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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 44,583 $ 61,613
Interest-bearing deposits in banks 307,841 173,270
Cash and cash equivalents 352,424 234,883
Securities available for sale 584,969 701,711
Loans held for sale ($14,496 and $10,038 at fair value at September 30, 2023 and December 31, 2022, respectively) 20,273 30,403
Loans held for investment 2,993,563 2,748,081
Allowance for credit losses on loans (42,075) (39,288)
Loans held for investment, net 2,951,488 2,708,793
Accrued interest receivable 17,672 16,432
Premises and equipment, net 56,391 56,337
Bank-owned life insurance 74,104 73,174
Goodwill 19,315 19,508
Intangible assets, net 2,621 4,349
Mortgage servicing rights 27,749 27,474
Deferred tax asset, net 28,135 22,818
Other assets 51,299 48,181
Total assets 4,186,440 3,944,063
Deposits:    
Noninterest-bearing 1,046,253 1,150,488
Interest-bearing 2,574,361 2,255,942
Total deposits 3,620,614 3,406,430
Accrued expenses and other liabilities 71,617 58,265
Subordinated debt 76,100 75,961
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,814,724 3,587,049
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,600,442 and 17,027,197 issued and outstanding at September 30, 2023 and December 31, 2022, respectively 16,600 17,027
Additional paid-in capital 102,633 112,834
Retained earnings 337,076 292,261
Accumulated other comprehensive loss (84,593) (65,108)
Total stockholders' equity 371,716 357,014
Total liabilities and stockholders' equity $ 4,186,440 $ 3,944,063