The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 1,122 6,315 SH   SOLE 0 1,122 0 0
A T & T Inc. com 00206R102 1,506 61,224 SH   SOLE 0 1,506 0 0
Abbott Laboratories com 002824100 531 3,773 SH   SOLE 0 531 0 0
AbbVie Inc. com 00287Y109 7,103 52,457 SH   SOLE 0 7,103 0 0
Accenture Ltd Cl A com G1151C101 7,865 18,972 SH   SOLE 0 7,865 0 0
Activision Inc com 00507V109 4,126 62,024 SH   SOLE 0 4,126 0 0
AES Corporation com 00130H105 1,654 68,046 SH   SOLE 0 1,654 0 0
AFLAC Inc com 001055102 3,868 66,239 SH   SOLE 0 3,868 0 0
Albertsons Companies, Inc. com 013091103 260 8,601 SH   SOLE 0 260 0 0
Allison Transmission Holdings, INc. com 01973R101 648 17,832 SH   SOLE 0 648 0 0
Allstate Corporation com 020002101 5,005 42,543 SH   SOLE 0 5,005 0 0
Alphabet Inc Class A com 02079K305 979 338 SH   SOLE 0 979 0 0
Alphabet Inc Class C com 02079K107 12,066 4,170 SH   SOLE 0 12,066 0 0
Amazon.com Inc. com 023135106 293 88 SH   SOLE 0 293 0 0
Amdocs Limited Common Stock com G02602103 822 10,978 SH   SOLE 0 822 0 0
American Electric Power Co., Inc com 025537101 209 2,353 SH   SOLE 0 209 0 0
American Express Company com 025816109 279 1,708 SH   SOLE 0 279 0 0
American Tower Corporation com 03027X100 2,553 8,727 SH   SOLE 0 2,553 0 0
Ameriprise Financial, Inc. com 03076C106 5,030 16,674 SH   SOLE 0 5,030 0 0
Amerisource Bergen com 03073E105 690 5,194 SH   SOLE 0 690 0 0
Amgen Incorporated com 031162100 8,237 36,614 SH   SOLE 0 8,237 0 0
Amkor Technology Inc com 031652100 1,626 65,606 SH   SOLE 0 1,626 0 0
AMN Healthcare Services, Inc. com 001744101 212 1,736 SH   SOLE 0 212 0 0
Anthem, Inc. com 036752103 1,264 2,726 SH   SOLE 0 1,264 0 0
Apple Computer Inc com 037833100 39,890 224,645 SH   SOLE 0 39,890 0 0
Applied Materials Inc com 038222105 1,974 12,542 SH   SOLE 0 1,974 0 0
Archer-Daniels-Midland Co. com 039483102 2,582 38,206 SH   SOLE 0 2,582 0 0
Arrow Electronics, Inc. com 042735100 1,486 11,064 SH   SOLE 0 1,486 0 0
Auto Data Processing com 053015103 1,393 5,649 SH   SOLE 0 1,393 0 0
AutoZone Inc com 053332102 893 426 SH   SOLE 0 893 0 0
Avantis Emerging Markets Equity ETF ETF 025072604 31,611 499,222 SH   SOLE 0 31,611 0 0
Avnet, Inc. com 053807103 3,020 73,239 SH   SOLE 0 3,020 0 0
Bank of America Corp com 060505104 804 18,067 SH   SOLE 0 804 0 0
Becton Dickinson & Co com 075887109 2,867 11,401 SH   SOLE 0 2,867 0 0
Belden Inc com 077454106 901 13,711 SH   SOLE 0 901 0 0
Berkshire Hathaway Cl B com 084670702 255 854 SH   SOLE 0 255 0 0
Best Buy Inc com 086516101 5,626 55,372 SH   SOLE 0 5,626 0 0
Big Lots Inc. com 089302103 987 21,920 SH   SOLE 0 987 0 0
Booz Allen Hamilton Holdings Corporation com 099502106 570 6,728 SH   SOLE 0 570 0 0
Bristol-Myers Squibb Co com 110122108 1,079 17,310 SH   SOLE 0 1,079 0 0
Broadcom Limited com 11135F101 486 730 SH   SOLE 0 486 0 0
Brunswick Corporation com 117043109 397 3,937 SH   SOLE 0 397 0 0
C V S Caremark Corp. com 126650100 6,239 60,482 SH   SOLE 0 6,239 0 0
Cabot Corporation com 127055101 1,344 23,907 SH   SOLE 0 1,344 0 0
Camden Property Trust com 133131102 11,043 61,803 SH   SOLE 0 11,043 0 0
Canadian Natl RR Co. com 136375102 698 5,681 SH   SOLE 0 698 0 0
Canadian Natural Resources Limited com 136385101 214 5,059 SH   SOLE 0 214 0 0
Cardinal Health Inc com 14149Y108 349 6,787 SH   SOLE 0 349 0 0
Carrier Global Corp com 14448C104 852 15,715 SH   SOLE 0 852 0 0
Caterpillar Inc com 149123101 2,470 11,946 SH   SOLE 0 2,470 0 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 134 13,691 SH   SOLE 0 134 0 0
CDW Corporation com 12514G108 3,176 15,508 SH   SOLE 0 3,176 0 0
Celanese Corporation com 150870103 2,637 15,688 SH   SOLE 0 2,637 0 0
Century Communities, Inc com 156504300 543 6,644 SH   SOLE 0 543 0 0
Cerner Corp com 156782104 1,269 13,669 SH   SOLE 0 1,269 0 0
Chevron Corp com 166764100 3,229 27,512 SH   SOLE 0 3,229 0 0
Chubb Ltd com H1467J104 1,156 5,980 SH   SOLE 0 1,156 0 0
Cincinnati Financial Cp com 172062101 643 5,644 SH   SOLE 0 643 0 0
Cisco Systems Inc com 17275R102 12,192 192,397 SH   SOLE 0 12,192 0 0
Citigroup Inc com 172967424 6,515 107,880 SH   SOLE 0 6,515 0 0
Citizens Financial Group, Inc. com 174610105 274 5,797 SH   SOLE 0 274 0 0
CMS Energy Corp com 125896100 762 11,719 SH   SOLE 0 762 0 0
Coca Cola Company com 191216100 265 4,470 SH   SOLE 0 265 0 0
Cognizant Technology Solutions Corp. com 192446102 2,837 31,976 SH   SOLE 0 2,837 0 0
Comcast Corp com 20030N101 486 9,649 SH   SOLE 0 486 0 0
Concentrix Corp com 20602D101 748 4,186 SH   SOLE 0 748 0 0
ConocoPhillips com 20825C104 542 7,514 SH   SOLE 0 542 0 0
Consensus Cloud Solutions, Inc. com 20848V105 246 4,254 SH   SOLE 0 246 0 0
Corning Inc com 219350105 2,475 66,472 SH   SOLE 0 2,475 0 0
Costco Whsl Corp New com 22160K105 382 673 SH   SOLE 0 382 0 0
Crane Company com 224399105 324 3,183 SH   SOLE 0 324 0 0
Cummins Inc com 231021106 7,636 35,005 SH   SOLE 0 7,636 0 0
CyrusOne Inc. com 23283R100 1,236 13,780 SH   SOLE 0 1,236 0 0
D R Horton Co com 23331A109 9,074 83,668 SH   SOLE 0 9,074 0 0
Danaher Corp Del com 235851102 504 1,532 SH   SOLE 0 504 0 0
Deere & Co com 244199105 1,395 4,067 SH   SOLE 0 1,395 0 0
Dell Inc. com 24703L202 303 5,399 SH   SOLE 0 303 0 0
Dick's Sporting Goods Inc. com 253393102 5,293 46,028 SH   SOLE 0 5,293 0 0
Discover Financial Services com 254709108 257 2,228 SH   SOLE 0 257 0 0
Discovery Inc com 25470F302 3,059 133,587 SH   SOLE 0 3,059 0 0
Disney Walt Hldg Co com 254687106 926 5,981 SH   SOLE 0 926 0 0
DoubleLine Income Solutions Fund com 258622109 786 48,780 SH   SOLE 0 786 0 0
Dover Corporation com 260003108 728 4,008 SH   SOLE 0 728 0 0
EastGroup Properties Inc. com 277276101 631 2,769 SH   SOLE 0 631 0 0
Eaton Corporation plc com G29183103 4,378 25,330 SH   SOLE 0 4,378 0 0
Emerson Electric Co com 291011104 3,653 39,291 SH   SOLE 0 3,653 0 0
Encompass Health Corp com 29261A100 2,117 32,445 SH   SOLE 0 2,117 0 0
Entergy Corp New com 29364G103 1,373 12,190 SH   SOLE 0 1,373 0 0
EOG Resources, Inc com 26875P101 4,349 48,962 SH   SOLE 0 4,349 0 0
Equinix, Inc. com 29444U700 252 298 SH   SOLE 0 252 0 0
Equitable Holdings, Inc. com 29452E101 5,301 161,673 SH   SOLE 0 5,301 0 0
Equity Commonwealth com 294628102 482 18,615 SH   SOLE 0 482 0 0
Everest Re Group Ltd com G3223R108 557 2,035 SH   SOLE 0 557 0 0
Exelon Corporation com 30161N101 4,959 85,852 SH   SOLE 0 4,959 0 0
Exxon Mobil Corporation com 30231G102 3,129 51,141 SH   SOLE 0 3,129 0 0
Facebook Inc Class A com 30303M102 9,268 27,555 SH   SOLE 0 9,268 0 0
FedEx Corp. com 31428X106 1,500 5,798 SH   SOLE 0 1,500 0 0
Fidelity National Finl. com 31620R303 3,806 72,941 SH   SOLE 0 3,806 0 0
Fifth Third Bancorp com 316773100 3,599 82,648 SH   SOLE 0 3,599 0 0
First American Financial Corp com 31847R102 1,944 24,847 SH   SOLE 0 1,944 0 0
First Industrial Rlty Trust com 32054K103 1,051 15,882 SH   SOLE 0 1,051 0 0
First Trust Managed Municipal ETF ETF 33739N108 4,595 80,639 SH   SOLE 0 4,595 0 0
Foot Locker Inc com 344849104 393 9,015 SH   SOLE 0 393 0 0
Ford Motor Company com 345370860 201 9,655 SH   SOLE 0 201 0 0
Franklin Resources Inc com 354613101 778 23,233 SH   SOLE 0 778 0 0
General Dynamics Corp com 369550108 4,522 21,693 SH   SOLE 0 4,522 0 0
General Mills Inc com 370334104 1,281 19,006 SH   SOLE 0 1,281 0 0
General Motors Company com 37045V100 612 10,437 SH   SOLE 0 612 0 0
Gilead Sciences Inc com 375558103 476 6,556 SH   SOLE 0 476 0 0
Global X MLP & Energy Infrastructure ETF ETF 37954Y293 651 18,426 SH   SOLE 0 651 0 0
Goldman Sachs Group Inc com 38141G104 2,878 7,524 SH   SOLE 0 2,878 0 0
GrafTech International Ltd com 384313508 308 26,027 SH   SOLE 0 308 0 0
Hanesbrands Inc. com 410345102 868 51,906 SH   SOLE 0 868 0 0
Hartford Financial Services com 416515104 3,621 52,452 SH   SOLE 0 3,621 0 0
Hartford Multifactor Developed Markets ETF ETF 518416102 55,458 1,841,837 SH   SOLE 0 55,458 0 0
Hasbro Inc com 418056107 1,325 13,018 SH   SOLE 0 1,325 0 0
HCA Holdings, Inc. com 40412C101 6,841 26,627 SH   SOLE 0 6,841 0 0
Home Depot Inc com 437076102 1,251 3,014 SH   SOLE 0 1,251 0 0
Honeywell International com 438516106 2,956 14,177 SH   SOLE 0 2,956 0 0
Host Hotels & Resorts Inc. com 44107P104 404 23,210 SH   SOLE 0 404 0 0
HP Inc. com 40434L105 875 23,221 SH   SOLE 0 875 0 0
Hubbell Inc Class B com 443510607 207 995 SH   SOLE 0 207 0 0
Huntington Bancshares Incorporated com 446150104 659 42,752 SH   SOLE 0 659 0 0
Illinois Tool Works com 452308109 1,079 4,372 SH   SOLE 0 1,079 0 0
Independence Realty Trust Inc. com 45378A106 961 37,203 SH   SOLE 0 961 0 0
Infosys Limited ADR 456788108 8,625 340,766 SH   SOLE 0 8,625 0 0
Ingredion Incorporated com 457187102 414 4,283 SH   SOLE 0 414 0 0
Intel Corp com 458140100 7,548 146,555 SH   SOLE 0 7,548 0 0
International Paper Co com 460146103 3,171 67,490 SH   SOLE 0 3,171 0 0
Interpublic Group of Companies com 460690100 1,299 34,679 SH   SOLE 0 1,299 0 0
Intl Business Machines com 459200101 2,608 19,515 SH   SOLE 0 2,608 0 0
Intuitive Surgical Inc com 46120E602 247 687 SH   SOLE 0 247 0 0
Invesco Emerging Mkts Sovereign Debt ETF ETF 46138E784 4,083 154,967 SH   SOLE 0 4,083 0 0
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727 4,104 187,470 SH   SOLE 0 4,104 0 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613 367 2,136 SH   SOLE 0 367 0 0
Invesco QQQ ETF ETF 46090E103 303 762 SH   SOLE 0 303 0 0
Invitation Homes Inc. com 46187W107 1,050 23,157 SH   SOLE 0 1,050 0 0
Iron Mountain Incorporated com 46284V101 719 13,749 SH   SOLE 0 719 0 0
iShares Barclays TIPS Bond ETF 464287176 895 6,926 SH   SOLE 0 895 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 1,867 25,010 SH   SOLE 0 1,867 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103 268 4,480 SH   SOLE 0 268 0 0
iShares Core S&P 500 ETF ETF 464287200 673 1,410 SH   SOLE 0 673 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 296 1,047 SH   SOLE 0 296 0 0
iShares Edge MSCI Mltfct USA SmCp ETF ETF 46434V290 1,283 22,417 SH   SOLE 0 1,283 0 0
iShares Edge MSCI Multifactor Intl ETF ETF 46434V274 6,929 240,428 SH   SOLE 0 6,929 0 0
iShares Edge MSCI Multifactor USA ETF ETF 46434V282 9,360 201,028 SH   SOLE 0 9,360 0 0
iShares GNMA Bond ETF ETF 46429B333 249 5,007 SH   SOLE 0 249 0 0
iShares Gold Trust ETF ETF 464285204 203 5,828 SH   SOLE 0 203 0 0
iShares iBoxx Inv Grade Corp Bond ETF ETF 464287242 642 4,848 SH   SOLE 0 642 0 0
iShares Intermediate-Term Corporate Bond ETF ETF 464288638 485 8,179 SH   SOLE 0 485 0 0
iShares JPMorgan USD Emerg Markets Bond ETF ETF 464288281 10,974 100,626 SH   SOLE 0 10,974 0 0
iShares MBS Bond ETF ETF 464288588 23,041 214,479 SH   SOLE 0 23,041 0 0
iShares MSCI EAFE ETF ETF 464287465 2,950 37,490 SH   SOLE 0 2,950 0 0
iShares MSCI EAFE Min Volatility ETF ETF 46429B689 8,619 112,268 SH   SOLE 0 8,619 0 0
iShares MSCI Emerging Markets Index ETF ETF 464287234 336 6,870 SH   SOLE 0 336 0 0
iShares Natl Amt-Free Muni Bond ETF ETF 464288414 335 2,882 SH   SOLE 0 335 0 0
iShares Russell 1000 ETF ETF 464287622 469 1,775 SH   SOLE 0 469 0 0
iShares Russell 1000 Growth ETF ETF 464287614 323 1,056 SH   SOLE 0 323 0 0
iShares Russell 1000 Value ETF ETF 464287598 207 1,230 SH   SOLE 0 207 0 0
iShares Russell 2000 ETF ETF 464287655 279 1,254 SH   SOLE 0 279 0 0
iShares Russell Mid-cap Value ETF ETF 464287473 468 3,827 SH   SOLE 0 468 0 0
iShares S&P Mid-Cap 400 Value ETF ETF 464287705 435 3,930 SH   SOLE 0 435 0 0
iShares S&P Small-Cap 600 Value ETF ETF 464287879 239 2,288 SH   SOLE 0 239 0 0
iShares S&P Small-Cap ETF ETF 464287804 522 4,555 SH   SOLE 0 522 0 0
iShares Short Maturity Bond ETF ETF 46431W507 678 13,579 SH   SOLE 0 678 0 0
iShares Short-Term National Muni Bond ETF ETF 464288158 421 3,917 SH   SOLE 0 421 0 0
J M Smuckers Co com 832696405 1,942 14,300 SH   SOLE 0 1,942 0 0
J P Morgan Chase & Co. com 46625H100 10,245 64,698 SH   SOLE 0 10,245 0 0
Jabil Circuit Inc. com 466313103 1,087 15,450 SH   SOLE 0 1,087 0 0
Janus Henderson Group com G4474Y214 350 8,350 SH   SOLE 0 350 0 0
Johnson & Johnson com 478160104 8,289 48,456 SH   SOLE 0 8,289 0 0
JPMorgan Diversified Return U.S. Equity ETF ETF 46641Q407 258 2,437 SH   SOLE 0 258 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 45,085 893,120 SH   SOLE 0 45,085 0 0
Keycorp Inc New com 493267108 660 28,537 SH   SOLE 0 660 0 0
Kilroy Realty Corp com 49427F108 3,757 56,527 SH   SOLE 0 3,757 0 0
Kimberly-Clark Corp com 494368103 1,425 9,971 SH   SOLE 0 1,425 0 0
Kinder Morgan, Inc. com 49456B101 2,496 157,397 SH   SOLE 0 2,496 0 0
Kroger Company com 501044101 9,155 202,277 SH   SOLE 0 9,155 0 0
Lab Cp Of Amer Hldg New com 50540R409 683 2,173 SH   SOLE 0 683 0 0
Lamar Advertising Co A com 512816109 6,099 50,277 SH   SOLE 0 6,099 0 0
Lear Corp com 521865204 246 1,346 SH   SOLE 0 246 0 0
Leidos Holdings Inc com 525327102 717 8,060 SH   SOLE 0 717 0 0
Lennar Corp Cl A com 526057104 1,106 9,519 SH   SOLE 0 1,106 0 0
Lexington Realty Trust com 529043101 10,630 680,543 SH   SOLE 0 10,630 0 0
Life Storage Inc. com 53223X107 228 1,491 SH   SOLE 0 228 0 0
LKQ Corp. com 501889208 764 12,719 SH   SOLE 0 764 0 0
Louisiana-Pacific Corp com 546347105 623 7,954 SH   SOLE 0 623 0 0
Lowes Companies Inc com 548661107 3,659 14,157 SH   SOLE 0 3,659 0 0
LyondellBasell Industrials NV com N53745100 2,553 27,685 SH   SOLE 0 2,553 0 0
Manulife Financial Corporation com 56501R106 2,785 146,020 SH   SOLE 0 2,785 0 0
Marathon Petroleum Corporation com 56585A102 1,294 20,220 SH   SOLE 0 1,294 0 0
Masco Corporation com 574599106 844 12,017 SH   SOLE 0 844 0 0
Mastercard Incorporated com 57636Q104 337 938 SH   SOLE 0 337 0 0
McDonald's Corp. com 580135101 2,425 9,046 SH   SOLE 0 2,425 0 0
McKesson HBOC Inc com 58155Q103 4,794 19,285 SH   SOLE 0 4,794 0 0
MDU Resources Group, Inc. com 552690109 1,862 60,387 SH   SOLE 0 1,862 0 0
Medtronic PLC com G5960L103 1,218 11,769 SH   SOLE 0 1,218 0 0
Merck & Co Inc com 58933Y105 2,702 35,255 SH   SOLE 0 2,702 0 0
Metlife Inc com 59156R108 3,642 58,282 SH   SOLE 0 3,642 0 0
Microsoft Corp com 594918104 24,589 73,112 SH   SOLE 0 24,589 0 0
Moderna Inc com 60770K107 951 3,743 SH   SOLE 0 951 0 0
Morgan Stanley com 617446448 2,946 30,014 SH   SOLE 0 2,946 0 0
National Fuel Gas Co com 636180101 300 4,686 SH   SOLE 0 300 0 0
Network Appliance Inc com 64110D104 2,558 27,810 SH   SOLE 0 2,558 0 0
Newmont Mining Corp com 651639106 469 7,569 SH   SOLE 0 469 0 0
Nexstar Media Group com 65336K103 3,739 24,766 SH   SOLE 0 3,739 0 0
Nextera Energy Inc com 65339F101 282 3,018 SH   SOLE 0 282 0 0
Nike Inc Class B com 654106103 345 2,072 SH   SOLE 0 345 0 0
Norfolk Southern Corp com 655844108 410 1,377 SH   SOLE 0 410 0 0
Northrop Grumman Corp com 666807102 1,401 3,619 SH   SOLE 0 1,401 0 0
Novartis A G Spon Adr ADR 66987V109 368 4,204 SH   SOLE 0 368 0 0
NRG Energy, Inc com 629377508 363 8,434 SH   SOLE 0 363 0 0
Nucor Corp com 670346105 4,484 39,283 SH   SOLE 0 4,484 0 0
Old Republic International Corporation com 680223104 361 14,696 SH   SOLE 0 361 0 0
Omnicom Group Inc com 681919106 2,304 31,445 SH   SOLE 0 2,304 0 0
OneMain Holdings, Inc. com 68268W103 3,233 64,604 SH   SOLE 0 3,233 0 0
ONEOK Inc com 682680103 779 13,252 SH   SOLE 0 779 0 0
Oracle Corporation com 68389X105 13,198 151,338 SH   SOLE 0 13,198 0 0
Oshkosh Truck Corp com 688239201 238 2,109 SH   SOLE 0 238 0 0
Otis Worldwide Corp com 68902V107 454 5,211 SH   SOLE 0 454 0 0
Outfront Media Inc com 69007J106 2,890 107,763 SH   SOLE 0 2,890 0 0
Ovintiv Inc. com 69047Q102 809 24,006 SH   SOLE 0 809 0 0
Owens Corning Inc. com 690742101 2,842 31,405 SH   SOLE 0 2,842 0 0
PACCAR Inc com 693718108 2,295 25,998 SH   SOLE 0 2,295 0 0
Pacer Benchmark Data & Infrastructure Real Estate ETF com 69374H741 12,492 288,641 SH   SOLE 0 12,492 0 0
Packaging Corp of America com 695156109 217 1,593 SH   SOLE 0 217 0 0
Patterson Companies Inc. com 703395103 1,249 42,549 SH   SOLE 0 1,249 0 0
PennyMac Financial Services, Inc. com 70932M107 2,671 38,274 SH   SOLE 0 2,671 0 0
PepsiCo Incorporated com 713448108 1,492 8,587 SH   SOLE 0 1,492 0 0
Pfizer Incorporated com 717081103 14,132 239,327 SH   SOLE 0 14,132 0 0
Phillips 66 com 718546104 307 4,236 SH   SOLE 0 307 0 0
Piedmont Office Realty Trust, Inc. com 720190206 4,290 233,394 SH   SOLE 0 4,290 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 2,875 51,157 SH   SOLE 0 2,875 0 0
PNC Financial Services com 693475105 865 4,312 SH   SOLE 0 865 0 0
Polaris Industries Inc. com 731068102 484 4,405 SH   SOLE 0 484 0 0
Popular Inc com 733174700 714 8,708 SH   SOLE 0 714 0 0
Potlatch Corporation com 737630103 7,530 125,048 SH   SOLE 0 7,530 0 0
PPG Industries Inc com 693506107 707 4,101 SH   SOLE 0 707 0 0
PPL Corporation com 69351T106 340 11,324 SH   SOLE 0 340 0 0
Premier, Inc. com 74051N102 523 12,711 SH   SOLE 0 523 0 0
Prestige Brands Holdings, Inc. com 74112D101 267 4,405 SH   SOLE 0 267 0 0
Principal Financial Group Inc. com 74251V102 826 11,413 SH   SOLE 0 826 0 0
Procter & Gamble com 742718109 10,599 64,792 SH   SOLE 0 10,599 0 0
Progressive Corp. com 743315103 1,291 12,573 SH   SOLE 0 1,291 0 0
ProLogis com 74340W103 487 2,894 SH   SOLE 0 487 0 0
Prudential Financial Inc com 744320102 2,357 21,772 SH   SOLE 0 2,357 0 0
Pub Svc Enterprise Group com 744573106 411 6,163 SH   SOLE 0 411 0 0
PulteGroup Inc com 745867101 5,741 100,434 SH   SOLE 0 5,741 0 0
Quest Diagnostic Inc com 74834L100 5,222 30,186 SH   SOLE 0 5,222 0 0
Raytheon Technologies Co com 75513E101 881 10,236 SH   SOLE 0 881 0 0
Regal Beloit Corporation com 758750103 410 2,409 SH   SOLE 0 410 0 0
Regions Financial Cp New com 7591EP100 643 29,508 SH   SOLE 0 643 0 0
Reliance Steel & Aluminum Co com 759509102 1,218 7,508 SH   SOLE 0 1,218 0 0
Republic Services, Inc com 760759100 302 2,164 SH   SOLE 0 302 0 0
Ross Stores, Inc com 778296103 292 2,558 SH   SOLE 0 292 0 0
Royal Dutch Shell A Adr ADR 780259206 1,031 23,764 SH   SOLE 0 1,031 0 0
Schwab Emerging Mkts Equity ETF ETF 808524706 979 33,041 SH   SOLE 0 979 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 39,008 1,258,720 SH   SOLE 0 39,008 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 54,250 1,668,718 SH   SOLE 0 54,250 0 0
Schwab Fundamental Intl Sm Co ETF ETF 808524748 337 9,009 SH   SOLE 0 337 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 5,288 90,230 SH   SOLE 0 5,288 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 14,387 258,709 SH   SOLE 0 14,387 0 0
Schwab Intermediate-Term U.S. Trsy ETF ETF 808524854 25,152 448,026 SH   SOLE 0 25,152 0 0
Schwab International Equity ETF ETF 808524805 50,020 1,286,859 SH   SOLE 0 50,020 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 216 4,009 SH   SOLE 0 216 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797 400 4,954 SH   SOLE 0 400 0 0
Schwab U.S. REIT ETF ETF 808524847 20,620 391,341 SH   SOLE 0 20,620 0 0
Schwab U.S. Small-Cap ETF ETF 808524607 330 3,220 SH   SOLE 0 330 0 0
Schwab US Broad Mkt ETF ETF 808524102 809 7,159 SH   SOLE 0 809 0 0
Schwab US Large-Cap Value ETF ETF 808524409 367 5,011 SH   SOLE 0 367 0 0
Schwab US TIPS ETF ETF 808524870 19,564 311,080 SH   SOLE 0 19,564 0 0
Seagate Technology PLC F com G7997R103 6,047 53,527 SH   SOLE 0 6,047 0 0
Select Medical Holdings Corp com 81619Q105 728 24,759 SH   SOLE 0 728 0 0
Simon Ppty Group New com 828806109 6,430 40,245 SH   SOLE 0 6,430 0 0
Snap On Inc com 833034101 2,446 11,355 SH   SOLE 0 2,446 0 0
Sonoco Products Co com 835495102 271 4,685 SH   SOLE 0 271 0 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375 9,501 262,822 SH   SOLE 0 9,501 0 0
SPDR S&P 500 ETF ETF 78462F103 249 525 SH   SOLE 0 249 0 0
Sprouts Farmers Market com 85208M102 738 24,862 SH   SOLE 0 738 0 0
Starbucks Corp com 855244109 204 1,741 SH   SOLE 0 204 0 0
State Street Corp com 857477103 1,338 14,391 SH   SOLE 0 1,338 0 0
Steel Dynamics, Inc. com 858119100 1,442 23,234 SH   SOLE 0 1,442 0 0
Sun Communities Inc com 866674104 813 3,873 SH   SOLE 0 813 0 0
Synchrony Financial com 87165B103 1,577 33,990 SH   SOLE 0 1,577 0 0
SYNNEX Corp. com 87162W100 625 5,464 SH   SOLE 0 625 0 0
T. Rowe Price Group, Inc. com 74144T108 283 1,438 SH   SOLE 0 283 0 0
Taiwan Semiconductor Manufacturing Co. ADR 874039100 209 1,738 SH   SOLE 0 209 0 0
Target Corporation com 87612E106 14,121 61,015 SH   SOLE 0 14,121 0 0
TE Connectivity Ltd. com H84989104 1,302 8,068 SH   SOLE 0 1,302 0 0
Technology Select Sector SPDR ETF ETF 81369Y803 299 1,718 SH   SOLE 0 299 0 0
TEGNA, Inc. com 87901J105 197 10,635 SH   SOLE 0 197 0 0
Texas Instruments Inc com 882508104 6,980 37,035 SH   SOLE 0 6,980 0 0
The Chemours Company com 163851108 293 8,725 SH   SOLE 0 293 0 0
The Hanover Insurance Group Inc. com 410867105 1,077 8,221 SH   SOLE 0 1,077 0 0
The Kraft Heinz Company com 500754106 1,723 47,991 SH   SOLE 0 1,723 0 0
The Macerich Co com 554382101 2,699 156,186 SH   SOLE 0 2,699 0 0
The Real Estate Select Sector SPDR Fund com 81369Y860 3,386 65,355 SH   SOLE 0 3,386 0 0
Thermo Fisher Scientific Inc. com 883556102 5,582 8,366 SH   SOLE 0 5,582 0 0
Timken Company com 887389104 253 3,651 SH   SOLE 0 253 0 0
TJX Cos Inc com 872540109 1,561 20,566 SH   SOLE 0 1,561 0 0
Toronto-Dominion Bank com 891160509 3,104 40,475 SH   SOLE 0 3,104 0 0
Tortoise North American Pipeline Fund com 56167N720 14,149 636,503 SH   SOLE 0 14,149 0 0
TotalEnergies SE ADR 89151E109 4,859 98,246 SH   SOLE 0 4,859 0 0
Toyota Motor Corporation ADR 892331307 10,216 55,134 SH   SOLE 0 10,216 0 0
Trane Technologies plc com G8994E103 274 1,355 SH   SOLE 0 274 0 0
Travel & Leisure Co. com 894164102 463 8,382 SH   SOLE 0 463 0 0
Travelers Companies Inc com 89417E109 3,709 23,713 SH   SOLE 0 3,709 0 0
Triton International Limited com G9078F107 2,907 48,268 SH   SOLE 0 2,907 0 0
Twenty-First Century Fox, Inc. Cl A com 35137L105 2,739 74,240 SH   SOLE 0 2,739 0 0
Tyson Foods Inc com 902494103 4,763 54,652 SH   SOLE 0 4,763 0 0
UGI Corporation New com 902681105 6,750 147,016 SH   SOLE 0 6,750 0 0
Union Pacific com 907818108 5,647 22,414 SH   SOLE 0 5,647 0 0
United Natural Foods, Inc com 911163103 393 8,001 SH   SOLE 0 393 0 0
United Parcel Service, Inc. com 911312106 352 1,644 SH   SOLE 0 352 0 0
United Rentals, Inc. com 911363109 2,276 6,850 SH   SOLE 0 2,276 0 0
UnitedHealth Group Inc. com 91324P102 4,120 8,204 SH   SOLE 0 4,120 0 0
Universal Health Services Inc. com 913903100 276 2,131 SH   SOLE 0 276 0 0
Unum Group com 91529Y106 395 16,093 SH   SOLE 0 395 0 0
US Bancorp com 902973304 3,977 70,807 SH   SOLE 0 3,977 0 0
Valero Energy Corp New com 91913Y100 649 8,639 SH   SOLE 0 649 0 0
VanEck Vectors Gold Miners ETF ETF 92189F106 274 8,563 SH   SOLE 0 274 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189H409 2,177 34,878 SH   SOLE 0 2,177 0 0
VanEck Vectors Intermediate Muni ETF ETF 92189H201 496 9,682 SH   SOLE 0 496 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 322 1,877 SH   SOLE 0 322 0 0
Vanguard Emerging Markets Stock ETF ETF 922042858 379 7,655 SH   SOLE 0 379 0 0
Vanguard FTSE All-World ex-US ETF ETF 922042775 299 4,886 SH   SOLE 0 299 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 407 7,967 SH   SOLE 0 407 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 12,360 185,951 SH   SOLE 0 12,360 0 0
Vanguard Reit Index ETF ETF 922908553 7,779 67,052 SH   SOLE 0 7,779 0 0
Vanguard Russell 1000 ETF ETF 92206C730 4,065 18,576 SH   SOLE 0 4,065 0 0
Vanguard Short-Term Infl-Prot Secs ETF ETF 922020805 206 4,000 SH   SOLE 0 206 0 0
Vanguard Small Cap Value ETF ETF 922908611 11,928 66,694 SH   SOLE 0 11,928 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 14,436 262,910 SH   SOLE 0 14,436 0 0
Vanguard Total Bond Market ETF ETF 921937835 7,975 94,103 SH   SOLE 0 7,975 0 0
Vanguard Total International Stock ETF ETF 921909768 272 4,286 SH   SOLE 0 272 0 0
Vanguard Total Stock Market ETF ETF 922908769 715 2,960 SH   SOLE 0 715 0 0
Vanguard Ultra-Short Bond ETF Shares ETF 92203C303 1,847 36,984 SH   SOLE 0 1,847 0 0
Vanguard Value ETF ETF 922908744 1,035 7,037 SH   SOLE 0 1,035 0 0
Verizon Communications com 92343V104 10,633 204,643 SH   SOLE 0 10,633 0 0
ViacomCBS Inc. com 92556H206 749 24,834 SH   SOLE 0 749 0 0
Viatris Inc com 92556V106 160 11,828 SH   SOLE 0 160 0 0
Visa, Inc. com 92826C839 284 1,310 SH   SOLE 0 284 0 0
Vishay Intertechnology Inc. com 928298108 2,226 101,773 SH   SOLE 0 2,226 0 0
Vistra Corp. com 92840M102 398 17,489 SH   SOLE 0 398 0 0
Walgreens Boots Alliance Inc. com 931427108 2,107 40,397 SH   SOLE 0 2,107 0 0
Wal-Mart Stores Inc com 931142103 11,409 78,850 SH   SOLE 0 11,409 0 0
Weyerhaeuser Co com 962166104 4,218 102,440 SH   SOLE 0 4,218 0 0
Whirlpool Corp com 963320106 4,143 17,656 SH   SOLE 0 4,143 0 0
Williams Companies, Inc. com 969457100 205 7,881 SH   SOLE 0 205 0 0
Williams Sonoma com 969904101 1,155 6,832 SH   SOLE 0 1,155 0 0
Yamana Gold, Inc. com 98462Y100 56 13,300 SH   SOLE 0 56 0 0
Ziff Davis, Inc. com 48123V102 1,341 12,093 SH   SOLE 0 1,341 0 0