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LOANS HELD FOR INVESTMENT, Activity in ACL for Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
LOANS HELD FOR INVESTMENT [Abstract]      
Ratio of allowance for credit losses to loans held for investment 1.42% 1.41%  
Allowance for Credit Losses [Roll Forward]      
Beginning Balance $ 42,356 $ 39,288 $ 42,098
Provision for credit losses 4,340 [1] 4,960 [2] (2,619)
Charge-offs (4,102) (2,828) (2,508)
Recoveries 643 834 2,317
Ending Balance 43,237 42,356 39,288
Provision for credit loss on loans including off-balance sheet credit exposures 4,300 4,610 (2,619)
Provision for off-balance sheet credit exposures (40) (350)  
Net charge offs 3,500    
Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 102    
Ending Balance   102  
Commercial Real Estate [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 15,808 13,029 17,245
Provision for credit losses 207 [1] 1,952 [2] (4,634)
Charge-offs (87) 0 0
Recoveries 45 0 418
Ending Balance 15,973 15,808 13,029
Commercial Real Estate [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 827    
Ending Balance   827  
Commercial [Member] | Specialized [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 4,020 3,425 4,363
Provision for credit losses 540 [1] 398 [2] (1,745)
Charge-offs 0 (11) (199)
Recoveries 80 175 1,006
Ending Balance 4,640 4,020 3,425
Commercial [Member] | Specialized [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 33    
Ending Balance   33  
Commercial [Member] | General [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 6,391 9,215 8,466
Provision for credit losses 1,393 [1] 42 [2] 627
Charge-offs (1,082) (469) (328)
Recoveries 172 177 450
Ending Balance 6,874 6,391 9,215
Commercial [Member] | General [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance (2,574)    
Ending Balance   (2,574)  
Consumer [Member] | 1-4 Family Residential [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 9,177 6,194 5,268
Provision for credit losses 669 [1] 1,278 [2] 1,026
Charge-offs (175) (1) (140)
Recoveries 6 6 40
Ending Balance 9,677 9,177 6,194
Consumer [Member] | 1-4 Family Residential [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 1,700    
Ending Balance   1,700  
Consumer [Member] | Auto Loans [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 3,601 3,926 3,653
Provision for credit losses 465 [1] 698 [2] 637
Charge-offs (1,186) (888) (508)
Recoveries 135 197 144
Ending Balance 3,015 3,601 3,926
Consumer [Member] | Auto Loans [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance (332)    
Ending Balance   (332)  
Consumer [Member] | Other Consumer [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 968 1,376 1,357
Provision for credit losses 1,204 [1] 688 [2] 932
Charge-offs (1,257) [3] (1,140) [4] (1,167)
Recoveries 200 279 254
Ending Balance 1,115 968 1,376
Consumer [Member] | Other Consumer [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance (235)    
Ending Balance   (235)  
Construction [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance 2,391 2,123 1,746
Provision for credit losses (138) [1] (96) [2] 538
Charge-offs (315) (319) (166)
Recoveries 5 0 5
Ending Balance 1,943 2,391 $ 2,123
Construction [Member] | Impact of CECL Adoption [Member]      
Allowance for Credit Losses [Roll Forward]      
Beginning Balance $ 683    
Ending Balance   $ 683  
[1] The $4.3 million provision for credit loss on the Consolidated Statement of Comprehensive Income (Loss) includes a $4.3 million provision for credit losses on loans and a $(40) thousand provision for off-balance sheet credit exposures for the year ended December 31, 2024.
[2] The $4.6 million provision for credit loss on the Consolidated Statement of Comprehensive Income (Loss) includes a $5.0 million provision for credit losses on loans and a $(350) thousand provision for off-balance sheet credit exposures for the year ended December 31, 2024.
[3] Includes $457 thousand in charged-off demand deposit overdrafts reported as 2024 originations.
[4] Includes $574 thousand in charged-off demand deposit overdrafts reported as 2023 originations.