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INCOME TAXES - Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INCOME TAXES [Abstract]      
Federal statutory rate times financial statement income, amount $ 15,555 $ 13,291 $ 16,678
Federal statutory rate times financial statement income, percent 21.00% 21.00% 21.00%
Effect of:      
Tax-exempt income, amount $ (718) $ (701) $ (836)
Tax-exempt income, percent (1.00%) (1.10%) (1.10%)
State taxes, net of federal benefit, amount $ 411 $ 348 $ 301
State taxes, net of federal benefit, percent 0.60% 0.60% 0.40%
Earnings from bank owned life insurance, amount $ (343) $ (326) $ (279)
Earnings from bank owned life insurance, percent (0.50%) (0.50%) (0.40%)
Non-deductible expenses, amount $ 499 $ 648 $ 675
Non-deductible expenses, percent 0.70% 1.00% 0.80%
Other, net, amount $ 198 $ 315 $ 133
Other, net, percent 0.30% 0.50% 0.20%
Total $ 15,602 $ 13,575 $ 16,672
Total, percent 21.10% 21.50% 20.90%