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LOANS HELD FOR INVESTMENT, Activity in ACL for Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
LOANS HELD FOR INVESTMENT [Abstract]      
Ratio of ACL for loans to loans held for investment 1.40%   1.42%
Allowance for Credit Losses [Roll Forward]      
Beginning Balance $ 43,237 $ 42,356 $ 42,356
Provision for credit losses [1] 250 765  
Charge-offs (690) (1,139)  
Recoveries 171 192  
Ending Balance 42,968 42,174 43,237
Provision for credit losses 420 830  
Provision for off-balance sheet credit exposures 170 65  
Commercial Real Estate [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 15,973 15,808 15,808
Provision for credit losses [1] (186) 62  
Charge-offs 0 (86) (87)
Recoveries 0 0  
Ending Balance 15,787 15,784 15,973
Commercial [Member] | Specialized [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 4,640 4,020 4,020
Provision for credit losses [1] (151) (205)  
Charge-offs 0 0 0
Recoveries 34 33  
Ending Balance 4,523 3,848 4,640
Commercial [Member] | General [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 6,874 6,391 6,391
Provision for credit losses [1] (417) 659  
Charge-offs (74) (375) (1,082)
Recoveries 20 33  
Ending Balance 6,403 6,708 6,874
Consumer [Member] | 1-4 Family Residential [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 9,677 9,177 9,177
Provision for credit losses [1] 395 273  
Charge-offs 0 (172) (175)
Recoveries 7 2  
Ending Balance 10,079 9,280 9,677
Consumer [Member] | Auto Loans [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 3,015 3,601 3,601
Provision for credit losses [1] 337 (27)  
Charge-offs (303) (224) (1,186)
Recoveries 47 65  
Ending Balance 3,096 3,415 3,015
Consumer [Member] | Other Consumer [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 1,115 968 968
Provision for credit losses [1] 247 238  
Charge-offs (313) [2] (282) (1,257) [3]
Recoveries 58 59  
Ending Balance 1,107 983 1,115
Construction [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 1,943 2,391 2,391
Provision for credit losses [1] 25 (235)  
Charge-offs 0 0 (315)
Recoveries 5 0  
Ending Balance $ 1,973 $ 2,156 $ 1,943
[1] For the three months ended March 31, 2025 and 2024, the provision for credit losses of $420 thousand and $830 thousand, respectively, on the Consolidated Statements of Comprehensive Income (Loss) includes a provision for credit losses on loans of $250 thousand and $765 thousand, respectively, and a provision for off-balance sheet credit exposures of $170 thousand and $65 thousand, respectively.
[2] Includes $58 thousand in charged-off demand deposit overdrafts reported as 2025 originations.
[3] Includes $457 thousand in charged-off demand deposit overdrafts reported as 2024 originations.