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LOANS HELD FOR INVESTMENT - Activity in ACL for Loans and Investment in Loans Disaggregated Based on Method of Evaluating Impairment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance $ 45,010 $ 43,173 $ 43,237 $ 42,356 $ 42,356
Provision for credit losses 400 600 3,150 3,140  
Charge-offs (1,483) (1,056) (3,107) (3,055)  
Recoveries 198 169 845 445  
Ending Balance 44,125 42,886 44,125 42,886 43,237
Individually Evaluated - Fair Value of Collateral 7,377   7,377   21,118
Individually Evaluated - Fair Value of Collateral 147   147   552
Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 1,059   1,059   0
Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 6,318   6,318   21,118
Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 15,706 15,593 15,973 15,808 15,808
Provision for credit losses (228) 290 (495) 160  
Charge-offs (541) 0 (541) (86) (87)
Recoveries 0 41 0 42  
Ending Balance 14,937 15,924 14,937 15,924 15,973
Individually Evaluated - Fair Value of Collateral 3,179   3,179   19,543
Individually Evaluated - Fair Value of Collateral 0   0   552
Commercial Real Estate [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Commercial Real Estate [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 3,179   3,179   19,543
Commercial Real Estate [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 1,948 2,040 1,943 2,391 2,391
Provision for credit losses (47) 353 (47) 2  
Charge-offs 0 (315) 0 (315) (315)
Recoveries 0 0 5 0  
Ending Balance 1,901 2,078 1,901 2,078 1,943
Individually Evaluated - Fair Value of Collateral 141   141   1,575
Individually Evaluated - Fair Value of Collateral 0   0   0
Construction [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Construction [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 141   141   1,575
Construction [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Specialized [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 4,881 4,736 4,640 4,020 4,020
Provision for credit losses (81) 149 79 821  
Charge-offs 0 0 0 0 0
Recoveries 9 22 90 66  
Ending Balance 4,809 4,907 4,809 4,907 4,640
Individually Evaluated - Fair Value of Collateral 0   0   0
Individually Evaluated - Fair Value of Collateral 0   0   0
Specialized [Member] | Commercial [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Specialized [Member] | Commercial [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Specialized [Member] | Commercial [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
General [Member] | Commercial [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 7,228 6,841 6,874 6,391 6,391
Provision for credit losses 87 (373) 526 747  
Charge-offs (172) (78) (530) (798) (1,082)
Recoveries 105 10 378 60  
Ending Balance 7,248 6,400 7,248 6,400 6,874
Individually Evaluated - Fair Value of Collateral 3,955   3,955   0
Individually Evaluated - Fair Value of Collateral 147   147   0
General [Member] | Commercial [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 1,059   1,059   0
General [Member] | Commercial [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 2,896   2,896   0
General [Member] | Commercial [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
1-4 Family Residential [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 11,150 9,702 9,677 9,177 9,177
Provision for credit losses 234 (143) 1,659 551  
Charge-offs (307) (3) (307) (175) (175)
Recoveries 3 2 51 5  
Ending Balance 11,080 9,558 11,080 9,558 9,677
Individually Evaluated - Fair Value of Collateral 102   102   0
Individually Evaluated - Fair Value of Collateral 0   0   0
1-4 Family Residential [Member] | Consumer [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
1-4 Family Residential [Member] | Consumer [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 102   102   0
1-4 Family Residential [Member] | Consumer [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Auto Loans [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 2,995 3,287 3,015 3,601 3,601
Provision for credit losses 132 30 716 129  
Charge-offs (202) (296) (897) (786) (1,186)
Recoveries 41 39 132 116  
Ending Balance 2,966 3,060 2,966 3,060 3,015
Individually Evaluated - Fair Value of Collateral 0   0   0
Individually Evaluated - Fair Value of Collateral 0   0   0
Auto Loans [Member] | Consumer [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Auto Loans [Member] | Consumer [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Auto Loans [Member] | Consumer [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Other Consumer [Member] | Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Beginning Balance 1,102 974 1,115 968 968
Provision for credit losses 303 294 712 730  
Charge-offs (261) (364) (832) [1] (895) (1,257) [2]
Recoveries 40 55 189 156  
Ending Balance 1,184 $ 959 1,184 $ 959 1,115
Individually Evaluated - Fair Value of Collateral 0   0   0
Individually Evaluated - Fair Value of Collateral 0   0   0
Other Consumer [Member] | Consumer [Member] | Equipment [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Other Consumer [Member] | Consumer [Member] | Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral 0   0   0
Other Consumer [Member] | Consumer [Member] | Other [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
Individually Evaluated - Fair Value of Collateral $ 0   $ 0   $ 0
[1] Includes $345 thousand in charged-off demand deposit overdrafts reported as 2025 originations.
[2] Includes $457 thousand in charged-off demand deposit overdrafts reported as 2024 originations.