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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 60,863 $ 62,821
Interest-bearing deposits in banks 410,304 267,337
Cash and cash equivalents 471,167 330,158
Securities available for sale 606,889 622,762
Loans held for sale ($9,490 and $6,615 at fair value at September 30, 2024 and December 31, 2023, respectively) 11,389 14,499
Loans held for investment 3,037,375 3,014,153
Allowance for credit losses on loans (42,886) (42,356)
Loans held for investment, net 2,994,489 2,971,797
Accrued interest receivable 19,155 20,881
Premises and equipment, net 53,323 55,070
Bank-owned life insurance 75,649 74,504
Goodwill 19,315 19,315
Intangible assets, net 1,882 2,429
Mortgage servicing rights 24,573 26,569
Deferred tax asset, net 18,889 19,413
Other assets 40,939 47,396
Total assets 4,337,659 4,204,793
Deposits:    
Noninterest-bearing 998,480 974,201
Interest-bearing 2,720,880 2,651,952
Total deposits 3,719,360 3,626,153
Accrued expenses and other liabilities 64,870 61,358
Subordinated debt 63,914 63,775
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,894,537 3,797,679
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,386,627 and 16,417,099 issued and outstanding at September 30, 2024 and December 31, 2023, respectively 16,386 16,417
Additional paid-in capital 97,367 97,107
Retained earnings 371,782 345,264
Accumulated other comprehensive loss (42,413) (51,674)
Total stockholders' equity 443,122 407,114
Total liabilities and stockholders' equity $ 4,337,659 $ 4,204,793