FAIR VALUE DISCLOSURES, Estimated Fair Values, and Related Carrying Amounts (Details) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Carrying Amount [Member]
Financial assets [Abstract]
Cash and cash equivalents	$ 536,300	$ 359,082
Loans held for investment, net	3,032,892	3,011,817
Loans held for sale (best efforts)	2,804	6,751
Accrued interest receivable	17,743	21,687
Financial liabilities [Abstract]
Deposits	3,792,519	3,620,876
Accrued interest payable	5,018	6,108
Junior subordinated deferrable interest debentures	46,393	46,393
Subordinated debt	64,007	63,961
Fair Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	536,300	359,082
Loans held for investment, net	2,991,407	2,937,678
Loans held for sale (best efforts)	2,851	6,875
Accrued interest receivable	17,743	21,687
Financial liabilities [Abstract]
Deposits	3,792,307	3,621,106
Accrued interest payable	5,018	6,108
Junior subordinated deferrable interest debentures	34,182	34,285
Subordinated debt	62,579	60,969
Level 1 [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	536,300	359,082
Loans held for investment, net	0	0
Loans held for sale (best efforts)	0	0
Accrued interest receivable	0	0
Financial liabilities [Abstract]
Deposits	0	0
Accrued interest payable	0	0
Junior subordinated deferrable interest debentures	0	0
Subordinated debt	0	0
Level 2 [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Loans held for investment, net	0	0
Loans held for sale (best efforts)	2,851	6,875
Accrued interest receivable	17,743	21,687
Financial liabilities [Abstract]
Deposits	3,792,307	3,621,106
Accrued interest payable	5,018	6,108
Junior subordinated deferrable interest debentures	34,182	34,285
Subordinated debt	62,579	60,969
Level 3 [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Loans held for investment, net	2,991,407	2,937,678
Loans held for sale (best efforts)	0	0
Accrued interest receivable	0	0
Financial liabilities [Abstract]
Deposits	0	0
Accrued interest payable	0	0
Junior subordinated deferrable interest debentures	0	0
Subordinated debt	$ 0	$ 0