EXHIBIT 32


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



Mark W. Jaindl, President and Chief Executive Officer, and Harry C. Birkhimer,
Vice President and Chief Financial Officer of American Bank Incorporated (the
"Company"), each certifies in his capacity as an officer of the Company that he
has reviewed the Annual Report of the Company on Form 10-KSB for the year ended
December 31, 2006 and that to the best of his knowledge:

     1.   the report fully complies with the requirements of Sections 13(a) of
          the Securities Exchange Act of 1934; and

     2.   the information contained in the report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company.





March 29, 2007                         By: /s/ Mark W. Jaindl
-------------------                        -------------------------------------
Date                                       Mark W. Jaindl
                                           President and Chief Executive Officer


March 29, 2007                         By: /s/ Harry C. Birkhimer
-------------------                        -------------------------------------
Date                                       Harry C. Birkhimer
                                           Senior Vice President and
                                           Chief Financial Officer


The purpose of this statement is solely to comply with Title 18, Chapter 63,
Section 1350 of the United States Code, as amended by Section 906 of the
Sarbanes-Oxley Act of 2002.

A signed original of this written statement required by Section 906 has been
provided to American Bank Incorporated and will be retained by American Bank
Incorporated and furnished to the Securities and Exchange Commission or its
staff upon request.