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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 43,217 $ 33,220
Adjustments to reconcile net income to net cash from operating activities:    
Provision for credit losses 3,420 3,100
Depreciation and amortization 4,359 4,913
Accretion and amortization 2,195 2,095
Other gains, net (266) (2)
Net gain on sales of loans (7,584) (8,157)
Proceeds from sales of loans held for sale 220,546 235,525
Loans originated for sale (206,298) (224,947)
Deferred income tax benefit (1,339) (1,938)
Earnings on bank-owned life insurance (1,220) (1,145)
Stock-based compensation 1,973 1,701
Change in valuation of mortgage servicing rights 2,666 2,685
Net change in:    
Accrued interest receivable and other assets 5,719 4,607
Accrued expenses and other liabilities (2,331) 3,552
Net cash provided by operating activities 65,057 55,209
Activity in securities available for sale:    
Purchases (16,903) (299,849)
Maturities, prepayments, and calls 37,698 328,763
Loan originations and principal collections, net (3,089) (27,239)
Purchases of premises and equipment (4,615) (2,325)
Proceeds from sales of premises and equipment 2,240 69
Proceeds from sales of foreclosed assets 1,163 1,348
Net cash provided by investing activities 16,494 767
Cash flows from financing activities:    
Net change in deposits 260,267 93,207
Proceeds from common stock issuance 451 0
Payments on subordinated debt (50,000) 0
Payments to tax authorities for stock-based compensation (277) (132)
Cash dividends paid on common stock (7,502) (6,702)
Payments to repurchase common stock (8,526) (1,340)
Net cash provided by financing activities 194,413 85,033
Net change in cash and cash equivalents 275,964 141,009
Beginning cash and cash equivalents 359,082 330,158
Ending cash and cash equivalents 635,046 471,167
Supplemental disclosures of cash flow information:    
Interest paid on deposits and borrowed funds 65,965 71,479
Income taxes paid 11,443 8,321
Supplemental schedule of noncash activities:    
Loans transferred to foreclosed assets 2,462 1,407
Additions to mortgage servicing rights $ 832 $ 689