XML 51 R41.htm IDEA: XBRL DOCUMENT v3.22.1
LOANS HELD FOR INVESTMENT, Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Dec. 31, 2021
LOANS HELD FOR INVESTMENT [Abstract]      
Ratio of allowance for loan losses to loans held for investment 1.62%   1.73%
Allowance for Loan Losses [Roll Forward]      
Beginning Balance $ 42,098 $ 45,553  
Provision for loan losses (2,085) 89  
Charge-offs (657) (841)  
Recoveries 293 218  
Ending Balance 39,649 45,019  
Commercial Real Estate [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 17,245 18,962  
Provision for loan losses (2,649) 58  
Charge-offs 0 0  
Recoveries 25 0  
Ending Balance 14,621 19,020  
Commercial [Member] | Specialized [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 4,363 5,760  
Provision for loan losses (1,083) (378)  
Charge-offs (39) 0  
Recoveries 34 76  
Ending Balance 3,275 5,458  
Commercial [Member] | General [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 8,466 9,227  
Provision for loan losses 1,659 52  
Charge-offs (307) (344)  
Recoveries 122 44  
Ending Balance 9,940 8,979  
Consumer [Member] | 1-4 Family Residential [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 5,268 4,646  
Provision for loan losses (298) 295  
Charge-offs (40) (52)  
Recoveries 1 1  
Ending Balance 4,931 4,890  
Consumer [Member] | Auto Loans [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 3,653 4,226  
Provision for loan losses 68 (180)  
Charge-offs (86) (188)  
Recoveries 46 33  
Ending Balance 3,681 3,891  
Consumer [Member] | Other Consumer [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 1,357 1,671  
Provision for loan losses 147 4  
Charge-offs (185) (257)  
Recoveries 65 62  
Ending Balance 1,384 1,480  
Construction [Member]      
Allowance for Loan Losses [Roll Forward]      
Beginning Balance 1,746 1,061  
Provision for loan losses 71 238  
Charge-offs 0 0  
Recoveries 0 2  
Ending Balance $ 1,817 $ 1,301