The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101   491 5,243 SH   SOLE 0 491 0 0
A T & T Inc. com 00206R102   2,106 140,223 SH   SOLE 0 2,106 0 0
Abbott Laboratories com 002824100   403 4,164 SH   SOLE 0 403 0 0
AbbVie Inc. com 00287Y109   8,598 57,682 SH   SOLE 0 8,598 0 0
Academy Sports and Outdoors, Inc. com 00402L107   678 14,347 SH   SOLE 0 678 0 0
Accenture Ltd Cl A com G1151C101   4,990 16,249 SH   SOLE 0 4,990 0 0
AES Corporation com 00130H105   811 53,356 SH   SOLE 0 811 0 0
AFLAC Inc com 001055102   8,803 114,697 SH   SOLE 0 8,803 0 0
Allison Transmission Holdings, INc. com 01973R101   3,517 59,550 SH   SOLE 0 3,517 0 0
Alphabet Inc Class A com 02079K305   1,098 8,391 SH   SOLE 0 1,098 0 0
Alphabet Inc Class C com 02079K107   13,296 100,841 SH   SOLE 0 13,296 0 0
Amazon.com Inc. com 023135106   273 2,151 SH   SOLE 0 273 0 0
Amdocs Limited Common Stock com G02602103   2,134 25,259 SH   SOLE 0 2,134 0 0
American Financial Group com 025932104   259 2,316 SH   SOLE 0 259 0 0
American Intl Group Inc com 026874784   742 12,252 SH   SOLE 0 742 0 0
American Tower Corporation com 03027X100   898 5,458 SH   SOLE 0 898 0 0
Americas Car-Mart Inc com 03062T105   399 4,385 SH   SOLE 0 399 0 0
Ameriprise Financial, Inc. com 03076C106   8,831 26,786 SH   SOLE 0 8,831 0 0
Amgen Incorporated com 031162100   10,077 37,493 SH   SOLE 0 10,077 0 0
Amkor Technology Inc com 031652100   721 31,884 SH   SOLE 0 721 0 0
Apple Computer Inc com 037833100   43,420 253,604 SH   SOLE 0 43,420 0 0
Applied Materials Inc com 038222105   1,356 9,793 SH   SOLE 0 1,356 0 0
Archer-Daniels-Midland Co. com 039483102   3,149 41,751 SH   SOLE 0 3,149 0 0
Armada Hoffler Properties, Inc. com 04208T108   792 77,297 SH   SOLE 0 792 0 0
Arrow Electronics, Inc. com 042735100   1,037 8,281 SH   SOLE 0 1,037 0 0
Automatic Data Processing, Inc. com 053015103   1,645 6,839 SH   SOLE 0 1,645 0 0
AutoZone Inc com 053332102   2,576 1,014 SH   SOLE 0 2,576 0 0
Avantis Emerging Markets Equity ETF ETF 025072604   29,902 566,429 SH   SOLE 0 29,902 0 0
Avantis US Small Cap Value ETF com 025072877   2,118 27,170 SH   SOLE 0 2,118 0 0
Avnet, Inc. com 053807103   5,816 120,698 SH   SOLE 0 5,816 0 0
Bank of America Corp com 060505104   697 25,446 SH   SOLE 0 697 0 0
Bank of Montreal com 063671101   1,229 14,562 SH   SOLE 0 1,229 0 0
Becton Dickinson & Co com 075887109   2,678 10,359 SH   SOLE 0 2,678 0 0
Belden Inc com 077454106   2,811 29,115 SH   SOLE 0 2,811 0 0
Berkshire Hathaway Cl B com 084670702   386 1,102 SH   SOLE 0 386 0 0
Best Buy Inc com 086516101   3,474 50,000 SH   SOLE 0 3,474 0 0
Bloomin' Brands, Inc. com 094235108   393 15,999 SH   SOLE 0 393 0 0
Booz Allen Hamilton Holdings Corporation com 099502106   1,054 9,649 SH   SOLE 0 1,054 0 0
BorgWarner Inc com 099724106   851 21,083 SH   SOLE 0 851 0 0
BP PLC Adr ADR 055622104   1,006 25,969 SH   SOLE 0 1,006 0 0
Bristol-Myers Squibb Co com 110122108   2,559 44,093 SH   SOLE 0 2,559 0 0
Broadcom Limited com 11135F101   4,847 5,836 SH   SOLE 0 4,847 0 0
Bunge Ltd. com G16962105   1,634 15,097 SH   SOLE 0 1,634 0 0
C V S Caremark Corp. com 126650100   4,558 65,278 SH   SOLE 0 4,558 0 0
Cabot Corporation com 127055101   1,223 17,659 SH   SOLE 0 1,223 0 0
Cambria Emerging Shareholder Yield ETF ETF 132061706   5,859 204,281 SH   SOLE 0 5,859 0 0
Camden Property Trust com 133131102   1,658 17,533 SH   SOLE 0 1,658 0 0
Canadian Natl RR Co. com 136375102   519 4,788 SH   SOLE 0 519 0 0
Canadian Natural Resources Limited com 136385101   1,436 22,212 SH   SOLE 0 1,436 0 0
Cardinal Health Inc com 14149Y108   3,889 44,799 SH   SOLE 0 3,889 0 0
Carrier Global Corp com 14448C104   802 14,523 SH   SOLE 0 802 0 0
Caterpillar Inc com 149123101   4,612 16,896 SH   SOLE 0 4,612 0 0
CDW Corporation com 12514G108   5,090 25,227 SH   SOLE 0 5,090 0 0
Celanese Corporation com 150870103   504 4,018 SH   SOLE 0 504 0 0
Cencora, Inc. com 03073E105   1,411 7,842 SH   SOLE 0 1,411 0 0
Century Communities, Inc com 156504300   454 6,802 SH   SOLE 0 454 0 0
CF Industries Holdings, Inc. com 125269100   741 8,645 SH   SOLE 0 741 0 0
Chevron Corp com 166764100   4,897 29,039 SH   SOLE 0 4,897 0 0
Chord Energy Corporation com 674215207   382 2,355 SH   SOLE 0 382 0 0
Chubb Ltd com H1467J104   1,326 6,369 SH   SOLE 0 1,326 0 0
CIGNA Corp com 125523100   1,197 4,183 SH   SOLE 0 1,197 0 0
Cincinnati Financial Cp com 172062101   429 4,197 SH   SOLE 0 429 0 0
Cisco Systems Inc com 17275R102   11,947 222,234 SH   SOLE 0 11,947 0 0
Civitas Resources, Inc. com 17888H103   1,159 14,329 SH   SOLE 0 1,159 0 0
CMS Energy Corp com 125896100   507 9,548 SH   SOLE 0 507 0 0
Coca Cola Company com 191216100   290 5,180 SH   SOLE 0 290 0 0
Cognizant Technology Solutions Corp. com 192446102   2,120 31,293 SH   SOLE 0 2,120 0 0
Comcast Corp com 20030N101   3,771 85,057 SH   SOLE 0 3,771 0 0
ConAgra Brands, Inc. com 205887102   2,147 78,311 SH   SOLE 0 2,147 0 0
ConocoPhillips com 20825C104   1,567 13,084 SH   SOLE 0 1,567 0 0
Consol Energy, Inc. com 20854L108   2,081 19,834 SH   SOLE 0 2,081 0 0
Constellation Energy Co com 21037T109   1,635 14,991 SH   SOLE 0 1,635 0 0
COPT Defense Properties com 22002T108   976 40,963 SH   SOLE 0 976 0 0
Corning Inc com 219350105   4,948 162,405 SH   SOLE 0 4,948 0 0
Costco Whsl Corp New com 22160K105   350 619 SH   SOLE 0 350 0 0
Coterra Energy Inc. com 127097103   514 19,011 SH   SOLE 0 514 0 0
Crane Company com 224399105   273 4,919 SH   SOLE 0 273 0 0
CubeSmart com 229663109   548 14,372 SH   SOLE 0 548 0 0
Cummins Inc com 231021106   6,448 28,222 SH   SOLE 0 6,448 0 0
D R Horton Co com 23331A109   7,756 72,171 SH   SOLE 0 7,756 0 0
Danaher Corp Del com 235851102   418 1,685 SH   SOLE 0 418 0 0
Deere & Co com 244199105   1,051 2,786 SH   SOLE 0 1,051 0 0
Dell Inc. com 24703L202   981 14,231 SH   SOLE 0 981 0 0
Diamondback Energy, Inc. com 25278X109   992 6,406 SH   SOLE 0 992 0 0
Dick's Sporting Goods Inc. com 253393102   4,855 44,713 SH   SOLE 0 4,855 0 0
Dimensional Emerging Core Equity Market ETF ETF 25434V302   1,037 45,934 SH   SOLE 0 1,037 0 0
Dimensional Emerging Markets ETF 25434V732   299 12,813 SH   SOLE 0 299 0 0
Discover Financial Services com 254709108   4,313 49,781 SH   SOLE 0 4,313 0 0
Disney Walt Hldg Co com 254687106   265 3,267 SH   SOLE 0 265 0 0
DoubleLine Income Solutions Fund com 258622109   891 76,047 SH   SOLE 0 891 0 0
Dover Corporation com 260003108   381 2,731 SH   SOLE 0 381 0 0
EastGroup Properties Inc. com 277276101   319 1,918 SH   SOLE 0 319 0 0
Eaton Corporation plc com G29183103   3,553 16,660 SH   SOLE 0 3,553 0 0
Edison International com 281020107   4,576 72,294 SH   SOLE 0 4,576 0 0
Electronic Arts Inc. com 285512109   1,278 10,618 SH   SOLE 0 1,278 0 0
Elevance Health Inc. com 036752103   906 2,080 SH   SOLE 0 906 0 0
Eli Lilly & Company com 532457108   541 1,008 SH   SOLE 0 541 0 0
Emerson Electric Co com 291011104   332 3,442 SH   SOLE 0 332 0 0
Encompass Health Corp com 29261A100   1,562 23,264 SH   SOLE 0 1,562 0 0
Entergy Corp New com 29364G103   981 10,606 SH   SOLE 0 981 0 0
EOG Resources, Inc com 26875P101   5,235 41,298 SH   SOLE 0 5,235 0 0
Equitable Holdings, Inc. com 29452E101   3,519 123,960 SH   SOLE 0 3,519 0 0
Evercore Partners Inc. com 29977A105   554 4,021 SH   SOLE 0 554 0 0
Everest Group Ltd com G3223R108   4,780 12,861 SH   SOLE 0 4,780 0 0
Exelon Corporation com 30161N101   1,957 51,795 SH   SOLE 0 1,957 0 0
Expeditors International of Washington Inc. com 302130109   814 7,105 SH   SOLE 0 814 0 0
Extra Space Storage Inc. com 30225T102   819 6,735 SH   SOLE 0 819 0 0
Exxon Mobil Corporation com 30231G102   7,398 62,917 SH   SOLE 0 7,398 0 0
FedEx Corp. com 31428X106   908 3,426 SH   SOLE 0 908 0 0
Fidelity MSCI Real Estate Index ETF ETF 316092857   472 20,734 SH   SOLE 0 472 0 0
Fidelity National Finl. com 31620R303   2,488 60,253 SH   SOLE 0 2,488 0 0
Fifth Third Bancorp com 316773100   581 22,953 SH   SOLE 0 581 0 0
First BanCorp. com 318672706   144 10,696 SH   SOLE 0 144 0 0
First Industrial Rlty Trust com 32054K103   377 7,931 SH   SOLE 0 377 0 0
First Trust Managed Municipal ETF ETF 33739N108   1,907 39,020 SH   SOLE 0 1,907 0 0
Fiserv, Inc. com 337738108   452 4,002 SH   SOLE 0 452 0 0
Ford Motor Company com 345370860   1,094 88,065 SH   SOLE 0 1,094 0 0
Franklin Resources Inc com 354613101   711 28,909 SH   SOLE 0 711 0 0
General Dynamics Corp com 369550108   5,927 26,823 SH   SOLE 0 5,927 0 0
General Mills Inc com 370334104   1,979 30,927 SH   SOLE 0 1,979 0 0
Genuine Parts Co com 372460105   620 4,291 SH   SOLE 0 620 0 0
Gilead Sciences Inc com 375558103   435 5,804 SH   SOLE 0 435 0 0
Global Net Lease Inc com 379378201   316 32,921 SH   SOLE 0 316 0 0
Global X MLP & Energy Infrastructure ETF ETF 37954Y293   600 14,148 SH   SOLE 0 600 0 0
Goldman Sachs Group Inc com 38141G104   3,411 10,542 SH   SOLE 0 3,411 0 0
Greif Inc Cl A com 397624107   342 5,121 SH   SOLE 0 342 0 0
Group 1 Automotive, Inc. com 398905109   3,120 11,613 SH   SOLE 0 3,120 0 0
Hartford Financial Services com 416515104   6,964 98,214 SH   SOLE 0 6,964 0 0
Hartford Multifactor Developed Markets ETF ETF 518416102   45,294 1,765,853 SH   SOLE 0 45,294 0 0
Hasbro Inc com 418056107   777 11,751 SH   SOLE 0 777 0 0
HCA Holdings, Inc. com 40412C101   8,059 32,761 SH   SOLE 0 8,059 0 0
Hewlett Packard Enterprise Comp com 42824C109   6,701 385,798 SH   SOLE 0 6,701 0 0
Home Depot Inc com 437076102   2,606 8,626 SH   SOLE 0 2,606 0 0
Honda Motor Co Adr com 438128308   2,779 82,622 SH   SOLE 0 2,779 0 0
Honeywell International com 438516106   1,849 10,011 SH   SOLE 0 1,849 0 0
Host Hotels & Resorts Inc. com 44107P104   547 34,023 SH   SOLE 0 547 0 0
HP Inc. com 40434L105   4,188 162,956 SH   SOLE 0 4,188 0 0
Huntington Bancshares Incorporated com 446150104   234 22,483 SH   SOLE 0 234 0 0
Illinois Tool Works com 452308109   971 4,218 SH   SOLE 0 971 0 0
Independence Realty Trust Inc. com 45378A106   158 11,204 SH   SOLE 0 158 0 0
Infosys Limited ADR 456788108   2,795 163,339 SH   SOLE 0 2,795 0 0
Ingredion Incorporated com 457187102   545 5,541 SH   SOLE 0 545 0 0
Interpublic Group of Companies com 460690100   894 31,207 SH   SOLE 0 894 0 0
Intl Business Machines com 459200101   4,870 34,713 SH   SOLE 0 4,870 0 0
Invesco Emerging Mkts Sovereign Debt ETF ETF 46138E784   192 10,526 SH   SOLE 0 192 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF ETF 46138E743   752 17,271 SH   SOLE 0 752 0 0
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727   3,776 211,886 SH   SOLE 0 3,776 0 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613   470 14,759 SH   SOLE 0 470 0 0
Iron Mountain Incorporated com 46284V101   710 11,940 SH   SOLE 0 710 0 0
iShares 20 Year Treasury Bond ETF iShares 464287432   5,505 62,065 SH   SOLE 0 5,505 0 0
iShares Barclays TIPS Bond ETF 464287176   4,183 40,332 SH   SOLE 0 4,183 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   1,073 16,667 SH   SOLE 0 1,073 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103   254 5,335 SH   SOLE 0 254 0 0
iShares Core S&P 500 ETF ETF 464287200   521 1,214 SH   SOLE 0 521 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507   298 1,196 SH   SOLE 0 298 0 0
iShares Edge MSCI Mltfct USA SmCp ETF ETF 46434V290   1,078 20,845 SH   SOLE 0 1,078 0 0
iShares Edge MSCI Multifactor Intl ETF ETF 46434V274   15,775 610,270 SH   SOLE 0 15,775 0 0
iShares Edge MSCI Multifactor USA ETF ETF 46434V282   9,124 210,621 SH   SOLE 0 9,124 0 0
iShares Emerging Markets Local Currency Bond ETF ETF 464286517   2,219 63,700 SH   SOLE 0 2,219 0 0
iShares Global Clean Energy ETF ETF 464288224   242 16,534 SH   SOLE 0 242 0 0
iShares JPMorgan USD Emerg Markets Bond ETF ETF 464288281   6,817 82,609 SH   SOLE 0 6,817 0 0
iShares MBS Bond ETF ETF 464288588   3,226 36,331 SH   SOLE 0 3,226 0 0
iShares MSCI EAFE ETF ETF 464287465   12,543 181,988 SH   SOLE 0 12,543 0 0
iShares MSCI EAFE Min Volatility ETF ETF 46429B689   2,345 35,954 SH   SOLE 0 2,345 0 0
iShares MSCI Emerging Markets Index ETF ETF 464287234   2,786 73,420 SH   SOLE 0 2,786 0 0
iShares Natl Amt-Free Muni Bond ETF ETF 464288414   6,293 61,374 SH   SOLE 0 6,293 0 0
iShares Russell 1000 ETF ETF 464287622   294 1,253 SH   SOLE 0 294 0 0
iShares Russell 1000 Growth ETF iShares 464287614   269 1,013 SH   SOLE 0 269 0 0
iShares Russell Mid-cap Value ETF ETF 464287473   264 2,528 SH   SOLE 0 264 0 0
iShares S&P Mid-Cap 400 Value ETF ETF 464287705   357 3,540 SH   SOLE 0 357 0 0
iShares S&P Small-Cap ETF ETF 464287804   345 3,661 SH   SOLE 0 345 0 0
iShares Short-Term National Muni Bond ETF ETF 464288158   505 4,911 SH   SOLE 0 505 0 0
iShares Trust - U.S. Treasury Bond ETF iShares 46429B267   859 38,973 SH   SOLE 0 859 0 0
J M Smuckers Co com 832696405   3,668 29,842 SH   SOLE 0 3,668 0 0
J P Morgan Chase & Co. com 46625H100   9,891 68,207 SH   SOLE 0 9,891 0 0
Jabil Circuit Inc. com 466313103   5,894 46,446 SH   SOLE 0 5,894 0 0
Janus Henderson Mortgage-Backed ETF ETF 47103U852   16,038 369,530 SH   SOLE 0 16,038 0 0
Johnson & Johnson com 478160104   6,740 43,273 SH   SOLE 0 6,740 0 0
JPMorgan Diversified Return U.S. Equity ETF ETF 46641Q407   437 4,654 SH   SOLE 0 437 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837   4,950 98,649 SH   SOLE 0 4,950 0 0
Juniper Networks Inc com 48203R104   613 22,064 SH   SOLE 0 613 0 0
K L A Tencor Corp com 482480100   499 1,088 SH   SOLE 0 499 0 0
Kellogg Company com 487836108   309 5,189 SH   SOLE 0 309 0 0
Kimberly-Clark Corp com 494368103   535 4,427 SH   SOLE 0 535 0 0
Kinder Morgan, Inc. com 49456B101   1,728 104,238 SH   SOLE 0 1,728 0 0
Kite Realty Group com 49803T300   847 39,554 SH   SOLE 0 847 0 0
Knife River Corp com 498894104   409 8,378 SH   SOLE 0 409 0 0
Kroger Company com 501044101   10,609 237,070 SH   SOLE 0 10,609 0 0
Lab Cp Of Amer Hldg New com 50540R409   1,382 6,875 SH   SOLE 0 1,382 0 0
Lamar Advertising Co A com 512816109   801 9,600 SH   SOLE 0 801 0 0
Leidos Holdings Inc com 525327102   1,183 12,839 SH   SOLE 0 1,183 0 0
Lennar Corp Cl A com 526057104   2,955 26,326 SH   SOLE 0 2,955 0 0
Lexington Realty Trust com 529043101   205 23,021 SH   SOLE 0 205 0 0
LKQ Corp. com 501889208   5,439 109,860 SH   SOLE 0 5,439 0 0
Lockheed Martin Corp com 539830109   3,782 9,248 SH   SOLE 0 3,782 0 0
Louisiana-Pacific Corp com 546347105   343 6,203 SH   SOLE 0 343 0 0
Lowes Companies Inc com 548661107   5,680 27,328 SH   SOLE 0 5,680 0 0
LPL Financial Hldgs Inc com 50212V100   292 1,229 SH   SOLE 0 292 0 0
LyondellBasell Industrials NV com N53745100   4,885 51,579 SH   SOLE 0 4,885 0 0
Manulife Financial Corporation com 56501R106   4,633 253,469 SH   SOLE 0 4,633 0 0
Marathon Petroleum Corporation com 56585A102   2,551 16,854 SH   SOLE 0 2,551 0 0
Masco Corporation com 574599106   640 11,980 SH   SOLE 0 640 0 0
Mastercard Incorporated com 57636Q104   584 1,474 SH   SOLE 0 584 0 0
McDonald's Corp. com 580135101   2,195 8,332 SH   SOLE 0 2,195 0 0
McKesson HBOC Inc com 58155Q103   9,478 21,797 SH   SOLE 0 9,478 0 0
MDU Resources Group, Inc. com 552690109   850 43,418 SH   SOLE 0 850 0 0
Medtronic PLC com G5960L103   683 8,710 SH   SOLE 0 683 0 0
Merck & Co Inc com 58933Y105   4,883 47,432 SH   SOLE 0 4,883 0 0
Meta Platforms, Inc. com 30303M102   6,131 20,421 SH   SOLE 0 6,131 0 0
Metlife Inc com 59156R108   5,485 87,190 SH   SOLE 0 5,485 0 0
MGIC Investment Corp com 552848103   2,575 154,280 SH   SOLE 0 2,575 0 0
Microchip Technology Inc com 595017104   3,075 39,399 SH   SOLE 0 3,075 0 0
Microsoft Corp com 594918104   19,646 62,219 SH   SOLE 0 19,646 0 0
Morgan Stanley com 617446448   2,265 27,728 SH   SOLE 0 2,265 0 0
Murphy USA, Inc com 626755102   551 1,612 SH   SOLE 0 551 0 0
National Fuel Gas Co com 636180101   677 13,036 SH   SOLE 0 677 0 0
Network Appliance Inc com 64110D104   2,630 34,662 SH   SOLE 0 2,630 0 0
NexPoint Residential Trust, Inc. com 65341D102   379 11,774 SH   SOLE 0 379 0 0
Nexstar Media Group com 65336K103   5,536 38,611 SH   SOLE 0 5,536 0 0
Northern Oil and Gas, Inc. com 665531307   402 9,989 SH   SOLE 0 402 0 0
Northrop Grumman Corp com 666807102   1,501 3,409 SH   SOLE 0 1,501 0 0
NortonLifeLock Inc. com 668771108   234 13,261 SH   SOLE 0 234 0 0
Novartis A G Spon Adr ADR 66987V109   518 5,090 SH   SOLE 0 518 0 0
Nucor Corp com 670346105   4,629 29,605 SH   SOLE 0 4,629 0 0
Nutrien Ltd. com 67077M108   992 16,062 SH   SOLE 0 992 0 0
OGE Energy Corp com 670837103   509 15,275 SH   SOLE 0 509 0 0
Old Republic International Corporation com 680223104   251 9,312 SH   SOLE 0 251 0 0
Omega Healthcare Investors Inc. com 681936100   1,551 46,766 SH   SOLE 0 1,551 0 0
Omnicom Group Inc com 681919106   7,603 102,086 SH   SOLE 0 7,603 0 0
ONEOK Inc com 682680103   531 8,376 SH   SOLE 0 531 0 0
Oracle Corporation com 68389X105   14,405 136,001 SH   SOLE 0 14,405 0 0
Organon & Co. Common Stock com 68622V106   642 36,971 SH   SOLE 0 642 0 0
Otis Worldwide Corp com 68902V107   298 3,705 SH   SOLE 0 298 0 0
Otter Tail Corporation com 689648103   763 10,049 SH   SOLE 0 763 0 0
Outfront Media Inc com 69007J106   258 25,549 SH   SOLE 0 258 0 0
Owens Corning Inc. com 690742101   4,629 33,935 SH   SOLE 0 4,629 0 0
Oxford Industries, Inc. com 691497309   1,001 10,411 SH   SOLE 0 1,001 0 0
PACCAR Inc com 693718108   7,655 90,033 SH   SOLE 0 7,655 0 0
Pacer Benchmark Data & Infrastructure Real Estate ETF com 69374H741   10,468 404,316 SH   SOLE 0 10,468 0 0
Parker-Hannifin Corporation com 701094104   251 645 SH   SOLE 0 251 0 0
Patrick Industries Inc. com 703343103   663 8,833 SH   SOLE 0 663 0 0
Patterson Companies Inc. com 703395103   2,753 92,868 SH   SOLE 0 2,753 0 0
Paychex Inc com 704326107   416 3,610 SH   SOLE 0 416 0 0
PepsiCo Incorporated com 713448108   1,140 6,727 SH   SOLE 0 1,140 0 0
Petroleo Brasileiro ADR 71654V408   2,857 190,619 SH   SOLE 0 2,857 0 0
Pfizer Incorporated com 717081103   6,546 197,351 SH   SOLE 0 6,546 0 0
Phillips 66 com 718546104   495 4,116 SH   SOLE 0 495 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866   3,404 67,986 SH   SOLE 0 3,404 0 0
Pioneer Natural Resources Co. com 723787107   661 2,882 SH   SOLE 0 661 0 0
Plymouth Industrial REIT, Inc. com 729640102   1,616 77,118 SH   SOLE 0 1,616 0 0
Polaris Industries Inc. com 731068102   415 3,981 SH   SOLE 0 415 0 0
Popular Inc com 733174700   654 10,378 SH   SOLE 0 654 0 0
Potlatch Corporation com 737630103   945 20,824 SH   SOLE 0 945 0 0
Premier, Inc. com 74051N102   692 32,171 SH   SOLE 0 692 0 0
Principal Financial Group Inc. com 74251V102   2,741 38,038 SH   SOLE 0 2,741 0 0
Procter & Gamble com 742718109   9,846 67,504 SH   SOLE 0 9,846 0 0
Progressive Corp. com 743315103   1,037 7,443 SH   SOLE 0 1,037 0 0
ProLogis com 74340W103   283 2,526 SH   SOLE 0 283 0 0
Prudential Financial Inc com 744320102   3,060 32,250 SH   SOLE 0 3,060 0 0
PulteGroup Inc com 745867101   5,609 75,745 SH   SOLE 0 5,609 0 0
Qualcomm Inc com 747525103   260 2,341 SH   SOLE 0 260 0 0
Quest Diagnostic Inc com 74834L100   4,960 40,699 SH   SOLE 0 4,960 0 0
Range Resources Corporation com 75281A109   420 12,965 SH   SOLE 0 420 0 0
Raytheon Technologies Co com 75513E101   832 11,564 SH   SOLE 0 832 0 0
Regions Financial Cp New com 7591EP100   3,536 205,591 SH   SOLE 0 3,536 0 0
Reinsurance Group of America com 759351604   1,682 11,587 SH   SOLE 0 1,682 0 0
Reliance Steel & Aluminum Co com 759509102   3,609 13,761 SH   SOLE 0 3,609 0 0
RLJ Lodging Trust com 74965L101   561 57,327 SH   SOLE 0 561 0 0
SBA Communications Corporation com 78410G104   657 3,280 SH   SOLE 0 657 0 0
Schwab Emerging Mkts Equity ETF ETF 808524706   830 34,681 SH   SOLE 0 830 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730   36,781 1,402,795 SH   SOLE 0 36,781 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755   68,348 2,158,146 SH   SOLE 0 68,348 0 0
Schwab Fundamental US Large Company ETF ETF 808524771   4,926 88,005 SH   SOLE 0 4,926 0 0
Schwab Fundamental US Small Company ETF ETF 808524763   11,874 244,884 SH   SOLE 0 11,874 0 0
Schwab Intermediate-Term U.S. Trsy ETF ETF 808524854   23,270 485,402 SH   SOLE 0 23,270 0 0
Schwab International Equity ETF ETF 808524805   48,177 1,418,627 SH   SOLE 0 48,177 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797   323 4,561 SH   SOLE 0 323 0 0
Schwab U.S. REIT ETF ETF 808524847   16,434 925,834 SH   SOLE 0 16,434 0 0
Schwab US Broad Mkt ETF ETF 808524102   474 9,503 SH   SOLE 0 474 0 0
Schwab US TIPS ETF ETF 808524870   16,646 329,696 SH   SOLE 0 16,646 0 0
Seagate Technology PLC F com G7997R103   1,236 18,741 SH   SOLE 0 1,236 0 0
Select Medical Holdings Corp com 81619Q105   369 14,586 SH   SOLE 0 369 0 0
Shell plc com 780259305   2,585 40,151 SH   SOLE 0 2,585 0 0
Simon Ppty Group New com 828806109   875 8,097 SH   SOLE 0 875 0 0
Snap On Inc com 833034101   4,575 17,938 SH   SOLE 0 4,575 0 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375   3,771 119,891 SH   SOLE 0 3,771 0 0
SPDR Portfolio High Yield Bond ETF ETF 78468R606   1,403 62,567 SH   SOLE 0 1,403 0 0
SPDR Portfolio Mortgage Backed Bond ETF ETF 78464A383   381 18,332 SH   SOLE 0 381 0 0
Sprouts Farmers Market com 85208M102   1,094 25,562 SH   SOLE 0 1,094 0 0
STAG Industrial, Inc. com 85254J102   465 13,476 SH   SOLE 0 465 0 0
Steel Dynamics, Inc. com 858119100   2,755 25,697 SH   SOLE 0 2,755 0 0
Sun Communities Inc com 866674104   441 3,724 SH   SOLE 0 441 0 0
Sylvamo Corporation com 871332102   550 12,517 SH   SOLE 0 550 0 0
SYNNEX Corp. com 87162W100   306 3,067 SH   SOLE 0 306 0 0
Target Corporation com 87612E106   2,070 18,722 SH   SOLE 0 2,070 0 0
Taylor Morrison Home Corporation com 87724P106   303 7,102 SH   SOLE 0 303 0 0
TE Connectivity Ltd. com H84989104   2,057 16,651 SH   SOLE 0 2,057 0 0
TEGNA, Inc. com 87901J105   171 11,731 SH   SOLE 0 171 0 0
Texas Instruments Inc com 882508104   5,442 34,224 SH   SOLE 0 5,442 0 0
The Andersons Inc. com 034164103   673 13,063 SH   SOLE 0 673 0 0
The Kraft Heinz Company com 500754106   1,386 41,201 SH   SOLE 0 1,386 0 0
The Macerich Co com 554382101   207 18,995 SH   SOLE 0 207 0 0
The Real Estate Select Sector SPDR Fund com 81369Y860   3,413 100,179 SH   SOLE 0 3,413 0 0
Thermo Fisher Scientific Inc. com 883556102   3,773 7,454 SH   SOLE 0 3,773 0 0
TJX Cos Inc com 872540109   1,763 19,833 SH   SOLE 0 1,763 0 0
Toronto-Dominion Bank com 891160509   1,993 33,068 SH   SOLE 0 1,993 0 0
Tortoise North American Pipeline Fund com 56167N720   16,981 694,518 SH   SOLE 0 16,981 0 0
TotalEnergies SE ADS 89151E109   2,474 37,625 SH   SOLE 0 2,474 0 0
Toyota Motor Corporation ADR 892331307   8,182 45,518 SH   SOLE 0 8,182 0 0
Transocean LTD. com H8817H100   102 12,475 SH   SOLE 0 102 0 0
Travelers Companies Inc com 89417E109   3,730 22,837 SH   SOLE 0 3,730 0 0
Twenty-First Century Fox, Inc. Cl A com 35137L105   4,501 144,247 SH   SOLE 0 4,501 0 0
Tyson Foods Inc com 902494103   1,620 32,087 SH   SOLE 0 1,620 0 0
UGI Corporation New com 902681105   2,837 123,333 SH   SOLE 0 2,837 0 0
Union Pacific com 907818108   3,420 16,796 SH   SOLE 0 3,420 0 0
United Parcel Service, Inc. com 911312106   607 3,896 SH   SOLE 0 607 0 0
United Rentals, Inc. com 911363109   3,197 7,191 SH   SOLE 0 3,197 0 0
UnitedHealth Group Inc. com 91324P102   3,565 7,070 SH   SOLE 0 3,565 0 0
Uniti Group Inc. com 91325V108   104 22,073 SH   SOLE 0 104 0 0
Unum Group com 91529Y106   5,401 109,803 SH   SOLE 0 5,401 0 0
US Bancorp com 902973304   486 14,699 SH   SOLE 0 486 0 0
Valero Energy Corp New com 91913Y100   1,562 11,023 SH   SOLE 0 1,562 0 0
VanEck Long Muni ETF ETF 92189F536   338 20,199 SH   SOLE 0 338 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189H409   941 19,181 SH   SOLE 0 941 0 0
VanEck Vectors Intermediate Muni ETF ETF 92189H201   415 9,418 SH   SOLE 0 415 0 0
VanEck Vectors Junior Gold Miners ETF ETF 92189F791   454 14,095 SH   SOLE 0 454 0 0
Vanguard Dividend Appreciation ETF ETF 921908844   301 1,938 SH   SOLE 0 301 0 0
Vanguard Emerging Markets Stock ETF ETF 922042858   256 6,518 SH   SOLE 0 256 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706   7,813 136,706 SH   SOLE 0 7,813 0 0
Vanguard Reit Index ETF ETF 922908553   15,474 204,514 SH   SOLE 0 15,474 0 0
Vanguard Russell 1000 ETF ETF 92206C730   3,436 17,650 SH   SOLE 0 3,436 0 0
Vanguard S&P 500 ETF ETF 922908363   287 732 SH   SOLE 0 287 0 0
Vanguard Small Cap Value ETF ETF 922908611   4,610 28,904 SH   SOLE 0 4,610 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746   8,187 170,199 SH   SOLE 0 8,187 0 0
Vanguard Total Bond Market ETF ETF 921937835   4,519 64,759 SH   SOLE 0 4,519 0 0
Vanguard Total Stock Market ETF ETF 922908769   485 2,283 SH   SOLE 0 485 0 0
Vanguard Value ETF ETF 922908744   801 5,809 SH   SOLE 0 801 0 0
Verizon Communications com 92343V104   4,627 142,753 SH   SOLE 0 4,627 0 0
Viatris Inc com 92556V106   324 32,879 SH   SOLE 0 324 0 0
Visa, Inc. com 92826C839   1,004 4,364 SH   SOLE 0 1,004 0 0
Vishay Intertechnology Inc. com 928298108   3,292 133,189 SH   SOLE 0 3,292 0 0
Vistra Corp. com 92840M102   306 9,219 SH   SOLE 0 306 0 0
Walgreens Boots Alliance Inc. com 931427108   558 25,091 SH   SOLE 0 558 0 0
Wal-Mart Stores Inc com 931142103   10,272 64,227 SH   SOLE 0 10,272 0 0
Weyerhaeuser Co com 962166104   894 29,157 SH   SOLE 0 894 0 0
Whirlpool Corp com 963320106   931 6,965 SH   SOLE 0 931 0 0
Whitestone REIT com 966084204   596 61,859 SH   SOLE 0 596 0 0
Williams Sonoma com 969904101   1,328 8,548 SH   SOLE 0 1,328 0 0
Xtrackers Muni Infra Rev Bond ETF ETF 233051705   284 11,976 SH   SOLE 0 284 0 0
Ziff Davis, Inc. com 48123V102   406 6,369 SH   SOLE 0 406 0 0
Zimmer Biomet Holdings, Inc. com 98956P102   323 2,882 SH   SOLE 0 323 0 0