CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 56,071	$ 54,114
Interest-bearing deposits in banks	578,975	304,968
Cash and cash equivalents	635,046	359,082
Securities available for sale	571,138	577,240
Loans held for sale ($9,912 and $13,791 at fair value at September 30, 2025 and December 31, 2024, respectively)	13,046	20,542
Loans held for investment	3,053,503	3,055,054
Allowance for credit losses on loans	(44,125)	(43,237)
Loans held for investment, net	3,009,378	3,011,817
Accrued interest receivable	18,012	21,687
Premises and equipment, net	51,809	52,951
Bank-owned life insurance	77,274	76,054
Goodwill	19,315	19,315
Intangible assets, net	1,265	1,720
Mortgage servicing rights	24,458	26,292
Deferred tax asset, net	21,650	22,840
Other assets	37,046	42,699
Total assets	4,479,437	4,232,239
Deposits:
Noninterest-bearing	1,049,501	935,510
Interest-bearing	2,831,642	2,685,366
Total deposits	3,881,143	3,620,876
Accrued expenses and other liabilities	59,999	62,060
Subordinated debt	14,100	63,961
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	4,001,635	3,793,290
Stockholders’ equity:
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,247,839 and 16,455,826 issued and outstanding at September 30, 2025 and December 31, 2024, respectively	16,248	16,456
Additional paid-in capital	91,116	97,287
Retained earnings	421,542	385,827
Accumulated other comprehensive loss	(51,104)	(60,621)
Total stockholders’ equity	477,802	438,949
Total liabilities and stockholders’ equity	$ 4,479,437	$ 4,232,239