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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 41,273 $ 62,821
Interest-bearing deposits in banks 330,666 267,337
Cash and cash equivalents 371,939 330,158
Securities available for sale 599,869 622,762
Loans held for sale ($9,686 and $6,615 at fair value at March 31, 2024 and December 31, 2023, respectively) 15,751 14,499
Loans held for investment 3,011,799 3,014,153
Allowance for credit losses on loans (42,174) (42,356)
Loans held for investment, net 2,969,625 2,971,797
Accrued interest receivable 16,605 20,881
Premises and equipment, net 54,221 55,070
Bank-owned life insurance 74,879 74,504
Goodwill 19,315 19,315
Intangible assets, net 2,247 2,429
Mortgage servicing rights 26,843 26,569
Deferred tax asset, net 21,309 19,413
Other assets 46,390 47,396
Total assets 4,218,993 4,204,793
Deposits:    
Noninterest-bearing 974,174 974,201
Interest-bearing 2,664,397 2,651,952
Total deposits 3,638,571 3,626,153
Accrued expenses and other liabilities 61,496 61,358
Subordinated debt 63,821 63,775
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,810,281 3,797,679
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,431,755 and 16,417,099 issued and outstanding at March 31, 2024 and December 31, 2023, respectively 16,432 16,417
Additional paid-in capital 97,406 97,107
Retained earnings 354,011 345,264
Accumulated other comprehensive loss (59,137) (51,674)
Total stockholders' equity 408,712 407,114
Total liabilities and stockholders' equity $ 4,218,993 $ 4,204,793