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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 64,497 $ 61,613
Interest-bearing deposits in banks 231,084 173,270
Cash and cash equivalents 295,581 234,883
Securities available for sale 628,093 701,711
Loans held for sale ($15,516 and $10,038 at fair value at June 30, 2023 and December 31, 2022, respectively) 22,158 30,403
Loans held for investment 2,979,063 2,748,081
Allowance for credit losses on loans (43,137) (39,288)
Loans held for investment, net 2,935,926 2,708,793
Accrued interest receivable 15,917 16,432
Premises and equipment, net 56,416 56,337
Bank-owned life insurance 73,804 73,174
Goodwill 19,315 19,508
Intangible assets, net 2,834 4,349
Mortgage servicing rights 26,658 27,474
Deferred tax asset, net 22,359 22,818
Other assets 51,068 48,181
Total assets 4,150,129 3,944,063
Deposits:    
Noninterest-bearing 1,100,767 1,150,488
Interest-bearing 2,473,755 2,255,942
Total deposits 3,574,522 3,406,430
Accrued expenses and other liabilities 61,131 58,265
Subordinated debt 76,054 75,961
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,758,100 3,587,049
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 16,952,072 and 17,027,197 issued and outstanding at June 30, 2023 and December 31, 2022, respectively 16,952 17,027
Additional paid-in capital 111,133 112,834
Retained earnings 325,772 292,261
Accumulated other comprehensive loss (61,828) (65,108)
Total stockholders' equity 392,029 357,014
Total liabilities and stockholders' equity $ 4,150,129 $ 3,944,063