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LOANS HELD FOR INVESTMENT - Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year and Gross Charge-offs (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 $ 137,465   $ 137,465   $ 164,205
2024/2023 151,816   151,816   233,047
2023/2022 216,632   216,632   300,975
2022/2021 253,883   253,883   183,955
2021/2020 109,435   109,435   47,194
Prior 158,752   158,752   182,787
Revolving loans 7,943   7,943   6,900
Loans 1,035,926   1,035,926   1,119,063
2025/2024     0   0
2024/2023     0   0
2023/2022     541   65
2022/2021     0   0
2021/2020     0   0
Prior     0   22
Revolving loans     0   0
Current period gross charge-offs 541 $ 0 541 $ 86 87
Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 53,617   53,617   65,920
2024/2023 36,677   36,677   31,762
2023/2022 6,492   6,492   2,652
2022/2021 570   570   2,630
2021/2020 596   596   0
Prior 0   0   0
Revolving loans 0   0   891
Loans 97,952   97,952   103,855
2025/2024     0   0
2024/2023     0   315
2023/2022     0   0
2022/2021     0   0
2021/2020     0   0
Prior     0   0
Revolving loans     0   0
Current period gross charge-offs 0 315 0 315 315
Specialized [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 95,458   95,458   104,012
2024/2023 47,843   47,843   60,881
2023/2022 43,038   43,038   39,625
2022/2021 27,393   27,393   41,805
2021/2020 36,518   36,518   15,975
Prior 31,721   31,721   28,565
Revolving loans 95,812   95,812   98,092
Loans 377,783   377,783   388,955
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
2021/2020     0   0
Prior     0   0
Revolving loans     0   0
Current period gross charge-offs 0 0 0 0 0
General [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 131,853   131,853   108,045
2024/2023 105,069   105,069   72,963
2023/2022 65,356   65,356   113,173
2022/2021 96,137   96,137   70,545
2021/2020 52,377   52,377   29,827
Prior 89,125   89,125   84,213
Revolving loans 89,339   89,339   78,605
Loans 629,256   629,256   557,371
2025/2024     0   0
2024/2023     13   199
2023/2022     164   466
2022/2021     81   17
2021/2020     42   0
Prior     180   134
Revolving loans     50   266
Current period gross charge-offs 172 78 530 798 1,082
1-4 Family Residential [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 86,941   86,941   87,266
2024/2023 73,982   73,982   101,832
2023/2022 94,209   94,209   150,642
2022/2021 142,900   142,900   92,986
2021/2020 85,197   85,197   49,282
Prior 104,583   104,583   78,542
Revolving loans 4,766   4,766   5,850
Loans 592,578   592,578   566,400
2025/2024     0   0
2024/2023     0   0
2023/2022     31   121
2022/2021     0   51
2021/2020     215   0
Prior     61   3
Revolving loans     0   0
Current period gross charge-offs 307 3 307 175 175
Auto Loans [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 88,719   88,719   70,642
2024/2023 54,016   54,016   72,037
2023/2022 48,560   48,560   76,494
2022/2021 47,755   47,755   26,048
2021/2020 14,016   14,016   7,297
Prior 3,215   3,215   1,956
Revolving loans 0   0   0
Loans 256,281   256,281   254,474
2025/2024     0   23
2024/2023     162   386
2023/2022     288   519
2022/2021     283   198
2021/2020     135   25
Prior     29   35
Revolving loans     0   0
Current period gross charge-offs 202 296 897 786 1,186
Other Consumer [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 23,450   23,450   23,665
2024/2023 14,797   14,797   12,969
2023/2022 8,022   8,022   14,798
2022/2021 8,684   8,684   5,524
2021/2020 2,658   2,658   1,232
Prior 4,629   4,629   5,424
Revolving loans 1,487   1,487   1,324
Loans 63,727   63,727   64,936
2025/2024     345 [1]   469 [2]
2024/2023     177 [1]   308 [2]
2023/2022     31 [1]   245 [2]
2022/2021     97 [1]   43 [2]
2021/2020     40 [1]   29 [2]
Prior     141 [1]   145 [2]
Revolving loans     1 [1]   18 [2]
Current period gross charge-offs 261 $ 364 832 [1] $ 895 1,257 [2]
Pass [Member] | Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 137,102   137,102   164,205
2024/2023 148,914   148,914   233,047
2023/2022 204,634   204,634   300,828
2022/2021 249,340   249,340   126,548
2021/2020 103,723   103,723   43,628
Prior 151,600   151,600   175,319
Revolving loans 7,943   7,943   6,417
Loans 1,003,256   1,003,256   1,049,992
Pass [Member] | Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 53,617   53,617   65,920
2024/2023 36,677   36,677   30,572
2023/2022 5,822   5,822   2,172
2022/2021 570   570   2,630
2021/2020 596   596   0
Prior 0   0   0
Revolving loans 0   0   891
Loans 97,282   97,282   102,185
Pass [Member] | Specialized [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 89,081   89,081   103,288
2024/2023 38,820   38,820   60,881
2023/2022 41,657   41,657   37,940
2022/2021 25,520   25,520   41,721
2021/2020 33,548   33,548   15,678
Prior 30,738   30,738   28,488
Revolving loans 92,206   92,206   98,092
Loans 351,570   351,570   386,088
Pass [Member] | General [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 131,853   131,853   107,947
2024/2023 102,390   102,390   72,500
2023/2022 52,346   52,346   109,808
2022/2021 94,831   94,831   65,564
2021/2020 46,455   46,455   29,808
Prior 87,500   87,500   82,909
Revolving loans 87,849   87,849   78,321
Loans 603,224   603,224   546,857
Pass [Member] | 1-4 Family Residential [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 86,941   86,941   87,266
2024/2023 71,022   71,022   101,022
2023/2022 92,336   92,336   150,358
2022/2021 141,828   141,828   91,929
2021/2020 79,469   79,469   49,057
Prior 100,836   100,836   73,730
Revolving loans 4,766   4,766   5,800
Loans 577,198   577,198   559,162
Pass [Member] | Auto Loans [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 88,719   88,719   70,621
2024/2023 53,983   53,983   72,009
2023/2022 48,530   48,530   76,412
2022/2021 47,558   47,558   25,869
2021/2020 13,942   13,942   7,293
Prior 3,196   3,196   1,931
Revolving loans 0   0   0
Loans 255,928   255,928   254,135
Pass [Member] | Other Consumer [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 23,433   23,433   23,665
2024/2023 14,783   14,783   12,969
2023/2022 8,022   8,022   14,790
2022/2021 8,669   8,669   5,477
2021/2020 2,645   2,645   1,232
Prior 4,593   4,593   5,382
Revolving loans 1,487   1,487   1,324
Loans 63,632   63,632   64,839
Special Mention [Member] | Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 2,840   2,840   0
2023/2022 6,730   6,730   0
2022/2021 0   0   32,243
2021/2020 173   173   441
Prior 1,104   1,104   5,464
Revolving loans 0   0   483
Loans 10,847   10,847   38,631
Special Mention [Member] | Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
2021/2020 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Special Mention [Member] | Specialized [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 6,377   6,377   214
2024/2023 8,968   8,968   0
2023/2022 845   845   1,600
2022/2021 1,042   1,042   0
2021/2020 1,747   1,747   0
Prior 915   915   0
Revolving loans 3,606   3,606   0
Loans 23,500   23,500   1,814
Special Mention [Member] | General [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 2,170   2,170   0
2023/2022 10,675   10,675   960
2022/2021 0   0   554
2021/2020 1,022   1,022   0
Prior 480   480   499
Revolving loans 1,365   1,365   200
Loans 15,712   15,712   2,213
Special Mention [Member] | 1-4 Family Residential [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 488   488   0
2022/2021 0   0   0
2021/2020 5,087   5,087   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 5,575   5,575   0
Special Mention [Member] | Auto Loans [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
2021/2020 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Special Mention [Member] | Other Consumer [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
2021/2020 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Substandard [Member] | Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 363   363   0
2024/2023 62   62   0
2023/2022 5,268   5,268   147
2022/2021 4,543   4,543   25,164
2021/2020 5,539   5,539   3,125
Prior 6,048   6,048   2,004
Revolving loans 0   0   0
Loans 21,823   21,823   30,440
Substandard [Member] | Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 0   0   1,190
2023/2022 670   670   480
2022/2021 0   0   0
2021/2020 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 670   670   1,670
Substandard [Member] | Specialized [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   510
2024/2023 55   55   0
2023/2022 536   536   85
2022/2021 831   831   84
2021/2020 1,223   1,223   297
Prior 68   68   77
Revolving loans 0   0   0
Loans 2,713   2,713   1,053
Substandard [Member] | General [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   98
2024/2023 509   509   463
2023/2022 2,335   2,335   2,405
2022/2021 1,306   1,306   4,427
2021/2020 4,900   4,900   19
Prior 1,145   1,145   805
Revolving loans 125   125   84
Loans 10,320   10,320   8,301
Substandard [Member] | 1-4 Family Residential [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   0
2024/2023 2,960   2,960   810
2023/2022 1,385   1,385   284
2022/2021 1,072   1,072   1,057
2021/2020 641   641   225
Prior 3,747   3,747   4,812
Revolving loans 0   0   50
Loans 9,805   9,805   7,238
Substandard [Member] | Auto Loans [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 0   0   21
2024/2023 33   33   28
2023/2022 30   30   82
2022/2021 197   197   179
2021/2020 74   74   4
Prior 19   19   25
Revolving loans 0   0   0
Loans 353   353   339
Substandard [Member] | Other Consumer [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2025/2024 17   17   0
2024/2023 14   14   0
2023/2022 0   0   8
2022/2021 15   15   47
2021/2020 13   13   0
Prior 36   36   42
Revolving loans 0   0   0
Loans $ 95   $ 95   $ 97
[1] Includes $345 thousand in charged-off demand deposit overdrafts reported as 2025 originations.
[2] Includes $457 thousand in charged-off demand deposit overdrafts reported as 2024 originations.