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OFF-BALANCE-SHEET ACTIVITIES, COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2025
OFF-BALANCE-SHEET ACTIVITIES, COMMITMENTS AND CONTINGENCIES [Abstract]  
Financial Instruments Whose Contract Amounts Represent Credit Risk Outstanding
Financial instruments whose contract amounts represent credit risk outstanding at year-end follow (dollars in thousands):

   
December 31,
 
   
2025
   
2024
 
Commitments to grant loans and unfunded commitments under lines of credit
 
$
554,286
   
$
537,688
 
Standby letters-of-credit
   
30,681
     
18,696