The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND COMMON STOCK G1151C101   326,742 1,325 SH   DFND   1,305 0 20
ACCENTURE PLC IRELAND COMMON STOCK G1151C101   3,699 15 SH   DFND   15 0 0
EATON CORP PLC COMMON STOCK G29183103   707,701 1,891 SH   DFND   1,891 0 0
JOHNSON CTLS INTL PLC COMMON STOCK G51502105   6,816 62 SH   DFND   62 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   233,717 2,454 SH   DFND   1,684 0 770
MEDTRONIC PLC COMMON STOCK G5960L103   9,524 100 SH   DFND   0 0 100
TE CONNECTIVITY PLC COMMON STOCK G87052109   585,036 2,665 SH   DFND   2,665 0 0
ZURA BIO LTD COMMON STOCK H1467J104   442,279 1,567 SH   DFND   1,567 0 0
ZURA BIO LTD COMMON STOCK N6596X109   10,931 48 SH   DFND   48 0 0
ZURA BIO LTD COMMON STOCK Y2573F102   11,767 203 SH   DFND   203 0 0
ABBOTT LABS COMMON STOCK 002824100   248,455 1,855 SH   DFND   1,855 0 0
ABBOTT LABS COMMON STOCK 002824100   5,357 40 SH   DFND   40 0 0
ABBVIE INC COMMON STOCK 00287Y109   1,389,683 6,002 SH   DFND   5,167 0 835
ABBVIE INC COMMON STOCK 00287Y109   49,780 215 SH   DFND   215 0 0
ADOBE INC COMMON STOCK 00724F101   1,056,826 2,996 SH   DFND   2,956 0 40
ADOBE INC COMMON STOCK 00724F101   13,051 37 SH   DFND   12 0 25
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   3,722 29 SH   DFND   29 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   23,180 85 SH   DFND   85 0 0
ALLSTATE CORP COMMON STOCK 020002101   35,845 167 SH   DFND   167 0 0
ALPHABET INC COMMON STOCK 02079K107   612,528 2,515 SH   DFND   2,415 0 100
ALPHABET INC COMMON STOCK 02079K107   48,710 200 SH   DFND   0 0 200
ALPHABET INC COMMON STOCK 02079K305   5,209,381 21,429 SH   DFND   21,229 0 200
ALPHABET INC COMMON STOCK 02079K305   43,758 180 SH   DFND   80 0 100
ALTRIA GROUP INC COMMON STOCK 02209S103   130,930 1,982 SH   DFND   272 0 1,710
ALTRIA GROUP INC COMMON STOCK 02209S103   16,515 250 SH   DFND   250 0 0
AMAZON COM INC COMMON STOCK 023135106   3,898,226 17,754 SH   DFND   17,654 0 100
AMAZON COM INC COMMON STOCK 023135106   74,653 340 SH   DFND   40 0 300
AMERICAN CENTY ETF TR COMMON STOCK 025072604   676,889 9,012 SH   DFND   9,012 0 0
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101   164,699 1,464 SH   DFND   564 0 900
AMERICAN EXPRESS CO COMMON STOCK 025816109   159,431 480 SH   DFND   480 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   75,730 228 SH   DFND   200 0 28
AMERICAN INTL GROUP INC COMMON STOCK 026874784   7,382 94 SH   DFND   94 0 0
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100   213,080 1,108 SH   DFND   1,108 0 0
AMERIPRISE FINL INC COMMON STOCK 03076C106   452,433 921 SH   DFND   921 0 0
ELEVANCE HEALTH INC FORMERLY COMMON STOCK 036752103   2,907 9 SH   DFND   9 0 0
APPLE INC COMMON STOCK 037833100   6,678,157 26,227 SH   DFND   24,635 0 1,592
APPLE INC COMMON STOCK 037833100   121,203 476 SH   DFND   76 0 400
APPLIED MATLS INC COMMON STOCK 038222105   578,793 2,827 SH   DFND   2,787 0 40
APPLIED MATLS INC COMMON STOCK 038222105   45,042 220 SH   DFND   120 0 100
BP PLC COMMON STOCK 055622104   37,894 1,100 SH   DFND   1,100 0 0
BANK AMERICA CORP COMMON STOCK 060505104   1,045,720 20,270 SH   DFND   20,070 0 200
BANK AMERICA CORP COMMON STOCK 060505104   33,533 650 SH   DFND   650 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100   114,080 1,047 SH   DFND   447 0 600
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   1,152,740 2,293 SH   DFND   2,281 0 12
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   17,594 35 SH   DFND   35 0 0
BLACKSTONE INC COMMON STOCK 09260D107   428,825 2,510 SH   DFND   2,510 0 0
BLACKROCK INC COMMON STOCK 09290D101   1,364,036 1,170 SH   DFND   1,005 0 165
BLACKROCK INC COMMON STOCK 09290D101   79,276 68 SH   DFND   38 0 30
BOOKING HOLDINGS INC COMMON STOCK 09857L108   674,899 125 SH   DFND   125 0 0
BROADCOM INC COMMON STOCK 11135F101   2,396,386 7,264 SH   DFND   6,764 0 500
BROADCOM INC COMMON STOCK 11135F101   9,897 30 SH   DFND   30 0 0
CF INDS HLDGS INC COMMON STOCK 125269100   4,036 45 SH   DFND   45 0 0
CME GROUP INC COMMON STOCK 12572Q105   125,907 466 SH   DFND   166 0 300
CADENCE DESIGN SYSTEM INC COMMON STOCK 127387108   1,145,096 3,260 SH   DFND   3,230 0 30
CADENCE DESIGN SYSTEM INC COMMON STOCK 127387108   86,057 245 SH   DFND   165 0 80
CATERPILLAR INC COMMON STOCK 149123101   1,076,894 2,257 SH   DFND   2,007 0 250
CHARLES RIV LABS INTL INC COMMON STOCK 159864107   2,346 15 SH   DFND   15 0 0
CHENIERE ENERGY INC COMMON STOCK 16411R208   58,979 251 SH   DFND   251 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,121,794 7,224 SH   DFND   6,599 0 625
CHEVRON CORP NEW COMMON STOCK 166764100   37,423 241 SH   DFND   125 0 116
CHURCH & DWIGHT CO INC COMMON STOCK 171340102   2,979 34 SH   DFND   34 0 0
CISCO SYS INC COMMON STOCK 17275R102   605,163 8,845 SH   DFND   8,845 0 0
CISCO SYS INC COMMON STOCK 17275R102   157,366 2,300 SH   DFND   100 0 2,200
CINTAS CORP COMMON STOCK 172908105   4,926 24 SH   DFND   24 0 0
CITIGROUP INC COMMON STOCK 172967424   21,517 212 SH   DFND   212 0 0
COCA COLA CO COMMON STOCK 191216100   3,845 58 SH   DFND   58 0 0
COGNIZANT TECHNOLOGY SOLUTIO COMMON STOCK 192446102   3,688 55 SH   DFND   55 0 0
COMCAST CORP NEW PREFERRED STOCK 20030N101   88,764 2,826 SH   DFND   626 0 2,200
CONOCOPHILLIPS COMMON STOCK 20825C104   448,347 4,740 SH   DFND   4,740 0 0
COOPER COS INC COMMON STOCK 216648501   2,468 36 SH   DFND   36 0 0
COPART INC COMMON STOCK 217204106   3,597 80 SH   DFND   80 0 0
CORNING INC COMMON STOCK 219350105   27,398 334 SH   DFND   334 0 0
CORTEVA INC COMMON STOCK 22052L104   4,260 63 SH   DFND   63 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   631,269 682 SH   DFND   682 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   65,611 680 SH   DFND   220 0 460
CUMMINS INC COMMON STOCK 231021106   1,005,628 2,381 SH   DFND   2,361 0 20
CUMMINS INC COMMON STOCK 231021106   44,347 105 SH   DFND   85 0 20
DANAHER CORPORATION COMMON STOCK 235851102   284,098 1,433 SH   DFND   1,433 0 0
DEERE & CO COMMON STOCK 244199105   811,621 1,775 SH   DFND   1,760 0 15
DEERE & CO COMMON STOCK 244199105   18,290 40 SH   DFND   20 0 20
DIGITAL RLTY TR INC COMMON STOCK 253868103   37,687 218 SH   DFND   218 0 0
DIMENSIONAL ETF TRUST COMMON STOCK 25434V500   830,091 12,127 SH   DFND   12,127 0 0
DISNEY WALT CO COMMON STOCK 254687106   645,087 5,634 SH   DFND   5,604 0 30
DISNEY WALT CO COMMON STOCK 254687106   9,732 85 SH   DFND   85 0 0
DOVER CORP COMMON STOCK 260003108   4,838 29 SH   DFND   29 0 0
DOW INC COMMON STOCK 260557103   320,299 13,969 SH   DFND   13,969 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   298,852 2,415 SH   DFND   2,415 0 0
EOG RES INC COMMON STOCK 26875P101   637,169 5,683 SH   DFND   5,623 0 60
EOG RES INC COMMON STOCK 26875P101   14,575 130 SH   DFND   130 0 0
ECOLAB INC COMMON STOCK 278865100   390,772 1,427 SH   DFND   1,427 0 0
EMERSON ELEC CO COMMON STOCK 291011104   192,702 1,469 SH   DFND   469 0 1,000
EMERSON ELEC CO COMMON STOCK 291011104   26,236 200 SH   DFND   200 0 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105   100,192 1,986 SH   DFND   673 0 1,313
ENERGY TRANSFER L P COMMON STOCK 29273V100   47,642 2,778 SH   DFND   2,778 0 0
ENTERPRISE PRODS PARTNERS L COMMON STOCK 293792107   130,552 4,175 SH   DFND   4,175 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   928,940 8,239 SH   DFND   8,239 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,734,581 2,362 SH   DFND   2,342 0 20
META PLATFORMS INC COMMON STOCK 30303M102   40,389 55 SH   DFND   55 0 0
FEDEX CORP COMMON STOCK 31428X106   3,537 15 SH   DFND   15 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   26,901 604 SH   DFND   604 0 0
FIRST TR EXCHANGE TRADED FD COMMON STOCK 33738R605   46,006 743 SH   DFND   743 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   22,905 500 SH   DFND   500 0 0
FLAHERTY & CRUMRINE DYNAMIC COMMON STOCK 33848W106   86,995 4,022 SH   DFND   4,022 0 0
FORTIVE CORP COMMON STOCK 34959J108   194,136 3,963 SH   DFND   3,963 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   221,512 5,648 SH   DFND   5,548 0 100
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   7,843 200 SH   DFND   200 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,190,431 3,491 SH   DFND   3,446 0 45
GENERAL DYNAMICS CORP COMMON STOCK 369550108   67,518 198 SH   DFND   123 0 75
GENERAL MTRS CO COMMON STOCK 37045V100   72,369 1,187 SH   DFND   1,087 0 100
GENERAL MTRS CO COMMON STOCK 37045V100   9,693 159 SH   DFND   159 0 0
GENUINE PARTS CO COMMON STOCK 372460105   94,248 680 SH   DFND   220 0 460
GENUINE PARTS CO COMMON STOCK 372460105   24,255 175 SH   DFND   175 0 0
GLOBAL X FDS COMMON STOCK 37954Y889   851,025 10,500 SH   DFND   10,500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   227,753 286 SH   DFND   36 0 250
HCA HEALTHCARE INC COMMON STOCK 40412C101   6,393 15 SH   DFND   15 0 0
HALLIBURTON CO COMMON STOCK 406216101   12,295 500 SH   DFND   500 0 0
HASBRO INC COMMON STOCK 418056107   12,136 160 SH   DFND   160 0 0
HOME DEPOT INC COMMON STOCK 437076102   842,778 2,080 SH   DFND   1,610 0 470
HOME DEPOT INC COMMON STOCK 437076102   46,595 115 SH   DFND   115 0 0
HONEYWELL INTL INC COMMON STOCK 438516106   1,273,724 6,051 SH   DFND   5,336 0 715
HONEYWELL INTL INC COMMON STOCK 438516106   4,210 20 SH   DFND   20 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   26,526 1,536 SH   DFND   1,536 0 0
ITT INC COMMON STOCK 45073V108   4,290 24 SH   DFND   24 0 0
INGREDION INC COMMON STOCK 457187102   40,906 335 SH   DFND   335 0 0
INGREDION INC COMMON STOCK 457187102   91,582 750 SH   DFND   150 0 600
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104   813,582 4,829 SH   DFND   4,779 0 50
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104   60,652 360 SH   DFND   235 0 125
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   486,986 1,726 SH   DFND   1,326 0 400
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   8,464 30 SH   DFND   30 0 0
INTUIT COMMON STOCK 461202103   8,194 12 SH   DFND   12 0 0
INVESCO EXCHANGE TRADED FD T COMMON STOCK 46137V357   43,820 231 SH   DFND   231 0 0
ISHARES GOLD TR COMMON STOCK 464285204   99,476 1,367 SH   DFND   1,367 0 0
ISHARES GOLD TR COMMON STOCK 464285204   19,502 268 SH   DFND   268 0 0
ISHARES TR ETF - LARGE CAP 464287168   285,335 2,008 SH   DFND   2,008 0 0
ISHARES TR ETF - LARGE CAP 464287200   4,186,399 6,255 SH   DFND   6,078 177 0
ISHARES TR ETF - LARGE CAP 464287200   216,848 324 SH   DFND   324 0 0
ISHARES TR ETF - FIXED INCOME 464287226   1,219,040 12,160 SH   DFND   12,160 0 0
ISHARES TR COMMON STOCK 464287234   26,913 504 SH   DFND   504 0 0
ISHARES TR ETF - LARGE CAP 464287309   1,613,422 13,365 SH   DFND   13,365 0 0
ISHARES TR ETF - LARGE CAP 464287408   1,448,874 7,016 SH   DFND   7,016 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 464287465   2,912,578 31,194 SH   DFND   17,335 0 13,859
ISHARES TR ETF - INTERNATIONAL EQUITY 464287465   74,509 798 SH   DFND   798 0 0
ISHARES TR ETF - MID CAP 464287507   5,946,593 91,122 SH   DFND   67,262 945 22,915
ISHARES TR ETF - MID CAP 464287507   257,252 3,942 SH   DFND   1,942 0 2,000
ISHARES TR ETF - SMALL CAP 464287614   716,182 1,529 SH   DFND   1,529 0 0
ISHARES TR ETF - SMALL CAP 464287655   403,101 1,666 SH   DFND   1,666 0 0
ISHARES TR ETF - SMALL CAP 464287655   97,751 404 SH   DFND   0 0 404
ISHARES TR ETF - ALTERNATIVE INVESTMENTS 464287713   3,708 115 SH   DFND   115 0 0
ISHARES TR ETF - ALTERNATIVE INVESTMENTS 464287713   3,225 100 SH   DFND   0 0 100
ISHARES TR ETF - SMALL CAP 464287804   1,832,947 15,425 SH   DFND   8,477 0 6,948
ISHARES TR COMMON STOCK 464288158   405,336 3,796 SH   DFND   3,796 0 0
ISHARES TR ETF - FIXED INCOME 464288414   409,454 3,845 SH   DFND   3,845 0 0
ISHARES TR ETF - FIXED INCOME 464288513   211,094 2,600 SH   DFND   2,500 0 100
ISHARES TR ETF - FIXED INCOME 464288646   88,013 1,660 SH   DFND   1,660 0 0
ISHARES TR COMMON STOCK 46429B267   196,435 8,500 SH   DFND   8,500 0 0
ISHARES TR ETF - FIXED INCOME 46429B333   17,957 405 SH   DFND   405 0 0
ISHARES TR COMMON STOCK 46429B663   343,472 2,805 SH   DFND   2,805 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 46432F842   11,549,669 132,284 SH   DFND   130,105 0 2,179
ISHARES TR ETF - INTERNATIONAL EQUITY 46432F842   924,080 10,584 SH   DFND   8,081 0 2,503
ISHARES TR ETF - FIXED INCOME 46432F859   1,540,120 31,534 SH   DFND   31,534 0 0
ISHARES INC COMMON STOCK 46434G103   3,838,560 58,231 SH   DFND   57,046 0 1,185
ISHARES INC COMMON STOCK 46434G103   110,414 1,675 SH   DFND   1,675 0 0
ISHARES TR COMMON STOCK 46434V621   363,887 5,345 SH   DFND   5,345 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 46434V738   582,544 8,553 SH   DFND   8,553 0 0
JPMORGAN CHASE & CO. COMMON STOCK 46625H100   1,981,770 6,283 SH   DFND   5,323 0 960
JPMORGAN CHASE & CO. COMMON STOCK 46625H100   134,053 425 SH   DFND   225 0 200
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   137,418 917 SH   DFND   877 0 40
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   2,997 20 SH   DFND   20 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,488,536 8,028 SH   DFND   7,323 0 705
JOHNSON & JOHNSON COMMON STOCK 478160104   34,673 187 SH   DFND   137 0 50
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   4,547 26 SH   DFND   26 0 0
ELI LILLY & CO COMMON STOCK 532457108   313,593 411 SH   DFND   411 0 0
ELI LILLY & CO COMMON STOCK 532457108   7,630 10 SH   DFND   10 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   245,605 492 SH   DFND   192 0 300
LOCKHEED MARTIN CORP COMMON STOCK 539830109   24,960 50 SH   DFND   50 0 0
LOWES COS INC COMMON STOCK 548661107   98,764 393 SH   DFND   393 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   538 88 SH   DFND   88 0 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202   687,555 2,640 SH   DFND   2,595 0 45
MARRIOTT INTL INC NEW COMMON STOCK 571903202   41,669 160 SH   DFND   160 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   665,245 7,914 SH   DFND   7,794 0 120
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   45,392 540 SH   DFND   390 0 150
MASCO CORP COMMON STOCK 574599106   31,318 445 SH   DFND   445 0 0
MASCO CORP COMMON STOCK 574599106   15,835 225 SH   DFND   125 0 100
MCDONALDS CORP COMMON STOCK 580135101   663,054 2,182 SH   DFND   1,732 0 450
MCDONALDS CORP COMMON STOCK 580135101   68,373 225 SH   DFND   225 0 0
MCKESSON CORP COMMON STOCK 58155Q103   11,587 15 SH   DFND   15 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,277,473 15,221 SH   DFND   15,146 0 75
MERCK & CO INC COMMON STOCK 58933Y105   18,884 225 SH   DFND   225 0 0
MICROSOFT CORP COMMON STOCK 594918104   6,721,412 12,977 SH   DFND   11,967 0 1,010
MICROSOFT CORP COMMON STOCK 594918104   214,948 415 SH   DFND   265 0 150
MICROCHIP TECHNOLOGY INC. COMMON STOCK 595017104   165,045 2,570 SH   DFND   400 0 2,170
MICROCHIP TECHNOLOGY INC. COMMON STOCK 595017104   25,688 400 SH   DFND   400 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   14,992 240 SH   DFND   240 0 0
MORGAN STANLEY COMMON STOCK 617446448   1,096,818 6,900 SH   DFND   6,825 0 75
MORGAN STANLEY COMMON STOCK 617446448   79,480 500 SH   DFND   325 0 175
NEXTERA ENERGY INC COMMON STOCK 65339F101   510,229 6,759 SH   DFND   6,684 0 75
NEXTERA ENERGY INC COMMON STOCK 65339F101   2,264 30 SH   DFND   30 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   520,958 855 SH   DFND   855 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   15,233 25 SH   DFND   25 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109   34,753 271 SH   DFND   271 0 0
NUVEEN SELECT MAT MUN FD COMMON STOCK 67061T101   39,262 4,240 SH   DFND   4,240 0 0
NUVEEN MUN INCOME FD INC COMMON STOCK 67062J102   38,103 3,845 SH   DFND   3,845 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   5,149,222 27,598 SH   DFND   27,448 0 150
NVIDIA CORPORATION COMMON STOCK 67066G104   102,619 550 SH   DFND   550 0 0
NUVEEN MUN VALUE FD INC COMMON STOCK 670928100   38,165 4,250 SH   DFND   4,250 0 0
OCCIDENTAL PETE CORP WARRANTS & RIGHTS 674599162   3,186 125 SH   DFND   125 0 0
ORACLE CORP COMMON STOCK 68389X105   1,079,347 3,838 SH   DFND   3,798 0 40
ORACLE CORP COMMON STOCK 68389X105   33,745 120 SH   DFND   120 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   914,817 4,553 SH   DFND   4,515 0 38
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   16,074 80 SH   DFND   80 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   949,472 4,663 SH   DFND   4,603 0 60
PALO ALTO NETWORKS INC COMMON STOCK 697435105   32,578 160 SH   DFND   160 0 0
PAYCHEX INC COMMON STOCK 704326107   296,617 2,340 SH   DFND   1,075 0 1,265
PAYCHEX INC COMMON STOCK 704326107   53,873 425 SH   DFND   300 0 125
PAYPAL HLDGS INC COMMON STOCK 70450Y103   445,939 6,650 SH   DFND   6,650 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   1,676 25 SH   DFND   25 0 0
PEPSICO INC COMMON STOCK 713448108   1,339,358 9,537 SH   DFND   8,582 0 955
PEPSICO INC COMMON STOCK 713448108   24,577 175 SH   DFND   125 0 50
PFIZER INC COMMON STOCK 717081103   362,664 14,239 SH   DFND   11,844 0 2,395
PFIZER INC COMMON STOCK 717081103   15,536 610 SH   DFND   610 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   45,740 282 SH   DFND   282 0 0
PIMCO ETF TR ETF - FIXED INCOME 72201R783   329,892 3,448 SH   DFND   3,190 205 53
PIMCO ETF TR ETF - FIXED INCOME 72201R783   22,580 236 SH   DFND   236 0 0
PRINCIPAL EXCHANGE TRADED FD COMMON STOCK 74255Y888   225,483 11,787 SH   DFND   11,787 0 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109   1,365,000 8,884 SH   DFND   8,044 0 840
PROCTER AND GAMBLE CO COMMON STOCK 742718109   32,265 210 SH   DFND   125 0 85
PROLOGIS INC. ETF - LARGE CAP 74340W103   455,667 3,979 SH   DFND   3,936 0 43
PROLOGIS INC. ETF - LARGE CAP 74340W103   16,605 145 SH   DFND   145 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102   124,797 1,203 SH   DFND   503 0 700
PUBLIC STORAGE OPER CO COMMON STOCK 74460D109   675,297 2,338 SH   DFND   2,043 0 295
PUBLIC STORAGE OPER CO COMMON STOCK 74460D109   20,217 70 SH   DFND   70 0 0
PUTNAM PREMIER INCOME TR COMMON STOCK 746853100   32,287 8,750 SH   DFND   8,750 0 0
QUALCOMM INC COMMON STOCK 747525103   197,136 1,185 SH   DFND   385 0 800
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   33,923 178 SH   DFND   178 0 0
RAYMOND JAMES FINL INC COMMON STOCK 754730109   6,213 36 SH   DFND   36 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,266,333 7,568 SH   DFND   7,518 0 50
RTX CORPORATION COMMON STOCK 75513E101   29,282 175 SH   DFND   175 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   5,485 11 SH   DFND   11 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   4,867 10 SH   DFND   10 0 0
SPDR S&P 500 ETF TR ETF - LARGE CAP 78462F103   664,837 998 SH   DFND   998 0 0
SPDR SERIES TRUST ETF - FIXED INCOME 78464A474   428,659 14,152 SH   DFND   14,152 0 0
SPDR S&P MIDCAP 400 ETF TR ETF - MID CAP 78467Y107   177,612 298 SH   DFND   298 0 0
SPDR SERIES TRUST COMMON STOCK 78468R606   161,929 6,767 SH   DFND   6,767 0 0
SALESFORCE INC COMMON STOCK 79466L302   843,720 3,560 SH   DFND   3,560 0 0
SALESFORCE INC COMMON STOCK 79466L302   5,925 25 SH   DFND   25 0 0
HENRY SCHEIN INC ETF - MID CAP 806407102   1,858 28 SH   DFND   28 0 0
SCHWAB STRATEGIC TR COMMON STOCK 808524854   845,136 33,644 SH   DFND   33,644 0 0
SCHWAB STRATEGIC TR COMMON STOCK 808524862   864,283 35,436 SH   DFND   35,436 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y100   201,823 2,252 SH   DFND   2,252 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y100   11,202 125 SH   DFND   125 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y209   167,004 1,200 SH   DFND   1,200 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y407   146,180 610 SH   DFND   610 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y704   111,045 720 SH   DFND   720 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y803   56,370 200 SH   DFND   200 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y886   191,512 2,196 SH   DFND   2,196 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   4,155 12 SH   DFND   12 0 0
SNAP ON INC COMMON STOCK 833034101   12,821 37 SH   DFND   37 0 0
SOUTH PLAINS FINANCIAL INC COMMON STOCK 83946P107   128,593 3,328 SH   SOLE   3,328 0 0
SOUTHERN CO COMMON STOCK 842587107   161,581 1,705 SH   DFND   1,015 0 690
SOUTHERN CO COMMON STOCK 842587107   28,431 300 SH   DFND   300 0 0
STARBUCKS CORP COMMON STOCK 855244109   260,989 3,085 SH   DFND   1,710 0 1,375
STARBUCKS CORP COMMON STOCK 855244109   11,336 134 SH   DFND   34 0 100
STRYKER CORPORATION COMMON STOCK 863667101   737,083 1,994 SH   DFND   1,979 0 15
STRYKER CORPORATION COMMON STOCK 863667101   20,330 55 SH   DFND   55 0 0
SYNOPSYS INC COMMON STOCK 871607107   9,374 19 SH   DFND   19 0 0
SYSCO CORP COMMON STOCK 871829107   113,217 1,375 SH   DFND   475 0 900
T-MOBILE US INC COMMON STOCK 872590104   241,050 1,007 SH   DFND   1,007 0 0
T-MOBILE US INC COMMON STOCK 872590104   7,181 30 SH   DFND   30 0 0
TARGET CORP COMMON STOCK 87612E106   21,258 237 SH   DFND   237 0 0
TC ENERGY CORP COMMON STOCK 87807B107   26,656 490 SH   DFND   490 0 0
TESLA INC COMMON STOCK 88160R101   1,658,748 3,730 SH   DFND   3,710 0 20
TESLA INC COMMON STOCK 88160R101   42,246 95 SH   DFND   95 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   191,809 1,044 SH   DFND   1,044 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   14,698 80 SH   DFND   0 0 80
TEXTRON INC COMMON STOCK 883203101   3,886 46 SH   DFND   46 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,085,924 2,239 SH   DFND   2,224 0 15
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   16,975 35 SH   DFND   15 0 20
3M CO COMMON STOCK 88579Y101   9,310 60 SH   DFND   60 0 0
3M CO COMMON STOCK 88579Y101   3,879 25 SH   DFND   25 0 0
TRUIST FINL CORP COMMON STOCK 89832Q109   113,202 2,476 SH   DFND   976 0 1,500
US BANCORP DEL COMMON STOCK 902973304   79,259 1,640 SH   DFND   295 0 1,345
US BANCORP DEL COMMON STOCK 902973304   9,666 200 SH   DFND   200 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   748,776 7,643 SH   DFND   7,518 0 125
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   32,329 330 SH   DFND   330 0 0
UNION PAC CORP COMMON STOCK 907818108   515,036 2,179 SH   DFND   2,179 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   36,332 435 SH   DFND   435 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   8,353 100 SH   DFND   0 0 100
UNITED RENTALS INC COMMON STOCK 911363109   268,254 281 SH   DFND   281 0 0
UNITED RENTALS INC COMMON STOCK 911363109   4,773 5 SH   DFND   5 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   539,331 1,562 SH   DFND   1,532 0 30
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   15,537 45 SH   DFND   10 0 35
VANGUARD SPECIALIZED FUNDS COMMON STOCK 921908844   616,295 2,856 SH   DFND   2,856 0 0
VANGUARD BD INDEX FDS ETF - FIXED INCOME 921937835   671,630 9,031 SH   DFND   9,031 0 0
VANGUARD TAX-MANAGED FDS COMMON STOCK 921943858   1,441,912 24,064 SH   DFND   24,064 0 0
VANGUARD INTL EQUITY INDEX F ETF - INTERNATIONAL EQUITY 922042858   1,987,582 36,685 SH   DFND   30,324 0 6,361
VANGUARD INTL EQUITY INDEX F ETF - INTERNATIONAL EQUITY 922042858   42,639 787 SH   DFND   787 0 0
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C102   3,057,532 51,964 SH   DFND   46,135 0 5,829
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C102   259,597 4,412 SH   DFND   4,068 344 0
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C706   1,981,356 33,012 SH   DFND   32,006 0 1,006
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C706   156,829 2,613 SH   DFND   1,967 646 0
VANGUARD INDEX FDS ETF - ALTERNATIVE INVESTMENTS 922908553   1,624,325 17,768 SH   DFND   14,876 0 2,892
VANGUARD INDEX FDS ETF - ALTERNATIVE INVESTMENTS 922908553   77,431 847 SH   DFND   847 0 0
VANGUARD INDEX FDS COMMON STOCK 922908629   2,241,746 7,632 SH   DFND   7,632 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   122,091 2,778 SH   DFND   1,378 0 1,400
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   922 21 SH   DFND   21 0 0
VISA INC COMMON STOCK 92826C839   2,270,833 6,652 SH   DFND   6,602 0 50
VISA INC COMMON STOCK 92826C839   3,413 10 SH   DFND   10 0 0
WALMART INC COMMON STOCK 931142103   1,322,447 12,832 SH   DFND   12,732 0 100
WALMART INC COMMON STOCK 931142103   47,922 465 SH   DFND   315 0 150
WASTE MGMT INC DEL COMMON STOCK 94106L109   176,000 797 SH   DFND   207 0 590
WASTE MGMT INC DEL COMMON STOCK 94106L109   121,456 550 SH   DFND   400 0 150
WELLS FARGO CO NEW COMMON STOCK 949746101   263,078 3,139 SH   DFND   3,139 0 0
WESTERN ASSET MUN HIGH INCOM COMMON STOCK 95766N103   72,075 9,969 SH   DFND   9,969 0 0
WILLIAMS COS INC COMMON STOCK 969457100   53,214 840 SH   DFND   840 0 0
WILLIAMS SONOMA INC COMMON STOCK 969904101   10,163 52 SH   DFND   52 0 0
WISDOMTREE TR ETF - INTERNATIONAL EQUITY 97717W315   352,283 7,660 SH   DFND   0 0 7,660
WISDOMTREE TR ETF - INTERNATIONAL EQUITY 97717W315   155,537 3,382 SH   DFND   1,114 0 2,268
ZIONS BANCORPORATION N A COMMON STOCK 989701107   11,316 200 SH   DFND   200 0 0
ZOETIS INC COMMON STOCK 98978V103   896,337 6,126 SH   DFND   6,076 0 50
ZOETIS INC COMMON STOCK 98978V103   16,826 115 SH   DFND   15 0 100