CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 54,114	$ 62,821
Interest-bearing deposits in banks	304,968	267,337
Cash and cash equivalents	359,082	330,158
Securities available for sale	577,240	622,762
Loans held for sale ($13,791 and $6,615 at fair value at December 31, 2024 and 2023, respectively)	20,542	14,499
Loans held for investment	3,055,054	3,014,153
Allowance for credit losses on loans	(43,237)	(42,356)
Loans held for investment, net	3,011,817	2,971,797
Accrued interest receivable	21,687	20,881
Premises and equipment, net	52,951	55,070
Bank-owned life insurance	76,054	74,504
Goodwill	19,315	19,315
Intangible assets, net	1,720	2,429
Mortgage servicing rights	26,292	26,569
Deferred tax asset, net	22,840	19,413
Other assets	42,699	47,396
Total assets	4,232,239	4,204,793
Deposits:
Noninterest-bearing	935,510	974,201
Interest-bearing	2,685,366	2,651,952
Total deposits	3,620,876	3,626,153
Accrued expenses and other liabilities	62,060	61,358
Subordinated debt	63,961	63,775
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	3,793,290	3,797,679
Stockholders' equity:
Common stock, $1 par value per share, 30,000,000 shares authorized; 16,455,826 and 16,417,099 issued and outstanding at December 31, 2024 and 2023, respectively	16,456	16,417
Additional paid-in capital	97,287	97,107
Retained earnings	385,827	345,264
Accumulated other comprehensive loss	(60,621)	(51,674)
Total stockholders' equity	438,949	407,114
Total liabilities and stockholders' equity	$ 4,232,239	$ 4,204,793