OFF-BALANCE-SHEET ACTIVITIES, COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2021

OFF-BALANCE-SHEET ACTIVITIES, COMMITMENTS AND CONTINGENCIES [Abstract]

Financial Instrument Whose Contract Amounts Represent Credit Risk Outstanding

Financial instruments whose contract amounts represent credit risk outstanding at year-end follow:

	2021		2020
Commitments to grant loans and unfunded commitments under lines of credit	$	542,338	$	417,798
Standby letters-of-credit		12,418		10,481

Future Minimum Lease Payments Due under Non-Cancelable Operating Leases

Future minimum lease payments due under non-cancelable operating leases as of December 31, 2021 are as follows:

2022	$	1,938
2023		1,739
2024		1,325
2025		978
2026		1,030
Thereafter		5,982
	$	12,992