INCOME TAXES, Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
INCOME TAXES [Abstract]
Federal statutory rate	21.00%
Reconciliation of Income Tax Expenses [Abstract]
Federal statutory rate times financial statement income	$ 13,291	$ 16,678	$ 15,362
Effect of [Abstract]
Tax-exempt income	(701)	(836)	(953)
State taxes, net of federal benefit	348	301	239
Earnings from bank owned life insurance	(326)	(279)	(251)
Non-deductible expenses	648	675	409
Other, net	315	133	105
Total	$ 13,575	$ 16,672	$ 14,911
Effective tax rate	21.45%	20.99%	20.38%