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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 46,024 $ 62,821
Interest-bearing deposits in banks 251,982 267,337
Cash and cash equivalents 298,006 330,158
Securities available for sale 591,031 622,762
Loans held for sale ($12,252 and $6,615 at fair value at June 30, 2024 and December 31, 2023, respectively) 16,585 14,499
Loans held for investment 3,094,273 3,014,153
Allowance for credit losses on loans (43,173) (42,356)
Loans held for investment, net 3,051,100 2,971,797
Accrued interest receivable 19,481 20,881
Premises and equipment, net 53,952 55,070
Bank-owned life insurance 75,254 74,504
Goodwill 19,315 19,315
Intangible assets, net 2,064 2,429
Mortgage servicing rights 26,426 26,569
Deferred tax asset, net 22,319 19,413
Other assets 45,403 47,396
Total assets 4,220,936 4,204,793
Deposits:    
Noninterest-bearing 951,565 974,201
Interest-bearing 2,672,948 2,651,952
Total deposits 3,624,513 3,626,153
Accrued expenses and other liabilities 68,177 61,358
Subordinated debt 63,868 63,775
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,802,951 3,797,679
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,424,021 and 16,417,099 issued and outstanding at June 30, 2024 and December 31, 2023, respectively 16,424 16,417
Additional paid-in capital 97,766 97,107
Retained earnings 362,855 345,264
Accumulated other comprehensive loss (59,060) (51,674)
Total stockholders' equity 417,985 407,114
Total liabilities and stockholders' equity $ 4,220,936 $ 4,204,793