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STOCK-BASED COMPENSATION (Tables)
 12 Months Ended
Dec. 31, 2024
STOCK-BASED COMPENSATION [Abstract]  
Summary of Stock Option Activity
A summary of activity in the Plan during the year indicated is presented in the table below (dollars in thousands, except per share data):
   
Number
of Shares
    
Weighted-Average
Exercise Price
    
Weighted-Average
Remaining Contractual
Life in Years
    
Aggregate
Intrinsic Value
  
Year Ended December 31, 2024
                        
Outstanding at beginning of year:
    
1,280,858
    
$
16.91
          
$
22,849
  
Granted
    
32,465
      
29.32
            
176
  
Exercised
    
(137,536
)
    
11.97
            
(3,133
)
Forfeited
    
—
      
—
            
—
  
Expired
    
—
      
—
            
—
  
                               
Balance at end of year
    
1,175,787
    
$
17.83
      
4.54
    
$
19,892
  
                                 
Exercisable at end of period
   
1,064,695
    
$
17.01
      
4.22
    
$
18,886
  
                                 
Vested at end of period
    
1,064,695
    
$
17.01
      
4.22
    
$
18,886
  
Summary of Assumptions Used to Calculate Fair Value of Awards
A summary of assumptions used to calculate the fair values of the awards granted during the periods noted is presented below:
    Year Ended December 31,       
 
    2024
 		     2023      2022
 		 
Expected volatility
     40.45%
   
39.13% to 39.68%
  
     40.20% to 40.29%  
Expected dividend yield
     1.80%
   
1.74% to 1.90%
  
    
1.30%

Expected term (years)
    
6.1
      6.1 to 6.3       6.1 to 6.3  
Risk-free interest rate
     3.94%
   
3.91% to 3.98%
  
     1.56% to 1.95%  
Weighted average grant date fair value
   $ 11.10     $
10.26
     $
10.54
  
Summary of Activity of Restricted Stock Units
A summary of activity in the Plan during the year indicated is presented in the table below:
   
Number
of Shares
    
Weighted-Average
Grant Date
Fair Value
  
Year Ended December 31, 2024
            
Outstanding at beginning of year:
    
125,917
    
$
26.58
  
Granted
    
89,103
      
26.56
  
Exercised
    
(23,478
)
    
27.38
  
Forfeited
    
(3,647
)
    
24.54
  
                 
Balance at end of year
   
187,895
    
$
26.51
  
Summary of Assumptions Used to Calculate the Grant Date Fair Value of the ESPP Rights


A summary of assumptions used to calculate the grant date fair value of the ESPP rights for the period indicated during is presented below:

   
Year Ended 
December 31, 2024
  
Expected volatility
    
31.31
%
Expected dividend yield
    
1.89
%
Expected term (years)
    
0.5
  
Risk-free interest rate
    
5.02
%