The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 7,290 40,824 SH   SOLE 0 7,290 0 0
A T & T Inc. com 00206R102 2,367 55,649 SH   SOLE 0 2,367 0 0
Abbott Laboratories com 002824100 274 7,122 SH   SOLE 0 274 0 0
AbbVie Inc. com 00287Y109 2,465 39,359 SH   SOLE 0 2,465 0 0
Accenture Ltd Cl A com G1151C101 5,083 43,400 SH   SOLE 0 5,083 0 0
Adient Plc com G0084W101 348 5,936 SH   SOLE 0 348 0 0
Aetna Inc com 00817Y108 1,280 10,318 SH   SOLE 0 1,280 0 0
Air Lease Corp com 00912X302 213 6,190 SH   SOLE 0 213 0 0
American Electric Power Co., Inc com 025537101 639 10,149 SH   SOLE 0 639 0 0
American Financial Gp New com 025932104 505 5,726 SH   SOLE 0 505 0 0
Amerisource Bergen com 03073E105 542 6,936 SH   SOLE 0 542 0 0
Amgen Incorporated com 031162100 6,903 47,216 SH   SOLE 0 6,903 0 0
Anheuser-Busch com 03524A108 206 1,950 SH   SOLE 0 206 0 0
Annaly Capital Management com 035710409 2,703 271,133 SH   SOLE 0 2,703 0 0
Apple Computer Inc com 037833100 8,581 74,088 SH   SOLE 0 8,581 0 0
Auto Data Processing com 053015103 282 2,747 SH   SOLE 0 282 0 0
Bank of America Corp com 060505104 332 15,015 SH   SOLE 0 332 0 0
Bank of New York Mellon Corporation com 064058100 502 10,589 SH   SOLE 0 502 0 0
Barnes Group Inc com 067806109 209 4,398 SH   SOLE 0 209 0 0
Becton Dickinson & Co com 075887109 6,047 36,529 SH   SOLE 0 6,047 0 0
Bemis Co Inc com 081437105 1,368 28,603 SH   SOLE 0 1,368 0 0
Berkshire Hathaway Cl B com 084670702 643 3,945 SH   SOLE 0 643 0 0
Big Lots Inc. com 089302103 510 10,151 SH   SOLE 0 510 0 0
Blackstone Mortgage Trust, Inc com 09257W100 1,074 35,733 SH   SOLE 0 1,074 0 0
BP PLC Adr ADR 055622104 425 11,373 SH   SOLE 0 425 0 0
Brixmor Property Group Inc. com 11120U105 2,960 121,207 SH   SOLE 0 2,960 0 0
Brookfield Asset Mgmt com 112585104 403 12,210 SH   SOLE 0 403 0 0
C V S Caremark Corp. com 126650100 463 5,867 SH   SOLE 0 463 0 0
C.R. Bard, Inc. com 067383109 1,017 4,528 SH   SOLE 0 1,017 0 0
Canadian Natl RR Co. com 136375102 459 6,813 SH   SOLE 0 459 0 0
Cardinal Health Inc com 14149Y108 405 5,631 SH   SOLE 0 405 0 0
Carnival Corp com 143658300 1,579 30,328 SH   SOLE 0 1,579 0 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 157 21,554 SH   SOLE 0 157 0 0
CBS Corporation Cl B New com 124857202 806 12,662 SH   SOLE 0 806 0 0
CenterPoint Energy, Inc. com 15189T107 932 37,818 SH   SOLE 0 932 0 0
Cerner Corp com 156782104 778 16,429 SH   SOLE 0 778 0 0
Chatham Lodging Trust com 16208T102 2,347 114,218 SH   SOLE 0 2,347 0 0
Chevron Corp com 166764100 7,559 64,220 SH   SOLE 0 7,559 0 0
Chubb Ltd com H1467J104 4,768 36,087 SH   SOLE 0 4,768 0 0
Cincinnati Financial Cp com 172062101 926 12,219 SH   SOLE 0 926 0 0
Cisco Systems Inc com 17275R102 7,366 243,762 SH   SOLE 0 7,366 0 0
CMS Energy Corp com 125896100 1,228 29,510 SH   SOLE 0 1,228 0 0
Coca Cola Company com 191216100 327 7,894 SH   SOLE 0 327 0 0
Comcast Corp com 20030N101 259 3,745 SH   SOLE 0 259 0 0
ConAgra Brands, Inc. com 205887102 1,976 49,972 SH   SOLE 0 1,976 0 0
ConocoPhillips com 20825C104 334 6,670 SH   SOLE 0 334 0 0
Consolidated Edison com 209115104 442 5,995 SH   SOLE 0 442 0 0
Convergys Corp com 212485106 473 19,274 SH   SOLE 0 473 0 0
Delta Air Lines com 247361702 540 10,986 SH   SOLE 0 540 0 0
Discover Financial Services com 254709108 4,892 67,854 SH   SOLE 0 4,892 0 0
Discovery Communications, Inc com 25470F104 365 13,318 SH   SOLE 0 365 0 0
Disney Walt Hldg Co com 254687106 1,346 12,913 SH   SOLE 0 1,346 0 0
Dollar General Corporation com 256677105 502 6,784 SH   SOLE 0 502 0 0
DoubleLine Income Solutions Fund com 258622109 3,093 162,898 SH   SOLE 0 3,093 0 0
EastGroup Properties Inc. com 277276101 2,886 39,079 SH   SOLE 0 2,886 0 0
Edison Intl. (SCE) com 281020107 545 7,569 SH   SOLE 0 545 0 0
Entergy Corp New com 29364G103 2,558 34,813 SH   SOLE 0 2,558 0 0
Equifax Inc com 294429105 3,297 27,889 SH   SOLE 0 3,297 0 0
Everest Re Group Ltd com G3223R108 2,562 11,841 SH   SOLE 0 2,562 0 0
Exelon Corporation com 30161N101 1,882 53,022 SH   SOLE 0 1,882 0 0
Exxon Mobil Corporation com 30231G102 8,751 96,950 SH   SOLE 0 8,751 0 0
FedEx Corp. com 31428X106 5,800 31,150 SH   SOLE 0 5,800 0 0
Fifth Third Bancorp com 316773100 366 13,577 SH   SOLE 0 366 0 0
Ford Motor Company com 345370860 2,346 193,391 SH   SOLE 0 2,346 0 0
General Dynamics Corp com 369550108 1,459 8,453 SH   SOLE 0 1,459 0 0
General Electric com 369604103 1,125 35,601 SH   SOLE 0 1,125 0 0
General Mills Inc com 370334104 6,731 108,974 SH   SOLE 0 6,731 0 0
General Motors Company com 37045V100 385 11,043 SH   SOLE 0 385 0 0
Gilead Sciences Inc com 375558103 871 12,158 SH   SOLE 0 871 0 0
Global X MLP & Energy Infrastructure ETF ETF 37950E226 3,802 256,008 SH   SOLE 0 3,802 0 0
H C P Inc REIT com 40414L109 1,345 45,263 SH   SOLE 0 1,345 0 0
Hasbro Inc com 418056107 7,018 90,216 SH   SOLE 0 7,018 0 0
Home Depot Inc com 437076102 664 4,951 SH   SOLE 0 664 0 0
Honeywell International com 438516106 6,059 52,301 SH   SOLE 0 6,059 0 0
Howard Hughes Corp com 44267D107 249 2,180 SH   SOLE 0 249 0 0
Huntington Bancshares Incorporated com 446150104 136 10,298 SH   SOLE 0 136 0 0
Illinois Tool Works com 452308109 758 6,189 SH   SOLE 0 758 0 0
Intel Corp com 458140100 4,532 124,951 SH   SOLE 0 4,532 0 0
International Paper Co com 460146103 5,216 98,313 SH   SOLE 0 5,216 0 0
Intl Business Machines com 459200101 2,574 15,505 SH   SOLE 0 2,574 0 0
iShares Gold Trust ETF iShares 464285105 9,334 842,451 SH   SOLE 0 9,334 0 0
iShares iBonds Dec 2017 Term Corporate ETF iShares 46434VAR1 675 27,130 SH   SOLE 0 675 0 0
iShares Intermediate Credit Bond ETF iShares 464288638 328 3,031 SH   SOLE 0 328 0 0
iShares MBS Bond ETF iShares 464288588 4,306 40,497 SH   SOLE 0 4,306 0 0
iShares MSCI EAFE Min Volatility ETF iShares 46429B689 18,124 296,049 SH   SOLE 0 18,124 0 0
iShares Natl Amt-Free Muni Bond ETF iShares 464288414 228 2,103 SH   SOLE 0 228 0 0
iShares TIPS Bond ETF iShares 464287176 3,032 26,795 SH   SOLE 0 3,032 0 0
J M Smuckers Co com 832696405 1,613 12,595 SH   SOLE 0 1,613 0 0
J P Morgan Chase & Co. com 46625H100 7,982 92,499 SH   SOLE 0 7,982 0 0
Johnson & Johnson com 478160104 6,633 57,576 SH   SOLE 0 6,633 0 0
Johnson Controls International plc com G51502105 2,361 57,321 SH   SOLE 0 2,361 0 0
Kimberly-Clark Corp com 494368103 3,181 27,875 SH   SOLE 0 3,181 0 0
Kohls Corp com 500255104 2,161 43,760 SH   SOLE 0 2,161 0 0
Kroger Company com 501044101 4,649 134,711 SH   SOLE 0 4,649 0 0
Lamb Weston Holdings, Inc. com 513272104 644 17,008 SH   SOLE 0 644 0 0
Life Storage Inc. com 53223X107 2,279 26,735 SH   SOLE 0 2,279 0 0
Lowes Companies Inc com 548661107 4,055 57,012 SH   SOLE 0 4,055 0 0
LyondellBasell Industrials NV com N53745100 3,787 44,145 SH   SOLE 0 3,787 0 0
Marathon Petroleum Corporation com 56585A102 1,738 34,511 SH   SOLE 0 1,738 0 0
McDonald's Corp. com 580135101 3,169 26,033 SH   SOLE 0 3,169 0 0
McKesson HBOC Inc com 58155Q103 5,247 37,361 SH   SOLE 0 5,247 0 0
Merck & Co Inc com 58933Y105 439 7,457 SH   SOLE 0 439 0 0
Metlife Inc com 59156R108 459 8,515 SH   SOLE 0 459 0 0
Microsoft Corp com 594918104 14,295 230,041 SH   SOLE 0 14,295 0 0
Newmont Mining Corp com 651639106 3,418 100,318 SH   SOLE 0 3,418 0 0
Nextera Energy Inc com 65339F101 249 2,086 SH   SOLE 0 249 0 0
Nike Inc Class B com 654106103 227 4,463 SH   SOLE 0 227 0 0
Nordson Corporation com 655663102 203 1,813 SH   SOLE 0 203 0 0
Northrop Grumman Corp com 666807102 1,996 8,583 SH   SOLE 0 1,996 0 0
Omnicom Group Inc com 681919106 998 11,724 SH   SOLE 0 998 0 0
Oracle Corporation com 68389X105 8,680 225,740 SH   SOLE 0 8,680 0 0
PepsiCo Incorporated com 713448108 7,559 72,242 SH   SOLE 0 7,559 0 0
Pfizer Incorporated com 717081103 9,395 289,262 SH   SOLE 0 9,395 0 0
Phillips 66 com 718546104 1,077 12,463 SH   SOLE 0 1,077 0 0
Pimco Enhanced Short Terrm ETF ETF 72201R833 1,081 10,671 SH   SOLE 0 1,081 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 2,970 56,686 SH   SOLE 0 2,970 0 0
PNC Financial Services com 693475105 1,137 9,722 SH   SOLE 0 1,137 0 0
PowerShares Emerging Mkts Sovereign Debt ETF ETF 73936T573 8,019 283,773 SH   SOLE 0 8,019 0 0
PowerShares FTSE RAFI Emerging Markets ETF ETF 73936T763 5,885 324,261 SH   SOLE 0 5,885 0 0
PowerShares S&P Intl Dev Low Vol ETF ETF 73937B688 446 15,675 SH   SOLE 0 446 0 0
PPG Industries Inc com 693506107 1,002 10,571 SH   SOLE 0 1,002 0 0
Principal Financial Group Inc. com 74251V102 210 3,627 SH   SOLE 0 210 0 0
Procter & Gamble com 742718109 5,182 61,627 SH   SOLE 0 5,182 0 0
Prudential Financial Inc com 744320102 2,308 22,181 SH   SOLE 0 2,308 0 0
Pub Svc Enterprise Group com 744573106 1,388 31,630 SH   SOLE 0 1,388 0 0
Realty Income Corp REIT com 756109104 317 5,512 SH   SOLE 0 317 0 0
Ross Stores, Inc com 778296103 1,064 16,216 SH   SOLE 0 1,064 0 0
Sabine Royalty Trust com 785688102 3,520 100,131 SH   SOLE 0 3,520 0 0
Schlumberger LTD com 806857108 278 3,306 SH   SOLE 0 278 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 13,968 584,418 SH   SOLE 0 13,968 0 0
Schwab International Equity ETF ETF 808524805 915 33,053 SH   SOLE 0 915 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 369 7,166 SH   SOLE 0 369 0 0
Schwab U.S. REIT ETF ETF 808524847 7,610 185,427 SH   SOLE 0 7,610 0 0
Schwab US Large-Cap Value ETF ETF 808524409 303 6,298 SH   SOLE 0 303 0 0
Schwab US LC ETF ETF 808524201 394 7,392 SH   SOLE 0 394 0 0
Schwab US TIPS ETF ETF 808524870 9,998 182,308 SH   SOLE 0 9,998 0 0
Scripps Networks Interactive, Inc. com 811065101 674 9,449 SH   SOLE 0 674 0 0
SPDR Bloomberg Barclays Interm Term Corp Bond ETF ETF 78464A375 607 17,887 SH   SOLE 0 607 0 0
SPDR Gold Shares Gold 78463V107 275 2,511 SH   SOLE 0 275 0 0
SPDR Nuveen S&P High Yield Muni Bond ETF ETF 78464A284 227 4,051 SH   SOLE 0 227 0 0
Stanley Black & Decker, Inc. com 854502101 3,336 29,091 SH   SOLE 0 3,336 0 0
T J X Cos Inc com 872540109 1,971 26,228 SH   SOLE 0 1,971 0 0
Target Corporation com 87612E106 8,170 113,113 SH   SOLE 0 8,170 0 0
Texas Instruments Inc com 882508104 4,559 62,481 SH   SOLE 0 4,559 0 0
The Hanover Insurance Group Inc. com 410867105 5,084 55,862 SH   SOLE 0 5,084 0 0
The Southern Company com 842587107 601 12,221 SH   SOLE 0 601 0 0
Thermo Fisher Scientific Inc. com 883556102 2,945 20,871 SH   SOLE 0 2,945 0 0
Time Warner Inc. com 887317303 3,174 32,879 SH   SOLE 0 3,174 0 0
Torchmark Corporation com 891027104 323 4,378 SH   SOLE 0 323 0 0
Toronto-Dominion Bank com 891160509 12,890 261,257 SH   SOLE 0 12,890 0 0
Total S.A. ADS ADR 89151E109 10,384 203,731 SH   SOLE 0 10,384 0 0
Toyota Motor Corporation ADR 892331307 853 7,275 SH   SOLE 0 853 0 0
Travelers Companies Inc com 89417E109 10,604 86,619 SH   SOLE 0 10,604 0 0
Tyson Foods Inc com 902494103 1,888 30,616 SH   SOLE 0 1,888 0 0
UGI Corporation New com 902681105 5,123 111,181 SH   SOLE 0 5,123 0 0
Union Pacific com 907818108 1,549 14,944 SH   SOLE 0 1,549 0 0
United Parcel Service, Inc. com 911312106 1,289 11,240 SH   SOLE 0 1,289 0 0
United Technologies Corp com 913017109 7,912 72,180 SH   SOLE 0 7,912 0 0
UnitedHealth Group Inc. com 91324P102 2,226 13,911 SH   SOLE 0 2,226 0 0
US Bancorp com 902973304 4,768 92,811 SH   SOLE 0 4,768 0 0
V F Corporation com 918204108 292 5,473 SH   SOLE 0 292 0 0
Valero Energy Corp New com 91913Y100 3,650 53,432 SH   SOLE 0 3,650 0 0
VanEck Vectors Gold Miners ETF Gold ETF 92189F106 1,654 79,071 SH   SOLE 0 1,654 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189F361 720 24,242 SH   SOLE 0 720 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 3,286 51,416 SH   SOLE 0 3,286 0 0
Vanguard Large Cap ETF ETF 922908637 253 2,467 SH   SOLE 0 253 0 0
Vanguard Reit Index ETF ETF 922908553 4,360 52,826 SH   SOLE 0 4,360 0 0
Vanguard Small Cap Value ETF ETF 922908611 9,242 76,380 SH   SOLE 0 9,242 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 1,558 30,989 SH   SOLE 0 1,558 0 0
Vanguard Total Bond Market ETF ETF 921937835 1,804 22,325 SH   SOLE 0 1,804 0 0
Vanguard Value ETF ETF 922908744 263 2,830 SH   SOLE 0 263 0 0
Vectren Corporation com 92240G101 1,244 23,861 SH   SOLE 0 1,244 0 0
Verizon Communications com 92343V104 10,496 196,627 SH   SOLE 0 10,496 0 0
Viacom Inc. com 92553P201 384 10,937 SH   SOLE 0 384 0 0
W.R. Berkley Corporation com 084423102 288 4,333 SH   SOLE 0 288 0 0
Wal-Mart Stores Inc com 931142103 6,109 88,383 SH   SOLE 0 6,109 0 0
Wells Fargo & Company com 949746101 7,886 143,090 SH   SOLE 0 7,886 0 0
Western Union Company com 959802109 1,102 50,722 SH   SOLE 0 1,102 0 0
Wyndham Worldwide Corporation com 98310W108 233 3,049 SH   SOLE 0 233 0 0