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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 60,400 $ 54,114
Interest-bearing deposits in banks 410,096 304,968
Cash and cash equivalents 470,496 359,082
Securities available for sale 570,000 577,240
Loans held for sale ($15,020 and $13,791 at fair value at June 30, 2025 and December 31, 2024, respectively) 17,182 20,542
Loans held for investment 3,098,978 3,055,054
Allowance for credit losses on loans (45,010) (43,237)
Loans held for investment, net 3,053,968 3,011,817
Accrued interest receivable 17,996 21,687
Premises and equipment, net 51,329 52,951
Bank-owned life insurance 76,859 76,054
Goodwill 19,315 19,315
Intangible assets, net 1,417 1,720
Mortgage servicing rights 25,134 26,292
Deferred tax asset, net 23,469 22,840
Other assets 36,509 42,699
Total assets 4,363,674 4,232,239
Deposits:    
Noninterest-bearing 998,759 935,510
Interest-bearing 2,740,179 2,685,366
Total deposits 3,738,938 3,620,876
Accrued expenses and other liabilities 58,863 62,060
Short-term borrowings 1,352 0
Subordinated debt 64,054 63,961
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,909,600 3,793,290
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,230,475 and 16,455,826 issued and outstanding at June 30, 2025 and December 31, 2024, respectively 16,230 16,456
Additional paid-in capital 90,268 97,287
Retained earnings 407,822 385,827
Accumulated other comprehensive loss (60,246) (60,621)
Total stockholders' equity 454,074 438,949
Total liabilities and stockholders' equity $ 4,363,674 $ 4,232,239