CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 58,318	$ 54,114
Interest-bearing deposits in banks	494,121	304,968
Cash and cash equivalents	552,439	359,082
Securities available for sale	567,540	577,240
Loans held for sale ($7,796 and $13,791 at fair value at December 31, 2025 and 2024, respectively)	9,993	20,542
Loans held for investment	3,144,502	3,055,054
Allowance for credit losses on loans	(45,131)	(43,237)
Loans held for investment, net	3,099,371	3,011,817
Accrued interest receivable	20,931	21,687
Premises and equipment, net	51,563	52,951
Bank-owned life insurance	77,694	76,054
Goodwill	19,315	19,315
Intangible assets, net	1,133	1,720
Mortgage servicing rights	24,041	26,292
Deferred tax asset, net	20,433	22,840
Other assets	36,047	42,699
Total assets	4,480,500	4,232,239
Deposits:
Noninterest-bearing	1,023,517	935,510
Interest-bearing	2,850,560	2,685,366
Total deposits	3,874,077	3,620,876
Accrued expenses and other liabilities	52,093	62,060
Subordinated debt	14,100	63,961
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	3,986,663	3,793,290
Stockholders’ equity:
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,293,577 and 16,455,826 issued and outstanding at December 31, 2025 and 2024, respectively	16,294	16,456
Additional paid-in capital	91,065	97,287
Retained earnings	434,197	385,827
Accumulated other comprehensive loss	(47,719)	(60,621)
Total stockholders’ equity	493,837	438,949
Total liabilities and stockholders’ equity	$ 4,480,500	$ 4,232,239