DERIVATIVES (Tables)

3 Months Ended

Mar. 31, 2025

Mortgage Banking [Member]

Derivative [Line Items]

Net Gains (Losses) Relating to Derivative Instruments

The net gains (losses) relating to free standing derivative instruments used for risk management are summarized below for the periods indicated (dollars in thousands):

		Three Months Ended
		March 31,
	Location	2025		2024
Gain (loss) on mortgage banking derivatives	Net gain (loss) on sales of loans	$	83	$	308

Fair Value of Derivatives in Consolidated Balance Sheets

The following table reflects the amount and fair value of mortgage banking derivatives in the Consolidated Balance Sheets at the dates indicated (dollars in thousands):

	March 31, 2025						December 31, 2024
	Notional Amount			Fair Value			Notional Amount			Fair Value
Included in other assets:
Forward contracts related to mortgage loans held for sale		$	—		$	—		$	16,000		$	76
Interest rate lock commitments			23,729			457			12,937			222
Included in other liabilities:
Forward contracts related to mortgage loans held for sale		$	24,781		$	88		$	1,277		$	12

Fair Value Hedging [Member]

Derivative [Line Items]

Fair Value of Derivatives in Consolidated Balance Sheets

The following table reflects the fair value hedges included in the Consolidated Balance Sheets at the dates indicated (dollars in thousands):

	March 31, 2025				December 31, 2024
	Notional Amount		Fair Value		Notional Amount		Fair Value
Included in other liabilities:
Interest rate swaps related to fixed rate loans	$	—	$	—	$	—	$	—
Interest rate swaps related to state and municipal securities		—		—		—		—
Included in other assets:
Interest rate swaps related to fixed rate loans	$	11,803	$	146	$	11,803	$	205
Interest rate swaps related to state and municipal securities		120,700		13,059		123,760		15,495

Interest Rate Contracts [Member] | Fair Value Hedging [Member]

Derivative [Line Items]

Net Gains (Losses) Relating to Derivative Instruments

The following table reflects the changes in fair value hedges included in the Consolidated Statements of Comprehensive Income (Loss) for the periods indicated (dollars in thousands):

		Three Months Ended
		March 31,
Interest Rate Contracts	Location	2025			2024
Change in fair value of interest rate swaps hedging investment securities	Other noninterest expense	$	(2,436	)	$	1,312
Change in fair value of hedged investment securities	Other noninterest expense		2,252			(1,385	)
Change in fair value of interest rate swaps hedging fixed rate loans	Interest income - Loans	$	(59	)	$	237
Change in fair value of hedged fixed rate loans	Interest income - Loans		71			(153	)