XML 56 R45.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS HELD FOR INVESTMENT, Amortized Cost Basis of Loans by Credit Quality Indicator and Origination Year and Gross Charge-offs (Details)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Jun. 30, 2024
USD ($)
Point
Jun. 30, 2023
USD ($)
Dec. 31, 2023
USD ($)
Credit Quality Indicators [Abstract]          
Number of points on a grading scale for loans | Point     13    
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
Loans $ 3,094,273   $ 3,094,273   $ 3,014,153
Current Period Gross Charge-offs [Abstract]          
2024     156   574
Current period gross charge-offs 860 $ 555 1,999 $ 1,494  
Minimum [Member]          
Credit Quality Indicators [Abstract]          
Non-accrual loans with direct exposure analyzed for individual evaluation 250   250    
Past due accruing loans closely monitored 100   100    
Substandard [Member] | Minimum [Member]          
Credit Quality Indicators [Abstract]          
Accruing loans with direct exposure that are closely monitored 1,000   1,000    
Commercial Real Estate [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 60,131   60,131   254,766
2023 271,803   271,803   324,683
2022 336,629   336,629   210,363
2021 197,211   197,211   64,036
2020 49,694   49,694   48,137
2019 204,284   204,284   175,229
Revolving loans 5,520   5,520   3,842
Loans 1,125,272   1,125,272   1,081,056
Current Period Gross Charge-offs [Abstract]          
2024     0   0
2023     0   0
2022     64   0
2021     0   0
2020     0   0
2019     22   0
Revolving loans     0   0
Current period gross charge-offs 0 0 86 0 0
Commercial Real Estate [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 60,131   60,131   254,766
2023 271,803   271,803   324,601
2022 336,552   336,552   189,211
2021 168,463   168,463   50,660
2020 47,572   47,572   47,988
2019 198,353   198,353   174,859
Revolving loans 5,520   5,520   3,842
Loans 1,088,394   1,088,394   1,045,927
Commercial Real Estate [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   11,677
2020 449   449   0
2019 5,569   5,569   0
Revolving loans 0   0   0
Loans 6,018   6,018   11,677
Commercial Real Estate [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   82
2022 77   77   21,152
2021 28,748   28,748   1,699
2020 1,673   1,673   149
2019 362   362   370
Revolving loans 0   0   0
Loans 30,860   30,860   23,452
Commercial [Member] | Specialized [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 106,036   106,036   117,912
2023 68,335   68,335   59,195
2022 49,597   49,597   58,035
2021 48,279   48,279   20,276
2020 17,063   17,063   10,395
2019 35,667   35,667   22,895
Revolving loans 97,625   97,625   83,668
Loans 422,602   422,602   372,376
Current Period Gross Charge-offs [Abstract]          
2024     0   0
2023     0   0
2022     0   0
2021     0   11
2020     0   0
2019     0   0
Revolving loans     0   0
Current period gross charge-offs 0 0 0 0 11
Commercial [Member] | Specialized [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 105,822   105,822   117,912
2023 68,335   68,335   56,152
2022 47,313   47,313   57,839
2021 48,269   48,269   19,883
2020 16,717   16,717   10,376
2019 35,557   35,557   22,758
Revolving loans 97,625   97,625   83,368
Loans 419,638   419,638   368,288
Commercial [Member] | Specialized [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 214   214   0
2023 0   0   2,938
2022 2,182   2,182   0
2021 0   0   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   300
Loans 2,396   2,396   3,238
Commercial [Member] | Specialized [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   105
2022 102   102   196
2021 10   10   393
2020 346   346   19
2019 110   110   137
Revolving loans 0   0   0
Loans 568   568   850
Commercial [Member] | General [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 42,656   42,656   89,112
2023 87,103   87,103   131,557
2022 115,549   115,549   95,633
2021 78,243   78,243   36,021
2020 32,511   32,511   48,409
2019 97,684   97,684   71,997
Revolving loans 74,026   74,026   44,632
Loans 527,772   527,772   517,361
Current Period Gross Charge-offs [Abstract]          
2024     0   0
2023     184   47
2022     493   50
2021     4   33
2020     0   18
2019     39   321
Revolving loans     0   0
Current period gross charge-offs 344 169 720 369 469
Commercial [Member] | General [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 42,656   42,656   88,911
2023 86,872   86,872   128,627
2022 112,962   112,962   90,957
2021 73,639   73,639   35,794
2020 32,460   32,460   45,660
2019 96,592   96,592   68,990
Revolving loans 72,951   72,951   44,131
Loans 518,132   518,132   503,070
Commercial [Member] | General [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
2019 0   0   1,565
Revolving loans 733   733   250
Loans 733   733   1,815
Commercial [Member] | General [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   201
2023 231   231   2,930
2022 2,587   2,587   4,676
2021 4,604   4,604   227
2020 51   51   2,749
2019 1,092   1,092   1,442
Revolving loans 342   342   251
Loans 8,907   8,907   12,476
Consumer [Member] | 1-4 Family Residential [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 48,504   48,504   114,273
2023 108,402   108,402   156,931
2022 162,325   162,325   110,857
2021 106,404   106,404   52,648
2020 49,774   49,774   35,103
2019 87,809   87,809   61,149
Revolving loans 5,378   5,378   3,770
Loans 568,596   568,596   534,731
Current Period Gross Charge-offs [Abstract]          
2024     0   0
2023     0   0
2022     121   1
2021     51   0
2020     0   0
2019     0   0
Revolving loans     0   0
Current period gross charge-offs 0 0 172 0 1
Consumer [Member] | 1-4 Family Residential [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 48,504   48,504   113,897
2023 107,910   107,910   156,549
2022 160,980   160,980   106,619
2021 102,260   102,260   51,940
2020 48,995   48,995   31,345
2019 80,581   80,581   56,666
Revolving loans 5,378   5,378   3,770
Loans 554,608   554,608   520,786
Consumer [Member] | 1-4 Family Residential [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Consumer [Member] | 1-4 Family Residential [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   376
2023 492   492   382
2022 1,345   1,345   4,238
2021 4,144   4,144   708
2020 779   779   3,758
2019 7,228   7,228   4,483
Revolving loans 0   0   0
Loans 13,988   13,988   13,945
Consumer [Member] | Auto Loans [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 32,299   32,299   106,165
2023 88,426   88,426   124,777
2022 99,065   99,065   48,885
2021 36,817   36,817   16,584
2020 11,388   11,388   6,893
2019 4,449   4,449   1,967
Revolving loans 0   0   0
Loans 272,444   272,444   305,271
Current Period Gross Charge-offs [Abstract]          
2024     10   113
2023     163   377
2022     208   254
2021     77   14
2020     9   49
2019     23   81
Revolving loans     0   0
Current period gross charge-offs 265 157 490 411 888
Consumer [Member] | Auto Loans [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 32,299   32,299   106,149
2023 88,402   88,402   124,588
2022 98,885   98,885   48,686
2021 36,570   36,570   16,524
2020 11,360   11,360   6,812
2019 4,396   4,396   1,935
Revolving loans 0   0   0
Loans 271,912   271,912   304,694
Consumer [Member] | Auto Loans [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Consumer [Member] | Auto Loans [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   16
2023 24   24   189
2022 180   180   199
2021 247   247   60
2020 28   28   81
2019 53   53   32
Revolving loans 0   0   0
Loans 532   532   577
Consumer [Member] | Other Consumer [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 12,910   12,910   23,719
2023 18,326   18,326   26,912
2022 20,582   20,582   10,242
2021 7,440   7,440   3,200
2020 2,125   2,125   2,539
2019 6,699   6,699   6,191
Revolving loans 1,431   1,431   1,365
Loans 69,513   69,513   74,168
Current Period Gross Charge-offs [Abstract]          
2024     158 [1]   624 [2]
2023     132 [1]   244 [2]
2022     140 [1]   88 [2]
2021     34 [1]   32 [2]
2020     1 [1]   72 [2]
2019     66 [1]   80 [2]
Revolving loans     0 [1]   0 [2]
Current period gross charge-offs 251 229 531 [1] 442 1,140 [2]
Consumer [Member] | Other Consumer [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 12,910   12,910   23,719
2023 18,246   18,246   26,899
2022 20,495   20,495   10,198
2021 7,411   7,411   3,190
2020 2,118   2,118   2,539
2019 6,654   6,654   6,107
Revolving loans 1,430   1,430   1,364
Loans 69,264   69,264   74,016
Consumer [Member] | Other Consumer [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Consumer [Member] | Other Consumer [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 80   80   13
2022 87   87   44
2021 29   29   10
2020 7   7   0
2019 45   45   84
Revolving loans 1   1   1
Loans 249   249   152
Construction [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 34,619   34,619   62,034
2023 49,891   49,891   54,244
2022 17,059   17,059   6,331
2021 1,769   1,769   331
2020 0   0   0
2019 0   0   0
Revolving loans 4,736   4,736   6,250
Loans 108,074   108,074   129,190
Current Period Gross Charge-offs [Abstract]          
2024     0   48
2023     0   0
2022     0   271
2021     0   0
2020     0   0
2019     0   0
Revolving loans     0   0
Current period gross charge-offs 0 $ 0 0 $ 272 319
Construction [Member] | Pass [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 34,619   34,619   61,903
2023 49,576   49,576   53,930
2022 16,964   16,964   5,511
2021 949   949   331
2020 0   0   0
2019 0   0   0
Revolving loans 4,736   4,736   6,250
Loans 106,844   106,844   127,925
Construction [Member] | Special Mention [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   131
2023 0   0   0
2022 0   0   820
2021 0   0   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   0
Loans 0   0   951
Construction [Member] | Substandard [Member]          
Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year [Abstract]          
2024 0   0   0
2023 315   315   314
2022 95   95   0
2021 820   820   0
2020 0   0   0
2019 0   0   0
Revolving loans 0   0   0
Loans $ 1,230   $ 1,230   $ 314
[1] Includes $156 thousand in charged-off demand deposit overdrafts reported as 2024 originations.
[2] Includes $574 thousand in charged-off demand deposit overdrafts reported as 2023 originations.