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PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION (Tables)
 12 Months Ended
Dec. 31, 2024
PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION [Abstract]  
Condensed Balance Sheets
CONDENSED BALANCE SHEETS
   
December 31,
  
   
2024
    
2023
  
ASSETS
  

 
Cash and cash equivalents
  
$
104,856
    
$
87,167
  
Investment in banking subsidiary
    
436,989
      
420,677
  
Investment in other subsidiary
    
51
      
51
  
Other assets
    
9,060
      
12,592
  
Total assets
  
$
550,956
    
$
520,487
  
                 
LIABILITIES AND STOCKHOLDERS’ EQUITY
                
Debt
  
$
110,354
    
$
110,168
  
Accrued expenses and other liabilities
    
1,653
      
3,205
  
Stockholders’ equity
    
438,949
      
407,114
  
Total liabilities and stockholders’ equity
  
$
550,956
    
$
520,487
  
Condensed Statements of Income
CONDENSED STATEMENTS OF INCOME

 
  
Year Ended December 31,
  
   
2024
   
2023
   
2022
 
Dividends
  
$
31,400
    
$
35,000
    
$
40,375
  
Other income
    
102
      
100
      
52
  
Interest expense
    
(6,721
)
    
(7,294
)
    
(5,689
)
Other expense
    
(2,168
)
    
(1,897
)
    
(1,768
)
Income before income tax and undistributed subsidiary income
    
22,613
      
25,909
      
32,970
  
Income tax benefit
    
(1,845
)
    
(1,904
)
    
(1,555
)
Equity in undistributed subsidiary income
    
25,259
      
34,932
      
23,715
  
Net income
  
$
49,717
    
$
62,745
    
$
58,240
  
Condensed Statements of Cash Flows
CONDENSED STATEMENTS OF CASH FLOWS

   
Year Ended December 31,
  
   
2024
    
2023
    
2022
  
Cash flows from operating activities:
                  
Net income
  
$
49,717
    
$
62,745
    
$
58,240
  
Adjustments:
                        
Equity in undistributed subsidiary income
    
(25,259
)
    
(34,932
)
    
(23,715
)
Amortization of debt issuance costs
    
186
      
186
      
186
  
Stock based compensation
    
2,318
      
2,157
      
2,753
  
Change in other assets
    
3,532
      
(3,378
)
    
(3,201
)
Change in other liabilities
    
(1,552
)
    
1,004
      
369
  
Net cash provided by operating activities
    
28,942
      
27,782
      
34,632
  
                         
Cash flows from financing activities:
                        
Repayments of long-term borrowings
    
—
      
(12,372
)
    
—
  
Payments to tax authorities for stock-based compensation
    
(759
)
    
(731
)
    
(1,168
)
Payments to repurchase common stock
    
(1,340
)
    
(17,763
)
    
(22,699
)
Cash dividends paid on common stock
    
(9,154
)
    
(8,745
)
    
(8,012
)
Net cash used in financing activities
    
(11,253
)
    
(39,611
)
    
(31,879
)
                         
Net change in cash and cash equivalents
    
17,689
      
(11,829
)
    
2,753
  
Beginning cash and cash equivalents
    
87,167
      
98,996
      
96,243
  
Ending cash and cash equivalents
  
$
104,856
    
$
87,167
    
$
98,996