.91 66.67 0.250 0.017 0.483 4362452 $308,983.74 79.99 0.250 0.017 0.000 4362504 $442,387.08 73.79 0.250 0.017 0.233 4363066 $600,000.00 37.50 0.250 0.017 0.108 4363413 $355,433.00 77.27 0.250 0.017 0.000 4363966 $319,460.78 70.33 0.250 0.017 0.108 4364021 $353,501.64 80.00 0.250 0.017 0.108 4364192 $998,314.94 39.28 0.250 0.017 0.108 4364247 $292,004.48 94.99 06 0.250 0.017 0.108 4364552 $360,000.00 69.90 0.250 0.017 0.108 4365523 $406,666.39 68.98 0.250 0.017 0.233 4365663 $385,450.00 66.43 0.250 0.017 0.108 4366224 $334,745.08 62.04 0.250 0.017 0.608 4366295 $397,957.07 36.21 0.250 0.017 0.000 4366398 $500,000.00 67.30 FX30YR 0.250 0.017 0.000 4366446 $593,536.62 69.88 0.250 0.017 0.483 4367035 $354,430.52 68.01 0.250 0.017 0.358 4367148 $399,655.61 40.00 0.250 0.017 0.000 4367188 $369,500.00 72.45 0.250 0.017 0.108 4367295 $337,366.41 79.71 0.250 0.017 0.000 4367982 $365,999.75 90.00 01 0.250 0.017 0.233 4368020 $824,323.75 75.00 0.250 0.017 0.233 4368608 $322,500.00 75.00 0.250 0.017 0.108 4370776 $319,737.70 80.00 0.250 0.017 0.233 4370935 $414,659.82 62.88 0.250 0.017 0.233 4371455 $620,000.00 47.69 0.250 0.017 0.233 4371606 $427,640.42 59.44 0.250 0.017 0.108 4371934 $359,422.51 80.00 0.250 0.017 0.358 4372158 $460,852.84 80.00 0.250 0.017 0.000 4372249 $529,565.57 75.71 0.250 0.017 0.233 4372369 $328,766.70 80.00 0.250 0.017 0.000 4372385 $649,453.92 67.71 0.250 0.017 0.108 4372466 $450,800.00 65.33 GD 1YR 0.250 0.017 0.000 4373160 $475,000.00 74.80 0.250 0.017 0.000 4373436 $499,579.94 56.50 0.250 0.017 0.108 4373770 $477,588.45 75.87 0.250 0.017 0.000 4374006 $534,561.46 66.88 0.250 0.017 0.233 4374303 $452,619.42 48.45 0.250 0.017 0.108 4374317 $450,000.00 73.77 0.250 0.017 0.000 4374375 $644,458.11 43.73 0.250 0.017 0.108 4374558 $375,084.61 72.19 0.250 0.017 0.108 4374637 $455,616.90 80.00 0.250 0.017 0.108 4375355 $404,000.00 80.00 0.250 0.017 0.000 4375451 $580,000.00 82.27 24 0.250 0.017 0.108 4375492 $419,309.44 68.85 0.250 0.017 0.233 4375555 $399,663.95 60.61 0.250 0.017 0.108 4375647 $600,000.00 52.17 0.250 0.017 0.108 4375679 $322,721.90 70.22 0.250 0.017 0.000 4375936 $316,000.00 44.20 0.250 0.017 0.000 4376065 $379,672.82 48.72 0.250 0.017 0.000 4376193 $434,634.54 56.49 0.250 0.017 0.108 4376781 $402,693.34 78.40 0.250 0.017 0.608 4377005 $528,087.73 70.00 0.250 0.017 0.483 4377250 $648,931.28 61.90 0.250 0.017 0.233 4377364 $319,499.22 80.00 0.250 0.017 0.483 4377400 $396,666.47 61.08 0.250 0.017 0.108 4377769 $318,500.00 82.73 06 0.250 0.017 0.733 4377813 $460,000.00 57.50 0.250 0.017 0.000 4377829 $342,948.97 67.35 0.250 0.017 0.358 4377834 $429,161.94 67.72 0.250 0.017 0.108 4377871 $644,884.49 85.00 06 0.250 0.017 0.000 4378061 $305,900.00 60.57 0.250 0.017 0.000 4378460 $447,623.63 80.00 0.250 0.017 0.108 4378677 $364,369.72 54.89 0.250 0.017 0.000 4378678 $491,976.05 61.55 0.250 0.017 0.000 4378714 $409,655.55 59.85 0.250 0.017 0.108 4379172 $391,339.46 80.00 0.250 0.017 0.108 4379199 $420,000.00 42.00 0.250 0.017 0.000 4379505 $558,750.00 75.00 0.250 0.017 0.608 4379689 $359,334.00 80.00 0.250 0.017 0.358 4379707 $551,092.42 80.00 0.250 0.017 0.233 4379859 $361,846.79 80.00 0.250 0.017 0.608 4380095 $390,000.00 40.63 0.250 0.017 0.358 4380249 $450,000.00 72.58 0.250 0.017 0.233 4380300 $327,000.00 24.22 0.250 0.017 0.108 4380373 $496,582.46 66.27 0.250 0.017 0.108 4380494 $489,977.77 58.38 0.250 0.017 0.000 4380546 $449,621.95 55.42 0.250 0.017 0.108 4380704 $360,000.00 67.35 0.250 0.017 0.000 4380836 $359,690.04 68.57 0.250 0.017 0.000 4381018 $485,591.71 64.37 0.250 0.017 0.108 4381026 $516,365.82 54.12 0.250 0.017 0.108 4381685 $402,677.72 51.01 0.250 0.017 0.358 4381693 $364,000.00 62.76 0.250 0.017 0.000 4381831 $345,496.00 72.74 0.250 0.017 0.108 4382475 $570,508.38 69.98 0.250 0.017 0.000 4382521 $649,453.92 68.78 0.250 0.017 0.108 4382720 $494,573.82 67.35 0.250 0.017 0.000 4383722 $385,000.00 62.10 0.250 0.017 0.108 4384337 $569,196.25 61.62 0.250 0.017 0.000 4384396 $524,547.99 70.00 0.250 0.017 0.000 4384486 $993,680.81 53.79 0.250 0.017 0.608 4384501 $336,000.00 80.00 0.250 0.017 0.108 4384722 $381,745.05 80.00 0.250 0.017 0.000 4384785 $355,700.91 41.40 0.250 0.017 0.108 4384858 $372,700.00 74.54 0.250 0.017 0.233 4385044 $329,722.76 50.77 0.250 0.017 0.108 4385106 $476,000.00 80.00 0.250 0.017 0.108 4385186 $327,717.59 80.00 0.250 0.017 0.000 4385278 $340,000.00 56.67 0.250 0.017 0.108 4385340 $635,000.00 45.36 0.250 0.017 0.000 4385370 $449,295.80 64.29 0.250 0.017 0.483 4385437 $380,000.00 73.79 0.250 0.017 0.233 4385632 $384,946.22 60.47 0.250 0.017 0.108 4385654 $301,219.14 68.64 0.250 0.017 0.358 4385669 $455,000.00 67.91 GD 3YR 0.250 0.017 0.000 4386155 $364,000.00 69.00 0.250 0.017 0.108 4386321 $406,000.00 69.40 0.250 0.017 0.108 4386460 $311,731.37 67.83 0.250 0.017 0.000 4386493 $541,733.18 60.11 0.250 0.017 0.000 4386891 $423,285.53 77.93 0.250 0.017 0.108 4386916 $989,168.28 40.00 0.250 0.017 0.108 4386932 $499,569.50 72.46 0.250 0.017 0.000 4387016 $599,508.18 80.00 0.250 0.017 0.233 4387043 $369,200.00 79.40 0.250 0.017 0.108 4387111 $320,919.00 71.32 0.250 0.017 0.000 4387427 $492,575.54 68.00 0.250 0.017 0.000 4387477 $345,000.00 75.00 0.250 0.017 0.000 4387571 $618,665.00 67.39 0.250 0.017 0.000 4387590 $403,824.80 65.53 0.250 0.017 0.000 4387637 $474,610.64 67.86 0.250 0.017 0.233 4387855 $477,992.28 64.27 0.250 0.017 0.108 4388211 $439,847.97 64.81 0.250 0.017 0.000 4388382 $464,637.26 75.00 0.250 0.017 0.483 4388567 $904,220.81 56.56 0.250 0.017 0.000 4388827 $493,085.41 83.64 11 0.250 0.017 0.108 4389012 $361,000.00 74.43 0.250 0.017 0.108 4389210 $514,000.00 79.08 0.250 0.017 0.108 4389569 $344,000.00 69.92 0.250 0.017 0.108 4390023 $340,720.48 60.89 0.250 0.017 0.233 4390221 $370,937.16 75.00 0.250 0.017 0.108 4390919 $513,568.17 63.46 0.250 0.017 0.108 4390949 $650,000.00 74.29 0.250 0.017 0.000 4390991 $397,000.00 78.93 0.250 0.017 0.233 4391302 $463,628.95 80.00 0.250 0.017 0.358 4391457 $338,500.00 76.93 0.250 0.017 0.233 4391475 $759,377.03 74.51 0.250 0.017 0.233 4391980 $363,371.44 80.00 0.250 0.017 0.000 4392041 $340,000.00 64.76 0.250 0.017 0.233 4392396 $449,612.56 56.25 0.250 0.017 0.000 4392740 $475,000.00 68.84 0.250 0.017 0.108 4393301 $338,000.00 74.78 0.250 0.017 0.233 4393561 $387,000.00 41.61 0.250 0.017 0.108 4394997 $710,387.84 51.15 0.250 0.017 0.000 4395104 $400,000.00 74.07 0.250 0.017 0.000 4395355 $900,000.00 54.71 0.250 0.017 0.000 4395974 $427,500.00 75.00 0.250 0.017 0.108 4396137 $483,242.60 80.00 0.250 0.017 0.483 4396360 $500,000.00 60.61 0.250 0.017 0.000 4396379 $900,000.00 52.94 0.250 0.017 0.233 4396443 $389,157.19 76.30 0.250 0.017 0.233 4396534 $399,672.12 68.38 0.250 0.017 0.233 4396614 $499,569.50 16.67 0.250 0.017 0.000 4396927 $391,694.20 80.00 0.250 0.017 0.483 4397484 $387,000.00 53.01 0.250 0.017 0.233 4397685 $404,651.30 50.63 0.250 0.017 0.000 4397771 $609,474.80 61.00 0.250 0.017 0.000 4398078 $409,646.99 54.30 0.250 0.017 0.000 4398160 $565,301.30 49.87 0.250 0.017 0.233 4398200 $438,557.61 43.89 0.250 0.017 0.483 4398487 $449,621.95 57.79 0.250 0.017 0.108 4398571 $528,000.00 80.00 0.250 0.017 0.108 4398662 $388,000.00 26.76 0.250 0.017 0.000 4398695 $994,752.37 56.98 0.250 0.017 0.483 4398833 $302,000.00 49.51 0.250 0.017 0.000 4398854 $399,655.60 51.61 0.250 0.017 0.000 4398877 $459,000.00 57.38 0.250 0.017 0.000 4398925 $388,000.00 80.00 0.250 0.017 0.108 4399089 $319,431.15 36.57 0.250 0.017 0.108 4399254 $650,000.00 48.15 0.250 0.017 0.000 4399538 $799,000.00 79.96 0.250 0.017 0.108 4399567 $332,227.44 79.17 0.250 0.017 0.233 4399642 $565,000.00 47.08 0.250 0.017 0.108 4399768 $539,535.07 66.26 0.250 0.017 0.000 4399934 $329,600.00 76.83 0.250 0.017 0.108 4400010 $420,000.00 80.00 0.250 0.017 0.233 4400235 $421,645.47 65.94 0.250 0.017 0.108 4400383 $303,000.00 75.75 0.250 0.017 0.483 4400403 $335,717.71 76.36 0.250 0.017 0.108 4400410 $444,616.86 79.89 0.250 0.017 0.000 4400560 $461,488.21 79.21 0.250 0.017 0.358 4400820 $634,453.28 63.50 0.250 0.017 0.000 4400863 $374,684.96 70.04 0.250 0.017 0.108 4400977 $413,652.19 80.00 0.250 0.017 0.108 4401084 $299,747.96 66.67 0.250 0.017 0.108 4401249 $525,000.00 35.59 0.250 0.017 0.000 4401328 $371,502.67 48.29 0.250 0.017 0.358 4401462 $949,240.30 59.38 0.250 0.017 0.358 4401502 $547,572.50 80.00 0.250 0.017 0.483 4401744 $999,139.01 62.89 0.250 0.017 0.000 4401770 $324,000.00 52.26 0.250 0.017 0.108 4402123 $382,170.67 75.00 0.250 0.017 0.000 4402247 $542,500.00 69.95 0.250 0.017 0.000 4402252 $346,722.51 70.10 0.250 0.017 0.358 4402443 $375,000.00 28.85 0.250 0.017 0.358 4402468 $309,745.89 65.26 0.250 0.017 0.233 4402974 $607,476.52 67.56 0.250 0.017 0.000 4403195 $580,000.00 59.49 0.250 0.017 0.000 4403249 $552,600.00 52.38 0.250 0.017 0.000 4403528 $795,500.00 74.87 0.250 0.017 0.233 4403541 $440,000.00 68.75 0.250 0.017 0.108 4403604 $390,863.18 80.00 0.250 0.017 0.000 4403624 $350,502.06 90.00 01 0.250 0.017 0.608 4403633 $401,000.00 49.51 0.250 0.017 0.000 4403664 $390,671.51 50.91 0.250 0.017 0.108 4403844 $379,672.82 69.72 0.250 0.017 0.000 4404015 $979,156.23 61.25 0.250 0.017 0.000 4404061 $437,141.38 70.00 0.250 0.017 0.233 4404149 $464,599.65 63.70 0.250 0.017 0.000 4404189 $517,925.78 79.82 0.250 0.017 0.108 4404219 $349,713.11 63.64 0.250 0.017 0.233 4404826 $325,276.50 79.99 0.250 0.017 0.108 4404863 $385,675.71 42.89 0.250 0.017 0.108 4404897 $400,000.00 60.61 0.250 0.017 0.108 4404993 $507,562.08 66.84 0.250 0.017 0.000 4405174 $400,000.00 63.90 0.250 0.017 0.108 4405469 $391,686.52 80.00 0.250 0.017 0.358 4405481 $421,000.00 67.36 0.250 0.017 0.108 4405488 $349,249.05 56.38 0.250 0.017 0.000 4405602 $641,447.25 54.41 0.250 0.017 0.000 4405696 $306,735.68 42.34 0.250 0.017 0.000 4405758 $314,754.27 78.36 0.250 0.017 0.483 4405776 $439,140.39 79.41 0.250 0.017 0.000 4405819 $601,000.00 46.23 0.250 0.017 0.233 4405877 $624,400.00 70.00 0.250 0.017 0.000 4405937 $439,639.33 51.76 0.250 0.017 0.233 4406389 $624,595.73 80.00 0.250 0.017 0.108 4406471 $404,350.30 54.00 0.250 0.017 0.358 4406512 $366,684.02 54.37 0.250 0.017 0.000 4406539 $622,489.33 79.98 0.250 0.017 0.233 4406621 $875,000.00 74.47 0.250 0.017 0.233 4407515 $328,000.00 80.00 0.250 0.017 0.108 4407807 $349,698.65 45.87 0.250 0.017 0.000 4407824 $649,440.36 75.58 0.250 0.017 0.000 4407877 $315,000.00 90.00 24 0.250 0.017 0.000 4408438 $340,000.00 80.00 0.250 0.017 0.608 4408616 $345,000.00 72.63 0.250 0.017 0.108 4408964 $393,677.03 57.94 0.250 0.017 0.233 4409051 $385,168.09 59.31 0.250 0.017 0.000 4409168 $571,500.00 75.40 0.250 0.017 0.000 4409180 $412,800.00 80.00 0.250 0.017 0.608 4409289 $549,526.46 74.83 0.250 0.017 0.000 4409310 $463,900.00 34.36 0.250 0.017 0.000 4409326 $600,000.00 60.00 0.250 0.017 0.000 4409485 $351,704.28 64.00 0.250 0.017 0.108 4409691 $899,225.11 80.00 0.250 0.017 0.000 4409897 $405,200.00 66.98 0.250 0.017 0.000 4409943 $599,495.92 54.55 0.250 0.017 0.108 4410014 $405,000.00 72.32 0.250 0.017 0.108 4410237 $649,440.36 53.49 0.250 0.017 0.000 4410268 $349,713.11 58.02 0.250 0.017 0.233 4410269 $419,638.38 40.00 0.250 0.017 0.000 4410847 $315,000.00 72.41 0.250 0.017 0.483 4411118 $374,677.14 75.97 0.250 0.017 0.000 4411147 $350,000.00 63.41 0.250 0.017 0.000 4411493 $490,000.00 67.12 0.250 0.017 0.000 4411583 $371,522.31 53.91 0.250 0.017 0.000 4411653 $385,000.00 50.66 0.250 0.017 0.108 4411712 $468,000.00 80.00 0.250 0.017 0.483 4411755 $422,000.00 52.75 0.250 0.017 0.233 4411844 $649,453.92 56.52 0.250 0.017 0.108 4412129 $375,000.00 49.34 0.250 0.017 0.483 4412242 $299,754.09 18.46 0.250 0.017 0.233 4412379 $340,000.00 79.07 0.250 0.017 0.233 4412382 $352,000.00 80.00 0.250 0.017 0.000 4412489 $345,000.00 45.45 0.250 0.017 0.000 4412846 $410,000.00 50.37 0.250 0.017 0.108 4413292 $893,230.28 47.05 0.250 0.017 0.000 4413424 $380,000.00 43.68 0.250 0.017 0.233 4413560 $493,000.00 61.63 0.250 0.017 0.108 4413770 $497,082.03 35.54 0.250 0.017 0.108 4414016 $397,000.00 46.71 0.250 0.017 0.483 4414027 $599,475.00 43.32 0.250 0.017 0.000 4414144 $416,500.00 70.00 0.250 0.017 0.000 4414307 $790,000.00 65.29 0.250 0.017 0.233 4414433 $507,164.76 70.56 0.250 0.017 0.233 4414575 $327,447.30 80.00 0.250 0.017 0.108 4414781 $492,000.00 80.00 0.250 0.017 0.108 4415217 $649,440.36 59.09 0.250 0.017 0.000 4415246 $476,000.00 80.00 0.250 0.017 0.108 4415252 $399,663.95 50.96 0.250 0.017 0.108 4415253 $517,600.00 80.00 0.250 0.017 0.000 4415575 $479,616.15 80.00 0.250 0.017 0.358 4415891 $424,634.09 49.51 0.250 0.017 0.000 4415929 $342,661.88 79.99 0.250 0.017 0.108 4416134 $649,440.36 41.94 0.250 0.017 0.000 4416261 $440,620.31 70.00 0.250 0.017 0.000 4416280 $608,893.32 79.79 0.250 0.017 0.108 4416408 $510,000.00 35.17 0.250 0.017 0.108 4416450 $360,711.31 69.16 0.250 0.017 0.358 4416483 $311,265.41 80.00 0.250 0.017 0.483 4416573 $650,000.00 69.89 0.250 0.017 0.000 4416642 $357,392.02 78.96 0.250 0.017 0.000 4416788 $940,189.82 74.98 0.250 0.017 0.000 4416806 $609,487.52 64.21 0.250 0.017 0.108 4416943 $599,495.92 50.00 0.250 0.017 0.108 4416965 $364,386.00 67.54 0.250 0.017 0.000 4416995 $303,750.81 80.00 0.250 0.017 0.233 4417094 $360,000.00 80.00 0.250 0.017 0.000 4417104 $361,000.00 65.64 0.250 0.017 0.000 4417107 $364,000.00 78.28 0.250 0.017 0.000 4417355 $525,000.00 59.19 0.250 0.017 0.000 4417448 $315,734.52 69.91 0.250 0.017 0.108 4417733 $581,498.90 67.28 0.250 0.017 0.000 4417746 $517,554.01 70.00 0.250 0.017 0.000 4417807 $905,000.00 74.06 0.250 0.017 0.000 4417871 $648,877.57 61.90 0.250 0.017 0.000 4417896 $509,581.95 73.49 0.250 0.017 0.233 4417904 $394,659.91 60.77 0.250 0.017 0.000 4418068 $387,374.03 65.76 0.250 0.017 0.108 4418295 $340,000.00 48.57 0.250 0.017 0.233 4418439 $363,708.91 56.61 0.250 0.017 0.358 4418561 $439,321.16 52.38 0.250 0.017 0.000 4418717 $447,750.00 59.70 0.250 0.017 0.000 4418730 $383,669.38 80.00 0.250 0.017 0.000 4418888 $525,000.00 70.00 0.250 0.017 0.000 4418890 $382,000.00 79.58 0.250 0.017 0.733 4418926 $312,000.00 74.29 0.250 0.017 0.000 4419011 $449,612.55 55.90 0.250 0.017 0.000 4419016 $599,495.93 38.71 0.250 0.017 0.108 4419075 $324,758.80 66.33 0.250 0.017 0.733 4419198 $476,399.43 79.99 0.250 0.017 0.108 4419267 $443,118.15 65.22 0.250 0.017 0.000 4419389 $832,350.18 27.77 0.250 0.017 0.483 4419466 $349,705.96 30.97 0.250 0.017 0.108 4420028 $468,000.00 57.07 0.250 0.017 0.000 4420075 $749,354.26 60.00 0.250 0.017 0.000 4420257 $414,659.82 55.33 0.250 0.017 0.233 4420383 $338,000.00 61.45 0.250 0.017 0.000 4420521 $794,332.11 64.90 0.250 0.017 0.108 4420531 $474,101.36 80.00 0.250 0.017 0.108 4420656 $360,732.09 95.00 11 0.250 0.017 0.733 4420711 $748,355.13 70.00 0.250 0.017 0.000 4420975 $510,000.00 30.21 0.250 0.017 0.983 4421124 $404,659.74 45.00 0.250 0.017 0.108 4421206 $549,526.46 29.33 0.250 0.017 0.000 4421275 $493,000.00 69.93 0.250 0.017 0.000 4421394 $869,321.31 64.93 0.250 0.017 0.483 4421535 $644,444.67 64.82 0.250 0.017 0.000 4421540 $293,102.75 69.29 0.250 0.017 0.108 4421633 $305,736.53 80.00 0.250 0.017 0.000 4421689 $428,500.00 77.91 GD 3YR 0.250 0.017 0.000 4421891 $342,000.00 61.62 0.250 0.017 0.000 4421977 $360,000.00 43.64 0.250 0.017 0.000 4422083 $364,186.16 64.74 0.250 0.017 0.000 4422239 $571,531.13 68.50 0.250 0.017 0.233 4422393 $389,664.21 54.93 0.250 0.017 0.000 4422706 $525,000.00 77.09 0.250 0.017 0.108 4422711 $410,893.42 42.26 0.250 0.017 0.000 4422751 $340,000.00 80.00 0.250 0.017 0.000 4422797 $575,000.00 50.88 0.250 0.017 0.108 4422869 $490,000.00 70.00 0.250 0.017 0.000 4423036 $940,261.00 70.00 0.250 0.017 0.358 4423065 $551,569.39 48.00 0.250 0.017 0.483 4423248 $343,500.00 76.33 GD 1YR 0.250 0.017 0.108 4423379 $354,000.00 48.83 0.250 0.017 0.108 4423418 $545,000.00 23.19 0.250 0.017 0.000 4423526 $326,738.50 68.13 0.250 0.017 0.358 4423543 $764,341.35 46.36 0.250 0.017 0.000 4423743 $315,000.00 44.37 0.250 0.017 0.000 4423758 $340,000.00 52.31 0.250 0.017 0.483 4423809 $478,816.79 77.42 0.250 0.017 0.358 4424014 $443,636.06 52.24 0.250 0.017 0.233 4424080 $199,831.97 40.61 0.250 0.017 0.108 4424087 $819,311.10 48.24 0.250 0.017 0.108 4424314 $368,000.00 80.00 0.250 0.017 0.000 4424326 $385,000.00 34.22 0.250 0.017 0.000 4424407 $569,221.38 63.30 0.250 0.017 0.108 4424476 $368,000.00 27.36 0.250 0.017 0.108 4424518 $331,727.86 64.47 0.250 0.017 0.233 4424562 $323,188.73 80.00 0.250 0.017 0.108 4424567 $333,312.78 80.00 0.250 0.017 0.000 4424660 $398,664.79 68.21 0.250 0.017 0.108 4424670 $500,000.00 55.56 0.250 0.017 0.108 4424739 $389,164.65 30.55 0.250 0.017 0.000 4424900 $395,000.00 71.17 0.250 0.017 0.108 4424911 $518,096.73 77.46 0.250 0.017 0.233 4424927 $527,556.42 80.00 0.250 0.017 0.108 4425114 $581,522.93 33.26 0.250 0.017 0.233 4425172 $328,000.00 65.60 0.250 0.017 0.000 4425503 $531,553.05 71.41 0.250 0.017 0.108 4425516 $370,181.00 70.44 0.250 0.017 0.000 4425564 $340,000.00 70.10 0.250 0.017 0.000 4425636 $339,707.27 80.00 0.250 0.017 0.000 4425662 $520,150.00 47.29 0.250 0.017 0.108 4425768 $384,000.00 73.85 0.250 0.017 0.233 4425772 $339,714.36 66.67 0.250 0.017 0.108 4425818 $564,024.35 74.34 0.250 0.017 0.000 4425870 $344,000.00 80.00 0.250 0.017 0.733 4426023 $325,000.00 59.09 0.250 0.017 0.000 4426104 $370,000.00 69.81 0.250 0.017 0.000 4426324 $487,000.00 53.22 0.250 0.017 0.108 4426341 $459,649.97 68.05 0.250 0.017 0.608 4426405 $495,093.84 46.27 0.250 0.017 0.233 4426420 $396,800.00 80.00 0.250 0.017 0.108 4426447 $999,294.20 42.28 0.250 0.017 0.983 4426472 $303,000.00 74.63 0.250 0.017 0.358 4426531 $379,688.52 80.00 0.250 0.017 0.233 4426718 $526,295.36 80.00 0.250 0.017 0.608 4426903 $644,444.67 22.24 0.250 0.017 0.000 4427121 $999,059.95 50.70 0.250 0.017 0.108 4427496 $600,000.00 66.67 0.250 0.017 0.233 4428097 $369,681.43 51.75 0.250 0.017 0.000 4428347 $789,319.82 63.71 0.250 0.017 0.000 4428374 $559,000.00 39.93 0.250 0.017 0.108 4428407 $625,000.00 47.35 0.250 0.017 0.000 4428691 $629,470.72 55.75 0.250 0.017 0.108 4428822 $436,423.92 68.25 0.250 0.017 0.000 4428874 $383,677.39 80.00 0.250 0.017 0.108 4428890 $346,701.24 65.47 0.250 0.017 0.000 4428895 $420,000.00 56.00 0.250 0.017 0.000 4428904 $367,183.59 75.00 0.250 0.017 0.000 4428915 $563,526.17 80.00 0.250 0.017 0.108 4428940 $574,454.98 65.71 0.250 0.017 0.000 4428999 $331,714.15 80.00 0.250 0.017 0.000 4429003 $479,586.73 58.54 0.250 0.017 0.000 4429008 $370,000.00 42.05 0.250 0.017 0.000 4429009 $339,327.26 72.65 0.250 0.017 0.000 4429021 $404,659.74 32.30 0.250 0.017 0.108 4429360 $362,687.46 59.02 0.250 0.017 0.000 4429427 $375,000.00 43.60 0.250 0.017 0.108 4429438 $329,715.88 60.55 0.250 0.017 0.000 4429462 $629,457.58 66.32 0.250 0.017 0.000 4429574 $375,517.66 50.33 0.250 0.017 0.000 4429593 $351,696.93 78.22 0.250 0.017 0.000 4429605 $804,323.70 70.00 0.250 0.017 0.108 4429700 $649,453.92 78.79 0.250 0.017 0.108 4429722 $397,665.63 46.82 0.250 0.017 0.108 4429892 $374,684.95 68.95 0.250 0.017 0.108 4430010 $356,907.20 94.00 33 0.250 0.017 0.233 4430024 $358,000.00 62.26 0.250 0.017 0.233 4430086 $365,692.52 64.78 0.250 0.017 0.108 4430128 $364,000.00 76.63 GD 2YR 0.250 0.017 0.000 4430187 $420,000.00 80.00 0.250 0.017 0.000 4430278 $318,500.00 70.00 0.250 0.017 0.000 4430357 $408,672.93 66.50 0.250 0.017 0.358 4430371 $499,569.50 58.82 0.250 0.017 0.000 4430451 $415,500.00 46.69 0.250 0.017 0.108 4430567 $598,240.93 65.22 0.250 0.017 0.000 4430688 $414,850.00 58.43 0.250 0.017 0.108 4430692 $320,000.00 36.16 0.250 0.017 0.000 4430753 $335,717.72 72.41 0.250 0.017 0.108 4430762 $424,634.08 48.57 0.250 0.017 0.000 4430770 $370,688.31 79.96 0.250 0.017 0.108 4430777 $448,622.79 55.95 0.250 0.017 0.108 4430828 $479,586.73 80.00 0.250 0.017 0.000 4430834 $949,201.88 63.33 0.250 0.017 0.108 4430878 $349,450.00 79.99 0.250 0.017 0.483 4430879 $969,284.99 69.29 0.250 0.017 0.108 4430897 $364,693.35 68.87 0.250 0.017 0.108 4430910 $992,366.00 58.37 0.250 0.017 0.000 4430927 $367,206.11 70.00 0.250 0.017 0.358 4430951 $492,624.87 69.93 0.250 0.017 0.608 4430981 $434,625.48 54.38 0.250 0.017 0.000 4431018 $341,623.75 61.07 0.250 0.017 0.000 4431037 $571,807.26 71.54 0.250 0.017 0.000 4431047 $374,392.86 79.72 0.250 0.017 0.233 4431113 $322,000.00 56.00 0.250 0.017 0.000 4431166 $375,000.00 62.50 0.250 0.017 0.000 4431249 $335,717.71 80.00 0.250 0.017 0.108 4431388 $384,676.55 70.00 0.250 0.017 0.108 4431450 $820,000.00 61.42 0.250 0.017 0.000 4431751 $468,000.00 72.00 0.250 0.017 0.000 4431863 $495,593.42 57.34 0.250 0.017 0.233 4431958 $363,401.52 80.00 0.250 0.017 0.233 4432052 $650,000.00 50.00 0.250 0.017 0.000 4432083 $440,000.00 80.00 0.250 0.017 0.000 4432090 $421,884.07 80.00 0.250 0.017 0.233 4432106 $697,000.00 63.36 0.250 0.017 0.000 4432107 $450,000.00 61.64 0.250 0.017 0.000 4432132 $342,538.32 80.00 0.250 0.017 0.108 4432167 $400,000.00 68.79 0.250 0.017 0.000 4432197 $369,681.43 43.53 0.250 0.017 0.000 4432458 $424,634.08 68.55 0.250 0.017 0.000 4432545 $649,453.92 51.38 0.250 0.017 0.108 4432616 $649,467.20 50.98 0.250 0.017 0.233 4432648 $828,885.73 50.28 0.250 0.017 0.000 4432767 $849,268.16 27.42 0.250 0.017 0.000 4432917 $574,000.00 57.40 0.250 0.017 0.233 4432928 $464,599.64 50.27 0.250 0.017 0.000 4432931 $959,173.45 64.65 0.250 0.017 0.000 4432986 $523,000.00 55.58 0.250 0.017 0.000 4432994 $344,000.00 55.93 0.250 0.017 0.108 4433040 $460,000.00 55.09 0.250 0.017 0.108 4433081 $574,504.94 72.78 0.250 0.017 0.000 4433162 $568,000.00 80.00 0.250 0.017 0.108 4433260 $313,500.00 59.15 GD 4YR 0.250 0.017 0.000 4433299 $412,644.41 51.63 0.250 0.017 0.000 4433312 $809,302.61 75.35 0.250 0.017 0.000 4433451 $999,159.88 50.00 0.250 0.017 0.108 4433586 $386,283.11 94.99 13 0.250 0.017 0.233 4433604 $366,691.67 54.37 0.250 0.017 0.108 4433795 $614,483.32 67.58 0.250 0.017 0.108 4433902 $444,652.85 36.33 0.250 0.017 0.483 4434042 $627,485.23 79.49 0.250 0.017 0.233 4434067 $355,693.49 41.88 0.250 0.017 0.000 4434138 $432,627.20 69.84 0.250 0.017 0.000 4434157 $815,314.46 66.61 0.250 0.017 0.108 4434253 $384,668.52 43.75 0.250 0.017 0.000 4434254 $313,230.08 79.37 0.250 0.017 0.000 4434284 $439,621.17 39.11 0.250 0.017 0.000 4434309 $499,569.50 58.82 0.250 0.017 0.000 4434473 $431,200.00 80.00 0.250 0.017 0.000 4434476 $366,684.02 69.90 0.250 0.017 0.000 4434507 $462,620.47 58.98 0.250 0.017 0.233 4434622 $529,144.02 80.00 0.250 0.017 0.000 4434730 $310,000.00 55.36 0.250 0.017 0.000 4434788 $309,739.56 65.96 0.250 0.017 0.108 4434896 $405,000.00 69.23 0.250 0.017 0.233 4434960 $356,400.00 40.04 0.250 0.017 0.000 4435013 $890,000.00 59.33 0.250 0.017 0.000 4435034 $320,000.00 76.19 0.250 0.017 0.000 4435121 $314,000.00 55.09 0.250 0.017 0.108 4435125 $253,781.31 56.44 0.250 0.017 0.000 4435167 $344,000.00 80.00 0.250 0.017 0.108 4435215 $349,600.00 51.56 0.250 0.017 0.108 4435293 $390,000.00 45.35 0.250 0.017 0.000 4435297 $390,671.50 40.52 0.250 0.017 0.108 4435460 $323,500.00 64.70 0.250 0.017 0.108 4435466 $384,000.00 72.45 0.250 0.017 0.108 4435513 $969,000.00 33.41 0.250 0.017 0.108 4435592 $444,616.86 44.50 0.250 0.017 0.000 4435628 $344,500.00 54.68 0.250 0.017 0.108 4435762 $345,000.00 51.04 GD 1YR 0.250 0.017 0.000 4435790 $413,643.55 64.69 0.250 0.017 0.000 4435900 $363,708.91 80.00 0.250 0.017 0.358 4436064 $395,000.00 68.10 0.250 0.017 0.233 4436071 $429,073.26 37.34 0.250 0.017 0.608 4436137 $327,717.59 62.48 0.250 0.017 0.000 4436191 $617,000.00 26.83 0.250 0.017 0.108 4436223 $460,000.00 69.70 0.250 0.017 0.000 4436321 $508,000.00 41.47 0.250 0.017 0.233 4436525 $425,000.00 77.27 0.250 0.017 0.233 4436779 $475,000.00 66.90 0.250 0.017 0.233 4436851 $350,000.00 60.34 0.250 0.017 0.000 4436855 $349,000.00 65.97 0.250 0.017 0.000 4436878 $351,704.28 80.00 0.250 0.017 0.108 4437076 $357,699.23 60.68 0.250 0.017 0.108 4437342 $474,600.95 47.50 0.250 0.017 0.108 4437445 $393,876.88 59.99 0.250 0.017 0.233 4437719 $284,766.38 57.00 0.250 0.017 0.233 4437894 $549,526.46 34.38 0.250 0.017 0.000 4438076 $626,000.00 41.73 0.250 0.017 0.233 4438105 $306,742.07 49.12 0.250 0.017 0.108 4438390 $466,617.20 74.72 0.250 0.017 0.233 4438769 $383,677.39 80.00 0.250 0.017 0.108 4439476 $423,652.44 80.00 0.250 0.017 0.233 4439704 $360,000.00 80.00 0.250 0.017 0.358 4439731 $484,000.00 50.95 0.250 0.017 0.000 4439742 $318,931.83 80.00 0.250 0.017 0.108 4439796 $332,000.00 66.40 0.250 0.017 0.233 4440027 $584,496.33 74.52 0.250 0.017 0.000 4440165 $810,000.00 60.00 0.250 0.017 0.108 4440246 $500,000.00 78.13 0.250 0.017 0.608 4440276 $367,000.00 41.94 0.250 0.017 0.233 4440495 $317,000.00 58.70 0.250 0.017 0.000 4441015 $324,726.96 69.00 0.250 0.017 0.108 4441086 $324,726.96 40.57 0.250 0.017 0.108 4441136 $460,200.00 80.00 0.250 0.017 0.233 4441363 $734,367.18 70.00 0.250 0.017 0.000 4441852 $791,890.00 54.61 0.250 0.017 0.108 4441882 $345,000.00 57.50 0.250 0.017 0.108 4441970 $457,605.67 61.81 0.250 0.017 0.000 4442161 $547,528.18 80.00 0.250 0.017 0.000 4442446 $450,000.00 28.63 0.250 0.017 0.108 4442450 $415,142.26 75.55 0.250 0.017 0.000 4442465 $566,000.00 56.60 0.250 0.017 0.000 4442509 $339,721.30 80.00 0.250 0.017 0.233 4442546 $372,600.00 90.00 11 0.250 0.017 0.858 4442728 $650,000.00 56.52 0.250 0.017 0.000 4442771 $336,716.88 84.25 06 0.250 0.017 0.108 4443111 $335,000.00 69.79 0.250 0.017 0.108 4443145 $422,344.88 58.71 0.250 0.017 0.108 4443332 $413,000.00 68.83 0.250 0.017 0.233 4443335 $503,600.00 66.31 0.250 0.017 0.108 4443351 $320,000.00 60.95 0.250 0.017 0.483 4443369 $379,688.52 80.00 0.250 0.017 0.233 4443476 $379,672.82 49.03 0.250 0.017 0.000 4443492 $348,968.75 58.33 0.250 0.017 0.000 4443606 $398,400.00 62.25 0.250 0.017 0.000 4443670 $650,000.00 78.79 0.250 0.017 0.608 4443703 $419,638.38 60.87 0.250 0.017 0.000 4443817 $647,000.00 65.82 0.250 0.017 0.233 4443840 $354,000.00 56.15 0.250 0.017 0.233 4443901 $352,000.00 77.36 0.250 0.017 0.358 4443940 $419,655.73 48.28 0.250 0.017 0.233 4443961 $604,252.30 80.00 0.250 0.017 0.233 4443981 $400,000.00 80.00 0.250 0.017 0.733 4444025 $507,951.78 77.24 0.250 0.017 0.233 4444044 $999,239.07 35.09 0.250 0.017 0.608 4444178 $343,111.50 67.60 0.250 0.017 0.108 4444301 $440,000.00 56.77 0.250 0.017 0.608 4444377 $389,664.21 41.94 0.250 0.017 0.000 4444394 $464,646.17 75.00 0.250 0.017 0.608 4444502 $451,656.06 79.30 0.250 0.017 0.608 4444507 $979,216.30 63.23 0.250 0.017 0.358 4444611 $361,438.54 77.80 0.250 0.017 0.000 4444690 $315,000.00 58.33 0.250 0.017 0.000 4444991 $399,663.95 52.29 0.250 0.017 0.108 4445289 $460,000.00 65.71 0.250 0.017 0.108 4445386 $318,025.95 60.63 0.250 0.017 0.000 4445445 $304,000.00 80.00 0.250 0.017 0.108 4445672 $389,358.78 77.23 0.250 0.017 0.233 4445720 $351,718.51 68.35 0.250 0.017 0.358 4446270 $440,840.90 46.48 0.250 0.017 0.108 4446376 $630,935.04 80.00 0.250 0.017 0.108 4446897 $859,361.75 29.66 0.250 0.017 0.733 4446940 $400,000.00 79.52 0.250 0.017 0.000 4722698 $648,931.29 46.43 0.250 0.017 0.233 4722963 $407,329.19 51.00 0.250 0.017 0.233 4722971 $343,420.33 80.00 0.250 0.017 0.108 4724654 $427,278.78 79.99 0.250 0.017 0.108 4725651 $420,789.76 56.20 0.250 0.017 0.108 4726444 $399,374.03 76.19 0.250 0.017 0.483 4726709 $375,283.33 80.00 0.250 0.017 0.233 4728622 $307,481.00 74.04 0.250 0.017 0.108 4730446 $342,691.22 78.60 0.250 0.017 0.483 4731279 $377,746.57 63.28 0.250 0.017 0.000 4734422 $371,417.85 80.00 0.250 0.017 0.483 4734766 $638,894.84 36.57 0.250 0.017 0.000 4734767 $431,912.89 70.00 0.250 0.017 0.000 4736732 $326,961.53 66.84 0.250 0.017 0.233 4737318 $329,443.93 79.52 0.250 0.017 0.108 4737672 $484,582.43 62.58 0.250 0.017 0.000 4739462 $524,066.79 75.00 0.250 0.017 0.233 4739660 $346,701.24 65.47 0.250 0.017 0.000 4740064 $408,493.37 41.00 0.250 0.017 0.233 4759619 $402,337.40 68.31 0.250 0.017 0.233 4760930 $314,256.40 59.96 0.250 0.017 0.000 4762415 $547,031.68 80.00 0.250 0.017 0.108 4766861 $403,124.75 76.25 0.250 0.017 0.358 4766887 $358,609.41 80.00 0.250 0.017 0.233 4773842 $494,165.90 79.97 0.250 0.017 0.108 4778593 $997,526.53 52.63 0.250 0.017 0.233 4784062 $320,750.61 89.90 01 0.250 0.017 0.608 4786687 $748,826.33 64.94 0.250 0.017 0.483 4789368 $385,365.35 64.33 0.250 0.017 0.233 4793881 $314,691.49 80.00 0.250 0.017 0.358 4799995 $678,854.15 61.82 0.250 0.017 0.108 4801023 $366,583.02 78.30 0.250 0.017 0.233 4801338 $861,745.46 65.00 0.250 0.017 0.108 4802153 $346,415.29 70.96 0.250 0.017 0.108 4806212 $404,329.39 73.64 0.250 0.017 0.233 4809645 $360,406.46 69.42 0.250 0.017 0.233 4814844 $351,254.66 80.00 0.250 0.017 0.108 4817011 $439,294.19 79.85 0.250 0.017 0.358 4819090 $332,426.38 51.00 0.250 0.017 0.108 4820551 $486,218.79 38.96 0.250 0.017 0.358 4825766 $460,491.62 75.00 0.250 0.017 0.233 4825824 $998,273.20 20.00 0.250 0.017 0.000 4826710 $371,079.86 78.32 0.250 0.017 0.233 4828034 $459,243.68 67.65 0.250 0.017 0.233 4829024 $387,377.60 80.00 0.250 0.017 0.358 4829131 $312,330.86 71.70 0.250 0.017 0.000 4830857 $364,414.50 71.43 0.250 0.017 0.358 4831491 $449,241.73 62.85 0.250 0.017 0.108 4839874 $319,460.78 72.73 0.250 0.017 0.108 4845186 $324,340.91 77.38 0.250 0.017 0.108 4846572 $349,025.94 63.64 0.250 0.017 0.108 4849923 $498,761.94 66.67 0.250 0.017 0.233 4854188 $499,579.94 61.35 0.250 0.017 0.108 4856167 $307,468.15 61.60 0.250 0.017 0.000 4858361 $368,905.88 75.41 0.250 0.017 0.358 4872354 $594,995.69 80.00 0.250 0.017 0.108 4878096 $599,061.05 75.00 0.250 0.017 0.483 4882619 $648,555.50 70.27 0.250 0.017 0.233 4885174 $326,462.36 54.50 0.250 0.017 0.233 4897377 $336,917.20 50.75 0.250 0.017 0.000 4901336 $359,393.39 49.32 0.250 0.017 0.108 4908851 $379,375.22 58.46 0.250 0.017 0.233 4910634 $622,948.52 80.00 0.250 0.017 0.108 4920229 $325,333.11 80.00 0.250 0.017 0.233 4925301 $319,447.43 80.00 0.250 0.017 0.000 4925657 $399,001.52 80.00 0.250 0.017 0.108 4930517 $402,907.54 73.31 0.250 0.017 0.358 4934972 $408,602.20 85.00 01 0.250 0.017 0.000 4935359 $476,395.90 68.17 0.250 0.017 0.108 4935458 $444,337.44 69.53 0.250 0.017 0.733 4935706 $496,162.52 66.27 0.250 0.017 0.108 4945523 $488,415.27 80.00 0.250 0.017 0.358 4950259 $319,499.24 80.00 0.250 0.017 0.483 4951034 $444,616.87 78.76 0.250 0.017 0.000 4953551 $504,189.92 68.24 0.250 0.017 0.358 4956561 $484,182.76 76.38 0.250 0.017 0.108 4963187 $998,395.87 68.12 0.250 0.017 0.358 4969853 $319,447.43 75.29 0.250 0.017 0.000 4976254 $469,188.40 56.97 0.250 0.017 0.000 4989463 $334,435.51 51.54 0.250 0.017 0.108 4989935 $398,656.47 48.36 0.250 0.017 0.000 4994646 $439,311.43 80.00 0.250 0.017 0.483 4996252 $600,960.46 80.00 0.250 0.017 0.000 4996310 $356,398.42 64.91 0.250 0.017 0.108 5020722 $321,213.06 46.43 0.250 0.017 0.358 5031249 $317,064.81 80.00 0.250 0.017 0.108 5032255 $349,409.48 50.00 0.250 0.017 0.108 5032735 $325,207.74 75.00 0.250 0.017 0.233 5034715 $345,416.98 48.39 0.250 0.017 0.108 5042858 $394,317.92 52.67 0.250 0.017 0.000 5061825 $307,505.71 80.00 0.250 0.017 0.358 5068861 $303,487.75 80.00 0.250 0.017 0.108 5071592 $398,527.32 80.00 0.250 0.017 0.108 5074321 $658,887.86 52.80 0.250 0.017 0.108 5076706 $427,777.90 59.27 0.250 0.017 0.108 5077896 $312,459.50 46.58 0.250 0.017 0.000 5080379 $638,973.36 58.18 0.250 0.017 0.358 5108624 $315,966.68 42.77 0.250 0.017 0.108 5126602 $431,272.06 80.00 0.250 0.017 0.108 5129390 $711,827.71 39.61 0.250 0.017 0.233 5132279 $318,859.06 46.72 0.250 0.017 0.108 5132501 $389,342.84 57.78 0.250 0.017 0.108 5132824 $446,824.29 79.76 0.250 0.017 0.108 5139274 $371,388.36 53.14 0.250 0.017 0.233 5159439 $499,177.93 38.46 0.250 0.017 0.233 5194173 $999,139.02 38.46 0.250 0.017 0.000 5244710 $327,208.42 80.00 0.250 0.017 0.358 5253364 $367,294.37 77.80 0.250 0.017 0.233 5270954 $453,234.98 79.65 0.250 0.017 0.108 5292735 $393,352.20 76.50 0.250 0.017 0.233 5292750 $648,904.71 73.03 0.250 0.017 0.108 5299193 $449,153.84 66.18 0.250 0.017 0.108 5304381 $399,342.33 80.00 0.250 0.017 0.233 5339924 $648,931.29 67.36 0.250 0.017 0.233 5362280 $648,475.32 74.29 0.250 0.017 0.000 5386230 $376,832.22 69.20 0.250 0.017 0.108 5461884 $304,522.70 74.94 0.250 0.017 0.483 5471818 $291,247.97 80.00 0.250 0.017 0.000 5479480 $337,818.88 54.40 0.250 0.017 0.000 5481684 $334,475.76 77.01 0.250 0.017 0.483 5484175 $379,359.67 61.29 0.250 0.017 0.108 5492293 $384,351.25 77.78 0.250 0.017 0.108 5541784 $378,177.19 80.00 0.250 0.017 0.233 5543145 $324,452.35 73.86 0.250 0.017 0.108 5553185 $574,077.63 67.81 0.250 0.017 0.358 5568845 $502,587.70 73.43 0.250 0.017 0.233 5624499 $823,643.55 75.00 0.250 0.017 0.233 5628474 $399,663.95 64.52 0.250 0.017 0.108 5631973 $342,769.96 40.90 0.250 0.017 0.108 5632838 $382,354.62 70.28 0.250 0.017 0.108 5635784 $399,325.97 50.42 0.250 0.017 0.108 5637434 $448,901.91 79.65 0.250 0.017 0.233 5641934 $635,004.72 74.82 0.250 0.017 0.483 5668462 $351,406.86 44.00 0.250 0.017 0.108 5668967 $355,086.00 73.40 0.250 0.017 0.358 5729815 $314,382.25 47.71 0.250 0.017 0.233 5730796 $492,586.15 80.00 0.250 0.017 0.358 5788781 $358,194.50 39.67 0.250 0.017 0.108 5830419 $898,483.45 45.00 0.250 0.017 0.108 5832877 $329,242.33 90.00 33 0.250 0.017 1.733 5852885 $364,400.00 80.00 0.250 0.017 0.608 5866742 $446,503.21 89.98 33 0.250 0.017 0.483 5884136 $354,000.00 66.48 0.250 0.017 0.608 5905478 $415,299.02 80.00 0.250 0.017 0.108 5909976 $598,500.74 43.96 0.250 0.017 0.233 5914620 $350,000.00 70.00 0.250 0.017 0.483 5924948 $425,600.00 70.00 0.250 0.017 0.000 5936473 $400,000.00 73.39 0.250 0.017 0.733 5961297 $334,449.21 77.58 0.250 0.017 0.233 5969930 $324,000.00 53.55 0.250 0.017 0.483 5983150 $374,151.33 75.00 0.250 0.017 0.000 6002455 $373,861.30 80.00 0.250 0.017 0.000 6013353 $357,425.74 38.49 0.250 0.017 0.358 6017312 $549,050.26 50.00 0.250 0.017 0.000 6018088 $611,473.07 80.00 0.250 0.017 0.000 6018976 $219,810.58 38.94 0.250 0.017 0.000 6030998 $375,092.56 83.56 06 0.250 0.017 0.358 6034783 $400,000.00 78.43 0.250 0.017 0.108 6064760 $613,963.70 70.29 0.250 0.017 0.108 6089682 $659,700.29 62.95 0.250 0.017 0.108 6092503 $510,581.13 70.00 0.250 0.017 0.233 6093575 $519,102.06 67.53 0.250 0.017 0.000 6101631 $347,413.61 80.00 0.250 0.017 0.108 6101990 $359,393.39 80.00 0.250 0.017 0.108 6102378 $310,641.65 80.00 0.250 0.017 0.000 6102450 $387,392.83 80.00 0.250 0.017 0.483 6105611 $439,294.19 36.67 0.250 0.017 0.358 6107366 $327,447.30 68.33 0.250 0.017 0.108 6108774 $898,520.26 45.00 0.250 0.017 0.233 6109214 $374,383.45 71.44 0.250 0.017 0.233 6110162 $311,461.23 67.83 0.250 0.017 0.000 6111676 $598,988.97 46.15 0.250 0.017 0.108 6112180 $335,433.80 80.00 0.250 0.017 0.108 6116845 $466,670.24 68.49 0.250 0.017 0.233 6118626 $473,380.96 70.25 0.250 0.017 0.000 6119179 $340,425.39 55.00 0.250 0.017 0.108 6119180 $306,965.34 47.38 0.250 0.017 0.000 6120897 $474,199.60 59.38 0.250 0.017 0.108 6121319 $559,056.37 69.14 0.250 0.017 0.108 6123246 $359,393.39 80.00 0.250 0.017 0.108 6123305 $972,358.75 64.93 0.250 0.017 0.108 6138215 $354,430.54 63.73 0.250 0.017 0.358 6139498 $373,534.09 60.00 0.250 0.017 0.108 6139684 $626,368.20 80.00 0.250 0.017 0.108 6140113 $288,261.32 95.00 01 0.250 0.017 0.858 6144759 $366,301.52 69.90 0.250 0.017 0.233 6147746 $647,083.43 41.80 0.250 0.017 0.000 6149597 $643,398.54 49.69 0.250 0.017 0.108 6153666 $461,202.22 43.58 0.250 0.017 0.000 6155516 $389,358.78 69.89 0.250 0.017 0.233 6159213 $648,877.57 50.00 0.250 0.017 0.000 6164387 $416,279.94 65.67 0.250 0.017 0.000 6164816 $327,360.87 63.06 0.250 0.017 0.233 6166426 $598,988.97 67.42 0.250 0.017 0.108 6169110 $312,459.50 62.60 0.250 0.017 0.000 6171417 $485,659.91 68.52 0.250 0.017 0.000 6172702 $367,379.89 80.00 0.250 0.017 0.108 6178626 $309,673.52 68.73 0.250 0.017 0.000 6181095 $349,713.11 70.00 0.250 0.017 0.233 6182173 $394,659.92 77.15 0.250 0.017 0.000 6183294 $346,201.14 70.78 0.250 0.017 0.000 6187817 $470,686.11 49.95 0.250 0.017 0.108 6188404 $401,339.04 78.82 0.250 0.017 0.233 6198402 $728,769.91 52.14 0.250 0.017 0.108 6199366 $343,448.19 79.63 0.250 0.017 0.358 6199653 $619,953.57 69.78 0.250 0.017 0.108 6200074 $428,813.21 66.46 0.250 0.017 0.233 6200193 $496,427.37 48.92 0.250 0.017 0.108 6200371 $997,316.63 31.22 0.250 0.017 0.108 6201340 $308,778.81 78.30 0.250 0.017 0.108 6201925 $811,130.89 65.00 0.250 0.017 0.108 6202139 $390,540.80 77.31 0.250 0.017 0.108 6203438 $339,454.61 78.23 0.250 0.017 0.358 6206206 $431,254.03 60.00 0.250 0.017 0.000 6207300 $469,188.40 62.67 0.250 0.017 0.000 6207712 $345,041.61 80.00 0.250 0.017 0.108 6209428 $648,931.29 46.43 0.250 0.017 0.233 6209781 $317,876.50 80.00 0.250 0.017 0.233 6212579 $346,708.47 72.29 0.250 0.017 0.108 6214350 $412,203.50 54.34 0.250 0.017 0.108 6214745 $449,241.73 42.86 0.250 0.017 0.108 6218694 $381,416.87 89.88 01 0.250 0.017 0.608 6219521 $332,851.83 79.99 0.250 0.017 0.233 6219855 $420,504.48 75.00 0.250 0.017 0.233 6220144 $355,675.74 75.00 0.250 0.017 0.358 6220488 $775,094.22 75.00 0.250 0.017 0.733 6220642 $369,681.44 65.66 0.250 0.017 0.000 6222266 $439,276.57 80.00 0.250 0.017 0.233 6224640 $799,327.90 35.56 0.250 0.017 0.108 6224934 $369,376.52 67.27 0.250 0.017 0.108 6225044 $326,607.13 76.98 0.250 0.017 0.233 6225264 $333,423.24 60.73 0.250 0.017 0.000 6226043 $369,179.72 39.57 0.250 0.017 0.000 6226171 $474,179.77 53.98 0.250 0.017 0.000 6226382 $495,184.49 66.13 0.250 0.017 0.233 6226397 $602,957.01 80.00 0.250 0.017 0.000 6226650 $324,452.35 62.50 0.250 0.017 0.108 6227300 $381,155.16 78.76 0.250 0.017 0.108 6227459 $329,130.67 70.00 0.250 0.017 0.000 6229584 $495,572.95 80.00 0.250 0.017 0.000 6229849 $573,032.78 40.94 0.250 0.017 0.108 6229978 $346,400.79 69.40 0.250 0.017 0.000 6230406 $304,940.93 67.69 0.250 0.017 0.000 6232115 $381,605.88 69.75 0.250 0.017 0.108 6232944 $484,382.60 46.17 0.250 0.017 0.000 6233390 $385,898.64 69.03 0.250 0.017 0.108 6233470 $400,602.26 77.31 0.250 0.017 0.108 6234571 $412,286.83 70.60 0.250 0.017 0.000 6235397 $439,258.57 68.75 0.250 0.017 0.108 6235649 $750,763.60 80.00 0.250 0.017 0.233 6236399 $329,430.16 66.00 0.250 0.017 0.000 6236698 $569,015.72 80.00 0.250 0.017 0.000 6237778 $749,354.26 50.00 0.250 0.017 0.000 6237955 $409,332.16 59.29 0.250 0.017 0.108 6243029 $401,322.62 41.44 0.250 0.017 0.108 6244422 $374,368.11 75.91 0.250 0.017 0.108 6246396 $561,619.75 75.00 0.250 0.017 0.483 6255358 $339,454.61 80.00 0.250 0.017 0.358 6270177 $394,833.57 70.00 0.250 0.017 0.108 6274111 $333,423.24 49.12 0.250 0.017 0.000 6276254 $566,543.73 72.76 0.250 0.017 0.108 6276775 $331,440.57 50.84 0.250 0.017 0.108 6280923 $514,844.62 78.29 0.250 0.017 0.233 6286541 $468,827.90 80.00 0.250 0.017 0.233 6287711 $948,358.52 38.00 0.250 0.017 0.000 6288854 $310,987.83 70.00 0.250 0.017 0.233 6291205 $329,152.92 70.06 0.250 0.017 0.233 6291466 $377,393.64 51.08 0.250 0.017 0.358 6293133 $337,929.61 62.86 0.250 0.017 0.108 6293364 $621,924.20 70.00 0.250 0.017 0.000 6294699 $806,136.34 53.86 0.250 0.017 0.108 6300147 $376,963.73 80.00 0.250 0.017 0.108 6300222 $371,274.98 62.00 0.250 0.017 0.108 6300759 $310,089.32 59.16 0.250 0.017 0.233 6304146 $551,046.81 79.42 0.250 0.017 0.000 6305776 $319,460.78 80.00 0.250 0.017 0.108 7893310 $480,665.13 77.02 0.250 0.017 0.608 8126981 $349,112.81 65.42 0.250 0.017 0.108 8153787 $578,700.59 80.00 0.250 0.017 0.733 8170546 $648,904.71 59.09 0.250 0.017 0.108 8183711 $405,298.91 55.16 0.250 0.017 0.000 8207196 $648,872.57 45.77 0.250 0.017 0.000 8212068 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0.017 0.233 8672304 $318,992.41 60.38 0.250 0.017 0.483 8679308 $418,647.24 80.00 0.250 0.017 0.000 8686117 $409,573.58 76.17 0.250 0.017 1.108 8694261 $515,030.77 80.00 0.250 0.017 0.483 8696397 $330,222.34 79.99 0.250 0.017 0.108 8704625 $399,344.95 80.00 0.250 0.017 0.108 8712776 $648,352.35 77.38 0.250 0.017 0.108 8714872 $511,701.19 80.00 0.250 0.017 0.233 8716147 $412,227.15 79.98 0.250 0.017 0.483 8728415 $363,572.24 80.00 0.250 0.017 0.233 8728813 $997,586.66 50.00 0.250 0.017 0.358 8738041 $350,323.06 79.98 0.250 0.017 0.233 8738679 $378,760.84 44.36 0.250 0.017 0.233 8742417 $345,145.20 89.90 01 0.250 0.017 0.483 8746093 $522,927.34 47.73 0.250 0.017 0.483 8751073 $349,010.23 67.05 0.250 0.017 0.108 8752389 $441,236.76 79.93 0.250 0.017 0.000 8755220 $392,311.94 79.99 0.250 0.017 0.000 8758268 $354,427.17 80.00 0.250 0.017 0.233 8761565 $402,723.94 71.93 0.250 0.017 0.608 8762192 $379,672.83 79.98 0.250 0.017 0.000 8764146 $347,327.99 79.98 0.250 0.017 0.233 8767654 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0.017 0.608 8851462 $527,131.88 80.00 0.250 0.017 0.233 8857564 $449,222.94 27.69 0.250 0.017 0.000 8858616 $424,283.85 59.44 0.250 0.017 0.108 8860490 $349,395.62 68.49 0.250 0.017 0.000 8862745 $998,273.20 24.39 0.250 0.017 0.000 8863931 $349,698.66 33.72 0.250 0.017 0.000 8864402 $310,648.49 79.99 0.250 0.017 0.358 8868299 $428,418.26 80.00 0.250 0.017 0.108 8869027 $408,105.14 74.34 0.250 0.017 0.000 8869906 $434,373.76 80.00 0.250 0.017 0.108 8869963 $437,122.18 80.00 0.250 0.017 0.108 8870517 $923,516.19 61.67 0.250 0.017 0.358 8870643 $803,196.49 70.00 0.250 0.017 0.733 8871792 $503,211.28 73.04 0.250 0.017 0.483 8873832 $369,107.07 53.82 0.250 0.017 0.358 8874097 $355,994.19 80.00 0.250 0.017 0.108 8874566 $420,008.78 42.10 0.250 0.017 0.483 8874707 $318,665.86 80.00 0.250 0.017 0.858 8875174 $373,782.40 44.24 0.250 0.017 0.108 8878074 $598,587.32 65.22 0.250 0.017 0.483 8878193 $475,197.91 80.00 0.250 0.017 0.108 8883215 $419,292.28 62.22 0.250 0.017 0.108 8884614 $598,479.11 47.18 0.250 0.017 0.108 8884669 $349,554.37 80.00 0.250 0.017 0.358 8884717 $483,011.70 49.69 0.250 0.017 0.608 8885558 $344,412.10 57.58 0.250 0.017 0.483 8890046 $378,860.53 80.00 0.250 0.017 0.108 8891155 $348,897.90 59.83 0.250 0.017 0.483 8891413 $327,732.20 68.69 0.250 0.017 0.358 8892487 $499,157.48 50.76 0.250 0.017 0.108 8893020 $319,188.85 76.56 0.250 0.017 0.108 8894839 $329,163.50 76.74 0.250 0.017 0.108 8894857 $398,961.00 66.72 0.250 0.017 0.000 8895345 $375,092.58 80.00 0.250 0.017 0.358 8895599 $366,924.84 80.00 0.250 0.017 0.233 8897144 $489,270.43 49.00 0.250 0.017 0.733 8897694 $405,715.19 80.00 0.250 0.017 0.108 8897880 $349,075.32 50.72 0.250 0.017 0.483 8897895 $552,347.68 70.00 0.250 0.017 0.108 8898589 $438,065.81 74.96 0.250 0.017 0.358 8899563 $327,346.40 77.20 0.250 0.017 0.608 8900218 $594,561.66 80.00 0.250 0.017 0.358 8900373 $329,573.45 95.00 06 0.250 0.017 0.858 8901254 $528,752.15 72.60 0.250 0.017 0.483 8901739 $648,931.29 59.09 0.250 0.017 0.233 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0.250 0.017 0.233 8924152 $401,978.46 44.78 0.250 0.017 0.108 8924859 $366,291.75 80.00 0.250 0.017 0.233 8925355 $425,890.89 70.00 0.250 0.017 0.000 8925382 $598,988.97 54.55 0.250 0.017 0.108 8925453 $359,408.10 80.00 0.250 0.017 0.233 8925764 $384,981.45 80.00 0.250 0.017 0.358 8926028 $388,500.69 78.83 0.250 0.017 0.233 8926365 $355,364.38 80.00 0.250 0.017 0.233 8926374 $484,796.31 58.91 0.250 0.017 0.608 8927038 $335,873.57 42.85 0.250 0.017 0.483 8927119 $331,198.76 73.78 0.250 0.017 0.358 8927497 $456,210.86 75.54 0.250 0.017 0.000 8927788 $488,686.85 61.25 0.250 0.017 0.233 8928692 $539,090.06 63.53 0.250 0.017 0.108 8929573 $364,384.96 67.59 0.250 0.017 0.108 8930050 $448,914.02 56.25 0.250 0.017 0.358 8930994 $852,525.30 80.00 0.250 0.017 0.000 8931154 $708,861.08 72.82 0.250 0.017 0.358 8931791 $978,427.97 70.00 0.250 0.017 0.358 8932091 $648,904.71 54.17 0.250 0.017 0.108 8932862 $319,486.68 80.00 0.250 0.017 0.358 8933364 $324,234.81 69.15 0.250 0.017 0.483 8933425 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52.94 0.250 0.017 0.233 9287061 $381,402.20 71.40 0.250 0.017 0.483 9287582 $371,679.71 80.00 0.250 0.017 0.000 9289455 $337,479.90 53.19 0.250 0.017 0.358 9291329 $342,704.68 70.00 0.250 0.017 0.000 9292863 $349,410.23 74.87 0.250 0.017 0.108 9298167 $325,732.78 44.66 0.250 0.017 0.233 9298951 $314,469.20 59.55 0.250 0.017 0.108 9299611 $598,963.91 66.67 0.250 0.017 0.000 9302597 $302,388.85 69.66 0.250 0.017 0.108 9305343 $471,204.64 61.70 0.250 0.017 0.108 9307661 $339,741.28 80.00 0.250 0.017 0.608 9310541 $354,701.75 72.45 0.250 0.017 0.108 9311978 $352,485.83 66.86 0.250 0.017 0.000 9315284 $649,517.60 78.79 0.250 0.017 0.733 9315573 $699,440.22 58.33 0.250 0.017 0.358 9315847 $472,792.58 55.67 0.250 0.017 0.000 9315870 $403,598.09 80.00 0.250 0.017 0.108 9315904 $355,900.75 39.58 0.250 0.017 0.108 9317454 $324,733.59 59.09 0.250 0.017 0.233 9318411 $470,394.65 31.39 0.250 0.017 0.000 9319351 $638,894.84 53.33 0.250 0.017 0.000 9321753 $497,621.05 70.14 0.250 0.017 0.608 9322595 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0.358 9355198 $471,141.22 67.36 0.250 0.017 0.608 9355249 $314,599.53 78.88 0.250 0.017 0.000 9355455 $565,000.00 33.24 0.250 0.017 0.108 9355867 $364,593.43 57.02 0.250 0.017 0.108 9355975 $499,579.93 45.45 0.250 0.017 0.108 9356021 $331,614.24 80.00 0.250 0.017 0.000 9356044 $527,006.88 63.17 0.250 0.017 0.108 9356045 $423,652.44 53.00 0.250 0.017 0.233 9356140 $415,442.01 80.00 0.250 0.017 0.000 9356156 $399,655.60 69.57 0.250 0.017 0.000 9356216 $529,343.68 62.35 0.250 0.017 0.000 9356231 $574,504.94 55.29 0.250 0.017 0.000 9356332 $337,708.98 77.70 0.250 0.017 0.000 9356413 $474,591.03 71.00 0.250 0.017 0.000 9356452 $344,702.96 53.08 0.250 0.017 0.000 9356531 $324,725.98 55.56 0.250 0.017 0.108 9356669 $339,707.26 80.00 0.250 0.017 0.000 9356687 $368,689.99 57.75 0.250 0.017 0.108 9356737 $509,592.16 35.79 0.250 0.017 0.358 9356883 $334,711.57 89.33 12 0.250 0.017 0.000 9356930 $344,154.68 57.46 0.250 0.017 0.000 9356937 $650,000.00 65.00 0.250 0.017 0.108 9356950 $664,427.45 70.00 0.250 0.017 0.000 9356997 $717,500.00 70.00 0.250 0.017 0.483 9357147 $411,653.87 79.38 0.250 0.017 0.108 9357224 $437,992.35 75.00 0.250 0.017 0.000 9357226 $499,579.93 43.48 0.250 0.017 0.108 9357269 $499,569.51 50.00 0.250 0.017 0.000 9357280 $440,020.82 55.40 0.250 0.017 0.000 9357428 $311,000.00 54.56 0.250 0.017 0.108 9357432 $392,000.00 62.22 0.250 0.017 0.108 9357586 $342,711.83 59.65 0.250 0.017 0.108 9357587 $349,726.96 59.83 0.250 0.017 0.483 9357635 $500,579.09 62.63 0.250 0.017 0.108 9357886 $399,404.42 80.00 0.250 0.017 0.733 9358052 $439,139.74 75.00 0.250 0.017 0.233 9358167 $581,498.91 75.10 0.250 0.017 0.000 9358201 $424,634.08 68.33 0.250 0.017 0.000 9358294 $320,343.61 52.56 0.250 0.017 0.358 9358480 $589,178.49 58.97 0.250 0.017 0.108 9358563 $356,657.41 54.92 0.250 0.017 0.233 9358589 $349,698.65 48.28 0.250 0.017 0.000 9358615 $944,225.39 63.00 0.250 0.017 0.233 9358669 $326,725.28 79.76 0.250 0.017 0.108 9358715 $643,472.12 80.00 0.250 0.017 0.233 9358841 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0.358 9361794 $574,504.94 52.27 0.250 0.017 0.000 9361899 $472,103.04 68.98 0.250 0.017 0.108 9362021 $304,537.57 80.00 0.250 0.017 0.000 9362081 $322,721.90 40.38 0.250 0.017 0.000 9362136 $559,529.52 68.13 0.250 0.017 0.108 9362146 $415,659.01 62.56 0.250 0.017 0.233 9362223 $321,722.76 76.67 0.250 0.017 0.000 9362576 $342,139.45 65.85 0.250 0.017 0.608 9362592 $462,000.00 69.47 0.250 0.017 0.108 9362608 $800,000.00 66.67 0.250 0.017 0.000 9362891 $406,666.38 41.74 0.250 0.017 0.233 9362958 $400,000.00 66.67 0.250 0.017 0.108 9362980 $649,467.20 62.50 0.250 0.017 0.233 9363189 $305,736.54 55.64 0.250 0.017 0.000 9363225 $348,000.00 47.67 0.250 0.017 0.483 9363426 $592,994.36 60.40 0.250 0.017 0.358 9363658 $978,427.95 30.63 0.250 0.017 0.358 9363724 $388,673.19 64.83 0.250 0.017 0.108 9364154 $470,594.48 69.26 0.250 0.017 0.000 9417578 $364,500.00 75.00 0.250 0.017 0.608 9420877 $341,000.00 62.00 0.250 0.017 0.000 9421958 $340,000.00 80.00 0.250 0.017 0.233 9423460 $508,000.00 72.57 0.250 0.017 0.483 9424434 $425,000.00 68.00 0.250 0.017 0.108 9424826 $329,778.57 94.96 13 0.250 0.017 1.233 9425278 $349,100.00 93.32 12 0.250 0.017 0.108 9428441 $375,250.00 95.00 01 0.250 0.017 0.233 9428846 $425,000.00 48.02 0.250 0.017 0.358 9428880 $425,000.00 68.00 0.250 0.017 0.483 9430033 $354,000.00 79.64 0.250 0.017 0.483 9430125 $645,000.00 66.15 0.250 0.017 0.358 9430133 $643,200.00 65.97 0.250 0.017 0.233 9430508 $646,500.00 51.72 0.250 0.017 0.358 9430851 $365,800.00 69.02 0.250 0.017 0.000 9431079 $471,000.00 75.97 0.250 0.017 0.108 9431113 $699,000.00 77.67 0.250 0.017 0.000 9431118 $383,669.38 80.00 0.250 0.017 0.000 9431473 $470,839.39 80.00 0.250 0.017 0.000 9431694 $544,000.00 80.00 0.250 0.017 0.000 9431722 $355,000.00 73.96 0.250 0.017 0.108 9432187 $579,512.73 72.50 0.250 0.017 0.108 9432310 $600,000.00 68.57 0.250 0.017 0.108 9432316 $405,000.00 67.50 0.250 0.017 0.858 9432500 $464,000.00 80.00 0.250 0.017 0.483 9433028 $494,594.25 27.58 0.250 0.017 0.233 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0.017 0.108 9437757 $746,387.69 62.25 0.250 0.017 0.233 9437894 $427,140.85 65.77 0.250 0.017 0.108 9438033 $315,753.49 80.00 0.250 0.017 0.483 9438063 $550,000.00 44.90 0.250 0.017 0.108 9438158 $472,592.76 78.83 0.250 0.017 0.000 9438359 $499,590.15 79.37 0.250 0.017 0.233 9438466 $364,685.74 61.86 0.250 0.017 0.000 9438554 $339,607.35 84.98 12 0.250 0.017 0.000 9438579 $779,391.53 65.00 0.250 0.017 0.483 9438607 $419,647.14 55.63 0.250 0.017 0.108 9438770 $390,000.00 61.42 0.250 0.017 0.000 9439162 $424,634.08 62.68 0.250 0.017 0.000 9439258 $363,500.00 58.16 0.250 0.017 0.000 9439395 $307,741.24 79.79 0.250 0.017 0.108 9439470 $308,746.71 69.44 0.250 0.017 0.233 9439490 $350,000.00 58.33 0.250 0.017 0.108 9439664 $344,824.02 75.85 0.250 0.017 0.358 9439731 $399,672.12 57.14 0.250 0.017 0.233 9439995 $649,467.20 68.42 0.250 0.017 0.233 9440226 $650,000.00 43.33 0.250 0.017 0.000 9441404 $310,500.00 58.58 0.250 0.017 0.483 9441412 $594,487.72 70.00 0.250 0.017 0.000 9441645 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0.108 9443557 $371,492.50 80.00 0.250 0.017 0.000 9443734 $434,634.55 41.43 0.250 0.017 0.108 9443750 $433,626.33 72.58 0.250 0.017 0.000 9443779 $973,161.40 30.44 0.250 0.017 0.000 9443806 $980,739.79 34.48 0.250 0.017 0.000 9443827 $396,658.19 72.18 0.250 0.017 0.000 9443834 $542,554.90 41.77 0.250 0.017 0.233 9443863 $321,929.31 90.00 01 0.250 0.017 0.108 9443903 $517,554.01 51.80 0.250 0.017 0.000 9444027 $718,044.38 55.31 0.250 0.017 0.000 9444173 $560,000.00 80.00 0.250 0.017 0.000 9444174 $625,000.00 58.96 0.250 0.017 0.108 9444198 $473,611.47 79.00 0.250 0.017 0.233 9444199 $379,672.82 47.50 0.250 0.017 0.000 9444210 $309,100.00 88.31 01 0.250 0.017 0.000 9444359 $543,542.97 69.74 0.250 0.017 0.108 9444713 $470,000.00 63.51 0.250 0.017 0.000 9444814 $564,513.55 73.42 0.250 0.017 0.000 9444840 $411,000.00 51.38 0.250 0.017 0.000 9445509 $367,683.15 78.30 0.250 0.017 0.000 9445563 $424,000.00 80.00 0.250 0.017 0.983 9445732 $649,453.92 65.00 0.250 0.017 0.108 9445941 $649,440.36 68.42 0.250 0.017 0.000 9446839 $560,400.74 56.26 0.250 0.017 0.108 9446870 $321,956.56 65.82 0.250 0.017 0.108 9446951 $598,988.97 80.00 0.250 0.017 0.108 9447311 $396,666.47 79.40 0.250 0.017 0.108 9447342 $973,357.06 75.00 0.250 0.017 0.108 9447363 $514,153.25 79.23 0.250 0.017 0.233 9447508 $475,269.35 71.59 0.250 0.017 0.233 9447566 $378,361.36 76.57 0.250 0.017 0.108 9447880 $479,171.14 68.57 0.250 0.017 0.000 9447929 $998,314.94 54.05 0.250 0.017 0.108 9448013 $435,782.31 53.89 0.250 0.017 0.233 9448073 $404,772.92 71.77 0.250 0.017 0.108 9448125 $395,332.71 80.00 0.250 0.017 0.108 9448492 $648,843.27 78.88 0.250 0.017 0.000 9448657 $308,479.16 56.18 0.250 0.017 0.108 9448661 $357,895.91 65.78 0.250 0.017 0.108 9448765 $681,377.86 65.00 0.250 0.017 0.233 9448773 $415,281.65 80.00 0.250 0.017 0.000 9448915 $416,779.06 50.61 0.250 0.017 0.000 9448948 $431,289.71 78.55 0.250 0.017 0.233 9449206 $300,837.15 69.59 0.250 0.017 0.233 9449320 $349,395.62 72.92 0.250 0.017 0.000 9449674 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0.108 9453697 $368,682.30 64.74 0.250 0.017 0.000 9453708 $549,537.93 25.88 0.250 0.017 0.108 9453783 $419,638.39 68.85 0.250 0.017 0.000 9453833 $314,728.80 68.03 0.250 0.017 0.000 9453844 $491,170.95 78.10 0.250 0.017 0.108 9454136 $562,127.35 68.61 0.250 0.017 0.108 9454222 $447,245.10 79.29 0.250 0.017 0.108 9454513 $997,711.51 46.30 0.250 0.017 0.108 9454660 $572,210.20 56.92 0.250 0.017 0.000 9454791 $935,416.87 34.70 0.250 0.017 0.000 9455187 $374,684.96 72.82 0.250 0.017 0.108 9455417 $647,767.49 40.56 0.250 0.017 0.000 9455718 $351,392.16 60.69 0.250 0.017 0.000 9455918 $359,393.39 80.00 0.250 0.017 0.108 9456037 $404,839.65 62.46 0.250 0.017 0.000 9456137 $648,877.57 68.64 0.250 0.017 0.000 9456571 $381,340.37 63.67 0.250 0.017 0.000 9456605 $367,379.89 74.04 0.250 0.017 0.108 9456632 $376,337.59 79.37 0.250 0.017 0.108 9456698 $380,679.91 69.27 0.250 0.017 0.108 9456847 $404,916.55 80.00 0.250 0.017 0.108 9456916 $649,453.92 74.29 0.250 0.017 0.108 9457068 $598,963.91 20.00 0.250 0.017 0.000 9457084 $314,439.39 22.50 0.250 0.017 0.108 9457158 $463,198.75 76.95 0.250 0.017 0.000 9458817 $347,912.75 66.38 0.250 0.017 0.108 9459520 $439,630.34 67.69 0.250 0.017 0.108 9460111 $397,663.12 71.61 0.250 0.017 0.108 9460142 $630,469.88 77.71 0.250 0.017 0.108 9460215 $329,715.88 69.47 0.250 0.017 0.000 9460241 $756,468.69 68.91 0.250 0.017 0.000 9460348 $629,038.14 64.65 0.250 0.017 0.108 9460715 $346,595.70 80.00 0.250 0.017 0.108 9461546 $370,680.58 63.97 0.250 0.017 0.000 9461686 $485,030.22 65.85 0.250 0.017 0.108 9462249 $335,724.58 78.14 0.250 0.017 0.233 9462280 $402,369.34 54.09 0.250 0.017 0.483 9462368 $467,211.39 80.00 0.250 0.017 0.108 9463106 $749,354.26 50.00 0.250 0.017 0.000 9463869 $427,260.93 73.16 0.250 0.017 0.000 9464386 $454,270.12 70.00 0.250 0.017 0.358 9464537 $399,325.97 68.38 0.250 0.017 0.108 9464875 $399,158.60 42.11 0.250 0.017 0.858 9464878 $426,797.12 75.00 0.250 0.017 0.233 9465239 $715,877.98 59.75 0.250 0.017 0.483 9465275 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0.233 9475085 $315,153.64 95.00 06 0.250 0.017 0.358 9475730 $384,916.69 79.99 0.250 0.017 0.483 9477502 $312,870.49 67.16 0.250 0.017 0.108 9477545 $611,073.42 69.99 0.250 0.017 0.000 9477764 $364,193.77 43.39 0.250 0.017 0.108 9480533 $496,661.69 69.58 0.250 0.017 0.108 9480859 $784,356.55 28.04 0.250 0.017 0.233 9481365 $398,056.99 80.00 0.250 0.017 0.000 9481499 $399,309.28 50.31 0.250 0.017 0.000 9481713 $424,634.09 55.19 0.250 0.017 0.000 9482524 $502,587.70 43.74 0.250 0.017 0.233 9482707 $512,114.15 69.61 0.250 0.017 0.000 9484008 $432,125.37 79.52 0.250 0.017 0.233 9484278 $522,560.61 77.48 0.250 0.017 0.108 9485408 $957,622.92 80.00 0.250 0.017 0.233 9485868 $394,817.04 79.10 0.250 0.017 0.000 9486962 $419,638.39 77.78 0.250 0.017 0.000 9487109 $648,877.57 18.57 0.250 0.017 0.000 9489232 $559,079.28 80.00 0.250 0.017 0.233 9490044 $950,303.97 54.31 0.250 0.017 0.233 9491360 $476,589.32 66.71 0.250 0.017 0.000 9492033 $304,999.78 75.00 0.250 0.017 0.233 9492324 $368,158.33 60.66 0.250 0.017 0.233 9492914 $329,715.88 80.00 0.250 0.017 0.000 9493164 $371,417.85 80.00 0.250 0.017 0.483 9496303 $479,231.19 53.44 0.250 0.017 0.000 9496580 $452,217.76 69.69 0.250 0.017 0.000 9497060 $498,844.97 68.03 0.250 0.017 0.000 9500428 $353,295.56 78.93 0.250 0.017 0.000 9500733 $469,595.34 55.29 0.250 0.017 0.000 9501246 $474,179.77 45.24 0.250 0.017 0.000 9505821 $434,625.48 29.00 0.250 0.017 0.000 9506242 $648,904.71 65.00 0.250 0.017 0.108 9506708 $377,363.06 54.00 0.250 0.017 0.108 9507864 $401,662.28 68.14 0.250 0.017 0.108 9511302 $484,246.36 57.86 0.250 0.017 0.000 9511340 $372,371.48 64.31 0.250 0.017 0.108 9512231 $319,724.49 46.38 0.250 0.017 0.000 9512654 $648,843.27 40.63 0.250 0.017 0.000 9512817 $489,078.55 31.58 0.250 0.017 0.000 9513492 $323,641.11 80.00 0.250 0.017 0.000 9514100 $303,744.61 80.00 0.250 0.017 0.108 9514159 $569,509.24 69.51 0.250 0.017 0.000 9516125 $314,754.27 90.00 12 0.250 0.017 0.483 9516712 $449,241.73 75.00 0.250 0.017 0.108 9517848 $423,634.94 67.62 0.250 0.017 0.000 9520851 $495,044.61 80.00 0.250 0.017 0.358 9523423 $371,040.27 80.00 0.250 0.017 0.000 9526338 $359,393.39 80.00 0.250 0.017 0.108 9527229 $309,758.17 65.96 0.250 0.017 0.483 9537525 $541,933.00 79.88 0.250 0.017 0.000 9542419 $406,050.10 80.00 0.250 0.017 0.000 9542935 $672,072.86 80.00 0.250 0.017 0.000 9561966 $366,883.85 80.00 0.250 0.017 0.000 9568632 $619,466.19 80.00 0.250 0.017 0.000 9587625 $338,158.60 80.00 0.250 0.017 0.000 9867110 $400,000.00 89.89 13 0.250 0.017 0.483 9867127 $417,640.11 19.00 0.250 0.017 0.000 9867159 $547,528.18 80.00 0.250 0.017 0.000 9867161 $500,000.00 62.50 0.250 0.017 0.108 9867300 $995,000.00 33.17 0.250 0.017 0.000 9867488 $441,562.84 59.72 0.250 0.017 0.608 9867572 $375,000.00 72.82 0.250 0.017 0.000 9867590 $361,595.96 62.94 0.250 0.017 0.108 9867633 $539,568.17 80.00 0.250 0.017 0.358 9867654 $337,736.32 42.25 0.250 0.017 0.483 9867936 $975,000.00 60.94 0.250 0.017 0.000 9868089 $591,600.00 67.23 0.250 0.017 0.000 9868150 $325,000.00 50.00 0.250 0.017 0.108 9868186 $448,613.42 79.47 0.250 0.017 0.000 9868265 $441,000.00 38.68 0.250 0.017 0.108 9868323 $427,000.00 18.17 0.250 0.017 0.000 9868367 $305,000.00 55.56 0.250 0.017 0.108 9868402 $383,669.38 80.00 0.250 0.017 0.000 9868413 $600,000.00 34.29 0.250 0.017 0.108 9868455 $328,237.30 90.00 06 0.250 0.017 0.358 9868467 $340,000.00 26.67 0.250 0.017 0.000 9868482 $418,000.00 65.31 0.250 0.017 0.000 9868488 $563,200.00 75.09 0.250 0.017 0.108 9868578 $441,637.69 64.53 0.250 0.017 0.233 9868621 $336,224.17 43.42 0.250 0.017 0.233 9869102 $500,000.00 57.14 0.250 0.017 0.000 9869205 $311,731.37 80.00 0.250 0.017 0.000 9869442 $450,000.00 75.00 0.250 0.017 0.108 9869482 $339,707.26 67.33 0.250 0.017 0.000 9869514 $843,058.38 75.00 0.250 0.017 0.233 9869591 $360,000.00 66.67 0.250 0.017 0.000 9869728 $284,422.98 85.00 11 0.250 0.017 0.108 9869800 $385,000.00 55.00 0.250 0.017 0.108 9869826 $395,000.00 58.96 0.250 0.017 0.000 9869909 $646,000.00 34.00 0.250 0.017 0.358 9869944 $550,000.00 68.75 0.250 0.017 0.000 9870126 $435,000.00 62.14 0.250 0.017 0.000 9870212 $311,000.00 48.98 0.250 0.017 0.108 9870340 $337,000.00 34.92 0.250 0.017 0.108 9870410 $326,118.98 78.84 0.250 0.017 0.000 9870430 $317,376.52 79.99 0.250 0.017 0.000 9870655 $468,000.00 16.25 0.250 0.017 0.000 9870992 $583,497.19 80.00 0.250 0.017 0.000 9871243 $351,738.76 80.00 0.250 0.017 0.733 9871526 $430,000.00 63.70 0.250 0.017 0.000 9871618 $320,000.00 80.00 0.250 0.017 0.108 9871815 $420,637.53 55.76 0.250 0.017 0.000 9871921 $318,000.00 55.30 0.250 0.017 0.108 9872218 $350,000.00 43.42 0.250 0.017 0.000 9872347 $422,635.81 42.30 0.250 0.017 0.000 9872919 $431,000.00 39.18 0.250 0.017 0.108 9873704 $334,500.00 46.78 0.250 0.017 0.000 9874055 $430,000.00 56.21 0.250 0.017 0.108 9874066 $304,125.00 93.58 12 0.250 0.017 0.108 9874410 $307,085.37 64.03 0.250 0.017 0.000 9874420 $362,100.00 57.48 0.250 0.017 0.233 9874494 $324,627.04 80.00 0.250 0.017 0.108 9874513 $330,272.30 80.00 0.250 0.017 0.108 9874610 $467,597.06 80.00 0.250 0.017 0.000 9874893 $481,467.16 63.46 0.250 0.017 0.000 9874936 $559,517.85 55.45 0.250 0.017 0.000 9874995 $392,000.00 70.00 0.250 0.017 0.108 9876026 $362,958.76 82.28 12 0.250 0.017 0.733 9876219 $382,670.24 89.28 24 0.250 0.017 0.000 9876671 $635,052.76 75.67 0.250 0.017 0.000 9877059 $355,000.00 69.07 0.250 0.017 0.000 9877196 $550,000.00 55.00 0.250 0.017 0.000 9877539 $499,679.86 80.00 0.250 0.017 0.108 9877564 $379,123.30 80.00 0.250 0.017 0.000 9877704 $516,356.79 75.00 0.250 0.017 0.608 9877724 $346,708.47 77.11 0.250 0.017 0.108 9877769 $581,498.90 36.38 0.250 0.017 0.000 9877773 $516,000.00 76.44 0.250 0.017 0.608 9877822 $383,000.00 66.03 0.250 0.017 0.000 9878050 $360,000.00 69.23 0.250 0.017 0.608 9879097 $368,000.00 80.00 0.250 0.017 0.358 9879261 $329,000.00 70.00 0.250 0.017 0.233 9879986 $407,600.00 77.64 0.250 0.017 0.000 9880166 $589,000.00 53.55 0.250 0.017 0.000 9880477 $320,000.00 80.00 0.250 0.017 0.108 9880683 $353,000.00 65.98 0.250 0.017 0.483 9880710 $358,180.42 76.18 0.250 0.017 0.000 9880855 $434,000.00 70.00 0.250 0.017 0.358 9881092 $385,299.20 80.00 0.250 0.017 0.483 9881147 $125,000.00 52.08 0.250 0.017 0.483 9881530 $571,242.82 67.26 0.250 0.017 0.358 9881837 $361,695.87 73.13 0.250 0.017 0.108 9882197 $362,400.00 80.00 0.250 0.017 0.233 9882980 $407,657.23 80.00 0.250 0.017 0.108 9882991 $312,000.00 89.91 12 0.250 0.017 0.358 9883189 $474,000.00 65.47 0.250 0.017 0.233 9883213 $340,000.00 52.31 0.250 0.017 0.108 9883899 $380,000.00 55.88 0.250 0.017 0.000 9884112 $599,483.41 80.00 0.250 0.017 0.000 9884120 $549,537.93 58.51 0.250 0.017 0.108 9884630 $430,000.00 58.11 0.250 0.017 0.483 9884639 $317,645.78 76.07 0.250 0.017 0.358 9885177 $650,000.00 52.00 0.250 0.017 0.233 9885678 $84,938.48 50.00 0.250 0.017 0.858 9886264 $324,000.00 80.00 0.250 0.017 0.108 9886555 $439,140.00 80.00 0.250 0.017 0.108 9886589 $339,550.00 69.30 0.250 0.017 0.108 9886678 $979,476.27 75.47 0.250 0.017 0.358 9886687 $379,375.22 76.77 0.250 0.017 0.233 9887178 $650,000.00 74.42 0.250 0.017 0.233 9887281 $423,860.78 80.00 0.250 0.017 0.358 9887487 $324,752.71 67.08 0.250 0.017 0.608 9888030 $352,405.18 42.79 0.250 0.017 0.108 9888350 $368,000.00 66.91 0.250 0.017 0.108 9888412 $441,896.34 80.00 0.250 0.017 0.358 9888871 $577,500.00 70.00 0.250 0.017 0.108 9890689 $751,883.18 69.68 0.250 0.017 0.233 9891040 $580,000.00 29.00 0.250 0.017 0.108 9891105 $287,364.97 94.98 11 0.250 0.017 0.108 9891657 $324,726.96 41.73 0.250 0.017 0.108 9892569 $638,493.14 80.00 0.250 0.017 0.483 9892574 $571,059.53 80.00 0.250 0.017 0.233 9892622 $340,000.00 57.14 0.250 0.017 0.000 9892892 $500,000.00 75.76 0.250 0.017 0.108 9893041 $385,000.00 73.33 0.250 0.017 0.983 9893555 $498,830.00 55.43 0.250 0.017 0.000 9894053 $575,367.99 80.00 0.250 0.017 0.233 9894194 $519,614.08 80.00 0.250 0.017 0.733 9894449 $392,900.00 46.77 0.250 0.017 0.108 9894450 $378,000.00 65.17 0.250 0.017 0.233 9894709 $307,553.86 79.95 0.250 0.017 0.358 9895453 $681,912.38 78.00 0.250 0.017 0.000 9895510 $369,500.00 61.58 0.250 0.017 0.108 9895749 $318,150.00 79.99 0.250 0.017 0.108 9895792 $362,687.47 33.00 0.250 0.017 0.000 9895923 $543,554.08 64.76 0.250 0.017 0.233 9896134 $387,674.04 80.00 0.250 0.017 0.108 9897286 $350,144.37 95.00 33 0.250 0.017 0.608 9898180 $403,660.60 61.21 0.250 0.017 0.108 9898434 $354,131.02 49.61 0.250 0.017 0.358 9898708 $335,000.00 73.63 0.250 0.017 0.233 9898876 $549,526.46 61.11 0.250 0.017 0.000 9901186 $394,326.55 94.03 11 0.250 0.017 0.858 9901207 $454,636.15 73.74 0.250 0.017 0.358 9901233 $512,558.32 69.32 0.250 0.017 0.000 9901273 $379,375.22 76.77 0.250 0.017 0.233 9901293 $309,103.37 80.00 0.250 0.017 0.358 9901351 $326,055.84 80.00 0.250 0.017 0.108 9901481 $399,309.29 44.44 0.250 0.017 0.000 9901506 $367,379.90 80.00 0.250 0.017 0.108 9901539 $330,472.14 90.00 12 0.250 0.017 0.108 9901591 $323,734.42 80.00 0.250 0.017 0.233 9901629 $551,536.25 80.00 0.250 0.017 0.108 9901652 $459,262.10 80.00 0.250 0.017 0.358 9901678 $349,410.24 73.68 0.250 0.017 0.108 9901708 $610,473.95 79.97 0.250 0.017 0.000 9901767 $350,422.91 68.82 0.250 0.017 0.233 9901799 $429,656.14 77.43 0.250 0.017 0.358 9901813 $430,846.56 80.00 0.250 0.017 0.233 9901851 $434,025.99 80.00 0.250 0.017 0.000 9901871 $604,491.73 62.69 0.250 0.017 0.108 9901892 $356,413.04 79.16 0.250 0.017 0.233 9901910 $415,032.08 66.52 0.250 0.017 0.000 9901936 $310,139.23 80.00 0.250 0.017 0.108 9901970 $598,696.60 80.00 0.250 0.017 0.108 9902240 $331,440.57 80.00 0.250 0.017 0.108 9902248 $309,797.11 80.00 0.250 0.017 0.108 9902249 $648,705.06 71.56 0.250 0.017 0.108 9902256 $327,724.44 80.00 0.250 0.017 0.108 9902260 $371,388.37 80.00 0.250 0.017 0.233 9902263 $325,450.67 80.00 0.250 0.017 0.108 9902266 $394,668.16 79.80 0.250 0.017 0.108 9902276 $359,393.39 60.20 0.250 0.017 0.108 9902279 $503,576.58 83.31 11 0.250 0.017 0.108 9902415 $418,997.70 77.37 0.250 0.017 0.108 9902487 $449,666.03 80.00 0.250 0.017 0.733 9902539 $431,323.97 72.00 0.250 0.017 0.483 9902598 $539,546.33 56.84 0.250 0.017 0.108 9902693 $454,233.30 72.80 0.250 0.017 0.108 9902737 $367,690.84 75.56 0.250 0.017 0.108 9902779 $409,680.17 71.93 0.250 0.017 0.483 9902866 $334,725.41 77.91 0.250 0.017 0.233 9902954 $345,098.14 90.00 11 0.250 0.017 0.858 9902992 $648,904.71 75.00 0.250 0.017 0.108 9903048 $339,707.27 75.89 0.250 0.017 0.000 9903084 $345,944.18 90.00 11 0.250 0.017 0.358 9903085 $400,000.00 74.07 0.250 0.017 0.608 9903120 $382,178.66 75.00 0.250 0.017 0.108 9903181 $375,184.54 68.27 0.250 0.017 0.108 9903408 $285,000.00 67.86 0.250 0.017 0.608 9903802 $388,181.55 65.29 0.250 0.017 0.233 9903893 $335,433.83 80.00 0.250 0.017 0.108 9903912 $347,413.61 80.00 0.250 0.017 0.108 9903917 $423,784.70 67.92 0.250 0.017 0.108 9903932 $361,949.08 80.00 0.250 0.017 0.108 9903944 $559,056.37 67.88 0.250 0.017 0.108 9903952 $464,290.17 75.00 0.250 0.017 0.608 9903998 $499,177.93 70.42 0.250 0.017 0.233 9904090 $371,679.72 80.00 0.250 0.017 0.000 9904427 $350,712.28 64.40 0.250 0.017 0.233 9904915 $649,096.79 61.90 0.250 0.017 1.358 9905276 $341,600.00 80.00 0.250 0.017 0.000 9905483 $419,292.28 80.00 0.250 0.017 0.108 9906177 $349,713.11 74.31 0.250 0.017 0.233 9906206 $559,529.54 69.14 0.250 0.017 0.108 9906636 $350,505.29 80.00 0.250 0.017 0.108 9906644 $320,293.67 79.99 0.250 0.017 0.358 9906662 $499,590.16 76.92 0.250 0.017 0.233 9906694 $339,707.27 45.33 0.250 0.017 0.000 9906704 $331,714.15 80.00 0.250 0.017 0.000 9906718 $419,655.73 80.00 0.250 0.017 0.233 9906758 $499,579.95 78.13 0.250 0.017 0.108 9907451 $445,450.00 80.00 0.250 0.017 0.233 9908002 $312,230.95 66.84 0.250 0.017 0.000 9908012 $287,763.93 83.48 12 0.250 0.017 0.233 9908097 $345,337.03 80.00 0.250 0.017 0.608 9908132 $477,598.42 68.29 0.250 0.017 0.108 9908205 $370,945.69 89.89 11 0.250 0.017 0.233 9908237 $387,674.04 80.00 0.250 0.017 0.108 9908303 $319,473.87 80.00 0.250 0.017 0.233 9908337 $360,189.62 70.00 0.250 0.017 0.000 9908387 $460,852.88 75.00 0.250 0.017 0.000 9908393 $999,139.02 58.82 0.250 0.017 0.000 9908419 $364,428.82 73.00 0.250 0.017 0.483 9908422 $363,444.41 75.00 0.250 0.017 0.108 9908450 $346,228.32 58.81 0.250 0.017 0.233 9908506 $331,714.15 76.32 0.250 0.017 0.000 9908514 $374,677.13 69.12 0.250 0.017 0.000 9908533 $600,482.56 65.68 0.250 0.017 0.000 9908571 $521,161.80 80.00 0.250 0.017 0.108 9908584 $342,105.20 80.00 0.250 0.017 0.000 9908604 $447,621.00 52.75 0.250 0.017 0.108 9908623 $429,257.48 61.43 0.250 0.017 0.000 9908644 $625,736.67 75.00 0.250 0.017 0.233 9908667 $614,936.30 78.97 0.250 0.017 0.000 9908713 $679,029.06 79.95 0.250 0.017 0.108 9909262 $401,670.48 72.69 0.250 0.017 0.233 9909263 $399,655.61 65.36 0.250 0.017 0.000 9909279 $333,719.41 71.37 0.250 0.017 0.108 9909306 $649,440.36 56.52 0.250 0.017 0.000 9909333 $431,637.07 80.00 0.250 0.017 0.108 9909344 $417,640.11 63.82 0.250 0.017 0.000 9909351 $369,681.44 69.98 0.250 0.017 0.000 9909367 $346,215.98 70.00 0.250 0.017 0.233 9909376 $467,606.82 80.00 0.250 0.017 0.108 9909384 $401,662.28 67.00 0.250 0.017 0.108 9909386 $606,327.52 77.80 0.250 0.017 0.000 9909397 $451,138.95 78.52 0.250 0.017 0.358 9909399 $347,721.71 50.80 0.250 0.017 0.358 9909414 $369,681.44 54.01 0.250 0.017 0.000 9909439 $504,575.74 55.80 0.250 0.017 0.108 9909473 $552,535.41 70.00 0.250 0.017 0.108 9910014 $378,342.12 78.95 0.250 0.017 0.358 9910164 $379,672.83 80.00 0.250 0.017 0.000 9910449 $307,741.25 80.00 0.250 0.017 0.108 9911121 $450,411.87 70.00 0.250 0.017 0.000 9912102 $380,000.00 80.00 0.250 0.017 0.000 9912210 $336,000.00 80.00 0.250 0.017 0.233 9916916 $419,638.39 70.00 0.250 0.017 0.000 9916924 $595,000.00 45.77 0.250 0.017 0.000 9916935 $328,716.74 67.42 0.250 0.017 0.000 9916975 $325,719.32 69.36 0.250 0.017 0.000 9916991 $339,707.27 80.00 0.250 0.017 0.000 9917078 $344,717.21 79.31 0.250 0.017 0.233 9917099 $599,508.18 61.73 0.250 0.017 0.233 9917119 $352,696.08 58.83 0.250 0.017 0.000 9917135 $343,504.00 38.07 0.250 0.017 0.000 9917778 $384,676.55 44.77 0.250 0.017 0.108 9918255 $571,619.37 52.01 0.250 0.017 0.108 9918437 $441,238.02 80.00 0.250 0.017 0.233 9918480 $390,663.36 62.06 0.250 0.017 0.000 9918501 $339,707.27 55.28 0.250 0.017 0.000 9918549 $315,740.98 79.00 0.250 0.017 0.233 9920142 $414,651.35 54.61 0.250 0.017 0.108 9922596 $315,995.25 40.90 0.250 0.017 0.108 9923939 $345,100.00 20.30 0.250 0.017 0.233 $931,168,403.96
EXHIBIT F-2 [Schedule of Type 2 Mortgage Loans in Group I] WFMBS WFMBS 2002-04 EXHIBIT F-2 GROUP I LOANS 15 YEAR FIXED RATE NON-RELOCATION & RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) ------------------------------------------------------------------------------------------------------------------------------ NET MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE ------------------------------------------------------------------------------------------------------------------------------ 4799714 GLENVIEW IL 60025 SFD 6.875 6.000 $3,656.60 180 1-Oct-16
COUNT: 1 WAC: 6.875 WAM: 177 WALTV: 59.42 [TABLE CONTINUED]
(i) (ix) (x) (xi) (xii) (xiii) (xv) (xvi) --------------------------------------------------------------------------------------- CUT-OFF MORTGAGE DATE MORTGAGE MASTER FIXED LOAN PRINCIPAL INSURANCE SERVICE SERVICE RETAINED NUMBER BALANCE LTV SUBSIDY CODE FEE FEE YIELD --------------------------------------------------------------------------------------- 4799714 $406,054.56 59.42 0.250 0.017 0.608 $406,054.56
EXHIBIT F-3A [Schedule of Other Servicer Mortgage Loans in Group I] WFMBS WFMBS 2002-04 EXHIBIT F-3A GROUP I LOANS 15 YEAR FIXED RATE NON-RELOCATION & RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) ------------------------------------------------------------------------------------------------------------------------------- NET MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE ------------------------------------------------------------------------------------------------------------------------------- 4334667 FORT WASHINGTON MD 20744 SFD 7.775 6.000 $2,782.87 180 1-Apr-16 4372781 BROOKLINE MA 02446 LCO 8.050 6.000 $4,092.97 180 1-Sep-16 4354423 LEWISTON MI 49756 SFD 7.250 6.000 $456.44 180 1-Oct-16 4289018 RIVER RIDGE LA 70123 SFD 7.000 6.000 $2,804.34 180 1-Aug-16 4347582 ALEXANDRIA LA 71303 SFD 6.625 6.000 $2,853.48 180 1-Nov-16 4379784 ENGLEWOOD CO 80110 SFD 6.750 6.000 $6,620.69 180 1-Nov-16 4403972 LAFAYETTE LA 70503 SFD 6.750 6.000 $2,549.00 180 1-Nov-16 4403985 METAIRIE LA 70005 SFD 6.875 6.000 $2,774.94 168 1-Nov-15 4396185 FLORHAM PARK NJ 07932 SFD 7.500 6.000 $2,954.85 180 1-Oct-16 9889174 NIXA MO 65714 SFD 7.000 6.000 $3,516.22 180 1-Nov-16 9889203 PANAMA CITY BEACH FL 32408 SFD 7.125 6.000 $2,914.06 180 1-Nov-16 9889218 SHELTON CT 06484 SFD 6.625 6.000 $3,029.08 180 1-Oct-16 9889241 BAINBRIDGE ISLAND WA 98110 SFD 7.000 6.000 $3,460.49 180 1-Sep-16 9889266 BALA CYNWYD PA 19004 SFD 7.125 6.000 $5,665.97 180 1-Nov-16 9889284 SANTA ANA CA 92705 SFD 6.375 6.000 $3,457.00 180 1-Nov-16 9889293 HARTLAND WI 53029 SFD 7.000 6.000 $4,143.60 180 1-Nov-16 9889308 SUPERIOR WI 54880 SFD 6.875 6.000 $5,244.11 180 1-Nov-16 9889324 ABILENE TX 79605 SFD 6.375 6.000 $3,673.06 180 1-Nov-16 9889340 NEWTOWN CT 06470 SFD 6.875 6.000 $2,604.22 180 1-Nov-16 4433038 PELHAM NY 10803 SFD 6.625 6.000 $4,170.47 180 1-Oct-16 4433069 BASKING RIDGE NJ 07920 SFD 6.875 6.000 $2,675.56 180 1-May-16 4433422 RUMSON NJ 07760 SFD 7.250 6.000 $2,738.59 180 1-Aug-16 4433438 ROCKVILLE MD 20853 SFD 7.250 6.000 $2,665.56 180 1-Sep-16 4433473 SCARSDALE NY 10583 SFD 7.750 6.000 $2,823.83 180 1-Sep-16 4433725 CUPERTINO CA 95014 SFD 6.250 5.983 $3,596.89 180 1-Oct-16 4265133 TOWN COUNTRY MO 63017 SFD 6.750 6.000 $4,234.29 180 1-Jun-16 9873379 PASADENA CA 91105 SFD 6.375 6.000 $6,179.39 180 1-Sep-16 9873408 HILTON HEAD ISLAND SC 29928 LCO 7.250 6.000 $3,039.84 180 1-Sep-16 9873439 WINDERMERE FL 34786 SFD 6.625 6.000 $3,520.76 180 1-Sep-16 9873460 GLENCOE MO 63038 SFD 7.250 6.000 $2,902.91 180 1-Sep-16 9873512 PALM BEACH GARDENS FL 33418 SFD 7.000 6.000 $6,741.21 180 1-Jul-16 9873544 CLAREMONT CA 91711 SFD 6.875 6.000 $7,045.65 180 1-Oct-16 9885614 EASTON MD 21601 SFD 6.875 6.000 $3,537.10 180 1-Sep-16 9885644 ATLANTA GA 30339 SFD 6.750 6.000 $2,716.67 180 1-Mar-16 9885664 NORTHBOROUGH MA 01532 SFD 6.500 6.000 $3,440.87 180 1-Aug-16 9885670 LINCOLN NE 68512 SFD 6.750 6.000 $3,079.48 180 1-Sep-16 9885703 PORT CHARLOTTE FL 33952 SFD 7.250 6.000 $3,706.23 180 1-Sep-16 9885728 NORFOLK VA 23505 SFD 6.875 6.000 $3,729.74 180 1-Apr-16 9885743 BRISTOW VA 20136 SFD 7.375 6.000 $3,622.20 180 1-Aug-16 9885773 BARRINGTON IL 60010 SFD 6.875 6.000 $2,764.75 180 1-May-16 9885803 WEST PALM BEACH FL 33412 SFD 6.875 6.000 $3,210.68 180 1-Sep-16 9885812 POTOMAC MD 20854 SFD 6.000 5.733 $4,430.25 180 1-Sep-16 9885825 FAIRFAX STATION VA 22039 SFD 6.750 6.000 $3,539.64 180 1-Jun-16 9885843 NASHVILLE TN 37205 SFD 6.500 6.000 $3,109.85 180 1-Sep-16 9885874 CHESTER CA 96020 SFD 7.000 6.000 $3,415.55 180 1-Sep-16 9885897 MILPITAS CA 95035 SFD 6.875 6.000 $5,440.31 180 1-Sep-16 9885905 HOUSTON TX 77077 SFD 6.375 6.000 $3,164.03 180 1-Sep-16 9885924 PORTLAND OR 97209 LCO 6.875 6.000 $3,130.41 180 1-Aug-16 9885954 HERNDON VA 20170 SFD 6.250 5.983 $3,048.14 180 1-Sep-16 9885977 MACON GA 31210 SFD 7.000 6.000 $2,876.26 180 1-Jul-16 9885989 BETHESDA MD 20816 SFD 7.125 6.000 $3,487.46 180 1-Aug-16 9886008 NASHVILLE TN 37205 SFD 6.625 6.000 $2,546.18 180 1-Sep-16 9886052 BELLAIRE TX 77401 SFD 6.625 6.000 $5,706.96 180 1-Sep-16 9886069 COCKEYSVILLE MD 21030 SFD 6.625 6.000 $2,633.99 180 1-Sep-16 9886089 BOGART GA 30622 SFD 6.750 6.000 $3,389.20 180 1-Apr-16 9886111 SAINT LOUIS MO 63122 SFD 6.750 6.000 $3,805.12 180 1-Sep-16 9886125 CHATSWORTH AREA CA 91331 SFD 6.875 6.000 $3,772.54 180 1-Sep-16 9886320 SANTA ROSA BEACH FL 32413 LCO 7.000 6.000 $4,516.61 180 1-Sep-16 9886342 MARTINEZ GA 30907 SFD 6.750 6.000 $3,008.69 180 1-Sep-16 9886346 ORANGE PARK FL 32073 SFD 6.875 6.000 $4,849.46 180 1-Jul-16 9886350 FORT LAUDERDALE FL 33308 SFD 6.875 6.000 $4,639.43 180 1-Aug-16 9886356 DULUTH GA 30097 SFD 6.625 6.000 $3,358.33 180 1-Sep-16 9886359 FRAMINGHAM MA 01701 SFD 6.125 5.858 $2,977.19 180 1-Sep-16 9886365 GEORGETOWN SC 29440 LCO 6.375 6.000 $4,597.81 180 1-Sep-16 9886366 VONROE TN 37885 SFD 6.875 6.000 $3,567.42 180 1-Oct-16 9886370 LONGBOAT KEY FL 34228 LCO 7.375 6.000 $2,759.77 180 1-Aug-16 9886374 SAN DIEGO CA 92130 SFD 6.500 6.000 $3,919.98 180 1-Sep-16 9886376 PORT CHARLOTTE FL 33952 SFD 6.625 6.000 $3,362.72 180 1-Sep-16 9886391 CUMMING IA 50061 SFD 6.750 6.000 $3,086.12 180 1-Sep-16 9886396 HEATHROW FL 32746 SFD 6.875 6.000 $3,183.92 180 1-Sep-16 9886400 RALEIGH NC 27613 SFD 6.750 6.000 $3,451.15 180 1-Sep-16 9886409 KNOXVILLE TN 37919 SFD 7.125 6.000 $3,623.32 180 1-Aug-16 9886414 ST SIMONS ISLAND GA 31522 SFD 7.000 6.000 $4,368.31 180 1-Aug-16 9886418 JACKSONVILLE FL 32211 SFD 6.625 6.000 $2,730.56 180 1-Sep-16 9886421 CHESAPEAKE VA 23321 SFD 6.750 6.000 $3,044.09 180 1-Sep-16 9886647 ANNAPOLIS MD 21401 SFD 6.750 6.000 $2,674.64 180 1-Jun-16 9890155 PASADENA CA 91106 SFD 6.000 5.733 $6,961.82 180 1-Jul-16 9894591 BELLEAIR FL 33756 SFD 6.625 6.000 $4,701.22 180 1-Oct-16 9897671 HUNTINGTON BEACH CA 92648 SFD 6.875 6.000 $5,796.17 180 1-Aug-16 9897689 OAKTON VA 22124 SFD 7.000 6.000 $5,198.83 180 1-Aug-16 9897705 SCOTTSDALE AZ 85262 SFD 7.375 6.000 $4,599.62 180 1-Jun-16
COUNT: 81 WAC: 6.820287583 WAM: 175.5660388 WALTV: 64.61824446 [TABLE CONTINUED]
(i) (ix) (x) (xi) (xii) (xiii) (xv) (xvi) ------------------------------------------------------------------------------------------- CUT-OFF MORTGAGE DATE MORTGAGE MASTER FIXED LOAN PRINCIPAL INSURANCE SERVICE SERVICE RETAINED NUMBER BALANCE LTV SUBSIDY CODE FEE FEE YIELD ------------------------------------------------------------------------------------------- 4334667 $287,161.96 88.12 12 0.650 0.017 1.108 4372781 $422,036.29 89.89 0.550 0.017 1.483 4354423 $49,534.12 37.59 0.250 0.017 0.983 4289018 $307,020.54 80.00 0.250 0.017 0.733 4347582 $201,547.08 68.42 0.250 0.017 0.358 4379784 $743,339.08 62.35 0.250 0.017 0.483 4403972 $286,189.26 78.92 0.250 0.017 0.483 4403985 $296,720.44 86.62 11 0.250 0.017 0.608 4396185 $315,843.93 70.05 0.250 0.017 1.233 9889174 $386,712.69 77.47 0.250 0.017 0.733 9889203 $319,117.75 77.52 0.250 0.017 0.858 9889218 $341,608.17 66.35 0.250 0.017 0.358 9889241 $380,098.69 63.11 0.250 0.017 0.733 9889266 $621,584.29 75.00 0.250 0.017 0.858 9889284 $390,490.08 62.99 0.250 0.017 0.108 9889293 $458,082.65 68.50 0.250 0.017 0.733 9889308 $583,974.82 75.87 0.250 0.017 0.608 9889324 $422,161.98 85.00 6 0.250 0.017 0.108 9889340 $290,132.06 73.00 0.250 0.017 0.608 4433038 $470,330.10 50.00 0.250 0.017 0.358 4433069 $292,190.27 42.86 0.250 0.017 0.608 4433422 $293,985.74 35.29 0.250 0.017 0.983 4433438 $288,361.62 63.48 0.250 0.017 0.983 4433473 $296,420.19 30.30 0.250 0.017 1.483 4433725 $415,241.92 44.63 0.250 0.017 0.000 4265133 $466,430.25 67.39 0.250 0.017 0.483 9873379 $705,400.03 62.17 0.250 0.017 0.108 9873408 $328,850.73 90.00 12 0.250 0.017 0.983 9873439 $395,728.92 72.12 0.250 0.017 0.358 9873460 $314,037.63 74.82 0.250 0.017 0.983 9873512 $735,594.08 77.72 0.250 0.017 0.733 9873544 $782,397.79 63.86 0.250 0.017 0.608 9885614 $391,496.70 57.06 0.250 0.017 0.608 9885644 $296,847.73 78.72 0.250 0.017 0.483 9885664 $388,422.69 66.95 0.250 0.017 0.233 9885670 $343,474.07 49.36 0.250 0.017 0.483 9885703 $400,941.13 63.94 0.250 0.017 0.983 9885728 $401,481.66 45.21 0.250 0.017 0.608 9885743 $387,664.26 75.00 0.250 0.017 1.108 9885773 $295,158.39 55.86 0.250 0.017 0.608 9885803 $355,367.66 51.06 0.250 0.017 0.608 9885812 $517,724.66 54.12 0.250 0.017 0.000 9885825 $390,818.75 75.47 0.250 0.017 0.483 9885843 $352,257.23 44.63 0.250 0.017 0.233 9885874 $374,990.97 38.97 0.250 0.017 0.733 9885897 $598,093.24 45.19 0.250 0.017 0.608 9885905 $361,184.51 73.22 0.250 0.017 0.108 9885924 $343,972.98 71.93 0.250 0.017 0.608 9885954 $350,676.17 74.06 0.250 0.017 0.000 9885977 $311,506.99 55.17 0.250 0.017 0.733 9885989 $378,920.63 62.91 0.250 0.017 0.858 9886008 $286,188.02 61.05 0.250 0.017 0.358 9886052 $641,455.90 77.84 0.250 0.017 0.358 9886069 $296,056.53 73.89 0.250 0.017 0.358 9886089 $371,427.34 78.81 0.250 0.017 0.483 9886111 $424,210.47 78.18 0.250 0.017 0.483 9886125 $416,545.55 79.81 0.250 0.017 0.608 9886320 $496,102.85 75.00 0.250 0.017 0.733 9886342 $335,578.08 69.97 0.250 0.017 0.483 9886346 $533,194.47 75.00 0.250 0.017 0.608 9886350 $513,100.52 58.78 0.250 0.017 0.608 9886356 $377,328.96 53.50 0.250 0.017 0.358 9886359 $344,983.56 74.79 0.250 0.017 0.000 9886365 $524,857.10 38.00 0.250 0.017 0.108 9886366 $396,150.78 51.61 0.250 0.017 0.608 9886370 $292,307.57 63.97 0.250 0.017 1.108 9886374 $444,021.73 38.30 0.250 0.017 0.233 9886376 $377,965.54 46.42 0.250 0.017 0.358 9886391 $344,214.30 75.00 0.250 0.017 0.483 9886396 $352,406.28 76.77 0.250 0.017 0.608 9886400 $384,927.80 61.90 0.250 0.017 0.483 9886409 $394,962.07 35.56 0.250 0.017 0.858 9886414 $478,243.49 72.00 0.250 0.017 0.733 9886418 $306,911.98 74.94 0.250 0.017 0.358 9886421 $339,526.07 80.00 0.250 0.017 0.483 9886647 $295,312.41 75.00 0.250 0.017 0.483 9890155 $807,764.90 68.75 0.250 0.017 0.000 9894591 $530,185.78 73.86 0.250 0.017 0.358 9897671 $639,416.64 64.99 0.250 0.017 0.608 9897689 $569,168.78 52.58 0.250 0.017 0.733 9897705 $489,114.00 22.22 0.250 0.017 1.108 $33,132,955.04
WFMBS WFMBS 2002-04 EXHIBIT F-3A GROUP I LOANS (continued) 15 YEAR FIXED RATE NON-RELOCATION & RELOCATION LOANS (i) (xvii) (xviii) ------------------------------------------------------------------------------- MORTGAGE NMI LOAN LOAN NUMBER SERVICER SELLER ------------------------------------------------------------------------------- 4334667 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK 4372781 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK 4354423 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP 4289018 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4347582 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4379784 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4403972 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4403985 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4396185 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889174 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889203 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889218 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889241 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889266 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889284 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889293 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889308 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889324 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889340 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 4433038 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4433069 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4433422 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4433438 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4433473 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4433725 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4265133 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C 9873379 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9873408 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9873439 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9873460 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9873512 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9873544 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885614 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885644 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885664 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885670 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885703 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885728 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885743 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885773 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885803 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885812 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885825 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885843 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885874 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885897 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885905 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885924 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885954 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885977 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9885989 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886008 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886052 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886069 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886089 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886111 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886125 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886320 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886342 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886346 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886350 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886356 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886359 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886365 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886366 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886370 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886374 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886376 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886391 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886396 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886400 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886409 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886414 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886418 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886421 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9886647 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9890155 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9894591 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9897671 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9897689 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 9897705 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC. 81 COUNT: 81 WAC: 6.820287583 WAM: 175.5660388 WALTV: 64.61824446 EXHIBIT F-3B [Schedule of Other Servicer Mortgage Loans in Group II] WFMBS WFMBS 2002-04 EXHIBIT F-3B GROUP II LOANS 30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x) (xi) (xii) ------------------------------------------------------------------------------------------------------------------------------------ NET CUT-OFF MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED DATE MORTGAGE LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY PRINCIPAL INSURANCE NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE BALANCE LTV SUBSIDY CODE ------------------------------------------------------------------------------------------------------------------------------------ 4425933 CARLSBAD CA 92009 SFD 7.250 6.500 $2,755.99 360 1-Sep-31 402,727.90 80.00 9891162 MILLBRAE CA 94030 SFD 7.125 6.500 $4,379.18 360 1-Nov-31 648,957.31 72.63 9891202 SAN MATEO CA 94403 SFD 7.250 6.500 $2,967.47 360 1-Nov-31 433,783.52 59.18 9891219 FREMONT CA 94539 SFD 6.875 6.358 $3,153.26 360 1-Nov-31 479,191.17 80.00 9891222 TORRANCE CA 90505 SFD 7.000 6.483 $2,510.19 360 1-Nov-31 376,679.65 70.00 9891242 SAN JOSE CA 95118 SFD 6.750 6.358 $2,101.46 360 1-Nov-31 323,440.51 80.00 9891257 LONG BEACH CA 90807 SFD 6.750 6.358 $4,202.92 360 1-Nov-31 646,881.02 67.50 9891262 GLENDALE CA 91214 SFD 6.750 6.358 $2,542.51 360 1-Nov-31 391,322.59 80.00 9891264 REDONDO BEACH CA 90278 SFD 6.750 6.358 $2,075.52 360 1-Nov-31 319,022.93 57.25 9891277 ALISO VIEJO CA 92656 SFD 6.875 6.358 $2,443.78 360 1-Nov-31 371,373.15 80.00 9891278 SAN CARLOS CA 94070 SFD 7.000 6.483 $2,262.03 360 1-Nov-31 339,440.98 80.00 9891284 ALAMO CA 94507 SFD 6.750 6.358 $3,733.34 360 1-Nov-31 574,606.03 53.54 9891289 OLNEY MD 20832 SFD 6.875 6.358 $2,036.48 360 1-Nov-31 309,477.63 77.50 9891292 CASTAIC CA 91384 SFD 7.125 6.500 $2,499.50 360 1-Nov-31 370,069.14 70.67 9891304 DUNN LORING VA 22027 SFD 6.875 6.358 $3,179.54 360 1-Nov-31 483,184.43 73.33 9891313 SIERRA MADRE CA 91024 SFD 6.875 6.358 $1,983.93 360 1-Nov-31 300,972.07 68.64 9891318 SAN FRANCISCO CA 94121 SFD 6.750 6.358 $2,918.70 360 1-Nov-31 446,302.92 46.01 9891322 ROCKVILLE MD 20850 SFD 6.750 6.358 $2,445.22 360 1-Nov-31 376,348.99 62.83 9891330 PLEASANT HILL CA 94523 SFD 6.875 6.358 $2,890.49 360 1-Nov-31 439,258.57 80.00 9891333 ORANGE CA 92869 SFD 7.000 6.483 $2,661.21 360 1-Nov-31 399,342.33 37.04 9891336 POTOMAC MD 20854 SFD 7.125 6.500 $3,267.54 360 1-Nov-31 484,221.99 54.99 9891349 FULLERTON CA 92835 SFD 6.875 6.358 $2,956.18 360 1-Nov-31 449,241.73 71.43 9891350 CUPERTINO CA 95014 SFD 6.875 6.358 $3,120.41 360 1-Dec-31 474,600.94 69.85 9891356 MILL VALLEY CA 94941 SFD 6.875 6.358 $2,956.18 360 1-Nov-31 449,241.73 42.86 9891358 LIVERMORE CA 94550 SFD 6.875 6.358 $2,010.21 360 1-Nov-31 305,484.36 85.00 01 9891361 BREA CA 92821 SFD 6.750 6.358 $2,250.64 360 1-Nov-31 346,400.79 79.77 9891366 SAN JOSE CA 95148 SFD 6.875 6.358 $2,627.72 360 1-Nov-31 399,325.97 50.00 9891367 SAN JOSE CA 95116 SFD 6.875 6.358 $2,095.61 360 1-Nov-31 318,462.45 73.33 9891376 CAMPBELL CA 95008 SFD 7.000 6.483 $2,378.46 360 1-Nov-31 356,912.21 77.89 9891384 SIMI VALLEY CA 93065 SFD 6.875 6.358 $2,732.83 360 1-Nov-31 415,299.00 80.00 9891433 ALTADENA CA 91001 SFD 6.750 6.358 $3,523.19 360 1-Nov-31 542,261.99 80.00 9891438 LOS ANGELES CA 91607 SFD 6.875 6.358 $2,759.10 360 1-Nov-31 419,292.28 80.00 9891448 BURBANK CA 91505 SFD 6.750 6.358 $2,698.17 360 1-Dec-31 415,641.83 80.00 9891451 FREMONT CA 94539 SFD 6.875 6.358 $3,393.04 360 1-Nov-31 515,629.66 73.79 9891459 CHATSWORTH CA 91311 SFD 6.875 6.358 $2,473.34 360 1-Nov-31 375,865.57 68.45 9891477 RANCHO PALOS CA 90275 SFD 6.875 6.358 $2,496.33 360 1-Dec-31 379,680.75 80.00 9891875 MANHATTAN BEA CA 90266 SFD 6.750 6.358 $3,729.44 360 1-Nov-31 574,007.09 42.59 9891903 SANTA ANA CA 92705 SFD 6.875 6.358 $2,627.72 360 1-Nov-31 399,325.97 59.26 9891923 OAKLEY CA 94561 SFD 6.875 6.358 $2,128.45 360 1-Nov-31 323,430.93 80.00 9891944 SCARSDALE NY 10583 SFD 6.875 6.358 $3,416.03 360 1-Nov-31 519,050.09 54.74 9892012 LOMPOC CA 93436 SFD 6.875 6.358 $2,417.50 360 1-Nov-31 367,379.90 80.00 9892039 SPARKS MD 21152 SFD 7.375 6.500 $2,693.63 360 1-Aug-31 388,497.88 58.21 9892054 LONGMONT CO 80503 SFD 7.000 6.483 $2,637.59 360 1-Nov-31 395,798.17 53.94 9892094 AURORA CO 80016 SFD 6.875 6.358 $2,139.95 360 1-Nov-31 325,201.09 79.99 9892119 LONGMONT CO 80503 SFD 6.750 6.358 $2,594.39 360 1-Nov-31 399,309.29 76.19 9892158 NAPA CA 94558 SFD 7.125 6.500 $2,358.02 360 1-Oct-31 347,524.69 55.56 9892179 ROCHESTER MN 55902 SFD 7.000 6.483 $3,113.62 360 1-Nov-31 467,230.52 78.00 9892190 COOKSVILLE MD 21723 SFD 6.875 6.358 $2,246.70 360 1-Oct-31 341,133.08 53.72 9905255 LOS ANGELES CA 90027 SFD 6.875 6.358 $2,259.84 360 1-Dec-31 343,710.99 80.00 9905270 SAN MARINO CA 91108 SFD 6.750 6.233 $2,218.21 360 1-Dec-31 341,705.54 79.91 9905293 HUNTINGTON BE CA 92648 SFD 6.750 6.233 $3,022.47 360 1-Dec-31 465,598.78 76.90 9905335 CARLSBAD CA 92009 SFD 6.875 6.358 $4,270.04 360 1-Dec-31 649,453.92 57.78 9905338 DANVILLE CA 94526 SFD 6.750 6.233 $3,651.61 360 1-Dec-31 562,515.27 69.94 9905350 SAN JOSE CA 95120 SFD 6.750 6.233 $3,320.82 360 1-Nov-31 508,436.70 57.53 9905358 REDWOOD CITY CA 94065 SFD 6.875 6.358 $3,153.26 360 1-Dec-31 479,596.74 46.60 9905377 ENCINITAS CA 92024 SFD 6.750 6.233 $2,957.61 360 1-Dec-31 455,607.39 80.00 9905393 LOS ANGELES CA 91401 SFD 6.875 6.358 $2,562.02 360 1-Nov-31 389,304.86 79.59 9905405 LAKE FOREST CA 92630 SFD 6.750 6.233 $2,075.52 360 1-Dec-31 319,724.48 80.00 9905418 PLEASANTON CA 94566 SFD 7.250 6.500 $2,537.70 360 1-Nov-31 371,417.85 80.00 9905422 THOUSAND OAKS CA 91362 SFD 6.875 6.358 $2,680.27 360 1-Dec-31 407,657.23 70.96 9905434 HUNTINGTON BE CA 92648 SFD 6.875 6.358 $3,659.09 360 1-Nov-31 556,061.44 57.13 9905437 MOUNTAIN VIEW CA 94043 SFD 7.125 6.500 $2,350.14 360 1-Dec-31 348,551.04 80.00 9905440 GLENDALE CA 91208 SFD 6.875 6.358 $3,174.28 360 1-Dec-31 482,794.05 80.00 9905457 ALBUQUERQUE NM 87122 SFD 7.125 6.500 $3,219.03 360 1-Nov-31 477,033.55 78.33 9905460 PACIFICA CA 94044 SFD 6.875 6.358 $2,956.18 360 1-Dec-31 449,621.95 60.81 9905474 IRVINE CA 92620 SFD 7.000 6.483 $2,022.52 360 1-Dec-31 303,750.81 50.25 9905487 CASTRO VALLEY CA 94552 SFD 6.750 6.233 $3,081.49 360 1-Dec-31 474,690.95 80.00 9905490 EMERALD HILLS CA 94062 SFD 6.750 6.233 $3,813.76 360 1-Nov-31 586,984.63 29.40 9905501 PIEDMONT CA 94611 SFD 6.750 6.233 $2,918.70 360 1-Dec-31 449,612.55 32.14 9905506 BERKELEY CA 94708 SFD 6.750 6.233 $2,944.64 360 1-Dec-31 453,609.11 56.75 9905511 LOS ANGELES CA 91403 SFD 6.875 6.358 $3,284.65 360 1-Dec-31 499,579.93 75.76 9905518 AUSTIN TX 78734 SFD 7.250 6.500 $3,172.12 360 1-Nov-31 464,272.32 65.96 9905528 BRENTWOOD CA 94513 SFD 6.875 6.358 $2,364.95 360 1-Dec-31 359,697.55 77.92 9905543 THOUSAND OAKS CA 91362 SFD 6.750 6.233 $2,205.24 360 1-Dec-31 339,707.26 80.00 9905548 EL CERRITO CA 94530 SFD 6.875 6.358 $2,460.20 360 1-Dec-31 374,185.37 62.42 9905563 ENCINITAS CA 92024 SFD 6.750 6.233 $3,015.99 360 1-Dec-31 464,599.64 46.50 9905569 BERKELEY CA 94708 SFD 6.875 6.358 $2,860.93 360 1-Dec-31 435,134.12 67.00 9905578 ST. HELENA CA 94574 SFD 7.000 6.483 $3,347.81 360 1-Dec-31 502,787.52 80.00 9905585 HUNTINGTON BE CA 92648 PUD 6.750 6.233 $4,110.50 360 1-Dec-31 633,204.34 75.00 9905595 BAHAMA NC 27503 SFD 7.125 6.500 $2,463.12 360 1-Dec-31 365,307.63 78.62 9905596 PASADENA CA 91107 SFD 7.000 6.483 $2,192.84 360 1-Nov-31 329,058.08 80.00 9905606 GLENDALE CA 91208 SFD 6.750 6.233 $2,127.41 360 1-Dec-31 327,717.59 39.05 9905609 LIVERMORE CA 94550 SFD 6.750 6.233 $1,965.26 360 1-Dec-31 302,739.12 77.69 9905637 DIAMOND BAR CA 91765 SFD 7.375 6.500 $3,543.17 360 1-Dec-31 512,609.64 74.35 9905646 THOUSAND OAKS CA 91362 SFD 6.875 6.358 $2,989.03 360 1-Dec-31 454,617.74 70.00 9905649 OAK PARK CA 91377 SFD 6.750 6.233 $3,942.18 360 1-Dec-31 607,276.70 62.02 9905666 LOS ANGELES CA 90027 SFD 6.875 6.358 $2,726.26 360 1-Nov-31 414,300.69 69.17 9905681 THOUSAND OAKS CA 91362 LCO 7.250 6.500 $2,140.67 360 1-Dec-31 313,555.21 67.48 9905691 GLENDALE CA 91208 SFD 7.000 6.483 $2,687.83 360 1-Dec-31 403,668.84 79.22 9905733 PASADENA CA 91105 SFD 7.000 6.483 $2,993.87 360 1-Dec-31 449,631.13 78.26 9905748 SAN MATEO CA 94402 SFD 6.750 6.233 $4,215.89 360 1-Dec-31 649,440.36 48.15 9905754 CULVER CITY CA 90232 SFD 7.000 6.483 $2,874.11 360 1-Dec-31 431,645.89 80.00 9905763 WESTLAKE VILL CA 91362 SFD 6.875 6.358 $3,744.50 360 1-Dec-31 569,521.13 38.00 9905780 ANNA TX 75409 SFD 6.875 6.358 $2,167.87 360 1-Nov-31 329,443.93 89.19 01 9905782 SAUSALITO CA 94965 SFD 6.750 6.233 $2,205.24 360 1-Dec-31 337,502.02 25.19 9905808 MISSION VIEJO CA 92691 SFD 6.875 6.358 $2,207.28 360 1-Dec-31 335,717.72 70.00 9905829 LOS ANGELES CA 91436 SFD 6.750 6.233 $4,215.89 360 1-Dec-31 649,440.36 46.43 9905839 PALOS VERDES S 90274 SFD 6.875 6.358 $3,613.11 360 1-Dec-31 549,537.93 62.86 9905850 LAGUNA BEACH CA 92651 SFD 6.875 6.358 $3,284.65 360 1-Dec-31 499,579.93 76.92 9905851 ENCINITAS CA 92024 SFD 6.750 6.233 $3,247.54 360 1-Dec-31 500,268.90 72.57 9905857 ALEXANDRIA VA 22305 SFD 6.750 6.233 $2,049.57 360 1-Dec-31 315,727.93 80.00 9905862 OLDSMAR FL 34677 SFD 6.750 6.233 $2,140.38 360 1-Dec-31 329,715.87 73.33 9905864 LOS ANGELES CA 91307 SFD 6.875 6.358 $2,226.99 360 1-Dec-31 338,715.20 52.97 9905869 ROLLING HILLS E 90274 SFD 6.875 6.358 $2,233.56 360 1-Dec-31 339,714.36 80.00 9905877 SAN JOSE CA 95124 SFD 7.000 6.483 $2,195.50 360 1-Dec-31 329,729.50 60.00 9905879 WALNUT CREEK CA 94596 SFD 6.875 6.358 $2,453.63 360 1-Dec-31 373,186.21 64.96 9905881 SAN FRANCISCO CA 94114 SFD 6.875 6.358 $2,489.76 360 1-Dec-31 378,681.59 37.34 9905885 TEMPE AZ 85284 PUD 6.875 6.358 $3,481.73 360 1-Nov-31 529,083.49 74.13 9905894 FORT LAUDERDA FL 33304 SFD 7.000 6.483 $3,592.64 360 1-Dec-31 539,557.36 57.45 9905903 NOVATO CA 94949 SFD 6.875 6.358 $2,627.72 360 1-Dec-31 399,663.95 72.73 9905906 PALOS VERDES S 90274 SFD 7.000 6.483 $3,659.17 360 1-Dec-31 549,549.16 72.46 9905908 WESTON FL 33327 PUD 6.750 6.233 $2,853.84 360 1-Dec-31 439,621.15 58.05 9905919 SANTA MONICA CA 90403 SFD 7.125 6.500 $3,523.55 360 1-Dec-31 522,581.76 52.30 9905920 LA CANADA FLI E 91011 SFD 6.875 6.358 $2,989.03 360 1-Dec-31 454,617.74 79.82 4398716 WESTLAKE LA 70669 SFD 6.750 6.483 $2,018.76 360 1-Dec-31 310,982.02 75.00 4403909 FORT SMITH AR 72916 SFD 7.375 6.500 $2,148.13 342 1-May-30 305,999.52 88.85 01 4409110 TULSA OK 74114 SFD 7.000 6.500 $3,326.51 360 1-Nov-31 499,177.92 40.00 4423376 KENNER LA 70065 SFD 7.250 6.500 $2,186.06 345 1-Aug-30 315,991.64 66.64 4438881 BATON ROUGE LA 70808 PUD 6.875 6.500 $2,956.18 343 1-Jul-30 442,853.30 73.63 9889045 WOODBRIDGE CT 06525 SFD 7.125 6.500 $2,762.25 360 1-Nov-31 409,342.31 56.55 9889079 MILLER PLACE NY 11764 SFD 8.000 6.500 $2,283.48 360 1-Oct-31 310,569.37 80.00 9889104 ST. LOUIS MO 63129 SFD 7.000 6.500 $2,401.74 360 1-Nov-31 360,406.46 76.81 9889126 LONG BEACH CA 90808 SFD 6.875 6.500 $2,018.09 360 1-Nov-31 306,682.34 80.00 9889158 CHICAGO IL 60622 SFD 7.125 6.500 $2,829.62 360 1-Nov-31 419,326.27 74.34 9889188 LINCOLN NE 68516 SFD 6.875 6.500 $2,463.48 360 1-Oct-31 374,049.45 75.00 9889894 COLUMBIA MO 65201 SFD 7.375 6.500 $2,058.21 360 1-Nov-31 297,545.10 80.00 9889906 TROY MI 48098 SFD 7.375 6.500 $2,762.71 360 1-Oct-31 399,081.24 80.00 9889915 LEES SUMMIT MO 64081 SFD 7.375 6.500 $3,224.38 360 1-Oct-31 465,772.75 80.00 9889925 ATLANTA GA 30319 SFD 6.750 6.483 $3,859.16 360 1-Nov-31 593,972.55 61.34 9889928 KATONAH NY 10536 SFD 7.000 6.500 $3,166.84 360 1-Nov-31 471,194.05 80.00 9889947 FOUNTAIN HILL AZ 85268 SFD 7.750 6.500 $2,515.68 360 1-Nov-31 350,652.72 73.93 9889968 GREENWICH CT 06878 SFD 6.875 6.500 $3,216.33 360 1-Nov-31 488,774.98 80.00 9889969 SUNRISE BEACH MO 65079 SFD 7.000 6.500 $3,326.51 360 1-Nov-31 499,177.93 59.65 9889989 ATLANTA GA 30331 SFD 6.875 6.500 $2,180.02 360 1-Oct-31 331,008.81 85.00 12 9890002 ROCKVILLE MD 20850 SFD 7.000 6.500 $2,518.17 360 1-Nov-31 377,877.69 69.83 9890023 NAPLES FL 34119 SFD 7.000 6.500 $2,352.51 360 1-Nov-31 353,018.63 80.00 9899393 HERSEY MI 49639 SFD 7.250 6.500 $2,312.58 360 1-Oct-31 338,201.84 78.84 9899417 BAY CITY MI 48706 SFD 6.875 6.500 $2,627.72 360 1-Nov-31 399,325.97 74.77 9899438 HASLETT MI 48840 SFD 7.375 6.500 $2,182.53 360 1-Oct-31 315,274.22 80.00 9899459 SAN CLEMENTE CA 92673 SFD 8.000 6.500 $3,081.81 360 1-Nov-31 419,434.50 73.68 9899479 ROGERS AR 72756 SFD 7.000 6.500 $2,570.73 360 1-Nov-31 385,764.69 70.25 9899528 OCEAN VIEW DE 19970 SFD 7.500 6.500 $3,809.32 360 1-Oct-31 543,579.44 65.09 9899547 CHICAGO IL 60630 SFD 6.750 6.483 $2,759.78 360 1-Oct-31 424,394.78 75.98 9899580 BELLEVUE WA 98004 SFD 7.375 6.500 $2,486.43 360 1-Oct-31 359,173.15 51.43 9899603 HOWELL MI 48843 SFD 7.250 6.500 $2,670.04 360 1-Nov-31 390,787.49 69.27 9899758 MADISON WI 53705 SFD 7.125 6.500 $2,125.59 360 1-Jun-31 313,702.07 79.99 9899812 SAN DIEGO CA 92130 SFD 6.750 6.483 $2,432.24 360 1-Nov-31 374,352.46 60.98 9920949 BRANFORD CT 06405 SFD 6.750 6.483 $1,926.34 360 1-Nov-31 296,487.14 90.00 33 9920959 LOVELAND CO 80537 SFD 6.875 6.500 $2,719.69 360 1-Dec-31 413,652.19 68.20 9920974 CHICAGO IL 60614 SFD 8.000 6.500 $4,297.66 360 1-Dec-31 585,307.01 66.94 9920984 CORONA CA 92882 SFD 7.500 6.500 $2,201.83 360 1-Sep-31 313,956.38 90.00 13 9920989 WASHINGTON PA 15301 SFD 6.750 6.483 $2,205.23 360 1-Nov-31 339,412.89 80.00 9920996 LANCASTER PA 17601 SFD 7.250 6.500 $2,442.19 360 1-Nov-31 357,439.77 80.00 9921006 WEST ISLIP NY 11795 SFD 7.250 6.500 $2,026.06 360 1-Nov-31 296,405.74 90.00 33 9921010 GOLDEN CO 80401 SFD 7.375 6.500 $2,221.21 360 1-Apr-31 319,342.70 77.49 9921028 GRASONVILLE MD 21638 SFD 6.875 6.500 $2,548.89 360 1-Nov-31 387,346.19 79.51 9921034 EDWARDSVILLE IL 62025 SFD 7.125 6.500 $2,494.78 360 1-Dec-31 369,879.14 60.21 9921040 CLARENDON HIL IL 60514 SFD 7.000 6.500 $3,040.43 360 1-Dec-31 456,025.40 64.82 9921054 DAKOTA DUNES SD 57049 SFD 6.875 6.500 $3,297.78 360 1-Dec-31 501,578.26 77.23 9921068 GAITHERSBURG MD 20882 SFD 6.750 6.483 $2,490.62 360 1-Nov-31 383,336.90 75.00 9921073 LIVONIA MI 48152 SFD 7.625 6.500 $2,548.06 360 1-Oct-31 359,213.34 80.00 4295696 ACTON MA 01720 SFD 7.500 6.500 $3,482.09 360 1-Oct-31 496,507.73 55.96 4326580 GREENSBORO NC 27455 SFD 7.375 6.500 $5,214.60 360 1-Oct-31 753,265.89 58.75 4408961 WHEATON IL 60187 SFD 7.625 6.500 $2,406.50 360 1-Mar-31 337,467.60 80.00 $68,965,240.41
COUNT: 164 WAC: 6.972692612 WAM: 357.934467 WALTV: 68.26672786 WFMBS WFMBS 2002-04 EXHIBIT F-3B GROUP II LOANS (continued) 30 YEAR FIXED RATE NON-RELOCATION LOANS (i) (xiii) (xv) (xvi) ----------------------------------------- MORTGAGE MASTER FIXED LOAN SERVICE SERVICE RETAINED NUMBER FEE FEE YIELD ----------------------------------------- 4425933 0.500 0.017 0.233 9891162 0.500 0.017 0.108 9891202 0.500 0.017 0.233 9891219 0.500 0.017 0.000 9891222 0.500 0.017 0.000 9891242 0.375 0.017 0.000 9891257 0.375 0.017 0.000 9891262 0.375 0.017 0.000 9891264 0.375 0.017 0.000 9891277 0.500 0.017 0.000 9891278 0.500 0.017 0.000 9891284 0.375 0.017 0.000 9891289 0.500 0.017 0.000 9891292 0.500 0.017 0.108 9891304 0.500 0.017 0.000 9891313 0.500 0.017 0.000 9891318 0.375 0.017 0.000 9891322 0.375 0.017 0.000 9891330 0.500 0.017 0.000 9891333 0.500 0.017 0.000 9891336 0.500 0.017 0.108 9891349 0.500 0.017 0.000 9891350 0.500 0.017 0.000 9891356 0.500 0.017 0.000 9891358 0.500 0.017 0.000 9891361 0.375 0.017 0.000 9891366 0.500 0.017 0.000 9891367 0.500 0.017 0.000 9891376 0.500 0.017 0.000 9891384 0.500 0.017 0.000 9891433 0.375 0.017 0.000 9891438 0.500 0.017 0.000 9891448 0.375 0.017 0.000 9891451 0.500 0.017 0.000 9891459 0.500 0.017 0.000 9891477 0.500 0.017 0.000 9891875 0.375 0.017 0.000 9891903 0.500 0.017 0.000 9891923 0.500 0.017 0.000 9891944 0.500 0.017 0.000 9892012 0.500 0.017 0.000 9892039 0.500 0.017 0.358 9892054 0.500 0.017 0.000 9892094 0.500 0.017 0.000 9892119 0.375 0.017 0.000 9892158 0.500 0.017 0.108 9892179 0.500 0.017 0.000 9892190 0.500 0.017 0.000 9905255 0.500 0.017 0.000 9905270 0.500 0.017 0.000 9905293 0.500 0.017 0.000 9905335 0.500 0.017 0.000 9905338 0.500 0.017 0.000 9905350 0.500 0.017 0.000 9905358 0.500 0.017 0.000 9905377 0.500 0.017 0.000 9905393 0.500 0.017 0.000 9905405 0.500 0.017 0.000 9905418 0.500 0.017 0.233 9905422 0.500 0.017 0.000 9905434 0.500 0.017 0.000 9905437 0.500 0.017 0.108 9905440 0.500 0.017 0.000 9905457 0.500 0.017 0.108 9905460 0.500 0.017 0.000 9905474 0.500 0.017 0.000 9905487 0.500 0.017 0.000 9905490 0.500 0.017 0.000 9905501 0.500 0.017 0.000 9905506 0.500 0.017 0.000 9905511 0.500 0.017 0.000 9905518 0.500 0.017 0.233 9905528 0.500 0.017 0.000 9905543 0.500 0.017 0.000 9905548 0.500 0.017 0.000 9905563 0.500 0.017 0.000 9905569 0.500 0.017 0.000 9905578 0.500 0.017 0.000 9905585 0.500 0.017 0.000 9905595 0.500 0.017 0.108 9905596 0.500 0.017 0.000 9905606 0.500 0.017 0.000 9905609 0.500 0.017 0.000 9905637 0.500 0.017 0.358 9905646 0.500 0.017 0.000 9905649 0.500 0.017 0.000 9905666 0.500 0.017 0.000 9905681 0.500 0.017 0.233 9905691 0.500 0.017 0.000 9905733 0.500 0.017 0.000 9905748 0.500 0.017 0.000 9905754 0.500 0.017 0.000 9905763 0.500 0.017 0.000 9905780 0.500 0.017 0.000 9905782 0.500 0.017 0.000 9905808 0.500 0.017 0.000 9905829 0.500 0.017 0.000 9905839 0.500 0.017 0.000 9905850 0.500 0.017 0.000 9905851 0.500 0.017 0.000 9905857 0.500 0.017 0.000 9905862 0.500 0.017 0.000 9905864 0.500 0.017 0.000 9905869 0.500 0.017 0.000 9905877 0.500 0.017 0.000 9905879 0.500 0.017 0.000 9905881 0.500 0.017 0.000 9905885 0.500 0.017 0.000 9905894 0.500 0.017 0.000 9905903 0.500 0.017 0.000 9905906 0.500 0.017 0.000 9905908 0.500 0.017 0.000 9905919 0.500 0.017 0.108 9905920 0.500 0.017 0.000 4398716 0.250 0.017 0.000 4403909 0.250 0.017 0.608 4409110 0.250 0.017 0.233 4423376 0.250 0.017 0.483 4438881 0.250 0.017 0.108 9889045 0.250 0.017 0.358 9889079 0.250 0.017 1.233 9889104 0.250 0.017 0.233 9889126 0.250 0.017 0.108 9889158 0.250 0.017 0.358 9889188 0.250 0.017 0.108 9889894 0.250 0.017 0.608 9889906 0.250 0.017 0.608 9889915 0.250 0.017 0.608 9889925 0.250 0.017 0.000 9889928 0.250 0.017 0.233 9889947 0.250 0.017 0.983 9889968 0.250 0.017 0.108 9889969 0.250 0.017 0.233 9889989 0.250 0.017 0.108 9890002 0.250 0.017 0.233 9890023 0.250 0.017 0.233 9899393 0.250 0.017 0.483 9899417 0.250 0.017 0.108 9899438 0.250 0.017 0.608 9899459 0.250 0.017 1.233 9899479 0.250 0.017 0.233 9899528 0.250 0.017 0.733 9899547 0.250 0.017 0.000 9899580 0.250 0.017 0.608 9899603 0.250 0.017 0.483 9899758 0.250 0.017 0.358 9899812 0.250 0.017 0.000 9920949 0.250 0.017 0.000 9920959 0.250 0.017 0.108 9920974 0.250 0.017 1.233 9920984 0.250 0.017 0.733 9920989 0.250 0.017 0.000 9920996 0.250 0.017 0.483 9921006 0.250 0.017 0.483 9921010 0.250 0.017 0.608 9921028 0.250 0.017 0.108 9921034 0.250 0.017 0.358 9921040 0.250 0.017 0.233 9921054 0.250 0.017 0.108 9921068 0.250 0.017 0.000 9921073 0.250 0.017 0.858 4295696 0.250 0.017 0.733 4326580 0.250 0.017 0.608 4408961 0.250 0.017 0.858 WFMBS WFMBS 2002-04 EXHIBIT F-3B GROUP II LOANS (continued) 30 YEAR FIXED RATE NON-RELOCATION LOANS (i) (xvii) (xviii) -------------------------------------------------------------------------------- MORTGAGE NMI LOAN LOAN NUMBER SERVICER SELLER -------- -------------------------------------------------------------------- 4425933 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891162 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891202 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891219 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891222 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891242 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891257 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891262 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891264 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891277 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891278 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891284 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891289 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891292 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891304 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891313 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891318 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891322 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891330 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891333 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891336 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891349 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891350 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891356 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891358 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891361 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891366 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891367 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891376 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891384 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891433 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891438 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891448 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891451 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891459 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891477 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891875 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891903 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891923 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9891944 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892012 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892039 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892054 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892094 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892119 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892158 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892179 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9892190 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905255 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905270 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905293 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905335 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905338 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905350 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905358 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905377 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905393 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905405 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905418 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905422 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905434 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905437 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905440 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905457 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905460 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905474 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905487 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905490 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905501 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905506 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905511 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905518 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905528 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905543 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905548 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905563 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905569 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905578 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905585 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905595 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905596 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905606 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905609 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905637 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905646 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905649 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905666 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905681 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905691 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905733 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905748 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905754 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905763 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905780 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905782 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905808 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905829 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905839 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905850 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905851 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905857 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905862 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905864 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905869 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905877 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905879 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905881 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905885 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905894 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905903 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905906 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905908 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905919 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 9905920 FIRST NATIONWIDE MORTGAG FIRST NATIONWIDE MORTGAG 4398716 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4403909 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4409110 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4423376 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 4438881 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK 9889045 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889079 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889104 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889126 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889158 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889188 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889894 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889906 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889915 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889925 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889928 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889947 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889968 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889969 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9889989 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9890002 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9890023 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899393 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899417 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899438 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899459 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899479 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899528 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899547 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899580 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899603 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899758 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9899812 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920949 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920959 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920974 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920984 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920989 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9920996 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921006 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921010 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921028 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921034 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921040 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921054 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921068 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 9921073 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC. 4295696 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4326580 HSBC MORTGAGE CORP (USA) HSBC MORTGAGE CORP (USA) 4408961 NAVY FEDERAL CREDIT UNION NAVY FEDERAL CREDIT UNION 164 COUNT: 164 WAC: 6.972692612 WAM: 357.934467 WALTV: 68.26672786 EXHIBIT G REQUEST FOR RELEASE (for Trustee/Custodian) Loan Information Name of Mortgagor: -------------------------------------- Servicer Loan No.: -------------------------------------- Custodian/Trustee Name: -------------------------------------- Address: -------------------------------------- -------------------------------------- Custodian/Trustee Mortgage File No.: -------------------------------------- Seller Name: -------------------------------------- Address: -------------------------------------- -------------------------------------- Certificates: Mortgage Pass-Through Certificates, Series 2002-4 The undersigned Master Servicer hereby acknowledges that it has received from First Union National Bank, as Trustee for the Holders of Mortgage Pass-Through Certificates, Series 2002-4, the documents referred to below (the "Documents"). All capitalized terms not otherwise defined in this Request for Release shall have the meanings given them in the Pooling and Servicing Agreement dated as of January 29, 2002 (the "Pooling and Servicing Agreement") among the Trustee, the Seller, the Master Servicer and the United States Trust Company of New York, as Trustee. () Promissory Note dated ______________, 20__, in the original principal sum of $___________, made by ____________________, payable to, or endorsed to the order of, the Trustee. () Mortgage recorded on _____________________ as instrument no. ______________ in the County Recorder's Office of the County of ____________________, State of _______________________ in book/reel/docket ____________________ of official records at page/image ____________. () Deed of Trust recorded on ____________________ as instrument no. _________________ in the County Recorder's Office of the County of ___________________, State of _________________ in book/reel/docket ____________________ of official records at page/image ____________. () Assignment of Mortgage or Deed of Trust to the Trustee, recorded on ______________________________ as instrument no. ______________ in the County Recorder's Office of the County of ______________________, State of _____________________ in book/reel/docket ____________________ of official records at page/image ____________. () Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage. () _____________________________________________ () _____________________________________________ () _____________________________________________ () _____________________________________________ The undersigned Master Servicer hereby acknowledges and agrees as follows: (1) The Master Servicer shall hold and retain possession of the Documents in trust for the benefit of the Trustee, solely for the purposes provided in the Agreement. (2) The Master Servicer shall not cause or permit the Documents to become subject to, or encumbered by, any claim, liens, security interest, charges, writs of attachment or other impositions nor shall the Master Servicer assert or seek to assert any claims or rights of setoff to or against the Documents or any proceeds thereof. (3) The Master Servicer shall return the Documents to the Trustee when the need therefor no longer exists, unless the Mortgage Loan relating to the Documents has been liquidated and the proceeds thereof have been remitted to the Certificate Account and except as expressly provided in the Agreement. (4) The Documents and any proceeds thereof, including any proceeds of proceeds, coming into the possession or control of the Master Servicer shall at all times be earmarked for the account of the Trustee and the Master Servicer shall keep the Documents and any proceeds separate and distinct from all other property in the Master Servicer's possession, custody or control. WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION By:____________________________________ Name: Title: Date: ________________, 20__ EXHIBIT H AFFIDAVIT PURSUANT TO SECTION 860E(e)(4) OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, AND FOR NON-ERISA INVESTORS STATE OF ) ) ss.: COUNTY OF ) [NAME OF OFFICER], being first duly sworn, deposes and says: 1. That he is [Title of Officer] of [Name of Purchaser] (the "Purchaser"), a [description of type of entity] duly organized and existing under the laws of the [State of ] [United States], on behalf of which he makes this affidavit. 2. That the Purchaser's Taxpayer Identification Number is [ ]. 3. That the Purchaser is not a "disqualified organization" within the meaning of Section 860E(e)(5),of the Internal Revenue Code of 1986, as amended (the "Code"), or an ERISA Prohibited Holder, and will not be a "disqualified organization" or an ERISA Prohibited Holder, as of [date of transfer], and that the Purchaser is not acquiring Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-4, Class [I-A-R][I-A-LR] Certificate (the "Class [I-A-R][I-A-LR] Certificate") for the account of, or as agent (including a broker, nominee, or other middleman) for, any person or entity from which it has not received an affidavit substantially in the form of this affidavit. For these purposes, a "disqualified organization" means the United States, any state or political subdivision thereof, any foreign government, any international organization, any agency or instrumentality of any of the foregoing (other than an instrumentality if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental entity), any cooperative organization furnishing electric energy or providing telephone service to persons in rural areas as described in Code Section 1381(a)(2)(C), or any organization (other than a farmers' cooperative described in Code Section 521) that is exempt from taxation under the Code unless such organization is subject to the tax on unrelated business income imposed by Code Section 511. For these purposes, an "ERISA Prohibited Holder" means an employee benefit plan or other retirement arrangement subject to Title I of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or Code Section 4975 or a governmental plan, as defined in Section 3(32) of ERISA, subject to any federal, state or local law which is, to a material extent, similar to the foregoing provisions of ERISA or the Code (collectively, a "Plan") or a Person acting on behalf of or investing the assets of such a Plan. 4. That the Purchaser historically has paid its debts as they have come due and intends to pay its debts as they come due in the future and the Purchaser intends to pay taxes associated with holding the Class [I-A-R][I-A-LR] Certificate as they become due. 5. That the Purchaser understands that it may incur tax liabilities with respect to the Class [I-A-R][I-A-LR] Certificate in excess of cash flows generated by the Class [I-A-R][I-A-LR] Certificate. 6. That the Purchaser will not transfer the Class [I-A-R][I-A-LR] Certificate to any person or entity from which the Purchaser has not received an affidavit substantially in the form of this affidavit and as to which the Purchaser has actual knowledge that the requirements set forth in paragraph 3, 4 or 7 hereof are not satisfied or that the Purchaser has reason to know does not satisfy the requirements set forth in paragraph 4 hereof. 7. That the Purchaser (i) is a U.S. Person or (ii) is a person other than a U.S. Person (a "Non-U.S. Person") that holds the Class [I-A-R][I-A-LR] Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form W-8ECI or successor form at the time and in the manner required by the Code or (iii) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of the Class [I-A-R][I-A-LR] Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of the Class [I-A-R][I-A-LR] Certificate will not be disregarded for federal income tax purposes. "U.S. Person" means a citizen or resident of the United States, a corporation or partnership (unless, in the case of a partnership, Treasury regulations are adopted that provide otherwise) created or organized in or under the laws of the United States, any state thereof or the District of Columbia, including an entity treated as a corporation or partnership for federal income tax purposes, an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of such trust, and one or more such U.S. Persons have the authority to control all substantial decisions of such trust (or, to the extent provided in applicable Treasury regulations, certain trusts in existence on August 20, 1996 which are eligible to elect to be treated as U.S. Persons). 8. That the Purchaser agrees to such amendments of the Pooling and Servicing Agreement as may be required to further effectuate the restrictions on transfer of the Class I-A-R Certificate to such a "disqualified organization," an agent thereof, an ERISA Prohibited Holder or a person that does not satisfy the requirements of paragraph 4, paragraph 5 and paragraph 7 hereof. 9. That the Purchaser consents to the designation of the Master Servicer as its agent to act as "tax matters person" of the [Upper-Tier REMIC][Lower-Tier REMIC] pursuant to Section 8.14 of the Pooling and Servicing Agreement, and if such designation is not permitted by the Code and applicable law, to act as tax matters person if requested to do so. IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ___ day of__________, 20__. [Name of Purchaser] By:____________________________________ [Name of Officer] [Title of Officer] Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer], of the Purchaser, and acknowledged to me that he [she] executed the same as his [her] free act and deed and the free act and deed of the Purchaser. Subscribed and sworn before me this __ day of ______, 20__. Notary Public COUNTY OF____________________ STATE OF_____________________ My commission expires the __ day of __________, 20__. EXHIBIT I [Letter from Transferor of Class [I-A-R][I-A-LR] Certificate] [Date] First Union National Bank 401 South Tryon Street Charlotte, North Carolina 28202 Re: Wells Fargo Asset Securities Corporation, Series 2002-4, Class [I-A-R][I-A-LR] ------------------------------------ Ladies and Gentlemen: [Transferor] has reviewed the attached affidavit of [Transferee], and has no actual knowledge that such affidavit is not true and has no reason to know that the information contained in paragraph 4 thereof is not true. Very truly yours, [Transferor] ______________________ EXHIBIT J WELLS FARGO ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2002-4 CLASS [B-4] [B-5] [B-6] CERTIFICATES TRANSFEREE'S LETTER _________________ __, ____ First Union National Bank 401 South Tryon Street Charlotte, North Carolina 28202 Wells Fargo Asset Securities Corporation 7485 New Horizon Way Frederick, Maryland 21703 The undersigned (the "Purchaser") proposes to purchase Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-4, Class [B-4] [B-5] [B-6] Certificates (the "Class [B-4] [B-5] [B-6] Certificates") in the principal amount of $___________. In doing so, the Purchaser hereby acknowledges and agrees as follows: Section 1. Definitions. Each capitalized term used herein and not otherwise defined herein shall have the meaning ascribed to it in the Pooling and Servicing Agreement, dated as of January 29, 2002 (the "Pooling and Servicing Agreement") among Wells Fargo Asset Securities Corporation, as seller (the "Seller"), Wells Fargo Bank Minnesota, National Association, as master servicer (the "Master Servicer")and First Union National Bank, as trustee (the "Trustee"), of Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-4. Section 2. Representations and Warranties of the Purchaser. In connection with the proposed transfer, the Purchaser represents and warrants to the Seller, the Master Servicer and the Trustee that: (a) The Purchaser is duly organized, validly existing and in good standing under the laws of the jurisdiction in which the Purchaser is organized, is authorized to invest in the Class [B-4] [B-5] [B-6] Certificates, and to enter into this Agreement, and duly executed and delivered this Agreement. (b) The Purchaser is acquiring the Class [B-4] [B-5] [B-6] Certificates for its own account as principal and not with a view to the distribution thereof, in whole or in part. (c) [The Purchaser has knowledge of financial and business matters and is capable of evaluating the merits and risks of an investment in the Class [B-4] [B-5] [B-6] Certificates; the Purchaser has sought such accounting, legal and tax advice as it has considered necessary to make an informed investment decision; and the Purchaser is able to bear the economic risk of an investment in the Class [B-4] [B-5] [B-6] Certificates and can afford a complete loss of such investment.] [(d) The Purchaser is a "Qualified Institutional Buyer" within the meaning of Rule 144A of the Act.] (e) The Purchaser confirms that (a) it has received and reviewed a copy of the Private Placement Memorandum dated _______________, relating to the Class [B-4] [B-5] [B-6] Certificates and reviewed, to the extent it deemed appropriate, the documents attached thereto or incorporated by reference therein, (b) it has had the opportunity to ask questions of, and receive answers from the Seller concerning the Class [B-4] [B-5] [B-6] Certificates and all matters relating thereto, and obtain any additional information (including documents) relevant to its decision to purchase the Class [B-4] [B-5] [B-6] Certificates that the Seller possesses or can possess without unreasonable effort or expense and (c) it has undertaken its own independent analysis of the investment in the Class [B-4] [B-5] [B-6] Certificates. The Purchaser will not use or disclose any information it receives in connection with its purchase of the Class [B-4] [B-5] [B-6] Certificates other than in connection with a subsequent sale of Class [B-4] [B-5] [B-6] Certificates. (f) Either (i) the Purchaser is not an employee benefit plan or other retirement arrangement subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as amended (the "Code"), or a governmental plan, as defined in Section 3(32) of ERISA subject to any federal, state or local law ("Similar Law") which is, to a material extent, similar to the foregoing provisions of ERISA or the Code (collectively, a "Plan"), an agent acting on behalf of a Plan, or a person utilizing the assets of a Plan or (ii) if the Purchaser is an insurance company, (A) the source of funds used to purchase the Class [B-4] [B-5] [B-6] Certificate is an "insurance company general account" (as such term is defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995), (B) there is no Plan with respect to which the amount of such general account's reserves and liabilities for the contract(s) held by or on behalf of such Plan and all other Plans maintained by the same employer (or affiliate thereof as defined in Section V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10% of the total of all reserves and liabilities of such general account (as such amounts are determined under Section I(a) of PTE 95-60) at the date of acquisition and (C) the purchase and holding of such Class [B-4] [B-5] [B-6] Certificates are covered by Sections I and III of PTE 95-60 or (iii) the Purchaser has provided (a) a "Benefit Plan Opinion" satisfactory to the Seller and the Trustee of the Trust Estate and (b) such other opinions of counsel, officers' certificates and agreements as the Seller or the Master Servicer may have required. A Benefit Plan Opinion is an opinion of counsel to the effect that the proposed transfer will not cause the assets of the Trust Estate to be regarded as "plan assets" and subject to the prohibited transaction provisions of ERISA, the Code or Similar Law and will not subject the Trustee, the Seller or the Master Servicer to any obligation in addition to those undertaken in the Pooling and Servicing Agreement (including any liability for civil penalties or excise taxes imposed pursuant to ERISA, Section 4975 of the Code or Similar Law). (g) If the Purchaser is a depository institution subject to the jurisdiction of the Office of the Comptroller of the Currency ("OCC"), the Board of Governors of the Federal Reserve System ("FRB"), the Federal Deposit Insurance Corporation ("FDIC"), the Office of Thrift Supervision ("OTS") or the National Credit Union Administration ("NCUA"), the Purchaser has reviewed the "Supervisory Policy Statement on Securities Activities" dated January 28, 1992 of the Federal Financial Institutions Examination Council and the April 15, 1994 Interim Revision thereto as adopted by the OCC, FRB, FDIC, OTS and NCUA (with modifications as applicable), as appropriate, other applicable investment authority, rules, supervisory policies and guidelines of these agencies and, to the extent appropriate, state banking authorities and has concluded that its purchase of the Class [B-4] [B-5] [B-6] Certificates is in compliance therewith. Section 3. Transfer of Class [B-4] [B-5] [B-6] Certificates. (a) The Purchaser understands that the Class [B-4][B-5][B-6] Certificates have not been registered under the Securities Act of 1933 (the "Act") or any state securities laws and that no transfer may be made unless the Class [B-4][B-5][B-6] Certificates are registered under the Act and applicable state law or unless an exemption from registration is available. The Purchaser further understands that neither the Seller, the Master Servicer nor the Trustee is under any obligation to register the Class [B-4][B-5][B-6] Certificates or make an exemption available. In the event that such a transfer is to be made in reliance upon an exemption from the Act or applicable state securities laws, (i) the Trustee shall require, in order to assure compliance with such laws, that the Certificateholder's prospective transferee certify to the Seller and the Trustee as to the factual basis for the registration or qualification exemption relied upon, and (ii) unless the transferee is a "Qualified Institutional Buyer" within the meaning of Rule 144A of the Act, the Trustee or the Seller may, if such transfer is made within three years from the later of (a) the Closing Date or (b) the last date on which the Seller or any affiliate thereof was a holder of the Certificates proposed to be transferred, require an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act and state securities laws, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Seller. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Master Servicer, any Paying Agent acting on behalf of the Trustee and the Seller against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. (b) No transfer of a Class [B-4][B-5][B-6] Certificate shall be made unless the transferee provides the Seller and the Trustee with a Transferee's Letter, substantially in the form of this Agreement. (c) The Purchaser acknowledges that its Class [B-4][B-5][B-6] Certificates bear a legend setting forth the applicable restrictions on transfer. IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly executed by its duly authorized representative as of the day and the year first above written. [PURCHASER] By:____________________________________ Its:___________________________________ EXHIBIT K [Reserved] EXHIBIT L SERVICING AGREEMENTS WFHM Servicing Agreement SunTrust Mortgage, Inc. Servicing Agreement HomeSide Lending Inc. Servicing Agreement HSBC Mortgage Corporation (USA) Servicing Agreement Hibernia National Bank Servicing Agreement Chevy Chase Bank, F.S.B. Servicing Agreement National City Mortgage Co. Servicing Agreement CUNA Mutual Mortgage Corporation Servicing Agreement First Nationwide Mortgage Corporation Servicing Agreement Navy Federal Credit Union Servicing Agreement EXHIBIT M [FORM OF SPECIAL SERVICING AGREEMENT] SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is made and entered into as of , between Wells Fargo Bank Minnesota, National Association (the "Company" and "Wells Fargo Bank") and (the "Purchaser"). PRELIMINARY STATEMENT ________________________ is the holder of the entire interest in Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-4, Class ____ (the "Class B Certificates"). The Class B Certificates were issued pursuant to a Pooling and Servicing Agreement dated as of January 29, 2002 among Wells Fargo Asset Securities Corporation, as seller (the "Seller"), Wells Fargo Bank Minnesota, National Association, as Master Servicer and First Union National Bank, as Trustee. ________________________ intends to resell all of the Class B Certificates directly to the Purchaser on or promptly after the date hereof. In connection with such sale, the parties hereto have agreed that the Company will cause, to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreements, the related servicers (each a related "Servicer"), which service the Mortgage Loans which comprise the Trust Estate related to the above referenced series under the related servicing agreements (each a related "Servicing Agreement"), to engage in certain special servicing procedures relating to foreclosures for the benefit of the Purchaser, and that the Purchaser will deposit funds in a collateral fund to cover any losses attributable to such procedures as well as all advances and costs in connection therewith, as set forth herein. In consideration of the mutual agreements herein contained, the receipt and sufficiency of which are hereby acknowledged, the Company and the Purchaser agree that the following provisions shall become effective and shall be binding on and enforceable by the Company and the Purchaser: ARTICLE I DEFINITIONS Section 1.01 Defined Terms Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings: Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the State of New York are required or authorized by law or executive order to be closed. Collateral Fund: The fund established and maintained pursuant to Section 3.01 hereof. Collateral Fund Permitted Investments: Either (i) obligations of, or obligations fully guaranteed as to principal and interest by, the United States, or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States, (ii) a money market fund rated in the highest rating category by a nationally recognized rating agency selected by the Company, (iii) cash, (iv) mortgage pass-through certificates issued or guaranteed by Government National Mortgage Association, FNMA or FHLMC, (v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date), the issuer of which may be an affiliate of the Company, having at the time of such investment a rating of at least P-1 by Moody's Investors Service, Inc. ("Moody's") or at least F-1 by Fitch, Inc. ("Fitch") or (vi) demand and time deposits in, certificates of deposit of, any depository institution or trust company (which may be an affiliate of the Company) incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, so long as at the time of such investment either (x) the long-term debt obligations of such depository institution or trust company have a rating of at least AA by Fitch or Moody's, (y) the certificate of deposit or other unsecured short-term debt obligations of such depository institution or trust company have a rating of at least A-1 by Moody's or F-1 by Fitch or (z) the depository institution or trust company is one that is acceptable to either Moody's or Fitch and, for each of the preceding clauses (i), (iv), (v) and (vi), the maturity thereof shall be not later than the earlier to occur of (A) 30 days from the date of the related investment and (B) the next succeeding Distribution Date as defined in the related Pooling and Servicing Agreement. Commencement of Foreclosure: The first official action required under local law in order to commence foreclosure proceedings or to schedule a trustee's sale under a deed of trust, including (i) in the case of a mortgage, any filing or service of process necessary to commence an action to foreclose, or (ii) in the case of a deed of trust, posting, the publishing, filing or delivery of a notice of sale, but not including in either case (x) any notice of default, notice of intent to foreclose or sell or any other action prerequisite to the actions specified in (i) or (ii) above, (y) the acceptance of a deed-in-lieu of foreclosure (whether in connection with a sale of the related property or otherwise) or (z) initiation and completion of a short pay-off. Current Appraisal: With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, an appraisal of the related Mortgaged Property obtained by the Purchaser at its own expense from an independent appraiser (which shall not be an affiliate of the Purchaser) acceptable to the Company as nearly contemporaneously as practicable to the time of the Purchaser's election, prepared based on the Company's customary requirements for such appraisals. Election to Delay Foreclosure: Any election by the Purchaser to delay the Commencement of Foreclosure, made in accordance with Section 2.02(b). Election to Foreclose: Any election by the Purchaser to proceed with the Commencement of Foreclosure, made in accordance with Section 2.03(a). Monthly Advances: Principal and interest advances and servicing advances including costs and expenses of foreclosure. Required Collateral Fund Balance: As of any date of determination, an amount equal to the aggregate of all amounts previously required to be deposited in the Collateral Fund pursuant to Section 2.02(d) (after adjustment for all withdrawals and deposits pursuant to Section 2.02(e)) and Section 2.03(b) (after adjustment for all withdrawals and deposits pursuant to Section 2.03(c)) and Section 3.02 to be reduced by all withdrawals therefrom pursuant to Section 2.02(g) and Section 2.03(d). Section 1.02 Definitions Incorporated by Reference All capitalized terms not otherwise defined in this Agreement shall have the meanings assigned in the Pooling and Servicing Agreement. ARTICLE II SPECIAL SERVICING PROCEDURES Section 2.01 Reports and Notices (a) In connection with the performance of its duties under the Pooling and Servicing Agreement relating to the realization upon defaulted Mortgage Loans, the Company as Master Servicer shall provide to the Purchaser the following notices and reports: (i) Within five Business Days after each Distribution Date (or included in or with the monthly statements to Certificateholders pursuant to the Pooling and Servicing Agreement), the Company, shall provide to the Purchaser a report, using the same methodology and calculations in its standard servicing reports, indicating for the Trust Estate the number of Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days or more delinquent or (D) in foreclosure, and indicating for each such Mortgage Loan the loan number and outstanding principal balance. (ii) Prior to the Commencement of Foreclosure in connection with any Mortgage Loan, the Company shall cause (to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement) the Servicer to provide the Purchaser with a notice (sent by telecopier) of such proposed and imminent foreclosure, stating the loan number and the aggregate amount owing under the Mortgage Loan. Such notice may be provided to the Purchaser in the form of a copy of a referral letter from such Servicer to an attorney requesting the institution of foreclosure. (b) If requested by the Purchaser, the Company shall cause the Servicer (to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement) to make its servicing personnel available (during their normal business hours) to respond to reasonable inquiries, by phone or in writing by facsimile, electronic, or overnight mail transmission, by the Purchaser in connection with any Mortgage Loan identified in a report under subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii) which has been given to the Purchaser; provided, that (1) the related Servicer shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential and (2) the related Servicer shall respond within five Business Days orally or in writing by facsimile transmission. (c) In addition to the foregoing, the Company shall cause the Servicer (to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement) to provide to the Purchaser such information as the Purchaser may reasonably request provided, however, that such information is consistent with normal reporting practices, concerning each Mortgage Loan that is at least ninety days delinquent and each Mortgage Loan which has become real estate owned, through the final liquidation thereof; provided, that the related Servicer shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential provided, however, that the Purchaser will reimburse the Company and the related Servicer for any out of pocket expenses. Section 2.02 Purchaser's Election to Delay Foreclosure Proceedings (a) The Purchaser shall be deemed to direct the Company to direct (to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement) the related Servicer that in the event that the Company does not receive written notice of the Purchaser's election pursuant to subsection (b) below within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01 (a) (ii) subject to extension as set forth in Section 2.02(b), the related Servicer may proceed with the Commencement of Foreclosure in respect of such Mortgage Loan in accordance with its normal foreclosure policies without further notice to the Purchaser. Any foreclosure that has been initiated may be discontinued (i) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the related Servicer) or (ii) if the related Servicer has reached the terms of a forbearance agreement with the borrower. In the latter case, the related Servicer may complete such forbearance agreement unless instructed otherwise by the Purchaser within two Business Days notification. (b) In connection with any Mortgage Loan with respect to which a notice under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may elect to instruct the Company to cause, to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement, the related Servicer to delay the Commencement of Foreclosure until such time as the Purchaser determines that the related Servicer may proceed with the Commencement of Foreclosure. Such election must be evidenced by written notice received within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01(a)(ii). Such 24 hour period shall be extended for no longer than an additional four Business Days after the receipt of the information if the Purchaser requests additional information related to such foreclosure; provided, however, that the Purchaser will have at least one Business Day to respond to any requested additional information. Any such additional information shall be provided only to the extent it (i) is not confidential in nature and (ii) is obtainable by the related Servicer from existing reports, certificates or statements or is otherwise readily accessible to its servicing personnel. The Purchaser agrees that it has no right to deal with the mortgagor during such period. However, if such servicing activities include acceptance of a deed-in-lieu of foreclosure or short payoff, the Purchaser will be notified and given two Business Days to respond. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as soon as practicable, but in no event more than 15 business days thereafter, and shall provide the Company with a copy of such Current Appraisal. (d) Within two Business Days of making any Election to Delay Foreclosure, the Purchaser shall remit by wire transfer to the Company, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to the sum of (i) 125% of the greater of the unpaid principal balance of the Mortgage Loan and the value shown in the Current Appraisal referred to in subsection (c) above (or, if such Current Appraisal has not yet been obtained, the Company's estimate thereof, in which case the required deposit under this subsection shall be adjusted upon obtaining such Current Appraisal), and (ii) three months' interest on the Mortgage Loan at the applicable Mortgage Interest Rate. If any Election to Delay Foreclosure extends for a period in excess of three months (such excess period being referred to herein as the "Excess Period"), within two Business Days the Purchaser shall remit by wire transfer in advance to the Company for deposit in the Collateral Fund the amount of each additional month's interest, as calculated by the Company, equal to interest on the Mortgage Loan at the applicable Mortgage Interest Rate for the Excess Period. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit any of the above amounts relating to the Mortgage Loan within two Business Days of the Election to Delay Foreclosure or within two Business Days of the commencement of the Excess Period subject to Section 3.01. (e) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Company may withdraw from the Collateral Fund from time to time amounts necessary to reimburse the related Servicer for all related Monthly Advances and Liquidation Expenses thereafter made by such Servicer in accordance with the Pooling and Servicing Agreement and the related Servicing Agreement. To the extent that the amount of any such Liquidation Expenses is determined by the Company based on estimated costs, and the actual costs are subsequently determined to be higher, the Company may withdraw the additional amount from the Collateral Fund. In the event that the Mortgage Loan is brought current by the mortgagor and the foreclosure action is discontinued, the amounts so withdrawn from the Collateral Fund shall be redeposited if and to the extent that reimbursement therefor from amounts paid by the mortgagor is not prohibited pursuant to the Pooling and Servicing Agreement or the related Servicing Agreement, applicable law or the related mortgage note. Except as provided in the preceding sentence, amounts withdrawn from the Collateral Fund to cover Monthly Advances and Liquidation Expenses shall not be redeposited therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all permitted withdrawals and deposits pursuant to this subsection) shall be released to the Purchaser. (f) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the related Servicer shall continue to service the Mortgage Loan in accordance with its customary procedures (other than the delay in Commencement of Foreclosure as provided herein). If and when the Purchaser shall notify the Company that it believes that it is appropriate to do so, the related Servicer may proceed with the Commencement of Foreclosure. In any event, if the Mortgage Loan is not brought current by the mortgagor by the time the loan becomes 6 months delinquent, the Purchaser's election shall no longer be effective and at the Purchaser's option, either (i) the Purchaser shall purchase the Mortgage Loan from the related Trust Estate at a purchase price equal to the fair market value as shown on the Current Appraisal, to be paid by (x) applying any balance in the Collateral Fund to such to such purchase price, and (y) to the extent of any deficiency, by wire transfer of immediately available funds from the Purchaser to the Company for deposit in the related Certificate Account; or (ii) the related Servicer shall proceed with the Commencement of Foreclosure. (g) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Delay Foreclosure and as to which the related Servicer proceeded with the Commencement of Foreclosure in accordance with subsection (f) above, the Company shall calculate the amount, if any, by which the value shown on the Current Appraisal obtained under subsection (c) exceeds the actual sales price obtained for the related Mortgaged Property (net of Liquidation Expenses and accrued interest related to the extended foreclosure period), and the Company shall withdraw the amount of such excess from the Collateral Fund, shall remit the same to the Trust Estate and in its capacity as Master Servicer shall apply such amount as additional Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all permitted withdrawals and deposits pursuant to this Agreement) shall be released to the Purchaser. Section 2.03 Purchaser's Election to Commence Foreclosure Proceedings (a) In connection with any Mortgage Loan identified in a report under Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to cause, to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement, the related Servicer to proceed with the Commencement of Foreclosure as soon as practicable. Such election must be evidenced by written notice received by the Company by 5:00 p.m., New York City time, on the third Business Day following the delivery of such report under Section 2.01(a)(i). (b) Within two Business Days of making any Election to Foreclose, the Purchaser shall remit to the Company, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to 125% of the current unpaid principal balance of the Mortgage Loan and three months interest on the Mortgage Loan at the applicable Mortgage Interest Rate. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all permitted withdrawals and deposits pursuant to this Agreement) shall be released to the Purchaser if and to the extent that reimbursement therefor from amounts paid by the mortgagor is not prohibited pursuant to the Pooling and Servicing Agreement or the related Servicing Agreement, applicable law or the related mortgage note. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit the above amounts relating to the Mortgage Loan within two Business Days of the Election to Foreclose subject to Section 3.01. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Foreclose, the related Servicer shall continue to service the Mortgage Loan in accordance with its customary procedures (other than Commencement of Foreclosure as provided herein). In connection therewith, the Company shall have the same rights to make withdrawals for Monthly Advances and Liquidations Expenses from the Collateral Fund as are provided under Section 2.02(e), and the Company shall make reimbursements thereto to the limited extent provided under such subsection in accordance with its customary procedures. The Company shall not be required to cause, to the extent that the Company as Master Servicer is granted such authority in the related Servicing Agreement, the related Servicer to proceed with the Commencement of Foreclosure if (i) the same is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the extent that all legal conditions precedent thereto have not yet been complied with, or (ii) the Company believes there is a breach of representations or warranties by the Company, a Servicer, or a Seller, which may result in a repurchase or substitution of such Mortgage Loan, or (iii) the Company or related Servicer reasonably believes the Mortgaged Property may be contaminated with or affected by hazardous wastes or hazardous substances (and, without limiting the related Servicer's right not to proceed with the Commencement of Foreclosure, the Company supplies the Purchaser with information supporting such belief). Any foreclosure that has been initiated may be discontinued (x) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the Purchaser) or (y) with notice to the Purchaser if the related Servicer has reached the terms of a forbearance agreement unless instructed otherwise by the Purchaser within two Business Days of such notification. Any such instruction shall be based upon a decision that such forbearance agreement is not in conformity with reasonable servicing practices. (d) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Foreclose and as to which the related Servicer proceeded with the Commencement of Foreclosure in accordance with subsection (c) above, the Company shall calculate the amount, if any, by which the unpaid principal balance of the Mortgage Loan at the time of liquidation (plus all unreimbursed interest and servicing advances and Liquidation Expenses in connection therewith other than those paid from the Collateral Fund) exceeds the actual sales price obtained for the related Mortgaged Property, and the Company shall withdraw the amount of such excess from the Collateral Fund, shall remit the same to the Trust Estate and in its capacity as Master Servicer shall apply such amount as additional Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund (after adjustment for all withdrawals and deposits pursuant to subsection (c) in respect of such Mortgage Loan shall be released to the Purchaser. Section 2.04 Termination (a) With respect to all Mortgage Loans included in the Trust Estate, the Purchaser's right to make any Election to Delay Foreclosure or any Election to Foreclose and the Company's obligations under Section 2.01 shall terminate (i) at such time as the Principal Balance of the Class B Certificates has been reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that represents the related Servicer's actual historical loss experience with respect to the Mortgage Loans in the related pool as determined by the Company) of the aggregate principal balance of all Mortgage Loans that are in foreclosure or are more than 90 days delinquent on a contractual basis and REO properties or (y) the aggregate amount that the Company estimates through the normal servicing practices of the related Servicer will be required to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to which the Purchaser has made an Election to Delay Foreclosure or an Election to Foreclosure, exceeds (z) the then-current principal balance of the Class B Certificates, (iii) upon any transfer by the Purchaser of any interest (other than the minority interest therein, but only if the transferee provides written acknowledgment to the Company of the Purchaser's right hereunder and that such transferee will have no rights hereunder) in the Class B Certificates (whether or not such transfer is registered under the Pooling and Servicing Agreement), including any such transfer in connection with a termination of the Trust Estate or (iv) upon any breach of the terms of this Agreement by the Purchaser. (b) Except as set forth in 2.04(a), this Agreement and the respective rights, obligations and responsibilities of the Purchaser and the Company hereunder shall terminate upon the later to occur of (i) the final liquidation of the last Mortgage Loan as to which the Purchaser made any Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of all remaining amounts in the Collateral Fund as provided herein and (ii) ten Business Days' notice. The Purchaser's right to make an election pursuant to Section 2.02 or Section 2.03 hereof with respect to a particular Mortgage Loan shall terminate if the Purchaser fails to make any deposit required pursuant to Section 2.02(d) or 2.03(b) or if the Purchaser fails to make any other deposit to the Collateral Fund pursuant to this Agreement. ARTICLE III COLLATERAL FUND; SECURITY INTEREST Section 3.01 Collateral Fund Upon receipt from the Purchaser of the initial amount required to be deposited in the Collateral Fund pursuant to Article II, the Company shall establish and maintain with Bankers Trust Company as a segregated account on its books and records an account (the "Collateral Fund"), entitled "Wells Fargo Bank Minnesota, National Association, as Master Servicer, for the benefit of registered holders of Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-4." Amounts held in the Collateral Fund shall continue to be the property of the Purchaser, subject to the first priority security interest granted hereunder for the benefit of the Certificateholders, until withdrawn from the Collateral Fund pursuant to Section 2.02 or 2.03 hereof. The Collateral Fund shall be an "outside reserve fund" within the meaning of the REMIC Provisions, beneficially owned by the Purchaser for federal income tax purposes. All income, gain, deduction or loss with respect to the Collateral Fund shall be that of the Purchaser. All distributions from the Trust Fund to the Collateral Fund shall be treated as distributed to the Purchaser as the beneficial owner thereof. Upon the termination of this Agreement and the liquidation of all Mortgage Loans as to which the Purchaser has made any Election to Delay Foreclosure or any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall distribute or cause to be distributed to the Purchaser all amounts remaining in the Collateral Fund (after adjustment for all deposits and permitted withdrawals pursuant to this Agreement) together with any investment earnings thereon. In the event the Purchaser has made any Election to Delay Foreclosure or any Election to Foreclose, prior to any distribution to the Purchaser of all amounts remaining in the Collateral Fund, funds in the Collateral Fund shall be applied consistent with the terms of this Agreement. Section 3.02 Collateral Fund Permitted Investments The Company shall, at the written direction of the Purchaser, invest the funds in the Collateral Fund in Collateral Fund Permitted Investments. Such direction shall not be changed more frequently than quarterly. In the absence of any direction, the Company shall select such investments in accordance with the definition of Collateral Fund Permitted Investments in its discretion. All income and gain realized from any investment as well as any interest earned on deposits in the Collateral Fund (net of any losses on such investments) and any payments of principal made in respect of any Collateral Fund Permitted Investment shall be deposited in the Collateral Fund upon receipt. All costs and realized losses associated with the purchase and sale of Collateral Fund Permitted Investments shall be borne by the Purchaser and the amount of net realized losses shall be deposited by the Purchaser in the Collateral Fund promptly upon realization. The Company shall periodically (but not more frequently than monthly) distribute to the Purchaser upon request an amount of cash, to the extent cash is available therefore in the Collateral Fund, equal to the amount by which the balance of the Collateral Fund, after giving effect to all other distributions to be made from the Collateral Fund on such date, exceeds the Required Collateral Fund Balance. Any amounts so distributed shall be released from the lien and security interest of this Agreement. Section 3.03 Grant of Security Interest The Purchaser hereby grants to the Company for the benefit of the Certificateholders under the Pooling and Servicing Agreement a security interest in and lien on all of the Purchaser's right, title and interest, whether now owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and Collateral Fund Permitted Investments in which such amounts are invested (and the distributions and proceeds of such investments) and (3) all cash and non-cash proceeds of any of the foregoing, including proceeds of the voluntary conversion thereof (all of the foregoing collectively, the "Collateral"). The Purchaser acknowledges the lien on and the security interest in the Collateral for the benefit of the Certificateholders. The Purchaser shall take all actions requested by the Company as may be reasonably necessary to perfect the security interest created under this Agreement in the Collateral and cause it to be prior to all other security interests and liens, including the execution and delivery to the Company for filing of appropriate financing statements in accordance with applicable law. The Company shall file appropriate continuation statements, or appoint an agent on its behalf to file such statements, in accordance with applicable law. Section 3.04 Collateral Shortfalls In the event that amounts on deposit in the Collateral Fund at any time are insufficient to cover any withdrawals therefrom that the Company is then entitled to make hereunder, the Purchaser shall be obligated to pay such amounts to the Company immediately upon demand. Such obligation shall constitute a general corporate obligation of the Purchaser. The failure to pay such amounts within two Business Days of such demand (except for amounts to cover interest on a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an immediate termination of the Purchaser's right to make any Election to Delay Foreclosure or Election to Foreclose and the Company's obligations under this Agreement with respect to all Mortgage Loans to which such insufficiencies relate, without the necessity of any further notice or demand on the part of the Company. ARTICLE IV MISCELLANEOUS PROVISIONS Section 4.01 Amendment This Agreement may be amended from time to time by the Company and the Purchaser by written agreement signed by the Company and the Purchaser. Section 4.02 Counterparts This Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 4.03 Governing Law This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. Section 4.04 Notices All demands, notices and direction hereunder shall be in writing or by telecopy and shall be deemed effective upon receipt to: (a) in the case of the Company, Wells Fargo Bank Minnesota, National Association 7485 New Horizon Way Frederick, MD 21703 Attention: Vice President, Master Servicing Phone: 301-696-7800 Fax: 301-815-6365 (b) in the case of the Purchaser, ____________________________ ____________________________ _____________________________ Attention: _________________ Section 4.05 Severability of Provisions If any one or more of the covenants, agreements, provision or terms of this Agreement shall be for any reason whatsoever, including regulatory, held invalid, then such covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement. Section 4.06 Successors and Assigns The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and assigns of the parties hereto, and all such provisions shall inure to the benefit of the Certificateholders; provided, however, that the rights under this Agreement cannot be assigned by the Purchaser without the consent of the Company. Section 4.07 Article and Section Headings The article and section headings herein are for convenience of reference only and shall not limit or otherwise affect the meaning hereof. Section 4.08 Confidentiality The Purchaser agrees that all information supplied by or on behalf of the Company pursuant to Sections 2.01 or 2.02, including individual account information, is the property of the Company and the Purchaser agrees to hold such information confidential and not to disclose such information. Each party hereto agrees that neither it, nor any officer, director, employee, affiliate or independent contractor acting at such party's direction will disclose the terms of Section 4.09 of this Agreement to any person or entity other than such party's legal counsel except pursuant to a final, non-appealable order of court, the pendency of such order the other party will have received notice of at least five business days prior to the date thereof, or pursuant to the other party's prior express written consent. Section 4.09 Indemnification The Purchaser agrees to indemnify and hold harmless the Company, the Seller, and each Servicer and each person who controls the Company, the Seller, or a Servicer and each of their respective officers, directors, affiliates and agents acting at the Company's, the Seller's, or a Servicer's direction (the "Indemnified Parties") against any and all losses, claims, damages or liabilities to which they may be subject, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of, or are based upon, actions taken by, or actions not taken by, the Company, the Seller, or a Servicer, or on their behalf, in accordance with the provisions of this Agreement and (i) which actions conflict with the Company's, the Seller's, or a Servicer's obligations under the Pooling and Servicing Agreement or the related Servicing Agreement, or (ii) give rise to securities law liability under federal or state securities laws with respect to the Certificates. The Purchaser hereby agrees to reimburse the Indemnified Parties for the reasonable legal or other expenses incurred by them in connection with investigating or defending any such loss, claim, damage, liability or action. The indemnification obligations of the Purchaser hereunder shall survive the termination or expiration of this Agreement. IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written. Wells Fargo Bank Minnesota, National Association By:____________________________________ Name: Title: _____________________________ By:____________________________________ Name: Title: SCHEDULE I Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2002-4 Applicable Unscheduled Principal Receipt Period Full Unscheduled Partial Unscheduled Servicer Principal Receipts Principal Receipts -------- ------------------ ------------------ WFHM (Exhibits F-1A AND F-1B) Mid-Month Mid-Month WFHM (Exhibit F-2) Prior Month Prior Month SunTrust Mortgage, Inc. Mid-Month Prior Month HomeSide Lending, Inc. Prior Month Prior Month HSBC Mortgage Corporation (USA) Mid-Month Prior Month Hibernia National Bank Mid-Month Prior Month Chevy Chase Bank, F.S.B. Mid-Month Prior Month National City Mortgage Co. Mid-Month Prior Month CUNA Mutual Mortgage Corporation Mid-Month Prior Month First Nationwide Mortgage Mid-Month Prior Month Corporation Navy Federal Credit Union Mid-Month Prior Month